PROJECT REPORT
ON
ORNAMENTS MANUFACTURING
(SILVER, GOLD, BRONZE AND OTHER METELS)
UNDER P.M.E.G.P
1. Name of the Unit & Address : Mr.ANIL GUPTA
Add:SHANTITOWER,
J.C.MALLICK ROAD
BLOCK- HIRAPUR
DHANBAD
2. Constitution : Proprietary Concern
3. Name of the Proprietor : Mr.ANIL GUPTA
S/O LATE UTTAM CHAND PRASAD
Add:SHANTITOWER,
J.C.MALLICK ROAD
BLOCK- HIRAPUR
DHANBAD
4. Location of the Unit : Urban
5. Category of the proprietor : (Man/gents/ general)
6. Name of the Product : Gold, Silver Ornaments
(Manufacturing)
7. Date of Commencement of the unit : Proposed Unit
8. Per Capita Investment over fixed
Assets : 9858.00
9. Capacity (Qty/Valve) : Rs. 4,50,300.00
10. Total Capital Investment
Fixed Capital : Rs. 54,000.00
Working Capital : Rs. 3,96,300.00
11. No. of shift/ day : Single Shift of 8 hrs daily
12. No. of working days : 25 working days in a month & 300
Working days in a year.
13. Mobile No. : 9204140375
Introduction:- Gold, Silver Ornaments product has a very good response from
the market. Its demand is well understood. Any Gold Silver Ornaments product
bears a good response everywhere. This is an economically viable scheme.
Mr.ANIL GUPTA has very vast experience in manufacturing of gold silver
and other ornaments.
2) Technical knowhow & Process:- The proprietor has the good experience
regarding this proposed unit.
3) Location and Infrasturucture Facilities :- The proposed unit of gold ,silver
ornments manufacturing(Man of attired) is located in the Park Market
,Hirapur,Dhanbad.
4. MARKET PROPECTS:- The manufactured items of gold silver ornaments
has a very good demand in the market. So the market proposed is high.
5. BASIC & PRESUMPTION:-
(A) The Gold silver Ornaments will be the product.
(b) The proprietor is a Gents-Person so, her own contribution will be of
10%f the total project cost under PMEGP.
(c) As the units Loaction is a URBAN Based Area the margin money or the
subsidy will be of 15% of the total Project Cost.
(d) In the year (20010-11) being the 1 st year of operation, it is estimated that
only 70% of capacity utilization can take place under this project.
(e) Raw materials, viz. gold,silver,bronze etc. are available in the market and
the rates are based on the open markets.
(f) The Bank loan interests are based upon the norms and conditions of R.B.I
(g) The Labour employment is based upon fixed Assets costs of the project.
One employment (per capita employment) is Based over Rs. 1 lacs costing under
PMEGP Schems.
6. Capacity /Annually:- On doing the manufacture work of Gold, Silver
Ornaments it is estimated Rs. 4,50,300.00 will be the annual capacity this may
varies time to prevailed demand in the market.
7) FIXED COSTS
Fixed Costs comprises of the investment upon Land, Workshed & office, plant and
machineries as well as some pre operative expenses.
a) LAND:- The promoter of the scheme has previously managed the sufficient
bare land………NIL
b) Workshed, Office:- Workshed and office also prevailed the proprietor has
made previously at his, rented costs for 15’x17’ shop.
c) Plant & Machineries
1. Furness =10,000.00
2. Different tools,frame, palas, brush, cutter,etc. =30,000.00
3. Show case =10,000.00
Total :- 50,000.00
d) PRE OPERATIVE EXPENSES
OR
OTHER FIXED ASSETS
Chair- 7@ 300/- each = 2100/-
Table- 2 (Long & Short Table) = 1900/--
8) Total Fixed Investment Total =4000/…
Land : NIL
Plant & Machineries : 50,000/-
Pre Operative Expenses : 4000/-
Total : 54,000/-
9.) VARIABLE COSTS/ PM
(i) Raw Materils / PM
Cloths :- Gold ,Silver,Bronze,wax, chemicals, other matterials etc =RS.
1,08,000/- per month.
ii) Salary & Wages/ PM
Manager :- 1 self = NIL
Skilled worker – 7 @ 100/- day = 17,500.00
Semi skilled worker -01 @ 90/- days= 2250.00
Total = 19,750.00 or 20000.00
(iii)
Rent = 1000.00 per.
iv) Other Expenses/ per
1. Travelling= 300/- per
2. Packages = 500/- per
3. Telephone/mobile= 500/- per
4. Insurance = 200/- per
5. Rent = 1000/- per
6. Power & utility = 600/- per
Total = 3100.00 per
10) Total Variable Cost /PM
1. Raw Material = 1,08,000.00
2. Salary & Wages = 20000.00
3. Other Expenses = 3100.00
4.Electric power = 1000.00
Total = 1,32,100.00
11) Working capital for 3 months
1,32,,100/- x 3 = 3,96,300.00
12) Total Capital Investment
Fixed Capital = 54,000.00
Working Capital = 3,96,300.00
Total = 4,50,300/-
13) Means of Finance under PMEGP
1. Own Contribution @ 10% (being the woman entrepreneur) = 5,400.00
2.Margin Money/ subsidy @ 15%(being the urban area)= 59,445.00
3. Term Loan = 54,000.00
4. Working Capital Loan = 3,96,300.00
14) FINANCIAL ARRANGEMENT OF BANK
1. Margin Money/ Subsidy@ 15% = 59,445.00
2. Bank Loan = 4,52,300.00
After 3 years, margin money will be converted into subsidy till this period it is
considered as a Part of Loan for 3 years.
15) Working Capital Investment for a year
4,02,300/- x 12 = Rs. 48,27,600/- Annually
16) Receipt from SALE/ PM
Receipt through Sale = 4,35,583/- per month
Annual Receipt = 4,35,583x 12 = Rs. 52,27,000.00
Net Profit / Annually = 52,27,000(-) 48,27,600
= 3,99,399/- Annually
17) Banking Economics
1. Bank’s Loan = Rs. 4,52,300.00
18) Interest as per RBI Rules
If taking 13% Annual rate for C.C= Rs.51,519.00 Annually
If taking 12% Annual rate for T.L= Rs. 6,480.00 (Annually)
Principal Amount @ e.m.i. =Rs. 90,459.00 (Annually)
For 60 months
19) Total Net Profit/ Annually = 3,99,399.00 (-) 1,48,458.00
Total = 2,50,940.00 (Annually)
Or Rs. 20,911.00/- p.m.
Hence this project is technically feasible and economically viable.
SIGNATURE OF
CANDIDATE
