The Acceleration of Global Digital Asset Adoption

We’ve entered the digital asset industry’s most transformative moment yet, as live solutions scale globally and landmark policy milestones unlock a new era of institutional adoption.

From Mastercard and Chainlink bringing crypto access to over 3.5 billion cardholders, to the launch of Chainlink’s Automated Compliance Engine (ACE), developed in collaboration with Apex Group, GLEIF, and the ERC-3643 Association, the transformation of global finance is accelerating.

This momentum is being matched in public policy. The GENIUS Act establishes the world’s first comprehensive regulatory framework for fiat-backed stablecoins, and Chainlink’s Sergey Nazarov joined senior officials at the White House as the President signed it into law.

We’re excited to continue working with leading institutions as we safely and compliantly scale digital assets globally.

- Adam Minehardt, Head of Public Policy, Chainlink Labs

Digital Asset Spotlights

"I found Chainlink to be an incredibly quick partner on this in terms of coming up with solutions ... The velocity and number of apps that can get on the platform will exponentially increase.”—Mastercard Executive Vice President, Blockchain & Digital Assets Raj Dhamodharan on Global Custodian’s The Future Is On podcast

"Through CCID [Chainlink's Cross-Chain Identity], you make identity & credentials portable across chains ... That’s really what is critical to the scaling & adoption of DeFi."—GLEIF CEO Alexandre Kech at RWA Summit

“Interoperability is tremendously important and it's going to be a major unlock for this ecosystem.”—Karim Hamasni of RBCx, the tech and innovation arm of Royal Bank of Canada on The Future Is On Series

Digital Asset Industry Reports 

“By leveraging fund tokenization, we strengthen the trusted connection between traditional finance and the emerging digital assets economy, while expanding our client base.”—Emma Pecenicic, Head of Digital Proposition and Partnership, Asia Pacific  xJapan in Visa’s recent e-HKD Pilot Programme Phase 2 Interim Report

“Verifiable onchain identity is essential to the future of global financial services as the adoption of digital assets continues to grow.”—Insights from GLEIF on The Future of Digital Identity and Automated Compliance in Global Financial Services

“Tokenisation represents the next logical progression in the evolution of the monetary and financial system, as it enables the integration of messaging, reconciliation and asset transfer into a single, seamless operation.”—The next-generation monetary and financial system, BIS Annual Economic Report 2025

“Tokenization in capital markets … will intersect with the growth of private credit and AI as a significant market disruptor over the next decade.”—Look Forward, Future of Capital Markets, S&P Global

Policy Pulse

1. House passes GENIUS Act for stablecoins, with Chainlink in attendance at  Presidential bill signing: “The GENIUS Act is a huge step forward for stablecoins, forming the basis of on-chain payments for retail users in both highly developed and emerging markets,” said Chainlink’s Sergey Nazarov. (Ledger Insights, Cointelegraph)

2. Bank of England eyes stablecoins for wholesale payments: The Bank highlighted the need for a “mixed ecosystem” where legacy infrastructure coexists and interoperates with tokenized financial systems, including support for both private and public blockchains. (Bank of England, Ledger Insights)

3. U.S. Federal Reserve, OCC, & FDIC outline expectations for bank digital asset custody: Bank’s risk assessment would include the ability to understand the asset class, potential of liability if crypto assets were lost, and legal and compliance responsibilities associated with the Bank Secrecy Act and AML regulations. (Ledger Insights)

4. UAE establishes a framework for Security Tokens and Commodity Tokens: This regulation ensures that digital assets issued via distributed ledger technology receive the same legal and regulatory treatment as traditional securities and commodities. (Securities & Commodities Authority)

5. European Central Bank (ECB) outlines plans for DLT settlement using central bank money: ECB’s Governing Council has approved a plan that will enable settling distributed ledger technology (DLT) transactions using central bank money. (ECB)

6. Chainlink launches Tokenized in America in partnership with Blockchain Association: This new industry resource tracks the progress of U.S. state-level government initiatives advancing tokenization and blockchain adoption, mapping where each U.S. state stands. (Tokenized in America) 

Feature Article

Enabling Compliance-Focused Digital Assets Across Chains and Jurisdictions

We’re excited to announce the launch of Chainlink Automated Compliance Engine (ACE)—a unified and modular standard to solve all onchain compliance problems and bring institutional capital onchain. Built on the Chainlink Runtime Environment (CRE), ACE enables real-time policy enforcement, secure identity management, and streamlined monitoring and reporting across public and private blockchains, unlocking access to $100+ trillion in institutional capital.

Read More 

Digital Assets in the News

1. Mastercard and Chainlink enable onchain crypto purchases for over 3.5 billion Mastercard cards: "In coming together with Chainlink, we're unlocking a secure and innovative way to revolutionize onchain commerce and drive the broader adoption of crypto assets.” Mastercard and Chainlink will explore future use cases for onchain commerce. (Mastercard, Forbes)

2. Ondo Finance acquires SEC-registered broker-dealer, ATS, and transfer agent: This acquisition provides Ondo Finance with the necessary regulatory licenses to offer tokenized securities in the U.S. (Cointelegraph)

3. ChinaAMC launches first RMB-denominated tokenized money market fund: Distributed through traditional qualified brokers and Virtual Asset Trading Platforms (VATPs), the fund will reach a broad base of investors. (Markets Media)

4. BIS analysis reveals advantages of tokenized bonds over conventional issuance: The average bid-ask spread of tokenized bonds was 19 bps versus 30 bps for conventional issues, hinting at better liquidity. Tokenized bonds also lower investment minimums of USD $110K compared to $185K. (Bank for International Settlements)

5. Westpac, Spiko, xStocks, and Kamino leverage Chainlink: Westpac Institutional Bank is leveraging Chainlink in a Reserve Bank of Australia (RBA) initiative, Spiko is integrating Chainlink CCIP into its tokenized funds, and Chainlink is now the official oracle infrastructure powering xStocks' tokenized equities and ETFs, which Kamino is enabling its users to borrow against.

Connect With Chainlink at Upcoming Events 

We'll be on the ground at key industry gatherings this summer—reach out to set up a meeting with our team.

• August 5-6: Blockchain Rio (Rio, Brazil) 

• August 18-21: SALT (Jackson Hole, Wyoming, U.S.) 

• August 25-26: WebX Asia (Tokyo, Japan)