Fintech Forward: Collaboration, AI, and Open Finance

Fintech firms are raising record-breaking capital in 2025—here’s what’s fueling their funding even in an increasingly selective market. @FintechWeekly shared that the fintech sector is attracting large deals with investors, with the following five factors: 1️⃣ Increased consumer financial digital behavior. Payment installment apps, automated savings tools, and buy-now-pay-later services are now part of how people manage their money every day. 2️⃣ More financial institution participation. Large financial institutions and sovereign wealth funds have been disrupted by fintech. They need it as part of their infrastructure to keep up with evolving banking and payment technologies. 3️⃣ Preferred liquidity and consolidation potential. Firms with fresh capital are in a stronger position. They can acquire rivals in the fragmented payment and wealth management sectors, where too many companies are competing for customers. They have a plan for future consolidation or exits to help buy up competitors. 4️⃣ Use of Shariah-compliant fintech models. This approach prohibits interest and speculative activity. Transactions are backed by assets to distribute risk more equitably instead. It opens global investor participation in a market with long-term growth potential. 5️⃣ Built investor trust through credible scalability. Investors are rewarding fintech firms that showcase clear paths to scalability, sustainable customer bases, and compliance with regulatory frameworks. It builds long-term investor trust. 💡 With the rapid rise of big fintech players, is your company adapting to a competitive market? Back your growth with proof that investors believe in: https://lnkd.in/gcc6WuXW #Fintech #BusinessValuation #RaisingCapital #BusinessFunding

Digital finance is the new infrastructure for opportunity. Redefining how people live, work, and connect to the economy. From Mobile Money to digital payments and fintech innovation, these solutions have become essential tools for empowerment. Helping individuals save securely, transact conveniently, and build financial resilience for the future. Across communities, digital finance continues to shape wellbeing and open doors for entrepreneurs, supporting families, and driving inclusion in ways that were once unimaginable. The future is digital, and the opportunity it creates is limitless. #GhanaFintech #Fintech #MobileMoney #Innovation #JMMI

CAFE Managing Director Kristen Castell, joins Remy Blaire on FINTECH.TV at the NYSE yesterday to discuss the convergence of finance and technology, focusing on how these sectors are working together to create a more secure and inclusive future. Kristen shares her insights on CAFE’s collaboration with innovative fintech startups and traditional financial institutions, such as banks. She emphasizes the importance of delivering financial products to those who need them most, advocating for a human-centric approach that leverages technology, particularly artificial intelligence, to personalize services and meet individuals where they are. Watch here 👉 https://lnkd.in/ef9eBSVV #CAFEFintech #FintechTV #NYSE #CAFECommunity  #FintechCommunity #FintechForAll #WomenInFintech #FintechLeaders #FintechCollaboration #HumanCenteredFinance #FintechPartnerships #EmpoweringInnovation

Day 23 of 100 : PB Fintech — A Blueprint, Not Just a Brand "Some companies build products. PB Fintech builds conviction." As I move through Day 23 of my 100-day fintech/AI execution plan, PB Fintech stands out—not for what it sells, but for what it solves. What PB Fintech taught me: - Data isn’t just collected—it’s interpreted. Every quote, every click becomes a behavioral signal. PB Fintech doesn’t just analyze—it anticipates. - Tech isn’t the engine—it’s the compass. From Policybazaar to Paisabazaar, their stack isn’t just automated—it’s intuitive. AI and ML aren’t buzzwords—they’re embedded decisions. - Execution beats ideation. Vision without velocity is vanity. PB Fintech executes with precision, and that’s what I’m mirroring in my own roadmap. Today’s takeaway: "In fintech, product-market fit is good. Product-market foresight is better." PB Fintech doesn’t chase trends—it sets them. Day23 #FintechExecution #PBFintech #Policybazaar #AIinFinance #100DayPlan #PushparajWrites #CinematicFinance #LinkedInDiaries #StrategicExecution

Attended a major fintech + financial services event in Manila recently—felt less like a conference and more like a sneak peek into the future of money. 🚀💸 Every corner had something buzzing: AI taking center stage, digital transformation stories being shared like battle scars, and bold visions of how finance is being re-engineered for tomorrow. The energy? Electric. The conversations? Game-changing. The coffee? Strong enough to fund its own IPO. ☕📈 What stood out most to me: the organizations that balance speed with trust are the ones setting the tone for the next decade. Tech is the engine, but trust is the fuel. Being in enterprise tech sales, events like this are a reminder that every handshake and every idea has the potential to reshape how businesses operate - and how entire industries evolve.⚡ #wfis #newgensoftware #fintech #insurance #banking #nbfc

Modern investment infrastructure has become a necessity for anyone operating in brokerage and wealth, even an urgent one. Dr. Til Rochow Upvest's CPO shared his insightful perspective with Handelsblatt

💭What matters more in fintech: trust or speed? I’ll go with trust. If you asked me a few years ago, I might’ve said speed. Today, after everything I’ve seen in this space, my answer is different. Because, ⚡ Speed is impressive. 🔒 But trust is unforgettable. 👉 When people move money across borders, it’s not “just a transaction, it's trust.” It’s payroll for a remote team. It’s an importer paying suppliers on time. It’s someone sending support back home. And in those moments, the only question that matters is: 👉🏽 Can I trust this platform with my money? That’s the psychology of fintech. 📊 According to a World Bank report, 𝗼𝘃𝗲𝗿 $𝟴𝟲𝟬 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 𝗶𝘀 𝘀𝗲𝗻𝘁 𝗴𝗹𝗼𝗯𝗮𝗹𝗹𝘆 𝗲𝘃𝗲𝗿𝘆 𝘆𝗲𝗮𝗿 𝗶𝗻 𝗿𝗲𝗺𝗶𝘁𝘁𝗮𝗻𝗰𝗲𝘀. But the real insight... more than 40% of people say their biggest concern isn’t speed; it’s whether the money they send is the money that’s received — transparently, without hidden fees. And that’s exactly the gap we’re solving at FX Master. Here, we’ve built our foundation on four pillars: ✅ Trust ✅ Speed ✅ Reliability ✅ Responsibility Because fintech isn’t just about moving money faster. It’s about moving money with trust. 🚀 Speed makes you competitive. 🔒 Trust makes you inevitable. And that’s the future we’re building at #FXMaster. #FinTech #Trust #GlobalFinance #Leadership If you’re passionate about reliable, transparent, and responsible fintech, let’s connect and explore how we can shape the future together!

There was a time when fintechs wanted to disrupt everything - from traditional banks to the way we think about money. The goal was speed, innovation, and breaking old systems. But over the last few years, something has shifted. The real winners aren’t those who disrupt the loudest - they’re the ones who collaborate the smartest. The next fintech wave is built on partnerships, not rivalry. Across Europe, we’re seeing banks and fintechs joining forces to deliver smarter, more sustainable financial services. Instead of competing, they’re co-creating - combining agility with stability, innovation with trust. In the Nordics, for example, traditional financial institutions are integrating open banking APIs directly from fintech startups. The result? Seamless customer experiences that feel both innovative and reliable. I’ve seen projects where a bank’s compliance department and a fintech’s product team worked side by side from day one. That early collaboration didn’t just reduce friction - it accelerated delivery and improved product quality. Why collaboration is winning: 1. Shared strengths: Banks bring scale, infrastructure, and customer trust. Fintechs bring speed, creativity, and tech-first thinking. Together, they’re far more powerful. 2. Regulatory synergy: Working with regulators early (and together) ensures compliance isn’t a blocker - it becomes part of the design process. 3. Sustainability focus: Collaboration drives purpose-led innovation - from green finance solutions to inclusive digital banking for underserved markets. 4. Customer-first delivery: When everyone in the ecosystem aligns around user experience, the results speak for themselves - faster onboarding, fairer products, and more transparency. The fintech of the future won’t be built in isolation. It will be built through ecosystems - where partnerships blur the lines between technology providers, regulators, and financial institutions. Collaboration isn’t just a strategy; it’s a mindset that drives resilience and long-term impact. And maybe that’s the most exciting part of this next fintech wave - realizing that innovation doesn’t have to disrupt to move forward. It just needs the right partners. What’s your view - are we entering a new era of fintech collaboration, or is disruption still the stronger driver? 👇 Let’s talk about it! #Fintech #Innovation #Partnerships #Collaboration #DigitalTransformation #Banking #OpenFinance #FinancialServices #FintechTrends #FutureOfFinance

🚀 Competition ≠ Cooperation and the fintechs that understand this will define the next decade. Embedded finance is transforming how value is created turning financial services into the infrastructure behind every industry. 💰 The global embedded finance market is projected to reach $690 billion by 2030, growing at over 35% CAGR. 📈 More than half of non-financial businesses plan to embed financial services within the next two years. Here’s what that looks like in action: 💳 A logistics platform integrating seamless payments. 💼 A SaaS company offering lending within its dashboard. 📱 A telecom embedding a wallet for instant transfers. Finance becomes invisible, yet indispensable. That’s the power of embedded finance - it turns financial products into infrastructure. And that infrastructure only scales when ecosystems cooperate: 🏦 Banks bring compliance and stability. ⚙️ Fintechs bring agility and innovation. 🧩 Platforms bring reach and customer access. Together, they unlock what none could achieve alone: 🔹 Trust that drives adoption. 🔹 Distribution that accelerates scale. 🔹 Data loops that deepen insight and retention. In an era where speed and regulation must coexist, collaboration isn’t a soft skill : it’s a growth strategy. Because competition builds markets. Cooperation builds ecosystems. The future isn’t competitive. It’s cooperative. It’s embedded. #AIinFintech #B2BFintech #FintechGrowth #PartnershipStrategy #DataDriven

Innovation may get a FinTech off the ground but strategic financial planning and tax efficiency will be vital indetermining whether it can scale and attract long-term investment. Too often, these issues are treated as “back office.” In reality, they’re central to growth, credibility and investor confidence. In our new guide with FINTECH Circle, we explore how founders can embed tax-smart thinking from day one. I share some of those insights in the carousel below 👇 Thank you to my co-authors David Hume, Peter Carville, Chris Blundell, Kanika M. and to Susanne Chishti and the team at FINTECH Circle for collaborating on this.