CONSUMER CIR
CONSUMER: RUPESH KUMAR DATE:13-09-2023
MEMBER ID: NB70011005 TIME: 10:12:40
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 6,43,44,80,495
CONSUMER INFORMATION:
NAME: RUPESH KUMAR S O ADITYA
DATE OF BIRTH: 02-06-1988 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
691 1:
2:
PRESENCE OF DELINQUENCY AS OF RECENT UPDATE
PRESENCE OF SEVERE DELINQUENCY
3: PRESENCE OF DELINQUENCY
4: HIGH PROPORTION OF OUTSTANDING TRADES
5: HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BLPPK1751H
UNIVERSAL ID NUMBER (UID) 446471489233
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 08271199971
OFFICE PHONE 8271199971
MOBILE PHONE 8271199971
OFFICE PHONE 8271199971
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 5
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RUPESH KUMAR DATE:13-09-2023
MEMBER ID: NB70011005 TIME: 10:12:40
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 6,43,44,80,495
EMAIL CONTACT(S):
EMAIL ADDRESS
[email protected]
[email protected]
ADDRESS(ES):
ADDRESS :SO-ADITYA PRASAD YADAV AT-GWAL TOLI CHATRA BAZAR BRANCH POST OFFICE J G CHATRA JHARKHAND 825401
CATEGORY:PERMANENT ADDRESS RESIDENCE CODE: DATE REPORTED:12-09-2019
ADDRESS :NEHA PLAY STORE OLD PETROL PUMP CHATRA CHATRA CHATRA JHARKHAND 825401
CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:30-06-2019
ADDRESS :DTFTYFT 5FUYFVYUV Q5FUYYUQ FUYGYUQ CHATRA JHARKHAND 825401
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-05-2019
(e)
ADDRESS :HATIYA GARDEN LOHARDAGA NEAR KALI MNDIR LOHARDAGA JHARKHAND 835302
CATEGORY:OFFICE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:30-04-2019
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
PERSONAL LOAN 31-07-2023 OTHERS Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 6 HIGH CR/SANC. AMT: 12,69,926 CURRENT: 5,12,611 RECENT: 27-09-2022
OVERDUE: 1 OVERDUE: 1,391 OLDEST: 26-04-2018
ZERO-BALANCE: 1
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 13 1 8 2 24-08-2023
ACCOUNT(S):
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 5
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RUPESH KUMAR DATE:13-09-2023
MEMBER ID: NB70011005 TIME: 10:12:40
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 6,43,44,80,495
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 26-04-2018 SANCTIONED: 1,08,186 CREDIT FACILITY STATUS:
ACCOUNT NUMBER: NOT LAST PAYMENT: 30-06-2023 CURRENT BALANCE: -1,564 RESTRUCTURED DUE TO
DISCLOSED REPORTED AND CERTIFIED: OVERDUE: 1,391 COVID-19
TYPE: TWO-WHEELER LOAN 31-07-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2023
PMT HIST END: 01-08-2020
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
027 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22
000 000 000 000 000 000 117 086 056 025 000 000 000 000 000 000 000 000
01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 27-09-2022 SANCTIONED: 4,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 14-05-2023 CURRENT BALANCE: 799
DISCLOSED REPORTED AND CERTIFIED:
TYPE: SHORT TERM PERSONAL 31-07-2023
LOAN - UNSECURED PMT HIST START: 01-07-2023
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-09-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 23-07-2022 SANCTIONED: 1,500
ACCOUNT NUMBER: NOT LAST PAYMENT: 01-06-2023 CURRENT BALANCE: 401
DISCLOSED REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
TYPE: PERSONAL LOAN 31-07-2023 REPAYMENT TENURE: 24
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2023 ACTUAL PAYMENT: 5,015
PMT HIST END: 01-07-2022
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000
07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 28-04-2022 SANCTIONED: 10,00,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 31-08-2023 CURRENT BALANCE: 5,09,746
DISCLOSED INTEREST RATE: 10.30
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 5
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RUPESH KUMAR DATE:13-09-2023
MEMBER ID: NB70011005 TIME: 10:12:40
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 6,43,44,80,495
TYPE: MUDRA LOANS - SHISHU / REPORTED AND CERTIFIED:
KISHOR / TARUN 31-08-2023
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2023
COLLATERAL VALUE: 1500000 PMT HIST END: 01-04-2022
COLLATERAL TYPE: SHARES
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD SMA STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 25-07-2019 HIGH CREDIT: 11,240
ACCOUNT NUMBER: NOT LAST PAYMENT: 10-07-2023 CURRENT BALANCE: 3,229
DISCLOSED REPORTED AND CERTIFIED: CREDIT LIMIT: 10,000
TYPE: CREDIT CARD 12-08-2023 CASH LIMIT: 1,000
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-08-2023 PMT FREQ: MONTHLY
PMT HIST END: 01-09-2020 ACTUAL PAYMENT: 4,304
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 003 000 000 000 000 000 000 000 000 000 000 000 000 000 000
08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 14-05-2019 SANCTIONED: 1,45,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 14-12-2019 CURRENT BALANCE: 0
DISCLOSED CLOSED: 17-03-2020
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-03-2021
PMT HIST START: 01-03-2021
PMT HIST END: 01-05-2019
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 027 000
03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19
000 000 000 000 000
09-19 08-19 07-19 06-19 05-19
ENQUIRIES:
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 5
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: RUPESH KUMAR DATE:13-09-2023
MEMBER ID: NB70011005 TIME: 10:12:40
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 6,43,44,80,495
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 24-08-2023 GOLD LOAN 10,00,000
NOT DISCLOSED 25-07-2023 BUSINESS LOAN - 10,00,000
GENERAL
NOT DISCLOSED 25-07-2023 BUSINESS LOAN - 10,00,000
GENERAL
NOT DISCLOSED 15-07-2023 BUSINESS LOAN - 1
GENERAL
NOT DISCLOSED 21-06-2023 BUSINESS LOAN - 5,00,000
GENERAL
NOT DISCLOSED 31-05-2023 BUSINESS LOAN - 5,00,000
GENERAL
NOT DISCLOSED 12-05-2023 BUSINESS LOAN - 5,00,000
GENERAL
NOT DISCLOSED 31-03-2023 MICROFINANCE - 70,000
BUSINESS LOAN
NOT DISCLOSED 16-09-2022 CONSUMER LOAN 50,000
NOT DISCLOSED 23-07-2022 CONSUMER LOAN 10,000
NOT DISCLOSED 01-03-2022 MUDRA LOANS - SHISHU / 5,00,000
KISHOR / TARUN
NOT DISCLOSED 04-08-2021 OTHER 21,804
NOT DISCLOSED 24-07-2021 LOAN AGAINST SHARES/ 25,000
SECURITIES
END OF REPORT ON RUPESH KUMAR
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 5
TransUnion CIBIL CIN : U72300MH2000PLC128359
