Chime

Opening night. New era. 🏀 We’re tipping off the NBA season with Cooper Flagg on our team and Chime Lane in full effect—bringing VIP perks to Chime members at AAC all season long. Let’s go, Mavs. 💙💚

Big season. Big debut. We’re launching a new partnership with Jason Momoa—starting with a holiday campaign that brings to life our shared belief that banking should be smarter, simpler, and built for real people. From long lines to last-minute splurges, the ad captures the chaos of the season with humor, heart, and a dose of relatable hustle. Jason brings it all to life while highlighting how Chime helps people stay in control—with early access to pay, credit-building tools, and cash back deals. 🎥 Watch the spot: https://lnkd.in/gAha5z3k

Curiosity. Impact. A drive to make data meaningful. 📊 Jaclyn Dinh turned a love of asking questions into a career leading analytics at Chime—driving insights that shape products, boost trust and safety, and improve the member experience for millions. Read her story in our latest It’s a Chimed Life® feature: https://lnkd.in/gd_drruR

#ICYMI: #Money2020USA will be bringing together Mastercard's Chief Marketing & Communications Officer Raja Rajamannar, Chime's CMO Vineet Mehra, and Effie Worldwide's Global CEO Traci Alford for a powerful conversation on how algorithms now read financial stress. Discover how leading brands balance automation with empathy to build trusted relationships at scale: https://lnkd.in/gmnBQkjT

Yesterday at the SEMAFOR World Economy Summit, our CEO Chris Britt sat down with Liz Hoffman to talk about where Chime—and the future of financial services—is headed. Here are a few takeaways 👇 💪 The everyday consumer is holding strong. With 8.7 million active members, Chime has a unique window into how everyday Americans are doing financially. “We see a very resilient consumer,” Chris shared. “Savings account balances are up year over year.” 💵 There’s a generational shift happening in banking. “We’re focused on the 80% of Americans earning up to $100K—that’s a huge segment of everyday Americans who aren't served well by traditional banks,” Chris said. “We've barely scratched the surface and see huge opportunities ahead.” 🏦 The bank partnership model drives member-obsessed innovation. Our approach—directly partnering with community banks to hold deposits while Chime delivers the tech experience—is becoming a widely accepted model. “It’s a win-win,” Chris shared. “Consumers get free or low-cost banking, while community banks benefit from partnering with us.” 🤖 AI is changing the game. “AI is everything at Chime,” Chris said. “Not only have we substantially reduced the cost to serve, we’ve also doubled our member satisfaction scores on the interactions.” Looking ahead, “we see a world where you have an AI partner on your phone—a co-pilot for your finances.” Photo credit: Semfor/Kris Triplaar

 💸 Trick or treat... or spend? Chime dug into Halloween spending habits—and let’s just say, one generation is really committed to the bit. Can you guess who dropped the most on spooky season? 🗳️ Poll below—and yes, there’s a right answer. Read the full breakdown on Halloween spending in the comments. ⬇️ 

You can’t rewire an industry for today’s needs using yesterday’s assumptions. AI is giving us a chance to reimagine how financial services are designed, delivered, and scaled. At this year’s Money20/20, Chime Co-Founder Ryan K. joins Megan Caywood Cooper, CEO of Caywood, an AI-powered WealthTech startup, for a candid fireside chat on Rewiring Financial Services DNA. They’ll dive into how AI is changing the way we build—from accelerating innovation and rethinking scale to responsibly deploying models in a trust-first, regulated space. 🔗: https://lnkd.in/gZwZwtD4

Systems aren’t just about processes. Compensation isn’t just about numbers. For Chimers like Vanesa Molina and Luisa Almonte, building people-first tech and fair pay practices is rooted in something deeper: a belief in equity, community, and care, which is shaped by their Costa Rican and Dominican heritages. This Latin American Heritage Month, we’re proud to spotlight their leadership. From performance tools to pay transparency, Vanesa and Luisa are showing how heritage, equity, and innovation go hand in hand. 💚 Read their stories on the Life at Chime blog → https://lnkd.in/gRe5jNfq

When you build with purpose, people notice. 👀 TIME just ranked Chime #1 in the banks category on its World’s Best Brands list, recognized for awareness, social buzz, likeability, usage, and loyalty. From “Mama, I Made It” to Financial Progress Month®, to the everyday stories of our members unlocking financial progress—this is what building a generational brand looks like. We’re honored. We’re grateful. And we’re just getting started. Check out the full list in the comments. ⬇️ Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What does thoughtful AI leadership look like in practice? At Chime, no one has this all figured out yet—but we’re putting real practices in place and learning faster every week, building responsibly as we go. To share more on the topic, Michael Barrett, our VP of Engineering, recently joined panels at ELC 2025 and SF Tech Week to explore how AI is reshaping engineering leadership. We packaged up a few of his key points on what we’ve been trying inside Chime: → Weekly AI Build Hours that ship real improvements → New ways of hiring—focused on how candidates use AI in real-world settings → Clear guardrails that balance speed with responsibility → Powered by our stack (ChimeCore + unified data), which lets us move fast and stay safe → A mindset shift: it’s not just about faster coding, but stronger systems As Michael puts it, real transformation means investing in both the “painting” and the “plumbing”—the creative and the mission-critical. Because at the end of the day, better engineering systems don’t just help our teams — they mean faster, safer, and more reliable products for our members. Check out the full Q&A for a look at how we’re building our Engineering AI playbook, one iteration at a time. https://lnkd.in/gKcpNKEp