Contact
Tushar Shinde
www.linkedin.com/in/tushar- SME & Solution Architect | Cards and Payments | Canada PR Ready
shinde-99832221 (LinkedIn) Pune, Maharashtra, India

Top Skills Summary

EFT Switch
An engineering graduate with more than 12 years of IT industry
C++
experience in Cards and Payments Domain.
EMV Issuance & Acquiring

Started off as Software Developer and gradually worked as a

Development Lead, Subject Matter Expert, Solution Architect and
Business Consultant.

Currently working as a SME & Solution Architect for NCR

Corporation’s Authentic EFT Switch.

Extensive work on projects involving EFT Switching, ATM &

POS Terminal Driving, Transaction Acquiring, Card Issuance
& Authorization Engines, E-commerce Payment Gateways,
Merchant Management, Settlement & Reconciliations, Dispute
Management, Transaction Security and Key Management,
Interchange Functioning for VISA, Mastercard, American Express,
Union Pay International and National Networks like Interac Network.

Well versed with new trends in Payments domain like Real Time
Payments (RTP), Tokenization, NFC & Mobile Payments and Host
Card Emulations (HCE).

Hands on experience of EFT Switch Migrations & Production

Support.

Experience of Software Development in C, C++, Core Java and

Oracle PL/SQL.

Experience of POS Terminal Integration & EMV Certifications

for Visa (ADVT, CDET), MasterCard (M-TIP) and Amex (AEIPS,
ExpressPay).

Trained on Java Spring Framework, RESTful Web Services,

DevOps, Cloud and Micro-services Architectures.
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Experience
Opus Consulting Solutions
Senior Lead
March 2017 - Present 
Pune Area, India

• Participated in project requirement phases to gather the detailed Business

Requirements.
• Maintained active communication with Client and Vendor Teams to prepare
and finalize the Business Requirements Document (BRD).
• Involved in Market Research for the latest trends in Cards & Payments
industry for providing state-of-the-art solutions.
• Recommended Innovative and Cost Effective Solutions to best suit the needs
of project sponsor/stakeholder.
• Converted the Business Requirements Document (BRD) into detailed
Functional Specification Document (FSD).
• Reviewed Functional Specifications with impacted stakeholders for the
coverage and quality.
• Developed Network Interface Specifications based on ISO8583 protocol and
RESTful API documentation for Web Services.
• Participated in preparation and review of Test Plan and Test Scripts for
System Integration Testing (SIT) and User Acceptance Testing (UAT).
• Used JIRA and Confluence for tracking the Software Releases and Defects.
• Lead the team of software developers for customization of EFT Switch
Product as per Functional Specifications.
• Reviewed the Software Deliveries and Test Results to ensure the quality of
releases.
• Supported system integration testing by Analyzing, Troubleshooting and
Fixing the defects.
• Managed the delivery of enhanced ATM Device Handler for NDC+ & D912
protocols to support customized features and solutions.
• Interacted with ATM Vendors to solve the integration issues.
• Prepared and executed Zero Down-time Strategy for migration of ATM
Terminals and Payment Network Interfaces to new EFT Switch.
• Recognized by Senior Management for Smooth and Error-Free migration of
services to new EFT Switch platform.
• Trained the client teams for maintenance and monitoring of migrated system.
• Provided consultancy to innovation team to deliver solutions in the areas of
Real Time Payments, EMV, Mobile Payments.

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Cognizant Technology Solutions

Senior Associate
January 2014 - March 2017 (3 years 3 months)
Pune Area, India

Provided consultancy for preparation System Requirements Specification

(SRS) documents.
Participated in review of business solutions and system designs.
Provided functional and technical solutions for merchant integrations.
Collaborated with product, development and merchant teams for integrations
and certifications.
Involved in automation of certification and integration processes.
Provided Post deployment support for new solutions and enhancements.
Prepared and executed of Test Plan and Test Cases.
Performed EMV L3 certifications for Point of Sale terminals with Payment
Schemes
Performed EMV terminal device testing using ICCSimTMat SmartCard
Integration Test Tool (SITT).
Maintained the Base24-pos environment for User Acceptance Testing.
Reviewed the test execution results.
Provided training and support to merchant IT teams.

Accenture
Software Engineering Team Lead
October 2013 - January 2014 (4 months)
Mumbai Area, India

ElectraCard Services
Lead - Software Development
January 2007 - October 2013 (6 years 10 months)
Pune Area, India

• Participated in requirement gathering sessions with client and business

consultants. Provided the necessary inputs during requirements capture
phase.
• Analysed the new requirements received from Business Consultancy
Team. Discussed and resolved the queries in requirements with Business
Consultancy team to finalize the BRD.
• Analysed the impact of new change requests on software architecture,
database designs and data structures. Prepared the High and Low Level
Design Documents based on the requirement specifications. Created required
flow diagrams and class diagrams for new change request.

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• Based on the Project Estimations and Resource Availability, prepared a

project plan. Finalized the project milestones and closure dates.
• Effectively tracked and reviewed the progress of project. Participated in
regular project status reviews for senior management.
• Reviewed the software design & code changes done by team members.
Ensure all the functionalities are covered and coding practices are followed.
Performed code optimization.
• Wrote optimized and efficient source code to implement the new
change requests in software. Ensured defect free coding to minimize the
implementation time and cost.
• Prepared Unit Test Case Design for all impacted components of software.
Captured all the functionalities mentioned in requirement document as part of
Unit Test Design.
• Executed the Unit Test Cases using required simulators. Gathered all the test
results for validation.
• Created the release build for new change request. Prepared the release
documentation with detailed deployment instructions, back-up plan and
configurations.
• Provided support to an implementation team in installing and testing the
newly developed feature. Fixed the defects raised by the implementation team.
• Conducted the Knowledge Transfer sessions to pass on the functional,
technical and domain knowledge to new team members. Prepared and
maintained the knowledge repository.

Education
Savitribai Phule Pune University
Bachelor of Engineering (B.E.), Electronics and
Telecommunications · (2002 - 2006)

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