Maria A. Garcia Vidondo’s Post

🚀 JUST LAUNCHED 🚀  Brand-new research into subscription bundling in banking. #Loyalty is no longer built on points. It’s built on #subscriptions. The numbers are striking: 🔸 The average consumer now manages 5.4 paid subscriptions a year 🔸 70% have ‘Forever Subscriptions’ — those that they’ll never cancel  🔸 49% would switch to a financial provider that offers subscription bundles Banks, neobanks and wallet providers are sitting on a $3.5T revenue pool. But with one-tap switching and rising dormancy, loyalty is crumbling. 👉 The answer? Make your institution the subscription hub customers already want. 👉 Turn everyday subscriptions into everyday loyalty.   📥 Download the full “Loyalty pays” report today and see why bundling is becoming the loyalty engine of modern #banking >> https://lnkd.in/ekc_zS9G

🚀 FinTech Insights Card category deep-dive continues! We’re exploring the banking app features shaping digital experiences and the untapped opportunities many banks are missing. This time: Virtual & Disposable Cards. 💳 They bring instant access, added security, and seamless payments, yet remain surprisingly rare in banking apps. 🏦 Banks that introduce these features give users more control, convenience, and peace of mind while positioning themselves ahead in the digital banking space. #FinTechInsights #DigitalBanking #BankingInnovation #BankingApps #VirtualCards #DisposableCards

🚀 New series alert: FinTech Insights category deep-dives! We’ll be spotlighting banking app features from each of the 17 functionality categories on FinTech Insights to highlight what’s essential, overlooked, or a bonus, helping banks identify opportunities. 💳 First up: the Cards category — starting with Activate Card 🟢 It seems basic, but many banks are still missing it. The absence of this feature can create friction for users and highlight gaps in the in-app experience. Banks that implement it simplify everyday banking, making it faster and more convenient for users to get their cards up and running, which demonstrates their commitment to digital innovation. #FinTechInsights #DigitalBanking #BankingInnovation #BankingApps #ActivateCard

The revolution of Open Banking and Banking as a Service (BaaS) has changed the global landscape, isn't it? Focusing on leveraging APIs, both are transforming the financial sector by enabling data sharing and the seamless integration of financial/banking services into other platforms meant to serve customers with non-financial products and services. From one side, the Open Banking allows third parties to access end user data with his/her consent, fostering innovation and competition. From the other one, the BaaS empowers non-banks to embed financial services, like financing and payments, directly within their products and brand, creating new revenue streams and enhanced customer experiences. Accordingly, reshaping the industry by making financial services more accessible, personalized, and integrated into everyday life. #OpenBanking #BssS #Innovation #customerexperience Image reference: https://lnkd.in/dWdp6XpB.

Digital banking and fintech services should be accessible to everyone, including people with disabilities, elderly users, and those with limited digital skills. By incorporating features like screen reader compatibility, voice commands, and simple navigation, financial platforms can create a smoother, more inclusive experience for all users. https://lnkd.in/e5ud-gAP

Do you know how open banking can make digital banking smarter and smoother? ✨ This is reflected in our collaboration with Plumery, a digital banking experience platform. Together, we’re adding faster and more accessible #openbanking features for banks, helping their customers easily access data and make instant bank-to-bank #payments. 💸 💬 ”Now, through our partnership with Salt Edge, we’ve unlocked a raft of new possibilities for financial institutions to build smart, secure, and frictionless open banking experiences with ease. Together, we’re laying the foundation for what digital banking should be - composable, customer-led, and constantly evolving,” shares Ben Goldin, CEO & Founder of Plumery. Read the full press release here ⤵️ 🔗 https://bit.ly/3WdHWou #OpenBanking #Fintech #DigitalBanking #Partnership

Digital banking and fintech services should be accessible to everyone, including people with disabilities, elderly users, and those with limited digital skills. By incorporating features like screen reader compatibility, voice commands, and simple navigation, financial platforms can create a smoother, more inclusive experience for all users. https://lnkd.in/eB4vBAWh

Digital banking and fintech services should be accessible to everyone, including people with disabilities, elderly users, and those with limited digital skills. By incorporating features like screen reader compatibility, voice commands, and simple navigation, financial platforms can create a smoother, more inclusive experience for all users. https://lnkd.in/eVNFsG8P

Digital banking and fintech services should be accessible to everyone, including people with disabilities, elderly users, and those with limited digital skills. By incorporating features like screen reader compatibility, voice commands, and simple navigation, financial platforms can create a smoother, more inclusive experience for all users. https://lnkd.in/dFNA6QZF

Digital banking and fintech services should be accessible to everyone, including people with disabilities, elderly users, and those with limited digital skills. By incorporating features like screen reader compatibility, voice commands, and simple navigation, financial platforms can create a smoother, more inclusive experience for all users. https://lnkd.in/eDX2y98F