BCU Risk Advisors

When it comes to car insurance, knowing the basics can make a big difference. Whether you’re looking into a new policy, filing a claim, or just reviewing your current coverage, understanding key terms can help you make more informed and confident decisions. Swipe through for a few terms every driver should know. Not sure if your current policy checks all the boxes? Contact us today to review your auto coverage or get answers to any questions you have. We're here to help!

📊 MARKET TRENDS – OCT 22 @ 2PM CT Rates are rising. Capacity is tightening. Planning ahead is essential. Join us October 22 for insights into today’s market conditions and how to stay ahead of them. Link in our bio to RSVP https://lnkd.in/g9JruJfM #markettrends #Insurancetrends #BCUrisk #insuranceeducation

Did you know that deer-related vehicle collisions cause over $1 billion in damages each year, with the average repair exceeding $3,000? As deer activity peaks from October to December, a few simple precautions can make all the difference on the road. Swipe to learn more. Have questions about what’s covered in the event of a deer collision or your auto insurance in general? Reach out — we’re here to help.

Fall is a favorite season for many, but it also brings seasonal risks. Whether you’re prepping your home or hitting the road, a few safety checks can go a long way. Swipe through for some fall safety tips to help protect what matters most. Need help reviewing your homeowners or auto coverage this fall? Contact us today to get started.

October is Cybersecurity Awareness Month, making it a perfect time to ensure your smart home devices aren’t giving cybercriminals a backdoor into your life. With everything from thermostats to baby monitors now connected to the internet, safeguarding your home network is more critical than ever. Swipe to learn more. Want to learn how cybersecurity insurance can protect your home and personal data? Contact us today.

I had the joy of interviewing my longtime friend and colleague, Brianna McBride. From getting licensed at just 18 years old to helping families navigate complex insurance programs, Brianna’s passion shines through in every conversation. We talked about the changes in our industry, the craziest claims she’s seen (personal tugboat, anyone?), and the legacy she hopes to leave behind. This episode is a reminder that insurance isn’t just about policies—it’s about people. 👉 Tune in now on the Reassurance Podcast. #insurance #understandinginsurance #podcast #bcurisk #personalinsurance #insurancenews

📈 2025 MARKET TRENDS – SEPT 24 @ 2PM CT The market’s evolving fast. Rates are rising, coverage is tightening, and planning ahead is essential. Join our next Market Trends Presentation to stay informed and better positioned. Link in our bio to read more on the blog or click here: https://lnkd.in/gGQVGRtr #markettrends #bcurisk #insurancenews #insurance #illinois #insurancerates

Deductibles are one of the most important — yet often misunderstood — parts of an insurance policy. Whether you're insuring your vehicle or your home, knowing how deductibles work can help you make smarter financial decisions and avoid costly surprises. Swipe through for some key considerations. Not sure what deductible makes the most sense for you? Our team can walk you through your options and help you strike the right balance. Contact us today. #BCUrisk #deductible #carinsurance #homeinsurance #cars #homeowner #insurancetips

Did you know nearly half of all car seats are used incorrectly? According to the National Highway Traffic Safety Administration, 46% of car seats are misused in a way that can compromise the child’s safety. As we recognize Child Passenger Safety Week (September 21–27), it’s a great time to double-check your setup. Here are a few quick tips: ✅ Use the right seat for your child’s age, height, and weight ✅ Make sure the seat is tightly secured — less than one inch of movement at the base ✅ Keep straps flat and snug, with the chest clip at armpit level ✅ Visit a certified technician for a safety inspection if you’re unsure Your child’s safety is worth a second look. Share this post with a fellow parent or caregiver who might find it helpful. And as always, if you have questions about your auto coverage or want to ensure you’re fully protected on the road, we’re here to help. Give us a call anytime! #bcurisk #childsaftey #carsafety

On September 23rd, we hit 100 days left in 2025! As we enter the final stretch of the year, our team is here to help you finish strong and set the stage for an even brighter year ahead. Whether you’re checking off goals or planning your next big move, let’s make these last months count. We’re ready to support you every step of the way — reach out anytime!