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~6' 1;. '<!' I SALE AND TRANS FER AGREEMENT
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THIS AGREEMENT IS made on 26 March. 2013

BETWEEN:

(1) CYPRUS POPULAR BANK PUBLIC CO LTD. a banking tnstitullon Incorporated m

Cyprus with reg1s tered office al 154. Limassol Avenue, .2025 Nicosia. Cyprus (the
"Seller''): and

(2) PIRAEUS BANK, S .A., a banking instllulion incorporated under lhe laws of the Hellenic
Republic wilh 1ls corporate seat at 4, Amerik1s St, i05 64 Athens, Greece and
registered with the register of the Greek socit§ l&s anonymes under the number GEMl
225501000 (formerly 6055106/8186/8104) {!he "Purchaser')

WHEREAS .

(A) The Seller, a bank incorporated 1n the Republic or Cyprus, has carried on a banking
business lhrough certain branches in Greece:

(8) The Seller is an 1nslitut1on under resolution for the purposes of the Resolution of Credit
and other In stitutions Law of 2013 of th e Republlc of Cyprus (the Resolution Law");

{C) Under the Resolution Law the Resolution Authority has issued a decree relatmg to !he
sale to the Purchaser of the Greek Operations of the Seller, which decree qualifies as a
reorganisation measure in the sense of Directive 201/24/EC on the reorganisation and
wmd ing up of credit instttutJons: and

(D) The Seller wishes to se ll and the Purchaser wishes to purchase .and assume,
respectively, certain assets and deposits of the Seile(s Greek Operations (as defined
below) wi lh eHect from the Transfer Time on the term s set out in this Agreement.

IT IS AGREED as follows .

1. DEFINITIONS

In this Agreement:

''Adjustment Amount' means E275m.:

".!l,sset Value" m eans ·

(A) !he Transfer V2Jue, plus

(B) ihe net book value at !he Valuation Tim e of th e PE Asse ts and the Pro pe rti es:
plus

(C) th e Cas h,

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''Branch es· means tl1e banking branches situated 1n th e Hellenic Re public through
which the Sell er carries on 11s banking activity in Greece;

"Business Oat ' means a day (other than a Saturday or Sunday) on which banks are
open for business in Nicosia and Athens,

"Capital Amount" means an amount equa l to 9 per cent . of the Transler Value ;

"Cash" means notes or co1ns belonging to the Seller held at Branches . in ATMs situa ted
in Greece or in transit in Greece at the Valuation Time, plus notes used to replenish the
Seller's ATMs between the Valuation Time and lhe Transfer Time, less notes withdrawn
by persons who are not customers of the Seller;

"Depos its" means lhe credit balances recorded as at the Valuation T1me 1n the books of
the Seller's operations in Greece or in th e books of IBG (net of margin accounts tn the
case of tBG}, tog ether with related accrued and unpaid interest,

"Encumbrance" means any charge, mortgage security, lien, equity. power of sale,
hypothecation or other right exercisable by third parties:

"Funding Gap'' means the amounl by which the Asset Value exceeds th e aggregate of
(i) lh e Value of the Deposits; and (il) the Captlal Amount·

"Greek Bus iness Employ ees· means those individu als employed by the Seller to work
in the Greek Operations immediately prior to the Transfer T ime.

"Greek Loans" means all loan receivables (whether in th e form of a note or othervme
and Including leasing and factoring), and together with related accrue<! interest and
Related Security), as recorded in !he books of th e Seller or any ol the Subsidiaries on
15 March 2013, as well as all shipping and other loans of the Seller or any of the
Subs idiari es which were originated by and are managed in Greece and curre ntly
booked in th e Cypriot loan bcok , all as identified in the files named "CYPRUS
POPULAR BANK" and "subsid•aries Laiki" on the CD signed for the pu rposes or
tdenliflca!ion by !he parties;

· creel< Opor.Jtions" means Jhe Sell er's operations In Greece:

·:sG" means Investment Bank of Greece S.A. . a subsidiary ofihe Se ller,

;'lndependent Expert" means a major international audlling fi rm jointly appotnted by the

Seller and the Purchaser:

"fnitial Funding G ap A mount" means the sum oi €1.453bn ,

"PIMCO Re port" m ea ns the report prepared by PIMCO dated 1 February 2013 entitled
or Cypru s" (based on a reference
"~nd e p e nd e n l Du e Dilig ence af the Banking System
date of 30 June 20 12).
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. 6'.9,. ~.!' ~ "PE Assets' means all the plant. machmer;. equipment (rncludmg compu ter equtpment
u..r., 4.~ and software), furniture, fixlures and fitting s owned by (i) th e Seller and located at th e
Branches and other Properties· or (ir) any of the Subsidrarres as at the Transfer Time :

"Proceedings" means any proceeding, suit or actron ansing out of or in connectron with
lhls Agreement or th e negotiation. exrstence, validity or ~nforcea bility of this Agreement
wheth er contractual or non·contraclual,

"Properties" means:

(A) such right, title and interest as is owned by the Seller or any Subsidiary 1n
respect of reat estate in the Branches or any other premises 10 Greece owned
and used by the Seller wholly or mamly for the purposes or the Gree k
Operations; and

(B) real esta te of the Seller or any Subsidiary constituting the underlytng assets in
any financialleasmg agreement,

"Regulations'' means Presidential Decree 178/2002 or the Hellenic Republic;

"Re lated Security" means any mortgage, hypothecalion, prenotalion. charge (whether
fixed or floatrng), assignment or assignment by way of security, lien, pledge,
encumbrance, guarantee, indemnity or any other form of security whatsoever given or
provided by a customer or any other person rn relation to the Greek Loans;

"Reso lution Authority" means the Central Bank ol Cyprus acting rn its capacity as
reso lution authority under the Resolution Law,

"Reso lution Law" has the meaning given to it in 'Recital B;

"Seller Trademarks'' means th e trad emarks·. trade-names and logos which are
reg istered 1n the name of the Seller and used ln th·e course of its Greek Operations as at
the Transfer Time,

"S ubsidiaries" means Marlrn Leasing SA. Martin Factors & Forfaiters S.A and IBG.
and "S ubsidiary" shall be construed accordingly;

"Taxation" or "Tax" means all forms of laxatron (rncluding VAT} whether d1recl or Indirec t
and whether levied by reference to Income, profils, gains, net weailh, asset values,
tu rnover, added value or olher reference and statutory, governmental, state, provmcial,
local governmental or municipal Impositions, dulles, contributions. stamp dUUes ,
r~g islra tion fees, rates and levies (mcludmg, wllhout limitation . social security
coniributions, special contributions {« CK TOKHJ EIOtpopaH} and any payroll !axes)
·.vhenever and wherel!er imposed (whe th er imposed by way o f a Withholding or
deduction for or on account of lax or oth erwi se) in respect of any Transierred Asse ts
:; nd all penalties, charges, cos ts and interes t relating th ereto.

"Transf er Ba l ance Sheet• m eans the transfer balance sheet produced by th e Se ller
and alt3ched as Schedule 2;
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"Transferred Assets'' means the assets properltes and nghts of the Sell er set out 1n
, Schedule 1 but excluding any deferred tax assets of the Seller:

"Transfer Date· means 26 March 201 J:

"Transfer Time· means 17~ 00 in Greece on th e Transfer Date;

"Transfer Valu e" means the aggregate value of tne Greek Loans (n et of provisions) as
at the Valuation Time, minus the addihonal expected tosses on the basis of the PIMCO
Report (adverse scenario), plu s the pre·provision profltabi!lty calculated by PIMCO in tts
ad verse scenario. all as indicated in the Transfer Balance Sheet;

"Valu ation Time" means dose of busmess in Greece on 15 March 2013; and

"Value of tho Deposits·· means th e aggregate gross amount as at th e Valuation Time of

the Deposits.

2. SALE AND PURCHASE OF ASSETS

2.1 Subject to and m accord ance with lhis Agreement the Seller hereby sells,
assign s and transfers, and the Purchaser hereby purchases and acquires, lhe
Transferred Asse ts with effect from the Transfer Time.

22 The Seller shall do all such things as th e Purchaser shall reaso nably request to
perfect th e tran sfer tq. :!fie Purchaser of Ihe Transferred Assets. including co-
operating w1lh the Purchaser in the obtaimng of any necessary third party
consents. to the extent required.
f.

2.3 Save as provided in clause 2 4 below. the Greek loans shall be transferred to
the Purchaser free from all Encumbrances. ·

24 Where any Greek Loans are on the Transfer Date secured as collatera l far
covered bonds issued by the Seller, the Seller shall not be obliged to transfer
such Greek Loans at th e Transfer T1me but shall, Within five Business Days
fo llowing the Transfer Date, arrange for th em lo be released from any such
collatera l and transferred to the Purchaser free from all Encumbrances

2.5 The PE Assets shall be transferred to the Pu rch aser subjec t to all li ens, cla1ms,
t:;harges and encumbrances and hire, hire purchase and credit sale agreements
:;ppiicabie to them

26 Risk In the PE Asse ts shall pass with effect from Ihe Transfer Time

'2 7 Subj ect l o and m accordance Wilh this Agreement, l he Purchaser he reb y ag rees
·.viih the Seller to cumu!attvely ass ume (in Greek: owpw t: K~ a va oox~ ) as a t i he
Trans fer T1me !he liability o f repayment of lhe Depostls towards !h e reieva nt
depositors and !he Purchaser agrees to indemnify th e Seller against any liabili ty
in respect or lhe Deposits or any matter or !hmg done or om tlted to be done by
\tle Purchase r in relall on to them aft er the Trans fer Time .

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28 Where any property held as a Related Secur;ty is also held as coll ateral fo r any
other advance made by the Seller (other !han a Greek Loan} the parties shall
discuss tn good faith the adoption of an agreed process to govern thetr
relationship in respect of that collateral , to the extent permtlted by applicable law
and banking confidentialtly.

2. 9 The Seller owns or is subject to certain off-balance sheet assets and liabilities
which are associated Wtlh customer loan relationships or the Greek Operations
but do not form part of the habihlies to be assumed by the Purchaser hereunder
As soon as reasonably prac!fcable following the dal~ of this Agreement the
Seller and the Purchaser shall use their respective best endeavours to enter
into an agreement under which the Purchaser shall purchase such assets and
assume such !iablllries. The agreement of the Purchaser to enter into such an
agreement shall be subject to:

(A) the nature and amounts of such items being clearly identified; and

(B) the valuation of those Items being on a basis consistent with the PIMCO Report
(adverse scenario) and after adding the pre-provision profitability calculated by
PIMCO in its adverse scenano.

2 10 Pending the transfer and assumption of the assets and liabilities referred to in
clause 2.9 the Purchaser shall provide such assistance as shall be Within its
control and reasonably requested by the Seller in order to administer them. The
Purchaser's obligation urlder'lhis ,clause . shall exprre in respect of any assets
:md liabilities in the event that .~l~rf. paM·y 'elects not to inc:lude such assets or
liabilities in any such agreem10.nl ~?.}!? ref~rred to In clause 2.9 or in the event
that the Parties fall to reach such an agreement by 31 May 2013

3. PROPERTIES

3 1 The Seller ' shall enter into such documentation (notanal or otherwise) as may be
required under Greek law in order to transfer to lhe Purchaser the legai title to the
Properttes iree from all Encumbrances . Such transfers shall be made together w ith any
existing leases granted by the Seller in respect of the Properttes

Th e Seller undertakes to comply with all formalities which shall be required or it under
Greek law In order to enable the Purchaser to complete the transfer of the Properties to
the Purchaser as soon as reasonably practicable after the Transfer Date. The Purchaser
.shall complete suc:h transfers as soon as reasonably practicable

J 3 As an additional underta f\ing , th e Seller ag rees lo deliver to ihe Purchaser. no later tha n
;he Transfer Ttm e. an irrevoca ble and uncondillonal notarial ap ostllled power of a ttorn ey
3uthori sing th e Purchaser to prn ceed wtlh the transfer o f th e Prope rty. to ihe Pu rchase r
;:md to com plete all req uired formalities in Greece tn cluding th e submission of !ax
re turn s and m akin g of all requisite decl arati ons on behalf o f !he Sell er.
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The Seller hereby grants to !he Purchaser !he nght to use any premises leased by the
Seifer 1n respect of its Greek Operations. whether Branches or otherwise. and the
Purchaser shall be responsible as against the Seifer for the payment or

(A) the rentals due under. and shall otherwise observe the terms of, the respective
tease agreements as from the Transfer Time; and

(B) any other amount due by the Seller in respect of the leased premises as from
!he Transfer Time.

and in each case lhe Purchaser shall indemnify the Seller against any liabilities ansing
as a result of any failure to do so and/or as a result of granlmg to the Purchaser a right
to use the leased premises

3.5 In the event that, at any time during the period of 12 months from the Transfer Time, the
Purchaser requests the Seller by notice m writing to terminate any lease of any leased
Property the Seller shall, within 30 days of receipt of such request, endeavour to do so.
If the Seller fails to comply w1th this clause it shall be responsible lor any add1t1onal
rental and other outgoings payable m respect of such Property which would not have
been payable but lor such failure. For the avoidance of doubt, any amounts paid by the
Seller as a result of such tenninatlon shall be promptly reimbursed by the Purchaser.

4. PURCHASE PRICE AND FUNDING GAP

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4. 1 As consideration for the purchase of the Transferred Assets the Purchaser shall pay to
the Seller in immediately available funds by the Transfer Time an amount equal to
<::258m., being 66.66 percent of the Capital Amount minus the Adjustment Amount

42 By the Transfer Time the Purchaser shall pay to the Seller. or. if the amount ts negative,
the Seller shall pay to the Purchaser, an amount in cash equal to the Initial Fu ndtng Gap
Amount For the avoidance of doubt. the lnittal Fundtng Gap Amount IS not part of the
purchase price.

5. ADJUSTMENT

5. 1 The Seller and the Purchaser shalf JOinlly appoint !he Independent Expert to:

(A) calculate the amount of the Funding Gap as at the Transfer Time,

(8) verify the existence as a l lhe Valuation Time, and eligibility as Greek LoGns, of
1!1e loans listed in the CD refe rred to in th e defrnition of "Greek Loans".

(C) verify th e existence and amount o f th e Oeposl!s at the Valuation llm e;

iD) determine til e amount of Cash as at th e Trans fer Tim e; and

(E) verify !he existence and nei book value o f ih e PE Assets and the Proper\t es as
at th e Valuation T1me.
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For the avoidance of doubt

(A) the scope of work of the Independent Expert shalt not involve any recalculalion
of any actual or projected losses m respect of the Greek Loans; and

(B) Greek Loans transferred to the Purchaser under clause 2.4 or 13.1 (whether or
not within the five Bustness Day period referred to therein) shall for the
purposes of paragraph 5.1 above be deemed to have been transferred at the
Transfer Time. Greek Loans not transferred to the Purchaser under clause 2 4
or 13 .1 shalt cease to qualify as Greek Loans for !he purpose of the
Independent Expert's process.

5.3 The Independent Expert shalt act as an expert and not an arbitrator and the parties shall
seek to instruct h1m on the basis that he will owe a duty of care lo the Hellenic F1nancial
Stability Fund and to the Central Bank of Cyprus and shall be instructed to report to the
parties wilhtn 21 days following the Transfer Time_ His determination shall (in the
absence of mamfest error) be final and binding on th e parties. The costs of the
Independent Expert will be borne equally by the Seller and th e Purchaser

5.4 The Purchaser shall give the Independent Expert such access to the books, records and
employees of the Greek Operations as he may reasonably requ ire to carry out his
functions. The Seller shall procure that the Independent Expert shall be given such
information and/or extracts from the PIMCO Report as shall be necessary m order to
enable htm to carry out the terms of his engagemenl

5.5 Following his review, the Independent Expert shall issue a statement to the Purchaser
and to the Seller setl ing out his cafcutaUon of (i) the Funding Gap and {ill the Capital
Amount.

5.6 Wllhm 7 days following rece1pl of !he Independent Expert's statement under clause 5.3.

(A) if !he Funding Gap Is greater than the Initial Funding Gap Amount, the
Purchaser shall pay to !he Seller in cash an amount equal to lhe excess,

(B ) if tt1e Funding Gap is less than lhe initial Funding Gap Amount, the Seller shall
pay to ihe Purchaser in cash an amount equal to ihe shortfail; and

(C) if the Capital Amoun t Is less ihan €800m., ihe Seller shall pay to th e Purchaser
in cash an amount equal to 66 66 per cent. of the shortfall
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TAXATION

Notvnlhstanding any other prov1sion of this Agreement, the Purchaser shall be

responsible for the payment of all Taxation payable in respect of the matters
contemplated by this Agreement and shall reimburse the Seller upon demand for the
payment of any such Taxal'on ,

6 .2 The Seller and the Purchaser exphc11ly recognise that the aggregate of the assets
transferred and the liabilities assumed under this Agreement form a busmess as a gomg
concern

7. ANTI-TRUST

If, for any reason. the Hellenic Competition Commission resolves, within the merger
control process. on the imposition of particular structural or behavioural measures (such
as, w1!hout limitation , the divestiture of the Depos1!s and/or Greek Loans) for the
protection of eHective competition, the Purchaser undertakes to comply with and adopt
such measures where necessary to avoid resciss1on of this Agreement or the imposition
of any requirement on the Seller to purchase back any assets sold pursuant to this
Agreement, to reassume any Deposits or to refund any amount to the Purchaser,

8. PROVISION OF SERVICES POST TRANSFER

8.1 The Seller and Purchaser shall, within one month of t~e date of this Agreement, enter
into a lransitionat services agreement (the "TSA.) under which the Seller shall provide to
the Purchaser such services relating to 1he adm,nistralion of the Greek Loans and
Depos;ts as the Seller is able. to' provide and the Purchaser may reasonably request
The term of such agreement shall be 18 months from the Transfer Time or such shorter
period as the Purchaser shall require.

8.2 The services provided under !he TSA shali be at no cost to the Purchaser for the period
ending twelve months from the Transfer Time and thereafter shall be provided at cost to
!he Seller The TSA shall Include a mechanism under wh ich the cost of providing the
services as from the end of rNetve months from the Transfer T1me Is independently
verified by an appropriate Independent third party

83 During the one month period referred to in clause 8.1 the Seller shalf provide to the
Purchaser, free of charge , such services relating lo the admimslralion of the Greek
Loans and the Deposits as are neces sary to ensure the effective and compl;ant
wdministration of !he Greek Opera lions.

34 Each oi th e pa rti es shall (at th e exp ense of th e other porty) g1ve to th e oth er party such
assisiance, informati on and access to personnel as shall be reasonably requ es ted by
!hat party in ord er to ass1st it in th e pursuit or de fence of any li!igalion proc eedings tn
which such pa rty may be or become involved tn relati on to th e Greek Op era tions or m
connection w1lh any Tax issues arisrng 1n respect of !he Greek Ope rations

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 EMPLOYEES

The Sel·er and the Purchaser agree that the Regulations will apply to the Greek
BusJness Employees .

9.2 W1th effect from the Transfer T1me all wages. salaries, penodic outgomgs and other
IJab11il1es in respect of the Greek Bus1ness Employees shall be borne exclusively by the
Purchaser. All wages, salaries . penodic outgo1ngs and other habihties in respect of the
Greek Business Employees pertaining to the period prior to the Transfer Time shall be
borne exclusively by the Seller and the Seller shall at all limes keep the Purchaser
indemnified against those liabilities and all actions. proceedmgs, costs, damages, claims
and demands in respect of them.

10. ASSIGNMENT

10.1 Save for any transfer by Decree of a Resolution Authority under any applicable law,
neither party may assign, transfer, charge cr otherwise deal with all or any of tts nghts
under this Agreement nor may it grant. declare, create or dispose of any nghl or Interest
in il without the prior written consent of the other party.

10 2 This Agreement IS binding on and enures for the benefit of lhe successors, assigns or
legal personal representatives of the partres

11. NO WARRANTIES

The Purchaser acknowledgesthat:

(A} 11 is acquiring the Transferred Assets on an ''as is" basis and no nght of
rescission may be exercised in relatton to this Agreement and

(8) 1n entering into this Agreement. it has not relied on any warranty.
representation. guarantee or (other than as expressly set out 1n this
Agreemen t) undertaking, promise. inducement or indemnity by the Seller or
any of therr respect1ve o!f1cers, emp:oyees, proiess1onal adv1sers or agents m
respect of any aspect of this Agreement.

12. LIMITED TRADEMARK LlCENCE

12. 1 The Seller hereby grants to the Purchaser a IJrnitecJ . non-exclusive and non-transferable
!1cemce to use bul not to sublicense the Seller Licensed Trademarks under the terms
and conditions herem (th e Limited Llcence' ), for a term of i2 months after !he
Tra nsfer Date (the ·Term' )

12 2 fo r th e a voidance of an y doubt, fi: e Purchaser shall be under no obligation to p<J y an y

fees, or oth er cost or expenses to th e Se ller for ih e use o f tile Sell er Licensed
Trademarks dunng th e Term

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By the expirat1on of the Term, the Purchaser shall have removed or otherwtse
obliterated all Seller Licen sed Trademarks from all assets and other matertals owned or
used by the Purchaser, includmg any credit or debit cards, premises, buildings. vehicle s.
eqwpmen t. stationery, packaging materials, displays, signs. advertising, publicity
releases, promotional or marl<e!ing materials, manuals fotms. websites. emaifs.
computer software and systems.

12 4 The Purchaser shalf promptly notify th e Seller in writing of any act of infringement.
passing oH or illegal or unauthorised use or misuse of the Seller licensed Trademarks
or any claim or action involving any ol the Seller Licensed Trademarks which come to tis
a ttention during the Term.

12.5 Nolwt\hstanding the Term of the licence granted pursuant to this clause. \he Purchaser
shall use 1ts reasonable endeavours to cease usmg the Seller Licensed Trademarks as
soon as reasonably practicable

12.6 The Purchaser shall indemmfy the Seller aga1nst any positive direct damages or loss
suffered by the Seller as a result of the use by the Purchaser of any of the Seller's
Ucensed Tradem arks .

13. SUBSIDIARIES

13. 1 The Seller shall. within 21 qays fo llowing the date of this Agreement. procure that each
of the Substdtarles shall trans fer lo the Purchaser, and the Purchaser shall acquire

(A) its Greek Loans :

(8) 1ts Properties . and

(Cj ils PE Assets,

in each case on terms equ tvalent to !hose or this Agreement (save !hat no
further Adjustment Amount shall apply) .

13.2 The Purchaser shall assume the IBG Deposits Wtlh effect from \he Valuation Time and
shall indemnify IBG against any liability {hereunder Wtlhin 18 days followmg lhe date of
!his Agreement the Purchaser shall, and the Seller shall procure that the Investment
Sank o t Greece S A shall, en ter into an agreement to give effect to this clause .

14. NOTICES

1<l 1 Exc ept w he r ~ expressly stated otherwi se , a nonce under !his Ag reem ent sha ll only be
eHec!ive if it is in writing. E-mail!s pe rmitted where thi s has been provi ded by a party in
::; ccord ance with this clause

14 2 Notices under this Agreement shail be sen t to a party a t 1ts address and (1f provided) ior
th e aHention of 1l1 e Individual se t out below:

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party and l1tle of Address

indiVIdUal

Purchaser 4, Amerik is St , 105 64 gpoulopoulos@plr aeusbank gr

Athens, Greece
George
Poulopoulos. CFO

Seller c/o Central Bank of Cyprus as panicos.demetrlades@centralb

Resolution Authority for the ank.gov cy
Panicos Seller
Demetrrades
80, Kennedy Avenue. PO
Box 25529, CY-1076 N1cosia,
Cyprus

Provided !hat a party may change Hs notice details on g1ving notice to the olher party of
the change in accordance with !his clause, That no!lce shall only be effective on the
date falling five clear Business Days after the notification has been received or such
later date as may be specified in the not1ce_

14 3 Any noltce given under this Agreement shall, in the absence of earlier receipt, be
deemed to have been duly given as follows:

(A) if delivered personally, on delivery,

(B) if sent by f1rst class post, two clear Business. Days after the date of posting;

(C) if sent by alfmail six clear Business Days after the dale of postmg; and

(D) 1f sent by e-mail. at the exp iry of 48 hours after the time it was sen\

11\.4 Any notice given under this Agreement outside 9 am. to 2.30 p.m. ( Working
Hours") 1n the place to which it is addressed shall be deemed not to have been
g1ven until the start of the next period or Working Hours in such place.

1S. GOVERN ING LAW

15.1 This ,'\greement and any ctispu le, controversy, proceedings or claim or whatever nature
arising out of or in CJny way rel at1ng to lh1s Agreement or 1ls fo rmallon (including non-
contractual dispu tes cr claims) shall be governed by and cons trued in accorda nce 'Nith
Greek Law

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16 1 The courts of Athens, Greece are to have junsdtctlon lo settle any dispute. whether
contractual or non con\mctual arising out of or in connection WJth this Agreement Any
Proceedmgs may be brought in the Greek courts

16 2 Each party irrevocably submits and agrees to submit to the jurisdiction of the Greek
courts .

17. SERVICE AGENT

The Seller shall within ten Business Days appoint and notify to the Purchaser an agent
lor \he servtce of any Proceedings in the Hellenic Republic ..

AS WITNESS the hands of !he duly authorised representatives of the parttes on !he date which
appears first on page 1

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 SCHED ULE 1

TH E TRANSFERRED ASSETS

1. The Greek Loans;

2. th e goodwiH of th e Greek Operations.

3. the Properties;

4. the PE assets;;

5. ali intellectual property rights owned by Seller wh1ch relate exclusively to the Greek
Operations; and

6. all books and records relating exclusively to the Greek Operations.

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SIGNATORIES

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