Unit

🚀 Founders & CEOs in vertical SaaS: it’s time to shine a light on the vendors powering your success and imagine what embedding software could unlock. We’re excited to partner with Tidemark for an all-new challenge: #EmbeddedEverything. Call out a vendor, API, or service deeply embedded in your stack, and tell us how it helps you run, scale, or win. Here’s what’s in it for you: Posts in the challenge = a chance to get pulled off the waitlist for Tidemark Collective Live. Every story shared helps build the Embedded Everything Directory: a live collection of the most essential embedded tools in vertical SaaS. Contribute your favorite and explore others at https://lnkd.in/dN6uRbiQ. 🎯 How to join the challenge: • Make a LinkedIn post: shout out your vendor, explain why it’s embedded in your flow. • Tag us (Unit) + Tidemark, use #EmbeddedEverything. • Tag another founder to challenge them. • If you haven’t already, apply / confirm your waitlist spot for Collective Live. #EmbeddedEverything ⁠#VerticalSaaS ⁠⁠#TidemarkCollectiveLive

Announcing lockbox check deposit support! 🔒🗳️🚀 We’re continuing to expand what’s possible with Unit’s payments and deposits infrastructure. Starting today, Unit fully supports lockbox check deposits, enabling businesses that use lockbox providers to automatically process mailed checks through Unit. A lockbox is a service where banks or providers receive and process check payments on behalf of a business, helping them handle large volumes of mailed checks quickly and securely. This makes it easier to integrate traditional payment workflows into modern banking experiences. We’ve also updated our documentation with a dedicated section on Lockbox Check Deposits, including how it fits into Unit’s broader suite of check deposit APIs. Read the updated guide here: https://lnkd.in/dA669dc9

🚀 Introducing the Embedded Everything Directory Vertical SaaS is entering a new era. No longer just point solutions, these platforms are becoming all-in-one operating systems for their customers, powered by embedded products. The Embedded Everything Directory is a living map of 80 companies across 18+ categories that are leading this transformation. A few highlights: 1. Nearly 70% of companies were founded between 2018–2022 2. Together they’ve raised more than $2B 3. Biggest categories: embedded payments and embedded capital (11 companies each) Why does this matter? Because we’re now in a product + LTV arms race. Vertical SaaS companies that win will: ✅ Expand customer value with new embedded products ✅ Stay competitive by tracking peer moves ✅ Choose wisely between building in-house or relying on third-party providers Read the full story and access the directory here: https://lnkd.in/dQ3XGsan

Croissants & Capital: Fintech Breakfast by Unit + BTV in SF 🥐☕ We’re teaming up with Better Tomorrow Ventures to bring together builders and backers in fintech for a relaxed morning of coffee, pastries, and connection. No agenda, just a chance to catch up with the people building and backing the future of fintech. We’ll raise a toast (or at least a cappuccino) to BTV’s latest fundraise and let sparks fly that carry into Money20/20 next week. 📍 Maison Nico, San Francisco (location revealed after RSVP) 🗓️ Tuesday, October 21; Registration required & subject to approval 🔗 RSVP: https://luma.com/fmo08pjk

💡 You may have missed this one (I did...) but Worldpay has just announced their embedded account service to begin challenging Stripe's and Adyen's platform play. Following on from their announcement yesterday about OpenAI's Agentic Checkout Protocol (ACP) this means the giant has awoken from its (extended) slumber... They have launched using Unit and it points to a future where embedded accounts/ledger and management of the end-to-end flow of funds rather than simple acquiring becomes the main battle ground. For embedded services to succeed the key will be to deliver in six areas: 1. Money in (cards, ACH, wallets, etc.) 2. Money holding (accounts) 3. Money access (flexible/instant lending) 4. Money transformation (FX, stablecoins) 5. Money out (suppliers, payroll across cards & ACH rails) 6. Money control (programmable ledgers/funds routing/splitting) Ironically this is effectively recreating a traditional bank, but designed for the embedded age where players such as Stripe, Adyen, and now perhaps Worldpay support all the embedded payments needs of small businesses. Will traditional banks be able to keep up???

Huge news from Worldpay this week. They've launched the Embedded Finance Engine, powered by Unit's ready-to-launch platform. 700+ platforms who use Worldpay to process payments can integrate the Embedded Finance Engine with only 3 lines of code.

⏰ It’s almost here! Tomorrow during Stripe Tour NYC, we’re opening the doors to the Unitverse Café ☕ Jon Schwartz, Steve Skolnik, Vignesh Nathan, and Elena Ooi will be hosting vertical software builders and operators for casual conversations on embedded finance. Don’t miss it - RSVP here 👉 https://luma.com/el601u7a See you there! 🚀

Going to Stripe Tour in NYC next week? 🗽 Coffee is on us. Visit our pop-up to meet the people building the future of Vertical SaaS, just steps from the Javits Center: 🤝 Connect with the Unit team - the operators making embedded finance possible 👷 Meet Rainforest - the team powering the next wave of embedded payments 🚀 Discover the fastest way to launch embedded finance today RSVP: https://hubs.la/Q03JP5jn0

We’d like to celebrate Highbeam for raising their $30M Series A. Highbeam is an AI-powered financial command center that runs finances autonomously for consumer brands. They’ll manage $5B in cash transactions this year for hundreds of customers. Highbeam has been a Unit customer since 2021. Unit’s platform enabled Highbeam to build intelligent and autonomous financial agents like: - Bookkeeping agents - clean and categorize transactions - Treasury agents - organize money and maximize yield - Analyst agents - provide insights and answers about finances - Reporting agents - forecast real-time cash flow and flag alerts Unit’s powerful infrastructure unlocks core financial capabilities as well as reliable AI agents built on top. We can’t wait to see the agents Highbeam builds next. Congratulations! Highbeam accounts and cards are provided by Thread Bank. Full story here: https://hubs.la/Q03J-lk20

Your customers need faster, simpler ways to manage money. Now you can offer them fully branded banking, live inside your platform. With Unit's Ready-to-Launch Banking solution, platforms can: - Provide instant payouts to customer bank accounts - Offer interest-bearing deposit accounts - Enable spend management with physical & virtual cards It’s embedded banking that feels native, but launches in weeks, not years. And every deposit, card swipe, and payout flow creates new revenue for your platform. 📹 Here’s a quick look.