🤝 𝗠𝗲𝗲𝘁 𝘁𝗵𝗲 𝗟𝗘𝗚-𝗨𝗣 𝗖𝗼𝗻𝘀𝗼𝗿𝘁𝗶𝘂𝗺. The LEG-UP project brings together a powerful consortium of organisations, each bringing unique expertise to create an innovative solution for affordable, energy-efficient housing. Our #partners include leaders in #sustainable #finance, #social #mortgage #lending, #innovative #technology, and #public #support. ✅ Onesto (coordinator) | Hans Vermeulen, Joris Piette, David Govaert, Anja H., Dounia Ait Aadi. ✅ UCI, Unión de Créditos Inmobiliarios | Pilar Campuzano López, Cátia Alves. ✅ EnerSave Capital Sarl | Csaba de Csiky, Alexandra Hedesiu. ✅ ICCS - NTUA , DSS Lab, EPU-NTUA | Katerina Papapostolou, Ioanna Andreoulaki, Konstantinos Kefalas . ✅ Fundació Europace | Maria F., Pau Águila Pérez, MARTA SURU ROBLES, Jordi Ayats, Miriam Nieto Castillo. Together, we are creating a new path to homeownership for low-income families in Europe. 🌍 Join us in shaping the future of affordable, sustainable housing! #LEGUP #LifeLEGUP #Consortium _ LIFE Programmee / #LIFEProgramme #LIFEProject #EuropeanProject #SustainableFinance #EnergyEfficiency #EnergyRenovation #HousingAffordability #Partners / CINEA - European Climate, Infrastructure and Environment Executive Agency
About us
Linking Energy-efficient Green Upgrades with Private Investments. A revolution in affordable housing & sustainable renovation. Across Europe, many low-income first-time buyers face the same dilemma: they want to buy a home, but the only ones within reach are outdated and energy-hungry. Renovating them is often financially out of the question. The result? High energy bills, poor living conditions, and a cycle of energy poverty. LEG-UP is here to change that. Our project pioneers a new financing model that combines the purchase and energy-efficient renovation of homes into one accessible solution. Families don’t just get a mortgage – they get the means to turn their new home into a healthy, comfortable, and future-proof place to live. How we do it: - Integrated financing that reduces risk for both lenders and homeowners. - One-Stop Shops to guide buyers through renovation choices and maximise impact. - Pilot projects in Flanders 🇧🇪 and Spain 🇪🇸 to test, refine and scale. The ambition? Mobilise over €2 billion in private investments in six years, create new ESG investment opportunities, and support Europe’s path to climate-neutral housing by 2050. LEG-UP is more than a project – it’s a movement towards affordable, sustainable living for everyone. This project is funded by the EU LIFE Programme (ID: 101215313). (Any posts reflect only the views of the project consortium.)
- Industry
- Financial Services
- Company size
- 2-10 employees
- Type
- Privately Held
- Founded
- 2025
Updates
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LEG-UP reposted this
🏡 A green transition that leaves no one behind. That’s the vision behind the LIFE LEG-UP project — and the reason why EnerSave Capital Sàrl is proud to be part of this EU-funded initiative. 🔑 The challenge: Millions of low-income households want to renovate their homes for better comfort, lower energy bills, and reduced emissions. But too often, they face one barrier: access to affordable financing. 💡 The LEG-UP solution: ✔️ Develop innovative financial products that make renovations accessible ✔️ Partner with local One-Stop-Shops, brokers, and intermediaries to reach households directly ✔️ Ensure the just transition is not just a slogan, but a reality across Europe At EnerSave Capital Sarl, our role is to design and implement the financial mechanisms that turn this vision into something bankable, scalable, and impactful. Because true sustainability isn’t only about reducing CO₂ — it’s about creating a Europe where everyone can benefit from healthier, more efficient homes. 👉 Follow us for updates on LEG-UP and other EU initiatives driving inclusive climate action. #EnerSaveCapital #LEGUP #LIFEProject #EnergyEfficiency #AffordableHousing #ClimateFinance #SocialImpact #EUProjects #JustTransition
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️🏘 𝗟𝗘𝗚-𝗨𝗣 𝗮𝘁 𝘁𝗵𝗲 𝟰𝘁𝗵 𝗘𝗘𝗠𝗜 𝗔𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 & 𝗦𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗹𝗲 𝗛𝗼𝘂𝘀𝗶𝗻𝗴 𝗦𝘆𝗺𝗽𝗼𝘀𝗶𝘂𝗺 𝗶𝗻 𝗩𝗲𝗻𝗶𝗰𝗲. Our team members Pilar Campuzano López and Cátia Alves from UCI, Unión de Créditos Inmobiliarios were honoured to participate in the 4th EEMI Affordable & Sustainable Housing Symposium, held in #Venice, where the spotlight was placed on the future of affordable and energy-efficient housing finance in #Europe. This edition of the symposium highlighted the progress made by EMF-ECBC (European Mortgage Federation - European Covered Bond Council) institutions in developing and promoting financial products that support housing renovation and sustainability. For LEG-UP, this event was a key opportunity to align with European efforts to make housing more #accessible and #affordable, especially for low-income first-time buyers. Our project is committed to: ✅ Supporting inclusive financial products for home renovation. ✅ Engaging local actors such as OSS, brokers, and ICI. ✅ Designing innovative marketing and loyalty strategies. ✅ Strengthening the link between energy efficiency and housing affordability. 💬 We believe that affordable housing is not just a social goal, but a cornerstone of the green transition. Events like this help us build bridges between financial innovation and real impact for European households. #LEGUP #LifeLEGUP _ LIFE Programme / #LIFEProgramme #LIFEProject #EuropeanProject #SustainableFinance #EnergyEfficiency #EnergyRenovation #HousingAffordability #AffordableHousing #EnergyEfficiency #GreenMortgages #HousingRenovation #HousingForAll / CINEA - European Climate, Infrastructure and Environment Executive Agency
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🚀 𝗟𝗘𝗚-𝗨𝗣 𝗣𝗿𝗼𝗷𝗲𝗰𝘁: 𝗔 𝗿𝗲𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗶𝗻 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗹𝗲 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 & 𝘀𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗹𝗲 𝗿𝗲𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻. Across Europe, many low-income first-time buyers face the same dilemma: they want to buy a home, but the only ones within reach are outdated and energy intensive. Renovating them is often financially out of the question. The result? High energy bills, poor living conditions, and a cycle of energy poverty. 𝗟𝗘𝗚-𝗨𝗣 𝗶𝘀 𝗵𝗲𝗿𝗲 𝘁𝗼 𝗰𝗵𝗮𝗻𝗴𝗲 𝘁𝗵𝗮𝘁. Our project pioneers a new #financing model that combines the purchase and energy-efficient #renovation of homes into one accessible solution. Families don’t just get a #mortgage – they get the means to turn their new home into a #healthy, #comfortable, and future-proof place to live. 𝗛𝗼𝘄 𝘄𝗲 𝗱𝗼 𝗶𝘁: ✅ 𝗜𝗻𝘁𝗲𝗴𝗿𝗮𝘁𝗲𝗱 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗻𝗴 that reduces risk for both #lenders and #homeowners. ✅ 𝗢𝗻𝗲-𝗦𝘁𝗼𝗽 𝗦𝗵𝗼𝗽𝘀 (#OSS) to guide buyers through renovation choices and maximise impact. ✅ 𝗣𝗶𝗹𝗼𝘁 𝗽𝗿𝗼𝗷𝗲𝗰𝘁𝘀 in Flanders (Belgium) and Girona (Spain) to test, refine and scale. 🎯 𝗧𝗵𝗲 𝗮𝗺𝗯𝗶𝘁𝗶𝗼𝗻? Mobilise over €2 billion in private investments in six years, create new ESG investment opportunities, and support Europe’s path to climate-neutral housing by 2050, while ensuring that no one is left behind in the process. We are committed to a just transition, where low-income and vulnerable groups also benefit from affordable, energy-efficient housing solutions. 📅 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗨𝗽𝗱𝗮𝘁𝗲: Since our initial Kick-off Meeting in June, we are working intensively on this project with international collaboration, taking bold steps towards creating a sustainable future for housing. 👉 Follow us to stay updated on our journey towards a more sustainable and affordable future! #LEGUP #LifeLEGUP _ LIFE Programme / #LIFEProgramme #LIFEProject #EuropeanProject #SustainableFinance #EnergyEfficiency #EnergyRenovation #HousingAffordability / CINEA - European Climate, Infrastructure and Environment Executive Agency
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LEG-UP reposted this
Professional Puzzle-Solver Driving Affordable, Comfortable and Energy-Efficient Housing Solutions Across Europe!
"If we lose sight of climate urgency, housing affordability, or the basic right to live in dignity – then we really are failing." Above thought pretty much sums up my past week in Seville at the EMF-ECBC (European Mortgage Federation - European Covered Bond Council) Plenary Meeting. Huge thanks to Luca Bertalot and his team for the flawless organisation and warm welcome – you make this community feel like a family. The strength of this network? Reconnecting with familiar faces, and sharing the conviction that covered bonds are far more than just an investment. Even if climate concerns risk slipping down the agenda, this group keeps sustainability at the core. The most powerful moment: the testimony of Yeonmi Park. Her escape from North Korea’s dictatorship, her resilience and her fight for human rights worldwide put everything painfully into perspective. A wake-up call: many of the issues we complain about in the West are trivial by comparison. Encouraging too: #AffordableHousing taking a permanent place on the agenda. For me, and for Onesto, this is not a side-topic – it’s our core mission. Low-income first-time buyers deserve attention, and through LEG-UP we’ll keep pushing this forward. ⚡ There’s no time to waste – let’s act. 💪 💚
From Monday to Thursday this week, Onesto was represented (Joris Piette) in Seville for the EMF-ECBC (European Mortgage Federation - European Covered Bond Council) Plenary Meeting – once again a flawlessly organised event with a truly warm welcome by Luca Bertalot and his team. Our sincere thanks! 💚 🌍 As always, the ECBC chose inspiring venues. Seville, with its magnificent architecture and rich history, offered a stunning backdrop – and even in the southern heat we could still enjoy the city’s beautifully preserved heritage. 🤝 What makes these gatherings so valuable is the strength of the covered bond community. Reconnecting with familiar faces, exchanging views – both formally and informally – and sharing the conviction that covered bonds represent far more than just a solid investment. Even as climate concerns risk slipping down the policy agenda, this community remains determined to keep sustainability at the forefront. 🏠 We are also pleased to see Affordable Housing taking a permanent place on the agenda – rightly so, as it is intrinsically linked with many other societal challenges (as the keynote of Ana Bachurova from United Nations Environment Programme Finance Initiative (UNEP FI) showed. 💡 One of the most powerful moments of the week came from the moving testimony of Yeonmi Park, who shared her escape from North Korea’s dictatorship – a journey marked by hardship, courage and resilience. Today, she continues to fight for human rights across the globe. Her story was an emotional wake-up call, reminding us how privileged we truly are in the West. Many of the challenges we face on a daily basis pale in comparison to the struggles she endured and continues to confront. 🔑 For Onesto, it remains extremely valuable to be part of this network – not despite, but precisely because of our specific focus on social housing loans. In doing so, we help ensure that the needs of low-income first-time buyers are not overlooked, while also finding the right connections and support for our LEG-UP project. A heartfelt thank you to all participants for the inspiration, the open dialogue and the offered help. We look forward to continuing this journey together! 💪 #ecbc #sustainable #social #wonen #woonkans #wooncomfort #betaalbaarwonen #legup #sevilla #emf #affordablehousing
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LEG-UP reposted this
🌍💡 LEG-UP ya está en marcha y ahora también en LinkedIn. En UCI formamos parte de LEG-UP (Linking Energy-efficient Green Upgrades with Private Investments), una iniciativa del programa LIFE de la Comisión Europea que trabaja para revolucionar el acceso a la vivienda de familias de bajos ingresos mediante la rehabilitación energética de viviendas antiguas e ineficientes. El proyecto combina la compra de vivienda con su rehabilitación, movilizando inversiones privadas bajo un marco ESG. Durante los próximos años, se espera activar más de 2.000 millones de euros en inversión privada, con proyectos piloto en España y Flandes, para avanzar hacia la neutralidad climática del sector inmobiliario en 2050. 🤝 Un reto que compartimos junto a grandes socios como Onesto, EnerSave Capital Sarl, National Technical University of Athens y la Fundació Europace. 📲 Ahora, LEG-UP también cuenta con perfil en LinkedIn. Síguelo para estar al día de los hitos, avances y oportunidades de participación: https://lnkd.in/dEkrSvWt #LEGUP #LIFEProject #EnergyEfficiency #AffordableHousing #GreenFinance #SocialImpact #Sustainability
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LEG-UP reposted this
Professional Puzzle-Solver Driving Affordable, Comfortable and Energy-Efficient Housing Solutions Across Europe!
Housing affordability and energy poverty are not abstract policy debates — they are daily struggles for millions of families. That’s why I’m proud we’ve just launched the LEG-UP LinkedIn page together with some very engaged partners of Onesto (UCI, Unión de Créditos Inmobiliarios ICCS - NTUA Fundació Europace EnerSave Capital Sarl) 💚 💪 Our mission? To fill a critical market gap: supporting low-income first-time buyers who are forced to purchase outdated, energy-hungry homes without the means to renovate them. LEG-UP offers an integrated financing solution that makes both homeownership and energy-efficient renovation possible. Because the energy transition will fail if we leave these households behind. 👉 Follow LEG-UP to see how we’re turning this challenge into real, scalable solutions. #EnergyPoverty #AffordableHousing #SustainableFinance #Impact #woonkans #wonen #wooncomfort #betaalbaarwonen
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LEG-UP reposted this
🚀 We’re live! The LEG-UP LinkedIn page is now up and running! Follow us to discover how we’re tackling one of Europe’s most pressing challenges: helping low-income first-time buyers finance both the purchase and energy-efficient renovation of their homes. By linking green upgrades with private investment, LEG-UP paves the way for affordable, sustainable housing — and a fairer energy transition. 👉 Stay tuned for updates on our goals, milestones and impact. #AffordableHousing #EnergyEfficiency #Sustainability #ImpactFinance https://lnkd.in/eJ_AtHEf