Maxicare EReady Advance is a one-time medical
emergency prepaid healthcare card that covers
up to ₱50,000 on emergency treatments,
including those that require confinement. Comes
with unlimited consultations in all Maxicare
Primary Care Clinics (PCCs) nationwide.
Highlights
• Up to ₱50,000 coverage on emergency treatment including those
requiring confinement, in a regular private room
• Single usage per card. You can use multiple cards in a year
• Eligible for ages 15 days old to 65 years old
• Group Life with Accidental Death, Dismemberment & Disablement
(ADD&D) up to ₱50,000
• *Emergency medical assistance with Assist America for members who
are traveling more than 150km from home, or in a foreign country, for up
to 90 days
• Valid for 1 year from activation date
• Covers preexisting conditions
• No preliminary checkup and paperwork needed
*This is in partnership with Assist America. Visit their website www.assistamerica.com for
more information.
Coverage
Any life-threatening or unexpected onset of a condition or illness, which requires
the immediate alleviation of pain or discomfort within 24 hours including
confinement in a regular private room.
Includes:
Outpatient emergency coverage
• Doctor’s services for emergency treatment
• Emergency room fees
• Emergency (no take-home) medicines for immediate relief and treatment
• Oxygen, IV fluids, whole blood and human blood products
• Dressings, casts, sutures
• X-ray, laboratory and diagnostic
• Initial treatment for animal bites (within 24 hours from time of bite; with
vaccines included)
Inpatient coverage
• Room and board accommodation in a regular private room
• Use of Operating Room, Intensive Care Unit (ICU), Isolation Room (if
prescribed by the affiliated attending physician), and Recovery Room
• Professional fees
• Standard nursing services
• Medicines when in confinement
• Whole blood products, and IV fluids transmission
• X-ray, laboratory and diagnostic tests
• Anesthesia, oxygen and its administration
Free and unlimited consultations with Internal Medicine, Family
Medicine, General Practitioner and Pediatricians in all Maxicare Primary
Care Clinics (PCCs) nationwide
Excludes:
• Emergency medical assistance if within 150km from place of residence
Additional benefits:
• 24/7 Teleconsult
• Access to Maxicare HealthHubs
• 10% discount on Metro Dental services
• 15% discount on MyHealth Clinic services
• Exclusive discounts from Maxicare Lifestyle Partners
Exclusions and limitations
1. Services obtained for emergency conditions from non-affiliated
physicians and hospitals
2. Injuries, infections or conditions resulting from:
• negligence
• alcoholic liquor intake
• unauthorized use of prohibited drugs or regulated drugs
• violation of law or ordinance or unnecessary exposure to imminent
danger,
• direct or indirect participation in the commission of crime,
• direct participation in riots, strikes, and other civil disturbances,
• war or any combat-related activities while in military service,
• extreme sports,
• developmental disorders,
• circumcision and sex transformation,
• tattoos,
• body piercing,
• attempted suicide,
• acupuncture,
• congenital, genetic and hereditary conditions,
• chronic dermatoses
3. HIV and AIDS-related diseases, sexually transmitted diseases
4. All pregnancy and maternity-related conditions
5. Epidemic or pandemic infectious diseases
6. Psychiatric and/or psychological disorders
7. Aesthetic, cosmetic and reconstructive surgery
8. Oral surgery and dental treatments
9. All types of vaccines except for animal bites
10. Pregnancy test
11. Take-home medicines
12. Medico-legal fees
13. Ambulance service
