Sam Dines

Is it possible to make real-time payments fast and secure? 🔍 At Mastercard, our real-time payments technology powers 11 markets around the world, including the UK and Thailand. With instant payments comes increased risk of fraud, and tackling this requires an always-on, tech driven approach.    Bryan Sharkey, our EVP for real-time payments unpacks the risk of real-time payments fraud – as well as what providers can do to keep consumers’ money safe, including:    ✅Introducing innovative, AI-powered anti-fraud technology that empowers them to stay a step ahead of scammers ✅ Constantly scaling up fraud prevention to combat new forms of scams as they emerge ✅ Collaborate with other organisations across the private and public sector, including regulators, to build the strongest possible defence against fraud.   Read the full 11:FS article here 📰 https://lnkd.in/ecu7QXTF   #A2AProtect #RealTimePayments #Fraud #Payments

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🚀 Big news from Virgin Media O2! We are joining forces with Trustly, one of the world’s top Fintech companies, in an industry-first, trailblazing partnership to revolutionize eCommerce and payment experiences in the UK for millions of customers, using the power of Open Banking & Pay-by-Bank. 🎥 Get a first look at what’s coming in our exclusive video with Abraham Georgakarakos, VP of Digital & eCommerce at Virgin Media O2, and Johan Tjärnberg, CEO of Trustly Group — with more to follow soon. This builds on our momentum: ✅ Digital wallets payment live for contracts ✅ A groundbreaking Open Banking pilot in 2024 ✅ And now, we’re going even further — launching fast, secure, and frictionless payment options that redefine what great digital checkout looks like. Stay tuned — this is just the beginning. #openbanking #innovation #virginmediao2 #trustly #ecommerce #teamvirginmediao2

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Worldpay launches Embedded Finance Engine for platform partners Worldpay has launched the Embedded Finance Engine, a suite of financial service products enabling software platform partners to integrate embedded lending, banking, and commercial card issuing capabilities. Available to partners integrated with Worldpay for Platforms, the pre-built components feature 𝗺𝗼𝗱𝗲𝗿𝗻 𝗽𝗿𝗼𝗴𝗿𝗮𝗺𝗺𝗶𝗻𝗴 𝗮𝗿𝗰𝗵𝗶𝘁𝗲𝗰𝘁𝘂𝗿𝗲 𝗮𝗻𝗱 𝗰𝗼𝗻𝗳𝗶𝗴𝘂𝗿𝗮𝗯𝗹𝗲 𝘄𝗶𝗱𝗴𝗲𝘁𝘀 for quick deployment without major investment. The Engine reduces compliance and fraud risk burden by handling regulatory requirements and risk management, eliminating additional operating expenses for launching financial offerings. Platforms can activate new services seamlessly without extra costs or ongoing compliance resources as capabilities expand. Worldpay for Platforms President Matt Downs emphasized empowering partners to become everything platforms for their users beyond payments. Source: https://lnkd.in/gyuVHZwi This and more payments news in the newsletter — sign up here: https://lnkd.in/dVachRCE Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁] Nice story. Next! [ 𝗹𝗶𝗸𝗲 ]

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Introducing PayShap Request! We’re excited to officially launch PayShap Request, the latest addition to Ozow’s end-to-end payment suite, enabling instant payments using just a mobile number or account number. This launch marks a pivotal step in South Africa’s journey to modernise its payments infrastructure and drive greater financial inclusion. As an early enabler of PayShap Request, we’ve further aligned with the positioning of the South African Reserve Bank’s Payments Ecosystem Modernisation (PEM) vision. With over 4.5 million ShapIDs registered and more than R100 billion processed through PayShap, the opportunity for merchants to access new customers through this channel is growing rapidly. How it works: Customers simply select PayShap at checkout, choose their bank, enter their phone number or account number, and follow the prompts to authenticate the payment in their banking app. The Ozow experience caters for those who have a ShapID registered at their bank, while those who don’t can use their account number to complete the payment, reducing friction and enhancing accessibility. Key Benefits of PayShap Request: ✅ Instant payments: Merchants can get paid in real time, significantly improving cash flow and speeding up service delivery. ✅ Customer convenience: Customers can make instant payments using just their mobile number or account number. ✅ Access to new customers: PayShap opens access to digitally hesitant and risk-averse consumers, expanding the potential customer base for merchants. ✅ Secure and irrevocable: Every PayShap payment is authenticated directly via the customer’s banking app, with built-in fraud prevention mechanisms, ensuring secure and irrevocable transactions. 
 ✅ Direct refunds: Merchants can easily process refunds directly into a customer’s bank account. ✅ No extra setup required: Merchants already integrated with Ozow can enable PayShap Request with no additional development needed, ensuring a seamless transition and immediate benefits. With PayShap Request, we’re continuing our mission to deliver innovative, user-centric payment experiences while giving our merchants more choice, better conversion, and access to a fast-growing digital payments network. Account-to-account payments have always been at the core of what Ozow does, and with PayShap SA enabling deeper collaboration between banks, regulators, and fintechs, we’re one step closer to a more interoperable payment ecosystem. To activate PayShap Request for your business, contact us at [email protected]. #Ozow #PayShap #PayShapRequest #DigitalPayments #RealtimePayments #Fintech #FinancialInclusion #Innovation #SARB #RapidPayments #PaymentsTransformation

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Circle Payments Network (CPN): Building Better Payment Infrastructure Through CPN, members gain the ability to define how, where, and with whom they transact without compromising on speed, global reach, or compliance integrity. Once onboarded, members can set filters across: ✅ Geography: Route flows to or from specific countries ✅ Payment type: B2B, P2P, and first-party or third-party payouts ✅ Entity: Choose counterparty types ✅ Eligibility tier: Restrict to verified institutions holding particular regulatory authorizations Unlike legacy rails, CPN programmatically enforces these controls so counterparties are matched only when preferences align. That means fewer manual reviews, continuous audit trails, and better operational outcomes. The result: programmable guardrails that support trust across an open, global network. https://lnkd.in/gXbHkFj2

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Imagine a world where it’s simple and easy to connect any consumer and any merchant across borders. A world where there is a common platform, built with robust security in mind, and sending money virtually anywhere is fast. Introducing PayPal World--a global platform connecting the world’s largest payment systems and digital wallets. The PayPal World launch partners include: ✔️ Mercado Pago ✔️ NPCI International Payments Limited (NIPL) ✔️ PayPal ✔️ Tenpay Global ✔️ Venmo Together, the launch partners represent nearly two billion users. We have the opportunity to truly transform the way people send money and shop across borders, online, in-store, and with AI agents. PayPal World is expected to go live beginning in late 2025, with all partner wallets interoperable with PayPal and Venmo. Learn more: https://lnkd.in/g4mwysuA

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⚡️ How Are Real-Time Payments Rewriting the Rules for Cross-Border Finance? Nina Papazyan, Director of Product & Banking Relationships at Clear Junction, shares a detailed breakdown in our latest blog. Quick Recap: Real-time payments (#RTPs) are transforming how money moves, not just within borders but across them. What used to take days now happens in seconds. 📈 With RTP volumes forecast to exceed 600 billion by 2028, this isn’t just a speed upgrade. It’s a fundamental shift in how global finance operates. In the article, you’ll discover: ✅ The current state of RTP adoption worldwide and the real benefits driving it ✅ Where interoperability is already making an impact ✅ The role stablecoins and CBDCs play in this evolution ✅ The biggest challenges holding back broader adoption At Clear Junction, we see real-time as more than just fast pipes. It’s about building trust, transparency and long-term adaptability into cross-border payments. 📖 Read the full blog on our website: https://lnkd.in/efDU3Xiy #RealTimePayments #Fintech #CrossBorderPayments #PaymentsInnovation #ClearJunction

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We are excited to share that Zopa has today acquired payments platform, Rvvup! 🚀    The acquisition will transform and accelerate Zopa’s retail finance offering by positioning us at the centre of the merchant's checkout, expanding our capability from point-of-sale lending to supporting all modern payment methods via one unified experience.    New and existing merchants will benefit from a single, simple integration, deeper data insight, better payment conversion and lower overall processing costs within the next six months.    The acquisition is also expected to treble the size of Zopa’s embedded finance business within two years and will cement our position as a top three retail finance provider within five years. 💪    The news marks a key milestone in our growth trajectory and in our purpose of building the home of money, and we are delighted to welcome the Rvvup team to Zopa! 🏠.    Read more here 👉 https://lnkd.in/eGx5Ers4

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Cross-border payments players are stepping onto the Premier League pitch ⚽️ This summer has seen a wave of sponsorship announcements from companies in the sector, with Sokin, OFX, Airwallex and Ebury all securing new partnerships, while Corpay extended its long-running deal with West Ham. These join existing high-profile partnerships such as Standard Chartered with Liverpool and American Express with Brighton. With 65% of Premier League clubs now linked to at least one cross-border payments sponsor, these partnerships highlight both the visibility opportunities and the practical role payments companies can play in supporting clubs’ complex international needs. Read our full analysis here 👉 https://lnkd.in/eB5zwtX4 #Payments #CrossBorder #PremierLeague #Sponsorship #Fintech

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Integrated payments are a strategic growth driver for independent software vendors (ISVs). Yet outdated technology, rigid revenue models, and one-size-fits-all solutions are holding many ISVs back. Paysafe’s ISV Program removes these barriers with a faster, simpler, fully branded way to get paid. Learn why software vendors are turning to Paysafe to help them unlock transaction-based revenue 👉 https://bit.ly/4mwjdHK

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