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Fintech Regulation Challenges & Solutions

The document discusses two problem statements related to regulations in fintech and data protection in healthcare in India. For the first problem statement on fintech regulations, the deliverables are to: identify regulatory problems in various countries, analyze compliance challenges for fintech companies, and provide solutions to regulate fintech in India considering current policies. The second problem statement on data protection in healthcare asks to: identify cybersecurity policy flaws in India, outline what India's cybersecurity policy should include, and find solutions to flaws in the draft Data Protection Bill.

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Angshuk Banerjee
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92 views3 pages

Fintech Regulation Challenges & Solutions

The document discusses two problem statements related to regulations in fintech and data protection in healthcare in India. For the first problem statement on fintech regulations, the deliverables are to: identify regulatory problems in various countries, analyze compliance challenges for fintech companies, and provide solutions to regulate fintech in India considering current policies. The second problem statement on data protection in healthcare asks to: identify cybersecurity policy flaws in India, outline what India's cybersecurity policy should include, and find solutions to flaws in the draft Data Protection Bill.

Uploaded by

Angshuk Banerjee
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

REGULATION AND INNOVATION

IN INDIAN FINTECH
Government’s push and corona’s situations played an important role in
india’s Digital Recolution. Currently, India has a complex regulatory
landscape for fintech companies, with RBI regulating and managing NBFCs
directly or indirectly. However, while RBI is in process of consulting the
stakeholders, certain companies have raised the concern over regulated
environment by the RBI and/or SEBI w.r.t. Investments and regiustrations.
Write a paper to analyse the impact of FinTechs, and possible challenges
that can emerge while its implementations. Write suitable policy
recommendations to curb the menance while maintaining adequate
operational space and stakeholder goodwill.

Problem Statement:

The fintech sector has witnessed significant growth and disruption in


recent years, transforming traditional financial services and empowering
consumers with innovative solutions. As this industry continues to evolve,
various regulatory challenges have emerged, posing both opportunities
and obstacles for fintech companies and regulators alike. This case study
aims to explore and analyze the regulatory landscape in the fintech sector,
focusing on the key challenges faced by companies operating in this space
and the measures taken by regulators to strike a balance between
promoting innovation and safeguarding financial stability and consumer
protection.

Deliverables:

Identify all the problems related to regulations in the Fintech sector in


various countries.

Analyze the complexities and burdens of compliance faced by fintech


companies in adhering to existing financial regulations and licensing
requirements. Evaluate the extent to which these compliance
challenges hinder the industry's progress and competitiveness.

Provide possible solutions towards regulating Fintech sector in India


keeping in mind the current policies.
DATA PROTECTION & PRIVACY IN
THE INDIAN HEALTHCARE SECTOR

With the Digital India Bill and Data Protection (amendment) bill, around
the corner, the issue around protection and data and its peripheral
concerns become a central issue. Recently, 5 servers of AIIMS were hacked
and in another case in Tamil nadu, data of patients were found being sold
online. International cybercrime, lack of awareness and lack of digital
infrastructure are among the few reasons behind it. Protection of data of
patients is not only crucial for their privacy, but also crucial for their trust in
the administrative system. Write a paper to analyse the importance of
protections of data of patients, related challenges, a way forward with
recommendations to bring up suitable policy changes to curb this
menance.

Problem Statement:

The problem at hand is to assess the current state of data protection and
privacy practices within the Indian healthcare sector and identify key
challenges faced by stakeholders. The primary goal is to ensure the
security and condentiality of sensitive health data while allowing for its
responsible and innovative use to enhance patient outcomes and
healthcare services.

Deliverables

Identify Cybersecurity related policy flaws in India.

How should India’s draft cybersecurity policy look like

Identify the flaws in recently tabled Data Protection Bill and possible
solutions to the flaws as well

Note: Choose any of the two Problem statements and devise a solution in
the form of a 1-2 slider PPT.

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