Flipkart’s Super.money Teams Up with Kotak811: A Game Changer for UPI Payments In a transformative move set to redefine digital payments in India, Flipkart’s Super.money has announced its partnership with Kotak811. Over the next year, this collaboration aims to roll out approximately 2 million fixed-deposit-backed credit cards, offering users a seamless and secure UPI payment experience. This initiative not only enhances financial accessibility but also empowers customers to manage their finances more efficiently. Together, they are paving the way for a financially inclusive future! #Fintech,#DigitalPayments,#FinancialInclusion,#UPIPayments,#CreditCards,#FlipkartSupermoney,#Kotak811,#IndiaFinance,#FutureOfFinance,#BankingInnovation

🌟The next leap in banking is here. At Global Fintech Fest 2025, we’re thrilled to launch the Razorpay Banking Stack, India’s most comprehensive payments stack, built for banks. To move faster, smarter, and more securely than ever. From Industry-first Infrastructure for banks to a truly omnichannel payments experience, this Stack powers every transaction with speed, scale, and intelligence. Already live with 15+ banks, the Razorpay Banking Stack is powering payments across the nation. 🎥 Watch the future of payments unfold! #RazorpayBankingStack #GFF2025 #RazorpayAtGFF

Let me ask a question: While making a card payment, do you find waiting for and punching in an OTP inconvenient? Well, that's now a thing of the past. With Razorpay's biometric face authentication , you can forget fumbling for codes. Now, all you have to do is smile. 🙂 This is a critical innovation because nearly 35% of all card transactions in India fail due to OTP issues. That’s why we're thrilled to launch Razorpay ACS in partnership with YES BANK! It's India’s first RBI-compliant biometric card authentication solution that makes every payment instant, intelligent, and secure. This isn't just about convenience. For businesses and banks, this means: ✅ Higher transaction success rates ✅ Fewer customer drop-offs ✅ 10% lower operational costs The future of payments is here, and it's frictionless. https://lnkd.in/d_t3GPCD #Fintech #Razorpay #YESBANK #Innovation #DigitalPayments #Biometrics #FutureOfFinance

Day 28 of My #100DaysOfChallenge Sector: FinTech Company: PayTm Payments Business has two margin drivers. 1. Payment Processing Margin: Paytm does payment processing using UPI payments, Debit or Credit Card and using EMI options. It is facilitator for business to accept payment from customer. Paytm is merchant provider. 2. Subscriptions: PayTm earns revenue through merchant utlization of payment devices such as QR scanner box, Soundbox and POS machines. #equity #fintech #100DaysChallenge The Valuation School

PhonePe: Engineering Trust at Scale In fintech, failure isn’t a bug. It’s a broken promise. PhonePe processes thousands of UPI transactions per second and rarely misses. 1. Multi-Gateway Routing Transactions pass through multiple payment partners simultaneously. If one fails, routing shifts instantly. 2. Idempotent Transaction Handling Each UPI request has a unique ID. Even if retried, the system ensures one and only one debit. 3. Retry Queues Failed requests queue for automatic retries without human input. 4. Live Reconciliation Transactions sync with NPCI and banks within seconds, reconciling discrepancies on the fly. 5. Real-Time Alerts Monitoring systems track latency, failure rates, and gateway health continuously. PhonePe doesn’t sell payments. It sells confidence through reliability. Trust is built one successful transaction at a time. #PhonePe #UPI #Fintech #SystemDesign #ReliabilityEngineering

📊 Day 5/100 – Paytm’s Payments Business Deep Dive Continuing my equity research journey in the Fintech / Digital Payments sector, today I’m exploring the core of Paytm’s ecosystem – its Payments segment. 💡 Key Insights: Digital Payments Backbone: Paytm powers India’s digital economy through wallets, UPI, cards, and merchant solutions. Merchant Network: Over 30 million merchants use Paytm for transactions, POS devices, and QR code payments. Ecosystem Effect: Payments serve as a gateway to cross-sell financial products and drive user retention. Revenue Model: Primarily from merchant fees, device subscriptions, and partnerships. 🎯 Research Takeaway: The payments business remains Paytm’s foundation, enabling growth into financial services and lending. Understanding this base helps assess scalability and monetization potential. --- Hashtags: #Day5of100 #EquityResearch #Fintech #DigitalPayments #Paytm #StockAnalysis #FinanceJourney #100DayChallenge Parth Verma #TVSchallenge

Day 30 of My #100DaysOfChallenge Sector: FinTech Company : PayTm Credit on UPI vs Credit Card on UPI - Win Win situation for UPI P2M in both cases. >> Credit on UPI provides direct credit line (credit limit) by financial institutions on UPI apps such as PayTm, Google Pay and PhonePe etc. There is no physical credit card involved. That credit line linked to UPI ID. Credit Limit is based on CIBIL score. >> Credit Card on UPI is feature provided by rupay network to the rupay network credit card. User can linkedtgeir credit card to UPI app. This feature integrates Credit card with UPI that enhances the customer experience. Due to this feature customer do not need to carry multiple credit cards for various purposes. #equity #fintech #100DaysChallenge The Valuation School Parth Verma

PhonePe Partners With Mastercard To Launch Device Tokenisation For Safer Digital Payments | #WATCH In a major move for India’s digital payment ecosystem, PhonePe has partnered with Mastercard to launch ecosystem-wide device tokenisation in Mumbai. 💳🔐 Explaining the new feature, Ankit Gaur, Head of PhonePe, said that users can now save their card once on the PhonePe app and use it seamlessly across multiple merchants without re-entering card details every time. This innovation enhances payment security, reduces fraud risk, and ensures smooth, contactless digital transactions across platforms. The initiative is part of PhonePe’s ongoing effort to strengthen India’s digital payment infrastructure in collaboration with global partners like Mastercard. 👉 Watch the full video to understand how this partnership simplifies digital payments! #PhonePe, #Mastercard, #DigitalPayments, #Tokenisation, #Fintech, #CashlessIndia, #PhonePeUpdate, #SecurePayments, #TechnologyIndia, #DigitalIndia

💳 PhonePe vs Paytm — The Fintech Rivalry Powering India’s Digital Economy As India’s digital payments market accelerates, PhonePe and Paytm stand at the forefront of the fintech revolution. 📊 Here’s how they compare: Total Transaction Volume: 8,961.78M (PhonePe) vs 1,394.07M (Paytm) Market Share (Volume): 45.64% vs 7.10% Revenue from Operations: ₹7,115 Cr vs ₹6,900 Cr Financial Services Contribution: 8% vs 28% Each is carving a unique path — PhonePe with transaction dominance and Paytm with diversified financial services. The battle for digital supremacy continues! ⚡ 🔗 Read the full analysis: https://eqmint.com #PhonePe #Paytm #Fintech #DigitalIndia #UPI #BusinessNews #StartupIndia #FinanceInnovation #EQMintInsights #BusinessIntelligence