How RegTech is transforming compliance in India

2025: The Year Compliance Hits Reset Compliance teams are entering their most transformative year yet. Fraudsters are arming themselves with deepfakes and cross-chain laundering tactics, while regulators respond with sweeping reforms across the EU and beyond. From the launch of the new Anti-Money Laundering Authority (AMLA) to full enforcement of the Travel Rule and DORA’s operational resilience mandates, 2025 isn’t about incremental change—it’s a full compliance reset. Our latest article breaks down the seven trends defining this new era: 1️⃣ The EU AML overhaul and AMLA’s central supervision 2️⃣ Travel Rule enforcement with zero thresholds 3️⃣ AI-driven fraud and deepfake identity risks 4️⃣ DORA and the rise of operational resilience 5️⃣ The convergence of tax and AML (DAC8 & CARF) 6️⃣ Real-time payments and instant AML screening 7️⃣ Cross-chain crime and wallet risk monitoring Each trend brings new pressure—but also an opportunity to modernize. Firms that adapt early will move beyond reactive checks toward proactive, data-driven safeguards that protect customers and build trust. 🔗 Read the full breakdown and see how to prepare: https://lnkd.in/gY89tREi At KYC-Chain, we’re helping businesses stay ahead with automated onboarding, biometric verification, and real-time AML and wallet screening—so compliance doesn’t slow growth, it enables it. #Compliance #AML #KYC #Fintech #RegTech #CryptoCompliance

𝗦𝗮𝗳𝗲 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗦𝘁𝗮𝗿𝘁 𝘄𝗶𝘁𝗵 𝗦𝗺𝗮𝗿𝘁 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 In payments, speed is important—but compliance is essential. Ignoring it can cost more than fines; it can cost your reputation.  • 𝗔𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝗿𝗲𝗰𝗲𝗻𝘁 𝗿𝗲𝗽𝗼𝗿𝘁𝘀:   • Global AML fines reached $5.8B last year.   • 70% of fintechs say compliance slows down product rollout.   • Yet, 90% agree automation improves accuracy and audit readiness. 𝗔𝗽𝘁𝗣𝗮𝘆 𝗯𝘂𝗶𝗹𝘁 𝗰𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗶𝗻𝘁𝗼 𝗲𝘃𝗲𝗿𝘆 𝗽𝗮𝘆𝗺𝗲𝗻𝘁:   • Integrated KYC, AML,   • Instant verification across multiple rails  • Support Fraud Mitigation  Your payments stay compliant, without slowing you down. 𝗦𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝘆𝗼𝘂 𝗰𝗮𝗻 𝘁𝗿𝘂𝘀𝘁. 𝗦𝗽𝗲𝗲𝗱 𝘆𝗼𝘂𝗿 𝘂𝘀𝗲𝗿𝘀 𝗲𝘅𝗽𝗲𝗰𝘁. #AptPay #Compliance #Fintech #Payments #AML #KYCAutomation #DigitalPayments #RiskManagement #MoneyIn #MoneyOut

🤩 🔎 As the end of 2025 approaches, here is a list of the top 10 leading institutions and companies in the field of identity verification KYC, KYB, and AML based on recent evaluations focusing on regulatory compliance, execution efficiency, and integration with advanced technologies such as artificial intelligence and automated verification. 📊 This list was selected through analysis of multiple sources including RegTech reports and company reviews, with a focus on companies that demonstrate outstanding performance in global coverage, verification accuracy, and reducing time and costs: 1️⃣ iDenfy 🇱🇹 2️⃣ Sumsub 🇬🇧 3️⃣ Veriff 🇪🇪 4️⃣ Onfido 🇬🇧 5️⃣ Authologic 🇺🇸 🇨🇦 🇵🇱 6️⃣ WebID 🇩🇪 7️⃣ Jumio Corporation 🇺🇸 8️⃣ AiPrise 🇺🇸 9️⃣ ComplyCube 🇬🇧 🔟 Trulioo 🇨🇦 #KYC #KYB #AML #Fintech #Compliance #FraudPrevention #IdentityVerification #FinancialServices #RegTech

💸 𝗧𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻 𝗠𝗼𝗻𝗶𝘁𝗼𝗿𝗶𝗻𝗴 𝗶𝗻 𝗔𝗠𝗟: Your First Line of Defense Against Financial Crime With regulators tightening scrutiny, transaction monitoring has become non-negotiable. Recent enforcement actions — from Euram Bank’s shutdown to multi-million fines for TD Bank and Starling Bank — prove that weak AML controls can cost institutions their reputation, licenses, and future. 🔍 Effective AML transaction monitoring means:  • Detecting unusual patterns in real time  • Applying AI & risk-based rules to spot threats early  • Filing accurate SARs and maintaining audit trails 💡 Tools like Truoco integrate KYC, screening, and real-time monitoring — helping financial institutions, fintechs, and MSBs stay compliant while cutting manual effort. 👉 Read the full 𝗯𝗹𝗼𝗴 to explore how transaction monitoring safeguards your business: https://lnkd.in/gNne4Zf7 #AML #TransactionMonitoring #FinancialCrime #Compliance #KYC #Fintech #RegTech #RiskManagement #MoneyLaundering #FraudPrevention #Payments #MoneyTransfer #InternationalPayments #Remittance #AIinCompliance

How will the global digital ID revolution reshape the fight against financial crime? That’s the question our CEO, Jonathan Wauton, explored during his presentation this week to the Jersey Society of Chartered and Certified Accountants (JSCCA). Jonathan shared how today’s financial system is still held back by outdated, fragmented identity verification processes that are slow, expensive, and prone to error. But change is coming. A universal shift towards reusable, verifiable digital identity that is secure, compliant and owned by the individual has the potential to transform KYC and AML. At Verify by Tiller, we’re building for the future: • An easy-to-use AML platform designed for complex regulatory environments • Faster onboarding, fewer manual steps • Smarter compliance through automation and verifiable digital identity Thank you to the JSCCA for the opportunity to discuss what’s next for digital ID and compliance innovation. #DigitalIdentity #Onboarding #AML #KYC #FinancialCrime #RegTech #JSCCA #Compliance #Innovation #VerifybyTiller

How will the global digital ID revolution reshape the fight against financial crime? That’s the question our client’s CEO, Jonathan Wauton, explored during his presentation this week to the Jersey Society of Chartered and Certified Accountants (JSCCA).

Is Your AML Program Truly Scalable? As compliance teams, we’re all chasing the same goal — staying ahead of risk while keeping operations efficient. But here’s the truth: Most AML frameworks are reactive, manual, and hard to scale. As transaction volumes rise, so do alerts, reviews, and workload. The natural response? Hire more people. But that’s not scalability — that’s survival. 💡 The smarter path is AML Automation. ✅ Automated Transaction Monitoring — handles large data volumes seamlessly. ✅ Digitized KYC/CDD workflows — reduce repetitive checks and manual data entry. ✅ Dynamic Risk Scoring — updates in real-time as customer behaviors change. With automation, financial institutions can: • Scale compliance without scaling headcount • Strengthen risk coverage • Improve accuracy and regulatory readiness In AML, true scalability doesn’t come from growing teams — it comes from growing intelligence. 👉 Is your AML program built to scale with your institution’s growth? #AML #KYC #ComplianceAutomation #FinancialCrime #TransactionMonitoring #RegTech #RiskManagement #ScalableCompliance

🌍💳 Why AML & KYC Matter More Than Ever As someone deeply interested in how analytics, compliance, and financial systems come together, I’m excited to share my perspectives on the AML/KYC industry here on LinkedIn. In today’s fast-paced digital world, Anti-Money Laundering (AML) and Know Your Customer (KYC) aren’t just regulatory checkboxes—they’re the foundation of trust in financial services. 🔍 Strong KYC ensures businesses truly know their customers. 🚫 AML safeguards prevent illicit flows that can destabilize economies. 🤝 Together, they strengthen transparency, trust, and growth across industries. What excites me about this space is how it combines regulatory vigilance, technology, and data-driven insights to solve challenges that impact both businesses and society. 💡 I’d love to hear your views: What do you think is the biggest challenge in AML/KYC today—compliance costs, evolving regulations, or digital identity verification? #AML #KYC #Compliance #RiskManagement #FinancialServices

Serving Vulnerable Customers: What Fintechs Must Do Beyond the Basics (Part II) 6. Safe Exit, Exit Assistance & Graceful Closure Options *If a fintech cannot support a vulnerable customer’s needs (technical limitation, cost, etc.), there should be a transparent exit path: *Advance notice (with extended timelines) *Clear communications explaining the reason — in plain language *Assistance in transitioning or closing the account (e.g. helping transfer balances) *No disproportionate penalties or sudden service cut-offs 7. Regulatory Overlay: MLR & AML Considerations Even within a vulnerability-focused approach, fintechs must comply with Money Laundering Regulations (MLR) and apply Customer Due Diligence (CDD/EDD) measures appropriately. Some things to watch: *The MLRs require firms to verify identity, assess risk, and perform enhanced due diligence for higher-risk clients. *While accommodating vulnerable customers, firms must maintain robust controls so that granting flexibility in process does not weaken the AML regime. *Using a risk-based approach in KYC (e.g. simplified due diligence only where low risk) is permitted under MLRs when justified. 🧩 In Summary To truly serve vulnerable customers, fintechs must go beyond minimum compliance. They must design empathy into their operations — from accessible disclosure, prioritised support, tailored products, and rigorous outcome tracking, to safe exit protocols. And all of this must be built on a foundation of compliance, KYC/AML integrity, governance, and culture. The firms that do this well will not only meet regulatory expectations but build deeper trust, loyalty, and resilience in their customer base. #Fintech #ConsumerDuty #VulnerableCustomers #Compliance #AML #FinancialCrime #RegTech #CustomerExperience #RiskManagement #InclusiveFinance

How Technology supports #AML efforts. Technology particularly Regulatory Technology is fundamentally transforming Anti-Money Laundering efforts by addressing the core challenges of effeciency, accuracy and the rising complexity of financial crime. Here is a breakdown of how Technology support AML efforts across the entire Compliance life cycle. (1). Enhance detection and Analysis ● AI analyzes massive, complex dataset to detect subtle patterns and anomalies that traditional system miss , such as structuring or Layering money. ● ingest and links all available data (transaction history , KYC profile , public news, device information) to create a comprehensive real time risk profile for every customer (2). Streamlining customer Onboarding (KYC) ● Digital identity verification use biometrics (Facial recognition liveness detection) digital document analysis and checks against government databases to verify a customer's identity. ● Automated screening instantly screen new and existing customer's against global watch list and politically exposed person. (3). improving compliance workflow and efficiency. ● Real ⏲️ (Time) monitoring monitor transactions as they occur allowing financial institutions to halt Suspicious activity instantly , rather than investigating it days or weeks later. ● Regulatory updates are designed to automatically track and update compliance rules and documentation in line with changes from bodies like FATF or regional regulations. ●centralized case management provides single auditable platform for logging alerts , documenting investigations. #NavigateAMLcohort2025. #Financialcrime #Compliance. #RiskManagement #FutureComplianceLeaders