The Clearing House

Looking for your next conference on banking, policy, and payments? Mark your calendars for The Clearing House Annual Conference 2025 and participate with industry leaders during two days of in-depth sessions.   Learn more here: https://lnkd.in/e43DDyMD   #TheAnnualConference2025 #banking #payments #financialservicespolicy 

Stay in the know on #payments with this week’s #WeekendReads! ⬇️ 1. KeyBank On Track to Exceed 4M RTP Transactions in 2025 https://lnkd.in/ei75TMT8 / Bank Automation News 2. Real-Time Economy Reshapes Payment Strategies for Merchants and Banks https://lnkd.in/ev3fwAn5 / PYMNTS 3. Workers Have Multiple Options for Receiving Early Earned Pay https://lnkd.in/eNf_tRPk / Bloomberg Tax 4. Instant Payments Emerge as Strategic Necessity in Vendor Relations https://lnkd.in/eR6R9dD3 / PYMNTS 5. First Internet Bank Creates Business ACH Payments Dashboard https://lnkd.in/ekzawaDE / American Banker

Payments Nerds® Podcast Alert! Building the Better Payments Journey: Innovation, Rails, and Customer Experience On this episode, a powerhouse panel of payments experts, including Matthew Friend from JPMorganChase, Steve Kenneally, from the American Bankers Association, and Margaret M Weichert of The Clearing House, unpack the evolving landscape of payments in the U.S. From real-time rails to customer expectations, they explore how innovation, data, and collaboration are reshaping the journey. Discover why seamless, secure, and smarter payments matter more than speed alone—and what it takes to meet diverse needs in a decentralized financial ecosystem. Listen and Subscribe: https://lnkd.in/d2Ziysz6 https://lnkd.in/dFEDgukY #instantpayments #Innovation #RTP

Many #communitybanks see the value in bringing #instantpayments to their customers, but don't know where to start. We're excited to partner with ICBA on a webinar tomorrow aimed at guiding community banks through the steps toward RTP® network adoption and success. Join Keith Melton and Amy Smith, AAP, CAE to better understand how to create an RTP business case model. https://lnkd.in/g7JnF9xa

Will you be attending #EBAday2025 next week? If you are, don’t miss these opportunities to hear from our C-level experts: - During the featured CEO Roundtable, President and CEO David Watson joins Christian Rhino, Deutsche Bank; Hays Littlejohn, EBA CLEARING; and moderator Olivier Denecker to discuss the challenges and opportunities facing the industry. Among the topics covered, Watson will speak to how shifting customer behaviors and the expectation of “now” from both consumers and businesses are key drivers for instant payments progress. - Then for a deeper look at how payment providers and financial institutions benefit from instant payments – including increasing transaction flow and improving satisfaction – catch Chief Client Officer Elena Casal moderate a panel alongside David Voss, EMEA; Dr. Hubertus von Poser, PPI AG; Simone Del Guerra, Nexi Group; and Esther Galiana Ferrandiz, BBVA España.   We look forward to connecting at #EBAday! https://www.ebaday.com/ EBAday Finextra #realtimepayments #instantpayments

For financial institutions (FIs) looking to adopt instant payments, a key part of the strategy is creating intentional, customer-specific offerings that meet the distinct needs of their target clients. Whether directed at business or consumer customers, FIs who are tailoring instant payments capabilities will be better positioned to retain deposits and increase customer loyalty. Find out more about how FIs are innovating around real-time payments for a competitive advantage in this report from PYMNTS: https://lnkd.in/eYkywMwR #realtimepayments #instantpayments 

If you’re attending #Q2CONNECT and want to learn about payments innovation, make sure the real-time payments session is on your schedule. Keith Gray will join Debbie Smart, CTP, AFPP, Q2; Dan Gonzalez, Federal Reserve Financial Services; John Byl, Mercantile Bank; and Robert Lewis, Open Payment Network to discuss the wide range of use cases driving instant payments adoption, including B2B, C2B, and A2A.   #instantpayments #realtimepayments #CONNECT25

Get up to speed on the latest #payments news with this week’s #WeekendReads ⬇️ 1. Businesses Embrace Real-Time Payments at the $10 Million Mark https://lnkd.in/gCHB6Xj6 / PYMNTS 2. Paysafe Teams With Fiserv to Offer Merchants Digital Wallets And Other New Features https://lnkd.in/g3arYpXf / Digital Transactions 3. Future-Proofing Payments: Expert Answers to Your Most Pressing Questions https://lnkd.in/g92B7Vf5 / CUInsight.com 4. Fintechs Winning the Primacy Battle: Redefining Consumer Banking https://lnkd.in/ek8puTmi / Payments Cards & Mobile 5. Playing Offense and Defense: Why Now Is the Time for Payments Modernization https://lnkd.in/gDu8DPfp / PaymentsJournal

Attending #PayCon? Make sure to stop by Keith Melton’s session to better understand how instant payment capabilities are being utilized in payroll and earned wage access use cases. For a closer look at how real-time payments can reduce friction and increase employee satisfaction in expedited payroll situations, read how ADP and J.P. Morgan collaborate to bring this service to market. https://lnkd.in/eczbUVjr   #instantpayments #realtimepayments #payroll 

Since real-time payments entered the market in 2017, the RTP® network has changed the payments landscape for financial institutions and their customers by allowing immediate access to funds with 24/7 availability. As innovation in payments continues to grow, what will the banking system look like in 2030? Steve Douglass, CTP joins Suhas Reddy, Pathward; Daniel D., Customers Bank; and Tara Edmonds, NCP, SouthState Bank at #finzpire for a look at how technology will continue to impact the industry. finzly #instantpayments #realtimepayments #fintech