Schedule of Fees and Charges- Bank of Baroda (Trinidad & Tobago) Limited

A) GENERAL

Sr. No Particular Amount

1 Manager’s Cheque issuing charges TT$ 25

2 Duplicate Manager’s Cheque issuing charges TT$ 20

3 Cheque Return Charges- (Outward) TT$ 25 per instrument for all types

4 Cheque Return Charges- (Inward) TT$ 25

5 Drawing against unclear effect (Against A flat charges @0.12% subject to minimum TT$ 100.
clearing)
6 CC/OD/Loan Processing/ Negotiation Fee Up to 25,000- TT$ 250

Above TT$ 25,000 to TT$ 50,000.00- TT$ 500

Above TT$ 50,000.00 @ 1.25% with minimum of TT$ 750.00

7 Guarantee- Issuance (performance/ bid bond) 0.085% of Guarantee amount per month.

Subject to Min 0.25% of Guarantee amount

8 Immigration Bond 1 year- TT$ 500

Plus TT$ 125/quarter or part there off

9 Guarantee- Amendment TT$ 50

10 Review charges for OD/CC Overdraft- 0.50% on the Review subject to minimum TT$ 150 and
Maximum TT$ 30000 and 1.25% on increase portion
Loan-Nil

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Sr. No Particular Amount

11 Addition/ deletion of names /signature TT$ 25

verification, etc
12 Duplicate pass book charges TT$ 25

13 Charges on Standing Instructions TT$10+exchange on Manger’s Cheque +postage

14 Balance confirmation certificate TT$ 25

15 Letters to embassies for obtaining VISA TT$ 25

16 Duplicate ATM card TT$ 25

17 Concession/ deviation charges TT$ 250 per deviation subject to maximum TT$ 1000

18 Excess/ TOD charges 2% above the sanctioned limit with upfront charges of TT$ 100 per
occasion
19 Ad-hoc working Capital Sanctions Same as per schedule given to CC/OD/ Loan processing charges at
point 6 above.

Additional interest @ 2% above sanctioned limit subject to TT$ 50 per

occasion.
20 Bill Purchase/ Bill Discount charges A flat charges @0.53% including interest for 14 days, subject to
minimum TT$ 100. Above 14 days actual interest charges as per the
number of days @ 13.75%

The BP charges for sight bill which is to lodged in clearing

immediately will be 0.15% flat
21 Cheque book issue charges CC/OD/CA-Free 100 leaves in one year. Above that TT$ 1 per leaf

SB- 50 leaves free in one year. Above that TT$ 1 per leaf

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Sr. No Particular Amount

22 Import LC Issue 0.90% for first 3 months, thereafter 0.30% per month or part
thereof. Min TT$ 60.00.

25% of the above charges in case of 100% cash margin and TT$ 175
for LC by swift
23 Import LC reinstatement Reinstatement charges:

TT$ 50 plus swift charges TT$ 75

24 Import LC Amendment Amendment charges TT$ 50 plus swift charges TT$ 75

25 Export LC advising TT$ 75 for any LC advising plus swift charges TT$ 75. 100 TTD for
adding confirmation
26 Export LC amendment TT$ 50 per amendment plus 75 TTD for any swift message. 100 TT$
for adding confirmation
27 Import bills- realization (FIBLS/ FIBLU)-Under TT$ 50 per bill plus swift charges TT$ 75
LC
28 Import bills –Lodge (FIBLS/ FIBLU)- Under LC TT$ 50 per bill plus swift charges TT$ 75 plus $ 300 per discrepancy

29 Import bills- realization (FIBCS/ FIBCU)- Not TT$ 50 per bill plus swift charges TT$ 75
under LC
30 Import bills –Lodge (FIBCS/ FIBCU) Not under TT$ 50 per bill plus swift charges TT$ 75 plus $ 300 per discrepancy
LC
31 Export Bills- Lodging (FBCS/FBCU)-All under 0.075% of Bill amount.
LC / Not under LC
Min-TT$100 if bill amount below-TT$ 50000

Min –TT$ 250 if bill amount TT$ 50000 and above

32 Export Bills –purchase (FBP/ FBD) –All under TT$ 75 plus TT$ 75 for any swift message plus TT$ 300 for courier
LC

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Sr. No Particular Amount

33 Export Bill-purchase (FBP/ FBD)- All not under TT$ 75 plus TT$ 25 as handling charges plus TT$ 75 for any swift
LC message plus TT$ 300 as courier charges
34 Export bill –Overdue export bill handling TT$ 75 per bill

35 Wire transfer charges –SWIFT/RTGS/Foreign Upto USD 15000 =USD 10

DD
USD 15001-50000 = USD 15

Above USD 50001 =USD 25

36 Stop Payment Charges TT$ 25.00

37 Linx –Other bank’s ATM used TT$ 4 per transaction

38 Linx –Other bank’s POS used TT$ 0.75 per transaction

39 Linx –Other bank’s Balance enquiry TT$ 0.50 per transaction

40 USD DD/Cheque collections 0.1% on amount

Minimum TT$ 64
41 Modification message charges (customer’s
request)
USD-20
SWIFT
TT$-20
RTGS/ RF2I

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 B) PRODUCT SPECIFIC
SAVING ACCOUNTS-

Sr. No Fees and Charges Baroda Baroda Baroda Baroda Baroda Baroda Baroda Baroda Baroda
Regular- Personal Premium Regular- Seniors Smart Young Kid Classic
TTD -USD Female Star Star (Centenary)
(SB101) (SB113) (SB117) (SB101) (SB114) (SB 126) (SB 127) (SB128) (SB125)

1 Minimum Balance TT$ 10 TT$ 10 TT$ 20 US$ 5 TT$ 10 TT$ 10 TT$ 10 TT$ 10 TT$ 20
charges-Quarterly
2 Account Closure charges- TT$ 10 TT$ 10 TT$ 20 US$ 5 TT$ 10 TT$ 10 TT$ 10 TT$ 10 TT$ 20

(Before 1 year of opening

of A/c)
3 Ad hoc Statement print TT$ 6 TT$ 6 TT$ 6 Nil TT$ 6 TT$ 6 TT$ 6 TT$ 6 TT$ 6
charges-

4 Per Eventmaintenance-Per
Account TT$ 4 TT$ 4 NIL NIL NIL TT$ 4 TT$ 4 TT$ 2 NIL
month

5 Debit card issuance Free Free Free N.A. Free Free Free Free Free
charges

6 Dormant charges Nil Nil Nil Nil Nil Nil Nil Nil Nil

Ledger Folio Charges – Free upto 5 transactions per month, TT$ 1 above 5 transactions per month.

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BUSINESS/ CURRENT/ OVERDRAFT/ CASH CREDIT ACCOUNTS-

Sr. No Fees and Charges Baroda Regular Current Baroda Premium Current Baroda Premium Privilege
Account Account Current Account
(CA101) (CA 102) (CA103)

1 Minimum Balance charges- TT$ 25 TT$ 40 TT$ 60

Minimum Balance- TTD Minimum Balance- TTD Minimum Balance- TTD
Quarterly 1,000/- 15,000/- 40,000/-

2 Account Closure charges- TT$ 20 TT$ 20 TT$ 40

(Before 1 year of opening of A/c)

3 Ad hoc Statement print charges- TT$ 10 TT$ 10 TT$ 10
Per Event

4 Ledger Folio Charges TTD CA ac - Minimum- TTD CA ac - Minimum- TTD CA ac - Minimum-

TT$ 5 per quarter TT$ 5 per quarter TT$ 5 per quarter
including in inoperative/ including in inoperative/ including in inoperative/
dormant accounts. dormant accounts. dormant accounts.

25 entries or part thereof 25 entries or part thereof 25 entries or part thereof

to be treated as one to be treated as one to be treated as one
ledger page ledger page ledger page
5 Account maintenance Nil Nil Nil

6 Debit card issuance charges Free Free Free

7 Dormant charges Nil Nil Nil

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TERM DEPOSITS-

Sr. No Fees and Charges Baroda Fixed Baroda Fixed Baroda Fixed Baroda Fixed Baroda
Deposit Deposit Deposit Deposit Recurring
Scheme Scheme (Monthly (Quarterly Deposit
Income Plan) Income Plan)
TT$ US$

1 Account Opening Free Free Free Free Free

charges

2 Account Closure Free Free Free Free Free

charges

3 Statement print Free Free Free Free Free

charges

4 Account maintenance Free Free Free Free Free

5 Any Other Charges Nil Nil Nil Nil Nil

Prepayment Penal for pre-mature withdrawal of all deposits, interest will be paid at one per cent less than the rate which is
applicable at the time of placing the deposit, for the period for which the deposit has actually run (subject to floor of 0%).

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Notes:

1) Bank reserves the right to change/ revise any of its charges/ fees etc.

2) Service charges/ fees in respect of services other services may be obtained from the Branch concerned.

3) In addition to above fees/charges, out of pocket expenses / costs on actual basis shall be recovered in
respect of services, wherever applicable.

4) Valuation, Legal (including stamp duty and any other professional fee) , Inspection charges, etc shall be
recovered separately on actual cost basis.

5) Postages/ Courier charges shall be recovered on actual cost basis.

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