1. The document surveys the financial literacy and spending habits of BSAIS students.
2. For financial literacy, it asks students to rate their understanding of investing, managing debt, retirement planning, budgeting, and financial instruments. Most students reported being able to prepare budgets.
3. For spending habits, it inquires about prices comparison, preference for used goods, spending on rent, sales, and more. Students indicated frequently comparing prices for food, school supplies, and preferring affordable new foods and popular bookstores.
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1. The document surveys the financial literacy and spending habits of BSAIS students.
2. For financial literacy, it asks students to rate their understanding of investing, managing debt, retirement planning, budgeting, and financial instruments. Most students reported being able to prepare budgets.
3. For spending habits, it inquires about prices comparison, preference for used goods, spending on rent, sales, and more. Students indicated frequently comparing prices for food, school supplies, and preferring affordable new foods and popular bookstores.
We take content rights seriously. If you suspect this is your content, claim it here.
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1.
Financial Literacy of the BSAIS Students
Strongly Strongly No. Questions Agree Agree Disagree Disagree 1 I understand how to invest my money. 2 I understand how to manage my borrowed money when there’s something I want to buy. 3 I have a clear idea of my financial needs during retirement. 4 I have the ability to maintain financial records for my income and expenditure. 5 I have no difficulty in managing my money. I understand financial instruments (e.g., stock, bonds, T- 6 bill, futures contract, option, etc.) 7 I can prepare my weekly/monthly budget.
2. Spending Habits of the BSAIS Students
Strongly Strongly No. Questions Agree Agree Disagree Disagree Personal Needs I compare prices before I buy clothes, shoes, and 1 cosmetics. 2 I usually buy pre-loved items for clothes, shoes, and bags. 3 I prefer buying generic clothes, shoes, and bags because it is cheaper than branded ones. 4 I spend a portion of my allowance for the rent of my apartment/ boarding house. 5 I wait for clothes, bags, shoes, and cosmetics to be on sale before buying. Food 6 I compare prices before I spend money on food. 7 I prefer eating meals in our house, boarding house, or apartment. 8 I often try food that is new and affordable. Academic Purpose 9 I compare prices before I buy school supplies. I prefer to buy school supplies from popular book stores 10 such as National Bookstore, Pandayan Bookshop, Expression, etc. 11 I spend a large percentage of my money on review materials such as photocopies / printed handouts. I spend my money on computer shops when doing my 12 school requirements. 13 I spend money on mobile data load, prepaid wifi load, and etc
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