The Clearing House

Looking for your next conference on banking, policy, and payments? Mark your calendars for The Clearing House Annual Conference 2025 and participate with industry leaders during two days of in-depth sessions.   Learn more here: https://lnkd.in/e43DDyMD   #TheAnnualConference2025 #banking #payments #financialservicespolicy 

On the ground at National Association of State Treasurers' 2025 Treasury Management Training Symposium? Check out James Colassano's session on Wednesday at 11:00 a.m., where he'll explore how state treasurers and financial leaders can leverage instant payments to modernize treasury operations by expediting tax refunds, public assistance, and unclaimed property disbursements.    #instantpayments #RTP #NAST2025 

New Payments Nerds Podcast: How Corporates Are Powering Growth with Instant Payments From gig economy payouts to $10M B2B transfers, instant payments on the RTP® network are no longer just a trend: they're transforming how businesses operate. Irfan Ahmad from Bank of America Business, and Leo Lipis of Lipis Advisors break down why speed is not the only benefit of instant payments, how corporates are unlocking better customer experiences, stronger cash flow, new revenue opportunities, as well as the use cases driving adoption: --Freight Factoring --Insurance disbursements --Digital Wallet Defunding --Supply chain payments --Earned wage access Listen and subscribe: https://lnkd.in/gfrZ4Xtr   #Payments #InstantPayments #RealTimePayments #CorporateFinance #Treasury #B2BPayments #RTP

Our team came together to participate in the American Heart Association’s Wall Street Run & Heart Walk, which raises funds and awareness for the fight against heart disease and stroke. We were proud to support this great cause and contribute $3,000 to the event’s overall total of more than $4 million raised this year. Thank you to all our participants and donors for your support!   #TCHcommunity #community #WhoRunsNYC

Want to know what happened in #payments this week? Check out our #WeekendReads ⬇️ 1. United Bankers Bank Brings Real-Time Payments to Small Banks https://lnkd.in/extVhgvV / American Banker 2. Tight Business Cases Accelerate Credit Unions’ Shift to Real-Time Payments https://lnkd.in/e_7VEund / PYMNTS 3. The Hidden Threats in Online Marketplaces https://lnkd.in/eqmbWVWk / PaymentsJournal 4. 77% of Fintechs Plan Imminent Cross-Market Growth, Reveals Endava Research https://lnkd.in/e9cT8iSA / FF News | Fintech Finance 5. Digitally Forward Small Businesses Use Instant Payments to Cover Payroll https://lnkd.in/eCF9Dijq / PYMNTS

During the featured CEO Roundtable at #EBAday2025, President and CEO David Watson, alongside Christian Rhino, Deutsche Bank; Hays Littlejohn, EBA CLEARING; and moderator Olivier Denecker, explored the future of banking and payments. The panel underscored the industry’s top priorities – navigating regulations and compliance while delivering new products and value to customers – with key insights including:  - Early engagement with regulation is essential  - Competition is key and spurs innovation - Fragmentation that causes competition creates need for harmonization on standards and rules EBAday Finextra #realtimepayments #instantpayments #EBAday

Over 950+ financial institutions (FIs) are receiving #realtimepayments, but not all are sending. Those that have enabled send capabilities have a keen advantage: they increase market share and deposits while also offering customers new ways to move money. This new tracker from PYMNTS explores what’s driving the send gap, how innovative FIs are overcoming barriers to adoption, and the role bill pay and P2P use cases play in driving send enablement.   Read the report here: https://lnkd.in/eH_EeQWd   #instantpayments #RTP

Stay in the know on #payments with this week’s #WeekendReads! ⬇️ 1. KeyBank On Track to Exceed 4M RTP Transactions in 2025 https://lnkd.in/ei75TMT8 / Bank Automation News 2. Real-Time Economy Reshapes Payment Strategies for Merchants and Banks https://lnkd.in/ev3fwAn5 / PYMNTS 3. Workers Have Multiple Options for Receiving Early Earned Pay https://lnkd.in/eNf_tRPk / Bloomberg Tax 4. Instant Payments Emerge as Strategic Necessity in Vendor Relations https://lnkd.in/eR6R9dD3 / PYMNTS 5. First Internet Bank Creates Business ACH Payments Dashboard https://lnkd.in/ekzawaDE / American Banker

Payments Nerds® Podcast Alert! Building the Better Payments Journey: Innovation, Rails, and Customer Experience On this episode, a powerhouse panel of payments experts, including Matthew Friend from JPMorganChase, Steve Kenneally, from the American Bankers Association, and Margaret M Weichert of The Clearing House, unpack the evolving landscape of payments in the U.S. From real-time rails to customer expectations, they explore how innovation, data, and collaboration are reshaping the journey. Discover why seamless, secure, and smarter payments matter more than speed alone—and what it takes to meet diverse needs in a decentralized financial ecosystem. Listen and Subscribe: https://lnkd.in/d2Ziysz6 https://lnkd.in/dFEDgukY #instantpayments #Innovation #RTP

Many #communitybanks see the value in bringing #instantpayments to their customers, but don't know where to start. We're excited to partner with ICBA on a webinar tomorrow aimed at guiding community banks through the steps toward RTP® network adoption and success. Join Keith Melton and Amy Smith, AAP, CAE to better understand how to create an RTP business case model. https://lnkd.in/g7JnF9xa