NXTMOVES’ Post

This week, we’re joined by two fintech trailblazers — Walter H. and Steven Nigri, co-founders of NXTMOVES — to unpack what’s really going on behind the scenes in banking, fintech, and the wild world of financial infrastructure. With decades of combined experience leading innovation at places like Jack Henry, Moov, BillGO, and CRIF, Walt and Steve bring unfiltered insight and actionable strategies for what comes next. In this episode, we cover: 💸 $2.15T Deposit Flight — Money is moving fast from traditional banks to fintechs and crypto, even among older, "loyal" customers. Convenience is king — legacy institutions have been warned. 🛑 Sponsor Bank Bottlenecks — 9–12 month program delays aren't about tech or compliance — they reflect a leadership problem. 🏢 Retail is Lost — Fintechs have won the retail game. Banks must now focus on SMB and commercial sectors if they want to stay in the race. 🤝 Embedded Finance or Bust — Banks need to stop treating fintechs as vendors and start seeing them as strategic partners — or risk obsolescence. ⚡ Speed = Survival — Decision cycles of 12–16 weeks? That’s a death sentence. The winners are already moving. 🧭 A Crisis of Leadership — The real barrier isn’t regulation. It’s a stunning lack of vision and decisiveness at the top. 🔄 Integrated Financial Ecosystems — Customers want seamless, all-in-one experiences: deposits, payments, investing, and yes — even crypto. Check it out: https://lnkd.in/dV82Fb29