I have used Amex as my business charge card for ages but was getting frustrated with the number of places that didn’t take it, and the annual fee. Shopped around and have just got a Capital on Tap VISA card. App is great, credit limit was very sensible, fee free (there is a paid version if you want lounges and Avios), but most importantly everyone takes VISA. If you are looking to switch from Amex I’d recommend, and my referral link will get you £75 of points (and me too!). Cheeky but why not? I don’t recommend many things but this is good.
Capital on Tap has been great for our business. So easy to allocate cards to staff members with spend limits and fencing on what they can use it on. 👌
Glad to hear you're enjoying our card, Phil!
Great card provider - and the 1% cashback has no limits!
We love hearing this! Thanks for sharing your experience. 🙌
Platform Engineering Leader
1moAlways interested to hear where doesn’t accept Amex nowadays?