HL PensionsPod: Automatic Enrolment Challenges

In this episode of HL PensionsPod, Partner Katie Banks and Senior Associate Jade Rigby explore the challenges employers encounter when complying with automatic enrolment obligations under the Pensions Act 2008. Listen to the episode here: https://lnkd.in/ejrqhFiC

In this episode of HL PensionsPod, Partner Katie Banks and Senior Associate Jade Rigby explore the challenges employers encounter when complying with automatic enrolment obligations under the Pensions Act 2008. Listen to the episode here: https://lnkd.in/emumARn3

We’ve launched three new Made Simple guides for Pensions UK members at our Annual Conference, covering some of the biggest topics shaping pensions right now. Explore the latest guides on: • Artificial Intelligence produced with PwC • Master trust to master trust transfers in partnership with Scottish Widows • DB run-on in collaboration with Barnett Waddingham Read and download them now in the Pensions UK Member Hub: members.pensionsuk.org.uk #PensionsUKAC25

The October issue of Pensions Aspects is now available, and it’s one of our most forward-looking editions yet. Titled “Pain vs Gain – What the Digital Revolution Could Mean for Pensions”, this issue explores how innovation is reshaping the industry. With the industry accelerating and technology offering new ways to engage members, the question is no longer if change is coming, but how we’ll respond. Click here to read the full issue on our website and discover how the digital revolution could redefine pensions for the better – https://lnkd.in/ebHG6hvA #PMIpensions #pensionsUK #pensionsindustry #magazine #technologyinpensions 

🔎 What’s next from the regulator? Kate Tuckley, Head of Department for IPSO at the Financial Conduct Authority, will share the FCA’s priorities for 2025 and beyond. Expect updates on: 📌 Consumer Duty 📌 Advice guidance boundary review 📌 Pensions reform 📌 Consumer outcomes Stay ahead of the curve. #MMI2025

Patrick Heath-Lay, Chief Executive Officer at People’s Partnership, shares his thoughts on the future of pensions, from improving adequacy to supporting better outcomes for savers. Hear more in his session at conference today, plus exclusive content in our Member Hub for all Pensions UK members: members.pensionsuk.org.uk #PensionsUKAC25

Big Impact: Rethinking Pension Engagement   This recent post from Pensions UK and People's Partnership is well worth a listen to hear what Patrick Heath-Lay has to say about the challenges of the industry and society.   Most people need encouragement to consider increasing their pension contributions. The minimum auto-enrolment level simply isn’t enough to provide a life free from financial anxiety in retirement, particularly for middle-income earners. Even a small step, like increasing contributions by just 1% and reviewing them every three years, can make a meaningful difference to long-term financial well-being.   As an industry, we must do more to raise awareness of financial matters. That doesn’t mean turning people into investment experts. It means giving them enough confidence to act, rather than being paralysed by complexity. That’s achieved not by bamboozling people with jargon, but by offering clear, thoughtful information that’s easy to understand.   Avoiding risk or delaying decisions for too long can be counterproductive. It’s okay, and necessary, to take sensible, calculated risks. Without growth, savers are likely to fall short of the returns needed for a secure retirement. Exposure to productive assets like infrastructure, real estate, and private equity can help build more resilient portfolios. Taking little or no risk is the biggest risk of all.   Balanced and accessible guidance is essential to help people make informed decisions that support both their future and their present.   What do you think? Are we doing enough as an industry to help people take control of their financial futures?   #Pensions #FinancialWellbeing #RetirementPlanning #ProductiveFinance #LongTermInvesting #AutoEnrolment  

Pensions in 10 is back with Broadstone's Head of Policy David Brooks riding solo to bring you the latest updates from across the world of pensions. In the week following the Pensions UK Annual Conference, Dave picks out some of his key takeaways from what was presented, discussed and debated in the 'Glastonbury of the pensions world' in Manchester. The other events Dave focuses on include the latest news from the ICO on the Capita cyber-attack and he takes a look at the newly announced Sterling 20. Get your ten minute fix below and subscribe via the following link to to get this weekly podcast delivered straight to your inbox every Tuesday morning: https://lnkd.in/eH9RU6QD

In the latest in his series of columns for Professional Pensions , Robin Ellison imagines a letter the new chair of The Pensions Regulator might write to his or her staff. https://lnkd.in/e7nGctud

Looking for the latest updates and information about #PensionsDashboards? The PDP website features a wide range of articles and resources to support you in your preparations, from news announcements to explainer videos. Recent publications include: 📝 PDP Principal Chris Curry's reflections on testing the MoneyHelper Pensions Dashboard 🎞️ Changing your target connection date 📝 State Pension connection to the pensions dashboards ecosystem 🎞️ Connection update: Over 50 million pension records connected 📝 Connection progress and progress improvements, from Head of Connection Management Tim Reichardt Take a look: https://ow.ly/mPPI50X2epQ #PDP