CHAPTER I

PAY AND ALLOWANCES

Section 1-1 General

RA 138 as amended by RA 1067 provides that the pay and allowances of military
personnel are prescribed by law, that as long as they are in the active military service,
they are entitle to receive pay and allowances corresponding to their grades, unless
said pay and allowances or any portion, thereof, have not been accrued or have been
forfeited or withheld.

Section 1- 2 Regular Pay and Allowances

1. General

Base Pay - A fixed amount of compensation for regular work rendered

designated in the Salary Schedule for Uniformed Personnel for all ranks.

1 Authority:

Executive Order Nr 76 refers to the implementation of the 4th tranche of the

modified salary schedule for civilian personnel and base pay schedule for military and
uniformed personnel in the government and was signed on 17 June 2008. Under
Section 1b, of EO Nr 76 military and uniformed personnel, the compensation
adjustments due to the implementation of the 4 th tranche of the modified Base Pay
Schedule shall cover the military personnel under the Department of National Defense
(DND) and uniformed personnel under the Department of Interior and Local
Government (DILG), Philippine Coast Guard (PCG) and National Mapping and
Resource Information Authority (NAMRIA). Also, under Section 3 of EO Nr 76,
implementation of the 4th tranche monthly base pay schedule for Military and
Uniformed Personnel shall be implemented effective 01 June 2012.

Base Pay Schedule For Military Personnel

GEN/ADM 67,500.00 FCMS/FMCPO 27,427.00

LTGEN/VICE ADM 59,210.00 CMSg/CMPO 25,394.00
MGEN/REAR ADM 50,763.00 SMSg/SCPO 23,514.00
BGEN/COMMO 47,002.00 MSg/CPO 21,771.00
COL/CAPT 43,521.00 TSg/PO1 20,159.00
LT COL/CDR 40,298.00 SSg/PO2 18,665.00
MAJ/LCDR 37,313.00 Sgt/PO3 17,774.00
CPT/LTSG 35,312.00 Cpl/SN1 16,934.00
1LT/LTJG 32,341.00 Pfc/SN2 15,952.00
2LT/ENS 29,945.00 Pvt/SN 14,834.00
P2LT 27,425.00 CS
11,264.00
CADET 27,425.00

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 Section 1- 3 Longevity Pay

Authority:

RA 1134 as amended by RA 3725 and implemented by Circular Nr 32 dated 10

May 72 and further strengthened by Letter-Directive, GHQ, AFP dated 04 Sep 73.

This Act provides for the payment of longevity pay also known as ―Foggy Pay‖
or ―Long Pay‖ to military personnel which is 10% of the current monthly Base Pay
compounded every five (5) years of active military service but not to exceed 50%.
Hence, as the BP increases, the LP also automatically increases. It should be noted
that the following formula is applicable only if the long pay and other collateral
entitlements are included in pay increases. Since the increase mandated by Executive
Order Nr 219 dated 20 Mar 2000 as implemented by NBC No.468 dated 21 Mar 2000
does not include increases in Long Pay and other collateral entitlements directly
affected by the increase in Base Pay, current LP rates are still based on the BP rates
mandated by EO Nr 389 dated 28 Dec 1996 and NBC Nr 458 dated 02 Jan 1997.

Formula: LP Computation

1LP = BP x10% or BP x .10

2LP = (BP + 1LP) x 10% + 1LP or BP x .21
3LP = (BP + 2LP) x 10% + 2LP or BP x .331
4LP = (BP + 3LP) x 10% + 3LP or BP x .4641
5LP = BP + 50% or BP over 2 or BP x .50

Section 1- 4 Subsistence Allowance

Paid to all Officers, Enlisted Personnel of the AFP including Candidate

Soldiers, Cadets, P2LTs rendering military training, ROTC Cadets on Summer
Camp Training, Reserve Officers and Enlisted Personnel AFP Reservist undergoing
assembly mobilization test, and members of CAFGU.

Authority:

Congress of the Philippines Joint Resolution Nr 05 dated 28 July 2014 – Joint

Resolution increasing the daily Subsistence Allowance of all Officers, Enlisted
Personnel, Candidate Soldiers, Probationary Second Lieutenants, Cadets and Civilian
Active Auxiliaries of the Armed Forces of the Philippines, Commissioned and Non-
Commissioned Personnel of the Philippine National Police (PNP), Bureau of Fire
Protection (BFP), Bureau of Jail Management and Penology (BJMP), Cadets of the
Philippine National Police Academy (PNPA), Philippine Cost Guard (PCG), The
Candidate Coast Guard Men of the (PCG), and the uniformed Personnel of the
National Mapping and Resource Information Authority (NAMRIA) from Ninety (P
90.00) pesos to One Hundred Fifty (P150.00) pesos per day effective 01 January
2015.

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 Section 1- 5 Quarters Allowance

Officers and Enlisted Personnel according to grades, without living quarters,

shall be allowed to commute their quarters allowance in full rate.

Authority:

RA Nr 7180, General Appropriations Act of 1992 as implemented by AFP

Comptroller Ltr Nr 92-6 dated 21 Jul 1992 effective 01 July 1992.

Quarters Allowance

OFFICERS ENLISTED PERSONNEL

GEN/ADM P1,500.00 FCMS P550.00

LTGEN/VADM 1,350.00 CMS/CMPO 525.00
MGEN/RADM 1,200.00 SMS/SCPO 512.00
BGEN /COMMO 1,050.00 MSg/CPO 500.00
COL/CAPT 900.00 TSg/PO1 500.00
LTC/CDR 800.00 SSg/PO2 450.00
MAJ/LCDR 700.00 Sgt/PO3 450.00
CPT/LTSG 650.00 Cpl/SN1 400.00
1LT/LTJG 600.00 Pfc/SN2 400.00
2LT/ENS 550.00 Pvt/SN 400.00

Section 1- 6 Clothing Allowance

Authority:

AFP Comptroller Letter Nr 92-6 dated 21 July 1992, Subject: Adjustment in

Clothing & Quarter Allowance effective 01 Jul 1992.

Applies to all Officers and Enlisted Personnel of the AFP at the rate of
P200.00 pesos per month.

Section 1- 7 Personnel Economic Relief Allowance

Authority:

Joint Resolution Nr 4 dated 28 July 2008, authorizing the President of the

Philippines to modify the compensation and position classification system of civilian
personnel and the base pay schedule of military and uniformed personnel in the
government and for other purposes. It includes the Standard Allowances and Benefits
given to all employees across agencies at prescribed rates, guidelines, rules and
regulations. This includes the Personnel Economic Relief Allowance (PERA) which
will be given at Two Thousand (P2,000.00) pesos per month, the combined total of

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the current Five Hundred (P500.00) pesos PERA and the One Thousand Five
Hundred(P1,500.00) pesos Additional Compensation (ADCOM) to supplement pay
due to the high cost of living.

Section 1- 8 Hazard Pay

Authority:

Executive Order Nr 611 dated 14 Mar 2007, Hazard Pay is granted to all
Officers and Enlisted Personnel of the AFP and all the uniformed personnel
under the DILG, PCG and NAMRIA at P240.00 pesos per month as incentive
due to their exposure to danger in the performance of their duties effective 01 July
2007.

Section 1- 9 Laundry Allowance

Authority:

AFP Comptroller Letter 98-02 dated 06 Mar 1998, Subject: Laundry Allowance
for Uniformed Personnel in the AFP.

This Comptroller Letter prescribes the guidelines in granting laundry allowance

to the Uniformed Personnel of the AFP. All military personnel regardless of duty
assignment are granted laundry allowance at the rate of:

Officers - P 60.00
EP - P 30.00

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 CHAPTER II
COLLATERAL ENTITLEMENTS

Section 2-1 General

These are emoluments or monetary benefits given apart from the regular pay
and allowances.

Authority:

1. CSAFP approved SDF dated 27 August 2011, Subject: Adjustment on the

Basis of computing Base Pay-Based Collateral Entitlement from CY 2000 Base Pay
Level to CY 2004 Base Pay Level.

2. CSAFP approved SDF dated 27 August 2011, Subject: Payment of

Differential for Collateral Entitlements for Program 4-GHQ Personnel 2002.

3. MFO, AFP STL dated 07 Sept 2011, Subject: Adjustments of All Collateral
Claims. Pursuant to these references, the Commanders, Major Services/KBUs;
Commander, Unified Commands, Commanders, AFPWSSUs are directed to
implement the following:

a) Adjustment of all Collateral Allowances of military personnel which are

dependent on Base Pay shall be based on the CY 2004 Base Pay Schedule
effective 01 January 2011. These collateral allowances refers to as Flying Pay,
Sea Duty Pay (SDP), Instructors Duty Pay (IDP), Hazardous Duty Pay (HDP),
Jump Pay and Parachutist Pay, Radiation Hazard Pay, Magna Carta, Benefits
of Public Health Workers and other collateral allowances.

b) Payment of differential for collateral claims covering the period 01 Jan

to 31 Dec 2010 for Program 4-GHQ Personnel chargeable against Obligation
Request (OBR) No. 2010-12-003 dated 30 Dec 2010. Funding requirements for
the payment of the said adjustment of all collateral allowances shall be charged
against respective GHQ/Major Services Personal Services (O1) Funds.

2 General Appropriation Act FY 2014 / RA

10633. Pursuant to the section 46 of the
General Provision of the above
reference, deductions from salaries,
emoluments or other benefits accruing to
any government employees chargeable
against the appropriations for personnel
services may be allowed for the payment
of an individual employee’s contribution
or obligations provided that such
deductions shall in no case reduce the
employee’s monthly Net Take Home Pay
(NTHP) to an amount lower than Three
Thousand (P3,000.00) pesos only.

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 Section 2- 2 Cold Weather Clothing Allowance

Authority:

GHQ AFP Circular Nr 17 dated 07 Feb 2003. This Circular 17 prescribes the
policies governing the grant of Cold Weather Clothing Allowance (CWCA) and Annual
Cold Weather Clothing Maintenance Allowance (ACWCMA). The Cold Winter
Clothing Allowance and ACWCMA are granted to AFP Officers, Filler Officers,
Probationary 2LTs/Ensigns, Enlisted Personnel, trainees and draftees and civilian
employees who are assigned, or on Detached Service (DS) or undergoing training at
any of the station/units/sites in the Philippines that are considered cold places.

CWCA - P 1,007.00
ACWCMA - 300.00

Section 2- 3 Combat Duty Pay and Combat Incentive Pay

Officers and Enlisted Personnel who are engaged or have participated in any
Combat duties/activities shall in addition to their monthly Base Pay be paid of Combat
Duty Pay (CDP) at the following rates and subject to certain conditions.

Authority:

1. Executive Order (EO) Nr 38 dated 28 April 2011, Subject: Consolidating All

Presidential Issuances Relating to the Combat Duty Pay (CDP) and Combat Incentive
Pay (CIP) of Officers and Enlisted Personnel of the AFP.

2. Standard Operating Procedure Nr 13 dated 06 August 2008, Subject:

Combat Incentive Pay.

3 GHQ, AFP, AFPMFO/OTAG, AFP

Management and Fiscal Letter No. 2011-
04 dated 26 May 2011, Subject:
Guidelines on the consolidation of all
AFP issuances relating to Combat Duty
Pay (CDP) and Combat Incentive Pay
(CIP) of Officers and Enlisted Personnel
of the AFP. Executive Order (EO) Nr 38
dated 28 April 2011 consolidating all
Presidential Issuances relating to the
Combat Duty Pay (CDP) under EO Nr
1017 (s-1985) and Combat Incentive Pay
(CIP) under EO Nrs. 658 (s-2007) and
15 (s-2010) of Officers and Enlisted
Personnel of the AFP. This is to ensure
that the total combat pay including
allowances and incentives are adequate

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 and commensurate to the services
rendered by the members of the AFP in
line with the intent of the Administration
to improve their condition. Therefore, this
AFP Management and Fiscal (MF) Letter
is issued to prescribe policy guidelines in
the granting of CDP and CIP to Officers
and Enlisted Personnel of the AFP. This
AFP Management and Fiscal Letter shall
take effect 01 January 2011.

Guidelines:

1. The rate of Combat Duty Pay of the Officers and Enlisted Personnel of the
AFP specified under Executive Order Nr 1017 (s-1985) is hereby rendered ineffective.
Instead, the rate shall now be Five Hundred (P500.00) pesos per month.

2. The provisions of Executive Order Nr 658 (s-02007) as implemented by SOP

Nr 13 dated 06 August 2008 which provide that the members of the AFP who figure
directly in actual combat against members of various insurgents, terrorists and lawless
groups shall be entitled to an additional Combat Incentive Pay of One Hundred Fifty
(P150.00) pesos per day while actually engaged in combat operation is hereby revived
and given effect, subject to the following conditions:

a) The operations must be for a specific combat mission that is duly

covered by an Operations Order (OPORD) or a Fragmentary Order.

b) The personnel involved in combat must be in the published task

organization of the OPORD.

3. The total additional Combat incentive Pay for each individual shall not
exceed One Thousand Five Hundred (P1,500.00) pesos per OPORD/FRAG-O.
Procedures for the granting of this entitlement shall be in accordance with SOP Nr 13
dated 06 August 2008, Subject: Combat Incentive Pay.

4. The Combat Incentive Pay shall be over and above the Five Hundred
(P500.00) pesos per month Combat Duty Pay that the members of the AFP assigned
in field units are entitled to.

The following personnel are qualified to receive Combat Incentive Pay:

1. Uniformed personnel of combat, combat support and/or combat service

support units of the Philippine Army, Philippine Navy and the Philippine Air Force who
figure in actual combat, to include those who become victims of enemy liquidation or
partisan operations while on official duty, subject to conditions/parameters contained in
Section 5 of SOP Nr 13 dated 06 August 2008 with Subject: Combat Incentive Pay.

2. Uniformed personnel of the Technical Administrative Service (TAS) who

become subject of hostile fire while performing duty in a given area, subject to
conditions/parameters discussed in Section 5 of the above mentioned SOP.

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The following personnel are not qualified to receive Combat Incentive Pay:

1. Unless subjected to direct or indirect hostile fire and ensuing reaction does not
constitute violation of Articles of War such as desertion and cowardice, uniformed
personnel:

a. Who helped plan out and/or execute a combat operation by:

1) Designing, coordinating and directing movements,

2) Shuttling or transporting operating troops,

3) Providing intelligence and route security and

4) Performing reconnaissance and Forward Observer (FO) missions.

b) Whose task was limited to influencing the outcome of an operation through

the following activities:

1) Establishing check points and blocking positions,

2) Providing supporting roles such as in creation of buffer zones, ruses
and diversions and

3) Rendering supporting fires.

c. Whose mode/nature of contact with the enemy are as follows:

1) Seizure of an abandoned camp or an unguarded arms cache; and

2) Apprehension or negotiated surrender of an armed/unarmed enemy

personality.

2. Personnel who acted recklessly or disregarded an order deliberately as to:

a. Compromise an operation and/or safety of their colleagues.

4 Jeopardize national interest such as

during crisis situations where negotiation
is the standing option to resolve the
conflict.

Section 2- 4 Flying Pay

Authority:

1. Executive Order Nr 94, 50% of Base Pay of Officers and EP of AFP.

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 2. National Compensation Circular Nr 11 dated 01 Jul 1980, Subject: Flying
Pay of personnel of the Philippine Air Force whose duty requires regular and frequent
aerial flights. Any Officer or EP who holds an aeronautical rating and who, as a result
of holding such designation, is placed in flying status will receive flying pay equivalent
to 50% of current base pay. This circular shall apply to all Officers, staff members and
personnel of the Philippine Air Force whose duty requires regular and frequent aerial
flights whether as crew or non-crew members:

a. For Crew Members:

1) Any Officer or EP who holds an aeronautical rating and who, as a result of

holding such designation is place on flying status.

2) Any Officer who holds a designation as flight surgeon or flight nurse and
who, as a result of holding such designation is place on flying status.

3) Any Officer or EP who is assign to a course of instruction for qualification as

rated aircraft observer.

4) Any EP whose flying status orders specify that the duties performed are
essential to the accomplishment of the mission of the aircraft (EP must be first priority
in SRF 125-132).

5 For Non-Crew Members:

In general, non-crew members include any Officer or EP not included in the

category of crew-member but placed on flying status in accordance with regulations of
the Philippine Air Force.

Section 2- 5 Hardship Allowance

Basically a monetary incentive for military personnel assigned at stations and

places which are isolated and inaccessible by normal air, water or land transportation,
where there is a little or no opportunity for such military personnel to join their families
during their tour of duty and where the facilities within the station and the locality are
inadequate to provide the basic necessities of life.

Authority:

Circular Nr 3, AGPCR2, GHQ AFP GHQ, AFP dated 25 July 2001.

Also known as ―Loneliness Pay‖. Any of the following conditions or combination

of conditions should first be satisfied before entitlement of hardship allowance is
granted: (Annex B)

1. Condition I – the station/camp/site is inaccessible by a regular scheduled

means of military/or civilian transportation.

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 6 Condition II – Facilities for billeting,
messing, recreation, medical service,
light and water, mail and telegraph inside
the station/camp/area are inadequate
and there is no population center (barrio
and larger) within 200 km radius.

The monthly rates of Hardship Allowance are as follows:

Condition OFFICER/EP

I 15% of BP
II 10% of BP
I & II 25% of BP

Section 2- 6 Hazardous Duty Pay

Authority:

GHQ, AFP Circular Nr 06 dated 08 October 2004. Effective 08 October 2004,

Officers and Enlisted Personnel who are actually performing any of the hazardous
duties in this circular shall be entitled to Hazardous Duty Pay (HDP) equivalent to Fifty
Percent (50%) of the current rate of their monthly base pay, subject to the policies and
procedures prescribed hereunder and availability of funds:

a. Deep sea-diving

b. Mine sweeping

c. Air/sea rescue operations during typhoons or in rough seas

d. Terrain rescue operations during earthquakes and other natural calamities

and disasters.
e. Detection, identification, evaluation, rendering safe recovery and disposal of
Unexploded Explosive Ordnance (UXO) and Improvised Explosive Devices (IEDs).

f. Renovation of primers, boosters, fuses or similar devices that contain

sensitive explosives such as; mercury fulminate, lead azide, lead styphnate,
DiazoDiNitroPhenol (DDNP) and tetracene.

g. Preparation and testing lethal materials or devices such as explosive,

incendiaries, poison gases and radioactive materials.

h. Testing of new and dangerous equipment.

i. Explosive demolition whether done in the surface, sub- surface or under

water.

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 j. Handling of lethal agents such as nerve gases, blood gases, blister gases and
lethal biological agents.

k. Fire Fighting, when such is performed in a place where POL products,

ammunition or inflammable chemicals are stored.

l. Duty or assignments in the Kalayaan Group of Islands, Mangsee Island and

Scarborough Shoal.

m. Installation, removal, repair and modification of aircraft egress system.

n. Operation of physiological training devices to include compression therapy.

o. Intensive search of a place or area by Explosives and Ordnance Device

(EOD) personnel for unexploded ordnance of any type or caliber, Improvised
Explosive Devices (IED), mines booby traps, chemical/biological/ radiological materials
that are hazardous to life and property.

p. Disposal of unserviceable ammunition, explosives and ammunition

components either by detonation or burning.

q. Surveillance of unserviceable non-repairable ammunition with major and

critical defects and ammunition due for disposal to ensure its safety for continued
storage and handling.

r. Ammunition surveillance to determine their degree of serviceability and rate of

deterioration in compliance to AFPRG 400-031 dated 21 April l992, Subject: Security,
Maintenance and Surveillance of Ammunition in the AFP, the results of which to be
reflected in formats prescribed in Circular Nr 07, GHQ AFP dated 04 May 1993,
Subject: Disposal of Unserviceable Ammunition, Ammunition Components and
Explosives.

s. Demilitarization of ammunition and Improvised Explosive Devices (IEDs)

either as final dispositive action or preparation of training aids and static displays.

t. Construction of power distribution system, installation, inspection, servicing,

trouble shooting, repair and modification of high voltage electric distribution and
utilization equipment.

u. Exposure to radiation hazards while being in the vicinity of radioactive

material performing operations of radarscopes in the conduct of twenty-four (24) hour
air/naval surveillance, command and control and testing, trouble shooting, conducting
preventive maintenance of radar and its ancillary equipment powered by high voltage
electric and power network in the radar sites and Air/Naval Defense Operation
Centers.

v. Directly involve in the repair, installation and/or replacement of cables near

electrical power lines and antennas on towers and the maintenance, repair and
operation of microwave radios and power generating equipment by Signal Personnel
assigned at Terminal or Relay Stations.

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 Section 2 – 7 Incentive Pay

Authority:

1. Ras 2085, 3098 and 5338 (Incentive Pay to all Officers of the Medical
Corps).

7 GAA CY 1978 as implemented by GHQ,

AFP Letter Directive dated 03 May 1978,
Subject: Incentive Pay. An allowance of
Two Hundred (P200.00) pesos monthly
is granted to all Officers of the Medical
Corps and JAGS and One Hundred
(P100.00) pesos for Dental, Veterinary
and Nurse Corps Officers.

Section 2 – 8 Instructor’s Duty Pay

Authority:

1. Republic Act 9498, General Appropriations Act, FY 2008, and thereafter.

2. DND Circular Nr 04 dated 11 July 2008, Subject: Amending Department

Circular Nr 2 dated 04 May 2007, Omnibus Implementing Rules and Regulations of
Presidential Decree Nr 190 dated 11 May 1973, ―Creating the National Defense
College of the Philippines (NDCP)‖.

3. DND GHQ, OTAG PCRD Circular Nr 02 dated 15 June 2009 re Instructor

Duty Pay. As used in this Circular, the following terms shall mean and be interpreted
as hereunder indicated:

a. Instructor Duty – Duty assignment of an Officer or Enlisted Personnel of

the AFP, requiring such personnel to teach, convey or communicate
knowledge; supervise training activities or conduct research or perform duties
as training aide in one or more military and/or general subjects and to conduct
doctrine development related activities as basis for training in any AFP school,
training and doctrine center/unit as classified and enumerated in this Circular,
where said Officer or Enlisted Personnel is assigned/detailed.

b. Accredited AFP Training and Doctrine Schools/ Centers/Units are AFP

Training Schools/Centers/Units and Doctrine Centers accredited by the AFP
Education and Training Board and duly authorized by the Chief of Staff, AFP to
grant IDP to Officers and Enlisted Personnel of the AFP who are
assigned/detailed thereat to perform instructor duty therein.

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 c. Instructor Duty Pay (IDP) – A form of incentive allowance authorized for
military personnel performing instructor duty in any accredited AFP Schools and
Training Units and AFP or Major Service Doctrine Development Centers.

d. Actual Training Activities – Classroom or field instructions whereby a

military instructor shows or demonstrates to students how to do something,
giving them lessons, provides them with knowledge, insights or understanding
on a particular subject or supervises them in learning to do something in a
specific field of interest.

e. Training and Doctrine Management and Research Activities - are

supervision of classroom or field and/or doctrine development activities, that
includes training management by school commandants, instructors, deans or
academic training group heads, department heads, school directors and course
directors. It also covers other activities related to doctrine development like
research and formulation, test evaluation and validation to include management
and supervision of these doctrine-related activities. This does not include the
general administration of school or training units such as staff duties which are
only indirectly connected to classroom/field activities nor the organization of
routine duties such as OD, duty EP duties. This shall also include research
activities wherein an instructor makes a careful, systematic and patient study or
investigation in some field of knowledge in order to establish facts or principles.

f. Activities supportive to Training and Doctrine Development – Activities which

directly help in the conveyance of knowledge or skill to students and in doctrine
development such as:

1) Helping the instructor in the preparation of teaching materials or training

aides.

2) Helping the instructor as part of the demonstration team in classroom or

field instructions by performing duties as training aide.

3) Assisting the instructor in supervising the students in laboratory works.

4) Gathering data for the instructor’s lesson or research.

5) Involved in the development of doctrines or assisting doctrine

developers in their requirements in conducting research and development, test
evaluation and validation of doctrines.

g. Philippine Association of State Universities and Colleges (PASUC), an

accredited state universities and colleges in the Philippines.

Instructor’s Qualifications:

The minimum qualifications required for AFP personnel for assignments as

Instructor are as follows:

a. For Officer in the AFP Command and General Staff College:

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 - Must be a graduate of the Command and General Staff Course at the
AFPCGSC or of a similar course at a foreign Command and General Staff
College.

b. For a Military Officer in the Philippine Military Academy Academic Group

Tactics Group:
- Must be an Officer who specialized on the subject he shall teach.

c. For Enlisted Personnel in the Philippine Military Academy:

- Must be a specialist in the subject he is teaching, supervising or helping to

teach.

d. For Military Officers and Enlisted Personnel in all other AFP Schools:

- Must be a graduate of the course or must have specialized on the particular

subject he shall teach.

e. For Military Officers and Enlisted Personnel in the Doctrine Centers:

8 Must be assigned in the accredited

doctrine centers who are directly involved
in doctrine development projects.

Personnel to Receive IDP:

Commanders of respective accredited AFP Training Schools/Units and Doctrine

Centers in GHQ and AFPWSSUs are authorized to issue orders designating qualified
personnel on an instructor duty status and to terminate such status. Major Service
Commanders are, likewise, authorized to issue such orders for the other AFP Training
Schools/Units and Doctrine Centers under their jurisdiction, or delegate such authority
to the commanders of the training schools/units and doctrine centers.

Policies and Procedures on Payment of Instructor Duty Pay:

1. There shall be an accreditation system whereby specific AFP Training

Schools/Units and Doctrine Centers must be evaluated and accredited by the AFP
Education and Training Board and duly approved by the Chief of Staff, AFP before
their personnel would be authorized to receive Instructor Duty Pay.

2. The AFP Education and Training Board shall review semi-annually or

whenever necessary, the classification and listing of accredited AFP Training
Schools/Units and Doctrine Centers and recommend to the Chief of Staff, AFP the
exclusion of inactive or deactivated training schools/units or doctrine centers and the
inclusion of activated ones. This will be covered in an appropriate GHQ directive
prepared under the cognizance of the DCS for Education and Training, J8.

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 3. Evaluations/Inspections of Training Schools/Units and Doctrine Centers to
determine its accreditation/upgrading shall cover the following:

a. Order/Authority of the school’s or doctrine’s activation

b. School or doctrine centers facilities/training equipment

c. Sources of students

d. Curriculum/POI of courses offered

e. Courses/Training objectives

f. Instructor’s Profile

g. Relevance of Doctrine Development to training

4. Any request for amendments of the listed accredited Training Schools/Units

and Doctrine Centers must be submitted in writing by the Major/Technical Service
Commanders/Chiefs or Commanders of AFPWSSUs to the Chief of Staff, AFP (Attn:
Office of the Deputy Chief of Staff for Education and Training, J8).

5. The classification of accredited Training Schools/Units and Doctrine Centers

shall be reviewed semi-annually (every June and December) or whenever necessary.
GHQ will publish changes, if any, after the review.

6. The ratings of IDP shall be categorized as follows:

a. All military personnel who are assigned with the primary AFP Training
Schools/Units and Doctrine Centers and are performing activities as defined in
paragraph 3d and 3e above shall be entitled to an IDP equivalent to twenty five
percent (25%) of their base pay, provided that they satisfy the aggregate minimum
monthly instructional load of forty eight (48) hours, to be computed as follows: One
(1) hour of actual classroom instruction is equivalent to one (1) instructional hour and
one and a half (1.5) hours of research work or two and a half (2.5) hours of
supervisory activities shall be considered as one (1) instructional hour.

b. All military personnel who are assigned with primary AFP Training
Schools/Units and Doctrine Centers and are performing activities supportive to
classroom or field teaching and doctrine development as specified in paragraph 3f
above shall be entitled to an IDP equivalent to ten percent (10%) of their base pay.

c. All military personnel who are on instructor duty in secondary AFP

schools and training units accredited to grant IDP shall be entitled to an IDP equivalent
to ten percent (10%) of their base pay.

7. Instructor Duty Pay shall be payable to military personnel of AFP Training

Schools/Units and Doctrine Centers as specified in the orders issued by Major
Services and GHQ (for TAS).

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 8. All personnel on instructor pay shall receive either the IDP or any of the
incentive pays: flying pay, hazardous duty pay, sea duty pay or combat pay, whichever
is higher.

9. Military personnel may be placed on duty/detail with an accredited training

school/unit for purposes of performing prolonged or extended instructor duties or
augmenting the teaching staff of the school when such instructional duty require a
teaching load of at least forty-eight (48) hours or a duration of at least one (1) month,
provided, that the number of personnel detailed is within the authorized number of
personnel authorized to receive IDP.

10. Payment of Instructor Duty Pay (IDP) shall be made on a payroll or

individual voucher and shall be payable every month. A certification duty signed by the
Head/Superintendent of the school concerned shall accompany the payroll or voucher
at the time of payment.

11. Funds for this purpose shall be chargeable against Major Services and
GHQ and AFPWSSUs yearly appropriations. The payment of IDP must be supported
by the respective unit’s Personal Services (PS).

12. Those authorized to receive IDP must be on full duty status for at least
twenty days (20) of the month that IDP is being claimed. Those on official leave or
whose absences are authorized for more than ten (10) working days may receive IDP
in the amount proportionate to their actual duty days.

AFP Training Schools/units are classified into two (2) categories:

1. Major AFP Training Schools/Units – This includes schools whose personnel

on instructor’s day status are entitled to an Instructor’s Duty Pay (IDP) of 10% or 25%
of their base pay depending on the nature of their instructor’s duty. The following
units are included:

a. GHQ/AFPWSSUs:

1) AFP Joint Command and Staff College (JCSC)

2) Philippine Military Academy (PMA)

3) Special Intelligence Training School (SITS)

b. Philippine Army:

1. Training and Doctrine Command (TRADOC):

a) Command & General Staff College

b) Officer Candidate School

c) Combat Service Support School

16
 d) Combat Arms School

e) Combat Support School

f) NCO Academy

g) 1st, 3rd, 4th, 5th& 6th Army Training Group

2. The Intelligence School

c. Philippine Air Force:

1. Air Education and Training Command;

a) Air Command Staff College

b) PAF Flying School

c) PAF Officer Candidate School

d) PAF Technical & Specialization Training School

e) NCO School

f) Basic Military Training School

2. 3005th Air Intelligence Training School

d. Philippine Navy:

1. Naval Education Training Command

2. Marine Corps Training Center

2. Secondary Training Schools/Units – This includes school whose personnel

on instructor duty are authorized to receive Instructor’s Duty Pay (IDP) equivalent to
10% of their base pay. The following schools are included:

a. GHQ/AFPWSSUs:

1) AFP Reserve Command

2) AFP Communication Electronics & Information System Training

Center

3) AFP Dental Service

4) AFP Medical Service School

5) OTAG Training Center

17
 b. Philippine Army:

1. 1st to 8th Division Training Units

2. Reserve Command including the Regional Community Defense

Groups and Community Defense Centers

3. Extension Service Schools:

a) Armor Service Extension School

b) CMO School

c) Scout Ranger Training School

d. Special Forces School

e) Army Management Information Center

c. Philippine Air Force:

1. 105th Combat Crew Training Squadron

2. 432nd Technical Training Squadron

3. 210thTactical Helicopter Training Squadron

4. 585th Aircraft Control and Warning Squadron

5. PAF Triad Coordinating Center

6. Air Force Management Information Center

7. Air Reserve Command

d. Philippine Navy:

1. Fleet Training Group

2. Naval Intelligence Training Institute

3. Naval Construction Brigade Training Center

4. Naval Communication Electronics &Information System Center

5. Naval Industrial Training Facility

6. Naval Sea System Command

18
 7. Philippine Navy Computer Training Center

9 Naval Reserve Command

Section 2- 9 Magna Carta Benefits of Public Health Workers

Applies to military and civilian public health workers assigned in military

hospitals administering treatment for infectious diseases, those assigned in mental
hospitals, those who are exposed to radiation and those exposed to chemical/Toxic
substances in the laboratories and the like.

Authority:

AGPCR2 dated 31 August 2007, AFP Management & Fiscal Letter Nr 2007-05,
Full Implementation of Magna Carta Benefits of Public Health Workers (PHWs). This
AFP Management and Fiscal Letter provides revised policies and procedures for the
full implementation of the 25% rate of the monthly basic salary based on CY 2000
Base Pay for SG-19 and below, while the amount of P4,989.75 for SG-20 and above
for both military and civilian personnel shall be uniformly implemented effective 01
January 2007.

Procedures On Payments:

1. The concerned GHQ/Major Services/KBUs shall pay their respective PHWs out
of their fund allocation while, TAS PHWs assigned with major services shall claim their
Magna Carta at GHQ.

2. GHQ MFO/counterparts from the Major Services/KBUs shall issue Allotment

Advice to the recipient units based on the actual fund requirements pertaining thereto.

3. The full implementation of Magna Carta shall be guided by the following rates:

10 The rate of Magna Carta at AFPPHWs,

both military and civilian employees shall
be within the corresponding bracket:

Hazard Subsistence Laundry

Allowance Allowance Allowance
Military
SG 20-above P4,989.75/mo NA P90.00/mo
SG 19-below 25% of BP/mo NA 120.00/mo
Civilian
SG 20-above P4,989.75/mo P1,500.00/mo P150.00/mo
SG 19-below 25% of BP/mo 1,500.00/mo 150.00/mo
(CY 2000 BP)

b. Payment of HA. SA, LA and shall be made on monthly basis by means of

Disbursement Voucher to be supported by the following documents:

19
 1. Payroll indicating individual names of PHWs with corresponding period
covered and their Magna Carta Pay broken down into three (3) parts consisting of HA,
SA & LA.

2. Certification by the Chief of Hospital that the duty had actually performed
during the stated inclusive period/dates.

3. Cos of the Units concerned shall issue certification on the following:

a) Roster of Troops

b) Other collateral entitlements of similar in nature are not received by

the concerned individual.

c) Concerned individual were not on leave, vacation or schooling.

4. Approval of Cos of Units concerned or his authorized representative in the

payment of HA, SA & LA.

5. Payment of differential for the Hazard Allowance for SG 19 and below for
civilian employees and Chief Master Sergeant and below for military personnel shall
be based at 25% of the CY 2000 base pay while SG 20 and above for civilian
employees and 2LT and above for the military personnel shall be paid on the fixed
amount of P4,989.75 a month.

6. Funding requirements for the differential pay of Magna Carta Benefits of

PHWs shall be charged to PS savings from the current year.

7. J1 – shall be responsible for the full implementation of Magna Carta of

PHWs in the AFP effective 01 January 2007.

8. GHQ MFOs/counterpart in the Major Services/KBUs – shall be responsible

for the fund requirements to effect the full implementation of Magna Carta. Thus, AFP
Management and Fiscal Letter shall take effect on 01 January 2007.

Section 2- 10 Parachutist’s Pay

Authority:

GHQ, AFP Circular Nr 8 dated 05 November 2003, grants fifty percent (50%) of
base pay for Officers and EP assigned or placed on Detached Service (DS) with any
designated Airborne Unit for training. To be entitled to parachutist pay, he must
satisfactory completed the Basic Airborne Course as prescribed by AFP Training
Directives and has satisfactory performed five (5) jumps from an aircraft in flight duly
certified by competent authority.

Section 2- 11 Productivity Incentive Bonus

Authority:

20
 AFP Comptroller Letter Nr 98 dated 07 May 1997, Granting of Productivity
Incentive Benefit to military and civilian personnel of the AFP.

Grant of Productivity Incentive Bonus covers all deserving military personnel

and civilian employees of the AFP including casuals, temporary and full time
contractual personnel whose positions have been approved by DBM and whose
hiring have been approved by the CSC. The basis for the grant is the individual
personnel productivity and performance.

To be entitled, the personnel concerned shall have at least a Satisfactory

Performance Rating for two semesters (for enlisted personnel and civilian
employees) or one year (for Military Officer) immediately preceding the year in
which the incentive pay shall be released.

For military personnel, rating shall be based on their regular Officer

Evaluation Report (OER) and Enlisted Personnel Evaluation Marks (EPEM).

For civilian employees, the basis is the Performance Evaluation Report.

The total cost of incentive shall in no case, exceed the total amount of
P2,000 per occupied/filled position.

Personnel Outside the Coverage of PIB:

a. Personnel with pending administrative case shall not be entitled to the

said benefits. A pending administrative case shall be construed as follows:

1. When the disciplining authority has already filed a formal charge; or

2. In case of a complaint filed by a private person a prima facie case is

already found to exist by the disciplining authority. However, if the case is
finally resolved favor of the personnel concerned, he shall be entitled to the benefit.

b. Personnel due for separation / dishonorable discharge due to conviction by

disciplining authority or separation for the good of service.

c. Personnel on leave for at least three (3) months. This should be construed
as ninety (90) days shall be an aggregate of said number of days that employee has
not been coming in the official or producing result whether with or without pay, as
provided in AO Nr 161 dated 16 Dec 1994.

d. Personnel who have been absent without official leave (AWOL) for at
least one (1) month during the rating period covered shall not be entitled to the PIB.
However, if the employee has been cleared of AWOL he/she shall be entitled to the
benefit.

e. Personnel with incomplete rating for the period.

21
 f. Personnel with less than one (1) year of continuous active military service
reckoned from 1 January of the year covered.

g. Personnel without specific assignment.

h. Military personnel who were given appraisal rating below 3.1

i. Civilian personnel who were given performance rating below 4.60.

Section 2-12 Radiation Hazard Pay

Authority:

GHQ Letter Directive Nr 77-038 dated 10 March 1977. Effective 01 January

1977, Radiation Hazard Pay (RHP) is paid at 15% of pay of military personnel
assigned to AFP hospitals and dispensaries working directly with X-Ray machines,
Cobalt, Cesium or exposed to radio-active radiation except those already receiving
overseas duty pay, combat duty pay, flying pay, parachutist pay, specialist pay or
hazardous pay.

Section 2-13 Reenlistment Clothing Allowance

Authority:

AFP Procurement Service (AFP PS), Inventory Status of 72-100 RFU Stocks as
of 18 February 2014.

HEADQUARTERS, 72-100 Reimbursable Fund Unit, AFP Procurement Service,

Inventory Status of 72-100 RFU Stocks as of 18 Feb 2014. (Annex C)

Section 2-14 Research Allowance for AFPCGSC Students

Authority:

1. CSAFP approved DF on Subject: AFPCGSC Fund Requirements for CY

2004 dated 06 January 2004.

2. CSAFP approved DF on Subject: Accommodation of Foreign Students at the

AFPCGSC.

3. GHQ AFP Ltr Directive Nr 47092 dated 26 Nov 1992; Subject: Support for
NDCP and AFPCGSC Students.

22
 4. STL dated 16 Mar 2004, Subject: AFPCGHSC Fund Requirements for CL 41
& 42.

5. AGPCR2 – 15-2004 dated 13 May 2004, Subject: Revised policy on

Support for AFPCGSC Students:

a. Expenses of AFP Officers undertaking the regular CGSC at the

AFPCGSC for the following activities as specified shall be supported:

1) Per capita cost of P48,700.00 pesos per student from the Major
Services and Technical and Administrative Services (TAS) the per capita cost
of the Major Services (PA, PAF, and PN) will be released by OJ6 as Centrally
Managed Item (CMI) to AFPCGSC; those from the TAS (MC, NC, MAC, Corps
of Professor, Chaplain Service, Education and Training) fund with OJ8 as Direct
Support Fund (DSF). Additionally, the total cost will be based from their
respective actual number of students enrolled.

2) Support to Non-Resident Instruction Students (NRI-S). Training fund

support for NRI students shall be made available subject to the provisions of the
GAA for CY 2003 (RA 9206) setting a minimum of 3% of the total number of
participants to the course. The training cost over and above this level shall be
supported by OJ9 out of its yearly Retirees and Reservists Affairs Program
Funds;

3) Cost of research work, thesis writing and other incidental expenses of

not more than P6,100.00 pesos per CGSC student. For TAS, this will be
administered and supported by OJ1 and released to the AFPCGSC.

4) Indirect training Cost. The amount of P0.685M per class as indirect

training costs shall represent the support to training which will be needed prior
to the start of the class to prepare the administrative and logistical needs of
local and foreign students and shall be released by OJ8 as DSF.

b. Expenses of Foreign Students shall be supported as follows:

1. Per Capita cost shall be the responsibility of the Major Service or GHQ
that initiated the invitation.

2) OJ8 shall provide fund augmentation of not more that Fifteen

Thousand (P15,000.00) pesos per foreign student. This is to cover
subsistence support.

3) Indirect Training Cost for foreign students shall be included in the

P0.685M DSF.

c. The above-cited training expenditures shall be included by concerned

Program Directors at GHQ and the Major Services in their Annual Budget Program
(ABP) to ensure support for respective students.

23
 d. The per capita cost of students from other government agencies – The
training costs involved for student-officers of the Philippine Coast Guard (PCG) shall
be the same as set forth in paragraph 1a above and shall be governed by the
provisions of the Memorandum of Agreement (MOA) between the AFP-DND and
PCG-DOTC.

e. Cost of foreign travel of AFPCGSC students – Until such time that the ban is
suspended, foreign travel shall not be allowed and supported in view of the
government’s prohibition to this effect and in the light of austerity measures in the
AFP.

f. General Line Officers recommended by the Major Services (including those

assigned with GHQ, U/Cs and AFPWSSU’s) to CGSC shall be supported out of their
respective appropriations.

g. DCS for Education and Training, J8 and other concerned J-Staffs, the Major
Services and AFPCGSC shall be responsible in ensuring that the support for the
above-cited activities are adequately provided on time. This directive shall take effect
01 January 2004.

Section 2-15 Sea Duty Pay and Additional Subsistence Allowance

Authority:

Circular Nr 5, HPN dated 22 April 2006, prescribes the policies and procedures
for the entitlement of Sea Duty Pay (SDP) and Additional Subsistence Allowance
(ASA) for naval personnel.

Policies:

Entitlements for emoluments under this Circular shall be governed by the

following principles:

1. Entitlement for SDP and ASA shall be strictly on a ―No actual performance of
Sea Duty, No SDP and ASA policy‖. SDP and ASA shall be utilized as Additional
Compensation for their vessels and other activated water craft and not for any other
purpose.

2. The rates of SDP and ASA shall be computed on a daily basis hence,
corresponding entitlements to SDP and ASA shall be in proportion to the duration of
the actual performance of duties aboard ships/vessels.

3. Those units which ideally are embarked aboard ships not limited to Naval
Task Forces but actually situated ashore and its personnel are performing duties
ashore are entitled to SDP and ASA respective of the specific duration at the time
when they actually perform duties aboard the ship.

4. Those personnel who are entitled to SDP/ASA and other incentive pays shall
have the option to choose whichever is higher to the exclusions of the other.

24
 5. Payment of SDP and ASA shall be based on a progressive/graduated
schedule rate vis-à-vis the immediate succeeding paragraph.

Entitlements:

Subject to the policies and procedures prescribed in this Circular and to the
availability of fund, the following military personnel may be entitled to receive SDP and
ASA subject to a graduated scheduler rate depending on sea duty status and duration
of actual performance of duty aboard ship:

1. Personnel on Regular Sea Duty – the following military personnel may be

entitled to receive SDP not exceeding twenty five percent (25%) of their monthly base
pay and ASA equivalent to P2.00 pesos per day for Commissioned Officers and P1.00
peso per day for other naval personnel:

a. Those regularly assigned with a commissioned vessel or small craft in

service with the PN.

b. Those assigned with unit actually embarked aboard a commissioned

vessel or small craft.

c. Those assigned with floating dry docks, floating cranes, barges and
other similar vessels that are non-self propelled stationed outside Cavite/Manila
area based on the authorized manning requirements.

d. Those detailed with indigenous watercraft, speed boats, yacht and

other similar vessels having gross displacement at least three (3) tons and have
been in the service with the Philippine Navy and officially activated by this
Headquarters for Environmental Watercraft (EW) above fifteen (15) tons and by
Naval Forces; Major/Support/Special Units for Environmental Watercraft (EW)
below fifteen (15) tons, provided, such EW are on Ready for Sea (RFS)
operational status.

2. Personnel on Intermittent Sea Duty – the following military personnel may be

entitled to received SDP and ASA proportionate to the specific number of days of
actual performance of duty aboard ship:

a. Those on DS/TDY with a commissioned vessel or small craft in

service with the PN.

b. Those detailed with commissioned vessel of other government

agencies on account of official arrangements with the Philippine Navy.

c. Those detailed with machinery repair teams of the Patrol Force,

Service Force, Assault Craft Force, Philippine Fleet and Naval Shipyard when
they embark aboard unit afloat to conduct repairs. Provided, however, that they
will be performing their designated tasks aboard ship, provided, further that
vessels/craft under machinery repair are not under custody for repair at Naval
Shipyard facility/industrial area.

25
 d. Those detailed with commissioned vessels or small craft for the
purpose of naval training.

e. Those detailed with mobile training teams of the Fleet Training Group
of the Philippine Fleet and the Fleet Readiness Evaluation Group of the Ready
Force when conducting training and evaluation, respectively, aboard ship.

f. Those detailed as members of the prize crew of non-PN vessels.

3. Special Provisions:

a. As additional compensation for Officers who have been awarded the

Command-at-Badge and included in the Pool of Cos by competent authority,
they may be entitled to have an SDP equivalent to twenty five percent (25%) of
their monthly base pay, subject to the living conditions:

1) They must be physically fit as certified by The Chief Surgeon

Navy (TCSN) to command any commissioned vessel of the Philippine
Navy in case their services are needed; and

2) That they must render at least three (3) hours a month aboard
ship as drill evaluators on shipboard evolutions as certified by Naval
Force Commander, Philippine Fleet or Commander, Naval Task Force
whichever is appropriate.

b. As additional compensation for EP who were designated as Boat

Captains for at least five (5) years, they can avail of the SDP equivalent to
Twenty Five percent (25%) of their base pay (old rate), subject to the following
conditions:

1) They must be included in the Pool of Boat Captains approved

by CPF through the recommendation of CACF.

2) They must be physically fit as certified by TCSN and ready to

assume as Boat Captain in case his services is needed.

3) That they have served as drill evaluators on shipboard

evolutions for at least three (3) hours a month aboard Category 1 vessels
or small craft as certified by CACF or Commander, Naval Task Force
whichever is appropriate.

c. Whenever a vessel including non-self-propelled had been declared not

Ready for Sea (NRFS) or non-operational and continues to be in that status for
a period of more than six (6) months, sea duty pay of all personnel on board
shall be reduced to 12.5% of their Base Pay, if the Flag Officer in Command,
PN determines through a Board created for this purpose that the cause of delay
of repairs was due to the fault of ship personnel. As soon as the vessel is again
ready for Sea (RFS) operational, payment of previous regular sea duty will
resume upon orders from this Headquarters.

26
 d. Sea Duty Pay of all Philippine Navy Personnel on board floating dry
dock, floating cranes, barges and other similar vessels that are non-self
propelled and are stationed within Manila/Cavite areas, shall be entitled to sea
duty pay equivalent to fifteen (15) days for every month.

Section 2-16 Special Counsel Allowance

Authority:

1. Sections 42 & 96, General Provisions, Republic Act Nr 10352 dated 28

December 2012 (General Appropriations Act FY 2013).

11 GHQ, AFP, OJ1/OTAG Letter Directive

Nr 22 dated 25 June 2013, Subject:
Standardization in the Payment of
Special Counsel Allowance.

In consonance with the provision of Section 42, General Provision, Republic Act
Nr 10352 dated 28 December 2012 regarding the granting of Special Counsel
Allowance (SCA) for lawyers and personnel designated to assume the duties of a legal
Officer and those in the legal staff of departments, bureaus and offices of the National
Government deputized by the Office of the Solicitor General to appear in the court as
Special Counsel in collaboration with the Solicitor General or prosecutors concerned
and personnel who are graduates of Bachelor of Laws (LLB) and are involved in the
administration of military justice, the authorized rate of Special Counsel Allowance
(SCA) shall be increased from Four Thousand (P4,000.00) pesos to Five Thousand
(P5,000.00) pesos per month. The funds necessary to implement this Directive shall
be chargeable against the savings in the appropriations. This shall be made effective
as of 01 January 2013.

Section 2-17 Specialist Pay

Authority:

GHQ, AFP Circular Nr 12 dated 17 Sep 86 any Enlisted Personnel who has
demonstrated efficiency and effectiveness through skill, aptitude, training, experience
and knowledge of specific military duties or specialties will receive an additional
monthly specialist pay corresponding to rates as follows:

1st Class ----- P 150.00

2nd Class ----- 130.00
3rd Class ----- 110.00
4th Class ----- 90.00
5th Class ----- 70.00
6th Class ----- 50.00
7th Class ----- 40.00
8th Class ----- 30.00

27
 9th Class ----- 20.00

The following minimum requirements as to length of service are required before

any EP may be rated as Specialist:

1st Class --- 9 yrs 6th --- 4 yrs

2nd Class --- 8 yrs 7th --- 3 yrs
3rd Class --- 7 yrs 8th --- 2 yrs
4th Class --- 6 yrs 9th --- 1 yr
5th Class --- 5 yrs

Note:

Enlisted Personnel who receive flying, air mechanic, hazardous duty and
combat pay are NOT entitled to Specialist Pay.

Section 2-18 Winter Clothing Allowance

Authority:

1. AFP Comptroller Ltr Nr 95-13 dated 12 Oct 95.

2. Executive Order Nr 248 dated 29 May 95.

12 DND Memo dated 05 Jul 95.

Above publications prescribed that military and civilian personnel authorized to

travel abroad shall be granted WCA of $400.00 provided that such WCA shall not be
availed of more than once in every 24 months.

Section 2-19 Year-End Bonus and Cash Gift

Authority:

1. AFP Comptroller Letter Nr 98-05 dated 25 May 1998.

13 Amendment of AFP Comptroller Ltr Nr

97-02 dated 23 May 97; Subject: Grant of
Year-End Bonus and Cash Gift and
Advance Payment of one-half (1/2)
thereto to CY 1997 and year thereafter.
The release of Personal Services (PS)
funds for the year-end bonus equivalent
to one (1) month basic salary and the
additional cash gift of Five Thousand
(P5,000.00) pesos provided under RA Nr
6686 as amended by RA Nr 8441 shall
be granted to all national government

28
 officials and employees one-half (1/2) of
said year-end bonus and cash gift may
be paid not earlier than May 1 of the
current year.

Section 2-20 Five (5)-Day Commutation Leave of Military Personnel

Authority:

Letter Directive Nr 22 dated 26 November 2007, Subject: Commutation of

Leave of Military Personnel for CY 2007. Every military personnel shall be granted a
5-day maximum commutation of leave for CY 2007 unless he executes a written notice
waiving his interest for this claim. The formula for the computation of entitlement shall
be as follows:

CLB = BP + LP
20.91667 x N

Where CLB = Commutation of Leave Benefits

BP = Base Pay
LP = Long Pay, and
N = Number of days for Commutation

Commutation of Leave claims shall be treated as collateral entitlements, hence,

appropriate orders shall be issued by respective Adjutants where they are presently
assigned.

Funding requirements for this purpose shall be charged against their respective
unobligated Personal Services (PS) Balances of concerned GHQ/Major
Services/KBUs for CY 2007.

Section 2- 21 Grant of Uniform/Clothing Allowance for AFP Civilian Employees

Authority:

AFP Management and Fiscal Letter Nr 2012-04, Subject: Rules and

Regulations on the Grant of Uniform/Clothing Allowance to AFP Civilian Employees.

DBM Budget Circular Nr 2012-1 dated 23 February 2012, Subject: Rules and
Regulations on the Grant of Uniform/Clothing allowance to Civilian Government
Personnel.

Section 40, General Provisions, Republic Act (RA) Nr 10155, FY 2012 General
Appropriations Act (GAA) provides that appropriations may be used for Uniform /
Clothing Allowance of employees at not more than P5,000.00 pesos per annum
subject to rules and regulations issued by the DBM.
CHAPTER III
BENEFITS AND PRIVILEGES

29
Section 1 - Benefits and Privileges due to Active Military Personnel and their
Dependents

1. AFP Scholarship Program

14 AFPSLAI Scholarship and Educational

Assistance Program

The AFPSLAI Scholarship and Educational Assistance Program offers an

opportunity for direct dependents of AFPSLAI Regular members who are intellectually
capable but in need of financial assistance to pursue and complete baccalaureate or
vocational courses. The Program has provided them opportunities for education
through payment of tuition and miscellaneous fees, monthly stipend, books and board
& lodging expenses. Since its launching during the Association’s 29 th Anniversary, the
Program has taken in a total of 384 scholars (374 baccalaureate and 10 vocational
courses) coming from all parts of the country, distributed among the 21 Branch
Offices.

Qualifications:

- Sponsor must be an AFPSLAI Regular member in good standing.

- Aggregate annual family income must not exceed P570,000.00 pesos

inclusive of interest/dividend from savings deposit/capital contribution accounts in
AFPSLAI.

- Applicants of baccalaureate courses.

- Incoming regular freshman with a minimum General Weighted Average

(GWA) of 85% or its equivalent and with no grade lower than 80% or its equivalent
in any subject.

- Incoming regular sophomore with a minimum GWA of 2.0 or its equivalent,

with no grade lower than 2.50 or its equivalent in any subject.

- Applicants for vocational/technical courses must be a high school graduate.

15 PAFCPIC Scholarship Program

Immediate dependents of KIA (Killed-in-Action) military personnel can now

apply to the Scholarship Program provided that the KIA personnel was a PAFCPIC
member prior to his death and the date of death is from 25 April 2013 onwards (date
of approval of inclusion of this clause under the Scholarship Policy by the Board of
Directors). Applicants must be able to comply with the documentary requirements,
pass the pre-qualifying examination and interview with the Scholarship Committee
(SC).

Qualifications:

30
 - Immediate dependents refer to a child of a married member and unmarried
sibling of a single member.

- KIA dependents are allocated 15% of the total annual quota. A ration of one
scholar-dependent to one-KIA-case will be allowed.

16 Application runs from 01 August to 31

October of every year unless decided
otherwise by the SC.

Reminders for Scholars & Sponsors:

PAFCPIC will only accept and process refunds or issue allowances to scholars
who have submitted COMPLETE documentary requirements;

a. Billing Statement/Assessment from college or university.

b. Proof of enrolment/Original Receipt with list of subjects to be taken.

c. Written Report on the experiences of the previous semester.

d. Grades/Class Cards.

The cut-off of submission of requirements is every Wednesday. Release of

tuition fee refunds is on Monday of the following week while issuance of monthly
stipend is every first Friday of the month at the Main Office and the following Monday
at the Satellite Offices.

PAFCPIC shall hold the release of entitlements unless scholars have complied.
A scholar who fails to submit the requirements within the deadline shall be sent a
written warning and may result to termination of scholarship grant and privileges for
non-compliance after the warning.

17 AFP Educational Benefit System Office

(AFPEBSO)

It is the primary Office that administers all Educational Benefit Program for
military personnel and their dependents:

Procedures applying for Scholarship:

1. Inquire at AFPEBSO through telephone, mail or personal visit to know about

the programs and benefits suitable for the applicant. You can also inquire from the
Unit’s Sergeant Major or the Unit Personnel Officer.

2. Get a list of complete documents and other requirements to be submitted for

the application of scholarship at AFPEBSO or on its website.

3. Submit complete documents and other requirements to AFPEBSO through

personal visit or main on or before the deadline set.

31
 4. Only applicants who have submitted COMPLETE documents and other
requirements on or before the deadline set will be given the chance to be screened
and approved by the AFPEBSO Scholarship Committee.

5. Applicants will be notified by AFPEBSO regarding the status of their

applications through telephone, mail or email.

6. Approved applicants will be given a Scholarship Certificate or will be

requested to sign a Scholarship Agreement/Certificate of Undertaking with the
AFPEBSO. For Co-managed Programs, approved applicants will be given a copy of
the Endorsement Letter to be presented to the partner educational institution. (Annex
D)

List of Primary Requirements for Military Dependents:

- Duly accomplished AFPEBSO Application Form

- Two (2) copies of latest 2x2 picture of applicant

- Certificate of Live Birth of Applicant issued by NSO or LCR

- Marriage Contract of Applicant’s parents by NSO or LCR

- Notarized Declaration of Legal Beneficiaries by the AFP or CAA member

- Latest Appointment Order (for CAFGU/CAA)

- Latest Report Card/Student Record:

- Form 138 – for elementary or high school students

- Transcript of Records – for college students

- Copy of highest Diploma (Elem or High School)

- Certificate of Enrolment (Elem or High School)

- Registration Card/Certificate (Current College Students)

- College Admission/Placement Exam Result (for incoming 1 st year College)

Lists of Additional Requirements for Military Dependents:

a. Military Personnel Killed in Action or Died in Line of Duty:

- Death Certificate (certified true copy or authenticated copy)

- Casualty Report (certified true copy or authenticated copy)

32
 - Posthumous Separation Order (certified true copy or authenticated
copy)

b. Military Personnel in Active Duty:

- DLO Clearance or Certificate of Non-pending case of parent

- Enlisted Personnel – Latest Re-enlistment Order (original/certified true

copy/authenticated true copy)

- Officer (if Reserved), certified true copy/authenticated copy of latest

ETAD or SOT Order

- Military Personnel discharged with CDD (with disability rating of 100%

due to wounds or sickness acquired while in the service):

- Separation Order (certified true copy or authenticated copy)

- PVAO Certification of 100% CDD Rating

- Spot Report/After Battle Report (for CDD battle-related)

c. Additional Requirements (case-to-case basis):

- Statement of Account/Assessment of payment for school year or

semester

- Valid and confirmed LBP ATM Account

- Signed Scholarship Certificate or Certificate of Undertaking or

Scholarship Agreement

18 Investigation Report

Lists of Requirements for Active Military Personnel:

a. Primary Requirements:

- Duly accomplished Application Form

- Two (2) copies of latest 2x2 picture of applicant

- Latest Report Card/Student Record

- High School Form 137

- College Level – Transcript of Records

- Copy of Highest Diploma (HS & College)

33
 19 College Admission/Placement Exam
Result (Incoming 1st yr College)

b. Additional Requirements:

1. Active military personnel (P1 & P2):

- EP-Latest Reenlistment Order(original/certified true copy/authenticated)

- Officer (if Reserved) – Latest ETAD or SOT Order (certified true

copy/authenticated)

- DLO Clearance or Certificate of Non-pending case

- Clearance from TJAG, TIG and TPMG

- Letter of Recommendation from Commanding Officer

- Updated Summary of Information (SOI)

- Latest Officer’s Evaluation Report (OER) (for Officers) or EP Evaluation

Marks (for EP) with a minimum performance rating of Very Satisfactory (VS) for
the last three (3) Rating Period.

2. Active military personnel with disabilities:

- All requirements applicable to Active (P1 or P2) and

- Certification of Physical Profile with sound neuro-psychological capacity

to study issued by the AFP Medical Board and with orders from the Adjutant
General.

20 Commissary Privileges:

Reference: Board Resolution Nr 2013-09 dated 31 July 3013 Purchase

Limit of P7,000.00/week or P28,000.00/month Goods are marked ―TAX SUBSIDIZED
BY THE GOVERNMENT, NOT FOR RESALE‖.

The following are the authorized customers:

21 WWII Veterans, their widows and

orphans

2. Active members of the AFP and their dependents

3. Retired military personnel

4. Reservists on AADT and CAFGUs

34
 5. AFP and DND civilian personnel

6. ROTC Cadets/Cadets (MS 21 & 22)

22 Financial Privileges:
Savings- AFP military personnel have the opportunities to save part of their salaries allowances through the
assistance of the following institutions:

1, AFPSLAI

23 Capital Contribution Account (CCA) – A deposit product which

provides higher earnings than investment on commercial
banks.

Features:

Type: 001 Green Passbook

Minimum maintaining balance: P1,000.00

Maximum deposit per quarter is P30,000.00, inclusive of dividends and transfer from other accounts

Maximum Capital Contributions Account Balance:

For Regular Members: P3 Million

For Associate Members: P1 Million

Placement dates are as follows:

1st Quarter - - 1st three (3) working days of January

2nd Quarter - -1st three (3) working days of April
3rd Quarter - - 1st three (3) working days of July
4th Quarter - - 1st three (3) working days of October

The qualified members of AFPSLAI Regular Members are Active, Retiree-Pensioners and Regular Civilian Employees
of AFP, PNP, DND, AFPMBAI, AFPSLAI, AFPGEN, RSBS, NAPOLCOM and selected sub-agencies of the DILG such as BFP
and BJMP.

Associate Members are the legitimate spouse of Regular Member, legitimate children of Regular Member, must be at
least 21 years old and gainfully employed/PVAO Pensioners, Cadets, Probationary Officers of PMA, PNPA, NOCC, OCS & PAF
Flying School.

Applicable Quarter Dividend Payout

st
1 qtr (January-March) April 25
2nd qtr (April-June) July 25
3rd qtr (July-September) October 25
4th qtr (October-December) January 25

24 Savings Deposit Account (SDA)- A deposit alternative for

members whose Capital Contribution Account is already
beyond the maximum.

Features:

- Type: 002 Red Passbook

- Earns interest at 03% per annum, tax free

- Minimum maintaining balance is P100.00 and it

has no maximum limit

- Interest is computed based on average daily balance (ADB) and posted at the end of every
quarter.

35
 25 Pension Account

Schedule of Pension Withdrawal (for existing Pension Account):

AFP – starting 16th day of the month

PNP/BFP – normally 3rd week of the month

PVAO – depends on the schedule of remittance

2. AMWSLAI

Savings:

a. Capital Contribution (CC):

- Amount contributed by a member as capital of the association

- Evidenced by a passbook

- Minimum deposit of P3,500.00 and or 1% of total aggregate loan balance for borrowing members

26 Earns dividend every six (6) months and dividend rate

depends on the income earned by the association.

b. Savings Deposit (SD):

- Evidenced by a passbook

- Minimum deposit and maintaining balance of P500

- Earns interest of 1% per annum based on lowest monthly balance of the account

27 Withdrawable anytime

c. Time Deposit Products:

- SSD (Special Savings Deposit):

- Evidenced by a Certificate of Special Savings Deposit

- Minimum deposit of P1,000.00

- Deposit is locked in for 6 months

- Interest rate varies depending on the term and amount of deposit

- DSD-U (Diamond Savings Deposit – Unlimited):

- Evidenced by a Certificate of Diamond Savings Deposit-Unlimited

- Minimum deposit of P1,000.00

- Deposit is locked-in for 1 Year

- Interest rate varies depending on the term and amount of deposit-interest is payable upon
maturity

3. PAFCPIC

a. Share Capital:

1. Common Share Capital for regular members

2. Preferred Share Capital for associate members:

- Required minimum share capital is P10,000.00 per member

- Interest on share capital is not fixed, but was maintained at 20% per annum

b. Deposits:

1. Preferred Savings Deposit

36
 - Earns compounded interest computed at lowest monthly balance at 14% per annum

- Interest is distributed every quarter

- P10,000.00 maximum deposit limit per month

2. Regular Savings Deposit

- Earns 5% per annum

- No limit to the amount of deposit and ceiling

3. Time Deposit

- Earns 5.5% to 8.5% per annum

4. Saved Money Intended for Life and Education (SMILE) Deposit

- Earns 7% per annum

- For PAFCPIC member’s dependents aged 1 day old to 17 yrs old

- Maximum Deposit limit per month is P3,000.00

- Deposit ceiling is P100,000.00

c. Abuloy Program - is an in-house damayan or micro insurance program of PAFCPIC which purpose is to
provide members with decent wake and burial and help defray accompanying expenses on the part of the bereaved
families.

1. Qualified members are regular and associate members of PAFCPIC at insurable age of 18 years
to 50 years old and in good health condition.

2. Member-subscribers shall pay P50.00 pesos monthly premium or P600.00 pesos annually which
shall be deducted either from their payroll or any deposit accounts with PAFCPIC.

3. Insurance coverage is P100,000.00 pesos per member upon death regardless of the number of
years of subscription.

4. Associate members subscribing to the Program must submit a Medical Certificate or Certificate
of Good Health.

5. Failure to pay the monthly premium for three (3) consecutive months shall be a ground for
termination of insurance coverage or forfeiture of benefits.

d. PAPSI Assist Program – there are two (2) types of PAPSI Assist Program:
1. Social Services- assistance intended for individual members and their dependents such as but
not limited to donation or medical items/equipment such as wheelchairs, crutches, medicines and etc.

2. Socio-Civic Services – assistance extended to government and non – government / private

institutions / organizations with legal personality but not limited to donation of tangible assets.

28 PNSLAI

Capital Contribution Deposits – The Board of Trustees in its Special Board Meeting held on December 27,
2013 has approved the new policies on deposit scheme for the 1st semester of Calendar Year 2014 pursuant to Board Resolution
Number 2013-233 dated December 12, 2013 and Board Resolution Number 2013-238 dated December 27, 2013. Hereunder are
the special rules/guidelines principally on the subject of capital contribution, to include the aspects on Special Savings Deposit
Account (SSDA) and Savings Deposit corollary, thereto, thus:

a. Capital Contribution (CAPCON):

1. PNSLAI members’ maximum capital contributions are as follows:

a. Principal Member (Principal & Spouse) P3M

b. Dependents P3M
(1st and 2nd Degree of Consanguinity & Affinity
Members before August 1, 2006)

c. Dependents P2M
(1st and 2nd Degree of Consanguinity & Affinity
Members effective August 1, 2006)

d. Honorary Members P1M

37
 2. Over-the-Counter Transactions:

a. A member is authorized to make a one-time deposit of P30,000.00 pesos capital contribution for
the first semester of CY-2014 except for those who has already reached the maximum capital contribution as stated
above.
b. Qualified members whose total deposit for the 1 st semester of CY-2014 is less than P30,000.00
pesos shall be allowed to deposit an equivalent amount to complete the maximum amount of P30,000.00 pesos semi-
annual deposit.

c. The cut-off date of deposits for paragraphs 2a and 2b is until January 20, 2014.

29 A member has the option to deposit P5,000.00 pesos per

month or P15,000.00 pesos per quarter.

b. Special Savings Deposit Account (SSDA):

1. The Special Savings Deposit Account (SSDA) shall earn interest 8% per annum.

2. The deposits for the SSDA shall only come from the excess reduction of maximum capital contribution, as
stated in Item No. 5 following hereunder.

3. There shall be no migration/transfer from the other deposit accounts or direct deposits to SSDA.

4. All dividends and/or interest of Special Savings Deposit Account shall be deposited only in Savings Deposit
Account (SDA) or be withdrawn.

5. All Philippine Navy and Philippine Coast Guard personnel who retired in the year 2013 to make maximum
lump sum deposit of P2M to the SSDA from the proceeds of their retirement benefits.

30 Savings Deposit Account (SDA) – The savings Deposit

Account will continue to earn interest at 4% per annum. This
policy/scheme for capital is effective January 01, 2014.

Additional Conditions/Qualifications of Membership:

The Association shall allow the membership of minors thru their parents for the purpose of saving for the education of their
children. In cases where the grandparent makes the initial deposit to their grandchildren, the Association will require the consent
of parents of the children and designating the grandparents as co-depositor.

31 Pag-IBIG Fund Provident Benefits (SAVINGS) Program

The Pag-IBIG provident savings program is a fast, easy and affordable way for a member to save for his
future needs.

Pag-IBIG membership contribution rates shall be based on the monthly compensation of covered employees
and employers:

Monthly Compensation Percentage of Monthly Compensation

Employee Share Employer Share

P1,500 and below 1% 2%

Over P1,500 2% 2%

- Maximum monthly compensation used in computing the employee and employer contributions shall not be
more than Five Thousand (P5,000.00) pesos

- Fully guaranteed by the national government

- Annual dividend earnings

32 Tax-free savings

Other Pag-IBIG Fund Savings Programs:

1. Upgrading of Membership Contributions (MC)

A member may be allowed to contribute more than what is required herein should he or she so desires. The
employer shall only be mandated to contribute what is required under these Rules unless the employer agrees to match
the member’s increased contributions.

2. Modified Pag-IBIG II

38
 - Pag-IBIG is a voluntary savings program

- All Pag-IBIG members and OFWs with monthly gross income exceeding P5,000.00

- Contribute as low as P500.00 monthly

- Membership term of five (5) years

33 Higher dividend rates that is tax free.

Sample Computation

Monthly Total Savings + Dividends Total Savings + Dividends

Contributions for 5 YEARS for 10 YEARS
P500.00 34,921.79 81,655.02
P1,000.00 69,843.58 163,310.05
P1,500.00 104,765.37 244,965.07
P2,000.00 139,687.16 326,620.10
P5,000.00 349,217.90 816,550.25
4. Loans

For the past years, several financial packages have been prepared for the
soldiers while they are still in the active service. Listed below are different kinds of
financial assistance and the institutions offering these privileges:

1. AFPSLAI

a. Emergency Loan is open to all Regular Members:

- Active/uniformed personnel from PA. PAF, PN, PNP, BFP and BJMP.

- AFP Retirees/Pensioners.

- PNP/BFP Pensioners.
- Permanent/regular civilian employees from AFP, PNP, BFP, BJMP,
DND, PPSC, PVAO, and NAPOLCOM.

- Permanent employees and Officers from AFPSLAI, AFPMBAI, AFPGIC

and AFPRSBS.

Loanable Amount:

- Maximum of P200,000.00.

- Subject to Single Borrower’s Limit (SBL).

- Computed based on the net-take-home pay (NTHP) requirement set by

each branch of service.

- Admin Fee of 1% of the loan principal is deducted from the loan

proceeds.

39
 Loan Term

6 months to 36 months Loan Interest Rate

Term Effective Rate (IRR) Nominal Rate (Add-
on)
6-mos 10.72% 5.00%
9-mos 11.71% 7.00%
12-mos 11.65% 8.50%
18-mos 14.18% 9.50%
24-mos 16.24% 10.50%
30-mos 17.31% 11.00%
36-mos 18.20% 11.50%

b. Personal Loan is open to Associate Members and Inactive Regular

Members who:

- are currently employed and with at least two (2) years

permanent work status with current employer, or self-employed
Professional (accountants, architects, engineers, lawyers, or doctors);

- have no pending case, are not applying for retirement or

resignation; and

34 will not be over 60 years of age upon

loan maturity.

Loanable Amount: P30,000.00 to P300,000.00

Loan Term: 1-3 years

Loan Interest Rate

Term Effective Rate (IRR) Nominal Rate(Add-on)

1 year 21.46% 12.00%
2 years 22.42% 12.50%
3 years 22.81% 13.00%

35 Back-To-Back Loan is open to ALL

AFPSLAI members who have a balance
of at least P11,500.00 in their Capital
Contribution Account (CCA).

Loanable Amount Loan Term

Minimum loanable amount is P10,000.00 1 to 180 days

while the maximum loanable amount is
95% of total CCA balance

Loan Interest Rate

40
 Loan Term Effective Interest Rate
1-90 Days 18.00%
91-120 Days 18.50%
121-150 Days 19.00%
151-180 Days 19.50%

Requirements:

- Accomplished Back-to-Back Loan Application Form

- CCA Passbook

- AFPSLAI ID

- Savings Deposit Account (002) Passbook for the net proceeds

36 Housing Loan – All Regular and

Associate Members who are in good
standing and have satisfactory compiled
with the documentary and paying
capacity requirements.

Loan Term and Loanable Amount:

Maximum
Purpose Maximum Loanable Amount
Term
Acquisition of a 70% of a Fair Market Value of the property being
20 years
House & Lot / Lot acquired or P5.0M, whichever is lower
Construction of a 70% of the Fair Market Value of the house and lot
Housing Unit on a or the amount applicable to the borrower’s paying
20 years
previously capacity whichever is lower but not to exceed
acquired lot P5.0M
Acquisition of a 60% of a Fair Market Value of the Condominium
10 years
condominium unit unit being acquired or P5.0M, whichever is lower

e. Vehicle Loan

- Open to all Regular and Associate Members of AFPSLAI who

are at least 21 yrs old but not over 65.
- 65 yrs old and above can avail provided they have sufficient
CCA.

- Gainfully employed or have regular compensation income

37 Married member shall secure spouse’s

consent & signature in the Loan
Application Form.

41
 Loanable Amount – 70% of the selling price of the unit & depends on the
borrower’s paying capacity while at least 30% shall be paid by the borrower (equity)
directly to the car dealer.

Loan Term: 1 to 6 years

Loan Interest Rate

Term Effective Rate (IRR) Nominal Rate (Add-on)

1 year 10.00% 7.26%
2 years 11.00% 6.96%
3 years 11.50% 7.00%
4 years 11.75% 7.07%
5 years 12.00% 7.23%
6 years 14.00% 8.64%

f. Business Loan - All Regular and Associate Members in good standing

except corporate members are allowed to avail of business loan as long as they
are the registered owners (or one of the partners, as the case may be) of the
business for which the loan proceeds are to be used for the following purposes:

- Expansion of an existing business or additional capital

- Repair/renovation of an existing business space/area

- Purchase/acquisition of fixed assets (machinery, equipment, etc.)

or commercial/agricultural property for use in business

- Funding for new business endeavor

- Take out/refinancing of an existing business loan which is current in

status.

A member in good standing is defined as one without record of delinquent /past

due loan, has compiled with the minimum required balance for CCA and has dormant
savings account.

Loanable Amount: Loan Interest Rate

Term Effective Rate Nominal Rate

(IRR) (Add-on)
1 year 11.00% 8.01%
2 years 11.25% 7.13%
3 years 11.50% 7.00%

42
P300T to P5M, but should only be 4 years 11.75% 7.07%
equal to the actual amount needed 5 years 12.00% 7.23%
by the borrower, 70% of fair market
value of the property, or the amount
applicable to the borrower’s paying
capacity, whichever is the lowest
amount.

Loan Term: 1 to 5 years

General Requirements:

- 1 x 1 latest ID picture

- AFPSLAI ID and CCA passbook

- Proof of Latest Billing

- Latest Community Tax Certificate of borrower and spouse

- Marriage Contract

- TIN

- Filled-up Loan Application Form

- Filled-up / signed Authority for Inspection

For Existing Business:

- Business Registration/Permit

- Income Statement / Financial Statement for the past Two (2) years

38 ITR for the past two (2) years

For New Business – Feasibility Study and Business Plan

For Refinancing:

- Statement of Account / Proof of Outstanding Loan Balance

- Business Registration/Permit

- Income Statement / Financial Statement for the past two (2) years

- ITR for the past two (2) years

g. Assistance To Lift Member’s Survivors (ALMS)

43
 The Assistance to Lift Members’ Survivors (ALMS) is a financial assistance
extended by AFPSLAI to the bereaved families of the deceased AFPSLAI members.

MEMBER CAUSE OF DEATH ALMS

CLASSIFICATION BENEFIT
REGULAR MEMBER KILLED IN ACTION P25,000.00
REGULAR MEMBER OTHER CAUSES OF DEATH P15,000.00
INCLUDING PRESUMPTIVE*
ASSOCIATE MEMBER DEATH P10,000.00

Reported missing and eventually declared presumptively dead by duly

recognized agency of concerned branch of service.

Note: Claiming of ALMS must be done within two years from date of death of member.

Alms Requirements:

- Accomplished Termination Form

- NSO certified Death Certificate of deceased member or Death

Certificate with Registry Number

- AFPSLAI ID and Passbook(s)

- Certificate of Legal Beneficiaries

- NSO certificate proof of relationship of claimant to deceased member

(Marriage Contract or Birth Certificate as applicable)

- Duly notarized Affidavit of Undertaking (to be signed by the claimant

freeing AFPSLAI from any liability in case of any adverse claim against the
deceased accounts in the future)

- 2 valid IDs of claimant

- Burial Receipt

- Investigation/Casualty Report/Line of Duty Status Report for those who

died in line of duty

- Certificate of last payment from Finance Centers (for active

AFP/PNP/BJMP/BFP civilian members with Salary Emergency/Pension and
other applicable loan and automatic capital contribution remittances).

Note:

- ALMS benefit is incorporated in the termination proceeds thru check

- Additional requirements may be required for complicated claims

44
 Automatic Payroll Deduction (FOR CCA):

- Minimum remittance of P200 per month

- Salary deduction scheme

- Automatically credited to the member’s CCA (001) to earn dividends

39 Exempted from the P30,000 quarterly

deposit limit

Note:
Quarterly deposit limit may reach up to P100,000,00 (e.g. P30,000.00 over-the-
counter (OTC) deposit limit and dividend plus P70,000.00 automatic payroll
deduction).

Requirements:

- Accomplished Capital Contribution Account Deduction Form

- Passbook and ID

- Pay-slip (for PAF only)

h. AFPSLAI Short Messaging System (SMS):

- Registration may be done in any AFPSLAI Branch Office and is free of

charge

- With the upgraded SMS facility, registered members can receive

announcements/updates from AFPSLAI and send comments and suggestions
anytime and anywhere

- Registered members may inquire their deposit and/or loan balances

through the use of their PIN and keywords

Requirement: Accomplish SMS Application Form

i. AFPSLAI Pension Express (APEX) – A scheme being offered by

AFPSLAI in partnership with UCPB to member-pensioners which allows
withdrawal of pension thru Automated Tellering Machines (ATM).

Features:

- ATM cards are free of charge/ however, a P100.00 cost shall be

charged for any card replacement due to loss or damage

40 Cost per transaction (non-UCPB ATMs):

Balance Inquiry – P 1.00
Withdrawal – P12.00

45
 - Minimum withdrawal per transaction – P200.00

- Maximum withdrawal per transaction – P20,000.00

- Maximum withdrawal per day – P20,000.00

Requirement: Accomplish APEX Form

2. Air Materiel Wing Savings Loan Assn. Inc. (AMWSLAI)

a. Economy Loan

- Interest Rate for as low as 6% per annum

- One-time maximum loan amounting to P200,000.00 net

- Term of loan is at 18 mos to 60 mos.

b. Consumption Loan

- Maximum loan amounting to P650,000.00

- Term of loan is at 12 mos. To 60 mos.

c. Emergency Loan

- Maximum loan amounting to P250,000.00

- Term of loan is at 12 mos to 60 mos.

- Loans are renewable upon payment of at least 30% of the loan

balance

41 AFPMBAI

Members of AFPMBAI are:

- Regular Members - All uniformed personnel

- Associate Members – Civilian employees and dependents of uniformed personnel who have
active and current additional insurance.

Benefits of an AFPMBAI member:

a. Equity Loan – for regular members for having the Modified Basic Insurance:

- Only 6% interest per annum

- Loanable amount up to 90% of total equity fund

- Payable in 6 mos. To 36 months depending on the loanable amount

- Renewable after six (6) full monthly payments or 50% of existing loan

b. Policy Loan – for regular and associate members who have active and current additional insurance:

- 6% interest rate per annum

46
 - Loanable amount based on the cash value of the insurance

- Available after two years of premium payment for endowment plans or after three years for Whole
Life & 20 yrs Pay Life Plans

c. Salary Loan – for all active members with active additional insurance:

- maximum of P300,000.00 depending on the amount of insurance

- 8% interest per annum for loan term of 36 months and below, 10% interest for more than 36
months

- available after one month of premium contribution remitted to the Association thru payroll
deduction

- renewable after payment of six monthly amortizations for loans with payment term of 36 months
and below; and

- after payment of 12 monthly amortizations thru payroll deduction for loans with payment term of
more than 36 months.

d. Member’s Educational Assistance Loan (MEDAL) – for all members with active additional insurance:

- for the schooling of members or their dependents regardless of school level and number of
grantees

- maximum of P50,000.00 payable within one year

- 7% interest per annum.

e. Real Estate Housing Loan – a program to help all members acquire a house or house & lot unit at the most
affordable price in any AFPMBAI-owned subdivision. At present available subdivision projects of
AFPMBAI are the following:

- Mutual Homes Butuan in Brgy Bancasi, Butuan City guaranteed flood-free due to its naturally-
elevated terrain, just minutes away from Butuan City Airport and near shopping malls.

- La Tierra Verde Mutual Homes in Brgy Pusil, Lipa City relaxing rural environment yet still close to
highly urbanized areas of Lipa City.

- Bacolod Homes Royale in Brgy Alijis, Bacolod City – for those who prefer peaceful living and yet
accessible to government centers.

- Mutual Executive Heights in Brgy Bulatoc/ Tiguma, Pagadian City - one of the prominent
subdivisions in the city notable for its rolling terrain and the breath-taking view of Yllana Bay, close to
the local school

- Mutual Homes Zarrage in Brgy Inagdangan/ Ilaya, Zarraga, Iloilo flood-free subdivision near the
national highway and provincial road.

f. Real Estate Mortgage Loan – a program to help all members acquire their dream house anywhere in the
country:

- Maximum loanable amount of P5 million

- Payable up to 20 years, depending on the age of the borrower.

- 5.5% - 11% fixed interest rate per annum.

g. Pre-Retirement Real Estate Loan – a new program that answers the real estate needs of members who
are due for mandatory or compulsory retirement from the service

- Covers purchase of house and lot or condominium unit, house construction, home improvement and
lot purchase and house construction

- 7% - 11% fixed interest rate per annum.

h. Motorcycle Loan – helps members own a motorcycle at no downpayment

- Maximum loanable amount of P100,000.00 with payment term of 6 months to 3 years

- 8% interest per annum

47
 - with free one year LTO registration comprehensive insurance and third party liability from AFP
General Insurance Corporation.

i. Calamity Loan – special loan privilege, approved by the AFPMBAI Board of Trustees during extreme
situations to be granted to members who are victims of calamities:

- Maximum of P20,000.00

42 6% interest per annum.

Benefits of an AFPMBAI Member and Other Benefits & Services:

1. Redemption Insurance (Credit, Sales and Mortgage) – an assurance of payment of the principal amount of the loan in
the event of death of the borrower.

2. Experience Refund – granted to the AFP under the Special Group Term Insurance to support the AFPEBSO
scholarship program.

3. Battle Injury Assistance – financial assistance granted to members with Modified Basic Insurance whose injury
sustained in battle is not under the disability program of MBI; amount depends on injury.

43 Philippine Army Finance Center Producers Integrated

Cooperative (PAFCPIC) – new members are entitled to apply
a maximum term of 36 months depending on his ETE or
ETAD and length of service.

Credit/Loan Services
Types of Loans Term Remarks
12 mos. 24 mos. 36 mos. Based on the Monthly Net
Salary Loan (SL)
48 mos. & 60 mos. Take Home Pay
Based on the Project/
Income Generating 12 mos. 24 mos. 36 mos.
Business, & Monthly Net
Project Loan (IGPL) 48 mos. & 60 mos.
Take Home Pay
Durable Consumer 12 mos. 24 mos. 36 mos. Based on the Amount of the
Goods Loan (DCGL) 48 mos. & 60 mos. Item
1 mo. To 12 mos. 24 Based on Preferred Savings
mos. 36 mos. 48 mos. & Deposit, Regular Savings
Back to Back Loan (BBL) 60 mos. (Monthly Deposit, Time Deposit,
Payment) & 2 mos. To 6 Share Capital Common B
mos. (1 time payment)
Based on the School
Assessment of their
Special Education
6 mos. & 12 mos. dependents within Monthly
Assistance Loan (SEAL)
Net Take Home Pay
Requirements
1 mo. 2 mos. 3 mos. 4 Depending on the Monthly
Emergency Loan (EL)
mos. 6 mos. & 9 mos. Net Take Home Pay
1 mo. 2 mos. 3 mos. 4 Depending on the Monthly
Petty Cash Loan (PCL)
mos. & 6 mos. Net Take Home Pay
Calamity Loan 12 mos. & 24 mos. Maximum of P20,000.00
Commutation of Loan 6 mos. 20% of Net Commutation
Benefits
Cash Advance to ½ of Net Monthly Pension
Within 15 days
Pensioners
5. Philippine Navy Savings & Loan Association Inc. (PNSLAI)

A promotional loan package referred to as ―ULTRA‖ (Unique Loan That Really Assist the members) with the
lower interest rate of 9.5% per annum, another product for the regular and/or associate members of the Association to include the
PN, PCG and other AFP Pensioners. This financial assistance loan is a short term loan at a cheaper rate. Members with existing
loans but has remaining Net Take Home Pay (NTHP) and those members who do not have outstanding loans can avail of this

48
loan package. Minimum loanable amount is P300,000.00 (Subject to the policy on Single Borrowers Limit (SBL) and the required
NTHP) payable in six (6) months up to twenty four (24) months with an interest rate of 9.5% per annum lower than the
regular/traditional loans offered by the Association. A reasonable percentage of advance administrative fees of the principal were
deducted upfront. The modes of payment on promo loan facility are; for members in the active service are thru monthly payroll
deduction and for retired members thru their monthly pension or capital contribution or combination of both.

44 AFP RSBS

Multi-Purpose Loan (MPL) Program can be availed by active military personnel of the AFP.

The following are the terms and conditions of availing MPL:

- Loan entitlement shall be equivalent to 75% of the total refundable contribution to RSBS

- Loanable amount of P30,000.00 to P100,000.00 (in multiples of P5,000.00) provided, that the member-
borrower should have at least sixty (60) months of accumulated contributions to RSBS

- Interest rate of eight percent (8%) per annum

- Term of 1 year or 2 years w/ 2 months grace period

- Net Take Home Pay as set by the Major Services

- Payment is through salary deduction or deduction from the refundable contributions to RSBS

- Re-availment of loan shall be allowed after payment by the member-borrower of at least fifty percent (50%)
of the outstanding principal loan and based on the condition that the member-borrower has not defaulted in the payment
of any monthly amortization; otherwise, the delinquent borrower shall be restricted from renewing his/her loan availment
and from availing of the Advance Refund Program of RSBS

- In case of default, the total outstanding loan (principal and accrued interest) shall be charged an interest of
8% per annum until fully settled through salary deduction or deduction from the refundable contributions to RSBS.

Requirements in availing Multi Purpose Loan:

- Duly accomplished Loan Application Form

- Duly accomplished Borrower’s Information Sheet with latest 2x2 size picture of the Borrower

- Duly signed and notarized Promissory Note

- Duly signed and notarized Authorization for Automatic Payroll Deduction

- Original Discipline in Law & Order (DLO) Clearance

- Original or Authenticated Copy of latest Statement of Service indicating specific use ―For RSBS Loan‖

- Original or Authenticated Copy of latest AFP Enlistment/Re-Enlistment Order

- Original Copy of latest one-month Pay Slip or Official Statement of Earnings and Deductions duly signed by
the AFP/ Major Service Finance Center

45 Original and Photocopy (back to back) of 2 valid IDs with

picture and with three (3) specimen signatures of the
Borrower affixed on the photocopy. Any of the following two
(2) IDs (primary and secondary) are valid:

Primary Valid ID Secondary Valid IDs

AFP Active Military ID SSS ID, GSIS ID, PRC ID, BIR ID
COMELEC ID, HDMF ID, TIN ID,
PhilHealth ID, Passport ID,
LTO Driver’s License

Other IDs issued by the government or any AFP Financial Institution with signature and photo of the Borrower.

Discounting of Commutation of Leave Credits (DCLC), the following applicants can avail of the DCLC.

Retiring Military Personnel of the AFP and Legal Beneficiaries of Posthumously Retired Military Personnel with
approved Order of Retirement and Commutation of Accumulated Leave/Furlough.

49
Terms and Conditions of DCLC:

- Loanable amount shall be equivalent to 60% of the net amount of commutation of unused leave

- Eligibility to borrow shall be at least four (4) months before the retirement date

- Discount rate of ten percent (10%) per annum

- Term of two (2) years

46 In case of default, the total outstanding loan shall be subject

to interest of 10.5% per annum until fully settled.

Initial Requirements:

- Duly accomplished Loan Application Form

- Duly accomplished Borrower’s Information Sheet with latest 2x2 size pictures
of the Borrower and his/her Spouse

- Original or Authenticated Copy of Retirement Order and Order of Commutation

- Original or Authenticated Copy of Military Leave/ Furlough Record

- Original Certification from PAFCPIC & Provident Fund of Money

Accountability of the Borrower

- Original Discipline in Law and Order (DLO) Clearance

- NSO issued Marriage Contract and CENOMAR with Official Receipt

- Proof of billing of utilities or communication addressed to Borrower’s permanent place of residence

47 Original and Photocopy (back to back) of two (2) valid IDs

with pictures and with three (3) specimen signatures of the
Borrower and Spouse affixed on the photocopy. Any of the
following two (2) IDs (primary and secondary) are valid:

Primary Valid ID Secondary Valid IDs

AFP Active Military ID SSS ID GSIS ID

AFP Retired Military ID COMELEC ID BIR, TIN ID
Military Dependent’s ID HDMF ID PRC ID
Legal Beneficiary’s ID Passport ID Company ID
PhilHealth ID LTO ID

Other IDs issued by the government or any AFP Financial Institution with signature and photo of the Borrower

Advance Refund Program of AFPRSBS:

Applicants are retiring military personnel of the AFP with approved Order of Retirement whose entitlement is
at least one (1) month prior to the date of retirement but not to exceed twelve (12) months.

Terms and Conditions for the Advance Refund Program:

- Loanable amount shall be equivalent to the net refundable contributions to RSBS as of the date of advance refund
application

- Eligibility to borrow shall be twelve (12) months or less before the retirement date

- Discount rate of one percent (1%) per month

- Term of one (1) month to twelve (12) months

48 Outright deduction of outstanding loan from total refundable

amount

Requirements in availing the Advance Refund Program:

- Duly accomplished Loan Application Form

- Duly accomplished Borrower’s Information Sheet with 2x2 size pictures of the Borrower in complete military uniform
(breast level showing name plate) and his/her spouse

50
 - Original or Authenticated Copy of Retirement Order from the AFP

- Original or Authenticated Copy of the latest Statement of Service indicating the purpose ―For RSBS Reference‖

- Original or Authenticated Copy of Certificate/Statement of Last Payment

- Original Copy of Latest one-Month Pay Slip or Statement of Earnings and Deductions duly signed by the AFP/Major
Service Finance Center

- Duly Notarized Deed of Assignment with Authority to Deduct signed by the Borrower and his/her spouse

- NSO issued Marriage Contract and CENOMAR with Official Receipt

49 Original and Photocopy (back to back) of two (2) valid IDs

with picture and with three (3) specimen signatures of the
Borrower and Spouse affixed on the photocopy. Any of the
following two (2) IDs (primary and secondary) are valid:

Primary Valid ID Secondary Valid IDs

AFP Active Military ID SSS ID GSIS ID

Military Dependent’s ID COMELEC ID BIR TIN ID
HDMF ID PRC ID
Passport ID
PhilHealth ID

Other IDs issued by the government or any AFP Financial Institution with signature and photo of the Borrower

Regular Refund Program

All Retired/Separated Military Personnel of the AFP can avail of the regular refund program.

Requirements for availing the regular refund program:

- Duly accomplished Application Form

- Duly accomplished Member’s Information Sheet with latest 2x2 size picture of the Member

- Original or Authenticated Copy of Retirement Order

- Original or Authenticated Copy of latest Statement of Service indicated the purpose ―For RSBS Reference‖

- Original or Authenticated Copy of Certificate/Statement of Last Payment

- Original or Authenticated Copy of Latest Pay Slip or Original Statement of Earnings and Deductions for one (1) month
duly signed by the AFP/Major Service Finance Center

50 Original and Photocopy (back to back) of two (2) valid IDs

with picture and with three (3) specimen signatures of
claimants affixed on the photocopy. Any of the following two
(2) IDs (primary and secondary) are valid:

Primary Valid ID Secondary Valid IDs

AFP Active Military ID SSS ID GSIS ID

AFP Retired Military ID COMELEC ID BIR TIN ID
Military Dependent’s ID HDMF ID PRC ID
Legal Beneficiary’s ID Passport ID Company ID
PhilHealth ID LTO ID

Other IDs issued by the government or any AFP Financial Institution with signature and photo of the Borrower

Additional Requirements For Posthumous Claims:

- Latest picture of Deceased Member

- Original or Authenticated Copy of Posthumous Order or NSO issued Death Certificate with Official Receipt

- Original or Authenticated Copy of Declaration of Legal Beneficiaries issued by JAGO

- Original or Authenticated Copy of Certification of Legal Beneficiaries issued by the Major Service Adjutant

- Original NSO Certified Birth Certificate with Official Receipt (for legal beneficiaries 18 yrs old and below)

51
 - 2x2 size ID picture of each Legal Beneficiary/Claimant (18 years old and below).

For Resigned/Reverted/Discharge Personnel:

- Valid or expired AFP Active Military ID should be presented for reference. If not available, claimant may submit his
last Enlistment Order from the AFP

- Claimant has to submit two (2) secondary valid IDs; one (1) ID should be issued preferably by any AFP financial
institution.

7. Pag-IBIG

51 Pag-IBIG Fund Multi-Purpose Loan and Calamity Loan

Programs

Eligibility:

- Must be an active/contributing member upon loan application

- Has made at least 24 monthly membership contributions

52 Has an updated housing loan at the time of MPL application.

Interest Rate: For Multi-Purpose Loan (Regular) : 10.75% per year

For Calamity Loan : 5.95% per year

Loan Period: Payable in 2 years with grace period of 2 months

Loan Amount: Depends on the number of contributions

No. of Months Years Loan Amount (%)

24 – 59 months 2yrs & below 5 yrs Up to 60% of TAV
60 – 119 months 5yrs & below 10 Up to 70% of TAV
years
120 months 10 years Up to 80% of TAV
Loan Renewal:

- May be renewed after payment of at least six (6) monthly amortization and 25% of loan balance

- The outstanding balance together with any accrued interests, penalties and charges shall be deducted from the
proceeds of the new loan.

Loan Payment:

- Payable through salary deduction

- Full payment over the counter before the end of term may be allowed at any time

- Full payment, in case of separation from the employer, the borrower shall pay directly to any HDMF Office

- For borrowers under the new employers, payments shall be made directly to any HDMF Office after notifying the Fund
of his change of employer

Penalties for Non-payment of Loan:

- A penalty of one-twentieth of one percent (1/20 of 1%) of any unpaid amount shall be charged to the
borrower for every day of delay

- For borrowers paying through salary deduction, penalties shall only be reversed upon presentation of proof
that non-payment was due to the fault of the employer. In such case, penalties due from the borrowers shall be
charged to the employer

- Non-remittance of the total loan amortization shall likewise subject the employer with a penalty of one-tenth
of one percent (1/10 of 1%) per day of delay of the amounts payable from the date the loan amortizations or payments
fall due until paid.

53 Pag-IBIG Fund End-User Home Financing Program

Salient Features of the Amended Guidelines in the Circular Nr 310.

52
Loan Purposes:

- Purchase of a fully developed lot or adjoin lots not exceeding 1,000 sq.m. within a residential area

- Purchase of a residential house and lot, town house and lot, or condominium unit inclusive of parking slot

- Construction or completion of a residential unit on a lot owned by the member

- Home improvement

- Refinancing of an existing loan.

Combination of Loan purposes shall be limited to the following:

- Purchase of lot and construction of residential unit thereon

- Refinancing of an existing mortgage with home improvement

- Refinancing of an existing mortgage specially a lot loan with house construction.

Borrowers Eligibility:

- Active member under the Pag-IBIG Membership Program with a minimum of 24 monthly contributions

- Lump sum payment will be allowed to cover the 24-monthly contribution of 24 will be considered as a single
contribution for the current month

- Lump sum payment shall be based on the membership contribution corresponding to the loan payment applied for.

- Not more than 65 years old and must be insurable upon filing and not more than 70 years old upon loan maturity

- Has the legal capacity to acquire and encumber real property

- Pass satisfactory background/credit and employment/business checks

- No outstanding Pag-IBIG Housing Loan either as principal or co-borrower

- No outstanding Pag-IBIG Multi-purpose Loan in arrears at the time of loan application

54 No Pag-IBIG Housing Loan that was foreclosed, cancelled,

bought back, or subjected to dacion en pago.

Maximum Loanable Amount - A member may borrow up to a maximum loan amount of Six Million Pesos
(P6,000,000.00).

Factors To Determine Loanable Amount:

Approval of the loan shall be based on the lowest:

a. the Member’s Actual Need.

55 Loan Entitlement Base On Capacity To Pay Income

Requirement.

Capacity to Pay:

Monthly repayment shall not exceed 35% of the borrower’s gross monthly income for loans up to P1,250,000.00 and
30% for loans above P1,250,000.00.

Government Employees:

Those paying through salary deduction must have a Net Take Home Pay not falling below the minimum requirement as
prescribed by the General Appropriation Act (GAA).

56 Loan-To-Appraisal Value Ration

Loan Amount Loan to Collateral Value Ration

Up to P1,250,000.00 up to 90%
Over P1,250,000.00 to P6,000,000.00 up to 80%

Developer Assisted Housing Loans up to P 400,000.00 will have a loan-to-appraisal value of 100%, provided the
developer’s license to sell is for a socialized housing project.

53
Tacking Provision:

Maximum of three (3) qualified Pag-IBIG members may be tacked into a single loan which is secured by the same
collateral.

Interest Rates:

Existing interest rates (borrower’s option)

Loan Amount 3 yrs 5 yrs 10 yrs 15 yrs 30

yrs
Up to P6M 6.985% 7.825% 8.775 9.385% 11.375%

Note: The figures in this table are nominal interest rates for End Use Financing (Regular) effective January 1, 2014.

Loan Term:

- Maximum of 30 years

57 Shall not exceed the difference between the principal

borrower’s age at the time of loan application and age seventy
(70) years.

Loan Payment:

The monthly amortizations may be paid through any of the following modes:

- Salary Deduction (whenever feasible);

- Issuance of post-dated checks;

- Collection Servicing Agreement with accredited developers;

- Over-the-Counter;

- Auto debit arrangement with banks;

- Any other collection system which Pag-IBIG Fund may implement in the future.

Processing Fee: P3,000.00 – (P1, 000.00 to be paid upon filling of the loan application and is non-refundable and
P2,000.00 to be deducted from the loan proceeds).

d. Insurance:

Mortgage Redemption Insurance (MRI) – For tacked loans, the principal borrower and his co-borrower/s shall each be
covered by the MRI to the extent of their individual loan entitlements:

- Interim Coverage – Effective on the date of issuance of the Notice Approval (NOA) or letter of Guaranty (LOG) by the
Pag-IBIG Fund.

- Regular Coverage – Effective on the date of loan takeout.

58 Interim Mortgage Redemption Insurance – to be deducted

from the loan proceeds.

Fire and Perils Insurance:

Effective on the date of loan take out. Fire insurance covers loan with housing components only.

One-Year Pre-payment Insurances – to be deducted from the loan proceeds

Penalty: 1/20 of 1% of the amount due for every day of delay.

Default: Failure to pay any three (3) consecutive monthly amortizations and other obligations on the loan.

Effect Of Default:

- At point of default, the outstanding loan together with the accrued interest, penalties, fees and other charges, shall
become immediately due and demandable.

54
 59 Real Estate Mortgage Accounts shall be endorsed for
foreclosure Contact to Sell Accounts shall be cancelled.

The following are Loan Charges and Other Deductions:

- Retention Fee

- Developer CTS Accounts – The amount retained to cover the transfer of TCT under the borrower’s name

- Retails Accounts – (Refinancing Loan) five percent (5%) of loan amount retained to ensure cancellation of previous
mortgage/s

60 To be refunded to the borrower upon cancellation of the

previous mortgage.

Additional Loans are allowed for the following purposes:

- House Construction or improvement of a property purchased through Pag-IBIG housing loan; or

61 Purchase of lot/house and lot/condominium

unit/townhouse/row house adjacent to the property mortgage
with Pag-IBIG Fund.

Succeeding Availment – A Pag-IBIG member may avail himself of another Pag-IBIG housing loan provided that he has
fully paid his previous housing loan whether as a principal borrower of as a co-borrower.

Steps and Procedures on availing Housing Loan:

1. Get your checklist of requirements and housing loan forms.

Available at the Pag-IBIG Offices and on the website www.pagibigfund.gov.ph

2. Submit your Housing Loan Application to the Pag-IBIG Fund with complete requirements.

Pay partial processing fee of P1, 000.00 (non-refundable)

- National Capital Region (NCR) Properties: To be filed at any of the following Pag-IBIG Offices: Manila, Imus, Kamias,
and JELP Business Solutions Building, 409 Shaw Blvd., Mandaluyong City.

- Principal properties: To be filed at the Pg-IBIG Office nearest the subject property.

- Processing Period: 15 working days (Inclusive of Credit Investigation and Property Valuation).

3. Receive your Notice of Approval/Letter of Guaranty and sign your loan documents.

- NOA will be released ONLY to the borrower or to the Attorney-In-Fact for the Overseas Filipino Workers members provided
with Special Power Attorney.

4. Accomplish your NOA requirements for the check release. You are given ninety (90) calendar days to the following:

For purchase of House and Lot/Purchase of Condominium Unit/ Purchase of Lot:

- Give LOG to the seller

- Proceed to the BIR for payment of Capital Gains Tax and Documentary Stamp Tax. The BIR will issue Certificate of
Authorizing Registration

- Proceed to the Local Government Unit (LGU) for the payment of Transfer Tax

- Proceed To the Registry of Deeds (RD) for the transfer of the title and annotation of mortgage

- Proceed to the LGU for the transfer of Tax Declaration

For purchase of House and Lot Mortgage with Pag-IBIG Fund:

- Proceed to the Bureau of Internal Revenue for payment of Capital Gains Tax and Documentary Stamp Tax. The BIR
will issue Certificate of Authorizing Registration

- Proceed to the Local Government Unit for the payment of Transfer Tax

- Go to the Pag-IBIG Office to schedule trip to the Registry of Deeds for transfer of title and annotation of mortgage

- Proceed to the LGU for the transfer of Tax Declaration

For construction of House/Home Improvement:

55
 - Proceed to the BIR for payment Documentary Stamp Tax

- Proceed to the RD for annotation of mortgage

For refinancing of an existing loan:

- Proceed to the bank/financing institution to give the LOG and Loan and Mortgage Agreement

- Proceed to the RD for annotation of mortgage

5. Submit to the Pag-IBIG Fund your NOA and complete requirements:

- Loan will be ready for release within 7 working days

6. To receive loan proceeds at the Pag-IBIG Fund:

- Bring two (2) Valid IDs & twelve (12) postdated checks if payment is not made through Salary Deduction

- Loan proceeds will be released to the person/institution assigned to by the borrower/buyer

7. Monthly amortization will start:

- One month from check release/loan take out

- For house construction/home improvement, one month from final check release.

Refund of Pag-IBIG Fund Contributions:

A member may withdraw his Total Accumulated Value (TAV) or savings after twenty (20) years of membership with the
Fund and after having made a total of 240 monthly contributions. A member may also withdraw his savings under any of the
following valid grounds:

a. Retirement

- Early retirement at age 45

- Optional retirement at age 60

- Mandatory retirement at age 65

b. Permanent departure from the country

c. Permanent or total physical disability

d. Insanity

e. Termination from service by reason of health

f. Death of the member

g. Optional withdrawal at 10 years or 15 continuous years of membership

- A member who registered under RA 7742 may be allowed to withdraw his TAV after 10 or 15 years continuous
membership.

- A member who registered under RA 9679 may be allowed to withdraw his TAV after 15 years of continuous
membership.

h. Other causes as may be provided by the Board of Trustees

62 Housing Benefits

This directive applies to all beneficiaries/heirs of military/CAA/CVO personnel

who were killed in action (KIA) and personnel with Total Permanent Physical Disability

56
(TPPD) inflicted in combat and combat-related operations starting CY 01 Jan 2000.
(Annex D)

Authority:

1. Pronouncement from the Office of the President that military/CAA/CVO

personnel who were killed in the action (KIA) and/or with the total permanent physical
disability (TPPD) will be given free house and lot unit.

2. Three (3) MOAs between PMS and AFP dated 20 Dec 2000, 28 Nov 2001;
and May 2009.

3. MOA between the PCSO and AFP dated 13 Jul 2004.

4. Presidential Management Staff (PMS) Letter to CSAFP dated 08 October

2012.

5. GHQ, AFP, AFPREO/OTAG, AFP Housing Directive No. 01 dated 31

October 2012 re Policy and Procedure for Awarding House and Lot Unit to
Beneficiaries/Survivors of Military/CAA/CVO Personnel Killed-in-Action (KIA) and with
Total Permanent Physical Disability (TPPD).

Policies and Procedures:

1. The overall administration in the awarding of house and lot units to the
beneficiaries and survivors of KIA and TPPD military/CAA/CVO personnel shall be the
responsibility of the Chief of Staff, AFP.

2. The Major Services shall initially screen/assess/evaluate the lists of

KIA/TPPD military/CAA/CVO personnel with their respective beneficiaries and submit
to DCS for Personnel, J1 which in-turn submit same to PMS through the Office of the
President Assistance to Military Affairs (OPAMA) and AFP Housing Board.

3. Beneficiaries through their survivor Officers shall submit requirements to their

respective Major Service Housing Board (MSHB) accomplishing all forms indicating
therein, the preferred permanent location of house and lot.

4. The AFPHB should advise the beneficiaries in the same region so as not to
result in the displacement of their work and their children’s school. If the beneficiaries
are residing in Luzon, they should be given the option to avail of housing units within
the said region.

5. The AFPHB must coordinate first with the NHA and link the beneficiaries on
the available housing sites being offered by NHA before linking them with private
developers/contractors. Beneficiaries must sign a certification to this effect.

6. Beneficiaries of KIA/TPPD military/CAA/CVO personnel shall be allocated

with house and lot units worth One Hundred Eighty Thousand Pesos (P180,000.00).
Beneficiaries who may wish to avail of housing units with cost higher than

57
P180,000.00 PSF assistance must present a proof that they have the capacity to pay
the equity. The equity must be payable at least five (5) years.

7. Beneficiaries/heirs may acquire the housing units through purchase from

government housing agencies/private developers, construction or improvement of
housing units in the beneficiaries’ acquired/owned lot through ―pakyaw contract‖ or to
be constructed by the beneficiaries/AFP

8. Only legitimate beneficiaries’ survivor is authorized to be awarded house and

lot units and shall sign a ―Contract of Undertaking that he/she will not sell/transfer the
awarded house and lot units within ten (10) years. In case of purchase of house and
lot, it should include in the titling the name of the children. The AFPHB must annotate
the said prohibition at the back of the house and lot to ensure the beneficiaries’
commitment not to dispose the same.

9. The following are the requirements for awarding of house and lot:

a. For Killed in Action (KIA),Total Permanent Physical Disability ( TPPD), of

Military Personnel:

- Spot Report

- Certificate of authorized beneficiaries issued by the Service Records

Center

- Death Certificate for KIA, TPPD orders for TPPD personnel

- Certificate of Completion and Acceptance of the beneficiaries

- Picture of beneficiary with the house and

- Inspection report by AFPREO.

b. For Killed in Action (KIA)/TPPD of CAA/CVO:

- Appointment Order

- Spot Report

- Certificate of the authorized for KIA, TPPD Orders for TPPD personnel

- Death Certificate for KIA, TPPD Orders for TPPD

- Picture of beneficiary with the house

- Certificate of Completion and Acceptance of the beneficiaries and;

- Inspection Report by AFPREO.

58
 10. The beneficiaries must sign the Certificates of Completion and Acceptance
upon their inspection of the 100% completion of their housing units. The housing units
should be in good condition before the signing of the certificate.

11. The AFP should pay the contractor/developer only upon AFPREO’s
validation of the 100% completion of the housing units and signing of the Certificates
of Completion and Acceptance by the beneficiaries.

12. Formal awarding/turn-over of house claim is date of death. The first to

comply with the requirement will be given preference.

Responsibilities:

1. The AFP Housing Board as recommended by the Executive Committee shall

recommend to the Chief of Staff, AFP the beneficiaries of KIA/TPPD military/CAA/CVO
personnel entitled to own a house and lot unit.

2. The AFPHB through AFPFC shall act as funds custodian and administer the
support provided by the government for this purpose.

3. The AFPHB shall submit Disbursement Report and Status of Funds to

Accounting Office.

4. Chief Office of the Internal Auditor (OTIA) conduct audit annually and submit
report to CSAFP.

5. AFPREO is responsible for making coordination with any government and

private housing financial institutions for the housing units and lots of this purpose.

6. AFPREO shall process, evaluate and determine the proper documentation

submitted by MSHB and shall recommend approval to the Chief of Staff, AFP.

7. MSHB shall process, evaluate, screen and compile all pertinent legal
documents and shall submit it to AFPHB through AFPREO.

63 Survivor Officers of the

heirs/beneficiaries of KIA/TPPD
military/CAA/CVO personnel shall assist
in securing pertinent documents and
shall submit to MSHB for proper
disposition.

On- Base Housing Program

The AFP On-Base Housing Program is primarily focused on providing living

quarters to active members of the AFP inside military camps.

It is principally focused towards providing living quarters to active members of

the AFP inside military camps utilizing the limited housing funds for the construction,
repair and maintenance.

59
 Major Service/Unit Housing Boards assign quarters to Officers and Enlisted
Personnel subject to the following criteria:

a) For eligibility, any married military personnel in the active service, who is a
head of the family, to include military personnel who are widows/widowers but heads
of their families.

b) For priorities – priorities in the assignment of quarters shall be responsible of

the Major Service Commanders through their MSHB, subject to the following orders:
seniority, maximum presence and date of application.

c) In the assignment of quarters, the Post Commanders shall consider the

grade of the applicant. Except for Officers entitled to a positional quarters, no military
personnel shall be allowed to occupy more than one quarters regardless of location.

d) The rent of military quarters is equal to the quarter’s allowance (QA) of the
occupant.

Off-Base Housing Program

The Off-Base Housing Program is aimed to assist the AFP personnel to have
houses and lots of their own, undertaken jointly by private developers and other
government agencies.

One of the major efforts along this line is the Proclamation of unused portions of
military camps for Off-Base Housing purposes. This effort does not involve
government funds, only government assets.

Awarding of housing units shall be by order of priority as follows:

a. 1st priority – Married military personnel including widow, widower, separated

or divorced in the active service who have no house or lot of their own.

b. 2nd priority – Single military personnel in the active service but head of the
family who have no house or lot of their own.

c. 3rd priority – Retired married military personnel who have no house or lot of
their own.

d. 4th priority – Married civilian personnel of the AFP who have no house and lot
of their own.

e. 5th priority – Married military and civilian personnel in the active service who
already own a real estate property.

f. 6th priority – Single civilian personnel of the AFP who have no house or lot of
their own.

60
6. Insurances

a. AFPMBAI

Benefits: Insurance Protection

1. Modified Basic Insurance – insurance plan designed particularly for regular members:

- has Member’s Equity which will be given to the member upon retirement or separation from the military
service

- has disability benefit

- has natural death benefit equal to face amount of insurance plus member’s equity and earned cash value at
the time of conversion

- has accidental death benefit equal to 150% of face amount of insurance plus member’s equity and earned
cash value at the time of conversion

- has KIA death benefit equal to 150% of face amount of insurance plus member’s equity, earned cash value
at the time of conversion and P50,000.00.

2. Special Group Term Insurance – insurance plan for regular members subsidized by the government:

- the government pays P6.00 per month per member and the member pays P6.00 per month

- coverage of P16,000.00 for natural deaths and P32,000.00 for members killed-in-action (KIA)

- with disability benefit

- with funeral benefit of P1,000.00.

3. Additional Insurance:

a. Endowment at age 56 – a life insurance, savings and investment plan for regular members 55 years old
and below:

- 100% maturity benefit when member reached age of 56

- with dividends starting on the 4th year

- with disability benefit

- double insurance benefit in case of accidental death

- with funeral benefit of P10,000.00.

b. Whole Life Plan – lifetime insurance protection which guarantees biggest amount of protection at minimum
cost:

- Both for regular and associate members

c. 20 Pay Life – lifetime insurance coverage payable only in 20 years:

- Both for regular and associate members

d. Endowment Plan (10,15,20 Years):

- Insurance protection for a specified period and payable in the same given period

- 100% maturity benefit

- With dividends starting on the 4th year, if plan is participating.

e. Anticipated 20-Year Endowment:

- Insurance protection for 20 years and payable for the same period

- with a bonus of 20% of face amount on the 5th, 10th & 15th year

- 100% maturity benefit on the 20th year

f. Savers Protection Plus (10-15 yrs):

- Insurance protection for 15 years but payable only in 10 years

61
 - With dividends starting on the 4th year onwards

- With a bonus of 20% of face amount every year starting on the 10th year until 14th year

- 100% maturity benefit on the 15th year

- Double insurance coverage from 6th year onwards in case of death.

g. Easy Pay Plan (10-20 yrs):

- Insurance protection for 20 years but payable only in 10 years

- With dividends starting on the 4th year

- 100% maturity benefit.

h. College Education Plan:

- An educational fund and insurance plan for dependents of members, newborn up to 11 years old

- Payable in 5 or 10 years and matures on the policy anniversary date following the child’s 17 th birthday

- With life insurance for the child

- With waiver of premium for death and total and permanent disability of payor

- With dividends starting on the 4th policy year up to policy anniversary date prior to child’s 16th birthday

i. Special Whole Life:

- Insurance protection for retired regular members 50-69 years old

j. Group Term Insurance:

- Insurance protection for members of PMA, CAFGU, cooperatives and other special groups.

b. AFPGEN

1. Motor Car Insurance – provides financial protection to motor vehicle

owners against the loss of or damage to a motor vehicle; and legal liability to third
parties and/or passengers for death, bodily injury and damage to property.

Types of Coverage:

a. Compulsory Third Party Liability (CTPL) – is provided for by PD 612, making

compulsory the motor vehicle insurance against third party liability death and bodily
injuries. The CTPL coverage is a requirement before the registration and operation of
any motor vehicle. The minimum required coverage can be increased as requested
through Excess Third Party Bodily Injury/Death Cover Liability (ETPL).

b. Third Party Liability/Property Damage – the insurer will pay all sums (subject
to the schedule limits of Liability) necessary to discharge liability of the assured in
respect of accidental damage to property not be longing to or held in trust by, or in the
custody or control of the assured or any member of the assured’s household or being
conveyed by the insured vehicle as a consequence to the operation of the vehicle.

c. Loss of Damage – this coverage specifies the protection afforded the assured
in so far as his vehicle is concerned. It covers all accidental damages, malicious
damages by any third person (other than an employee of the assured to the insured
car and/or its accessories and spare parts (excluding mechanical breakdown and wear

62
and tear but including damage resulting from these causes when such resultant
damage is caused by accidental means.

d. Theft – this covers loss or damage arising out of burglary, housebreaking or

theft.

e. Force Majeure (acts of nature) – this provides indemnity (benefits) for loss
resulting or solely from bodily injuries caused by external accident causes while the
Insured/authorized driver or any of his or her passengers are riding in, boarding or
alighting from the insured vehicle.

Benefits provided are as follows:

- Death

- Permanent Disablement or Dismemberment

- Medical or Surgical Treatment

2. Fire Insurance – covers residential, commercial or industrial building and its

contents such as furniture, appliances, equipment’s and other fixtures against loss or
damage due to the following:

- Fire and Lightning

- Earthquake, Typhoon, Flood

- Falling aircraft, vehicle impact or smoke

64 AFPGEN Home Protect: Insured Perils

Fire/Lightning, Earthquake, Typhoon

Flood

Extended Coverage (Explosion, Smoke, Vehicle Impact, Falling Aircraft

or Debris)

RSMD (Riot, Strikes & Malicious Damage)

BOWTAP (Bursting of Water Tanks, Pipes & Bush Fire)

Supplementary Coverage:

Robbery & Burglary: 20% of insured contents maximum of Php 200,000.00.

Family Per Annum: maximum aggregate limit of Php 500,000.00 against

Accidental Death/Disablement at Php 100,000.00 per person.

63
 Person Liability: Maximum Limit of Php500,000.00 subject to medical expense
per occurrence.

Alternative Accommodation: Php20,000.00/month of 6 months

.
Deductibles:

Fire/Lightning, Earthquake, Typhoon Flood

Extended Coverage (explosion, smoke, vehicle impact, falling aircraft or debris)

RSMD (riot, strikes & malicious damage)

BOWTAP (Bursting of Water Tanks, Pipes & Bush Fire) – 10% of loss minimum
of Php10,000,00 each and every loss.

4. Personal Accident Insurance – provides benefits/indemnity in case of loss to

the person or physical well-being of an individual which arise out of an accident.

The personal Accident Insurance Policy provides 24 hours a day protection, on

or off the job, 365 days a year, anywhere in the world while travelling as a fare-paying
passenger on an duly licensed commercial flights as well as in a multi-engine private
aircraft and while riding as a passenger of any two-wheeled vehicle with sidecar
(tricycle).

Classification of Accident Insurance

Direct Losses:

a. Accidental loss of life resulting from injuries sustained by the individual.

b. Accidental loss or limbs or sight. Limbs may be severe or permanently

disabled, or eye blinded out of injuries sustained by the individual.

Indirect Losses:

a. Loss of income as a result of injuries sustained from the accident, the

individual may be disabled for some time, either totally or partially. He may be confined
in the hospital or bedridden at the house in which case he is unable to engage in his
usual means of livelihood.

b. Medical expenses incurred for the medical management of the injuries

sustained from an accident.

5. Bonds

Bonding coverage to the obligee, such as the AFP and PNP to indemnify them
for the losses incurred in the event of the contractor or supplier to whom the contract
was awarded, failed to deliver the goods or services as agreed upon in the subject
contract.

64
 6. Marine Insurance

Protect your ship and its contents the dangers and contingencies it will
encounter while at sea.

65 Comprehensive General Liability

Insurance

Covers the possible liability claims from guests, neighbors and other third
parties who may suffer bodily injuries (including death) and property damage from
accidents arising from negligence in the upkeep of one’s business.

66 Micro Insurance

Assistance and Family Protection

Insuring Agreement: On the basis of the Insured’s payment of premium,

subject to all provisions, terms and conditions of this policy, the Company agrees to
insure and indemnify the named Insured in the policy, based on the Schedule of
Coverage/Benefits, for loss and damage proximately caused by the risk insured under
the policy.

Description of Coverage:

Coverage A – Property

The Company will pay the Insured or his representative the amount of
P50,000.00 in annual aggregate for any loss or damage to insured property due to
accidental Fire and/or Lightning provided that such loss or damage will exceed the
amount of P5,000.00.

Insured Property – Building and/or Household Contents

Coverage B – Personal Accident

67 Accidental Loss of Life

Death due to accident or within the period of one hundred eighty (180) days
from the date of accident, such injury sustained in said accident resulted in insured’s
death, independently of any other cause.

Accidental Death - P50,000.00. This policy does not cover suicide.

68 Disablement or Loss of Sight.

Disablement, disability or
dismemberment or actual severance of
arms, legs, hands or loss of sight.
Subject to the following schedule:

65
 Nature of Injury % of Principal Sum

Both hands or both feet or sight of both eyes 100%

One hand and one foot 100%
Either hand or foot 50%
Sight or either eye 50%

Coverage C – Cash Assistance

Loan Amortization Assistance

If the Insured, due to an accident, is hospitalized for at least one (1) month, the
Company will pay the Insured P3,000.00 per month for three (3) months to pay for
any loan amortization.

Hospital Cash Assistance

The Company will give a daily cash assistance of P500.00 per day of hospital
confinement (up to maximum of 30 days) to the insured if he/she is hospitalized due to
an accident. Hospital confinement shall mean in-patient stay/confinement in a hospital
for at least twenty four (24) hours.

Burial Cash Assistance

The Company will provide a cash assistance of P3,000.00 in case of death of

the insured and/or immediate members of the family due to an accident. An
immediate member of the family means the spouse and their children and/or the
parents if single.

7. Medical/Dental Services

Active military personnel and their dependents and members of CAFGUS can
avail of the free hospitalization benefits provided by the AFP Health facilities situated
in various parts of the country. These benefits include the following:

69 Dispensary or Outpatient Services.

2. Hospitalization (professional services, medicine and medical supplies)

Ambulance Service.

3. Dental Benefits – Active military personnel and their beneficiaries are entitled
to free dental treatment or services which may range from tooth extraction to denture.

4. Health Insurance.

70 PhilHealth

Objective

66
 The Corporation shall implement a Quality Assurance Program applicable to all
health care providers for the delivery of health services nationwide. This program shall
ensure that the health services rendered to the members by accredited health care
providers are of the quality necessary to achieve the desired health outcomes and
member satisfaction. Thus, the Corporation is specifically mandated to ensure that:

1.The personal health services delivered, measured in terms of inputs,

processes and outcomes are of desired and expected quality.

2. The health care standards are uniform throughout the nation.

3. Acquisition and use of scarce and expensive medical technologies and

equipment are consistent with actual needs and standards of medical practice and that
the performance of medical procedures and the administration of drugs are
appropriate, necessary and consistent with accepted standards of medical practice
and ethics and respectful of the local culture. Drugs for which payments will be made
shall be for those included in the PNF, unless explicit exception is granted by the
Corporation.

4. Health care professionals of the accredited health care institutions possess

the proper training and credentials to render quality health care services to members
of the Program economy from the lower segment who do not qualify for full subsidy
under the means test rules of the DSWD.

5. Ensure that all government entities including LGUs issuing professional or

business license or permit shall require all applicants to submit certificate or proof of
payment of PhilHealth premium contributions, prior to the issuance of renewal of such
license or permit.

6. Encourage associations, charitable institutions, cooperatives, private non-

profit health insurance organizations/associations or individuals to mobilize funds for
the enrollment of as many persons who cannot afford to pay premium contributions.

7. Establish efficient premium collection mechanism.

8. Establish and maintain an updated membership and contribution database.

9. Conduct information campaigns on the principles of the Program to the

public and private accredited health care providers. This campaign must include the
current benefit packages provided by the Corporation, the mechanisms to avail of the
current benefit packages, the list of accredited and dis-accredited health care
providers, and the list of offices/branches where members cay pay or check the status
of paid health premiums.

10. To establish an office, or where it is not feasible, designate a focal person in

every Philippine Consular Office in all countries where there are Filipino citizens. The
office or the focal person shall, among others, process, review and pay the claims of
the migrant workers.

67
Benefits Package:

Members and their dependents are entitled to the following services, subject to
the limitations specified in the Act and as may be determined by the Corporation:

a. In-patient care:

1. Room and board

71 Services of health care professionals

2. Diagnostic, laboratory and other medical examination services

3. Use of surgical or medical equipment and facilities

4. Prescription drugs and biological, subject to the limitations of the Act;

and

6. Health Education.

72 Out-patient medical and surgical care:

1. Services of health care professionals

2. Diagnostic, laboratory and other medical services

3. Personal preventive services

4. Prescription drugs and biological, subject to the limitations of the Act;

and

5. Health Education.

c. Emergency and transfer services:

d. Health Education Packages; and

73 Such other health care services that the

Corporation and the DOH determine to
be appropriate and cost-effective.

68
 These services packages shall be reviewed annually to determine its financial
sustainability and relevance to health innovations, with the end in view of quality
assurance, increased benefits and reduce out-of-pocket expenditure. Such review
shall include actual studies.

Excluded Personal Health Services

The Corporation shall not cover expenses for health services, which the
Corporation and the DOH consider cost-ineffective through health technology
assessment. The Corporation may institute additional exclusions and limitations as it
may deem reasonable in keeping with its protection objectives and financial
sustainability.

Entitlement to Benefits

Members and/or their dependents are entitled to avail of the benefits if either of
the following is met:

a. Paid premium contribution for at least three (3) months within the six (6)
months prior to the first day of availment; or,

74 Paid in full the required premium for the

calendar year.

In addition, the member is not currently subject to legal penalty of suspension

and has premium with sufficient regularity. The Corporation may issue other
requirements for entitlement to benefits as it deems appropriate.

The following need not pay the monthly contributions to be entitled to the
Program’s benefits:

a. Retirees and pensioners of the SSS and GSIS prior to March 4, 1995; and

75 Members of PhilHealth who have

reached the age of retirement as provide
by the law, not gainfully employed or
continuing their practice as profession
and have met the required premium
contributions of at least 120 months.

Continuation of Entitlement and Benefits in Case of Death of Member

In case of death of the member, the dependents of the deceased member shall
continue to avail of the benefits for the unexpired portion of the coverage or until the
end of the calendar year, whichever comes first.

Benefits of Members and their Dependents Confined Abroad

Members and/or their dependents shall be eligible to avail of benefits for

confinement/s outside the country: provided, that the conditions for entitlement under

69
this rules are met and the following requirements are submitted within one hundred
eighty (180) calendar days from the date of discharge:

a. Official receipt or any proof of payment and/or statement of account from the
health care institution where the member/dependent was confined; and,

76 Certification of the attending physician as

to the final diagnosis, period of
confinement and services rendered.

The benefits to be granted shall be paid to the member in the equivalent local
rate based on the Level Three (3) hospital category with the applicable case-rate
payment.

Payment of Claims

The following provider payment mechanisms shall be allowed in the Program:

- Fee-for-Service payments

- Case Rate payments

- Capitation of health care professionals and institutions, or network of the

same including HMOs, medical cooperatives, and other legally formed health service
groups

- Global budget; and

- Such other provider payment mechanisms that may be determined and

adopted by the Corporation.

No Balance Billing for Indigents in Government Health Care Institution

- No other fee or expenses shall be charged to indigent in government

health care institution, subject to the guidelines issued by the Corporation.

- All necessary services and complete quality care to attain the best
possible health outcomes shall be provided to them.

- Health care institutions must give indigent members preferential access

to their welfare funds, which may be used to augment the benefit package provided, in
case of insufficiency to fully cover ll confinement charges.

70
 - Health care professionals must not charge over and above the
professional fees provided by the Program for members admitted to a service bed.

77 The No Balance Billing may also be

extended to other member categories as
defined by the Corporation.

Income Retention By Government Health Care Institution

Reimbursements paid to public facilities shall be retained by the individual

facility in which services were rendered and for which payment was made. Such
revenues shall be used to primarily defray operating costs other than salaries, to
maintain or upgrade equipment, plan, or facility, and to maintain or improve the quality
of service in the public sector.

Reimbursement and Period to File Claims

All claims for reimbursements or payment services rendered shall be filed within
a period of sixty (60) calendar days from the date of discharge of the patient from the
health care provider. The period to file the claim may be extended for such reasonable
causes as may be determined by the Corporation.

Guidelines on Payment of Claims

1. The health care provider shall submit the prescribed and completely filled up
PhilHealth claim forms and other documents required for processing:

a. The claim sent through mail or courier, the date of mailing stamped by
the post office of origin or date received by the courier service shall be considered as
the date of filing.

b. If the delay in the filing of claims is due to natural calamities or other

fortuitous events, the health care provider shall be accorded an extension period of
sixty (60) calendar days.

c. If the delay in the filing of claim is caused by the health care provider
and the benefits had already been deducted, the claim will not be paid. If the benefits
are not yet deducted, it will be paid to the member chargeable to the future claims of
the health care provider.

d. For any other means of filing of claims, such as but not limited to
electronic submission, the Corporation shall issue specific guidelines for the purpose.

2. The health care provider shall deduct from the total charges all expenses
reimbursable by the Corporation upon discharge of the patient. The payment of
benefits shall be made directly to the health care provider.

3. Health care providers are not allowed to charge for PhilHealth forms and
processing fees from the member when claiming reimbursement from the Corporation.

71
 4. Direct filing of claims and payment to the member shall be allowed only for
confinements abroad; claims for adjustment of reimbursement, emergency in non-
accredited facilities or such other conditions as may be determined by the Corporation.

5. The Corporation shall penalized health care providers for claims attended by
any but not limited to the following circumstances:

a. Over-utilization of services

b. Unnecessary diagnostic and therapeutic procedures and intervention

c. Irrational medication and prescriptions

d. Fraudulent, false or incorrect information as determined by the

appropriate office

e. Gross, unjustified deviations from currently accepted standards of

practice and/or treatment protocols

f. Inappropriate referral practices

g. Use of fake, adulterated or misbranded pharmaceuticals or

unregistered drugs

h. Use of drugs other than those recognized in the latest PNF and those
for which exemptions were granted by the Board

i. Failure to comply without justifiable cause with the pertinent provisions

of the law, IRR and any issuances of the Corporation.

6. When the claim is denied, the amount of claim shall not be recovered from
the member.

7. All claim applications for drugs and medicines shall be in generic

terminology in conformity with DOH regulations and the law.

8. When the claims filed by a private health care institution indicate that its
bed occupancy rate exceeds its accredited bed capacity, such claim must be justified
in a notarized document, the contents of which shall be prescribed by the Corporation.
Otherwise, the same shall not be processed.

9. Any operation performed beyond the accredited capability shall be

considered a violation and a claim for such shall be denied by the Corporation, except
when the same is done in an emergency case or when referral to a higher category
health care institution is physically impossible.

10. Primary care facilities shall be compensated only for certain medical and
simple surgical operations as determined by the Corporation.

72
 11. All claims for services filed by a health care institution after its category is
downgraded/ upgraded pursuant to this Rules shall be paid based on rates for such
downgraded/upgraded category.

12. All completed claims, except those under investigation, shall be paid within
sixty (60) calendar days from receipt of the Corporation.

13. Confinements of less than twenty-four (24) hours shall only be

compensated under the following instances:

a. If the patient is transferred to another health care institution

b. In emergency cases as defined by the Corporation

c. If the patient expired; or

d. Other cases as may be determined by the Corporation.

14. Claims of members confined in a non-participating health car institution shall

be compensated; provided, that all of the following conditions are met:

a. The health care institution is licensed by DOH

b. The case is emergency as determined by the Corporation; and,

78 When physical transfer/referral to an

accredited health care institution is
impossible as determined by the
Corporation.

PhilHealth Identification Number and Health Insurance ID Card

Consistent with the mandate of enrolling Filipinos into the Program, the
Corporation shall assign a permanent and unique PhilHealth Identification Number to
every member including each and every dependent of theirs. It shall facilitate the
issuance of a Health Insurance ID Card containing the PIN for purposes of
identification, eligibility verification and utilization recording. The issuance of this ID
card shall be accompanied by a clear explanation on the rights, privileges and
responsibilities of a PhilHealth member and the list of PhilHealth-accredited healthcare
providers.

The absence of the ID card shall not prejudice the right of any member to avail
of benefits or medical services under the Program.

This health insurance ID card with a corresponding ID number shall be

recognized as valid government identification and shall be presented and honored in
transactions requiring the verification of a person’s identity.

Replacement of Health Insurance ID Card

73
 A member may request for replacement of the Health Insurance ID Card due to
loss or wear and tear upon payment of fees for the issuance of a new card.

Requirements for Registration of Members and Dependents

A person intending to register with the Program regardless of membership

category, shall submit to the Corporation a properly accomplished prescribed
Membership Registration Form, whereby the member shall certify the truthfulness and
accuracy of the information provided including the list of declared qualified legal
dependents. If warranted, the Corporation may require submission of supporting
documents. The same process shall be maintained for amendments/revision to any
submitted data of the member and/or dependents.

Emancipated Individual or Single Parent

Any person below 21 years of age, married or unmarried but with a child, shall
be enrolled as a member.

Remittance of Premium Contribution

Remittance of contribution shall be mandatory for all members. It shall be

made to PhilHealth offices or to any of the accredited collecting agents. Failure to
timely remit the appropriate premium contribution shall be subject to interest and
penalties as prescribed by the Corporation without prejudice to other applicable
penalties herein provided.

Effectivity: Membership shall take effect upon enrollment and payment of the
required premium contribution.

79 Tax Exemption For The Members Of The AFP

Authority: Republic Act No. 9040 dated 22 April 2001

An act exempting from tax certain allowances and benefits granted to the members of the Armed Forces of the
Philippines. The tax provides tax exemption of the AFP personnel’s collateral pay and collateral allowances, as well as other
benefits as provided by law.

The following Pay and Allowances of AFP personnel shall not be included in the gross income and shall be exempted
from taxation:

- Longevity Pay

- Mandatory Allowances – such as Cost of Living Allowance (COLA)

- Personnel Economic Relief Allowance (PERA) and Hazardous pay

- Collateral Pay – such as Specialist pay, Combat pay, Flying pay, Air Mechanic pay, Sea duty pay, Parachutist’s and
Hardship pay

- Collateral Allowances – such as Special Clothing Allowance, Cold Winter Allowance, Cold Weather Clothing,
Maintenance Allowance,

- Initial Enlistment/Reenlistment Allowance and Laundry Allowance

- Retirement Benefits, Pensions, Death and Disability Benefits

80 Exemption from Attachment, Levy and Execution.

74
 Section 2 – Benefits Of Retired Military Personnel

A. Retirement Pension

A monthly pay equivalent to 2 ½% for each year of active service rendered but
not exceeding 85% of the monthly base pay and longevity pay of the next higher grade
than the permanent grade last held; provided, that such retirement pay shall be
subject to adjustment on the prevailing scale of base pay of military personnel in the
active service; provided, further, that when he retires he shall be entitled, at his option,
to receive in advance and in lump sum his annual retirement pay for the first three (3)
years and thereafter receives his annual retirement pay payable in equal monthly
installments as they accrue.

Any military personnel (Officer/EP/EW) are entitled to receive retirement

pension who has rendered 20 years or more active honorable military service. (Note:
Civilian government service may be included for purposes of retirement; provided,
that he has rendered 10 years or more active military service, provided, that the
civilian service was prior to military service; and provided further, that no period of
such civilian government service longer than his active military service shall be
credited for purposes of retirement.

B. Disability Pension

Under RA 610, as amended, the Disability Pension is accorded to those who

have completed 20 years or more military civilian service and retired due to disability/
ailment /injury contracted in line of duty while in the active service of the AFP, with
Certificate of Disability Discharge (CDD

81 Commutation of accumulated
leave/furlough under RA 611 & 1081

Vacation Leave and Sick Leave shall be cumulative and any part thereof which
may not be taken within the calendar year in which earned may be carried over to the
succeeding years, but when the military personnel shall voluntarily resign or is retired /
separated from the service through no fault of his own, he shall be entitled to the
commutation of all accumulated vacation and sick leave to his credit.

The following personnel are entitled to commutation of accumulated leave:

Retired EP & Officers

Reverted Officers

Resigned Officers/Separated Officers

Honorably Discharged EP

Terminated Trainees & Draftees

75
D. AFPRSBS Contribution

A system to manage a trust fund which aims to establish an autonomous and

self-reliant funding scheme that will guarantee the payment of pension and gratuities in
perpetuity without relying completely upon the yearly appropriations. Officers and EP
in the active service shall contribute 5% of their monthly base pay deducted from their
pay from the AFP.

The following personnel are entitled to a refund of the contribution:

1) Officers/EP who are retired/separated shall, upon retirement or separation

be refunded in one lump sum of all his contributions to the System plus 4% interest per
annum up to 31 Dec 1995. Effective 1 January 1996, the interest earning shall be 6%
per annum.

2) Heirs of deceased military personnel.

Requirements for refund:

- Statement of Service

- Certificate of Deduction

- Retirement/Separation Orders,

- If deceased, posthumous retirement/separation orders and death

certificate

3) Section 26 of PD 1638- Retired military personnel who have rendered

civilian service and who have included said service in their total years of service for
purposes of retirement shall continue contributing 4% of their Base Pay to RSBS for a
period equivalent to the length of service rendered and credited for retirement
purposes.

E. Refund of Pag-IBIG Contribution

The retirees heirs/beneficiaries of deceased military personnel and other

military personnel attrition for various reasons can claim their contributions from the
Fund plus the employer’s share, thus immediately doubling their savings. The personal
contributions and employer’s counterpart earn fixed dividends of 7.5% per annum plus
variable dividends in case of surplus earnings by the Pag-IBIG Fund.

F. Educational Benefits Under PD 577

Any one of dependents of retired military personnel with 100% disability rating
can enjoy scholarship under this program.

82 Philippine Veterans Affairs Office

(PVAO)

76
 Under Section 7, Art XVI, 1987 Philippine Constitution, the state shall provide
immediate and adequate care, benefits and other forms of assistance to war veterans
and veterans of military campaigns, their surviving spouses and orphans. Funds shall
be provided therefore, and due consideration shall be given them in the disposition of
agricultural lands of the public domain and, in appropriate cases, in the utilization of
natural resources.

A veteran is any person who rendered military service:

1. In the land, sea or air force of the Philippines during the Revolution against
Spain and World War II;

2. In the Armed Forces of the Philippines (AFP) as a member of the Philippine

Expeditionary Force to Korea (PEFTOK) and was honorably discharged;

3. In the Armed Forces of the Philippines (AFP) as a member of the Philippine

Civic Action Group (PHILCAG) and was honorably discharged;

4. In the Armed Forces of the Philippines (AFP) and has been honorably
discharged or separated after at least six years total cumulative active service
(pursuant to RA 6948) prior to 2006;

5. In the Armed Forces of the Philippines (AFP) but separated from service due
to death (Officers or Enlisted Personnel who were killed-in-action (KIA) or died in line-
of-duty (LOD);

6. In the Armed Forces of the Philippines (AFP) but separated due to disability
arising from a wound or injury received or sickness or disease incurred in line of duty
while in the active service (officers or enlisted personnel who with Certificate of
Discharge due to Disability (CDD) from the AFP;

7. For a minimum of six (6) years of military service in the Philippine

Constabulary (PC) which was then under the Armed Forces of the Philippines (AFP)
prior to integration in the Philippine National Police (PNP) in 1991 and was honorably
discharged;

8. For a minimum of six (6) years of military service in the Philippine Coast
Guard (PCG) when it was still part of the Philippine Navy and was honorably
discharged;

9. Rendered military service in the Armed Forces of the Philippines (AFP) and
has been honorably discharged or separated after at least twenty (20) years total
cumulative active service pursuant to RA 9396 enacted in 2006 (those enlisted in the
AFP after the enactment of the law) and was honorably discharged.

Veterans Benefits and Services

1. Pension Benefits

Authority: Sec. 10 of RA 6948 as amended by Sec 3 of RA 7696

77
 a. Old Age Pension

- Sixty-five (65) years of age

- Persons Eligible: All Veterans or Surviving Spouses

Effectivity:

- 65th birthday of the veteran or

83 Death of veteran

Amount: - P5,000.00/month

Basic Requirements:

- Proof of Service: Military Service Record/s

- Proof of Birth: Birth Certificate

- Proof of Identity: Valid IDs

84 Disability Pension

Authority: Sec. 5 of RA 6948 as amended by Sec. 2 of RA 7696.

The veteran is disabled owing to sickness, disease, wounds or injuries

sustained in line of duty.

Eligibility:

- World War II veterans who were disabled or injured in line of duty

- AFP Veterans with a disability discharge rating

85 Spouse & unmarried minor children of

veterans with a 100% disability rating:

Disability Rating Amount of Pension

10% - 30% P 1,000.00
40% 1,100.00
50% 1,200.00
60% 1,300.00
70% 1,400.00
80% 1,500.00
90% 1,600.00
100% 1,700.00

c. Death Indemnity/Survivorship Pension

78
Authority: Sec. 12 of RA 6948 as amended by Sec. 5 of RA 7696.

- The veteran was killed in action (KIA) or died in line of duty

86 The veteran is a disability pensioner who

died due to a service-connected disability
or sickness.

Eligibility:

- Surviving spouse and

- Unmarried minor child or

87 Parent

Effectivity; Death of veteran

Beneficiary/ies Amount

Surviving Spouse P1,000.00/mo.

Unmarried Minor Child 1,000.00/mo.
Parent (each) 1,000.00/mo.
Single Parent 2,000.00/mo.

88 Total Administrative Disability Pension

Pursuant to Section 5-h of Republic Act No. 7696 enacted in 1994, a veteran,
with or without a service-connected or non-service connected disability, upon reaching
the age of seventy (70) is deemed totally disabled with one hundred percent (100%)
rating and shall be entitled to monthly pension of One Thousand Seven Hundred
pesos (P1,700.00) plus Five Hundred pesos (P500.00) for the spouse and each
unmarried minor children. However, it was only in April 2010 that government was
able to include a provision for the payment of TAD pension for living WWII veterans.
The gap between the law’s passage and the time that government paid TAD pension
resulted in unpaid pension obligations, prompting PVAO to adopt the following order of
priority in the payment of TAD arrearages given the limited funds from the national
government:

Order of Priority in TAD Pension Arrears Payment:

- Living World War II Veterans born 1930 and below

- Surviving spouses of WWII veterans who died between 9 April 1994 to

December 2009

- Living Post War Veterans 80 years old and above

- Living Post WWII Veterans 70-79 Years old

79
 89 Compulsory legal heirs of veterans who
died without receiving any TAD pension
benefit.

Eligibility: All veterans

Effectivity: 70th birthday of the veteran or death of the veteran

Amount: P1,700.00 / month

2. Non-Pension Benefits:

Authority: Sec. 20 of RA 6948 as amended by Sec. 6 of RA 7696

90 Burial Assistance

Beneficiaries: Next of kin of deceased veteran or whoever paid for the burial expenses

Benefits:

- Philippine flag to drape the casket of a deceased veteran

91 P10,000.00

Limitation: Must be filed within two (2) years from the veterans death

Basic Requirements:

- Proof of Service: Military Service Record/s

- Proof of Death: Veteran’s Death Certificate

- Proof of Expense: Official Receipt for Funeral Services

- Proof of Identity: Claimant’s Valid IDs

92 Educational Benefit:

Authority: Sec. 3 of RA 6948 as amended by Sec. 1 of RA 7696

Beneficiaries:

- WWII Veterans

- Philippine Expeditionary Force to Korea (PEFTOK) or Philippine Civic Action

Group (PHILCAG) Veteran

- Surviving spouse of an eligible veteran

80
 - Direct descendant of an eligible veteran

Benefits:

- Payment of school fees not to exceed P36,000.00 per year

93 P18,000.00 per
semester/P12,000.00/trimester

Limitation: Each veteran is entitled to one educational benefit only

Basic Requirements:

- Proof of Service: Military Service Record

- Proof of Filiation: Birth Certificate of the Waivee

- Student Ward; Marriage Certificate of the Waivee’s Parent

- Waiver: Executed by the veteran’s children in favor of the waive in case the
veteran and the spouse are both deceased

- Proof of Identity: Claimant’s Valid IDs; Waivee’s /Student-Ward’s IDs and

school credentials

3. Hospitalization & Healthcare Benefits:

94 VMMC Services (Outpatient & In-patient

Services)

Veterans Memorial Medical Center (VMMC) is the only medical facility exclusive
for veterans (World War II & Post War Veterans who Retirees from AFP or those who
are defined as veteran per RA 6948 and their dependents: spouses, unmarried minor
children, mentally or physically incapacitated children regardless of age, parents or
foster parents regardless of the veteran’s civil status).

Benefits:

- Full range of preventive out-patient and in-patient services within the PVAO
healthcare system.

- Free out-patient consult/treatment including medicines, laboratory and other

diagnostic tests.

- Free hospitalization (accommodation, diagnostic examinations/ ancillary

services, medicines including professional fees).

Facilities:

81
 - Gamma Camera, Cobalt Machine, Ultrasound, X-Ray, CT Scan, MRI, C-Arm,
Laparoscopic Surgery, Operating Microscope, Blood Bank, Blood Analyzer, etc.

- Intensive Care: MITU, MICU, SICU, PITU

- Operating Room, Recovery Room, etc

95 Cancer Research Center; etc.

Requirements to Secure VMMC Green Card:

1. For Veteran

- PVAO ID or AFP Retiree’s ID

- If veteran has no PVAO ID or AFP Retirees’ ID;

- Statement of Military Service or Retirement Order from NRD-OTAG

- 3 (1X1) ID pictures.

- Personal appearance

2. For Legal Spouse:

- AFP Dependents ID or PVAO Surviving Spouse ID

- If no AFP Dependents ID or PVAO surviving spouse ID: Original and

Xerox Marriage Certificate (NSO or LCR copy)

- 3 (1x1) ID pictures.

- Personal appearance.

3. For Minor Children:

- AFP Dependents ID

- If no AFP Dependents ID; Original and Xerox Birth Certificate (NSO or

LCR copy)

- 3 (1x1) ID pictures

- Personal appearance, except for children below 6 year of age.

b. Veterans Hospitalization Program (VHP)

Benefits:

82
 - In-patient medical subsidy of P1,200.00/day of confinement at any of the 599
government hospitals nationwide serving as VMMC extension hospitals in the
regions/provinces (may be discounted prior to patient discharge or may be
reimbursed.

- maximum of 45 days per year per patient

- 68 hospitals under the supervision and control of the Department of Health

96 531 hospitals directly administered by

local government units.

Medical Procedures & Services

Nature of Hospitalization/Medical Benefit Maximum Amount of Subsidy
Cataract Operation in one or two eyes P16,000.00
(whether done in-patient or out-patient)
Partial reimbursement of expense for
Coronary Angiogram (for diagnosis of P30,000.00
Heart disease)

Partial reimbursement of expense for

Endoaneurysmectomy (for diagnosis of
P40,000.00
Thoracic or abdominal aortic aneurysm)
Angioplasty (single stent) or P100,000.00
for multiple-vessel stents P150,000.00
Cardiac Bypass P200,000.00
Pacemaker Placement (temporary pacemaker) P20,000.00
for permanent pacemaker P180,000.00

Services Partially Subsidized by the VHP

Treatment / Product Maximum Amount of Subsidy
Cataract surgery (whether one eye or
both) P16,000.00
Orthopedic implants/prosthesis (per
implant) P30,000.00
Orthopedic braces (per pc) P6,000.00
Dentures (upper & lower) P5,000.00
Hernia mesh (per mesh) P2,000.00
Hearing aid (per device) P30,000.00
Chemotherapeutic agents (per cycle up
to 6 cycles) P10,000.00

Therapeutic Cardiac Interventions Maximum Amount of Subsidy

Coronary Angiogram P30,000.00
Endoaneurysmectomy (for Diagnosis of
thoracic or Abdominal aortic aneurysm) P40,000.00

83
 Angioplasty (for single stent) P100,000.00
for multiple-vessel stents P150,000.00
Cardiac Bypass P200,000.00
Pacemaker Placement (for temporary
pacemaker) P20,000.00
For Permanent pacemaker P180,000.00

c. PhilHealth/Medicare Benefits

1. All AFP Officers and Enlisted Personnel who have paid at least ten (10)
cumulative years of Medicare/PhilHealth contributions are already qualified to avail of
PhilHealth benefits as “Lifetime Non-Paying Members.”

2. Lifetime Non-Paying Members (LNP) members include old-age retirees and

pensioners of the GSIS, uniformed and non-uniformed personnel of the AFP, PNP,
BJMP and BFP who have reached the compulsory age of retirement before June 24,
1997, and retirees under Presidential Decree 408.

97 LNP members must apply for PhilHealth

card from any PHIC office nearest their
residence and submit documents
pertinent to their membership.

Section 3 – Benefits of Separated Military Personnel

Benefits due to military personnel separated alive:

1. Separation Gratuity

a. An Officer/EP separated under Section 14. PD 1638 (military personnel with

less than 20 years active service who incurs in line of duty total permanent physical
disability) shall be separated from the service in the next higher rank grade he holds
and shall be entitled to monthly life annuity the amount of which shall be 50% of the
base pay computed on the basis of separation grade. Provided, that in the case of an
officer in the grade of Colonel/Captain (PN) and higher, the basis of computation of his
separation grade, provided, further, that such monthly annuity shall not be less than
P200.00 (Sec 19 PD 1638).

b. An Officer with less than 20 years accumulated service separated under

Section 10, (service in grade or attaining years of age) Sec 11, (action of the Efficiency
and Separation Board) Sec 12, (Deferred in promotion) and Sec 16, (Resignation) of
PD 1638 shall be entitled to a separation pay equivalent to one month base and
longevity pay of the permanent grade he holds for every year of active service. (Sec
20 PD 1638).

c. An Officer/EP with less than 20 years of accumulated active service

separated under Section 15 (Physical disability other than total permanent) shall be
entitled to lump sum separation pay equivalent to a month’s base and longevity pay of
his separation grade for every year of active service, provided, that in the case of an

84
officer in the grade of Colonel/Captain (PN) and higher, the basis of computation of his
separation grade shall be the grade next higher that his separation grade. (Sec 21 PD
1638).

d. An Officer/EP separated under Section 14 (less than 20 years of active

service who incurs in line of duty total permanent physical disability) shall receive in
addition to benefits under Sec 17 and Sec 19, a monthly disability pension of P 200.00
(Sec, PD 1638).

2. Reversion Gratuity

a. Reversion gratuity under RA 2334 for Reserve Officers who have rendered at
least 5 years continuous, satisfactory active commissioned service, provided, that any
period of service amounting to 6 months or more shall be counted 1 year, shall receive
reversion gratuity of one month base and longevity pay for every year of service.

b. Refund of RSBS, Pag-IBIG and MBAI contributions.

c. Commutation of accumulated leave/furlough under RA 611 & 1081.

98 Educational Benefits granted for

dependents of military personnel with
100% disability rating under PD 577.

Section 4 – Benefits of Survivors/Heirs of Posthumously Retired

& Separated Military Personnel

Death benefits are given to the legal heirs/beneficiaries (parents/spouse and

children) of deceased military personnel who died in line of duty while in the active
service of the AFP. (Annex E – Checklist Requirements for Death Benefit Claims)

Benefits due to the legal heirs:

1. Posthumous Separation Benefits

– If the military personnel dies before completing 20 years of active

service, his heirs/beneficiaries/survivors shall receive monthly annuity under PD 1044,
as amended, the amount of which is 50% of the next higher grade last held, plus death
gratuity under RA 610, as amended, in the amount of P 6,000.00 payable by PVAO.

2. Commutation of Leave

– the amount depends on the base and longevity pay of the grade last
held and the number of unused leave credit by the deceased.

3. Educational Benefits under the following institutions:

a) PD 577 – granted to dependents of deceased/incapacitated military

personnel who died or were incapacitated in line of duty effective 21 Sep 72. The

85
grant is good for 10 school years and is transferable to another dependent. However,
the ratio of grantee against the school population is 1 grantee per 2,000 students of an
institution.

b) HERO Foundation, Inc. (Help Educate and Rear Orphans) –

Educational grant in the form of financial assistance, of one (1) child of any one
legitimate child of military personnel who died or was permanently incapacitated in
battle or battle related incident from 01 Jan 86 onwards.

c) RA 6963 – as implemented by Circulars 18, GHQ, AFP dated 30 Oct

91, and this scholarship program provides free tuition and matriculation fees to one
legitimate child of military personnel who died or was permanently incapacitated in the
performance of duty for reasons of his/her office or position, on or after 04 Sep 91.
This scholarship shall be limited to Elementary, High School, Vocational and
Collegiate course in a non – exclusive institution only.

4. Cash Assistance from Alay sa Kawal Foundation (ASK)

The Alay sa Kawal (ASK) Foundation is steadfast in its commitment to

uphold the welfare of the soldiers and personnel of the Armed Forces of the
Philippines. The Alay sa Kawal various programs and projects for its beneficiaries are
the following:

a. Cash Assistance Program - each family is provided with a cash assistance

of P30,000.00 for both KIA and WIA. This follows the 2007 decision of the
Board to adjust the support received by each beneficiary due to higher cost of
living.

99 Doktor para sa Kawal Program - this

program provides scholarship grants to
qualified students of medicine who are
either sons or daughters of AFP
personnel, and who are willing to render
service for the Armed Forces of the
Philippines Medical Corps for eight (8)
years after successfully passing the
Medical Board Examinations. The
following universities and medical
centers have entertained scholarships for
the ASK program:

1. University of the Philippines (UP) – Manila

2. University of the East Ramon Magsaysay Memorial

3. Our Lady of Fatima University

4. University of Santo Tomas (UST)

86
 5. Ateneo De Zamboanga University

6. De La Salle University – Dasmarinas

7. St. Lukes Medical Center

8. Mindanao State University (MSU)

9. Cagayan State University

c. Livelihood Program – the objective of the livelihood program is to help

soldiers and their dependents that are living within the vicinity of military camps
to put up small business enterprises. This venture will help alleviate the
financial constraints experienced by soldiers and their families while in active
service.

d. Field Fellowship/Entertainment Roadshow - away from the comforts of their

homes and families, the hardships and sacrifices experienced by Filipino
soldiers is not something that is easily endured. The harsh, unfriendly and
often life-threatening environment can take its toll. Through the planned
relaunch of the Field Fellowship program, ASK Foundation aims to relieve the
hardships of separation and extend our sincerest appreciation to the troops
through music, dancing, and special appearances of entertainment
personalities.

Note: The Alay sa Kawal Foundation, Inc. (ASK) Office is located at Camp General
Emilio Aguinaldo, Quezon City.

5. Old Age Pension for Surviving Spouse - surviving spouse is automatically

qualified for old age pension regardless of age. Basic requirements for surviving
spouse to be submitted to PVAO, Camp Gen Emilio Aguinaldo, Quezon City are as
follows:

a. Proof of Service/Retirement Order

1. For WWII & AFP Veterans: Military Service Record from NRD,OTAG

2. For Philippine Scout: Enlistment Record & Report of Separation from

USVA

b. Proof of Birth (wife):

1. Certificate of Live Birth from LCR, Birth (Wife), NSO or Archives

87
 2. Office with LCR Registry number (original or certified copy)

3. Photocopy done by issuing Officer.

c. Proof of Death:

1. Cert. of Death from LCR or NSO with LCR Registry

2. Number (original or certified photocopy).

d. Proof of Marriage:

1. Cert. of marriage from LCR, NSO or Archives Office

2. With LCR Registry number (original or certified photo copy.

e. Barangay/Police Clearance.

f. Valid ID (Passport, Driver’s License, COMELEC ID, Postal ID, GSIS/SSS ID,
AFP ID or VMMC Greencard.

6. Special Financial Assistance (SFA) under RA 6963 – an act granting SFA

and benefits to families or beneficiaries of any military personnel or police or fireman
killed or permanently incapacitated while in the performance of his duty or be reason
of his office or position and for other purposes. The coverage of this SFA includes the
following:

a. Other military operations/actions like civic actions, disaster relief and rescue
operations, routine patrols sentinel/guard duties, etc.

b. It applies to police or military personnel who are killed while in the

performance of their duties or by reason of their positions, regardless of who
are the killers.

c. It applies to military personnel who, while on board a military vehicle en route

to a military and other similar operations, died or become permanently
incapacitated when such military vehicle meets an accident.

100 Special Financial Assistance (SFA) from

the Command.

Computation of SFA: (Effective 06 September 1990)

1. If the deceased or permanently incapacitated military personnel served 12

months or more in the military service:

MONTHLY BASE PAY + LONG PAY + HAZARD PAY + MANDATORY

ALLOWANCES + BONUSES RECEIVED DURING THE LAST 12 MONTHS

88
 PRECEDING THE DEATH, OR THE DECLARATION OF PRESUMPTION OF
DEATH OR THE DATE OF SEPARATION AS A RESULT OF PERMANENT
INCAPACITY X 6 MONTHS
12 MONTHS

101 If the deceased or permanently

incapacitated military personnel served
less than 12 months in the military
service:

MONTHLY BASE PAY + LONG PAY + HAZARD PAY + MANDATORY

ALLOWANCES + BONUSES RECEIVED DURING THE ACTUAL NUMBER
OF MONTHS SERVED PRECEDING THE DEATH OR THE DECLARATION
OF PRESUMPTION OF DEATH OR THE DATE OF SEPARATION
AS A RESULT OF PERMANENT INCAPACITY X 6 MONTHS
ACTUAL NUMBER OF MONTHS SERVED

Authority:

Memorandum for MGEN ARTURO B CARILLO AFP (RET), Presidential

Assistant ll, OPAMA from Head Office for Special Projects, PMS, Malacanang, dated
05 February 2008, Subject: Effectivity Date of Assistance to Killed-In-Action (KIA)
AND Wounded-In-Action (WIA) Soldiers. AFP personnel who are covered by said
directive/issuance shall be those who figured in various military encounters/operations
on or after 08 October 2007. As approved by the President, said increases shall be as
follows;

Particulars From To
Killed-in-Action P100,000.00 P250,000.00
Wounded-in-Action (WIA)
P50,000.00 P100,000.00
Major Injury
Wounded-in-Action (WIA)
P20,000.00 P50,000.00
(Minor Injury)

List of Required Documents to be submitted to OP-PMS for the Release of

Financial Assistance to AFP Battle Casualties:

a. For WIA Soldiers/CAA/CVOs

1. Medical Certificate with complete information:

- Original or duplicate/photocopy and must be authenticated or certified

true copy

- Must specify if the soldier suffered ―major‖ or ―minor‖ injury

89
 - Major Injury Certification must come from AFP Medical Center (V-Luna
Hospital)

- Minor Injury Certification may come from any AFP or Major Services
Station Hospital.

2. After Battle Encounter Report or Narrative Spot Report:

- Original copy of duly signed report or duplicate/photocopy and must be

authenticated or certified true copy.

3. Military Identification:

- I.D. of soldier – claimant must be in good standing/within validity period,

if expired, must be renewed first at the soldier’s Major Service Command Adjutant or
at GHQ Adjutant, if the soldier is assigned at the GHQ.

- If military is still for renewal/processing, submit/secure certification from

soldier’s Major Service Command Adjutant or at GHQ Adjutant if the soldier is
assigned at the GHQ.

- If CAA/CVO, ID and Special Order (photocopy front and back duly

authenticated)

4. In case of payment/remittance through bank:

- LBP Account No. – photocopy of passbook or ATM Card

102 Authorization to Deposit using the format

below:

AUTHORIZATION (format)

I hereby authorize the OP-Cashier to deposit the check representing financial

assistance from the President’s Social Fund (PSF) for AFP Battle Casualties to my
LBP Account No. Saving’s Account No. _________________________ / Branch.

(Signature Over Printed Name)

90
 b. For Dependents/Beneficiaries of KIA Soldiers/CAA/CVO’s:

1. Death Certificate

- Original or duplicate/photocopy and must be authenticated or

certified by Registrar.

2. Casualty Report

- Original copy duly signed report or duplicate/photocopy and must

be authenticated or certified true copy.

3. After Battle Encounter Report/Narrative Spot/Progress Report

4. Military Identification of KIA Soldier

- Photocopy of military ID if expired, secure certification from GHQ

Adjutant of his membership.

- If military ID is lost and was not recovered during the encounter,

submit/secure a duly notarized Affidavit of Loss from Branch of Service’s Judge
Advocate or GHQ Judge Advocate

- If CAA/CVO, ID and Special Order (photocopy front and back)

duly authenticated.

5. Dependent’s ID of Claimant

- Photocopy of AFP dependent’s ID

- Claimant for CAA/CVO, submit voter’s ID and Postal ID photocopy

front and back.

6. Marriage Contract

- If married, submit authenticated photocopy of marriage contract

and must be certified true copy by NSO

- If single, submit authenticated photocopy of birth certificate and

Parent’s Marriage Contract and must be certified true copy issued by NSO.

7. In case of payment/remittance through bank

- LBP Account No – photocopy of passbook or ATM Card

103 Authorization to Deposit using the format

below:

91
 AUTHORIZATION (format)

I hereby authorize the OP-Cashier to deposit the check representing financial

assistance from the President’s Social Fund (PSF) for AFP Battle Casualties to my
LBP Account No. SA _____________________________ / Branch.

(Signature Over Printed Name)

8. Burial allowance of Officers and EP while in the active service in case of

death from injuries received or sickness contracted in the performance of duty:

104 PD 1496 at prescribed amount as

follows:

General ------ P 3,000.00

Field Grade Offrs ------ 2.500.00

Company Grade Offrs ------ 2,000.00

Prob Offrs/Cadets ------ 1,500.00

EP/EW ------ 1,200.00

Candidate Soldier ------ 900.00

CAFGU/CAA ------ 1,200.00

105 Provident Memorial Plan, Inc. (PMPI)

Military personnel who die in-line of duty from 24 May 1984

onwards are covered by Provident Memorial Plan, Inc. at no cost to the
surviving beneficiaries at category of services prescribed as follows:

EP/CAFGUAA ------- P 3,500.00

In case the deceased personnel is not serviced by PMPI and/or

its authorized outlet, the full amount of the memorial plan described
above will be paid fully in cash to the surviving heirs or next of kin.

106 House and Lot Unit to

Beneficiaries/Survivors of
Military/CAA/CV Personnel Killed in
Action (KIA) and with Total Permanent
Physical Disability (TPPD).

Authority:

92
 AFP Housing Directive Nr. 01 dated 28 February 2006, re Policy and Procedure
for Awarding House and Lot Unit to Beneficiaries/survivors of Military/CAA/CVO
Personnel Killed-in-Action (KIA) and with Total Permanent Physical Disability (TPPD).

Policies and Procedures:

1. The Major Services shall initially screen/assess/evaluate the list of KIA/TPPD

military/CAA/CVO personnel with their respective beneficiaries and submit to DCS for
Pers, J1 which in turn submit same to PMS through Office of the President Assistance
for Military Affairs (OPAMA) and AFP Housing Board (AFPHB).

2. Beneficiaries through their Survivor Officers shall submit requirements to

their respective Major Service Housing Board (MSHB) accomplishing all forms
indicating therein, the preferred permanent location of house and lot.

3. Beneficiaries of KIA/TPPD Military/CAA/CVO personnel shall be allocated

with house and lot units worth One Hundred Eighty Thousand Pesos (P180,000.00).

4. Beneficiaries/heirs may acquire the housing units through purchase from

government housing agencies/private developers. Construction or improvement of
housing units in the beneficiaries acquired/owned lot through ―pakyaw‖ contract‖ or to
be constructed by the beneficiaries/AFP.

5. Only legitimate beneficiaries/survivors is authorized to be awarded house

and lot units and shall sign a contract that he/she will not sell/transfer the awarded
house and lot units within ten (10) years. In case of purchase of house and lot, it
should include in the titling the name of the children.

6. The following are the requirements for the awarding of house and lot:

a. For Killed in Action (KIA) Total Permanent Physical Disability (TPPD of

Military Personnel:

1. Spot Report

2. Certificate of authorized beneficiaries issued by the Service Record

Center

3. Death Certificate for KIA/TPPD Orders for TPPD personnel

4. Certificate of Completion and Acceptance of the beneficiaries

5. Picture of beneficiary with the house

6. Inspection Report by AFPREO.

b. For Killed in Action KIA/TPPD of CAA/CVO:

1. Appointment Order

93
 2. Spot Report

3. Certificate of authorized beneficiaries issued by the Division

Commanders or its equivalent

4. Death Certificate for KIA/TPPD Orders for TPPD personnel

5. Picture of beneficiary with the house

6. Certificate of Completion and Acceptance of the beneficiaries

7. Inspection Report by AFPREO.

8 The Major Service Commanders should properly endorse all qualified

beneficiaries/survivors.

9. Formal awarding/turn-over of house and lot units to the beneficiaries

may be done by the CSAFP or his representative.

10. Payment of house and lot units to the developers/contractors will be

done upon final inspection by AFPREO and acceptance of
beneficiaries.

11.The basis for facilitating housing claim is the date of death. The first
to comply the requirements will be given the preference.

Section 5 – Special Privileges Of Military Personnel

Authority:

107 Republic Act Nr. 9365 - An act

creating the rank of First Chief Master
Sergeant /First Master Chief Petty Officer
in the enlisted ranks of the Armed Forces
of the Philippines (AFP), appropriating
funds therefore, and for other purposes.

Section 1. Declaration of Policy – It is the policy of the State to continuously

develop a professional armed forces. In pursuit thereof, career development and
promotion systems shall be established to ensure a career progression of all
personnel of the Armed Forces of the Philippines and to provide them with appropriate
career motivations.

Section 2. Creation and Distribution of New Rank – The grade of First Chief
Master Sergeant/First Master Chief Petty Officer (E-10) is hereby created as a
component part of the non-commissioned grades of the Armed Forces of the
Philippines and which shall be held by the AFP Sergeant Major.

94
 Section 3. Selection of AFP Sergeant Major – The AFP Sergeant Major shall be
selected from among the Chief Master Sergeants/Master Chief Petty Officers under
such rules and regulations that the Chief of Staff, AFP, may prescribe: Provided, that
unless sooner terminated for cause by the Chief of Staff, AFP, the AFP Sergeant
Major may serve for a maximum term of three years: Provided, finally, that no person
shall be appointed under this Section if he has less than one (1) year in the active
service prior to his reaching the compulsory retirement age.

Section 4. Compensation – A First Chief Master Sergeant/ First Master Chief

Petty Officer shall receive a monthly base pay equivalent to the monthly base pay
given to Salary Grade 19.

Section 5. Retirement and Separation – The enlisted personnel who attains the
rank of First Chief Master Sergeant/ First Master Chief Petty Officer shall be retired
with the rank of Second Lieutenant/Ensign but with the retirement pay and benefits of
a First Lieutenant/Lieutenant Junior Grade (O-2).

Section 6. Appropriations –The amount necessary for the initial implementation

of this Act shall be charged against the available appropriations of the AFP under the
current General Appropriations Act. Thereafter, such sums as may be necessary for
its continued implementation shall be included in the annual General Appropriations
Act.

Section 7. Implementing Rules and Regulations – The Secretary of National

Defense shall, within ninety (90) days after the approval of this Act, promulgate the
necessary rules and regulations for the effective implementation of this Act.

Section 8. Repealing Clause – All laws, rules, regulations, orders, circulars and
memoranda inconsistent with this act are hereby repealed or modified accordingly.

Section 9. This Act shall take effect fifteen (15) days upon approval. This Act
which is a consolidation of Senate Bill No. 1286 and House Bill No. 224 was finally
passed by the Senate and House of Representatives on October 9, 2006 and October
11, 2006, respectively. Also signed by Secretary General, House of Representatives
Roberto P. Nazareno and Secretary of the Senate Oscar G Yabes.

Approved and Signed by PRESIDENT OF THE PHILIPPINES, GLORIA

MACAPAGAL-ARROYO on December 21, 2006.

108 Benefits to Medal of Valor Awardees

The Medal of Valor is the highest award that may be granted to a Filipino
soldier for conspicuous act of gallantry above and beyond the call of duty. In this
regard, the state shall give due recognition in the form of social services and financial
assistance (Auth: RA# 9094 as approved on 22 March 2001 repealing PD No. 1687):

An awardee/s and his heirs/beneficiaries shall be entitled to the following

benefits and privileges:

95
 1) A lifetime monthly gratuity of Twenty Thousand Pesos (P20,000.00) separate
and distinct from any salary or pension which the awardee is currently receiving or will
receive from the government.

2) Precedence in employment in government agencies or government owned or

controlled corporation provided that the awardee or his/her dependent also meets the
job qualifications or requirements.

3) Priority in the approval of the awardee’s housing application under existing

housing program of the government.

4) Privileges in obtaining loans in an aggregate amount not exceeding Five

Hundred Thousand Pesos (P500,000.00) from government-owned or controlled
financial institutions without having to put up any collateral or constitute any pledge or
mortgage to secure the payment of the loan.

5) Twenty percent (20%) discount from all establishments relative to utilization

of transportation service, hotels and similar lodging establishments, restaurants,
recreation and sports centers and purchase of medicine anywhere in the country.

6) Twenty percent (20%) discount on admission fees charged by theaters,

cinema houses and concert halls, circuses, carnivals and other similar places of
culture, leisure and amusements

7) Free medical and dental services and consultation in hospital and clinic
anywhere in the country.

8) Exemption from the payment of tuition and matriculation fees in public or

private schools, universities, colleges and other educational institutions in any
baccalaureate or post graduate courses.

9) If interested in joining the Cadets Corps, AFP (PMA), a quota and exemption
from the written examination of the awardee and or his son if he satisfies all the basic
requirements for admission to the PMA.

10) Priority for direct commission, call to active duty or enlistment in the regular
force of the AFP.

c. Privilege of being buried in Libingan Ng Mga Bayani

Procedures are the following:

a. Deceased Military Personnel – the Survivor Officers (SO) or the

survivor Non-Commissioned Officers (NCO) shall coordinate with CO,
Quartermaster for the registration of the deceased and preparation of grave al
the LNMB at least three (3) days prior to interment.

b. Deceased Retired Military Personnel – the next of kin shall notify the
Adjutant General, AFP who shall process the documents and determine of the
deceased is qualified to be interred or re-interred at the PNMB.

96
 c. Government Dignitaries, Statesmen, National Artist and other
deceased persons whose interment or retirement has been approved by the
Commander – In – Chief , Congress or the Department of National Defense.
The next of kin shall inform/notify the Adjutant General, AFP who shall
coordinate with the Quartermaster for the arrangement and conduct of funeral
honors and burial services at the LNMB.

d. Deserving NCO for Commission as Officer

– an NCO considered deserving can qualify for appointment to the grade of

2LT/ENS (PN) in the Reserve Force, AFP under RA 718, provided he satisfies the
following requirements:

1. Rendered exceptional service and demonstrated either outstanding

administrative ability or exceptional courage and leadership qualities.

2. Earned any of the awards/decorations specified below:

a) AFP/Major Service Soldier of the Year Award

b) At least one of the following Awards:

- Medal of Valor

- Distinguished Conduct Star

- Gold Cross Medal

- Outstanding Achievement Medal

c) Any two of the following Awards:

- KAWAL Awards (Gold Medal)

- Bronze Cross Medal

- Distinguished Navy Cross

- Distinguished Aviation Cross

- Philippine Legion of Honor (Degree of Officer)

d. Any four of the following Awards:

- Military Merit Medal

- Silver Wing Medal

- Philippine Legion of Honor (Degree of Legionnaire)

97
 - Any award enumerated in the preceding sub-paragraph

3. Be recommended by his Major Service Commander

109 Possess the following qualifications:

b) Good Military bearing/personality

c) Physically fit for general military service

c. Good moral character; and

d) Have no pending case

e. Enlisted Personnel of the Year

The AFP and Major Service Enlisted Personnel of the Year shall be entitled to
the following:

1. Badge-AFP or GHQ, PA, PAF, PN

2. Incidental awards:

- Promotional to the next higher rank/grade for those below MSgt

in accordance with existing policies on the promotion of Enlisted
Personnel.

1 Commission in the Reserve Force, AFP

and CAD, in line with existing laws and
regulations if and when MSgt or CPO
(PN) is selected.

ANNEX A

Definition of Terms:

1. Combat Duty Pay (CDP) - Officers and Enlisted Personnel who are engaged in any
combat duties/activities shall be entitled to CDP in addition to their monthly base pay.

2. Combat Incentive Pay (CIP) – Collateral allowance in addition to the CDP per month
entitlement for combat duties computed at One Hundred Fifty pesos (P150.00) per day
to be given to members of the AFP who figure in armed engagements or actual
combat against members of various insurgents, terrorists and lawless groups.

98
3. Actual Combat – refers to armed engagements that are either offensive or defensive
in nature and further characterized by actual firefight or gun battle between any
member or members of the AFP or any of its units or commands against various
insurgent, terrorist or lawless groups. The armed engagement, incident or
confrontation could either be land, water or airborne.

4. Operations Order (OPORD) – a directive issued by a commander to his subordinate

commander/s for the purpose of effecting the coordinated execution of an operation.
Also called the Five Paragraph Field Order, it contains as a minimum a description of
the task organization, situation, mission, execution, administrative and logistics
support, and command and signal for the specified operation. As used herein,
OPORD includes plans for camp defense, contingency, logistical run/movement,
casualty evacuation, and case operations.

2 Fragmentary Order (FRAG-O) - an

abbreviated form of an operation order,
usually issued on a day-to-day basis, that
eliminates the need for restating
information contained in a basic
operation order. FRAG-O’s, which may
be issued in sections, contain information
of immediate concern to subordinates
and provide brief, specific, and timely
instructions without loss of clarity. It
could come in the form of an oral, a
digital, or a written message. It is issued
after an operation order to change or
modify that order or to execute a branch
or sequel to that order.

ANNEX B

Condition 1

99
 3 ARMY DETACHMENT

UNIT LOCATION
Balobo, Detachment Lamitan, Basilan
Lower Luuk Detachment -do-
Bulingan Detachment -do-
Calugusan Detachment -do-
Malong Detachment -do-
Baungos Detachment -do-
Busay Detachment Isabela, Basilan
Kumalarang Detachment -do-
Makiri Detachment -do-
Atong-Atong Detachment Lantawan, Basilan
Hil 898, Puno Mohadji Detachment Brgy. Upper Mahayhay, Basilan
Manual Detachment -do-
Bacung Detachment Sumisip, Basilan
Command Post ―B‖ Coy 10 IB Limbo, Candis, Sumisip, Basilan
Command Post ―C‖ Coy 10 IB Panin, Abong-Abong, Maluso, Basilan
Monpol Detachment Sumisip, Basilan
Guiong Detachment -do-
Petition Detachment Taberlongan, Maluso, Basilan
Libong Detachment Brgy Libong, Sumisip, Basilan
Command Post ―A‖COY, 32IB Magcawa, Tipo-Tipo Basilan
Linugan Detachment Tuburan, Basilan
Guinantah Detachment -do-
Bato-Bato Detachment Tipo-Tipo, Basilan
Buhe Libong Detachment -do-
Quipit Detachment Ipil, Zamboanga del Sur
Datu Tumanggaong Detachment Tungawan, Zamboanga del Sur
Batungan Detachment -do-
Marcelo Detachment Kalawit, Zamboanga del Norte
Panabao Detachment -do-
Banco Detachment -do-
Situbo Detachment -do-
Palalian Detachment -do-
Daniel Maing Detachment -do-
Santo Rosario Detachment RT Lim, Zamboanga del Sur
JS Perfecto Detachment -do-
Santa Fe Detachment -do-
Canatuan Detachment Siocon, Zamboanga del Norte
Bulunai Detachment Midasalip, Zamboanga del Sur
Pisompongan Detachment -do-
Piwan Detachment -do-

Luanan Detachment Lapuyan, Zamboanga del Sur

Maruing Detachment -do-
Cabaluran Detachment Aurora, Zamboanga del Sur
Lison Valley Detachment Pagadian City
Cogonan Detachment Labangan, Zamboanga del Sur
Gasa Detachment Lakewood, Zamboanga del Sur
Baking Detachment -do
Command Post ―A‖COY, 39IB, 6 ID So Campo, Malapag, Carmen, Cotabato

100
Miasong Detachment Bry Miasong, Polomolok, South Cotabato
2nd SF Bn, SOCOM Cmnd Post Bgy Mileb,Sultan Sa Barongis, Maguindanao
40th SFCoy, 2nd SF BN, Cmnd Post So Quarry I, Bgy Malusot, Sultan,So Barongis,
Maguindanao
42nd SFCoy, 2nd SF BN,Cmnd Post So Quarry I, Bgy Malusot, Sultan So Barongis,
Maguindanao
39th SF Coy, SOCOM Cmnd Post Bgy Bagan, Talayan, Maguindanao
41st SF Coy, SOCOM Cmnd Post So Lopod, Bgy Masulot, Sultan So Brongis,
Maguindanao
Banayal Detachment Bgy Banayal, Tulunan, Cotabato
Popoyan Detachment Bgy Popoyan, Tulunan, Cotabato
Dungos Detachment Bgy Dungos, Tulunan, Cotabato
Maybula Detachment Bgy Maybula, M’lang, Cotabato
Luz Village Detachment -do-
New Antique Detachment Bgy New Antique, M’lang, Cotabato
Inas Detachment Bgy Inas, M’lang, Cotabato
New Baarbaza Detachment Bgy New Barbaza, M’lang Cotabato
Lepaga Detachment Bgy Lepaga, M’lang, Cotabato
New Panay Detachment Bgy New Panay, M’lang, Coatabato
Malamote Detachment Bgy Malamote, Kabacan, Cotabato
So Palea Detachment Bgy Upper Paatan, Kabacan,Cotabato
Kibudok Detachment Bgy Kibudok, Matalan, Cotabato
Harbor Detachment Bgy Nuyo, Buldon, Maguindanao
Hartcher Detachment Bgy Edcor, Buldon, Maguindanao
Pantawan Detachment So Guiling, Bgy Nuyo, Maguindanao
Tiger Detachment Bgy Campangi, Pinagkawayan,Cotabato
Command Post, ―A‖ COY. 31B, 61D Bgy Nuyo, Buldon, Maguindanao
Apo Detachment -do-
Atlanta Detachment Bgy Upper Balatawan, Buldon, Maguindanao
Atlantic Detachment -do-
Australia Detachment -do-
Atlas Detachment -do-
Command Post, ―B‖ COY, 31B, 61D So Bobong, Bgy Nuyo, Buldon Maguindanao
Ned Detachment Bgy Ned, Lake Sebu South Cotabato
Lacanon Detachment Bgy Lacanon, Tiboli, South Cotabato
New Dumangas Detachment Bgy New Dumangas, Tiboli South Cotabato
Batotitik Detachment So Batotitik, Bgy Baag, Tiboli, SouthCotabato

Mabaca Patrol Base Balbalan, Kailnga

Buaya Patrol Base -do-
Bagwang Patrol Base -do-
Bonnong Patrol Base -do-
Tawang Patrol Base -do-
Aciga Patrol Base Pinukpuk, Kalinga
Wagod Patrol Base -do-
Amacian Patrol Base -do-
Taggay Patrol Base -do-
Limos Patrol Base -do-
Ballayangon Patrol Base -do-

A. AIR STATION/SITE

Pagasa Detachment KIG, Palawan

101
Tarumpitao Detachment Rizal Palawan
Abo Abo Detachment Palawan
Bugsok Detachment Palawan
Balabac Detachment Palawan

B. NAVAL STATIONS/SITE

ND LIKAS
ND LAWAK
ND KOTA
ND PANATA
ND PAROLA
ND PATAG
ND RIZAL REEF
ND TUBATTAHA
CWS BALABAC
CWS BALUT ISLAND
CWS BASCO
CWS BOLINAO
CWS CABRA
CWS CAPE ENCANTO
CWS CAPUL
CWS LINAPAKAN ISLAND
CWS MATOCO
CWS PAG ASA
CWS PALANAN
CWS PALAI ISLAND
CWS SANGA-SANGA
CWS TAGANAK

Condition II

A. ARMY DETACHMENT

Command Post ―A‖COY, 51B, 1ID Bulansa, Lantawan Basilan

Command Post ―B‖COY, 51B, 1ID Colonia, Iamitan, Basilan
Command Post ―C‖COY, 51B, 1ID Kapatagan Grande, Isabela, Basilan
Dangcalan Detachment Lamitan, Basilan
Lower Colnia Detachment -do-
Upper Matikang Detachment Lantawan, Basilan
Ladugan Detachment -do-
Tairan Detachment -do-
Balagtasan Detachment Lamitan, Basilan
Baroy Singal Detachment -do-
Sumagdang, Detachment Isabela, Basilan
Claret Detachment Tamahubong, Sumisip, Basilan
Tumahubong Detachment Sumisip, Basilan
Central Sumisip Detachment -do-
Battalion Command Post, 32IB Camalig, Tipo-Tipo, Basilan
Command Post ―B‖COY, 32IB Lagayas, Tipo-Tipo, Basilan
Command Post ―C‖COY, 32IB Sinulatan, Tuburan, Basilan
Lahi-Lahi Detachment Tuburan, Basilan
Parang basak Detachment Tipo-Tipo, Basilan

102
Sabong Detachment Lamitan, Basilan
Battalion Command Post, 33IB Libertad, Tungawan, Zamboaga del Sur
Command Post ―A‖COY Bgy Sisay, Tungawan, Zambo. Del Sur
Command Post ―B‖COY Tigbanuang, Tungawa, Zambo. Del Sur
Command Post ―C‖COY Bangkerohan, Zamboanga del Sur
Silingan Detachment RT Lim, Zamboanga del Sur
Pobalacion Tungawan Detachment Tungawan, Zamboanga del Sur
Ali Alsree Detachment RT Lim, Zamboanga del Sur
Beverly Detachment Bgy Timbawan, Tungawan, ZDS
Tigpalay Detachment Tungawan, ZDS
Longpond Detachment -do-
Upper Tungawan Detachment -do-
Longon Detachment -do-
Bacalan Detachment Ipil, Zamboanga del Sur
Palid Detachment -do-
Kaparan Detachment -do-
Command Post, 3IB Central Dinganen, Buldon, Maguindanao
Hunter Detachment Bgy Patol, Pigkawayan, Cotabato

Command Post, 16IB So Garigayan, Mataya, Buldon,

Maguindanao
Matuguinao Patrol Base Pobalacion, Matuguino, Western Samar
Command Post, ―C‖COY, 34IB San Jose de Panaugan,Gandara,
Western Samar
Bu-ao Patrol Base Bgy Bu-ao, Gandara, Western Samar
Lawaan Patrol base Bgy Lawaan, Paranas, Western Samar
Ermita Relay Station Ermita Relay Station, Bgy Ermita
Guinayagan,quezon
Sihi Relay Station Sihi Relay Station, Bgy Sihi
Buenavista,Quezon

B. AIR STATION/SITE

581ST Acft Ctrl and Warning Wing PAS, Pasuquin, Ilocos Norte
582nd Acft Cntrl and Warning GAS, Lubang, Mindoro
Squandron
584th Acft Control and Warning Bataraza, Palawan
Squandron
H900B La Paz, Zamboanga
CTS Tawi-Tawi CD Tawi-Tawi
CTS Sanga-Sanga Sanga-Sanga
CTS Sibutu Sibutu
Salakot Detachment Napsan, PPC Palawan

C. NAVAL STATION/SITE

NOD CABALLO
NS PAG-ASA

Condition I & II

103
 A. ARMY DETACHMENT

Command Post, ―A‖COY, 14IB Bgy Calangitan, Borongan, Eastern

Samar
San Isidro Patrol Base Bgy Taboc, Llorente, Eastern Samar
Command Post, ―B‖COY 14IB Bgy Guindalitan, Maydulong, Eastern
Samar
Hinolaso Patrol Base Hinolaso, Dolores, Eastern Samar
Arteche Patrol Base Arteche, Eastern Samar
Jipadpad Patrol Base Jipadpad, Eastern Samar
Loop de Loop Patrol Base Bgy Loop de Loop, Taft, Eastern Samar
Command Post, ―C‖COY, 14 IB Bgy Coticot, Gipontos, Eastern Samar
Pinaso-an Patrol Base Bgy San Miguel, Hernani, EasternSamar
Dumrog Patrol Base Bgy Dumrog, Mc Arthur, Eastern Samar
Sta Rosa, Patrol Base Sta Rosa, Balanginga, Eastern Samar
Lawa-an Patrol Base Lawa-an, Eastern Samar
Poswoy, Patrol Base Balbalan, Kalinga
Guinaang Patrol Base -do-

Salegseg Patrol Base Balbalan, Kalinga

Balenciagao Patrol Base -do-
Balutoy Patrol -do-
Taluktok Patrol Base Taluktok, Tanudan, Kalinga
Poaoy Patrol Base Lubuagan, Kalinga
Gasdo Patrol Base Bgy Gasdo, Calbayog City
Himalandrog Patrol Base Bgy Himalanrog, Calbayog City
Pena Patrol Base Bgy Pena,.Tinambacan District, Calbayog
Purog Patrol Base Bgy Purog, Gandara, Western Samar
New Minarog Patrol Base Bgy New Minarog, Motiong, W. Samar
San Jose de Buan Patrol Base Poblacion Jose de Buan, W. Samar
Babaclayon Patrol Base Bgy Babaclayon, San Jose de Buan
WesternSamar
Palanan Patrol Base Palanan, Isabela
Maconacon Patrol Base Maconacon, Isabela
Magnao Patrol Base Tabuk, Kalinga
Nambukayan Patrol Base Balbalan, Kalinga

B. AIR STATIONS/SITE

PAF Detachment, Abra Abra

PAF Detachment Tuguegarao Cagayan Valley
PAF Detachment San Jose San Jose, Mindoro

C. NAVAL STATION/SITE

NS BALABAC
NS BATU-BATU
NS ULUGAN
ND INFANTA

104
 ANNEX C

HEADQUARTERS, 72-100 Reimbursable Fund Unit, AFP PROCUREMENT

SERVICE, Inventory Status of 72-100 RFU Stocks as of 18 February 2014. The
following are the updated price list of Re-enlistment Clothing Allowance (RCA) in kind
for CY-2014:

For PA Personnel
QTY UNIT ITEM U/P T/P
1 pr Boots, Combat, Hot Weather P1,400.00 P 1,400.00
1 suit Battle, Dress Attire 1,300.00 1,300.00
2 suits GOA Green 308.00 616.00
1 pr Shoes, Dress, Low Cut, Clarino 1,194.00 1,194.00
2 ea T-Shirt, White 102.00 204.00
2 ea T-Shirt Camouflage 130.00 260.00
TOTAL P 4,974.00

For PAF Personnel

QTY UNIT ITEM U/P T/P
1 pr Boots, Combat, Hot Weather P 1,400.00 P 1,400.00
1 suit Battle, Dress Attire 1,300.00 1,300.00
2 suits GOA Blue 308.00 616.00
1 pr Shoes, Dress, Low Cut, Clarino 1,194.00 1,194.00
1 ea Raincoat, OD 526.00 526.00
TOTAL P 5,036.00

For PN (CPO) Personnel

QTY UNIT ITEM U/P T/P
2 suits Chambray & Dungaree P 350.00 P 700.00
2 suits GOA, Black & White (Cloth) 285.00 570.00
1 pr Shoes, Dress, Low Cut, Clarino 1,194.00 1,194.00
2 ea T-Shirt, V-Neck, White 102.00 204.00
2 prs Socks, Plain Black 30.00 60.00
TOTAL P 2,738.00

For PN Enlisted Personnel

QTY UNIT ITEM U/P T/P

105
 2 suits GOA, Black & White (Cloth) P 285.00 P 570.00
2 suits Chambray & Dungaree 350.00 700.00
1 pr Shoes, Dress, Low Cut, Clarino 1,194.00 1194.00
4 ea T-Shirt, V-Neck, White 102.00 408.00
2 prs Socks, Plain Black 30.00 60.00
3 ea Brief, White 50.00 150.00
1 ea Handkerchief, White 19.20 19.20
TOTAL P 3101.20

For PMAR Personnel

QTY UNIT ITEM U/P T/P
1 suit Undress Green, (Cloth) Upper & Lower P 285.00 P285.00
1 ea Khaki, (Cloth) Upper 280.00 280.00
1 pr Camouflage uniform 845.00 845.00
3 ea T-Shirt R-Neck 125.0 375.00
3 ea T-Shirt, Camouflage 135.0 405.00
1 pr Shoes, Dress, Low Cut, Clarino 1,194.00 1,194.00
1 pr Boots, Combat, Field Use 1,400.00 1,400.00
2 prs Socks, Plain, Black 30.00 60.00
2 prs Socks, Woolen, Black 45.00 90.00
2 ea Brief, White 50.00 100.00
TOTAL P 5,034.00

For WAC Personnel

QTY UNIT ITEM U/P T/P
2 suits GOA Gray, (Cloth) tech Svc Uniform P 308.00 P 616.00
1 pr Pump Shoes 1,194.00 1,194.00
1 pr Shoes, Svc, Low Cut, Black 1,400.00 1,400.00
1 pr Shoes, Rubber, White (Tretorn) 1,033.00 1,033.00
1 ea Bag, Shoulder, Black 1,800.00 1,800.00
1 pr Pants, Athletic. White 223.00 223.00
1 ea Blanket 568.00 568.00
2 ea Towel, Batch White 220.00 440.00
TOTAL P7,274.00

106
 ANNEX D

Nationwide Educational Programs

Nr Program Slots Benefits Who May Avail

Benefits Who May
Avail
1 Presidential Unlimited Exemption from payment Dependents of military
Decree 577 of tuition & matriculation personnel KIA,
(P.D. 577) fees in public or private Deceased, Died in Line
schools with student of Duty & 100% CDD
population of 2,000 or (Combat & Non-Combat-
higher. May be enjoyed related)
for a maximum of ten
(10) school years &
transferable to any
dependent of the military
personnel below 22
years old. Applicable in
all undergraduate
courses except Doctor of
Medicine, Bachelors of
Law & BS Nursing
2 Republic Act Unlimited Free Tuition , Legitimate children of
6963 (R.A. miscellaneous fees & military personnel KIA or
6963) annual stipend (Elem – CDD (Combat-related)
P2,000; HS – P3,000; from September 4, 1990
College – P8,000) in any to present
government or private
non-exclusive school
from elementary to
college level for a
maximum of a 5-year
degree course
3 Republic Act Unlimited Free tuition, matriculation Medal of Valor awardees
9049 (R.A. fees & annual stipend & legal dependents
9049) (Elem – P2,000; HS –
P3,000; College –
P8,000) from preparatory

107
 to masters degree
4 CAFGU Unlimited Free tuition & Legitimate CAFGU
Program miscellaneous fees in Active Auxiliaries
Elem, HS & College; dependents (KIA, CDD
annual stipend of P8,000 Combat-Related)
for College
5 DND-CHED- 200 / year Exemption from payment Dependents of military
PASUC of tuition in any State personnel KIA, CDD
University or College (Combat-Related) &
(SUC); payment of active
miscellaneous fees by
CHED not to exceed
P2,500 & P8,000 annual
stipend from AFPEBS in
any undergraduate
course except Law,
Dentistry & Medicine
6 Dr. Emilio T. Determine Annual stipend (Elem – Dependents of military
Yap (DETY) d every P2,000; HS – P3,000; personnel
year College – P8,000) deceased/CDD (Non-
Combat-related)
7 HERO Unlimited Annual stipend (Elem – Dependents of military
Foundation, Inc. P5,000; HS – P8,000; personnel KIA or died
College – P20,000; from combat-related
Technical/Vocational causes since 1987 to
Course – P25,000) present
8 Armed Forces 10 / year Free tuition & 1st or 2nd yr. College
and Police miscellaneous, monthly dependents of military
Savings and stipend of P2,000 & personnel who are
Loans reimbursement of book regular/active members
Association Inc. expenses of AFPSLAI, with GWA
(AFPSLAI) not lower than 2.0 or its
equivalent & no grade
lower than 2.75 or its
equivalent
9 Armed Forces 250 P12,000 annual stipend The program shall apply
and Police educational for college to dependents of military
Mutual Benefit benefit students only personnel who were
Association, slots killed-in-action (KIA) and
Inc. are currently in the
tertiary level of
education.
10 PVAO Determine Free tuition and Dependents of KIA or
d every miscellaneous fees with CDD Combat related
year yearly stipend (Elem –
P4,000; HS – P6,000;
College – P16,000)
11 AMA Unlimited 50% tuition discount in Dependents of military
University and selected AMA Campuses personnel *
AMA
Colleges, Inc.
12 Bahay ni 5 at any Annual stipend of Dependents of deceased
Angelo King given time P10,000 in HS & College military personnel with
Foundation preference to KIA

108
13 Informatics 11 (at any 1 slot with 100% tuition Dependents of military
Philippines given time discount and 10 slots personnel*
in each of with 50% tuition discount
the
selected 9
branches
nationwide)
14 Salome Tan 5 at any Annual stipend of Dependents of deceased
Foundation given time P10,000 in HS & College military personnel with
levels preference to KIA
15 STI Colleges, 2 (at any 2-year diploma course Dependents of military
Inc. given time personnel*
in each of
the
selected 22
branches
nationwide)
16 University of Unlimited 20% tuition discount in Active military personnel
Perpetual Help any under-graduate & dependents
System (UPHS) course in 7 specified
campuses

Partners in Metro Manila

Nr Program Slots Benefits Who May Avail

1 Asia Pacific 10 slots 100% tuition discount Dependents of military

College 65% tuition discount personnel KIA, deceased
or CDD
Dependents of active
military personnel
2 ASIAN-TOUCH 2 at any Full scholarship for every Active military personnel,
International given time 15 students enrolled in civilian employees of the
Training same course and 15% AFP & dependents
Institute, Inc. (installment basis) – 20%
(AITI) (cash basis) discounts to
the other 15 enrolled
students in any skills-
training, short-term
courses offered in AITI,
Cubao, Quezon City
3 City College of Unlimited Free tuition & Dependents of military
Manila (CCM) miscellaneous fees in personnel who, or whose
any undergraduate parents are residents or
course offered by CCM, voters of Manila
Escolta, Manila
4 Central 30 at any 5 slots with free tuition Dependents of military
Colleges of the given time and personnel KIA, deceased
Philippines miscellaneous (except in or CDD
BS Nursing)
25 slots with free tuition
(except in BS Nursing)
5 De La Salle- 10 / year Full tuition and fees Dependents of military

109
 College of Saint subsidy personnel*
Benilde
6 Don Bosco 10 at any Free tuition, Male Dependents of
Technical given time miscellaneous & uniform military personnel* and
College fees in their Manpower dependents of CAFGU
Skills Training Program personnel
courses
7 FEU-East Asia 5 slots at 50% tuition and Dependents of military
College any given miscellaneous fees personnel*
time discount
8 Gateways 1 / branch Free tuition in courses Dependents of military
Institute of including: (1) Computer personnel* & active
Science and Secretarial; (2) Computer military personnel
Technology Science; (3) Electronics
(GIST) Technician; (4)
Commercial Graphic
Arts; and (5) Computer
Technician in GIST,
Pasig City / Kalentong /
Cogeo
8 Gateways 1 / branch Free tuition in courses Dependents of military
Institute of including: (1) Computer personnel* & active
Science and Secretarial; (2) Computer military personnel
Technology Science; (3) Electronics
(GIST) Technician; (4)
Commercial Graphic
Arts; and (5) Computer
Technician in GIST,
Pasig City / Kalentong /
Cogeo
2 / year Free tuition for every 10
students enrolled

Unlimited 50% tuition discount in

specified courses

9 Informatics 10 50% tuition discount in Dependents of military

International BSCS, BSIT, BSIM, personnel*
College BSBA, ADCS, ADIT & & active military
ADBIT by Informatics personnel
International College in
Eastwood, Libis, Que-
zon City
10 Integrated 8/year in Free tuition fee in Dependents of military
Montessori se-lected Preschool, Elementary & personnel KIA, CDD or
Center campuses High School in their deceased
branches in NCR and
Laguna
11 Manuel L. Unlimited 50% tuition discount Dependents of military
Quezon personnel*
University
12 Philippine Army 1 slot for 100% tuition discount Dependents of
Officers’ Ladies each from the primary level military personnel KIA &
Foundation educational until first year High CDD (Combat &

110
 School level School Non-Combat)
13 Roosevelt Unlimited 50% tuition discount in Dependents of military
College Elementary to College personnel*
System 1/year Free tuition for every 50
grantees enrolled in the
ff. campuses: Cainta,
Cubao, Marikina,
Montalban,
Quirino, San Mateo &
San Juan
14 St. Dominic 100 slots 50% tuition and Dependents of military
Savio College at any miscellaneous fees personnel*
given time discount in courses
offered by the school,
except BS Nursing

15 St. Jude 500 slots at 20% discount on annual Dependents of military

College any given tuition personnel*, active
time military personnel

16 TESDA NCR Determine Scholarship Slots in Dependents of military

d by PESFA Program & personnel*, active &
TESDA TESDP-ADB SF retired military personnel
NCR Program
Training slots in Trainors
Development, Assessors
Development &

Entrepreneurial Skills
Development
Minimum fees for Skills
Training Courses &
provision of venue
Assessment & issuance
of Certificate of Training
for a fee
17 Trinity 5 at any 100% tuition discount in Dependents of military
University of given time Computer Science, personnel*
Asia Education, Mass
Communication,
Business Administration,
and Psychology Courses
18 Xavier School 5 / year Free tuition & Dependents of military
Educational and miscellaneous fees & personnel*
Trust Fund, Inc. stipend (amount will be
(XSETF) based on the family’s
economic condition)
starting Nursery to High
School in Xavier School,
San Juan, Metro Manila
19 Manila 2 slots 100% discount on tuition Dependents of military
Business and personnel*, active
College miscellaneous fees per military personnel

111
 year
10 slots 100% discount on tuition
fee per year
30 slots 50% discount on tuition
fee per year
20 Informatics 20 slots 100% tuition discount Dependents of
College Quezon 100 slots 50% tuition discount military personnel KIA &
City CDD
100 slots 50% tuition discount High School graduating
dependents with GWA of
2.0

100 slots 50% tuition discount Active Officers and

Enlisted Personnel
Unlimited 75% tuition discount for Active Officers and
all short courses enlisted personnel
21 University of 10 slots at 100% tuition fee discount Dependents of
Makati any given military personnel
time

PARTNERS in BAGUIO CITY

Nr Program Slots Benefits Who May Avail

1 Keystone Unlimited Free tuition & registration Dependents of military
College fees in any personnel*
(formerly Kalos undergraduate course
Ma. College)
2 Baguio Central 1 / year Free tuition fees in any Dependents of military
University General Courses: personnel*
Education, Commerce,
Arts & Sciences & Public
Administration
3 Baguio City 5 / year Free tuition & Dependents of military
School of Arts miscellaneous fees personnel*
and Trades except laboratory fees) in
2-year Hotel &
Restaurant Services
Course
4 Baguio 5 / year Free tuition in any Dependents of military
College of undergraduate course personnel*
Technology
(formerly BETI
College of
Technology)
10 / year 50% tuition discount in
any under-graduate
course
5 Philippine 20 / year Free tuition in BS HRM & Dependents of military
Women’s BS BA courses (10 slots personnel*
University each) any undergraduate
course

112
6 Saint Louis 10 at any Free tuition & other fees Dependents of military
University given time in any under-graduate personnel*
course except in the
Colleges of Nursing,
Computer Science and
Law
7 STI College— 2 at any Free tuition in any Dependents of military
Baguio given time undergraduate course personnel
8 TESDA CAR 5% of total Scholarship slots in Dependents of military
regional PESFA Program personnel*, active &
slots retired military personnel
5% Slots in Regional &
province Provincial Training
Centers

Deter- Enrolment slots in

mined by Regular Programs
TESDA Conduct training
CAR programs & provision of
venue
Issuance of Certificate of
Training
9 University of 5 at any Free tuition in any Dependents of military
Baguio given time undergraduate course personnel*
10 University of the Deter- Free tuition & Dependents of military
Cordilleras mined by miscellaneous fees personnel*
the school under the Working
Scholarship Program &
stipend/trimester
(Php600 for office &
laboratory work &
Php1,200 for
housekeeping/janitorial
services) in any
undergraduate course
except Computer
Science, Nursing, HRM
& Tourism, Electronics &
Communication
Engineering & Computer
Engineering

PARTNERS IN LA UNION

Nr Program Slots Benefits Who May Avail

1 Lorma Colleges 1 / year Free tuition fees in any Dependents of military
under-graduate course personnel*
2 Northern 2 / year Free tuition in any Dependents of military
Philippines undergraduate course personnel*
College of conscious
Maritime,

113
 Science and
Technology
3 Osias 1 / year Free tuition in any Dependents of military
Educational undergraduate course personnel*
Foundation 1 / year Free tuition in Caregiver
Course
4 Polytechnic 1 / year Free tuition & Dependents of military
College of La miscellaneous fees in personnel*
Union any undergraduate
course
5 Saint Louis 1 / year Free tuition in any Dependents of military
College undergraduate course personnel*
6 Sea and Sky Unlimited 10% tuition discount in Dependents of military
College HRM course personnel* & active
Unlimited 15% tuition discount in military personnel
non-HRM courses
7 South Ilocandia 6 / year Free tuition & Dependents of military
College miscellaneous fees in personnel*
any undergraduate
course
8 TESDA Not to Free tuition & Dependents of military
Region I exceed 5% miscellaneous fees in the personnel*, active &
of total PESFA Program retired military personnel
slots
Deter Enrolment slots in
mined by Regular Programs
TESDA
Region I
Unlimited Slots in Training
Programs
Deter Provision of
mined by Entrepreneurship
TESDA Seminar
Region I Assessment and
Issuance of Certificate of
Training
9 Union Christian 1 / year Free tuition in any Dependents of military
College undergraduate course personnel*

PARTNERS in LAOAG CITY

Nr Program Slots Benefits Who May Avail

1 Batac Junior 3 at any Free tuition in Preschool, Dependents of military

College given time HS and College (1 personnel*
slot/level), For the
College level, applicable
only in Computer
Operation and Office
Administration courses
2 Divine Word 2 at any Free tuition in Dependents of KIA, LOD
College of given time undergraduate courses and CDD
Laoag (18 units/semester & 9

114
 units for summer)
3 Juan Luna 10/year Free tuition in HS Dependents of military
Memorial personnel*
Academy
4 Mariano Marcos Unlimited Free tuition applicable in Dependents of military
State University Agriculture or Fisheries personnel* who have at
course, Grantees are least 85% GWA in HS
required to maintain at
least 2.5 GWA/semester
5 Northwestern 5 at any Free tuition in any Dependents of deceased
University given time undergraduate course military personnel (KIA)
except BS Nursing

PROGRAM in PANGASINAN

Nr Program Slots Benefits Who May Avail

1 Luzon Colleges 500 / year Free tuition in any Dependents of military
of Science and undergraduate course personnel*
Technology 500 / year 25% - 75% tuition Dependents of military
discount in any personnel* & active
undergraduate course, military personnel
depending on the
evaluation &
recommendation of the
school’s Academic
Affairs Personnel
2 Lyceum Unlimited Free tuition in HS & Dependents of military
Northern Luzon College in any personnel*
undergraduate course
3 Panpacific 10 / year Free tuition in HS & Dependents of military
University North for HS College in any personnel*
Philippines 10 / year undergraduate course
for
College
4 Urdaneta City 2 / year Free tuition) in any Dependents of military
University undergraduate course personnel*
except BS Nursing
Unlimited 75% tuition discount in Dependents of military
any undergraduate personnel* & active
course except BS military personnel
Nursing

PARTNERS in TUGUEGARAO

Nr Program Slots Benefits Who May Avail

1 University of Unlimited 25% tuition discount in Active military personnel
Cagayan Valley any undergraduate & dependents
(formerly course
Cagayan
Colleges of

115
 Tuguegarao)
2 Central College 30 at any Free tuition in any Dependents of military
of the North given time undergraduate course personnel*
3 Florencio L. Unlimited 30% tuition & Dependents of military
Vargas College miscellaneous fee personnel*
discount in any
undergraduate course
4 International Unlimited 100% tuition of Dependents of military
School of Asia miscellaneous fees personnel who are full
& the Pacific orphans
Unlimited 35% discount on tuition & AFP children who are not
misc fees yet orphans
5 Medical College Deter Free tuition & Dependents of military
of Northern mined by miscellaneous fees in personnel*
Philip-pines the school any undergraduate
course
6 Philippine Law 20 at any 50% tuition & Dependents of military
Enforcement given time miscellaneous fee personnel*
College discount in any
undergraduate course
7 Superior 5 at any Free miscellaneous fees Dependents of military
College of Tu- given time in any personnel*
guegarao undergraduate course
8 TESDA Unlimited Full scholarships in any Active military personnel
Region II available training & dependents
program
9 University of St. 5 at any Free tuition & Dependents of personnel
Louis given time miscellaneous fees in KIA and deceased
any undergraduate
course

PARTNERS in NUEVA ECIJA

Nr Program Slots Benefits Who May Avail

1 Central 2 / year Free tuition in any Dependents of
Luzon State undergraduate course military personnel*
University
2 College for 5 / at any Free tuition in any Dependents of
Research and given time undergraduate course military personnel*
Technology
3 Dr. Gloria D. Unlimited Free tuition in any Dependents of
Lacson undergraduate course military personnel*
Foundation except BS Nursing
College
4 Good 1 at any Free tuition in BS Dependents of
Samaritan given time Elementary Education military personnel*
Colleges
5 Holy Cross Unlimited 50% tuition discount in Dependents of
College kinder, preparatory, military personnel*
elementary, HS and
College
6 Manuel V. 5 Free tuition & Dependents of
Gallego miscellaneous fees in military personnel*

116
 Foundation Col- any undergraduate (selected grantee should
leges course maintain a GWA of at
least 2.5)
Unlimited 30% tuition discount in
any undergraduate
course
7 Midway 2 at any Free tuition in any Dependents of
Maritime given time undergraduate course military personnel*
Foundation, Inc.
8 Philippine Determine Tuition discount in HS Dependents of
Statesman d by the military personnel*
College school

PARTNERS in NUEVA VIZCAYA and ISABELA

Nr Program Slots Benefits Who May Avail

1 Isabela College Unlimited 10% tuition discount in Dependents of military
of Arts and undergraduate courses personnel*
Technology
2 Our Lady of the 2 at any 100% tuition discount in Dependents of military
Pillar College given time undergraduate courses personnel*
3 St. Ferdinand 1 at any 100% tuition discount in Dependents of military
College given time any personnel*
undergraduate course
except BS Nursing
4 St. Mary’s 2 at any 100% tuition discount in Dependents of military
University given time undergraduate courses personnel*

PARTNERS in BULACAN

Nr Program Slots Benefits Who May Avail

1 Baliuag 1 / year 100% tuition discount Dependents of military
University (any undergraduate personnel*
course)
2 Bulacan 5 at any Full scholarships in any Dependents of military
Agricultural given time undergraduate courses personnel*
State College
3 Bulacan State 2 / year 100% tuition discount in Dependents of military
University any personnel*
undergraduate course
except BS Nursing
4 Colegio de San 2 at any Free tuition, applicable in Dependents of military
Pascual Baylon given time all personnel*
educational levels and in
any
undergraduate course in
college
5 Dr. Yanga’s 2 / year 50% tuition discount in Dependents of military
Colleges, Inc. any personnel*
undergraduate course
6 Fernandez 100 / year Free tuition in any Dependents of military

117
 College of Arts undergraduate course personnel*
and Technology 100 / year 50% free tuition in any
undergraduate course
8 STI College of 2 / year Free tuition in 2-year Dependents of military
Malolos courses personnel*
2 / year 25%-50% tuition discount Active Military Personnel
and dependents*
9 STI College of 1/year Free tuition in any Dependents of military
Sta. Maria undergraduate course personnel*
except BS Nursing
10 Trinitas College 3/year Free tuition in any Dependents of military
undergraduate course personnel*
except BS Nursing

PARTNERS in TARLAC

Nr Program Slots Benefits Who May Avail

1 Camiling 1 Free tuition in Dependents of military
Colleges Elementary level personnel*
2 Free tuition in HS level
2 Free tuition in any
undergraduate course in
College
2 CIT Colleges 1 Free tuition in Dependents of military
Elementary level personnel*
2 Free tuition in HS level
2 Free tuition in any
undergraduate course in
College
3 Central Luzon Deter- Free tuition in any Dependents of military
Doctors’ mined by undergraduate course personnel*
Hospital the school
Educational
Institute
4 Interworld 5 50% tuition discount in Dependents of military
College any undergraduate personnel*
Foundation, Inc. course
5 Interworld 1 at any Free tuition in any Dependents of military
College of given time undergraduate course personnel*
Technology 50% tuition discount in
Unlimited any undergraduate
course
6 St. Augustine 2 Free tuition in any Dependents of military
College undergraduate course personnel*
Unlimited 50% tuition discount in
any undergraduate
course
7 St. Paul College 10 Free tuition in any Dependents of military
of Technology undergraduate course in personnel*
its 3 campuses (Tarlac,
Paniqui & Camiling)
Free tuition in High

118
 School in Paniqui
Campus
8 St. Rose Deter- 50%-100% free tuition in Dependents of military
College mined by any personnel*
Educational the school undergraduate course
Foundation (discount depends on the
academic standing)
9 Tarlac College Unlimited Free tuition in any Active military &
of Agriculture undergraduate course dependents
10 Tarlac City 2 Free tuition in any Active military personnel
College undergraduate course & dependents
Unlimited 25% tuition discount

11 Tarlac State Free tuition in any Active military personnel

University Unlimited undergraduate course & dependents
except BS Nursing
Subsidized tuition in BS
Nursing program

PARTNERS in PAMPANGA

Nr Program Slots Benefits Who May Avail

1 Angeles 5 / year Free tuition in any Dependents of military
University undergraduate course personnel KIA
Foundation
2 Don Bosco Deter- Free tuition in any Dependents of military
Academy mined by program personnel* & active
the school military personnel
3 Holy Angel 5 at any Free tuition in any Dependents of military
University given time undergraduate course personnel*
4 J.F. Kuzma 50% tuition discount in Dependents of military
School Unlimited any undergraduate personnel* & active
course military personnel
5 Jocson College 50% discount in tuition & Dependents of military
Unlimited miscellaneous fees in personnel*
elementary & HS
6 Jose C. 1 / year Free tuition & Dependents of military
Feliciano miscellaneous fees in personnel*
College any undergraduate
course
25% - 50% tuition
Unlimited discount in any
undergraduate course
7 Pampanga 10 / year 50% tuition discount in Dependents of military
Agricultural any undergraduate personnel*
College course
8 Philippine State 5 / year Free tuition in any Dependents of military
College of (4 available undergraduate course personnel*
Aeronautics slots)

119
9 St. Anthony Unlimited Free tuition & Dependents of military
System miscellaneous fees in personnel*
any undergraduate
course
10 Systems Plus Unlimited 25% tuition & Dependents of military
College miscellaneous fee personnel*
discount in any
undergraduate course
11 TESDA Not to Free tuition & Dependents of military
Region III exceed 5% miscellaneous fees in the personnel*, active and
of total PESFA Program retired military personnel
slots in
Tarlac &
Nueva
Ecija
Deter- Enrollment
mined by slot/course/batch in
TESDA Regular Programs
Region III
Deter- Slots in Training
mined by Programs
TESDA
Region III
Deter- Slots in Special
mined by Programs such as the
TESDA Competency Assessors
Region III Course & Trainers
Training Program
Deter- Assessment and
mined by Issuance of Certificates
TESDA of Training
Region III

PARTNERS in CAVITE

Nr Program Slots Benefits Who May Avail

1 Cavite State 10 Free tuition in selected Dependents of military
University undergraduate course personnel*
2 Imus Institute 1 at any Free tuition and Dependents of military
given time miscellaneous fees in HS personnel*
and College, applicable
in any 4-year
undergraduate course
3 Olivarez Deter- Financial assistance in Dependents of military
College mined by any undergraduate & personnel*
the school graduate course under
the Working Student
Assistance Program;
applicable in all branches
of the school
4 Philippine Deter- 50%-70% tuition discount Dependents of military
Cambridge mined by in Elem, HS, College and personnel*
School of Law, the school Postgraduate levels

120
 Arts, Sciences,
Business
Economics and
Technology
5 Rogationist 3 / year Tuition discount in any Dependents of military
College undergraduate course; personnel*
discount is
commensurate to the
number of hours served
by the grantee under the
Working Student
Program
6 San Sebastion 1 / year Free tuition in any Dependents of military
College- undergraduate course personnel*
Recoletos de
Cavite
7 St. Dominic Unlimited 25% tuition discount in Dependents of military
College of Asia selected undergraduate personnel*
courses
8 Western 1 / year Free tuition in an Dependents of military
Colleges undergraduate course personnel*

PARTNERS in LIPA CITY

Nr Program Slots Benefits Who May Avail

1 De La Salle – Determine Scholarship slots & Dependents of military
Lipa (DLSL) d by the tuition discount in any personnel*
school undergraduate course
2 Lipa City 2 Free tuition and Dependents of KIA, LOD
Colleges miscellaneous fees in and CDD
tertiary level
2 Free tuition and Dependents of KIA, LOD
miscellaneous fees in and CDD
secondary level
10 50% tuition discount in Dependents of active
tertiary level military personnel
10 50% tuition discount in Dependents of active
secondary level military personnel

PARTNERS in LUCENA CITY

Nr Program Slots Benefits Who May Avail

1 Alpha Centauri Unlimited Free tuition in BS Dependents of military
Educational Criminology, BS HRM, & personnel*
Foundation Elementary and
Secondary Education
Unlimited 50% tuition discount in Dependents of military
any undergraduate personnel*
course
Unlimited 30% tuition discount in Dependents of military
any undergraduate personnel*
course
2 BWEST 5 at any 50% tuition fee discount Dependents of military

121
 College given time in BS Accounting personnel*
Technology, BS
Entrepreneurship and BS
Public Administration
3 Columbus Unlimited 50% tuition discount in Dependents of military
College any undergraduate personnel*
course
4 Calayan 2 Free tuition in HS Dependents of military
Educational Evening Class personnel*
Foundation, Inc 2 50% tuition fee discount Dependents of military
(CEFI) in AB Economics personnel*

5 Inter-Global Unlimited Free tuition in BS Hotel & Dependents of military

Education Restaurant Management, personnel*
Foundation Hotel & Restaurant
Services, BS Real Estate
Management and BS
Custom Administration
20 50% tuition discount Dependents of military
annually in BS Marine personnel*
Transportation for
Academic Years only
6 Manuel S. 2 / year Free tuition & Dependents of military
Enverga miscellaneous fees in personnel*
University any under-graduate
Foundation course
(MSEUF)
7 Maryhill 2 at any Free tuition and Dependents of military
College given time miscellaneous fees in personnel*
any undergraduate
course
8 St. Anne Unlimited 50% tuition discount in Dependents of military
College of BS Criminology, AB personnel*
Lucena Psychology, BS
Business Administration,
BS Physical Therapy, BS
Education, Midwifery &
other vocational courses
9 Sacred Heart 50 / year 50% tuition discount in Dependents of military
College of Social Work course, BS personnel*
Lucena Education, BS
Accountancy and BS
Psychology

PARTNERS in LEGASPI CITY

Nr Program Slots Benefits Who May Avail

1 TESDA Determine Free tuition in Private Dependents of military
Region V d by Education Student personnel*

122
 TESDA Financial Assistance
Region V (PESFA) Program
Minimum fees in training Active military personnel
programs & provision of & dependents
training venues
Free conduct of
Assessment and
Certificate of Training
2 Ago Medical & Unlimited Free tuition in any Dependents of military
Educational undergraduate course personnel*
Center College
3 Bicol University 12 Free tuition in BS Dependents of military
Agriculture & Fisheries personnel*

4 Computer Arts 2 50% tuition discount in Dependents of military

and any undergraduate personnel*
Technological course
College Unlimited 25% tuition discount in
any undergraduate
course
5 Divine Word 1 / year Free tuition for 21 units in Dependents of military
College of any undergraduate person-nel*
Legaspi course except BS
Nursing under the
Student Assistance
Scholarship Program
6 Our Lady of Unlimited Free tuition in any Dependents of military
Salvacion undergraduate course personnel*
College - Albay
7 SL Technologi- 100 / year Free tuition in 1-, 2-, & 4- Dependents of military
cal College year courses personnel*
Foundation
8 Republic Unlimited 5% tuition & Dependents of military
Colleges miscellaneous fee personnel*
discount in any
undergraduate course
9 Tabaco College 5 Free tuition in any Dependents of military
courses: BSCS, BSEd & personnel* with 85%
BSBA grade average
10 Tanchuling 10 / year 25% tuition discount in Dependents of military
College any undergraduate personnel*
course

PARTNERS in NAGA CITY

Nr Program Slots Benefits Who May Avail

1 Ateneo De 3 at any Free tuition & Dependents of military
Naga University given time miscellaneous fees in personnel KIA who are
courses: BS CE, BS Bicolanos

123
 Math, BS Computer
Science
2 Camarines Sur 1 for every Free tuition & Dependents of military
Polytechnic 1,000 Miscellaneous fees in personnel*
College - Naga student any undergraduate
& Nabua population course except BS
(additional Nursing & other health -
1 for a related courses
fraction of
500
students)

3 Camarines Sur 5 (Main Free tuition & Dependents of military

State Campus) miscellaneous fees in personnel*
Agricultural 2 (Sipocot any undergraduate
College Campus) course
3
(Calabang
a Campus)
4 Mariner’s 5 / year 50% tuition discount in Dependents of military
Polytechnic (2 available any under-graduate personnel*
College - Naga slots ) course
5 Pili Capital Unlimited Free tuition & Dependents of military
College miscellaneous fees in personnel who are able
any undergraduate to pass required grade
course set by the school
Unlimited 50% tuition & Dependents of military
miscellaneous fee personnel KIA
discount in any
undergraduate course
Unlimited 20% tuition & Dependents of military
miscellaneous fee personnel who are
discount in any unable to avail of the
undergraduate course 100% slots
6 University of 3 at any Free tuition in any Dependents of military
Nueva Caceres given time undergraduate course personnel*
except BS Nursing
7 Worldtech Unlimited Free tuition & Dependents of military
Resources miscellaneous fees in personnel*
Institute any undergraduate
course

PARTNERS in PALAWAN

Nr Program Slots Benefits Who May Avail

1 Holy Trinity 1 at any Free tuition in any Dependents of military
College given time undergraduate course personnel*
2 Palawan Hope 1 at any Free tuition in HS Dependents of military
Christian given time personnel*

124
 School
3 Palawan 7 Free tuition in any Dependents of military
Polytechnic undergraduate course personnel*
College except Nursing &
Maritime
4 Palawan 20 50% tuition discount in Dependents of military
Technological any undergraduate personnel*
College course
5 Palawan State 5 Free tuition in any Dependents of military
University undergraduate course personnel*
except BS Nursing
6 Salve Regina 1 at any 50% tuition discount in Dependents of military
School given time preschool and Elem personnel*

7 Western 8 at any Free tuition in BS Dependents of military

Philippine given time Agriculture, BS Fishery, personnel (KIA, CDD
University BS Forestry, BS Combat), Active SWDs
Environment
Management
Determine Free tuition under the Dependents of military
d by school Academic Scholarships personnel* (HS honor
Program

PARTNERS in ILOILO

Nr Program Slots Benefits Who May Avail

1 Cabalum Unlimited 25% tuition discount in Dependents of military
Western any undergraduate personnel* & active
College course military personnel
2 Iloilo Doctors’ 1 at any Free tuition & Dependents of military
College (IDC) given time miscellaneous fees in personnel*
Doctor of Medicine
1 at any Free tuition &
given time miscellaneous fees in BS
Nursing
4 at any Free tuition &
given time miscellaneous fees in
any undergraduate
course
5 at any 20% tuition discount in Active military personnel
given time any undergraduate & dependents
course
3 JB Lacson 2 / year Free tuition & Dependents of military
Colleges miscellaneous fees in personnel*
Foundation any
(Arevalo), Inc. undergraduate course
5 at any 50-100% tuition discount
given time (depending on number of
hours rendered) under
the school’s Grant-in-

125
 Aide Scholarship
Program
4 St. Paul 5 / year Free tuition in Dependents of military
University of undergraduate courses personnel*
Iloilo leading to degree of
Education & diploma
courses in Food
Technology
Unlimited Free tuition in any Active military personnel
undergraduate course
5 TESDA Region 5% of total Scholarship slots in Dependents of military
VI regional PESFA Program personnel* including
slots active & retired
military
personnel

Determine Conduct of training

d by programs & provision of
TESDA training venue
Region VI
Enrolment
slots in
Regular
programs
by 4
TESDA-
administer
ed schools
Priority
Slots in
Regular
Training
Programs
by
Regional &
Provincial
Training
Centers
Slots in
Special
Programs
(e.g.
Competenc
y
Assessors
Course &
Trainers
Training
Program)
6 University of 2 at any Free tuition & Dependents of military
Iloilo given time miscellaneous fees in personnel*
any
undergraduate course

126
 Unlimited 20% tuition discount in Active military personnel
any undergraduate & dependents
course

PARTNERS in NEGROS ORIENTAL

Nr Program Slots Benefits Who May Avail

1 Colegio de 5 / year Free tuition and Dependents of military
Santa Catalina laboratory fees in any and CAFGU personnel*
de undergraduate course
Alejandria
2 Foundation 4 / year Free tuition for 21 units
University only in any
undergraduate course
3 Negros Oriental 25 / year 50% slots tuition &
State University miscellaneous fees in
any undergraduate
course except BSN, BS
Accountancy, BSBA,
Medicine and Laws
4 St. Paul 1 / year Free tuition &
University of miscellaneous fees in
Dumaguete any undergraduate
course
5 Villaflores 3 / year Free tuition &
College miscellaneous fees in
any undergraduate
course

PARTNERS in NEGROS OCCIDENTAL

Nr Program Slots Benefits Who May Avail

1 Bago City 5 / year Free tuition in any Dependents of military
College undergraduate course and CAFGU personnel*
2 Central 1 / year Free tuition & Dependents of combat &
Philippines miscellaneous fees, non-combat
Adventist except board & lodging, casualty & CDD
College in any undergraduate
course
3 John B. Lacson 2 / year Free tuition & Dependents of military
Colleges miscellaneous fees in personnel*
Foundation any undergraduate
Bacolod course
4 Kabankalan 5 / year in Free tuition in HS Dependents of military
Catholic HS through the Educational and
College 1 / year in Voucher System; Free
College tuition covering 18 units
per semester in College
through the Working
Student Program
5 La Consolacion 5 / year 21 units tuition discount Dependents of military
College in any personnel*
undergraduate course

127
 through the Working
Student Program
6 Riverside 5 / year Free tuition & Dependents of military
College miscellaneous fees; 2 and CAFGU personnel*
slots in BS Nursing, 3
slots in other
undergraduate courses
7 University of 1 / year Free tuition & Dependents of military
Saint La Salle miscellaneous fees in personnel*
any undergraduate
course
8 University of 3 / year Free tuition & Dependents of military
Negros miscellaneous fees in personnel KIA or CDD
Occidental - any undergraduate combat-related
Recoletos course

9 West Negros 2 / year Free tuition & Dependents of military

University miscellaneous fees in personnel*
any undergraduate
course
Unlimited 20% discount in any
undergraduate course

PARTNERS in CEBU

Nr Program Slots Benefits Who May Avail

1 Cebu Institute 1 Free tuition in Doctor of Dependent of
of Medicine Medicine military personnel KIA
(CIM)
2 Salazar 10 / year Free tuition & Dependents of
Colleges of miscellaneous fees in military personnel*
Science and any
Institute of undergraduate course
Technology except
(SC-SIT) BS Nursing
50% tuition discount in
any undergraduate
course
30% tuition discount in
any undergraduate
course
3 TESDA Region Determined Free tuition in the PESFA Dependents of military
VII by TESDA & TESDP ADB Program personnel*, active &
VII retired military personnel
Determined Minimum fees in Regular
by TESDA & Special Training
VII Programs
Determined Assessment & issuance
by TESDA of Certificate of Training
VII for a fee
4 University of 5 at any Free tuition in any Dependents of military
San Jose – given time undergraduate course personnel KIA, CDD

128
 Recoletos except Pre-Medicine or (combat & non- com-bat–
(USJ-R) other related allied related), deceased or
Health Courses, BS have died in line of duty
Nursing, Law & Graduate
Studies
5 University of 1 / year Free tuition & Dependents of
Cebu (UC) miscellaneous fees in military personnel*
any
undergraduate course

PARTNERS in BOHOL
Nr Program Slots Benefits Who May Avail
1 Cristal 2 / year Full tuition discount in BS Dependents of military
e-College Marine Engineering and personnel*
BS Marine Dependent of CAFGU
Transportation courses

2 Holy Name 12 slots at 50% discount in all Dependents of Combat

University any given undergraduate courses and Non-Combat
time except Engineering and Casualties
Nursing
3 Holy Trinity 10/year in 100% tuition discount Dependents of Combat
School elementary and Non-Combat
Foundation and 6/year Casualties
in High
School
4 Tagbilaran 6 slots at 100% tuition discount in Dependents of military
Grace Christian any given any basic level of personnel*
School time education from pre-
school to High School
5 University of 5 slots at 100% tuition discount in Dependents of military
Bohol any given undergraduate courses personnel*
time Dependents of CAFGU

PARTNERS in SAMAR

Nr Program Slots Benefits Who May Avail

1 La Milagrosa 3 at any 5% tuition discount in the Dependents of military
Academy given time elementary and high personnel*
school level
2 Samar College 2 at any Tuition & miscellaneous Dependents of military
given time fee discount in any personnel*
undergraduate course
under the Working
Student Program of the
Samar College

PARTNERS in TACLOBAN CITY

129
Nr Program Slots Benefits Who May Avail
1 Asian 3 / year Free tuition & Dependents of military
Development miscellaneous fees in personnel*
Foundation any undergraduate
College course under the
Working Student
Program
2 Colegio De La Unlimited 25% tuition discount in Dependents of military
Salle Fondation any personnel*
De Tacloban undergraduate course
3 Doña Remedios 1 / year Free tuition in courses: Dependents of military
Trinidad BS Biology; BS Physical personnel*
Romualdez Therapy; BS Medical
Medical Technology; Doctor of
Foundation, Inc. Medicine
10 / year 50% tuition discount in
specified courses

4 Dr. Vicente 1 / year Free tuition in Bachelor Dependents of military

Orestes of Laws personnel*
Romualdez 5 / year 50% tuition discount in
Educational Bachelor of Laws
Foundation, Inc.
5 Eastern 30 / year Free tuition & Dependents of military
Visayas State miscellaneous with 10 personnel*
University slots/major service
(EVSU) branch
6 Holy Virgin of Unlimited Free tuition & 50% Dependents of military
Salvacion discount on personnel*
Foundation miscellaneous fees (with (Valedictorians or
College, Inc. maintaining grade of 2.5) Salutatorians)
in any undergraduate
course
7 J.E. Mondejar 5 / year Free tuition & Dependents of
Computer miscellaneous fees in military personnel*
College any
undergraduate course
8 Leyte School of 10 / year 100% slots (tuition& Dependents of military
Professionals miscellaneous) in any personnel who graduated
undergraduate course with honors in HS
Unlimited 50% tuition discount in Dependents of military
any personnel*
undergraduate course
9 TESDA Region 5% of total Scholarship slots in Dependents of military
VIII slots PESFA Program personnel*, active &
5% of total Scholarship slots in retired military personnel
slots TESDP-ADB Program
Deter- Scholarship slots in I-
mined by CARE Program (grantee
TESDA VIII must be a resident of the
Congressional District
where the program is
implemented)

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 PARTNERS in ZAMBOANGA CITY

Nr Program Slots Benefits Who May Avail

1 Ateneo de 4 at any 50% tuition & Dependents of military
Zamboanga given time miscellaneous fee personnel*
University discount in any
undergraduate course

2 Computer 30 each for Free tuition (for technical Dependents of military

Technologies technical & courses) personnel KIA
Institute degree Free tuition (for degree
courses courses, GPA of 2.25 is
required)
50% tuition discount or Dependents of military
free tuition (for technical personnel* and active
courses, GPA of 2.25) military personnel
50% tuition discount (for
degree courses, GPA of
2.25 is required)
3 Mein College 1 / year Free tuition & Dependents of military
miscellaneous fees in personnel*
courses: BS Education,
BS Commerce & any 2-
year technical /
vocational courses
1 / year Free tuition for the 2-year
program in Nursing
Assistant or any
specified courses above
4 Southern City 1 / year Free tuition & Dependents of military
Colleges miscellaneous fees in personnel*
any course
5 Western 50 / year Free tuition in any course Dependents of military
Mindanao (48 personnel*
Cooperative available
College slot)
6 Western 5 / year Free tuition & Dependents of military
Mindanao State (slots filled- miscellaneous fees in personnel KIA
University up) any undergraduate
(WMSU) course including Regular
(4-year) BS Nursing
Program
7 TESDA Region 250 Minimum fee in Dependents of military
IX Skills Training Courses personnel*, active &

131
 10 / 100% slots (tuition) in retired military personnel
province PESFA Program
Deter- Free provision of venue
mined by for skills training courses
TESDA IX Free assessment and
issuance of
Deter- Free assessment and
mined by issuance of Certificate of
TESDA IX Training

PARTNERS in PAGADIAN CITY

Nr Program Slots Benefits Who May Avail

1 Eastern 5 / year Free tuition & Dependents of military
Mindanao miscellaneous fees in personnel KIA, CDD,
College of any undergraduate Deceased
Technology course
2 Medina College 5 at any 50% tuition & Dependents of military
- Pagadian City given time miscellaneous fee personnel*
discount in any
undergraduate course
3 Pagadian 2 / year Fee tuition & Dependents of military
Capitol College miscellaneous fees in personnel*
any undergraduate
course
4 Southern 5 at any Free tuition fee in any Dependents of military
Mindanao given time undergraduate course personnel*
College

PARTNERS in CAGAYAN DE ORO CITY

Nr Program Slots Benefits Who May Avail

1 Don Mariano 3 / year 50% tuition discount in Dependents of military
Canoy Colleges Elementary personnel*
(DMCC) 3 / year 50% tuition discount in
HS
4 / year 50% tuition discount in
College (1 slot in every
undergraduate course)
2 Golden Unlimited 50% tuition & Dependents of military
Heritage miscellaneous fee personnel*
Polytechnic discount in HS & College
College in any undergraduate
(GHPC) course (applicable in
Cagayan De Oro &

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 Bukidnon Campuses)
3 Mindanao 5 / year 50% tuition discount in Dependents of military
University of any undergraduate personnel*
Science and course in MPSC’s
Technology Regular Program
4 Monark 5 / year Free tuition & Dependents of military
Foundation (4 available miscellaneous fees & personnel* (16-20 yrs old
Technical slots) monthly stipend of P800 in technical/vocational
Institute (MFTI) for short courses & courses)
- Cagayan de annual stipend of P8,000 Active military person-nel
Oro branch for technical/vocational & dependents in Short
courses (for dependents Course
of military
personnel KIA) in Heavy
Equipment & Automotive
Technology in MFTI

5 Oro Bible 2 at any 50% tuition & 50% total Dependents of military
College (OBC) given time dormitory fee in any personnel* & active
undergraduate course military personnel
6 SIAM Determine 30% tuition discount in Dependents of military
Foundation, Inc. d by the Information Technology personnel*
(SFI) school & Hotel & Restaurant
Technology courses
when at least 15
students will enroll
7 Southern De 5 / year Free tuition distributed in Dependents of military
Oro Philippines Elementary, HS & personnel*
College College
(SDOPC)
8 Xavier 2 at any Free tuition & Dependents of military
University – given time miscellaneous fees in HS personnel*
Ateneo De 6 at any Free tuition & Dependents of military
Cagayan given time matriculation fees in personnel*
(XU-ADC) College & Graduate
Levels in any
undergraduate &
graduate course

9 TESDA Region Deter- Scholarship slots under Dependents of military

X mined by the PESFA Program personnel*,
TESDA X Free tuition & venue in active & retired military
Skills Training Courses personnel

Issue Training
Certificates to graduates

Assessment &
certification to graduates
at prevailing assessment
fee

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 PARTNERS in DAVAO CITY

Nr Program Slots Benefits Who May Avail

1 TESDA Region Deter- Scholarship slots in Dependents of military
XI mined PESFA and personnel*, active &
by TESDA TESDAPADB retired military personnel
Region XI Programs
Training slots in Trainers
Development,
Assessors Development
& Entrepreneurial
Skills Development at
cost
Skills Training courses at
minimal cost
Assessment & issuance
of Certificates of Trng

2 Ateneo De 1 / year Free tuition under its Dependent of

Davao Grant-In-Aid military
University Program in the priority personnel
(ADDU) undergraduate (KIA , CDD
course as specified by Combat Related)
ADDU Scholarship
Committee

3 Assumption 1 at any Free tuition in HS Dependents

College of given time of military
Davao personnel*
1 at any 50% tuition discount in
given time College in any
2 or 4-year course
4 Christian Determine 100%, 50% & 25% tuition Dependents of
Colleges of d by the discounts every military personnel
Southeast Asia school semester depending on
(CCSA) the applicants’
academic qualifications
in the High
School level and in any
undergraduate
course

5 Davao Doctors 3 / year Free tuition & Dependents of

College (DDC) miscellaneous fees in BS military personnel*
Biology, BS Psychology,
BS Hospitality
Management, BS
Computer Science, BS
Education, & BS
Elementary Education

134
6 DMMA College 2 / year 100% slots (tuition) Dependents of
of Southern under the DCSP’s military personnel
Philippines Working Scholarship
(DCSP) Program

Ford Academy 1 50% tuition discount in Dependents of

7 of the Arts BA Fine Arts military personnel
1 50% tuition discount in
HS

8 John Paul II 2 at any 100% slots (tuition & Dependents of

College of given time miscellaneous) in military personnel*
Davao any undergraduate
course

2 at any 50% tuition discount in

given time any undergraduate
course

9 Intercity Determine Tuition discount Dependents of

College of d proportionate to the military
Science and by the number of military personnel*, active
Technology school personnel and military
dependents personnel
enrolled.

10 Joji Ilagan Unlimited 20% tuition discount in Dependents of

Career Centre any military personnel,
Foundation, undergraduate course KIA, CDD
Inc. (combat & noncombat),
Deceased
or died in
line of duty
11 Philippine 1 / year Free tuition & Dependents of
College of miscellaneous fees in any military personnel*
Technology undergraduate course
(PCT)
Unlimited 50% tuition discount in Dependents of
any short-term military personnel*
courses offered on & active
Saturdays or Sundays military personnel
with at least 10 students /
course

12 Rizal Memorial Determined 100%, 50% and 25% Dependents of military

College (RMC) by the tuition discounts personnel*
school depending on the
applicants’ academic
qualifications in any
undergraduate
course
13 Tecarro College Unlimited Free tuition & Dependents of military
Foundation, Inc. Unlimited miscellaneous fees in personnel*

135
 any undergraduate
course (for applicants
who will pass qualifying
examinations)
50% tuition discount in any
undergraduate course (for
applicants who will not
pass qualifying
examinations)
14 University of 25 at any Free tuition in any Dependents of military
Mindanao (UM) given time undergraduate course personnel KIA, CDD
Main (15) except BS Nursing, Law (combat & non-combat),
2 available & Post-Graduate Studies Deceased or died in line
Tagum (5) - Unlimited 20% tuition discount in of duty
filled any undergraduate
Digos (3) course except those
2 available specified above
Panabo (2)
15 University of 5 at any Free tuition & Dependents of military
Southeastern given time miscellaneous fees in personnel
Philippines any undergraduate
(USEP) course
16 Jose Maria Determine a. 50% tuition discount Dependents of military
College d by the in case of fifty (50) or personnel*, CAFGU and
number of more enrollees SCAA
enrollees applicable from
per school preparatory to tertiary
year level
b. 30% tuition discount
in case of less than thirty
(30) enrollees applicable
from preparatory to
tertiary level
c. 10% tuition discount
in case of ten (10) or
more enrollees
applicable in caregiver
and TESDA courses
d. 5% tuition discount
in case of less than ten
(10) enrollees applicable
in caregiver and TESDA
courses
17 MATS 25 at any 100% tuition discount Dependents of military
College of given time personnel*, active
Technology military
personnel

136