Spinwheel

Spinwheel is headed to Money20/20! We’re building the next-generation credit infrastructure—enabling lenders, fintechs, and apps to access real-time credit data, automate workflows, and deliver better financial outcomes. 📅 Let’s connect to explore how Spinwheel can accelerate your lending or credit product. DM us for a meeting time! Tomás Campos, Tushar Vaish, Sean Anderson, Brandon F. Goldman, Nayan Goswami, Aarron Dumm, Gianna Serra, Bri Boche, Matthew DiCristofaro, Colleen Breslin, and Mark Brewer will see you there!

We’re thrilled to welcome Rich Taylor as our new VP of Marketing! 🎉 Rich brings deep expertise in growth marketing, developer tools, and storytelling — and he has a lifelong passion for personal finance. In this role, Rich will lead Spinwheel’s growth and activation strategies, working closely with our go-to-market and sales teams to amplify our mission and impact. To learn more about Rich’s journey, his vision, and what drew him to Spinwheel, check out the full blog post here: 🔗 https://lnkd.in/geQFzWGW Welcome, Rich! We're so glad you're here! 👏 #Spinwheel #Leadership #Marketing #Fintech #Growth #TeamUpdate

Yesterday at the AI-Native Banking & Fintech Conference, our CEO and Co-Founder Tomás Campos joined industry leaders to explore the future of consumer credit: “Interest rates are coming down, but consumers are more leveraged than ever. This is an extremely interesting time for lenders to understand consumer credit— and the tools are now available for them to get real-time credit data to move faster.” As the credit landscape shifts, lenders who can access and act on real-time consumer data will be best positioned to manage risk, move faster, and build better products for their customers. 💡 Learn how Spinwheel is powering the next generation of credit innovation:  https://spinwheel.io/

📉 Credit scores are falling — fast. The national average FICO score has dropped for the second year in a row, now at 715 — the steepest decline since the Great Recession. Gen Z is hit hardest as student loan delinquency climbs to a record 29% among 21M borrowers. One in three Gen Zers carry student debt, and many face the “double whammy” of high debt and limited entry-level job opportunities. (CNN | CBS News) What this means across consumer credit: - Marketplaces: Fewer prime approvals = growing demand for credit-builder and financial wellness products. - Lenders: Tighter standards and higher risk — but also opportunity for alternative underwriting and more flexible loan designs. - PFM apps: Urgent need for proactive score tracking, payment alerts, and smarter cash flow tools. At Spinwheel, we believe credit should be a bridge, not a barrier. By embedding debt management directly into the user journey, we help marketplaces, lenders and PFMs deliver consumer-first, scalable solutions that build trust and long-term financial health. 👉 Scores are falling. Risk is rising. Companies that help consumers rebuild and adapt will be the ones that lead the next era of financial wellness. 🔗 Read more on our blog: https://lnkd.in/g-RNdxT9 #CreditScores #Fintech #Lending #PFM #FinancialWellness

🚀 Spinwheel’s growth continues. As CEO Tomás Campos shared with Bank Automation News: “The capital from both our Series A and the Citi Ventures strategic investment will accelerate development of our agentic AI platform, expand data sets and product offerings, and scale Spinwheel’s go-to-market and engineering team.” Read the full story: https://lnkd.in/gswHMbAH

The way lenders access and act on credit data is changing fast—and the impact on consumers and businesses will be transformative. At the AI-Native Banking & Fintech Conference on September 30, Spinwheel CEO and Co-Founder Tomás Campos joins Bhanu Arora (Chief Risk Officer, LendKey) and moderator Kim Gerhardt (Kevitch) (FinTech Interactive) for a panel on: “The Future of the Consumer Credit Infrastructure.” Expect a candid conversation on what’s broken today—and how real-time data and AI can reshape tomorrow. cc: Spring Labs

Balance transfers and debt consolidation are set to accelerate as rates come down. For lenders, the opportunity is massive—but only if you’re ready. Get more insights from our EVP of Lending, Nayan Goswami. If you'd like to dive deeper, you can book a demo here: https://lnkd.in/e7QitGy2.

The best views come after the climb—literally and figuratively. ⛰️ Our global team just wrapped our Fall Offsite in Canmore and Banff. These in-person moments are invaluable: connecting with one another, welcoming new faces, aligning on our vision, and sharing some fun along the way. This week was about building connection and celebrating what makes Spinwheel special—our people. Not all of our amazing teammates are pictured, but every one of them was part of the spirit of this week. Grateful for this team and excited for what’s ahead. 🚀

We’re proud to announce a strategic investment from Citi Ventures to accelerate our mission of transforming the way consumers experience credit. This announcement is about more than funding — it’s a validation of our vision to re-architect consumer credit with modern, embedded infrastructure. Together, we’ll continue building tools that empower consumers to see, understand, and act on their debt in smarter, simpler ways. Read more on our blog: https://lnkd.in/g3Rhyv6V #Spinwheel #CitiVentures #Fintech #ConsumerCredit #EmbeddedFinance

We're excited to officially welcome Brandon F. Goldman to our team! Brandon brings a wealth of experience in driving growth and building high-performing sales teams — exactly what we need as we create the future of consumer credit data and payments. 🚀 Read our Q&A with Brandon to get to know him better and learn about his vision for Spinwheel’s sales growth: 👉 https://lnkd.in/gP9Wwe-K Please join us in welcoming Brandon to the team! #Spinwheel #SalesLeadership #Growth #Fintech #TeamSpinwheel