Morpho’s Post

Stablecoins made money move. Now Morpho makes money work - powering Stable’s lending ecosystem. Stable is a purpose-built chain for stablecoins and designed for institutions, already backed by players like PayPal and Bitfinex. Morpho brings that same standard to lending, with a network trusted by major fintechs and institutions worldwide. On Stable, payments and yield live side by side: liquidity flows in through settlement, and when idle, it earns seamlessly through Morpho. This is what institution-grade DeFi looks like: simple, compliant, capital-efficient from day one.

Wallets are the new cash rail for enterprise. 🌐 And they’re re-architecting how liquidity moves across the global economy. A new report by Ubyx Inc. × Finmo shows what’s actually happening behind the jargon. While a bank account ties value to a single institution, a wallet can hold tokenized deposits, regulated stablecoins, and yield-bearing money-market tokens. All programmable and interoperable across blockchains. For treasurers managing 500+ accounts across jurisdictions, that’s a game-changer: → Consolidate into 50–75 wallets → Unlock trapped liquidity → Automate sweeping, FX, and yield → Operate 24/7 with instant settlement and transparent auditability The impact is huge. Fortune 500 firms spend $5–15M annually maintaining legacy account infrastructures, not counting the cost of idle liquidity. Now that tokenized deposits and regulated stablecoins are recognized as cash equivalents under IAS 7, the path is open for adoption. But this shift isn’t plug-and-play. It demands new controls, hybrid coexistence with banks, and robust custody. Yet the prize is enormous: simplified architecture, lower risk, and continuous liquidity optimization. By 2028, wallets won’t replace accounts. They’ll complement them. The winners will be those who act now to re-wire their financial architecture for resilience, automation, and speed. Kudos to Tony McLaughlin (Ubyx Inc.) and David Hanna (Finmo) for mapping the future of corporate treasury. Venturebloxx summarized it for you. See link to original version below. #Stablecoins #Tokenization #Treasury #FinanceTransformation #DigitalAssets #Liquidity #WalletInfrastructure #TokenizedDeposits #Fintech #CorporateTreasury #CFO

Wallets are the new cash rail for enterprise. 🌐 And they’re re-architecting how liquidity moves across the global economy. A new report by Ubyx Inc. × Finmo shows what’s actually happening behind the jargon. While a bank account ties value to a single institution, a wallet can hold tokenized deposits, regulated stablecoins, and yield-bearing money-market tokens. All programmable and interoperable across blockchains. For treasurers managing 500+ accounts across jurisdictions, that’s a game-changer: → Consolidate into 50–75 wallets → Unlock trapped liquidity → Automate sweeping, FX, and yield → Operate 24/7 with instant settlement and transparent auditability The impact is huge. Fortune 500 firms spend $5–15M annually maintaining legacy account infrastructures, not counting the cost of idle liquidity. Now that tokenized deposits and regulated stablecoins are recognized as cash equivalents under IAS 7, the path is open for adoption. But this shift isn’t plug-and-play. It demands new controls, hybrid coexistence with banks, and robust custody. Yet the prize is enormous: simplified architecture, lower risk, and continuous liquidity optimization. By 2028, wallets won’t replace accounts. They’ll complement them. The winners will be those who act now to re-wire their financial architecture for resilience, automation, and speed. Kudos to Tony McLaughlin (Ubyx Inc.) and David Hanna (Finmo) for mapping the future of corporate treasury. Venturebloxx summarized it for you. See link to original version below. #Stablecoins #Tokenization #Treasury #FinanceTransformation #DigitalAssets #Liquidity #WalletInfrastructure #TokenizedDeposits #Fintech #CorporateTreasury #CFO

Fnality raises €115M Series C to build global blockchain-based settlement network London-based #fintech #Fnality has secured €115 million in a Series C funding round to accelerate the development of its regulated blockchain-based wholesale payment systems. The round was led by WisdomTree, Bank of America, Citi, KBC Group, Temasek, and Tradeweb, with participation from existing investors including Banco Santander, Barclays, BNP Paribas, DTCC, Euroclear, Goldman Sachs, ING, Nasdaq, State Street, and UBS. Founded in 2019, Fnality is building a global network of distributed ledger technology (DLT)-enabled wholesale payment systems, each backed by central bank reserves. Its Sterling Fnality Payment System, launched in December 2023, became the world’s first regulated DLT-based wholesale payment infrastructure, settling payments in a digital representation of funds held at the Bank of England. CEO Michelle Neal stated that Fnality’s mission is to fuse the efficiency of decentralized finance with the stability of traditional finance, creating resilient and interoperable settlement systems. The new funding follows an €89 million Series B in 2023 and will expand the network’s reach across major currencies, enable real-time cross-currency payments, and support settlement for tokenized assets, stablecoins, and digital deposits. The article on EU-Startups in the first comment.

RTX Fintech hires electronic markets specialist to lead European launch - Hedgeweek: RTX Fintech & Research, a leading US electronic interdealer trading platform for interest rate swaps, has appointed Charlie Collins as Head of ... #finpeform #fintech

Jiko: Strategic Investment Raised For Banking And Liquidity Platform: Jiko, a banking and liquidity platform fully built on U.S. Treasury bills (T-bills), announced new strategic investments from Coinbase and Blockstream Capital Partners, alongside key partnerships with major industry players, including Crypto.com, Bitso, and Blockstream. The partnerships further establish Jiko as a preferred infrastructure provider for institutions seeking secure, yield-generating, and always-on financial solutions rooted in U.S. government-backed assets. The post Jiko: Strategic Investment Raised For Banking And Liquidity Platform appeared first on Pulse 2.0.

Most NACs in use today are hardware-based, but they come with limitations. In the fast-moving world of payments, these hardware NAC challenges can slow down operations. With rising transaction volumes, financial institutions need solutions that keep networks agile, secure, and ready for growth. #EpicLanka #FinTech #DigitalPayments #NAC #NetworkAccessController #PaymentSecurity #SmartPayments

Go Network just got stronger. BitGo and Elysium LD Technology, Inc. are bringing institutional-grade clearing and credit workflows to digital assets. 🔹 Real-time trade capture 🔹 Credit monitoring 🔹 Settlement orchestration Now institutions can scale their digital strategies with the same confidence, efficiency, and risk controls they expect in traditional markets, all through Go Network's secure settlement infrastructure.

#KUN to Advance Cross-Border Stablecoin Settlement with #Circle Payments Network Integration providing enterprise clients worldwide with: 1️⃣ 24/7 USDC, EURC based stablecoin settlement 2️⃣ Safer, faster, and more transparent cross-border payments 3️⃣ Support for multiple cross-border liquidity use cases This integration creates broader opportunities for KUN’s payment solutions across industries, including commodity trade, general trade, service trade, B2B cross-border e-commerce, entertainment, and Web3 projects. Against a backdrop of rising settlement efficiency and compliance requirements, CPN’s infrastructure will help KUN optimize payment processes and improve liquidity management for clients. #KUN #Circle #USDC #EURC #payment #CPN

PYMNTS: Circle Sinks 11% as Stablecoin Refund Debate Rattles Markets: The fall season has begun with turbulence for publicly listed FinTechs. The FinTech IPO Index declined 3.5% this past week, erasing some of its recent gains. Circle Mulls Fraud Refunds PYMNTS reported that Circle is reportedly exploring ways to reverse transactions involving its stablecoins. In an interview with the Financial Times, Circle President Heath […] The post Circle Sinks 11% as Stablecoin Refund Debate Rattles Markets appeared first on PYMNTS.com. http://dlvr.it/TNJGRj #payments #fintech