CANARA BANK OFFICERS' ORGANISATION (Regd.

(Affiliated to NOBO & BMS)

WELCOME
TO

CANARA BANK
(TOGETHER WE CAN))

Founder: Canara Bank Founder: BMS

Late Shri Ammembal Late Shri Dattopanth
Subba Rao Pai Thengade ji
VANDE MATARAM BHARAT MATA KI JAI VANDE MATARAM
 CANARA BANK OFFICERS' ORGANISATION (Regd.)
(Affiliated to NOBO & BMS)
Abaji Puranik Bhavan, No.114/8, 3rd Floor, Subedar Chatram Road
Opp. Hotel Hoysala, Sheshadripuram, Bangalore - 560020

Dear Sir/ Madam,

Being an employee of Canara Bank serving in the officers cadre,you are passing
through an important phase in your career involving higher responsibilities and
challenging situations. In order to effectively face the new challenges and also to
work for development of the institution and betterment of officers community as a
whole, your active participation in an organization is the need of the hour.
We take this opportunity to invite you to become a member of our
Organisation and strengthen a Nationalist trade union of officers in the country.
We are affiliated to NOBO, the Banking Wing of Bharatiya Mazdoor Sangh
(BMS) which has been recognized by Govt. of India as the Number One Central
Trade Union in the country.
We are confident that officers of your stature will surely subscribe to the
great ideals of our Organisation and strengthen the movement by enrolling
yourself as a member of our Organisation. By your enrollment, you'll be
strengthening the Nationalist movement of Officers in Canara Bank. If you have
already enrolled yourself as a member of CBOO, this pamphlet will help you to
contact the other like minded officers and bring them to our fold.
With Regards
Fraternally yours,

K SUBRAMANI VK GOYAL
GENERAL SECRETARY PRESIDENT
94488 04684 94123 97373
 CANARA BANK OFFICERS' ORGANISATION (Regd.)
(Affiliated to NOBO & BMS)
Abaji Puranik Bhavan, No.114/8, 3rd Floor, Subedar Chatram Road
Opp. Hotel Hoysala, Sheshadripuram, Bangalore - 560020

About us: Established In The Year 1978, A avoid any undue hardship.
Nationalist Organization Affiliated To NOBO Besides working towards welfare of the
(National Organization of Bank Officers) an members, CBOO being a nationalist organization
umbrella covering various Banks trade body and a
adopts the principle of Nation First.
constituent of UFBU and Bhartiya Mazdoor
We do not believe in idolization of
Sangh, BMS, An Industry Leader Having
Membership Strength more than 2 Crores. individual and for us all are equal.
Objective: To establish a fair, equitable and CBOO in Canara Bank is emerging as an
transparent working environment for Canara alternative trade union and in recent past,
Bank Officers community and negotiating with because of its best ideology many officers and
bank management for overall welfare of its managers/senior managers have resigned from
members including transfers and postings to the majority association and joined CBOO.

Why one should choose CBOO; A Compara-tive study vis a vis other union/association:

CBOO CBOA/OTHERS
Affiliated to NOBO and BMS Affiliated to AIBOC/AIBOA
BMS (Bhartiya Majdooor Sangh ) is having total Total membership of about 10 lakh only.
membership of more than 2 Crores and no.1 trade
union of INDIA.
Nationalist Ideology Leftist/Marxist oriented
No slogan shouting for any Leaders CBOO believes The slogan shouting of their top leaders & huge
in simplicity. extravaganza in their personal visit.
Monthly Membership fee is only Rs.150/- . Monthly Membership fee is Rs.300/-
If joins bank at the age of below 25 can save more Loses Rs.2.00 lakhs if joins at the age of below 25
than Rs.2 lakhs if joins CBOO by saving monthly due to high subscription.
Rs.150/- in the form of subscription.
Our members feel sense of belongingness. Most of the members are dissatisfied due to
various reasons.
CBOO emerged as alternative trade union in this Instances of autocratic functioning are witnessed
Bank. because of that many members resigned & joined
CBOO.
Full transparencies are maintained in utilization Lack of transparencies in the collection and
of membership fund. spending of huge fund.

CBOO take cares of each & every members Only select few members/leaders enjoy all the
equally in transparent manner. benefits & common members feels isolated .

CBOO ZINDABAD BMS ZINDABAD NOBO ZINDABAD BHARAT MATA KI JAI

 FACILITIES & PERQUISITES TO PROBATIONARY OFFICERS

23700 980 30560 1145 32850 1310 42020

Scale of Pay
7 2 7
Automatic • Officers in Scale-I, 1 year after reaching the maximum in their respective scale, shall
Movement & be granted further increments including stagnation increment(s) in the next
Stagnation increment higher scale subject to their crossing the efficiency bar as per guidelines of the
Government.
Stagnation increments are payable on completion of 3 years after reaching the
maximum in Scale - II
• Max 4 stagnation increments

Annual Increment Increment accrues on an annual basis and shall be granted every year on the date
mentioned in the Promotion proceedings.

Probation Two years. Confirmation test will be there.

Special Allowance 7.75% of Basic Pay + applicable DA thereon

Dearness Allowance • DA payable is linked to Consumer Price Index

• 0.10% per slab over 4440 points (1 slab = 4 points)
• DA is revised on 1st Feb, May, Aug & Nov

Passing JAIIB / CAIIB Incentive / Increment for passing JAIIB & CAIIB after becoming an Officer
One additional increment for passing JAIIB examination and one additional
increment for passing CAIIB examination are being granted in the scale of pay to the
Officer Employees from the date of declaration of results.
The employees successfully complete JAIIB / CAIIB examinations within two
consecutive attempts, shall be eligible for reimbursement of 50 % examination fee and
also cost of study kit.
House Rent Allowance Major Cities 9.00% of Pay
Area I 8.00% of Pay
Other Places 7.00% of Pay
• Minimum HRA on declaration basis
• 150% HRA is payable on production of Rent Receipt
• 150% HRA is payable on capital cost basis for occupation of own house

TA - Mode of Travel A/C 2 tier by train for travel while on duty or LFC

Holiday Home Facility • Eligible to stay in Holiday Home with advance booking
• Rent per day Rs 30 / Rs 50 /Rs 60
• Dependents should accompany the concerned P O
• List of Holiday Homes with the addresses is available in Cannet
• On line booking facility is available in HRMS for Chennai & Bangalore

Leave Casual Leave (CL)

• Max: 12 days in a calendar year.
• During the first calendar year of service, Officer employees shall earn CL on pro-rata
basis @ one day for each completed month or part thereof.
• CL cannot be combined with any other category of leave.
• CL cannot be availed for more than 4 days at a time. However, there is no restriction
as regards the total period of absence inclusive of public and weekly holidays.
Leave Unavailed Casual Leave (UCL)
• CL not availed in any calendar year will be credited to UCL.
• It may be availed as Sick Leave in the following 3 years.
• No medical certificate is required for one day UCL.

Privilege Leave (PL)

• Eligible for PL at the rate of 1 day for every 11 days of active service.
• Not more than 3 occasions in a calendar year.
• The credit of PL will be made on 1st day of the calendar year.
• It can be availed by giving 15 days' notice
• It can be accumulated upto 270 days. But, upto 240 days PL only can be Encashed

Sick Leave (SL)

• 30 days of SL on half pay for each completed year of service.
• Max 540 days. SL will be credited on 1st day of calendar year. SL on half pay can
be commuted.
• SL can be availed only on production of medical & fitness certificate.
• During the first year of service SL on pro rata basis at the rate of 2.5 days on half
pay for each completed month of service will be permissible to the POs.

Additional Sick Leave (ASL)

• For every additional year of service after completion of 24 years,
Officers are eligible for ASL @ 30 days on half pay per year subject to a
maximum of 90 days. It can be commuted.
Special Sick Leave: Max 30 days for donation of Kidney or organ
Special Casual Leave is permissible for blood donation
Maternity Leave (ML)
Female employees are eligible for Maternity Leave up to 6 months on
any one occasion and 12 months during entire service in the Bank.
Paternity leave
Male Officers are eligible for 15 days Paternity leave for his wife's
Confinement
Shifting charges / W.E.F. 01.06.2015, eligible for shifting charges / Packing expenses of
Packing expenses Rs.15,000.00 on declaration basis towards packing / loading / unloading
/ local transportation / transit insurance etc in connection with transfer.
Newspaper Eligible for reimbursement of 90% of subscription during Probationary
period. No ceiling on subscription.
Business Development
Expenses The Promotee Officers are eligible for reimbursement of BDE during their
probationary period.
BDE limit for Scale I Officer is Rs 6000/- p.a. for the financial year

Festival Advance The Promotee Officers who joined after 6.12.1990 are eligible for Festival Advance
for an amount of Rs 30,000/- or one month gross salary excluding HRA & CCA

Cleaning Expenses It is being reimbursed every month to the Officer employees residing in Bank
owned quarters / Bank Leased quarters / Personal leased quarters
The cleaning expenses limit for Scale I is Rs 300/- per month
Conveyance during Scale Metro Area I Area II Area III
probationary period III Rs.1200.00 Rs.1200.00 Rs.1000.00 Rs.1000.00
whether owning
II Rs.1100.00 Rs.1100.00 Rs.900.00 Rs.900.00
vehicle or not
I Rs.1000.00 Rs.1000.00 Rs.800.00 Rs.800.00

Lodging w.e.f. 01.03.2008

Major Area I Others
Scale II & III 2400 1600 1200
Scale I 1600 1200 800
Halting Allowance w.e.f. 1.6.2015
Lodging Expenses & Delhi, Mumbai, Kolkata, Chennai Scale - I, II ,III
Halting allowances Other Major Cities 1300
Area I 1100
Other Places 800
Major Cities with more than 45 lakhs population:
• Delhi, Mumbai, Kolkata, Chennai, Bangalore, Hyderabad / Secunderabad, Ahmedabad,
Surat & Pune
• All the cities are reclassified as per Census 2011. AIBOC's Cir 55/2015 may be referred.
N.B: Declaration to be given in HRMS package while claiming Boarding Expenses.

Medical Aid • 8,000/- per annum. Payable for the calendar year.
• It can be accumulated for three years.
• The Promotee Officer is entitled for full amount for that calendar year irrespective of
the date of promotion.
• In case Rs.2000/- (Workmen old limit) is already availed, the balance amount of
Rs.6,000/- can be availed on promotion to Scale I
Hospitalisation • The Scheme Covers Employee + Spouse + Dependent Children + 2 dependent
Expenses - New Parents /parents-in-law.
Medical • No age limit for dependent children/ parents but their monthly income does not
Insurance Scheme exceed Rs. 10,000/- per month
• Sum assured for Officers: Rs 4.00 lacs per annum

Half yearly closing • An officer employee if posted at a branch where books are closed on 31st Mar & 30th
Allowance Sep, Closing allowance of Rs 250/- for each of the two closings
Split Duty Allowance • Rs 200/- per month w.e.f. 01.11.2012

Hill & Fuel allowance Altitude > 1000 mts but <1500mts 2% of Pay – Max Rs.750/- p.m.
Altitude > 1500 mts but <3000mts 2.5% of Pay – Max Rs.1000/- p.m.
Altitude > 3000 mts 5% of Pay – Max Rs.2000/- p.m.
Project Area Project Area Centres in Group A Rs.400/- p.m.
Allowance Project Area Centres in Group B Rs.350/- p.m.
New Pension Scheme The Officers joined the services of the Bank as Workman on or after 1st April, 2010, shall
continue to contribute 10% of pay and Dearness Allowance towards the Defined
contributory Pension Scheme and Bank shall make a matching contribution.

New Furniture • The Promotee Officers are eligible to avail the Furniture facility during the
Scheme Probationary Period.
• The limit for Scale I is Rs one lakh
• Subsequent eligibility will be after 10 years
• 50% limit can be utilized for buying electrical & electronic items
Facility of All the Scale I Officers are eligible for the facility of Visiting Card vide HO Cir 296/2016
Visiting Card dated 18.05.16
LFC • The direct recruit P Os who have completed 11 months of active service are also
eligible for Leave Fare Concession facility for self & dependents.
• LFC Block shall be a block of 4 years. LFC block of 4 years is divided into 2 sub-blocks
of two years each. An Officer may avail each Sub-block of 2 years to visit Native Place /
Home-town / Place of domicile (in lieu of Native Place) or One Sub-block to visit
Native Place / Home-town and another sub-block to visit any place in India, by
shortest route.
• Encashment of LFC is permissible for the sub block which is meant to visit any place
in India Encashment of Privilege Leave (PL) for Officers is permitted once in a block
of 4 years, for a maximum of 30 days while availing of LFC. The facility of encashment
of PL is also available while surrender/encashment of LFC facility.
• Alternatively, while travelling in each Sub-block of 2 years to Native Place /
Hometown / Place of Domicile and to any place in India, the Officer may encash
Privilege Leave with a maximum of 15 days each in each Sub-block.
• For dependents, monthly income should not be more than Rs 10,000/-
Property Return REGULATION 20(1):
Statement of Assets & Liabilities has to be submitted at the time of first appointment.
REGULATION 20(2):
Return of Movable, Immovable & Valuable Property has to be submitted every year
as on 31st March of that year to the bank before the 30th day of June of that year.
REGULATION 20(3):
Transaction (lease, mortgage, purchase, sale, gift or otherwise) concerning
immovable property either in his/her own name or in the name of any member of
his/her family has to be reported immediately.
REGULATION 20(4):
Transaction concerning movable/valuable property exceeding Rs 25,000/- has to be
reported within 30 days
The previous sanction of the competent authority shall be obtained if any such
transaction is –
a) with a person having official dealings with the officer employee
or
b) otherwise that through a regular or reputed dealer
All the above reportings are to be made in HRMS package.

Regulations Officers are being governed by the provisions of the following Regulations:
1. Canara Bank (Officers') Service Regulations, 1979
2. Canara Bank Officer Employees' (Conduct) Regulations, 1976
3. Canara Bank Officer Employees' (Discipline & Appeal) Regulations, 1976
Please refer our Cannet >> HRD >> Regulations for the provisions in respect of the above

Housing Loan Eligible after 2 years of service

Limit = Rs 50.00 Lacs;
ROI = 6.5% p.a. (Simple);
Margin 10%;
NTH = 25%;
Repayment = 30 years
Land cost: 60% of limit
Continuation of liability after retirement upto 75 years of age.
The Promotee Officer can avail the differential amount in HL Limit
Two Wheeler Loan Eligible immediately on joining the Bank
Limit for Scale I Officer = Rs 1,00,000;
Margin = 10%;
Repayment = 84 months;
NTH = 25%;
ROI = 7.0% p.a.

Car Loan Eligible after 6 months of service

Limit = Rs 10.00 Lacs ;
Margin = 10%;
Repayment = 180 months
ROI = 7.0% p.a. (Simple);

LFC Eligible after 3 years of service

Limit for Scale I Officer = Rs 5.00 lacs;
ROI = 9% p.a. (Compounded monthly);
Repayment = 10 years;
NTH = 40%;
If an employee closes DPN loan and seeks further DPN loan at a later date again, the
same can be permitted. However, there must be at least three years gap from the date of
previous availment.

CBOO ZINDABAD

BMS ZINDABAD

NOBO ZINDABAD

BHARAT MATA KI JAI

 Place : ........................................
Date : ..........................................

To,
The General Secretary,
CANARA BANK OFFICERS' ORGANISATION (Regd.)
No.114/8, 3rd Floor, Subedar Chatram Road
Opp. Hotel Hoysala, Sheshadripuram, Bengaluru - 560020.
Gen. Secy. : Mob: 9448804684

Dear Sir,

I,......................................................., being an Officer employee of Canara Bank

(Full Name in BLOCK LETTERS)
and presently working at .................................................. Office/Branch do
hereby request you to enroll me as an ordinary member of Canara Bank
Officers' Organisation (Regd.)
I have read the Rules and Bye laws of Canara Bank Officers' Organisation
(Regd.), and agree to abide by the same as amended from time to time.
1. Date of joining the Bank....................................... Staff No.............................

2. Date of Birth .........................................................

3. Designation...........................................................

4. Mobile No. .............................................................

5. E-mail ID ...............................................................

Residential Address :.......................................................................................

..........................................................................................................................

..........................................................................................................................

Yours Faithfully,

(For Office use only)

Membership No..................................... Admitted on...........................................

General Secretary President

 AUTHORITY LETTER

OFFICE / BRANCH..............................

To, Date................................

The Manager/Senior Manager

Canara Bank

.........................................................

Dear Sir,
Sub. : Authorisation towards deduction of subscription from the monthly
salary and allowances favouring Canara Bank Officers' Organisation (Regd.)

I request you to deduct from my salary and allowances of every month, a sum of
Rs. 150/- (Rupees One Hundred Fifty only) and remit the same to SB A/c No.
0412111010540 of CBOO - Canara Bank Officers' Organisation (Regd.)
maintained at our Majestic Branch, No. 12, K.G. Road, Bengaluru - 560 009.

The authorisation shall continue to be effective till I revoke the same and
such revocation shall be effective from the same month if the revocation
letter is received on or before the 15th of the Month and from the succeeding
month, if the same is received after 15th of the month. My earlier mandate if
any in favour of any other union may be treated as revoked.
Yours faithfully,

Signature .........................................................

Name................................................................
(in BLOCK LETTERS)

Designation......................................................

Staff No.............................................................

CC to :
The General Secretary, Canara Bank Officers' Organisation (Regd.)
No.114/8, 3rd Floor, Subedar Chatram Road, Opp. Hotel Hoysala
Sheshadripuram, Bengaluru - 560020. Gen. Secy. : Mob: 9448804684
 CANARA BANK OFFICERS' ORGANISATION
(Regd.)
(Affiliated to NOBO & BMS)
Abaji Puranik Bhavan, No.114/8, 3rd Floor, Subedar Chatram Road
Opp. Hotel Hoysala, Sheshadripuram, Bangalore - 560020

LIST OF OFFICE BEARERS

SL NO. NAME RESPONSIBILITY MOBILE NO. WORKING @
1 V K GOYAL PRESIDENT 9412397373 RAH AGRA
2 R LOKANATH VICE PRESIDENT 9900706883 INSP, BLORE
3 HAJARILAL MEENA VICE PRESIDENT 9414312398 JAGATPURI, JAIPUR
4 SUBRAMANI K GENERAL SECRETARY 9448804684 HO, BLORE
5 N C SHARMA ORGANISING SECRETARY 9412813835 BODLA, AGRA
6 RAGHAVENDRA ACHARYA TREASURER 9483512501 BM RD, HASSAN
7 CHAKRAVARTHY S S OFFICE SECRETARY 8884606291 BANGALORE
8 S K SAHU CIRCLE LIASON 7004054990 RANCHI CIRCLE
9 NAVIN SINGH ASST. GEN SECRETARY 9771520025 RANCHI CIRCLE
10 DR SUNNY PHILLIP ASST. GEN SECRETARY 9495967888 RUDSET INST, BANGALORE
11 NARENDRA KUMAR ASST. GEN SECRETARY 9837155029 AGRA
12 RITURAJ ASST. GEN SECRETARY 9602212978 RAJASMUND, JAIPUR
13 VASUDEV REGIONAL SECRETARY 9868566740 DELHI
14 ARVIND TRIPATHY REGIONAL SECRETARY 7080528811 RSTC, LUCKNOW
15 PRASHANTH KUMAR REGIONAL SECRETARY 8987415147 RANCHI
16 S K BHATNAGAR REGIONAL SECRETARY 9899086890 DELHI
17 A C GUPTA REGIONAL SECRETARY 9837272400 CURR CHEST, MEERUT
18 BINDU MADHAVA REGIONAL SECRETARY 9481984276 MIPD, GULBARGA
19 MANOJ KUMAR PANDEY REGIONAL SECRETARY 9882933238 INSP, DELHI
20 G R MALI REGIONAL SECRETARY 9166216400 JAIPUR
21 RUDRA A REGIONAL SECRETARY 9920955309 ARM BRANCH, MUMBAI
22 SMT SHARAYU GHAG REGIONAL SECRETARY 9423580789 RSTC, PUNE
23 UDAY KUMAR E C MEMBER 9308795590 RUDSET, RANCHI
24 SMT HIMANSHI AGARWAL E C MEMBER 7049345229 PINJORE, KARNAL
25 RAGHAVENDRA K V E C MEMBER 9449921975 INSP, BANGALORE
26 PUNEET CHATURVEDI E C MEMBER 7060791963 MEERUT
27 BANSI BALA E C MEMBER 7722028004 NEW DELHI
28 SRINIVAS RAO E C MEMBER 9959433153 MARKETING, HO
29 UTTAM KUMAR E C MEMBER 9005167040 SULTANPUR
30 ANSHUL DUTTA E C MEMBER 9419356484 TM SEC, SHIMLA CO
31 ABHISHEK B E C MEMBER 9535352662 BANGALORE CIRCLE
32 ABHISHEK SHEKAR E C MEMBER 9801179022 RAH, PATNA
33 NITESH SAHU E C MEMBER 8574442585 AGRA, LUCKNOW CIRCLE
34 PRAKHAR DUBEY E C MEMBER 8192096776 AGRA
35 ANAMIKA E C MEMBER 7827655180 DELHI
36 NAGARAJ S SPECIAL INVITEE 8971236895 BANGALORE
Param Shradheya Sri Dattopanth Thengadiji
Founder, Bharatiya Mazdoor Sangh
10-11-1920 to 14-10-2004