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Pennsylvania Miller v. Cheever, 1st Cir. (1995)

This document is a summary affirmation by the United States Court of Appeals for the First Circuit of a district court's ruling in a case regarding insurance coverage. In 3 sentences: The Court of Appeals summarily affirms the district court's ruling that under New Hampshire law as established in a prior state supreme court case, perpetrating sexual assault of a minor is inherently injurious and not covered by a homeowner's insurance policy. The Court finds the case clearly controlled by the prior state supreme court precedent with identical policy language. The Court also does not believe a more recent state supreme court decision casts doubt on the validity or applicability of the earlier precedent governing this case.
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0% found this document useful (0 votes)
49 views5 pages

Pennsylvania Miller v. Cheever, 1st Cir. (1995)

This document is a summary affirmation by the United States Court of Appeals for the First Circuit of a district court's ruling in a case regarding insurance coverage. In 3 sentences: The Court of Appeals summarily affirms the district court's ruling that under New Hampshire law as established in a prior state supreme court case, perpetrating sexual assault of a minor is inherently injurious and not covered by a homeowner's insurance policy. The Court finds the case clearly controlled by the prior state supreme court precedent with identical policy language. The Court also does not believe a more recent state supreme court decision casts doubt on the validity or applicability of the earlier precedent governing this case.
Copyright
© Public Domain
We take content rights seriously. If you suspect this is your content, claim it here.
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USCA1 Opinion

February 21, 1995

[NOT FOR PUBLICATION]


UNITED STATES COURT OF APPEALS
UNITED STATES COURT OF APPEALS
FOR THE FIRST CIRCUIT
FOR THE FIRST CIRCUIT
_________________________

No. 94-1825
PENNSYLVANIA MILLERS MUTUAL INSURANCE COMPANY,
Plaintiff, Appellee,
v.
LEO H. CHEEVER, ETC.,
Defendant, Appellee.
_________________________
JOHN DOE, ETC.,
Intervenor, Appellant.
_________________________
APPEAL FROM THE UNITED STATES DISTRICT COURT
FOR THE DISTRICT OF NEW HAMPSHIRE
[Hon. Joseph A. DiClerico, Jr., U.S. District Judge]
___________________
_________________________
Before
Selya and Boudin, Circuit Judges,
______________
and Carter,* District Judge.
______________

_________________________
Geoffrey P. Lynch for intervenor-appellant.
_________________
Kevin C. Devine, with whom Devine & Nyquist
________________
________________
for plaintiff-appellee.

was on brief,

_________________________

_______________________
_______________
*Chief Judge, U.S. District Court
sitting by designation.

Per Curiam.
Per Curiam.
___________

In Burnham
_______

for the

District of

v. Guardian Life

Maine,

Ins. Co. of

__________________________

Am., 873 F.2d 486 (1st Cir. 1989) we wrote:


___
This is a hard case
hard not in the
sense that it is legally difficult or tough
to crack, but in the sense that it requires
us, like the court below, to deny relief to a
[party]
for
whom we
have considerable
sympathy. We do what we must, for "it is the
duty of all courts of justice to take care,
for the general good of the community, that
hard cases do not make bad law."
United
______
States v. Clark, 96 U.S. 37, 49 (1877)
______
_____
(Harlan,
J.,
dissenting) (quoting
Lord

Campbell in

East Indian Co. v.


_______________

Paul, 7 Moo.
____

P.C.C. 111).
Id. at 487.
___
We

These words are equally applicable here.


have

entertained oral

read

the

record,

studied

argument, considered the

the

briefs,

parties' contentions,

and examined the New Hampshire precedents that necessarily direct


our

disposition in this

done, we

diversity case.

do not believe

that we can

district court's lucid exposition


any useful

purpose

opinion that
own words.

would be

is said and

improve measurably on

of the governing law,

served

merely recasts the

When all

by issuing

the

or that

full-length

district court's thesis

in our

Consequently, we summarily affirm the judgment below,

see 1st Cir. R. 27.1, for substantially the reasons set


___

forth in

the

June 27,

district court's

orders dated

May 12,

1994, and

1994, respectively.
We add two brief
case is clearly controlled

comments.

First, we think

by the New Hampshire Supreme

determination in Vermont Mut. Ins. Co. v. Malcolm, 517


______________________
_______
(N.H.

1986), which we

read as holding
2

that this

Court's

A.2d 800

unequivocally, on policy

language

that

is identical

language here at issue,

in

every material

respect

that perpetrating a sexual assault

minor is an inherently injurious act falling outside


of
id.
___

to the

the purview

the insurance coverage afforded by a homeowner's policy.


at 802.

Second, we do

Supreme Court's

not believe that

on a

See
___

the New Hampshire

recent decision in Providence Mut. Fire Ins. Co.


_____________________________

v. Scanlon, 638 A.2d 1246 (N.H. 1994), casts any legitimate doubt
_______
upon either

the authoritativeness

or the continued

vitality of

the holding in the earlier Vermont Mut. case.


____________
We need go no further.

Affirmed.
Affirmed.
________

The judgment below is summarily

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