Excel Finance
Excel Finance
If you own a bond that pays 4% semi annually & total yield is 7% on 21-sep-2018 &
the payment date is on 24-july-2020. Find the following information about the bond.
Answer
Price for Bond with Odd Coupon period 109.76565
Interest At Maturity $0.63
Discount Rate -2.35%
Accrued Interest 23.45677
Yield 2.50%
Price At Last Period 109.04003
Yield At Last Period 2.33%
s & total yield is 3% on 2-jan-
ollowing information about the
If you bought a laptop for 1,300. its useful life is 5 years & If you bought a Bus for 500,000. its useful life
its resale value is 150. Calculate depreciation using its salvage value is 25,000. Calculate deprec
straight line method Declining balance method& Double D.B.M. A
for a new one bought on august same
If you bought a building for 1000000. its useful life is10 years and
salvage value is 50,000. Find best depreciation rate by comparing
S.L.M &D.B.M. also calculate using sum of years method.
Year Depreciation
1 $200,000.00
2 $160,000.00
3 $128,000.00
4 $102,400.00
5 $81,920.00
6 $65,536.00
7 $53,036.00
8 $53,036.00
9 $53,036.00
10 $53,036.00
500,000. its useful life is 8 years &
,000. Calculate depreciation using
hod& Double D.B.M. Also calculate
ought on august same year
S.O.Y Method
Year Depreciation
1 $172,727.27
2 $155,454.55
3 $138,181.82
4 $120,909.09
5 $103,636.36
6 $86,363.64
7 $69,090.91
8 $51,818.18
9 $34,545.45
10 $17,272.73
Interest Rate
Number Of Period
If we deposit 10,000 $ in a bank and get 5% interest. How long will it take to make our
deposit 20,000?
Amount 10,000
Interest Rate 8%
Years 10
Future value $21,589.25 $21,589.25
At End At Start
Years Interest Rates
1 4%
2 5%
3 6%
4 7%
Payment
i took a 15,000 $ loan at 6.5% with a payment period of 4 year. Find the monthly
payment?
Answer
Loan Amount 15,000 monthly Interest Rate 0.0054167
Interest Rate 6.50% Number Of Months 48
Years 4
Find the interest amount payed on the at the Find the principal amou
start of the 3rd year? Also find the total interest 2nd quarter of the 3rd
payed in the 3rd year? principal payed in the at
Answer
monthly Interest Rate 0.0054167
Number Of Months 48
loan amount 15,000
start of 3rd year 25
Start 25
End 36
Loan Schedule
Answer
monthly Interest Rate 0.0054167
Number Of Months 48
loan amount 15,000
end of 2nd quarter of 3rd year 30
start 7
end 12
Residual Debt
$14,725.53
$14,449.56
$14,172.11
$13,893.15
$13,612.68
$13,330.69
$13,047.18
$12,762.12
$12,475.53
$12,187.38
$11,897.67
$11,606.39
$11,313.53
$11,019.09
$10,723.05
$10,425.41
$10,126.16
$9,825.29
$9,522.78
$9,218.64
$8,912.85
$8,605.40
$8,296.29
$7,985.50
$7,673.04
$7,358.87
$7,043.01
$6,725.43
$6,406.14
$6,085.12
$5,762.35
$5,437.84
$5,111.57
$4,783.53
$4,453.72
$4,122.12
$3,788.73
$3,453.52
$3,116.51
$2,777.66
$2,436.98
$2,094.46
$1,750.08
$1,403.84
$1,055.72
$705.71
$353.81
($0.00)
Net Present Value
Date
5/5/2014
7/7/2015
3/13/2016
9/20/2017
11/8/2018
4/21/2019
Interest Rate
Reinvest Rate
Modified Internal Rate Of Return
Internal Rate Of Return
Net Present Value
Interest Rate 5%
Present Value
-350.00
95.24
181.41
129.58
61.70 1
2
Manual 3
Excel 4
5
Answer
Amount
-20,000
4000
3,500
8000
5000
9000
10%
5%
10%
12%
1164.169385963
Which Of The following investment is the best?
Discount Rate 7%
Cash Flow Investment 1 Cash Flow Investment 2
-100,000 -100,000
25,000 1 20000
25000 2 20000
25000 3 20000
25000 4 20000
25000 5 20,000
6 25,000
With an interest rate of 6% what is the current value of 7 million dollars? If you receive it in 15 years?
Question Answer
interest rate 6% Present Value $2,920,855.43
years 15
Future Value 7,000,000
What is the present vaue of putting 500 in bank acount with interest rate of 2.75% for 6 years?
Question
Interest Rate 2.75% Present Value $2,731.18
Years 6
Payment 500
Zero At the end of the period
One At the beginning of the period
If you were to sell an asset(house) in 3 years at 170,000. and the standadr for it is discou
e it in 15 years? 4.25%. Whst should you pay for the asset now?
Question Answer
Interest rate 4.25% Present Value $150,044.72
years 3
Future Value 170,000
ars?
Find the loan amount to borrow at 4% for 5 years to make a 500$ monthly
payment?
Question Answer
interest rate 4% rate per period 0.33%
years 5 number of payments 60
payment per year 12 loan $27,150
payment amount $ 500.00
standadr for it is discount rate is
et now?