Sanchez Gaunt Capital Management LLC.

How AI Is Transforming Real Estate – Part 2 By Jon G. Sanchez | Sanchez Gaunt Capital Management Artificial Intelligence isn’t just knocking on the real estate door—it’s already moved in, rearranged the furniture, and optimized the floor plan. On a recent episode of The Jon Sanchez Show, we continued our discussion on how AI is reshaping the housing market—this time diving deeper into the tools that are changing how buyers, sellers, and lenders do business. From smarter property searches to virtual home staging, technology is helping professionals refine pricing, predict market trends, and showcase listings more effectively. But it’s not just realtors who are benefiting—lenders are too. AI is transforming the mortgage process by verifying income and employment data almost instantly, reducing paperwork delays, and identifying potential red flags in loan files. Programs like Fannie Mae’s Day One Certainty aim to streamline the path from application to approval, while still requiring the careful oversight of qualified professionals. What’s next? Industry experts like Cory Edge and Dwight Millard predict that title transfers may one day move to blockchain—allowing for faster, more secure transactions. Imagine closing on a home in less time than it takes to grab lunch (though we’ll still recommend a good inspection first). At the end of the day, AI isn’t replacing real estate professionals—it’s enhancing their expertise. The technology helps make smarter, faster, and often more transparent decisions. But as with any major innovation, success still depends on informed human judgment and due diligence. 🎧 Tune in to The Jon Sanchez Show (News Talk 780 KOH, YouTube, Apple Podcasts, or Spotify) for the full conversation on how AI is transforming real estate—and what it could mean for buyers, sellers, and investors across Northern Nevada. #ArtificialIntelligence #RealEstate #MortgageIndustry #FinancialPlanning #RenoNevada #JonSanchezShow

Protecting What You’ve Built: 7 Considerations for Family Asset Preservation Based on The Jon Sanchez Show – October 15, 2025 Growing wealth is only part of the plan. Preserving it requires forethought, strategy, and an understanding of potential risks. On a recent episode of The Jon Sanchez Show, Jason Gaunt and I outlined 7 key considerations for families looking to help safeguard their assets. While these strategies can play a meaningful role in estate and risk planning, each comes with its own costs, complexity, and limitations. Here’s a high-level summary: 🔹 Revocable Living Trusts These can help avoid probate and clarify asset distribution. However, they generally do not protect against creditors or lawsuits and require careful funding and upkeep. 🔹 LLCs for At-Risk Assets A Limited Liability Company may provide a legal separation between personal and business assets. Still, proper setup, annual filings, and separation of finances are critical to avoid “piercing the veil.” 🔹 Review Titling & Beneficiaries Ensuring accounts are correctly titled and beneficiaries updated can help streamline transfers. However, improper designations can lead to unintended tax or estate outcomes. 🔹 Nevada Homestead Exemption This low-cost filing may protect a portion of home equity from certain creditors. Yet it doesn’t apply to all debts (e.g., IRS or mortgage lenders), and equity limits vary. 🔹 Umbrella Insurance This coverage may extend liability limits above auto or homeowners policies. It’s important to review exclusions, coverage gaps, and coordination with your base policies. 🛡️ Asset protection requires careful integration across financial, legal, and insurance planning. One-size solutions rarely apply. To learn more or request a full checklist, contact: bailey@sanchezgaunt.com #FinancialPlanning #AssetProtection #EstatePlanning #WealthPreservation #NevadaFinance #RenoAdvisor #SanchezGaunt

Inheriting a Home: What Should You Do Next? As the largest generational wealth transfer in history unfolds, many families—especially here in Reno, Nevada—are inheriting real estate. But what comes next? This week on The Jon Sanchez Show (Oct. 9, 2025), we discussed practical steps and legal considerations for navigating an inherited property. Here are the key takeaways: 🔍 Step 1: Understand the Legal Structure Was the home held in a trust? If not, probate may be required. Knowing how the property is titled (and whether a will exists) will determine the next steps. Consult a qualified estate attorney early. 📈 Step 2: Get an Appraisal To determine your stepped-up cost basis—critical for future tax implications—you’ll need a professional appraisal dated near the time of death. 🏠 Step 3: Decide: Keep, Sell, or Rent? • Keep it if it fits your financial plan and lifestyle. • Sell it if you need liquidity or want closure. • Rent it for ongoing income—but talk to a CPA about taxes and long-term viability. 👨👩👧👦 Step 4: Communicate With Family If multiple heirs are involved, alignment is key. Conflicts often arise. The more clarity and communication, the smoother the process. 💡 Final Thoughts Estate planning isn't just about passing down assets—it's about reducing friction and honoring intent. A revocable living trust, up-to-date titling, and a family meeting can make all the difference. ▶️ Listen to the full episode on YouTube, Apple Podcasts or Spotify: The Jon Sanchez Show – Oct. 9, 2025 #EstatePlanning #FinancialPlanning #Inheritance #RenoRealEstate #WealthTransfer #Trusts #SteppedUpBasis #FinancialAdvisor #JonSanchezShow

New on the Blog: Navigating Solo Retirement Retirement is meant to be a reward—but what happens when you’re entering this chapter alone? Whether due to divorce, loss of a spouse, or by choice, solo retirement is becoming more common in Northern Nevada and beyond. In our latest blog, we explore how to build a confident, fulfilling, and financially secure retirement—solo. ✅ Practical planning tips ✅ Emotional and lifestyle insights ✅ Estate and long-term care considerations If you're planning for retirement on your own—or know someone who is—this is a must-read. 🔗 sanchezgaunt.com/blog #RetirementPlanning #SoloRetirement #FinancialPlanningReno #SanchezGaunt #EstatePlanning #RenoFinancialAdvisor #NorthernNevadaFinance

𝗬𝗼𝘂 𝗝𝘂𝘀𝘁 𝗜𝗻𝗵𝗲𝗿𝗶𝘁𝗲𝗱 𝗮 𝗛𝗼𝗺𝗲… 𝗡𝗼𝘄 𝗪𝗵𝗮𝘁? It sounds like a dream scenario — you’ve just inherited a home. But before visions of “easy money” start dancing in your head, take a deep breath. 𝗜𝗻𝗵𝗲𝗿𝗶𝘁𝗶𝗻𝗴 𝗿𝗲𝗮𝗹 𝗲𝘀𝘁𝗮𝘁𝗲 𝗰𝗮𝗻 𝗯𝗲 𝗺𝗼𝗿𝗲 𝗲𝗺𝗼𝘁𝗶𝗼𝗻𝗮𝗹 𝗮𝗻𝗱 𝗰𝗼𝗺𝗽𝗹𝗲𝘅 𝘁𝗵𝗮𝗻 𝗶𝘁 𝗹𝗼𝗼𝗸𝘀. On a recent episode of 𝗧𝗵𝗲 𝗝𝗼𝗻 𝗦𝗮𝗻𝗰𝗵𝗲𝘇 𝗦𝗵𝗼𝘄 on NewsTalk 780 KOH, Jon joined Cory Edge of 𝗘𝗱𝗴𝗲 𝗥𝗲𝗮𝗹𝘁𝘆 and Dwight Millard of 𝗛𝗶𝗴𝗵𝗹𝗮𝗻𝗱𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 to discuss what really happens when property changes hands. 𝗧𝗵𝗲 𝗚𝗿𝗲𝗮𝘁 𝗪𝗲𝗮𝗹𝘁𝗵 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 - According to Cerulli Associates, more than $𝟴𝟰 𝘁𝗿𝗶𝗹𝗹𝗶𝗼𝗻 in assets will pass between generations from 2024–2045 — nearly half in real estate. Millions of families will soon face the question: Do we sell, keep, or rent the home we’ve inherited? 𝗦𝘁𝗲𝗽 𝟭: 𝗖𝗼𝗻𝗳𝗶𝗿𝗺 𝗢𝘄𝗻𝗲𝗿𝘀𝗵𝗶𝗽 Before you make any move, confirm how the home is titled. Is it held in a trust, covered by a will, or heading to probate? Even if it seems straightforward, consult an estate attorney. Each trust or estate carries its own rules. 𝗦𝘁𝗲𝗽 𝟮: 𝗣𝗿𝗲𝗽𝗮𝗿𝗲 𝗳𝗼𝗿 𝗙𝗮𝗺𝗶𝗹𝘆 𝗗𝘆𝗻𝗮𝗺𝗶𝗰𝘀 Jon, Cory, and Dwight have seen it all — siblings who were once best friends suddenly on opposite sides of an inheritance dispute. Clear estate planning and communication can prevent painful conflicts. 𝗦𝘁𝗲𝗽 𝟯: 𝗞𝗻𝗼𝘄 𝘁𝗵𝗲 𝗧𝗮𝘅𝗲𝘀 Request a date-of-death appraisal. It determines the property’s “stepped-up cost basis,” the fair market value on the date of passing. This figure helps establish potential capital gains when you sell. 𝗦𝘁𝗲𝗽 𝟰: 𝗚𝗲𝘁 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗚𝘂𝗶𝗱𝗮𝗻𝗰𝗲 Meet with a CPA, financial planner, and real estate expert before making decisions. Selling, renting, or holding the property all carry unique financial and emotional implications. 𝗧𝗵𝗲 𝗕𝗼𝘁𝘁𝗼𝗺 𝗟𝗶𝗻𝗲 Inheriting a home can be both a blessing and a burden. With the right legal, tax, and financial advice, you can turn an overwhelming experience into a well-managed opportunity. 🎙️ 𝗟𝗶𝘀𝘁𝗲𝗻 𝘁𝗼 𝘁𝗵𝗲 𝗳𝘂𝗹𝗹 𝗰𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻 𝗼𝗻 𝗧𝗵𝗲 𝗝𝗼𝗻 𝗦𝗮𝗻𝗰𝗵𝗲𝘇 𝗦𝗵𝗼𝘄 — 𝗮𝘃𝗮𝗶𝗹𝗮𝗯𝗹𝗲 𝗼𝗻 𝗔𝗽𝗽𝗹𝗲 𝗣𝗼𝗱𝗰𝗮𝘀𝘁𝘀, 𝗦𝗽𝗼𝘁𝗶𝗳𝘆 𝗮𝗻𝗱 𝗬𝗼𝘂𝗧𝘂𝗯𝗲. 𝘋𝘪𝘴𝘤𝘭𝘰𝘴𝘶𝘳𝘦 T𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘯𝘵 𝘪𝘴 𝘧𝘰𝘳 𝘪𝘯𝘧𝘰𝘳𝘮𝘢𝘵𝘪𝘰𝘯𝘢𝘭 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺 𝘢𝘯𝘥 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘢𝘴 𝘵𝘢𝘹, 𝘭𝘦𝘨𝘢𝘭, 𝘰𝘳 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘢𝘥𝘷𝘪𝘤𝘦. 𝘚𝘦𝘤𝘶𝘳𝘪𝘵𝘪𝘦𝘴 𝘢𝘯𝘥 𝘢𝘥𝘷𝘪𝘴𝘰𝘳𝘺 𝘴𝘦𝘳𝘷𝘪𝘤𝘦𝘴 𝘰𝘧𝘧𝘦𝘳𝘦𝘥 𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘚𝘢𝘯𝘤𝘩𝘦𝘻 𝘎𝘢𝘶𝘯𝘵 𝘊𝘢𝘱𝘪𝘵𝘢𝘭 𝘔𝘢𝘯𝘢𝘨𝘦𝘮𝘦𝘯𝘵, 𝘓𝘓𝘊, 𝘢 𝘙𝘦𝘨𝘪𝘴𝘵𝘦𝘳𝘦𝘥 𝘐𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘈𝘥𝘷𝘪𝘴𝘰𝘳. 𝘔𝘦𝘮𝘣𝘦𝘳 𝘍𝘐𝘕𝘙𝘈/𝘚𝘐𝘗𝘊.

What happens when you inherit a home — and a lifetime of memories — from a loved one? In today's episode of The Jon Sanchez Show, Jon dives deep into one of the biggest challenges of the Great Wealth Transfer, as trillions of dollars in real estate pass from one generation to the next. He'll explain the critical first steps to take after inheriting a property, how the step-up in cost basis can save you thousands in taxes, and the pros and cons of keeping, selling, or renting an inherited home. He also explores how to navigate sibling conflicts, manage emotions, and make the best financial decision for your family’s future. Whether you’re planning your estate or managing an inheritance, this is one episode you can’t afford to miss. Catch it live on News Talk 780 KOH or stream the recording on your favorite podcast platform and YouTube. Wall Street Insight. Main Street Access.

Have you ever been curious what it takes to take the ever-evolving technology of AI and utilize it as your best tool for entrepreneurship? Tune into The Jon Sanchez Show today at 3:00pm PST on Newstalk 780 KOH to get insight from Jon and Dr. Dennis Sanchez (Perform / AI).

Government Shutdowns & Market Behavior: What History Tells Us: In Episode #1096 of The Jon Sanchez Show, we address a persistent misconception: that markets always decline during a government shutdown. Jon and Jason revisit past data to provide historical context—not predictions—on how markets have responded during previous shutdowns, and why it's important to stay focused on long-term financial strategy. 🎧 Now available on Apple Podcasts, Spotify and YouTube. 📍 Brought to you by Sanchez Gaunt Capital Management—serving Reno, Nevada and surrounding areas #FinancialPlanning #WealthManagement #MarketInsights #GovernmentShutdown #LinkedInFinance #FinancialAdvisorReno #SanchezGaunt #JonSanchezShow #RenoNevadaFinance #InvestmentEducation

Feeling anxious about your finances, job, or the stock market? 📻 Tune in LIVE today at 3PM on Newstalk 780 KOH for The Jon Sanchez Show. Jon breaks down: ✔️ What the shutdown could mean for your personal finances ✔️ How markets have historically reacted during shutdowns ✔️ What to watch (and what not to worry about) 🎧 Can’t catch it live? Listen on Apple Podcasts, Spotify, or watch on YouTube at 4:30PM. Search "The Jon Sanchez Show" Stay informed. Stay calm.

Artificial intelligence is no longer a distant concept—it’s here, and it’s reshaping how we think about work and entrepreneurship. On the latest episode of The Jon Sanchez Show (aired September 29, 2025), Jon and Dr. Dennis Sanchez discuss the rise of the solopreneur: individuals building lean, independent businesses without traditional overhead or payroll. The conversation explores both the opportunities and the challenges of adapting to AI—whether in your current role, a side venture, or a new chapter of business ownership. 📺 Watch the full episode on YouTube: https://lnkd.in/gu9GDXJ2 🎧 Or listen on your preferred podcast platform. 👉 How do you see AI impacting your career or business strategy?