The Ultimate Guide to

Banking Exam Prep

INDEX
What are Banking & Insurance Exams? 02

Banking & Insurance Exam Calendar 04

Top Reasons to Choose Banking as a Career 06

Exam Details of PO Level Jobs 07

Clerical Level Jobs 17

Strategy & Tips for Banking Exam Preparation 30

Sectional tips & Strategy 32

Practice Questions 36

01
 1
What are Banking
& Insurance Exams?
You become Clerk, Probationary Commerce, humanity). Most of the
Officer or Specialist officers (Basis the successful students apply these in
job you are selected in) in Public pre-final/ final year only. These exams
Sector & Regional Rural Banks. These should be prepared along with the
give the safety of government jobs and graduation to increase the chance of
the growth of a private sector job. selection. Most of these exams happen
These exams are applied by Graduates from Aug-to-Jan i.e. right after
of any stream (Engineer, Science, university exams in June/July.
What are Banking & Insurance Exams?

List of exams covered under PO/Clerk

/SO/Insurance
Institute of Banking Life Insurance
State Bank of India
Personnel Selection (IBPS) Company (LIC)

SBI Probationary IBPS Probationary LIC HFL (Housing

Officer (PO) Officer (PO) Finance Limited)
Assistant
SBI Specialist IBPS Specialist
Associate
Officer (SO) Officer (SO)
Assistant Manager
SBI Junior IBPS Clerk
Associates LIC AAO (Assistant
IBPS RRB Officer Scale I Administrative Officer)
IBPS RRB Officer Scale II LIC ADO (Apprentice
& III Development Officer)
IBPS RRB Office LIC Assistant
Assistant

NIACL (New India ESIC (Employees’ State UIIC (United India

Assurance Company Ltd.) Insurance Corporation) Insurance Company)

NIACL AO UDC (Upper Divisional UIIC AO

(Administrative Officer) Clerk)
UIIC Assistant
NIACL Assistant Stenographer

MTS
SSO (Social Security
Officer)

Reserve Bank GIC (General

of India (RBI) Insurance Company)

RBI Assistant GIC Assistant Manager

03
 2
Banking & Insurance
Exam Calendar
Banking & Insurance Exam Calendar

Bank Exam Exam Dates

RBI Assistant 2021 Mar-22

SBI PO 2022 June-22

SBI Clerk 2022 Apr/May-22

IBPS PO 2022 Oct-22

IBPS SO 2022 Dec-22

IBPS Clerk 2022 Aug-22

IBPS RRB Officer Scale I 2022 Aug-22

IBPS RRB Officer Scale II & III 2022 Sept-22

IBPS RRB Officer Assistant 2022 Aug-22

NIACL AO Aug/Sept-22

05
 3
Top Reasons to Choose
Banking as a Career

1. No specific field requirement

You can come from any educational stream- be it science,
commerce, arts or anything, and you can still take up a
banking job.

2. Better work-life balance

With fixed work-hours and proper leave and holiday
policies, it allows you to spend more and more time with
your family.

3. Stable career
Public sector banks help you make your career risk-proof!

4. Best of both the worlds

Stability of a Govt job + professional & growth oriented
environment like a private job.

5. Social acceptance
Friends, family and also the society as in whole hold this
career in high esteem.

06
 4
Exam Details of PO Level Jobs

IBPS PO Exam

No. of Vacancies - 4135 in 2021

Eligibility -
Age Limit
IBPS PO Age Limit Age

Minimum Age 20 years

Maximum Age 30 years

Age Relaxation For OBC, SC/ST and others **

Education qualification -
The eligibility criteria for the IBPS CWE PO exam is a Graduation Degree in
any of the streams from a University recognized by the Government of India.

07
Exam Details of PO Level Jobs - IBPS PO

Exam Pattern
Phase 1 - Prelims Exam Pattern
Name of Test No. of Maximum Duration
Questions Marks

English Language 30 30 20 minutes

Quantitative Aptitude 35 35 20 minutes

Reasoning Ability 35 35 20 minutes

Total 100 100 1 hour

Phase 2 - Main Exam Pattern

Test Type Name of Test No. of Maximum Separate time
Questions Marks limit (Time
allotted for
each section)

Objective Test Reasoning & 45 60 60 Minutes

Computer Aptitude

Objective Test Data Analysis 35 60 45 Minutes

& Interpretation

Objective Test English Language 35 40 40 Minutes

Objective Test General/ Economy/ 40 40 35 Minutes

Banking Awareness

Total 155 200 3 hours

(180 Minutes)

Descriptive Letter Writing 25 25 30 minutes

Test & Essay

08
Exam Details of PO Level Jobs - IBPS PO

Phase 3 - Interview

No. of Aspirants Appeared in IBPS PO/Clerk/SO exams -

2019-20 2020-21
10 9.91
Reg. Candidates (In Lakh)

8.25
8 7.41 6.78
6

2 1.6
1.06
0
Clerks POs/MTs Specialist Officers

Cadre

Number of Attempts - Unlimited

09
Exam Details of PO Level Jobs - IBPS PO

Cut-offs (Last 3 years)

Category IBPS Prelims IBPS Prelims IBPS Prelims

2019 2020 2021
Cut-off Score Cut-off Score Cut-off Score
(Out of 100) (Out of 100) (Out of 100)

General 59.75 58.75 50.5

SC 53.50 51 44.50

ST 46.25 43.5 38

OBC 59.75 58.50 50.5

HI (Hearing Impaired) 21.25 19.75 50.5

OC (Orthopaedically 44.50 46 42
Challenged)

VI (Visually Impaired) 52.25 54.5 37

ID (Intellectual 20.75 21.75 20.75

Disability)

EWS 59.75 57.75 50.5

10
 SBI PO Exam
No. of Vacancies - 2056 in Year 2021
Eligibility
Age Limit - The candidate must be 21 Years to 30 Years
Age Relaxation For OBC, SC/ST and others **

Education qualification -
The candidate must be a graduate in any discipline from a recognized
University or any equivalent qualification recognized as such by the
Central Government.

Exam Pattern
SBI PO Exam Subject No. of Marks Duration
Questions

English Language 30 30 20 Minutes

Preliminary Quantitative Aptitude 35 35 20 Minutes
Exam
Reasoning Ability 35 35 20 Minutes

11
Exam Details of PO Level Jobs - SBI PO

SBI PO Exam Subject No. of Marks Duration

Questions

Reasoning & 45 60 60 Minutes

Computer Aptitude

Data Analysis 35 60 45 Minutes

& Interpretation

Mains Exam General / Economy 40 40 35 Minutes

/ Banking Awareness

English Language 35 40 40 Minutes

Descriptive Test 2 50 30 Minutes

GD + PI Group Discussion - Interview -

20 marks 30 marks

No. of Aspirants Appeared - 4.80 Lakhs

Number of Attempts
Appearing in the Preliminary Exam is not counted as an attempt but appearing
in Main Exam is counted.

Category No. of Chances

General/ EWS 4

General/ EWS (PWD) 7

OBC/ OBC(PWD) 7

SC/SC(PWD)/ST/ST(PWD) No restriction

12
Exam Details of PO Level Jobs - SBI PO

Cut-offs (Last 3 years)

Category SBI Prelims SBI Prelims SBI Prelims
2021 2020 2019
Cut-Off Marks Cut-Off Marks Cut-Off Marks

General 59.75 58.75 50.5

SC 53.50 51 44.50

ST 46.25 43.5 38

OBC 59.75 58.50 50.5

EWS 21.25 19.75 50.5

13
 IBPS RRB Officer Scale 1 Exam
No. of Vacancies - 4703 in the year 2021
Eligibility
Age Limit - Above 18 years - Below 30 years

Education qualification
• Bachelor’s degree in any discipline from a recognized University or
its equivalent.
• Proficiency in local language as prescribed by the participating RRB/s*.
• Desirable - working knowledge of computers.

Exam Pattern
IBPS RRB Officer Grade Preliminary Examination
Section Question Marks Duration

Reasoning 40 40 A cumulative time

of 45 Minutes
Numerical Ability 40 40

Total 80 80

14
Exam Details of PO Level Jobs - IBPS RRB Officer Scale 1

IBPS RRB Mains Exam Pattern (Officer Scale-I)

Section Question Marks Duration

Reasoning 40 50

General Awareness 40 40

Numerical Ability 40 50
A cumulative time
English/Hindi 40 40 of 2 hours
Language

Computer Knowledge 40 20

Total 200 200

No. of Aspirants Appeared in IBPS RRBs

2019-20 2020-21
8 7.31
7.06
7
Reg. Candidates (In Lakh)

5.95
6
5.39
5

0
Office Assistants Officers
Cadre

15
Exam Details of PO Level Jobs - IBPS RRB Officer Scale 1

IBPS RRB PO Cut-Off 2021

States General

Andhra Pradesh 52.5

Bihar 56.25

Chhattisgarh 48.5

Gujarat 57.25

Haryana 59.5

Himachal Pradesh 57.5

Jharkhand 55

Madhya Pradesh 54.25

Punjab 60.25

Rajasthan 60.75

Tamil Nadu 50.5

Telangana 51

Uttar Pradesh 54.5

West Bengal 56.5

Assam 45.75

Odisha 58.5

Karnataka 44.75

Maharashtra 53.75

Jammu & Kashmir 47

16
 5
Clerical Level Jobs

IBPS Clerk Exam

No. of Vacancies - 7858 in the Year 2021

Eligibility
Age Limit -
Not below 20 years and not above 28 years

Education qualification -
A Degree (Graduation) in any discipline from a University recognised by the
Govt. Of India.

17
Clerical Level Jobs - IBPS Clerk

Exam Pattern
Prelims Exam Pattern
Name of Tests No. of Maximum Duration
Questions Marks

English Language 30 30 20 minutes

Numerical Ability 35 35 20 minutes

Reasoning Ability 35 35 20 minutes

Total 100 100 1 Hour

Mains Exam Pattern

Name of Tests No. of Maximum Duration
Questions Marks

Reasoning Ability 50 60 45 minutes

& Computer Aptitude

English Language 40 40 35 minutes

Quantitative Aptitude 50 50 45 minutes

General/ 50 50 35 minutes
Financial Awareness

Total 190 200 160 minutes

18
Clerical Level Jobs - IBPS Clerk

No. of Aspirants Appeared

2019-20 2020-21
10 9.91
Reg. Candidates (In Lakh)

8.25
8 7.41 6.78
6

2 1.6
1.06
0
Clerks POs/MTs Specialist Officers

Cadre

19
Clerical Level Jobs - IBPS Clerk

IBPS Clerk Prelims Cut-Off 2021

State Name General State Name General

Andhra Pradesh 71 Madhya Pradesh 77

Assam 68 Maharashtra 70.25

Bihar 76 Manipur 69.75

Chhattisgarh 74 Odisha 77

Chandigarh 62.75 Punjab 75.5

Delhi 77.25 Rajasthan 81.50

Gujarat 72 Karnataka 67.25

Goa 62.5 Telangana 65.75

Himachal Pradesh 78.50 Uttar Pradesh 77

Haryana 78.50 Uttarakhand 81.25

J&K 72 West Bengal 79

Jharkhand 79.25 Tamil Nadu 67.75

Kerala 78 Sikkim 59.25

20
 2

SBI Clerk Exam

No. of Vacancies - 4915 in 2021 Year

Eligibility
Age Limit
Not below 20 years and not above 28 years

Education qualification
He/she must hold a valid degree in any discipline from a
recognized university.

Exam Pattern
SBI Junior Associates Preliminary Exam Pattern
Section No. of Total Marks Duration
Questions

English Language 30 30 20 minutes

Numerical Ability 35 35 20 minutes

Reasoning 35 35 20 minutes

Total 100 100 60 minutes

21
Clerical Level Jobs - SBI Clerk

SBI Clerk Mains Exam Pattern

Section No. of Total Duration
Questions Marks

General English 40 40 35 minutes

Quantitative Aptitude 50 50 45 minutes
Reasoning Ability & 50 60 45 minutes
Computer Aptitude
General/Financial 50 50 35 minutes
Awareness
190 200 2 hours
Total
40 minutes

No. of Aspirants Appeared - 7-8 Lakhs (Approx)

SBI Clerk Prelims Cut Off 2021 (Out of 100)

States General States General

Andaman & Nicobar 66.25 Madhya Pradesh 81.75

Arunachal Pradesh 69.25 Maharashtra 66.25

Assam 68.50 Odisha 82

Chhattisgarh 76.5 Punjab 75.5

Delhi 83 Rajasthan 77.75

Gujarat 64.5 Sikkim 72.50

Haryana 79.75 Tamil Nadu 61.75

Himachal Pradesh 80.25 Telangana 73.75

Jharkhand 69.25 Uttar Pradesh 81.25

Karnataka 64.25 Uttarakhand 81.75

Kerala 69 West Bengal 79.75

22
 3

IBPS RRB Office Assistant Exam

No. of Vacancies - 6794

Eligibility
Age Limit - Between 18 years and 28 years

Education qualification
• Bachelor’s degree in any discipline from a recognized University or
its equivalent.
• Proficiency in local language as prescribed by the participating RRB/s*
• Desirable: Working knowledge of Computers.

Exam Pattern
IBPS RRB Assistant Preliminary Exam Pattern
Section Question Marks Duration

Reasoning 40 40

Numerical Ability 40 40 A cumulative time

of 45 Minutes
Total 80 80

23
Clerical Level Jobs - IBPS RRB Assistant

IBPS RRB Assistant Mains Exam Exam Pattern

Section Question Marks Duration

Reasoning Paper 40 50

General Awareness 40 40

Numerical Ability 40 50
A cumulative time
English/Hindi 40 40
of 2 hours
Language

Computer Knowledge 40 20

Total 200 200

No. of Aspirants Appeared

2019-20 2020-21
8 7.31
7.06
7
Reg. Candidates (In Lakh)

5.95
6
5.39
5

0
Office Assistants Officers
Cadre

24
Clerical Level Jobs - IBPS RRB Assistant

IBPS RRB Clerk Prelims Cut-Off 2021

State/UT General OBC EWS

Andhra Pradesh 69.25 69.25 69.25

Assam 71 - -
Bihar 73 73 -
Chhattisgarh 71 - -
Gujarat 76.75 76.75 -
Haryana 75.75 - -
Himachal Pradesh 74.25 - -
Jammu & Kashmir 72 - -
Jharkhand 76.25 76.25 -
Karnataka 70.75 70.75 -
Kerala 77 - -
Madhya Pradesh 73.75 73.75 -
Maharashtra 72.75 72.75 -
Odisha 78.5 - -
Punjab 76.5 - -
Rajasthan 76.75 76.75 -
Tamil Nadu 70.5 70.5 -
Telangana 69 69 69
Tripura - - 61.5
Uttar Pradesh 76.5 76.5 76.5
Uttarakhand 77.5 - -
West Bengal 75.75 - -

25
 4

RBI Assistant Exam

No. of Vacancies bachelor’s degree with an

aggregate of 50% (pass class
950 of the Year 2021 for SC/ST/PwBD candidates)
and above in any discipline to
Eligibility be eligible for the RBI
Assistant Exam 2022.
Age Limit
A candidate must range between • He/She must hold knowledge
20-28 years of age to be eligible of computers as well as have
for RBI Assistant. proficiency in the official
language of the concerned
Education qualification state of Union Territory.
• A candidate must hold a

26
Clerical Level Jobs - RBI Assistant

Exam Pattern
RBI Assistant Prelims Exam Pattern
Section No. of Maximum Duration
Questions Marks

English Language 30 30 20 minutes

Numerical Ability 35 35 20 minutes

Reasoning Ability 35 35 20 minutes

Total 100 100 60 minutes

RBI Assistant Prelims Exam Pattern

Section No. of Maximum Duration
Questions Marks

English Language 40 40 30 minutes

Quantitative Aptitude 40 40 30 minutes

Reasoning Ability 40 40 30 minutes

Computer Knowledge 40 40 20 minutes

General Awareness 40 40 25 minutes

Total 200 200 135

Minutes

Language Proficiency Test (LPT)

The candidates provisionally shortlisted from the main online examination will
have to undergo a language proficiency test (LPT).

27
Clerical Level Jobs - RBI Assistant

No. of Aspirants Appeared - 2-3 Lakhs (Approx)

RBI Assistant Prelims Cut Off 2019-20

States SC ST OBC EWS General

Ahmedabad 90.25 79.00 89.50 91.00 92.75

Bengaluru -- 81.75 89.75 89.00 92.25

Bhopal 86.00 80.50 92.50 92.75 94.75

Bhubaneswar 85.75 81.25 94.75 93.75 95.75

Chandigarh 89.50 -- 93.50 95.00 96.75

Chennai 88.00 -- 92.75 87.00 94.00

Guwahati 83.50 77.75 86.25 83.75 89.50

Hyderabad 92.00 88.00 94.75 94.75 96.25

Jaipur 86.75 85.25 93.25 93.75 95.75

Jammu -- 79.50 87.00 89.00 94.25

Kanpur & Lucknow 87.00 -- 92.25 94.25 96.00

Kolkata 92.25 -- -- 92.00 96.25

Mumbai 84.00 71.50 84.25 81.75 87.75

Nagpur 88.00 77.50 -- 88.75 90.50

New Delhi 89.00 -- 92.75 93.50 96.25

Patna 85.75 -- 93.75 94.00 95.75

Thiruvananthapuram & Kochi 87.00 -- 95.00 89.75 96.25

28
Clerical Level Jobs

Age Relaxation for all the bank Exams**

(as per govt. guidelines)

Category No. of Chances

Other Backward Classes (Non-Creamy Layer) 3 years

Scheduled Caste/Scheduled Tribe 5 years

People who ordinarily domiciled in Jammu & 5 years

Kashmir during the period 01.01.1980 to 31.12.1989

People affected by the 1984 riots 5 years

Ex-Servicemen, Commissioned Officers including 5 years

Emergency Commissioned Officers (ECOs)/ Short
Service Commissioned Officers (SSCOs) who have
rendered at least 5 years military service and have
been released on completion of the assignment

Persons With Disabilities 10 years

29
 6
Strategy & Tips for
Banking Exam Preparation
Bank exam preparation is a process that cannot be done in a day or two. One
has to be completely dedicated and diligently prepare for the exam. Bank
exams require a hold on major components in order to crack the exam. Hence,
start your preparation for bank exams now with us for a better tomorrow.

Practice Online bank exam mock tests to reach out to an advanced level of
preparation along with which you can identify your strengths and weak-
nesses easily.

Time management and accuracy are the major factors to be conquered in

order to get success in the bank exams.

Plan out a daily routine of practicing questions to work on time manage-

ment skills, so that none of the topics is left untouched.

Regular revision of the syllabus will keep you updated with the topics asked
in the bank exams in order to help you solve the questions quickly.
There is no negative marking for wrong answers

30
31
 7
Sectional tips & Strategy
1. English Preparation
English Language is a crucial section for all bank exams. If you are not
good at English, a proper preparation strategy can help you fetch good
marks in this section. There is sectional timing in the Prelims Exam. A
candidate will have 20 minutes to attempt the English Language Section.
Two crucial factors that you need to take care of while preparing English
Section are -
Vocabulary
Grammar
If you manage to have a good hold over these parameters, attempting
questions of the English Language Section becomes comparatively easy.

Try to keep following things in mind while solving questions of the

topics mentioned below -
Reading Comprehension - While solving Reading Comprehen-
sion questions, try to first have a look at 1-2 questions and then pro-
ceed with the passage. This approach will help you mark out the
answers easily.

Cloze Test - While attempting a Cloze test, if you feel stuck on any
blank, leave it out and move on to the next one. Once you are done
with it, try to go through the previous blank. This might help since all
the sentences of the passage are logically connected with each other.

Parajumbles - While solving Parajumbles, first have a quick glance

at the given sentences to understand the gist of the paragraph. And,
then look for the independent sentence, which usually is the first sen-
tence of the paragraph.

32
Sectional tips & Strategy

Spotting Error/Sentence Improvement - Attempting Spot-

ting Errors or Sentence Improvement based questions is comparative-
ly easy if you have a clear understanding of all the grammar rules and
the sentence structure.

Fill in the blanks/Double Fillers - In these questions, apply

the elimination technique. Eliminate options one by one which cannot
be suitable according to you. Choose that option which fits the blank
without changing the sense/theme of the sentence.

2. Quantitative Aptitude Preparation Strategy

Quantitative Aptitude is an important and scoring section in most of the
Banking Exams. You will have to solve 35 questions in a time frame of 20
minutes. So you must be thorough with all the basic concepts, tips, short
tricks, and important formulas of this part so that you will be able to solve
questions quickly without compromising on accuracy. Attempt your
strong sections first.
Regular Practise - Take every practice test as seriously as you would
while sitting in the main exam. Time yourself for every quiz that you take.
Have a list of formulae that are important and make sure that you
memorise them all.
Save your time, attempt easy ones quickly and then come back to
tricky/ difficult questions.

3. Reasoning Ability Preparation Strategy

Reasoning Ability is a challenging section among all other sections in
the preliminary phase. In order to excel in the reasoning section, it is of
utmost importance that you develop an in-depth understanding of the
different topics asked in this section, and this requires proper logical
and reasoning skills. Working hard and solving questions regularly
based on the different topics covered under Reasoning Syllabus is of
paramount relevance.

33
Sectional tips & Strategy

Points to Ponder while preparing Reasoning for Prelims Exams

Practice a lot of questions - Cramming will never work in the
Reasoning questions of SBI PO Prelims. Questions based on
Reasoning will be purely logic-based. Practice as the previous year's
question paper as possible, so that your logic-building process is
initiated and you can identify how to proceed further with a problem

Maintain Speed and Accuracy - Always start with reading

and understanding concepts of the Reasoning topics. Try to make an
image of the question in your mind wherever possible. Once you are
able to understand the basics behind each topic, divert your focus on
both speed and accuracy since bank exams are competitive
recruitment examinations.

Time Management - Solving questions in a timely manner is

extremely important. Since these questions are based on logic, there
will always be a number of methods to solve them. Your thought
process must be ready to identify the best way to solve keeping in
mind both time and accuracy.

4. Reasoning Ability Preparation Strategy

General Awareness is an essential section of any bank exams. The
banking general awareness section checks how much the candidate is
keeping up with the happenings around the world.
It is one of the most interesting topics of bank exams because, on this
topic, they ask questions based on daily life incidents.

The General awareness section includes banking knowledge, general

knowledge, current affairs and economic knowledge. Any candidate
who wants to score more in the General Awareness section must
thoroughly prepare themselves as it is the most scoring subject in the
bank exams.

34
Sectional tips & Strategy

Choosing the appropriate set of banking awareness books is also a

must for the candidates as what they prepare will get reflected in their
performances.
Preparation Tips for General Awareness Section
Watch TV
Read Daily Newspaper
Prepare Notes
Choose the Correct Set of Banking Awareness Books
Attempt Daily GK quizzes

35
 8
Practice Questions
A. 90
Quantitative B. 80
Aptitude C. 60
D. 70
Q 1. What value will come in place
of the question mark (?) in the E. 45
following questions? (SBI PO Prelims, 2021)
75% of 80 + 15% of (120 ÷ 3) = ?
Answer 2: B
A. 65
Solution :
B. 66
Taking approximation, we get:
C. 63
(520 ÷ 13 × 64) ÷ ? = 40% of 80
D. 61
(40 × 64) ÷ ? = 32
E. 68
? = (40 × 64)/32 = 80
(SBI Clerk Prelims, 2021)

Answer 1: B Q 3. What should come in place of

the question mark '?' in the
Solution : following number series?
? = 75% of 80 + 15% of (120 ÷ 3) 2, 15, 64, 195, ?, 393
= 75/100 × 80 + 15/100 × 40
(SBI PO Pre 2021)
= 60 + 6
A. 256
= 66
B. 291
C. 342
Q 2. (520.05 ÷ 12.99 × 64.05) ÷ ? =
39.99% of 80.02 D. 392
E. 316

36
Practice Questions

Answer 3: D I. X2 – 5X + 6 = 0
Solution : X2 – 3X – 2X + 6 = 0
The pattern of the series is: X(X – 3) – 2(X – 3) = 0
2 × 5 + 5 = 15 (X – 3)(X – 2) = 0
15 × 4 + 4 = 64 X = 3, 2
64 × 3 + 3 = 195 II. Y2 – 12Y + 35 = 0
195 × 2 + 2 = 392 Y2 – 7Y – 5Y + 35 = 0
392 × 1 + 1 = 393 Y(Y – 7) – 5(Y – 7) = 0
Hence, option D is correct (Y – 7)(Y – 5) = 0
Y = 7, 5
Q 4. In the following question two
equations are given in Hence, X < Y.
variables X and Y. You have to
solve these equations and Q 5. If out of total passengers, 20%
determine the relation between got 10% discount in their ticket
X and Y. cost, rest passengers didn’t get
I. X2 – 5X + 6 = 0 any discount on their ticket
cost. What would be the ratio
II. Y2 – 12Y + 35 = 0 between the amount paid by
passengers, who got discount
A. X > Y and the amount paid by
B. X ≤ Y passengers, who don’t get
discount?
C. X < Y
A. 5 : 38
D. X ≥ Y
B. 9 : 40
E. X = Y or no relation can be
established C. 8 : 49
D. 6 : 55

Answer 4: C E. None of these

Solution :

37
Practice Questions

Answer 5: B Answer 1: B
Solution : Solution :
Amount paid = number of 746 325 819 673 462
passenger × ticket cost
After arranging the digits in
Required ratio = 0.20 × 0.9 : ascending order within the
0.80 × 1 number – 235 246 367 467 189
= 9 : 40 After arranging the numbers in
ascending order - 189 235 246
Hence, option B is correct. 367 467
Ans. 246
Reasoning Therefore, option B is the
answer.
Direction(1-2):
Study the following data carefully and 2. If one is subtracted from each
answer the questions accordingly. of the given numbers and then
746 325 819 673 462 the first and the last numbers
are interchanged, then which
(SBI Clerk Pre 2020) of the following numbers has
the same digit after exchanging
the digits?
1. All the digits in each number
are arranged in ascending A. 325
order within the number, then
arrange them in ascending B. 462
order, then which of the C. 673
following numbers will be the
third number from the left end? D. 746
A. None E. None of these
B. 246
Answer 2: E
C. 367
Solution :
D. 467
746 325 819 673 462
E. 189

38
Practice Questions

After subtracting one - 745 324 In which direction is point O

818 672 461 with respect to point E?
After interchange – 547 423 818 (SBI PO Pre 2021)
276 164
A. North-West
Therefore, option E is the
correct answer. B. South-West
C. South
Q 3. Point E is 5m to the North of
point A. Point K is 8m to the D. East
West of point E. Point B is 3m E. North
to the North of point P, which is
8m to the East of point O. Point Answer 3: B
C is 8m to the North of point X,
which is 10 to the East of point Solution :
B. Point O is 10m to the South Point O is to the North-west of
of point K. point E.

38
Practice Questions

Q 4. A is the spouse of G’s only second shortest person is 152

Daughter. F is the father of A. G meters. C’s height is 7 meters
has only two children i.e. C and greater than B.
D. D is unmarried and a male
person. M is the nephew of D. (SBI Clerk Pre 2021)
How is F related to M?
Who among the following is
A. Grandmother the shortest?
B. Father A. B
C. Uncle B. F
D. Grandfather C. E
E. None of the above D. D
(SBI Clerk Pre 2020) E. Cannot be determined

Answer 4: D Answer 5: B

Solution : Solution :
A is shorter than only E.
E > A > __ > __ > __ > __
B is taller than F but shorter than
D.
D>B>F
C is taller than B but shorter
than D.
D>C>B
Q 5. There are six friends having a Combining these two state-
different height, not necessari- ments,
ly in the same order. B is taller
than F but shorter than D. A is D>C>B>F
shorter than only E. C is taller Therefore,
than B but shorter than D. The
height of the second tallest one E > A > __ > __ > __ > __
is 171 meters. The height of the

39
Practice Questions

The height of the second tallest mark the answer as ‘No error’. Ignore
one is 171 meters. the errors of punctuation, if any.
A = 171m
1. Every economy follow (1)/ a
The height of the second short- sinusoidal pattern of a (2)/
est person is 152 meters. downward trend followed by
B = 152m (3)/ an upward trend. (4)

C’s height is 7 meters greater (SBI PO Prelims 2021)

than B.
A. 1
C - B = 7m
B. 2
C = (152 + 7) = 159m
C. 3
Thus, the order of people based
on their heights is - D. 4
E. No error

Answer 1: A
Solution :
The error is in the first part of
the sentence. As we are talking
about the singular subject 'every
economy', we need to have a
singular verb. To rectify it, we
need to replace 'follow' with
'follows'. Thus, the correct option
English is A.

2. The student had high hopes (1)/

Direction (1-2): for the experiment, (2)/ despite
Read the sentence to find out wheth- it being (3)/ to early to predict
er there is an error in it. The error, if the result. (4)
any, will be in one part of the sen-
tence. The number corresponding to (IBPS RRB Officer scale 2021)
that part will be your answer. If the
given sentence is correct as it is,

40
Practice Questions

A. 1 C. spend the lion's share

B. 2 D. bang for the buck
C. 3 E. No correction required
D. 4 Answer 3: C
E. No error Solution :
The meaning of the following
Answer 2: D idioms are:
Solution : spend a fortune: an extremely
The error lies in the fourth part large amount of money
of the sentence. The first ‘to’
needs to be replaced by the went high roller: gambled or
adverb ‘too’ to best qualify the spends large sums of money
following adverb ‘early’.
got dollars to doughnuts: some-
thing that is certain
Directions (3): spend the lion's share: the larg-
In the given question, a part of the est part or most of something
sentence is printed in bold. Below
the sentence, alternatives to the bang for the buck: value for
emboldened part are given as (A), money
(B), (C) and (D), which may help Now, the statement is talking
improve the sentence. Choose the about how reputable charities
correct alternative out of the given spend a significant part of the
five options. In case the given sen- donation received on aids.
tence is correct, your answer will be Given the context, the correct
option (E), i.e., "No correction option is C.
required".

Reputable charities spend a fortune Directions (4):

of donations on aid and a tiny frac- In the given question, a statement
tion on administration. has been divided into five seg-
ments, each of which is denoted by
(IBPS PO Pre, 2020) (A), (B), (C), (D) and (E). Rearrange
all the segments to form a coherent
A. went high roller statement.
B. got dollars to donuts

41
Practice Questions

A. to larger entities such as (2), (3) and (4). One of the four
customers words printed in bold is either
wrongly spelt or inappropriate in
B. and suppliers and reach out the context of the sentence. Find
C. adoption of the cloud the number of that word. The
enables business giants number of that word is your answer.
If all the words printed in bold are
D. to global customers effica- correctly spelt and also appropriate
ciously in the context of the sentence, mark
E. to run their processes, con- (5) i.e. 'All are correct' as your
nect answer.

(IBPS PO Prelims 2020) The enttire (1) school had gathered

(2) on the field (3) for morning
A. CEBAD prayers when a student suddenly
(4) started shooting a gun.
B. CAEBD
(IBPS Clerk Prelims, 2021)
C. CEABD
D. CBEAD A. 1

E. CDEAB B. 2
C. 3
Answer 4: C
D. 4
Solution :
The correct answer is CEABD E. All are correct
and the rearranged statement is:
Adoption of the cloud enables Answer 5: A
business giants to run their
processes, connect to larger Solution :
entities such as customers and ‘Entire’ has been misspelled as
suppliers to reach out to global ‘enttire’ at the first position.
customers efficaciously.”

Directions (5):
In each question below, a sentence
with four words printed in bold is
given. These are numbered as (1),

42
Practice Questions

General Awareness (IBPS PO 2020)

Answer 2: C
Q 1. Maharashtra's Pimpri
Chinchwad Municipal Corpora- Q 3. Who amongst the following has
tion (PCMC) has signed an been re-elected as the Presi-
MoU with which international dent of Iceland?
organisation to co-create
India's first Social Impact Bond A. World Bank
(SIB)?
B. United Nation Environment
A. World Bank Programme (UNEP)

B. United Nation Environment C. United Nation Develop-

Programme (UNEP) ment Programme (UNDP)

C. United Nation Develop- D. World Trade Organization

ment Programme (UNDP) E. United Nation Security
D. World Trade Organization Council

E. United Nation Security (IBPS RRB PO 2020)

Council
(IBPS PO 2021) Answer 3: A
Q 4. The headquarters of the Inter-
Answer 1: C national Atomic Energy Agency
(IAEA) is located in ______.

Q 2. What is the maximum limit for A. Geneva

a loan under the Tarun scheme
of Mudra Bank loan Yojana? B. Vienna
C. New York
A. Rs. 20 Lakhs
D. Paris
B. Rs. 5 Lakhs
E. None of these
C. Rs. 10 Lakhs
(IBPS Clerk 2019)
D. Rs. 15 Lakh
E. None of these Answer 4: B

43
Practice Questions

Q 5. Kudankulam nuclear power Q 7. The share of digital transac-

plant is located in which state? tions in the total volume of
non-cash retail payments
A. Andhra Pradesh increased to ______ during
2019-20.
B. Telangana
C. Kerala A. 76 per cent

D. Tamil Nadu B. 83 per cent

E. Karnataka C. 88 per cent

(IBPS Clerk 2019) D. 92 per cent

E. 97 per cent
Answer 5: D (IBPS Clerk 2019)

Q 6. Where is the headquarters of Answer 7: E

New Development Bank (NDB)
located?

A. Beijing
B. Tokyo
C. Shanghai
D. New Delhi
E. Moscow
(IBPS Clerk 2019)

Answer 6: C

44
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