Helping FinTech & Banking teams launch, improve & scale digital products | Product & UX Expert | CIO | Digital Banking | Web3 & Blockchain | Payment | SSI | CBDC
Exploring the Future of Finance: Insights from the Complete Guide to Stablecoins Paper Link: https://lnkd.in/gfRX2Rzt “Complete Guide to Stablecoins” by Quant Network. Frankly, I was impressed by how quickly stablecoins have transformed from a “convenient tool” into the foundation of a new financial infrastructure. What I found important: - Today, stablecoins account for over 60% of all crypto transactions (up from 35% two years ago). - Their strengths are instant #payments, programmable scenarios, and financial inclusion. - New regulations are being developed in the #UK and other countries, and this is a window of opportunity for mass adoption. - But there are also challenges: reserve management and regulatory consistency across jurisdictions. What's next? I believe that in the coming years, stablecoins will become the “invisible layer” of global finance. They will connect #crypto, #CBDCs, and traditional systems, enabling businesses and users to transfer #money across platforms. The question isn't whether they will replace existing mechanisms, but how quickly ecosystems can integrate them so that users won't even realize they're paying with a stablecoin. #stablecoins #futureoffinance #digitalassets #fintech #QuantNetwork
I see stablecoins not just as a technological innovation, but as a strategic enabler for liquidity management, cross-border settlements, and real-time treasury operations. The shift from convenience to infrastructure is accelerating. Treasurers must start viewing them as part of the future cash ecosystem. Their programmability and speed offer new dimensions for working capital optimization and financial inclusion. However, the real challenge lies in reserve transparency, jurisdictional harmonization, and integration with existing ERP and banking rails. This is a critical moment for treasury leaders to shape adoption frameworks that balance innovation with risk management. Stablecoins won’t replace traditional mechanisms overnight, but they will become the invisible layer connecting fiat, CBDCs, and digital assets. Treasury teams that prepare now will be the ones driving efficiency and resilience tomorrow.
Stablecoins are no longer just a crypto niche — they are becoming the backbone of global finance.
Creating the Global Standard for Payment & Banking Strategy | Independent Advisor to the World's Leading Companies | Award-Winning Consultant
1moSuch a great post! Stablecoins are becoming part of the financial plumbing...shame no one really understands how they work and how does it affect everyday businesses. The ones who manage payment and banking tasks are not adequately trained to do so. Key areas, such as how payments and banking affect technology, UX, compliance, and other essential aspects in a business, are absent from accounting, economics courses, and MBAs. That’s exactly why I’ve been talking about the role of the CPayO (Chief Payment Officer). This role is the only way organizations can keep control over payments when the landscape is shifting this quickly. I even wrote a book on this function recently, and I’m happy to share it with anyone who is interested (DM me!) https://a.co/d/7jP6kdK