TIMOTHY L. MCCANDLESS, ESQ.
SBN 147715
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LAW OFFICES OF TIMOTHY L. MCCANDLESS
2 13240 Amargosa Road
Victorville, California 92392
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(760) 951-3663 Telephone
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(909) 382-9956 Facsimile
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6 Attorneys for Defendant,
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ISCHMAEL O. WHITE,
9 SUPERIOR COURT OF THE STATE OF CALIFORNIA
10 IN AND FOR THE COUNTY OF CONTRA COSTA
11 PITTSBURG BRANCH
12
13 BLUE MOUNTAIN MORTGAGE LLC, a Case No.: PS-09-1746
California Limited Liability Company,
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Plaintiff, DEFENDANT ISCHMAEL O. WHITE’S
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SPECIAL INTERROGATORIES TO
16 vs. PLAINTIFF BLUE MOUNTAIN
MORTGAGE, LLC., INC., SET ONE
17 ISCHMAEL O. WHITE,
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and DOES I through X, Inclusive
19
Defendant(s).
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21 PROPOUNDING PARTY: Defendant, ISCHMAEL O. WHITE
22 RESPONDING PARTY: Plaintiff, BLUE MOUNTAIN MORTGAGE, LLC.
23 SET NO: One
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25 TO DEFENDANTS AND ITS ATTORNEY OF RECORD:
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27
28
SPECIAL INTERROGATORIES
1 SPECIAL INTERROGATORIES
2
3 SPECIAL INTERROGATORIES NO. 1
4 Please state the date of the first contact between you company and the borrower in the subject
5 loan transaction, the name and address and telephone number of the person(s) in your company
6 who were involved in that contact, the manner of the contact (web, telephone, letter, application,
7 solicitation, advertisement etc.)
8
9 SPECIAL INTERROGATORIES NO. 2
10 Please state the Name(s), addresses, email addresses and telephone numbers of all persons
11 having knowledge, possession, custody, control or possession of any documents used by any
12 person on behalf of any of the Defendants in this lawsuit, in connection with or in furtherance of
13 selling or conveying any information about the lender, the mortgage broker, the appraiser, the
14 terms or prospective terms of the note, mortgage, deed of trust, good faith estimate or any other
15 document(s) related to the prospective or actual loan.
16
17 SPECIAL INTERROGATORIES NO. 3
18 Please state the name and address and phone number of the person at your company who is the
19 custodian of any media concerning the advertisements, solicitations, scripts, digital or audio or
20 visual media intended to bring new customers to your company.
21
22 SPECIAL INTERROGATORIES NO. 4
23 Please state the name of the person(s) involved in the underwriting of the subject loan.
24 “Underwriting” refers to any person who approved the loan, made or confirmed representations,
25 evaluations or appraisals of value of the home, value of the security instruments, ability of the
26 borrower to pay including, with respect to such underwriting person(s), their names, addresses,
27 current employment status, and phone number.
28
SPECIAL INTERROGATORIES
1 SPECIAL INTERROGATORIES NO. 5
2 Please state the name and address and phone numbers of any person(s) who had any contact with
3 any third party regarding the securitization, sale, transfer, assignment, hypothecation or any
4 document or agreement, oral, written or otherwise, that would effect the funding of the subject
5 loan, the closing of the subject loan, the receipt of money from a third party in a transaction that
6 referred to the subject loan.
7
8 SPECIAL INTERROGATORIES NO. 6
9 Please state the name and address and phone number of any person known or believed by anyone
10 in your company to have received either physical possession of the note, the mortgage, or any
11 document (including but not limited to assignment, endorsement, allonge, Pooling and Service
12 Agreement, Assignment and Assumption Agreement, Trust Agreement, letters or emails or faxes
13 of transmittals including attachments), that refers to or incorporates terms regarding the
14 securitization, sale, transfer, assignment, hypothecation or any document or agreement, oral,
15 written, or otherwise, that would effect the funding of the subject loan, the closing of the subject
16 loan, the receipt of money from a third party in a transaction that referred to the subject loan, and
17 whether such money was allocated to principal, interest or other obligation related to the subject
18 loan.
19
20 SPECIAL INTERROGATORIES NO. 7
21 Please state the name and address and phone number of all persons known or believed by anyone
22 in your company to have participated in the securitization of the subject loan including but not
23 limited to mortgage aggregators, mortgage brokers, financial institutions, Structured Investment
24 Vehicles, Special Purpose Vehicles, Trustees, Managers of derivative securities, managers of the
25 company that issued an asset backed security, and the names of any person or entitle that
26 purchased the asset backed security.
27
28
SPECIAL INTERROGATORIES
1 SPECIAL INTERROGATORIES NO. 8
2 Please state the name, address of the person(s) in custody of any document that identifies the
3 loan servicer(s) in the subject loan transaction.
4
5 SPECIAL INTERROGATORIES NO. 9
6 Please state the name and address of the person(s) or entities that are entitled, directly or
7 indirectly to the stream of revenue from the borrower in the subject loan.
8
9 SPECIAL INTERROGATORIES NO. 10
10 Please state the name, address and phone number of any person(s) in custody of any document
11 which refers to any instruction or authority to enforce the note or mortgage in the subject loan
12 transaction.
13
14 SPECIAL INTERROGATORIES NO. 11
15 Other than people identified above, please state the name, address and phone number of any
16 person(s) in custody of any document which refers to any instruction or authority to enforce the
17 note or mortgage in the subject loan transaction.
18
19 SPECIAL INTERROGATORIES NO. 12
20 Other than people identified above, please state the name, address, phone number and
21 employment status of any and all persons who have or had personal knowledge of the subject
22 loan transaction, underwriting of the subject loan transaction, securitization, sale, transfer,
23 assignment or hypothecation of the subject loan transaction, or the decision to enforce the note or
24 mortgage in the subject loan transaction.
25
26 SPECIAL INTERROGATORIES NO. 13
27 Please state the names, addresses and phone numbers of any party, person or entity known or
28 suspected by you or any of your officers, employees, independent contractors or other agents, or
SPECIAL INTERROGATORIES
1 servants of your company who might possess or claim rights under the subject loan or mortgage
2 and/or note.
3
4 SPECIAL INTERROGATORIES NO. 14
5 Please identify the custodian of the records, including, name, address and phone number that
6 would show all entries regarding the flow of funds regarding the closing on the subject loan
7 transaction. If this person does not have personal knowledge of the transaction, then please
8 identify in like fashion the person who worked for your company and had custody of the
9 accounting or bookkeeping registers or records identifying said flow of funds in the closing of
10 the subject loan transaction. Flow of funds, means(a) any record of money received, (b) any
11 record of money paid out and (c) any bookkeeping or accounting entry, general ledger and
12 accounting treatment of the subject loan transaction at your company including but not limited to
13 whether the subject loan transaction was ever entered into any category on the balance sheet at
14 any time or times, whether any reserve for default was ever entered on the balance sheet, and
15 whether any reserve for default was ever entered on the balance sheet, and whether any entry,
16 report or calculation was made regarding the effect of this loan transaction on the capital reserve
17 requirements of your company. If also includes any item, entry, calculation or note to any
18 category on either the balance sheet or the income statement of your company wheter in draft
19 form, or in final form.
20
21 SPECIAL INTERROGATORIES NO. 15
22 Please identify the custodian of the records, including, name, address and phone number that
23 would show all entries regarding the flow of funds regarding the subject loan transaction prior to
24 or after closing of the subject loan transaction. If this person does not have personal knowledge
25 of the transaction, then please identify in like fashion the person who worked for your company
26 and had custody of the accounting or bookkeeping registers or records identify said flow of funds
27 after or before the closing of the subject loan transaction. Flow of funds, means (a) any record of
28 money received, (b) any record of money paid out and (c) any bookkeeping or accounting entry,
SPECIAL INTERROGATORIES
1 general ledger and accounting treatment of the subject loan transaction at your company
2 including but not limited to whether the subject loan transaction was ever entered into any
3 category on the balance sheet at any time or times, whether any reserved for default was ever
4 entered on the balance sheet, and whether any entry, report or calculation was made regarding
5 the effect of this loan transaction on the capital reserve requirements of your company.
6
7 SPECIAL INTERROGATORIES NO. 16
8 Please identify the name, address and phone number of the auditor and/or accountant of your
9 financial statements or tax returns.
10
11 SPECIAL INTERROGATORIES NO. 17
12 Please identify the name, address and phone number of any attorney with whom you consulted or
13 who rendered an opinion regarding the subject loan transaction or any pattern of securitization
14 that may have effected the subject loan transaction directly or indirectly.
15
16 SPECIAL INTERROGATORIES NO. 18
17 Please identify the name, address and phone number of any person who served as an officer or
18 director with your company commencing with 6 months prior to the closing of the subject loan
19 transaction through the present. This interrogatory is limited only to those people who had
20 knowledge, responsibility, or otherwise made or received reports regarding information that
21 included the subject loan transaction, and/or the process by which solicitation, underwriting and
22 closing of residential mortgage loans, or the securitization, sale, transfer or assignment or
23 hypothecation of residential mortgage loans to third parties.
24
25 SPECIAL INTERROGATORIES NO. 19
26 Please state the name, address, telephone number, email address and fax number of nay person
27 known to you, your agents, servants or employees to have acted in the capacity of a mortgage
28 aggregator in which any document relating to the subject loan was transferred, assigned pledged
SPECIAL INTERROGATORIES
1 or hypothecated to a third party (i.e. a party other than the borrower, the lender, the trustee or any
2 other party specifically identified by name in the instruments presented at the closing of the
3 subject loan. This request specifically refers to any Trustee operating within or outside the
4 boundaries of the United States either as Trustee, officer, employee, agent, servant or affiliate,
5 including but not limited to any entity commonly referred to which fits the description of a
6 structured investment vehicle.
7
8 SPECIAL INTERROGATORIES NO. 20
9 Please state the Name(s), addresses, email addresses and telephone numbers of all persons
10 having knowledge, possession, custody, control or possession of any script used by any person
11 on behalf of any of the Defendants in this lawsuit, in connection with or in furtherance of selling
12 or conveying any information about the lender, the mortgage broker, the appraiser, the terms or
13 prospective terms of the note, mortgage, deed of trust, good faith estimate or any other
14 document(s) related to the prospective or actual loan.
15
16 SPECIAL INTERROGATORIES NO. 21
17 Please state the Name(s), address, telephone number, email address and fax number of any
18 person known to you, your agents, servants or employees to have acted in the capacity of a
19 trustee of any aggregation or pool of assets in which any document relating to the subject loan
20 was transferred, assigned, pledged or hypothecated to a third party (i.e. a party other than the
21 borrower, the lender, the trustee or any other party specifically identified by name in the
22 instruments presented at the closing of the subject loan. This request specifically refers to any
23 Trustee operating within or4 outside the boundaries of the United States either as Trustee,
24 officer, employee, agent, servant or affiliate, including but not limited to any entity commonly
25 referred to or which fits the description of a structured investment vehicle.
26
27 SPECIAL INTERROGATORIES NO. 22
28 Please state the name of the person(s) involved or having knowledge of any analysis or creation
SPECIAL INTERROGATORIES
1 of spreadsheets, notes, memoranda or other media, whether electronic or in hard copy, wherein
2 the composition of a pool or other aggregation of assets was created or described and which
3 included or referred to the subject loan. “Analysis” refers to any person who suggested or
4 approved the composition of the pool or aggregation, made or confirmed representation,
5 evaluations or appraisals of value of the home, value of the security instruments, ability of the
6 borrower to pay including, with respect to such analysis person(s), their names, address, current
7 employment status, and phone number.
8
9 SPECIAL INTERROGATORIES NO. 23
10 Please state printed source(s) of any analysis standards used to perform due diligence or analysis
11 and whether any independent verification or due diligence was performed utilizing such printed
12 source(s).
13
14 SPECIAL INTERROGATORIES NO. 24
15 Please the name of the person(s) involved or having knowledge of any analysis or creation of
16 spreadsheets, notes, memoranda or other media, whether electronic or in hard copy, wherein the
17 composition of a pool or other aggregation of assets was created or described and which included
18 or referred to the subject loan and wherein a description of the pool or aggregation was
19 transmitted, transferred, assigned, pledged or hypothecated to any investment banking entity
20 including but not limited to any special purpose vehicle or any entity that could be described as a
21 special purpose vehicle. A person who “transmitted, transferred, assigned, pledged or
22 hypothecated” refers to any person who suggested, approved, received or accepted the
23 composition of the pool or aggregation, made or confirmed representations, evaluations or
24 appraisals of value of the home, value of the security instruments, ability of the borrower to pay
25 including, with respect to such analysis.
26
27 SPECIAL INTERROGATORIES NO. 25
28 Please the name of the person(s) involved or having knowledge of any analysis or creation of
SPECIAL INTERROGATORIES
1 spreadsheets, notes, memoranda or other media, whether electronic or in hard copy, wherein the
2 composition of a pool or other aggregation of assets was created or described and which included
3 or referred to the subject loan and wherein a description of the pool or aggregation was allocated,
4 transmitted, transferred, assigned, pledged or hypothecated to any part, or division of an entity or
5 investment banking entity including but not limited to any subsidiary, affiliate or company or
6 entity including but not limited to any special purpose vehicle or any entity that could be
7 described a special vehicle. A person who “allocated, transmitted, transferred, assigned, pledged
8 or hypothecated” refers to any person who suggested, approved, received or accepted the
9 composition of the pool or aggregation, made or confirmed representations, evaluations or
10 appraisals of value of the home, value of the security instruments, evaluations or appraisals of
11 value of the home, value of the security instruments, ability of the borrower to pay including,
12 with respect to such analysis person(s), their names, addresses, current employment status, and
13 phone number.
14
15 SPECIAL INTERROGATORIES NO. 26
16 Please state the name of the person(s) involved or having knowledge of any analysis or creation
17 of any offering circular, spreadsheets, notes, memoranda or other media, whether electronic or in
18 hard copy, wherein the composition of a pool or other aggregation of assets was created or
19 described and which included or referred to the subject loan and wherein a description of the
20 pool or aggregation was transmitted, transferred, assigned, pledged or hypothecated to any buyer
21 or prospective buyer, investor or prospective investor including any entity including but not
22 limited to any subsidiary, affiliate or company or entity created at the direction of said buyer or
23 prospective buyer, investor or prospective investor and/or investment banking firm including but
24 not limited to any special purpose vehicle or any entity that could be described as a special
25 purpose vehicle. A person who “transmitted, transferred, assigned, pledged or hypothecated”
26 refers to any person who suggested, approved, received or accepted the composition of the pool
27 or aggregation, made or confirmed representations, evaluations or appraisals of value of the
28
SPECIAL INTERROGATORIES
1 home, value of the security instruments, ability of the borrower to pay including, with respect to
2 such analysis person(s), their names, addresses, current employment status, and phone number.
3
4 SPECIAL INTERROGATORIES NO. 27
5 Please state the name of the person(s) involved or having knowledge of any rating or evaluation
6 of any securities or certificates, or any entity acting as an issuer of any securities or certificates
7 and describe with specificity the name, address, telephone number, fax number, and email
8 address of the person(s) as such rating entity (which might include Moody’s, Fitch or Standard
9 and Poor’s) based upon an analysis or creation of spreadsheets, composition of a pool or other
10 aggregation of assets was created or described and which included or referred to the subject loan
11 and wherein a description of the pool or aggregation was transmitted, transferred, assigned,
12 pledged or hypothecated” refers to any person who suggested, approved, received or accepted
13 the composition of the pool or aggregation, made or confirmed representations, evaluations or
14 appraisals of value of the home, value of the security instruments, ability of the borrower to pay
15 including, with respect to such analysis person(s), their names, addresses, current employment
16 status, and phone number.
17
18 SPECIAL INTERROGATORIES NO. 28
19 Please state the name of the person(s) involved or having knowledge of any credit default swap
20 or other instrument hedging the risk of default as to any person or entity acting as an issuer of
21 any securities or certificates and describe with specificity the name, address, telephone number,
22 fax number, and email address of the person(s) of the parties to such instrument and whether
23 such instrument was based upon an analysis or creation of spreadsheets, notes, memoranda or
24 other media, whether electronic or in hard copy, wherein the composition of a pool or other
25 aggregation of assets was created or described and which included or referred to the subject loan
26 and wherein a description of the pool or aggregation was transmitted, transferred, assigned
27 pledged or hypothecated to any entity or buyer. A person who “transmitted, transferred,
28 assigned, pledged or hypothecated” refers to any person who suggested, approved, received or
10
SPECIAL INTERROGATORIES
1 accepted the composition of the pool or aggregation, made or confirmed representations,
2 evaluations or appraisals of value of the home, value of the security instruments, ability of the
3 borrower to pay including, with respect to such analysis person(s), their names, addresses,
4 current employment status, and phone number.
5
6 SPECIAL INTERROGATORIES NO. 29
7 Please state the name of the person(s) involved or having knowledge of any insurance policy or
8 product, plan or instrument describing overcollateralization, cross collateralization or guarantee
9 or other instrument hedging the risk of default as to any person or entity acting as an issuer of
10 any securities or certificates and describe with specificity the name, address, telephone number,
11 fax number, and email address of the person(s) of the parties to such instrument and whether
12 such instrument was based upon an analysis or creation of spreadsheets, notes, memoranda or
13 other media, whether electronic or in hard copy, wherein the composition of a pool or other
14 aggregation of assets was created or described and which included or referred to the subject loan
15 and wherein a description of the pool or aggregation was transmitted, transferred, assigned,
16 pledged or hypothecated” refers to any person who suggested, approved, received or accepted
17 the composition of the pool or aggregation, made or confirmed representations, evaluations or
18 appraisals of value of the home, value of the security instruments, ability of the borrower to pay
19 including, with respect to such analysis person(s), their names, addresses, current employment
20 status, and phone number.
21
22 SPECIAL INTERROGATORIES NO. 30
23 Please state printed source(s) of any analysis standards used to perform due diligence or analysis
24 and whether any independent verification or due diligence was performed utilizing such printed
25 source(s).
26
Dated: September 11, 2009 _____________________________
27 Timothy L. McCandless, Esq.
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Attorney for Defendant,
ISCHMAEL O. WHITE
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SPECIAL INTERROGATORIES
