01 Financial 02 Management 03 Corporate 04

Management 05 Corporate 06 Corporate Social 07 Consolidated

Highlights Report Profile Discussion and Governance Responsibility Financial
Analysis Statements

03 Board of Directors Profile

Indonesian citizen, aged 61. Domiciled in Indonesia. Appointed as the President Director of BCA at the 2011
Annual General Meeting of Shareholders and approved by Bank Indonesia on June 17, 2011. He was last
reappointed at the 2016 Annual General Meeting of Shareholders for a five-year term.

Roles and Responsibilities

President Director of BCA responsible for General Coordination as well as oversight of the Internal Audit
Division, the Corporate Social Responsibility Work Unit and the Anti Fraud Bureau.

Career
Jahja Setiaatmadja previously served as Deputy President Director of BCA (2005–2011), his latest
responsibility being Branch Banking Business, Treasury Division, International Banking Division and Overseas
Representative Offices. A Director of BCA from 1999 to 2005, he previously held a variety of managerial
Jahja Setiaatmadja positions within the Bank from 1990. Prior to joining BCA, Mr. Setiaatmadja was Finance Director of
President Director Indomobil, a leading Indonesian automotive company (1989–1990), and held various managerial positions
including Finance Director at Indonesia’s largest pharmaceutical company, Kalbe Farma (1980–1989).
Mr. Setiaatmadja started his career as an accountant at PriceWaterhouse (1979).

Educational Background and Training

Graduated with a Bachelor’s degree in Accounting from Universitas Indonesia (1982).

Participated in a number of training programs, seminars and conferences in 2016, including:

• Risk Management Refreshment Program – Risk Forum School of Finance, Jakarta
• Public Dialogue with the President of Indonesia “Building A Competitive Indonesian Economy” – ISEI,
Jakarta
• ASEAN Central Bank Governors & Financial Institutions CEO Dialoque – Bank of LAO – PDR, Laos
• “Outstanding Challenge of Indonesia Macroeconomic Management” Exclusive Roundtable Insight – ILUNI
FEB UI, Jakarta
• ACI World Congress 2016 – Associate Cambiste Internasionale (ACI), Jakarta
• Indonesia CEO Talk “The Role of Financial Service Industry in Driving the National Economy during the
ASEAN Economic Community Era” – Obsession Media Group, Jakarta
• Innovation of Agriculture Sector Financing in Supporting the Implementation of Financial Inclusion for
Farmers – KADIN, ISEI, PISAGRO, Jakarta
• International Monetary Conference – IMC, Singapore
• CalGems Investor Conference – Bank of America - Merrill Lynch, California (USA)
• ISEI’s 18th National Seminar & Plenum “Realizing the Potential of the Tourism Sector in Developing A
Sustainable and Inclusive Economy” – ISEI, Gorontalo
• Indonesia Knowledge Forum V – BCA, Jakarta

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

60 PT Bank Central Asia Tbk • 2016 Annual Report

BCA_AR2016_03 CorpPofile ENG Print.indd 60 3/24/17 1:27 AM

 USA citizen, aged 64. Domiciled in Indonesia. Appointed as a Deputy President Director of BCA at the 2011
Annual General Meeting of Shareholders and approved by Bank Indonesia on August 25, 2011. He was last
reappointed at the 2016 Annual General Meeting of Shareholders for a five-year term.

Roles and Responsibilities

Deputy President Director of BCA responsible for general supervision of the Compliance & Risk Management
Director, Human Capital Management Director, and Credit Director, while overseeing the Finance and
Planning Division, Corporate Secretary Division and Enterprise Security Work Unit, as well as supervising
and coordinating management of the subsidiaries.

Career
Eugene Keith Galbraith joined BCA in 2002 as President Commissioner (2002–2011). Prior to joining BCA,
Eugene Keith Galbraith Mr. Galbraith served as Vice President Commissioner of PT Bank NISP Tbk (2000–2006), Chairman of Asiawise.
Deputy President Director com (1999–2001), Managing Director of ABN AMRO Asia (1996–1998), and President Director of HG Asia
Indonesia (1990–1996). He also served as an advisor to the Indonesian Ministry of Finance (1988–1990),
and as economic planning advisor in East Nusa Tenggara Province, Indonesia (1984–1988).

Educational Background and Training

Graduated in Philosophy (1974), holds an M. Phil in Economic History (1978), and a PhD in Anthropology
(1983) from Johns Hopkins University, USA.

Participated in a number of training programs, seminars and conferences in 2016, including:

• Mandiri Investment Forum 2016 – Mandiri Sekuritas, Jakarta
• BAIN Southeast Asia Transformation Leader Forum – BAIN, Singapore
• Investor Forum 2016 – Morgan Stanley, New York (USA)
• Indonesia All Access 2016 – Nomura, Jakarta
• 55th ACI World Congress 2016 (Risk Management Refreshment Program) – Associate Cambiste
Internasionale (ACI), Jakarta
• Indonesia Investor Conference 2016 – Citi, Jakarta
• National Seminar Winning the AEC War Competing or Collaborating – Morgan Stanley, Jakarta
• Asia Pacific CEO-CFO Conference – JP Morgan, New York (USA)
• Innovation Forum: Indonesia in a Digital World – McKinsey, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta
• Focus 16 Security Conference – Inter Security, Las Vegas (USA)
• 15th Annual Asia Pacific Summit – Morgan Stanley, Singapore
• 10th Financial Services CEO Roundtable – Temasek, Singapore

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

PT Bank Central Asia Tbk • 2016 Annual Report 61

BCA_AR2016_03 CorpPofile ENG Print.indd 61 3/24/17 1:27 AM

 01 Financial 02 Management 03 Corporate 04 Management 05 Corporate 06 Corporate Social 07 Consolidated
Highlights Report Profile Discussion and Governance Responsibility Financial
Analysis Statements

Indonesian citizen, aged 41. Domiciled in Indonesia. Appointed as a Deputy President Director of BCA at the
2016 Annual General Meeting of Shareholders for a five-year term and approved by the Financial Services
Authority (OJK) on June 21, 2016.

Roles and Responsibilities

Deputy President Director of BCA in charge of general supervision of the Network Distribution Director
and the Transaction Banking Director, and responsible for operational divisions, namely Operation Strategy
& Development, Domestic Payment Services, Electronic Banking Services, International Banking Services
Divisions, and Information Technology.

Career
Previously a Director of BCA from 2009, Armand Wahyudi Hartono also served as Head of Planning and
Armand Wahyudi Hartono Regional Development of BCA (2004–2009). Prior to joining BCA, Mr. Hartono held various managerial
Deputy President Director positions at PT Djarum (1998–2004) including Finance Director, Deputy Purchasing Director and Head of
Human Resources Department, and was an Analyst for Global Credit Research and Investment Banking at JP
Morgan Singapore (1997–1998).

Educational Background and Training

A graduate of the University of California, San Diego (1996) and holds a Master of Science degree in
Engineering Economic-System and Operation Research from Stanford University, USA in 1997.

Participated in a number of training programs, seminars and conferences in 2016, including:

• Risk Management Refreshment Program – Risk Forum School of Finance, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta
• Asia Leaders in Financial Institutions (ALFI) – National University of Singapore (NUS): Beijing (China), New
York (USA) & Singapore
• MasterCard Asia Pacific Advisory Board Meeting – MasterCard, Barcelona (Spain)

Affiliation
Has financial and family relationships with BCA controlling shareholders, Robert Budi Hartono and Bambang
Hartono, but has no financial, stock ownership, and/or family relationship with any member of the Board of
Commissioners, and/or fellow member of the Board of Directors.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

62 PT Bank Central Asia Tbk • 2016 Annual Report

BCA_AR2016_03 CorpPofile ENG Print.indd 62 3/24/17 1:27 AM

 Indonesian citizen, aged 66. Domiciled in Indonesia. Appointed as a Director of BCA at the 2002 Annual
General Meeting of Shareholders and approved by Bank Indonesia on August 13, 2002. He was last
reappointed at the 2016 Annual General Meeting of Shareholders for a five-year term.

Roles and Responsibilities

Director of BCA responsible for Individual Banking business, comprising the mortgages, auto loans (four-
wheelers and two-wheelers), and Individual Customer Business Development, including wealth management
business and BCA Prioritas priority banking service. Also supervises the Sharia banking subsidiary, PT BCA
Syariah, the general insurance subsidiary, PT Asuransi Umum BCA (BCA Insurance), and the life insurance
subsidiary, PT Asuransi Jiwa BCA (BCA Life).

Career
Suwignyo Budiman started his career at Bank Rakyat Indonesia (BRI) in 1975 as Systems Analyst, subsequently
Suwignyo Budiman holding various managerial positions, including Head of the Technology Division (1992–1995), special staff
Director to the Board of Directors (1995–1996), Head of Palembang Region (1996–1998), Head of the Operational
Division (1998–2000) with his last position at BRI as Head of the Central Java Region. He was a member of
the Proxy Team of the Board of Directors at BCA from May to July 1998.

Educational Background and Training

Holds a Bachelor’s degree from Universitas Gadjah Mada (1974) and an MBA from the University of Arizona,
USA (1986).

Participated in a number of training programs, seminars and conferences in 2016, including:

• Risk Management Refreshment Program – Risk Forum School of Finance, Jakarta
• International Conference Islamic Finance – Indonesia’s Financial Services Authority, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

Indonesian citizen, aged 56. Domiciled in Indonesia. Appointed as a Director of BCA at the 2002 Annual
General Meeting of Shareholders and approved by Bank Indonesia on August 13, 2002. He was last
reappointed at the 2016 Annual General Meeting of Shareholders for a five-year term.

Roles and Responsibilities

Director of BCA responsible for the Compliance Work Unit, Legal Group and Risk Management Work Unit.

Career
Mr. Tan’s career at BCA began in 1986 and his managerial experience includes Head of Credit Department
at Operational Head Office (1991–1995), Head of Legal Bureau (1995–1999), and Deputy Head of Legal
Division (1999–2000). Prior to being appointed to the Board of Directors, he was Head of BCA’s Internal
Legal Counsel.
Subur Tan
Director Educational Background and Training
Earned a Bachelor of Law degree from Universitas Sudirman (1986) and completed the Notary Program at
Universitas Indonesia Faculty of Law (2002).

Participated in a number of training programs, seminars and conferences in 2016, including:

• Risk Management Refreshment Program – Risk Forum School of Finance, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

PT Bank Central Asia Tbk • 2016 Annual Report 63

BCA_AR2016_03 CorpPofile ENG Print.indd 63 3/24/17 1:27 AM

 01 Financial 02 Management 03 Corporate 04 Management 05 Corporate 06 Corporate Social 07 Consolidated
Highlights Report Profile Discussion and Governance Responsibility Financial
Analysis Statements

Indonesian citizen, aged 57. Domiciled in Indonesia. Appointed as a Director of BCA at the 2007 Extraordinary
General Meeting of Shareholders, and approved by Bank Indonesia on February 13, 2008. He was last
reappointed at the 2016 Annual General Meeting of Shareholders for a five-year term.

Roles and Responsibilities

Director of BCA responsible for the SME and Commercial banking, including cash management and credit
services. Mr. Koenaifi also supervises wholly-owned four-wheeler financing subsidiary, PT BCA Finance, and
two-wheeler financing subsidiary, PT Central Santosa Finance (CS Finance).

Career
Prior to being appointed to BCA’s Board of Directors, Mr. Koenaifi was the President Director of PT BCA
Finance (2000–2008). He was appointed by the Indonesian Bank Restructuring Agency (IBRA) as the
Henry Koenaifi Head of the Management Team of PT Bank Bali Tbk and as a member of the Managing Team of Bank Jaya
Director (1999-2000). Mr. Koenaifi joined BCA in 1989 and has since held various managerial positions both at
branches and at the head office. Before beginning his career in the banking industry with BCA in 1989,
Mr. Koenaifi was with global IT company, IBM for six years.

Educational Background and Training

Graduated with a bachelor’s degree in Civil Engineering from Parahyangan Catholic University (1984), and
continued his studies at the Institut Pengembangan Manajemen Indonesia (IPMI) in 2000. He holds an MBA
degree from Monash University, Melbourne, Australia (2001).

Participated in a number of training programs, seminars and conferences in 2016, including:

• Risk Management Refreshment Program – Risk Forum School of Finance, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta
• Asia Leaders in Financial Institutions (ALFI) – National University of Singapore (NUS): Beijing (China), New
York (USA) & Singapore

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

64 PT Bank Central Asia Tbk • 2016 Annual Report

BCA_AR2016_03 CorpPofile ENG Print.indd 64 3/24/17 1:27 AM

 Indonesian citizen, aged 57. Domiciled in Indonesia. Appointed as a Director of BCA at the 2011 Annual
General Meeting of Shareholders and approved by Bank Indonesia on August 25, 2011. Later appointed as an
Independent Director of BCA on April 7, 2014. He was last reappointed at the 2016 Annual General Meeting
of Shareholders for a five-year term.

Roles and Responsibilities

Network Distribution Director responsible for monitoring and supervising daily regional and branch
operations, and in charge of branch support divisions, namely the Procurement & Facility Management
Division and the Network & Regional Planning Work Unit.

Career
Previously, he served as BCA’s Head of Regional Office for Jakarta, Surabaya, Medan and Malang (2000–
Erwan Yuris Ang 2011), prior to which, he served as Branch Manager at BCA Bandung (1995–2000) and at BCA Pekanbaru
Director (1989–1995), and Head of the Credit Department at BCA Pekanbaru (1987–1989). He joined BCA in 1985 as
a trainee in the Medan branch.

Educational Background and Training

Holds a Bachelor of Law degree from University Satyagama (2010) and obtained a master’s degree in
Business Law from Trisakti University (2012).

In 2016 participated in “Indonesia Knowledge Forum V” seminar held by BCA in Jakarta.

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

PT Bank Central Asia Tbk • 2016 Annual Report 65

BCA_AR2016_03 CorpPofile ENG Print.indd 65 3/24/17 1:27 AM

 01 Financial 02 Management 03 Corporate 04 Management 05 Corporate 06 Corporate Social 07 Consolidated
Highlights Report Profile Discussion and Governance Responsibility Financial
Analysis Statements

Indonesian citizen, aged 54. Domiciled in Indonesia. Appointed as a Director of BCA at the 2014 Annual
General Meeting of Shareholders and approved by the Financial Services Authority (OJK) on July 21, 2014. He
was last reappointed at the 2016 Annual General Meeting of Shareholders for a five-year term.

Roles and Responsibilities

Director of BCA responsible for the Corporate Banking Group, Treasury Division and International Banking
Division. Also supervises wholly-owned remittance subsidiary, BCA Finance Limited, and securities subsidiary,
PT BCA Sekuritas.

Career
Rudy Susanto joined BCA in 2002 and has since held several managerial positions, including Executive Vice
President of the Credit Risk Analysis Group (2011–2014), Head of the Credit Risk Analysis Group (2004–
Rudy Susanto 2011), and Head of the Credit Division (2002–2004). Prior to joining BCA, Mr. Susanto was Head of the
Director Loan Work Out II Division (2001–2002) and Senior Credit Officer (1999–2001) of the Indonesian Bank
Restructuring Agency (IBRA). Mr. Susanto also served as Vice President of Corporate Finance (1998–1999),
Senior Manager of Corporate Finance (1996–1998), Manager of Corporate Finance (1995), and Assistant
Manager of Corporate Finance (1994) at PT Bank LTCB Central Asia (a joint venture between the Long-Term
Credit Bank of Japan Ltd. and PT Bank Central Asia Tbk). He started his career at PT Danamon Indonesia Tbk
as a trainee in the Credit Marketing Program (1992).

Educational Background and Training

Graduated with a bachelor’s degree in Civil Engineering from Tarumanagara University (1989), and earned
an MBA in Finance from the University of Tennessee, Knoxville, USA (1992).

Participated in a number of training programs, seminars and conferences in 2016, including:

• Associate Cambiste Internasionale (ACI) World Congress 2016 – ACI FMA, Jakarta
• Maybank Investor Forum – Maybank, Jakarta
• 23rd CLSA Investor Forum – CLSA, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

66 PT Bank Central Asia Tbk • 2016 Annual Report

BCA_AR2016_03 CorpPofile ENG Print.indd 66 3/24/17 1:27 AM

 Indonesian citizen, aged 50. Domiciled in Indonesia. Appointed as a Director of BCA at the 2016 Annual
General Meeting of Shareholders for a five-year term and approved by the Financial Services Authority (OJK)
on July 27, 2016.

Roles and Responsibilities

Director of BCA responsible for defining the strategies and policies on Human Capital Management and
Learning & Development.

Career
Prior to her appointment as Director, Lianawaty Suwono was the Head of Human Capital Management
Division (2006–2016) and a member of the Remuneration and Nomination Committee (2007–2016). Her
career in BCA started in 1991 as a management trainee in the Bank’s Management Development Program
Lianawaty Suwono before being assigned as a Business Analyst (1992–1996) in the Information System Division, handling the
Director Integrated Banking Systems Project, focused on Integrated Deposit Systems and Integrated Loan Systems.
After pursuing a career in Information Technology, she started her career in Human Resources with the
assignment to develop Human Resource Information Systems. She then held various managerial positions,
such as Function Head of HR Operations Support (1996–1998), Head of HR Operation Systems & Support
Bureau (1998–1999), Head of Management Development Program Bureau and Head of Career Development
Bureau (1999–2000), Head of HR Resourcing & Development Bureau (2000–2002), and Deputy Head of HR
Division (2002–2006). She also served as President Commissioner of PT Asuransi Jiwa BCA from 2014 to
July 2016.

Educational Background and Training

Graduated with a degree in Business Information Computing Systems from San Francisco State University,
California, USA (1990).

Participated in a number of training programs, seminars and conferences in 2016, including:

• HR Summit 2016 – PT Inti Pesan Pariwara, Bali
• Indonesia Knowledge Forum V – BCA, Jakarta

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

PT Bank Central Asia Tbk • 2016 Annual Report 67

BCA_AR2016_03 CorpPofile ENG Print.indd 67 3/24/17 1:27 AM

 01 Financial 02 Management 03 Corporate 04 Management 05 Corporate 06 Corporate Social 07 Consolidated
Highlights Report Profile Discussion and Governance Responsibility Financial
Analysis Statements

Indonesian citizen, aged 51. Domiciled in Indonesia. Appointed as a Director of BCA at the 2016 Annual
General Meeting of Shareholders for a five-year term and approved by the Financial Services Authority (OJK)
on August 8, 2016.

Roles and Responsibilities

Director of BCA responsible for Transaction Banking Business Development, Transaction Banking Partnership
Solution Development, Transaction Banking Product Development, and Transaction Banking Business
Support & Services.

Career
Previously, Mr. Santoso was Head of Consumer Card Business Services & Support Group (2015–2016).
His career with BCA began in 1992 as Head of Supporting Administration Department. Throughout his
Santoso career, he has held various managerial positions, such as Head of Marketing for Non-Jabodetabek II Area
Director (1996–1998), Chief of Area Marketing Bureau (1998–2000), Deputy Head of Consumer Network Division,
Deputy Head of Network Services Division, and Deputy Head of Network & Sales (2000–2005), Head of
Small & Medium Business Division (2005–2009), Head of Credit Card Business Unit (2009–2012), Head
of Merchant and Consumer Credit Card Group (2012–2014). Mr. Santoso was also active as Head of Dana
Pensiun BCA, a pension fund company (2003–April 2016), and as Commissioner of PT Abacus Cash Solution,
a cash management service provider (2010–April 2016).

Educational Background and Training

Graduated with a degree from the Faculty of Engineering of Trisakti University, Jakarta (1989).

Participated in a number of training programs, seminars and conferences in 2016, including:

• ASEAN Marketing Summit – Markplus, Jakarta
• Mobile World Congress 2016 – Global System for Mobile Communications Association (GSMA),
Barcelona (Spain)
• Money 20/20 Conference – Money 20/20, Las Vegas (USA)

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

68 PT Bank Central Asia Tbk • 2016 Annual Report

BCA_AR2016_03 CorpPofile ENG Print.indd 68 3/24/17 1:27 AM

 Indonesian citizen, aged 65. Domiciled in Indonesia. Appointed as a Director of BCA at the 2016 Annual
General Meeting of Shareholders for a five-year term and approved by the Financial Services Authority (OJK)
on August 8, 2016.

Roles and Responsibilities

Director of BCA responsible for Credit Analysis and Credit Recovery.

Career
Since joining BCA in 1980, Inawaty Handoyo has held various managerial positions in internal audit,
including Head of Internal Audit Bureau (1985–1988), Deputy Head of Internal Audit Division (1988–1990),
and Head of Internal Audit Division (1990–2008). She then served as a member of the Audit Committee
(2008–2016) and the Integrated Governance Committee (2015–2016). She was an active lecturer at one
Inawaty Handoyo university and several internal audit training institutions in Jakarta (2000–2016), while actively serving as
Director consultant in various internal audit projects (2010–2016). Prior to joining BCA, Inawaty Handoyo served as
the Head of Finance at PT Naintex, a textile company (1976–1980).

Educational Background and Training

Holds two bachelor degrees in Management (1976) and Accounting (1979) from the Economic Faculty
of Parahyangan Catholic University, Bandung and a Master of Management degree from Prasetiya Mulya
Business School, Jakarta (2003).

Participated in a number of training programs, seminars and conferences in 2016, including:

• Credit Fundamental for Senior Decision Maker – Omega Training, Jakarta
• Indonesia Knowledge Forum V – BCA, Jakarta

Affiliation
Has no financial, stock ownership, and/or family relationship with any member of the Board of Commissioners,
fellow member of the Board of Directors, and/or BCA controlling shareholder.

Dual Functions
Holds no position as a member of a Board of Commissioners, a Board of Directors, or executive officer at
another bank, company, and/or institution.

PT Bank Central Asia Tbk • 2016 Annual Report 69

BCA_AR2016_03 CorpPofile ENG Print.indd 69 3/24/17 1:27 AM