Pay-in delays are a thing of the past with our Request for Payment (RfP) solution—enabling real-time, secure, and transparent inbound money movement across the RTP® network. Built on our API-based banking core infrastructure, RfP allows businesses to instantly fund wallets and accounts, gain real-time visibility, and reduce operational friction—all while improving the customer experience. 💡 Meet our team at Money20/20 to learn how RfP can streamline your real-time payment capabilities: https://lnkd.in/eACsZUue #Money2020 #RequestforPayment #InstantPayments
Cross River
Financial Services
Fort Lee, New Jersey 33,124 followers
Powering the future of financial services.
About us
Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
- Website
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http://www.crossriver.com
External link for Cross River
- Industry
- Financial Services
- Company size
- 501-1,000 employees
- Headquarters
- Fort Lee, New Jersey
- Type
- Privately Held
- Founded
- 2008
- Specialties
- Marketplace Lending, Small Business Loans, FinTech, Commercial Real Estate Loans, Crowdfunding, Payments, Securitization, Virtual Currency, ACH / IAT, Wallet (Custody), Core API Driven Banking, Capital Markets, Deposits/CDs, Small Business Lending, Banking as a Service, Wire Transfers, Real Time Payments, and Compliance
Locations
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Primary
2115 Linwood Ave
Fort Lee, New Jersey 07024, US
Employees at Cross River
Updates
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Noah Cooper, our Chief Investment Officer, will be at ABS East! Join Noah as he speaks alongside other industry experts on the panel “Secure, Unsecure, Insecure? Consumer Market Outlook” where he will provide expert insights on the evolving landscape of secured and unsecured consumer asset-backed securities. 📅 October 20, 2025 🕙 9:30 AM 📍Miami, FL Get more information about Noah’s panel and the event: https://abseast.com/ #ABSEast #CapitalSolutions #CrossRiver
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As the 16th day of the federal government shutdown comes to a close, Cross River remains committed to supporting those affected and helping ease the ongoing disruption. Stability and consistency have guided us from the start — through evolving markets, regulatory changes, and moments of uncertainty. This is no different. We’re continuing to serve our customers, partners, and communities with the same reliability they expect, and we’re offering flexible support for those directly affected by the shutdown, including payment deferrals, fee relief, and short-term liquidity options. If you’ve been impacted or have clients who have, our team is here to help you navigate this period. We remain steady, accessible, and focused on moving forward — together. Learn more here: https://lnkd.in/evvFXFKZ #Community #FinancialServices #Partnership
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We’re proud to support Prosper Marketplace on its inaugural 100% prefunded ABS transaction, a $120M deal backed by unsecured personal loans. CRB Securities served as Sole Structuring and Placement Agent, with Cross River Bank as co-sponsor. This transaction highlights the continued innovation at the intersection of fintech and capital markets, expanding access to institutional funding while supporting consumer financial well-being. This is what fintech infrastructure looks like in action. https://lnkd.in/dfj9DjrA #CapitalMarkets #StructuredFinance
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Catch up on this week's Cross River IQ newsletter. Here are the highlights: ⤵⤵⤵ ➡ FOMC Expects Two More Rate Cuts by EOY ➡ Former FDIC Director Confirmed for Treasury Role ➡ Supreme Court Won’t Rule on Cook Firing Till 2026 ➡ FDIC and OCC Look to Narrowly Define “Unsafe or Unsound” Practices ➡ Fifth Third to Acquire Comerica ➡ Lineage, Once A Synapse Partner, Recapitalizing ➡ Bank of North Dakota Announces Its Own Stablecoin ➡ Baseline Announces Series B #consumerlending #fintech #baas
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We’re transforming real-time payments with Visa Direct. Together, we combine speed with trust, delivering payments that are both fast and secure using Visa’s global network and our bank-grade compliance. Visa Direct x Cross River delivers what businesses need—a proven, scalable solution to move money quickly. Learn more about our collaboration with Visa and how we’re setting the standard for real-time payments: https://lnkd.in/eRPkx8jy Visa #RealTimePayments #PaymentSolutions #FinancialInnovation
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Are you expanding your payments program across borders? Our rail-agnostic International Payments solution delivers the technology and compliance foundation to enable cross-border payments for fintechs and SMBs, B2B and B2C transfers, funding operating accounts and subsidiary payments back to parent companies. Our team will be at Money20/20 ready to discuss how we can power your international payment capabilities. 💡 Schedule an on-site meeting with us: https://lnkd.in/eACsZUue #Money2020 #PaymentsInnovation #CrossBorderPayments
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Catch up on this week's Cross River IQ newsletter. Here are the highlights: ⤵⤵⤵ ➡ U.S. Employment Outlook Is Increasingly Gloomy ➡ Nubank Files for OCC Charter ➡ Hill Nominated For Permanent Role as FDIC Chair ➡ Cash Advance For Gig Workers Ualett Secures New Debt Facility ➡ Wealthfront Preps IPO ➡ Fiserv Acquires StoneCastle ➡ OpenAI and Stripe Team Up for Agentic Commerce ➡ Revolut Announces 5.5% APY Savings Offering with Cross River #consumerlending #fintech #baas
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Last week, we attended The Memorial Foundation’s 18th Annual Leaders of Democracy Luncheon during the Congressional Black Caucus Legislative Conference Week. This annual event recognizes community, industry, and public service leaders for their commitment to advancing equality in the larger pursuit of peace and justice in our global society. We are proud to be a longtime supporter of The Memorial Foundation’s Social Justice Fellowship Program, equipping the next generation of leaders, encouraging a more equitable future, and celebrating those working to build stronger, more just communities. #doMOREgood #Community
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🚀 Meet CRNow — our partner network built for real-time fund movement, giving fintechs the speed and flexibility they need. With CRNow, partners have full control and automation to move money instantly, 24/7/365—whether you want to direct payments to a chosen network or let COS automatically find the fastest route. The result: No delays. No cut-off windows. Just settlement in seconds. 🔗 Here’s why we built it: https://lnkd.in/egj3gBgX #RealTimePayments #FintechInfrastructure #BankingInnovation
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