Mercia Debt is a trading name of investment funds managed by Mercia Business Loans Limited and Frontier Development Capital Limited.
Simplifying the financing process
We understand the crucial roles that advisers and management teams play in securing financing solutions for businesses. Whether you’re an adviser seeking the best financing options for your clients or a management team in need of strategic funding, we offer a range of business loan solutions tailored to your unique needs.
Looking for investment?
Business loans in Yorkshire
Need a business loan in Yorkshire & Humber up to £2m?
Business loans in the Midlands
Need a business loan in the Midlands up to £2m?
Looking for growth capital?
Looking for growth capital up to £8m?
Learn more about Mercia Debt
Investment Manager, Andy Tyas, walks you through the what, where, how and why of Mercia Debt, whilst highlighting how Mercia Debt funding can play a pivotal role in growing and scaling your SME.
Debt finance through the Northern Powerhouse Fund II
As businesses grow, larger amounts of finance may be needed to help move them to the next level. Funding might be for recruiting a new team, launching a new product or service, funding marketing costs or purchasing new machinery or equipment, not forgetting the working capital needs that accompany all of those plans and growth in general. Debt finance is designed for profitable companies that can demonstrate growth potential.
NPIF II’s finance option is designed for businesses in Yorkshire & the Humber regions.
Loans start from £100,000 right up to £2million; for those businesses that need access to larger loans then one of our other funds may be able to cater for you. Contact one of the team today to find out more.
NPIF II Debt finance is suitable for:
- SMEs located in Yorkshire & the Humber.
- Growing businesses that can demonstrate profitability and/or strong forward cashflows.
To apply for a loan, you will need to have at least two years of historic accounts available as well as giving us access to management information and a 12-month cash flow forecast.
Our investment decisions are made in person by an investment manager, filling the gap where traditional banking relationships have pulled away. We are interested in your story, your vision and we will make our decision based on our experience and insight, not algorithms.
Celebrating 12 months of NPIF II Debt
Mercia Debt celebrates 12 months of NPIF II Debt deployment.
Through the Northern Powerhouse Investment Fund II, we have supported ambitious management teams in sectors such as cyber security, agriculture, veterinary, pet food manufacturing and engineering to name a few.
Meet some of the visionaries we have supported over the past 12 months.
Mercia Debt case study: Thornton Park Farm
Managing Director of Thornton Park Farm, Richard Dunnett, explains how Mercia Debt’s £100,000 loan secured a further £50,000 rural grant to support the construction of five luxury glamping pods and diversify their income from farming activities.
Unlock opportunity with Mercia
Partner with Mercia Debt and gain access to a trusted partner that shares your commitment to securing financial success. Our tailored solutions, industry expertise and experienced team are at your disposal, empowering you to deliver the best outcomes for your clients and your business.