Schedule of Charges - Indus Multiplier Max
w.e.f 28/05/2020
Indus MultiplierMax
Product Variant
Minimum Balance Required
ZERO subject to AMB of Rs 10,000. In case of non
maintenance of balance, 5% of balance shortfall
subject to a minimum 100 and a maximum of Rs 500
AMB Requirement and NMC Charges per month; IP Rs1 0,000
Live FD of Rs 50,000 or more or Live RD of Rs 5,000 or
more;
This is a Limited KYC account that you have opened
online. You need to fund your account with Rs 10000 +
Welcome Calling 249 + tax. On doing that you will receive the Titanium
Debit Card with the welcome kit. You need to
maintain monthly balance of Rs10,000 in this account.
Initial Funding Requirement Minimum IP of Rs 10000
Debit Card Titanium Card @ Rs 249
Debit Card
Titanium : Rs 249
Card Issuance Charge
Platinum Plus:Rs 1000 p.a
Titanium: Rs 249 p.a
Card Renewal Charge
Platinum Plus : Rs 1000
Titanium: Rs 249 p.a
Card Replacement Fee
Platinum Plus : Rs 1000
Issuance of Duplicate PIN Rs. 20/-
Non-cash transactions - Own ATMs
Free
(IndusInd Bank)
Cash Withdrawals - Own ATMs (IndusInd
Free
Bank)
w.e.f 1st Aug'19, 5* Free Cash or Non-cash transactions
(Balance Enquiry, PIN Change and Mini Statement)
Non-cash transactions - Other Bank ATMs in per month. Beyond 5 transactions, all Non-cash
India transactions would be charged at Rs. 10/- per
transaction.
* 3 in metro cities
w.e.f 1st Aug'19,5* Free Cash or Non-cash transactions
(Balance Enquiry, PIN Change and Mini Statement)
Cash Withdrawals - Other Bank ATMs in
per month. Beyond 5 transactions, all cash transactions
India###
would be charged at Rs. 20/- per transaction.
* 3 in metro cities
Cash Withdrawals - Other Bank ATMs
Outside India: Rs. 125/- for Cash Withdrawal
outside India
Exchange rate mark up on Foreign Classic/ Gold/Titanium card - 3.5%
Currency Debit card transaction Platinum -2%
ATM transaction decline fee : Transactions
declined at other bank ATMs due to Rs.20/- per transaction
insufficient funds
Daily Cash Withdrawal Limit Titanium Card : Rs 50,000
Platinum Card : Rs, 1,00,000
Daily POS Limit Gold/Titanium Card : Rs 100,000
Platinum Card : Rs 2,00,000
Remittance Facilities through Own Bank
Free one draft per day upto Rs. 25,000/-; above this Rs.
Demand Draft or Pay Order - Issuance #### 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Maximum
of Rs. 5,000/- per instrument
DD/ PO Cancellation/ Duplicate Instrument
Free
Issuance
DD/ PO Revalidation Free
Payment and Fund Transfer
Visa Credit Card Payment through ATM/Net
Free
Banking
w.e.f 1st July’19, Bank will not levy any charge on any
NEFT Outward (done from the branch) NEFT/RTGS transaction made via Branches or any other
channel
w.e.f 1st July’19, Bank will not levy any charge on any
RTGS Outward (done from the branch) NEFT/RTGS transaction made via Branches or any other
channel
NEFT /IMPS/RTGS- Outward through Net
No Charges
Banking or Mobile Banking
Other Savings Bank Account Facilities
Free Monthly E-Statement.
Monthly/Quaterly Phyiscal statement : Collect from
Home Branch- Free,
Account Statement
Quarterly physical Statement: Delivery Charge :Rs 15/-
per quarter.
Statement Adhoc request (Physical) : From Contact
centre/PhoneBanking/ATM - Delivery Fee of : Rs 50
Statement period Less than 90 days as on date of
Issuance of Duplicate/Additional Statement
issuance - FREE Beyond 90 days - 100/-
Issuance of Loose Cheque Leaves Rs 3.5/Leaf
Issuance of Duplicate Pass Book Free
Internal Transfer / ECS Return (Insufficient First ECS return in a quarter - Rs.350/-. From second ECS
Balance)* return in the same quarter - Rs.500/- per return
Miscellaneous
Weekly balance alerts will be charged at Rs 30/- per
quarter.
Mobile Alerts ### Free Transaction Alerts
Daily balance alerts will be charged additional Rs 30/-
per quarter.
Limit Accounts - Rs. 25/-
Balance Certificate
Other Accounts - Rs. 100/-
Interest Certificate Rs. 100/-
Standing Order/Balance Order/Instructions Rs. 100/- per instructions
Enquiry relating to Old Records Rs. 100/- per enquiry
No Charge if A/C closed within 14 days .
Charge of Rs. 200/-, or balance in the A/c whichever is
Account Closure
lower, if account is closed post 14 days and within 6
months
Photo Attestation Rs. 100/- per photo
Signature Attestation Rs. 100/- per signature
Cheque Stop Payment Rs. 100/- per instruction
Rs. 150/- for range of instruction in single mandate
Free, if instruction given through Direct Channel- IVR,
Mobile & Net Banking
Remittance Facilities through Other Bank
Through Correspondent Bank- Rs. 3/- per Rs. 1,000/-;
Minimum of Rs. 50/- and Maximum of Rs. 5,000/- per
DD - Issuance instrument
Through Non- Correspondent Bank- At Actuals
DD - Cancellation Rs. 100/- per instrument
DD - Revalidation Rs. 50/- per instrument
Foreign Exchange Remittance
(a) 0.12% of the gross amount of currency exchanged
for an amount up to Rs.1,00,000/-, subject to the
minimum amount of Rs.30/-;
(b) Rs.120/- and 0.06% of the gross amount of currency
exchanged for an amount exceeding Rs. 1,00,000/-
Inward Remittances
and up to Rs.10,00,000/-;
(c) Rs.660/- and 0.012% of the gross amount of
currency exchanged for an amount exceeding
Rs.10,00,000/-, subject to maximum amount of
Rs.6000/-
FIRC (Foreign Inward Remittance
Rs. 100/-
Certificate) Issuance
Non-Trade Remittance Rs. 250/- in addition to SWIFT charges
SWIFT/ Wire Transfer Rs. 500/-
FCY (Foreign Currency) Draft /DD issuance Rs. 350/-
FCY (Foreign Currency) Cheque Collection 0.25% on the cheque collection, Minimum of Rs. 25/-
Cheque Collection
Local Clearing Free
Outstation Clearing through Own Bank Free
Upto and including 5,000: Rs. 25; Above 5,000 and
Outstation Clearing through Correspondent upto and including 10,000: Rs. 50; Above 10,000 and
Bank upto and including 100,000: Rs. 100; Above 100,000: Rs.
150
Only for Financial Reasons
Local Inward Clearing*: -
First cheque return in a quarter - Rs.350/-. From second
Return of Cheque/s - Local cheque return in the same quarter - Rs.500/- per return
Local Outward Clearing: -
SB A/c – Rs. 50/- per cheque
Return of Cheque/s - Outstation - through Collection charges subject to a minimum of Rs. 100/-
Own Bank plus actual out of pocket expenses
Return of Cheque/s - Outstation - through Collection charges subject to a minimum of Rs. 100/-
Another Bank plus actual out of pocket expenses
Return of Cheque/s - Outstation Cheques
Rs. 100/- plus out of pocket expenses.
Received in Inward Collection
Cheque Books
2 Cheque Book per quarter (30 leaves) free. For
Issuance of Cheque Books #
additional cheque leaves - Rs. 3.5/- per leaf.
Charges on Cash Withdrawal/Deposits at Branch/es
Cash withdrawal at any Indusind branch in
Free
India
Third Party Cash withdrawal at non home Free Limit of Rs.50,000/- per month; Above free limit,
Indusind branch in India ### Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100
Free Limit of Rs.2,00,000/- per month or 5 times previous
months AMB whichever is higher ; Above free limit,
Cash Deposit at any Indusind Branch
Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100
location###
Note :- Free limits applicable only if product AMB is
maintained.
Door Step Banking
Cashier's Cheque/Demand Drafts Delivery Free
1 request free per day ; Minimum cheque
Cheque Pickup
consolidated value Rs. 10,000/-
Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @
Cash Delivery
Rs.50/- per request
Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac @
Cash Pick-Up
Rs.130/- per request
1. All charges indicated above are exclusive of Taxes (as per Government rules)
2. Bank reserves the right to assess charges on transactions which are not covered by this schedule
and to amend with prior notice the terms and conditions governing such services mentioned above
and rates stated in this schedule.
3. Any changes in the charge tariff will be applied after a notice of atleast 30 days.
4. All Branch related transactions and some other services are available subject to account being Full
KYCed i.e once customer due diligence has been completed
