Smepolicy
Smepolicy
FY bxwZgvjv I Kg m~ wP
evsjv`k evsK
cavb Kvhvjq
m~wPc
wgK bs
1
2
3
3.1
3.2
4
5
6
7
8
9
10
10.1
11
12
13
14
15
16
17
18
19
20
21
22
23
24
welqe
f~wgKv
GmGgB LvZi Dbqb evsjv`k evsK KZK MnxZ c`cmg~n
GmGgB Gi msv
j GUvicvBR Gi msv
wgwWqvg GUvicvBR Gi msv
GmGgB FYi jgvv
Gwiqv GcvP cwZi eenvi
Kvvi WfjcgU cwjwm
GmGgB LvZ A_vqb
z` D`vv`i AMvwaKvi
wk (gvbydvKPvwis) I mvwfm LvZ cybtA_vqb AMvwaKvi
bvix D`vv`i Rb wekl Kgm~wP
cKZ bvix D`vv wPwZKiY
RvgvbZ
Ave`bc MnY I weePbv
Mm wcwiqW
FYMnxZvi hvMZv
GmGgB FYi my`
FY weZiYi AvDUmvwms Gi eenvi
cwkY Kgm~wP
GmGgB FY Kvhg gwbUwis
GmGgB FY weZiYKvj MvnKi gvevBj b^i kvLv chvq msiY
Z_i mnRjfZv
cYv`bv
GmGgB mvwfm mUvi
GmGgB Gi Dj-LhvM LvZmg~n
KwZcq aviYvi (terms) msw evLv
mshvRbxmg~n
cv b^i
5
5
7
7
7
7
8
8
9
9
9
9
10
10
11
11
11
11
12
12
12
16
16
16
17
17
17
19
mshvRbxmg~n
mshvRbx
wkivbvg
cv b^i
20
21
22
49
50
51
63
1. f~wgKv t
evsjv`ki gZv Dbqbkxj `ki mvweK A_bwZK Dbqb z` I gvSvwi
GUvicvBRjvi Dj-LhvM f~wgKv Ab^xKvh| G LvZwU kgNb (labor intensive) Ges
Drcv`b mgqKvj (gestation period) ^ nIqvq RvZxq Avq ew I Kgmsvb mwZ `Z
Ae`vb ivLZ mg| mnmv Dbqb jmg~n (MDGs) wekl Ki Pig `vwi` I zav wbg~j
Kiv Ges bvix cyili mgZv I bvixi gZvqb G LvZ evcK f~wgKv ivLZ mg| Gwkqvi
ekwKQz mgkvjx `ki A_bwZK Dbqb GmGgB LvZ iZc~Y f~wgKv cvjb KiQ,
GQvov Avgv`i cwZekx `kjvI GmGgB Gi Ici evcK iZvivc KiQ| Zv`i
`wZ GmGgB nQ employment generating machine Ges m KviYB A_bwZK cew
ARb, Avq elg Kwgq Avbv, `vwi` wegvPb cfwZ j ARbi nvwZqvi wnme Zviv z`
I gvSvwi wki DbqbK eQ wbqQ| eZgvb miKviI GmGgB LvZi DbqbK wkvqbi
PvwjKv kw wnme MnY Ki G LvZK AMvwaKvi LvZ wnme wPwZ KiQ|
GmGgB LvZK A_bwZK Dbqbi AbZg GRv weePbvq 2010 mvj _K c_gevii
gZv evsK I Avw_K cwZvbmg~n KZK GmGgB FY weZiYi wb`wkZ jgvv
(indicative target) wbaviY Kiv nqQ| wbavwiZ G jgvv Abyhvqx z`, gvSvwi I
gwnjv D`vvwfwK GmGgB FY weZiY KiZ ne|
`ki wk Dbqb bvix D`vv`i AskMnY ew Ges AwaK msLK bvix D`vv`i
eemvwqK KgKv cwiPvjbvi Rb FY cvw wbwZ KiZ bvix D`vv`i GmGgB FY
weZiY AMvwaKvi w`Z ne|
GmGgB LvZ FY weZiYi jgvv ARbi mdjZvK mswk- evsKi bZyb kvLv Lvjvi
AbZg BwZevPK gvcKvwV wnme weePbv Kiv ne| Dj-L, GmGgB I Kwli
bvq A_bxwZi AMvwaKvi LvZi A_vqb evsKjvK AwaKZi m Kivi j
2010 mvj _K GmGgB mvwfm mUvi Gi cwieZ GmGgB/Kwl kvLv bvg
evsKjvK jvBm Bmy Kiv ne|
6
GmGgB FYi Ici evsKmg~n wbRivB mswk- LvZ/DcLvZ FYi my`i nvi wbaviY
Kie| Ze, z` I gvSvwi D`vv chvq chvR GmGgB FYi Dc-LvZIqvix my`i
nvi mswk- evsKjv AbwZwej^ evsjv`k evsKK AewnZ Kie| evsK iU MnxZ
cybtA_vqbKZ Znwej MvnK chvq (bvix D`vvi ) evsK iU + 5% my` nvi
weZiY wbwZ KiZ ne|
3. GmGgB Gi msv t
z` I gvSvwi D`vMi eZgvb cPwjZ msvwU eUvi weRbm dvivg KZK mycvwikKZ Ges
miKvii wk gYvjq I evsjv`k evsK Zv Awfb msv wnme Pvjy KiQ| wb z` I gvSvwi
D`vMi msvi wbqvgKjv `qv nj t
3.1. j GUvicvBRi msv t
j GUvicvBR ejZ Ggb cwZvbK eySve hv Kvb cvewjK wjwgUW Kvvbx bq
Ges wbv wbqvgKjv c~iY Ki t
wgK
bs
K)
L)
M)
LvZ
mev LvZ
eemv LvZ
wk LvZ
LvZ
mev LvZ
eemv LvZ
wk LvZ
evsK I Avw_K cwZvbmg~n KZK wbavwiZ GmGgB FYi jgvvi wevwiZ weeiY mshvRbx K
Z mwbek Kiv njv |
7.
GmGgB LvZi Dbqbi Rb A_vqbi myhvM (access to finance) LyeB iZc~Y| AbK
mgq D`vviv DP my` nvii mgmv Zyj aib| wbtm`n GwU iZc~Y mgmv| Ze my`i nvii
Pq A_vqbi cvcZv Ges cwigvY AwaKZi iZc~Y| m KviYB GmGgB LvZi FYK Aviv
mnRjf Kivi cPvq evsjv`k evsK AxKvive|
GmGgB LvZi Dbqbi j evsjv`k evsK, AvBwWG I GwWwe Znwej nZ myjf A_vr
cybtA_vqb xg A_vqb Kiv nQ| D wZbwU N~Yvqgvb (revolving fund) Znwej _K
31.12.2009 ZvwiL ch megvU 918 KvwU UvKvi wecixZ wWm^i 2009 ch 14,122wU
D`vv cwZvbK 1432.00 KvwU UvKv cybtA_vqb myweav c`vb Kiv nqQ| GQvov, bZyb Ki
GwWwe _K cve A_i m Aviv A_ hvM Ki evsjv`k evsK KZK 660 KvwU UvKvi GKwU
ewaZ cybtA_vqb Kgm~wP Lye wkMwMiB Pvjy Kiv ne|
8.
z` D`vv`i AMvwaKvi t
9.
10.1.
RvgvbZ ewZiK c`vbi welq evsK/Avw_K cwZvbmg~n weePbv KiZ cvie| cqvRbeva
mswk- Drcvw`Z cY I hvsk `vqeK (Products & Machinery Hypothecation) Gi wecixZ
FY c`vb Kiv hve| Ze, 25.00 (cuwPk) j UvKvi ewk FY c`vbi RvgvbZ MnYi
welqwU evsK/A_vqbKvix cwZvbmg~n wbRivB evsK-MvnK mKi wfwZ wbaviY Kie|
MvnK/D`vv evQvB Gi evsK AekB Zvi wbR^ due diligence cwZi cqvM Kie| G
K`xq evsKi MvBWjvBbjvK b~bZg wb`kbv weePbv Ki evsKjv Zv`i wbR^
weZ FY bxwZgvjv Zwi Kie Ges Zv G wefvMK AewnZ Kie| G aibi bxwZgvjv cYqbi
Mc RvgvbZ ev mvgvwRK RvgvbZ MnYi welqwU weePbv Kiv hZ cvi|
13. Mm wcwiqW t
GmGgB LvZi FY cwikvai D`vvMY cvqkB Mm wcwiqW Kg ej AwfhvM
Kib| evsK I Avw_K cwZvbjv FY bxwZgvjv cYqbi mgq chvR GmGgB LvZ
hywmZ Mm wcwiqW c`vbi welqwU weePbv Kie|
11
12
Z_/weeiYx mieivn t
evwlK GmGgB FY Kgm~wP evevqbi AMMwZ chvjvPbv Kivi Rb mswk-
evsK/A_vqbKvix cwZvb evsjv`k evsKi Pvwn`v gvZveK GmGgB FY msv
wbfyj Z_/weeiYx gvwmK wfwZ GZ`&m mshy QK (mshvRbx N I O)
Abyhvqx cieZx gvmi 15 (cbi) ZvwiLi ga mieivn Kie| GQvov, we`gvb
weeiYxmg~n evsjv`k evsK mieivn Kivi cPwjZ eev AevnZ _vKe |
13
L)
M)
GmGgB FY weZiY Kvhg gwbUwis, bZyb bZyb c`c MnY Ges gvV chvq
D~Z mgmvi `Z mgvavb c`c MnYi Rb Kvi Mc ev mj _vKe|
14
N)
O)
P)
Q)
L)
M)
kvLv eevcKMY KZK gvV chvq GmGgB FYi Pvwn`v I FY weZiYi scope
g~jvqb/wbaviY| G vbxq mvebvgq LvZmg~n FY weZiYi eevKiY;
15
L)
M)
N)
O)
P)
Q)
19. GmGgB FY weZiYKvj MvnKi gvevBj dvb b^i kvLv chvq msiY t
GmGgB FY weZiY Kvhg gvVchvq myz gwbUwis Gi Dk mnR hvMvhvM vcbi
Rb evsKi kvLv chvq cwZwU FYMnxZvi bw_Z Zuvi gvevBj dvb b^i (wbR^ dvb bv _vKj
wbKU Kvb cwZekx ev AvZxqi gvevBj b^i Abyiva Dj-Lc~eK) msiY KiZ ne| Gic
mKj GmGgB FYMnxZvi dvb b^ii WvBiixI kvLv chvq msiY Kiv hZ cvi|
21. cYv`bv t
kni GjvKvq GmGgB FY K`xf~Z bv Ki MvgxY GjvKvq GmGgB LvZ A_vqb mcmvwiZ
Kiv Ges mvgwMKfve GmGgB LvZ FY weZiYi jgvv ARb mdjZvK mswk- evsKi bZyb
kvLv Lvjv, Abygvw`Z wWjvi kvLv I we`k GP nvDR Lvjvi AbZg BwZevPK gvcKvwV
wnme weePbv Kiv ne|
16
mvgvwRK RvgvbZ t
mvgvwRK RvgvbZ ejZ FY`vbKvix cwZvb I FYMnxZvi ga mvw`Z Pzwi AvIZvq
MnxZ FYi Av`vq myivi j (Dfq ci wbKU MnYhvM) mvgvwRK Kvb
cwZvb/msvi AxKvibvgvK eySvq| D`vniY^ic, Kvb ew KZK MnxZ FYi wecixZ
mswk- eemvqx msMVb (P^vi Ae Kgvm G Bvw/Gmvwmqkb) KZK RvgvbZ wnme
c` m`/AxKvibvgv Gi welqwUK mvgvwRK RvgvbZ wnme AwfwnZ Kiv hZ cvi|
Mc RvgvbZ t
McwfwK FY c`vbi Mci Afy Kvb m`m KZK MnxZ FYi wecixZ mswk-
Mc KZK mvgwKfve c` RvgvbZK Mc RvgvbZ ejv nq _vK| Av`kMZfve G
17
AxKvibvgvi cqvMB ewk| G Mci Kvb m`m Ljvwc nj cyiv McK Ljvwc
wnme wPwZ Kiv nq Ges FY MnYi myweav _K ewZ nq _vK| Gi dj Mc m`m`i
Pvci gyL Ljvwc m`m FY cwikva eva nq|
bvix D`vv t
bvix D`vv ejZ eemvq wbqvwRZ Kvb bvix hw` ^bvg Kvb eemvqx cwZvb
cwiPvjbvq wbqvwRZ _vKb Ze ZvK bvix/gwnjv D`vv wnme AwfwnZ Kiv hZ cvi|
GB kYxi D`vv`i GmGgB FY c`vb AMvwaKvi I wekl myweav (^ my`) c`vb Kiv
hZ cvi| Dj-L, Kvb cwZvb Kvb bvix D`vvi gvwjKvbvi Ask kZKiv 50 fvMi
AwaK nj H cwZvbK bvix D`vv cwiPvwjZ cwZvb wnme MY KiZ ne Ges wekl
myweavi AvIZvq FY c`vb Kiv hve|
FY/wewbqvM t
`k eemviZ Bmjvgx evsKjv KZK GmGgB A_vqb wewbqvM gvag eeZ nq| m
KviY GmGgB A_vqb FY kwUi cvkvcvwk Bmjvgx evsKjv KZK AbymiYKZ wewbqvM
gvagwUKI eySve|
18
mshvRbxmg~n
19
mshvRbx K
wbavwiZ jgvv
20
3,897
600
17,478
707
1,313
23,995
mshvRbx L
21
cY
c-vwK cYvw`
wcwfwm cvBc
ivevi cYvw`
evBmvBKj Ges cvWKvem&
gwkb Uyj gvbydvKPvwis
ivwjs wgj
Kvws BDwbUm/dvDwm
bvUm& G evm&
gUvj KvwUs
xj Avmevec
e`ywZK hvsk (accessories)
dvb
nvv wdwUsm
BbmyjUW Zvi
ZviRvZ cYvw`
RvnvR wbgvY I givgZ
hvbevnb hvsk,wUbi KUv Ges wUbi ZRmc
c-vwK KUBbvim&
Uvdigvim&
nvWIqvi mvgMx, Wvi evm&, wnbRm
Kwl I WwRs cvm&
Kmim&
Mnvjx DcKiYvw`, e`ywZK Bw
dvibvmm
wWwweDkb e
IqjwWs hvw`
AviGgwR qvim&
Kvwsm& Kvvi
Kwl hvw` I LyPiv hvsk
AUv hvsk
evmi ewW Zwi
Kwl hvw` I LyPiv hvsk
AUv hvsk
xji Avmevec
c-vwK `evw`
ivevi hvsk
wi-ivwjs wgjm&
mshvRbx M
cjvk
bvivqYM
gvwbKM
wkecyi
ejvev
ivqcyiv
gbvni`x
bvivqYM m`i
e`i
mvbviMuvI
icM
AvovBnvRvi
gvwbKM m`i
wkevjq
wNIi
evsjv`k evsKi wewfb kvLv Awdm KZK (evsK I Avw_K cwZvbi mnvqZvq cZKZ) KvRi myweav_ DcRjvwfwK
mvebvgq LvZi ZvwjKv cZ Kiv nqQ| gvVchvqi eveZv I cKZ cwiwwZi AvjvK evsK/Avw_K cwZvbjv ^xq
weePbvq GmGgB FY c`vbi Rb G ZvwjKv ewnfZ bZzb bZzb /LvZ wPwZ KiZ cvi|
22
gywM
DcRjvi bvg
`jZcyi
mvUywiqv
wmvBi
nwiivgcyi
gywM m`i
wmivRw`Lvb
kxbMi
jnRs
Uxevwo
MRvwiqv
MvRxcyi
MvRxcyi m`i
kxcyi
KvwjqvKi
23
Rvgvjcyi
DcRjvi bvg
KvwjM
Kvcvwmqv
Rvgvjcyi m`i
eKkxM
`IqvbM
Bmjvgcyi
gjv`n
gv`viM
mwilvevwo
24
`j`yqvi
fyTvcyi
Mvcvjcyi
gaycyi
abevwo
KvwjnvZx
NvUvBj
bvMicyi
wgRvcyi
25
bKvbv
DcRjvi bvg
evmvBj
mwLcyi
bKvbv m`i
AvUcvov
evinvUv
K`yqv
`yMvcyi
KjgvKv`v
LvwjqvRyix
gvnbM
g`b
c~eajv
9
wKkviM
wKkviM m`i
AMvg
evwRZcyi
fie
nvmbcyi
BUbv
KwigM
KywjqviPi
KwUqv`x
26
10
kicyi
DcRjvi bvg
wgVvgBb
wbKjx
cvKyw`qv
ZvovBj
kicyi m`i
bvwjZvevwo
kxe`x
bKjv
wSbvBMvZx
11
gqgbwmsn
gqgbwmsn m`i
fvjyKv
gyvMvQv
dyjevwoqv
MdiMuvI
avevDov
Mixcyi
nvjyqvNvU
CkiM
bv`vBj
dyjcyi
wkvj
27
13
14
28
DcRjvi bvg
AvLvDov
Kmev
bexbMi
evvivgcyi
AvM
15
XvKv
bvwQibMi
KivbxM
mvfvi
avgivB
beveM
`vnvi
29
PMvg Aj t
wgK bs Rjvi bvg DcRjvi bvg
16
PMvg
PMvg m`i
nvUnvRvix
dwUKQwo
ivDRvb
ivywbqv
cwUqv
H
H
cvBKvwi I LyPiv `vKvb, WvqMbwK mUvi, wKwbK, KwDUvi
Uwbs yj, weDwU cvjvi, wWwRUvj Kvjvi jve, Kvej
AcviUim, RbviUi Gi gvag we`yr weZiY, Lv` exR|
Avbvqviv
euvkLvjx
evqvjLvjx
wgimivB
mxZvKy
30
DcRjvi bvg
mxc
jvnvMvov
mvZKvwbqv
P`bvBk
17
KevRvi
KevRvi m`i
ivgy
UKbvd
DwLqv
gnkLvjx
H
wdk cmwms, WvB wdk cmwms, gvkig, eidKj, cvBKvwi I
LyPiv `vKvb|
KyZyew`qv
PKwiqv
cKyqv
18
ev`ievb
m`i
31
19
LvMovQwo
DcRjvi bvg
jvgv
igv
Avjx K`g
bvBsQwo
ivqvsQwo
LvbwP
m`i
ivgMo
gvwUivv
gnvjQwo
20
ivvgvwU
cvbQwo
`xwNbvjv
gvwbKQwo
jxQwo
m`i
32
DcRjvi bvg
KvDLvjx
KvvB
wejvBQwo
RyivQwo
ivRwj
bvwbqviPi
evNvBPwo
eiKj
js`y
21
dbx
m`i
ciivg
dyjMvRx
QvMjbvBqv
mvbvMvRx
`vMbfyuTv
H
H
H
33
KvvbxM
23
jxcyi
nvwZqv
PvUwLj
eMgM
mbevM
m`i
ivgM
ivqcyiv
ivgMwZ
34
eywoPs
25
Puv`cyi
evYevwoqv
eiov
jvKmvg
PMvg
jvjKvU
`exvi
Pvw`bv
gyiv`bMi
`vD`Kvw`
nvgbv
KvZqvjx
m`i
gZje (`wY)
35
DcRjvi bvg
gZje (Di)
KPyqv
kvnvivw
nvRxM
dwi`M
nvBgPi
Lyjbv Aj t
wgK bs Rjvi bvg DcRjvi bvg
26 Lyjbv
ewUqvNvUv
cvBKMvQv
`vKvc
Kqiv
Wygywiqv
27
mvZxiv
dyjZjv
`jZcyi
ZiLv`v
icmv
mvZxiv m`i
Kjvivqv
Zvjv
`envUv
Avkvwb
KvwjM
kvgbMi
36
30
31
hkvi
wSbvB`n
gviv
hkvi m`i
AfqbMi
evNvicvov
PvZvj eemv|
kvkv
wSKiMvQv
gwbivgcyi
Kkecyi
PMvQv
wSbvB`n m`i
gnkcyi
KvUPuv`cyi
KvwjM
nwiYvKyy
kjKycv
gviv m`i
kxcyi
gvnv`cyi
kvwjLv
37
ivRkvnx Aj t
wgK bs Rjvi bvg DcRjvi bvg
GmGgB FYi mvebvgq LvZmg~n
34 ivRkvnx
m`i I ivRcvov wUcvKvi Pvl I ikg Drcv`b, wWRvBb I dvkbIqvi,
Avmevec Zwi, Ryqjvix, dUvMvdx, wcwUs, kbvix, dyW
cmwms, grm cwqvRvZKiY, wUmy KvjPvii gvag Avjy Pvl,
ewi I wfqv Pvl, mdU&Iqvi wk, grwk, dyj Pvl, iivj
UvcvU, K^j Zwi, ZviKvUv Zwi, jvBU Bwwbqvwis, cvUi
ev Zwi, Kwl cKkj, weK wd, Uvi, cvURvZ `e, QvU
cvUKj, gvkig Pvl, wimvBwKs wk, wRAvB cvBc cZ
KviLvbv, nvDRIqvi, mvii eemv, cvKwRs KviLvbv,
wgVvcvwbZ wPswoPvl, `yRvZ Lv` Zwi, is Zwi, gUvj
Bwwbqvwis, z` eemv, Ilyai `vKvb, Mvmvixkc, Zwi
cvkvKi `vKvb, PvgovRvZ mvgMx, ^vmev I WvqvMbwK,
`y cwqvRvZKiY, cLv` Zwi KviLvbv, wPuov Kj, djRvZ
Lv` cZKiY, dj cwqvRvZKiY, msiY I evRviRvZKiY,
gmjv cwqvRvZKiY, Rym, Rvg, Rwj, UgUv mm, AvPvi
BZvw` Zwi I evRviRvZKiY, eid Kj vcb, nvievj/flR
cmvabx Zwi, GvcvUgU Zwi, c-vwK wk|
cev
evNv
evMgviv
gvnbcyi
38
DcRjvi bvg
`~Mvcyi
cywVqv
PviNvU
grm Pvl, wgwb myMvi wgj, njy` cmwms, Lqi Zwi, o Zwi,
fywl gvji eemv, nwk, eywUK eemv, mvii eemv|
PviKvj Drcv`b, cLv`, z` eemv, PvDjKj, mvii
eemv|
mvi I KxUbvkK eemv, Avmevec (KvV/xj) Zwi, Kwl I
mP hcvwZ, Zj I Wvj fvvbvi wgj, mvii eemv|
wWRvBb I dvkbIqvi, Avmevec Zwi, Ryqjvix, dUvMvdx,
wcwUs, ^v, kbvix, Gjwc Mvmi wmwjvi, nvwmqvix,
Iqws wk, mvii eemv|
avbi PvZvj, AvUv Kj, cvURvZ wk, wjPy Drcv`b
evRviRvZKiY, Avmevec Zwi, Iqws wk, cvw wk,
mvii eemv|
Mv`vMvox
Zvbvi
35
cvebv
m`i
Cki`x
PvUgvni
AvUNwiqv
muvw_qv
myRvbMi
36
gnicyi
fvsiv
eov
dwi`cyi
m`i
Mvsbx
gywRebMi
37
Kywqv
m`i
wgicyi
39
38
PzqvWvv
DcRjvi bvg
KygviLvjx
LvKmv
fovgviv
`jZcyi
m`i
AvjgWvv
`vgyi`v
Rxeb bMi
39
wkeM
bvPvj
Mvgvcyi
fvjvnvU
40
bvUvi
m`i
i`vmcyi
evMvwZcvov
eovBMvg
wmsov
jvjcyi
40
eov Aj t
wgK bs Rjvi bvg DcRjvi bvg
41
eov
eov m`i
wkeM
mvbvZjv
`ycPuvwPqv
Kvnvjy
42
bIMuv
43
RqcyinvU
44
MvBevv
MveZjx
mvwiqvKvw`
Av`g`xwN
aybU
b`xMvg
kicyi
bIMuv m`i
mvcvnvi
avgyinvU
cZxZjv
cvikv
e`jMvQx
gnv`ecyi
wbqvgZcyi
RqcyinvU m`i
KvjvB
Zjvj
Avjcyi
cuvPwewe
MvBevv m`i
my`iM
mv`yjvcyi
cjvkevwo
41
45
wmivRM
DcRjvi bvg
dyjQwoNvU
Mvwe`M
mvNvUv
wmivRM m`i
KvRxcyi
Zvovk
ejKywP
Pnvwj
kvnRv`cyi
Dj-vcvov
KvgviL`
ivqM
wmjU Aj t
wgK bs Rjvi bvg DcRjvi bvg
46 wmjU
wmjU m`i
`wY myigv
47
evjvM
MvqvBbNvU
Rvcyi
MvjvcM
KvbvBNvU
weqvbxevRvi
KvvbxM
dyM
wekbv_
42
48
nweM
DcRjvi bvg
Ryox
eojLv
kxgj
KgjM
ivRbMi
nweM m`i
evwbqvPs
AvRgixM
PybviNvU
evej
jvLvB
bexM
49
mybvgM
gvaecyi
m`i
Zvwnicyi
RvgvjM
`vqvivevRvi
wekicyi
QvZK
Kwl hcvwZ Zwi, PvjKj, gywo I wPuov Drcv`b KviLvbv, wcwUs cm,
evjy I Pzbvcv_ii eemv, wmgU eemv, QvU-eo KvVi bKv Zwi|
w`ivB
RMbv_cyi
aigcvkv
kvj-v
43
ewikvj Aj t
wgK bs Rjvi bvg DcRjvi bvg
50
ewikvj
m`i
wnRjv
Mib`x
gyjv`x
gn`xM
eveyM
evKiM
AvMjRvov
DwRicyi
evbvixcvov
51
SvjKvVx
m`i
bjwQwU
ivRvcyi
KvVvwjqv
evDdj
52
wcivRcyi
m`i
KvDLvwj
wRqvbMi
bvwRicyi
gVevwoqv
bQvivev`
(^icKvwV)
fvvwiqv
44
54
cUyqvLvjx
eZvMx
evgbv
AvgZjx
cv_iNvUv
m`i
evDdj
MjvwPcv
gxRvM
Kjvcvov
`kwgbv
`ygKx
55
fvjv
m`i
evinvbDwb
ZRygwb
jvjgvnb
Pidvkb
H
bvmvix I ebvqb, mycvwii eemv, Bwwbqvwis IqvKkc, gUi
cvUm, cUvj cv, nvWIqvi, nvPvix, Pvj cwqvKiY, gvQ
msiY I cwqvKiY, kvKmewR Drcv`b I evRviRvZKiY|
`jZLuv
45
57
gv`vixcyi
bwoqv
f`iM
WvgyWv
MvmvBi nvU
cvbi eiR, Avjy Pvl, BUi fvUv, Zj exR, cvw dvg, gmjv
Drcv`b|
m`i
KvjwKwb
ivRi
wkePi
iscyi Aj t
wgK bs Rjvi bvg DcRjvi bvg
58
iscyi
m`i
wgVvcyKyi
cxiMvQv
cxiM
KvDwbqv
e`iM
MvPov
46
KywoMvg
DcRjvi bvg
ZvivM
m`i
bvMkix
dyjevox
fyisMvgvix
ivRvi nvU
Dwjcyi
wPjgvix
igvix
60
61
62
Pi ivwRecyi
jvjgwbinvU m`i
bxjdvgvix
w`bvRcyi
nvwZevv
KvwjM
Avw`Zgvix
cvUMvg
fyv cwqvRvZKiY, `y Lvgvi, grm Lvgvi, c/grm/nuvmgyiwMi Lv` ZwiKiY, cv_i msMn, cv_i _K Aviwmwm LuywU
Zwi BZvw`|
m`i
Wvgvi
wKkviM
RjXvKv
wWgjv
mq`cyi
m`i
47
DcRjvi bvg
exiM
Kvnvivj
evPvM
weij
Lvbmvgv
dyjevwo
wPwii e`i
cveZxcyi
weivgcyi
nvwKgcyi
beveM
NvovNvU
63
VvKyiMuvI
m`i
m`i
evwjqvWvx
ivwbksKj
nwicyi
cxiM
64
cMo
m`i
`exM
AvUvqvix
ev`v
ZuZywjqv
48
mshvRbx N
FYi
cKwZ
DcLvZ
2
mev
1
z`
D`vvi eQii
aib
jgvv
3
cyil
weeP gvwmK
weZiYKZ FY
msLv
5
cwigvY
6
gwnjv
DcgvU
eemv
cyil
gwnjv
DcgvU
wk
cyil
gwnjv
DcgvU
gvU
mev
gvSvwi
cyil
gwnjv
DcgvU
eemv
cyil
gwnjv
DcgvU
wk
cyil
gwnjv
DcgvU
gvU
megvU
49
jgvvi
mv_
weZiYi
nvi
7
weeP eQii i
nZ weeP gvwmK
ch gvU weZiY
msLv
cwigvY
8
9
jgvvi
mv_
weZiYi nvi
10
mshvRbx O
FYi
cKwZ
DcLvZ
2
mev
1
z`
D`vvi eQii
aib
jgvv
3
cyil
weeP gvwmK
weZiYKZ FY
msLv
5
cwigvY
6
gwnjv
DcgvU
eemv
cyil
gwnjv
DcgvU
wk
cyil
gwnjv
DcgvU
gvU
gvSvwi
mev
cyil
gwnjv
DcgvU
eemv
cyil
gwnjv
DcgvU
wk
cyil
gwnjv
DcgvU
megvU
50
jgvvi
mv_
weZiYi
nvi
7
weeP eQii i
nZ weeP gvwmK
ch gvU weZiY
msLv
cwigvY
8
9
jgvvi
mv_
weZiYi nvi
10
mshvRbx P
evsKi bvg
AvBGdAvBwm evsK wjt
Bmjvgx evsK evsjv`k wjt
bvkbvj evsK wjt
w` wmwU evsK wjt
GbwmwmweGj
cvBg evsK wjt
mvD_B evsK wjt
XvKv evsK wjt
mvmvj Bmjvgx evsK wjt
WvP& -evsjv evsK wjt
vvW evsK wjt
gvKUvBj evsK wjt
w` wcwgqvi evsK wjt
Uv evsK wjt
evK evsK wjt
wgDPyqvj U v evsK wjt
evsK Gwkqv wjt
kvnRvjvj Bmjvgx evsK wjt
hgybv evsK wjt
Kgvwkqvj evsK Ae wmjb
megvU t
gvU
5
20
10
10
8
5
10
5
10
10
6
3
5
5
60
10
10
7
5
6
210
Rjvi bvg
XvKv
MvRxcyi
bvivqYM
gyxM
gvwbKM
biwms`x
UvvBj
wKkviM
gqgbwmsn
bKvYv
Rvgvjcyi
kicyi
dwi`cyi
ivRevox
gv`vixcyi
kwiqZcyi
PMvg
KevRvi
dbx
bvqvLvjx
jxcyi
Puv`cyi
Kywgj-v
evYevwoqv
wgK bs
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
51
Rjvi bvg
nweM
wmjU
wmivRM
eov
cvebv
iscyi
RqcyinvU
MvBevv
PuvcvBbeveM
MvcvjM
ivRkvnx
w`bvRcyi
bIMuv
bxjdvgvix
Lyjbv
hkvi
wSbvB`n
evMinvU
PyqvWvv
Kywqv
gviv
ewikvj
wcivRcyi
fvjv
evsKi bvg
52
evsKi bvg
Uv evsK wjt
53
evsKi bvg
54
Kgvwkqvj evsK Ae
wmjb
evsKi bvg
bvivqYM
mvbviMu v I GmGgB
mvbviMuvI, bvivqYM
mvwf m
mUvi,
gyxM
gvwbKM
biwms`x
Uv evsK wjt
55
gqgbwmsn
10
bKvYv
11
Rvgvjcyi
12
kicyi
13
dwi`cyi
14
ivRevox
56
evsKi bvg
16
kwiqZcyi
PMvg
26
evsKi bvg
57
bvkbvj wWU G
Kgvm evsK wjt
evsKi bvg
19
20
KevRvi
dbx
bvqvLvjx
58
21
22
jxcyi
Puv`cyi
bvkbvj wWU G
Kgvm evsK wjt
mvmvj Bmjvgx evsK
wjt
evK evsK wjt
23
evsKi bvg
59
bvkbvj wWU G
Kgvm evsK wjt
WvP&-evsjv evsK wjt
60
evsKi bvg
Bmjvgx evsK evsjv`k
wjt
bvkbvj wWU G
Kgvm evsK wjt
mvD_-B evsK wjt
evK evsK wjt
w` wmwU evsK wjt
Bmjvgx evsK evsjv`k
wjt
XvKv evsK wjt
gvKUvBj evsK wjt
Uv evsK wjt
evK evsK wjt
evsK Gwkqv wjt
bvkbvj evsK wjt
mvwf m
mUvi,
evsKi bvg
28
eov
cvebv
30
iscyi
31
RqcyinvU
32
MvBevv
33
PuvcvBbeveM
34
MvcvjM
35
ivRkvnx
36
w`bvRcyi
61
evsKi bvg
evK evsK wjt
38
bxjdvgvix
39
Lyjbv
40
hkvi
41
42
wSbvB`n
evMinvU
43
PyqvWvv
44
Kywqv
45
gviv
46
ewikvj
47
wcivRcyi
48
fvjv
evinvbDwb GmGgB
evinvbDwb, fvjv
62
mvwfm
mUvi,
mshvRbx Q
wgK
LvZi bvg
bs
31 wngvwqZ Lv` (frozen food);
32 Pvgov I PvgovRvZ cY;
63
33
34
35
36
37
38
39
40
41
42
43
BjKUwbKm&;
Kwg dyj Drcv`b;
Pkgvi dg Zwi (optical frame);
ikg wU I ikg wk;
Ljbv Zwi;
eidKj;
AvqvWvBRW& jeY Zwi;
gwkb wPuov I gywo Zwi;
PvDj Kj (rice mill/auto rice mill);
cvBKvwi I LyPiv `vKvb;
WvM nvDR/Jlai `vKvb;
44
45
46
47
48
49
50
51
52
53
dvb-dv;
vbxq cwienb;
wmbgv nj;
PvZvj eemv;
UwWs;
cyivZb jvnv- jo;
gvevBj mU I hvski eemv;
BjKUwbKm& Gi eemv;
wewfb y` eemv;
Kwl hcvwZi eemv;
54
mvii eemv;
55
56
57
58
cvU UwWs;
Kvco I RyZvi eemv;
iW I wmgU UwWs;
nvWIqvi eemv;
59
60
vKvwiR Gi eemv;
gyw` I fywl gvji eemv;
wgK
bs
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
LvZi bvg
Gjwc Mvmi eemv;
IqvinvDm I KUBbvi mvwfm;
evwYwRKfve eivcY;
dUvMvdx;
cwienb I hvMvhvM;
jveiUwi;
Ryqjvix;
wMwbs Av ewjs;
DPgvbi gav I `Zvmb bjR
mvmvBwU;
UBjvwis;
mjyb I weDwU cvjvi, wRg;
KwgDwbwU mUvi;
KjmUvi;
WvqvMbwK mUvi;
wWwRUvj Kvjvi jve;
Kvej AcviUim;
RbviUi Gi gvag we`yr weZiY;
QvU GvwgDRgU cvK;
euvk I eZi mvgMx Zwi;
eywUKm&/evwUKm&;
gvk&ig;
KwDUvi Uwbs yj;
BUwiqi G GUvibvj WKvikb;
nvjKv Bwwbqvwis IqvKkc;
AvBwcGm Zwi;
Avw`evmx nwk I Kvgi ZuvZ;
m-wgj;
bhvb wk hgb- QvU hvvevnx
bhvb Zwi;
cwiek-eve cwienb (evUvixPvwjZ)
hgb-BwR evBK (hkvi);
WBix G wdk dxW Zwi;
weK wd;
Lvw` wk;
AvMi I gvgevwZ Zwi;
gkjv uovKiY;
weyU dvix;
ivwbhvM gvwUi Uvwj Zwi;
wgK
bs
97
98
99
100
101
102
103
104
105
dyW cmwms;
Mvwoi ewW Zwi;
Zj I Wvj wgj;
wRAvB cvBc cZ KviLvbv;
wmgUi wcjvi Zwi;
wgwb myMvi wgj;
o Zwi;
Lqi Zwi;
nvwmqvix;
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
Iqws wk;
wcZj I Kuvmv wk;
cviU wk;
evqvMvm c-vU;
iYy cvbv Drcv`b;
wUmy KvjPvi Gi gvag exR Drcv`b;
evwj I cv_ii eemv;
KvV I xj mvgMxi eemv;
avb-PvDji eemv;
Lvw`i Zwi wewfb mvgMx wecYb;
bKkx Kuv_v I ZuvZ;
kxZj cvwU;
bvmvix;
wgw Zwi;
grm Pvl (wPswo, Zjvwcqv, cvsMvm);
evUvix Zwi;
ijIq w-cvi Zwi;
mvwbUvix mvgMx wbgvY;
wSbyK _K Pyb Zwi;
125
grwk;
126
127
128
129
130
131
132
Pv wk;
dj cwqvKiY wk;
PviKvj Zwi;
Avjy exR msiYvMvi;
mgvB, jvQv I PvbvPyi Zwi;
Avjyi wUmy KvjPvi;
mi we`yZ c-vU|
64
LvZi bvg