MARKET LINKED DEBENTURES

Structured Solutions
July 2023
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TORUS Group Overview

TORUS is a new-age digital wellness conglomerate

emerged ‘From & For the New Economy’ which is
rapidly expanding across sunrise sectors including
Capital Markets, Insurance, Banking, Digital
Payments, Health, & Education Tech amongst
others.

TORUS is committed to conduct its business with high

ethical standards through transparency & accountability.

4 Private & Confidential Cosmea Financial Holdings Private Limited operates all its businesses under the TORUS brand name
Group Businesses Overview

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Global Access

Strengthening the
presence & network across
25 countries to offer you with
global opportunities.

6 Private & Confidential Through Joint venture ties-ups

Our Team

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 About Market Linked Debentures

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What is Market Linked Debenture

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 Investment Idea – Equity Participation
Upside Participation in Nifty 50 Index
Investment theme: Issuer: Torus Financial Markets Private Ltd
with Protection

1st Option to exit the Debenture June 22, 2027

Principal Protection 100% Principal Protected at Maturity (Secured on Financial Assets and Inventories)

Rating / Listing Unrated & Unlisted Debenture

Reference Index NIFTY 50 INDEX

Simple Avg of Nifty closing values observed on 27-July-23, 31-Aug-23, 28-Sep-23, 26-Oct-23, 30-Nov-
Initial Nifty Level 23, 28-Dec-23, 25-Jan-24, 29-Feb-24 (i.e. 8 observations)

Simple Avg of Nifty closing values observed on 28-May-26, 25-June-26 30-July-26, 27-Aug-26, 24-Sep-
Final Nifty Level 26, 29-Oct-26, 26-Nov-26, 31-Dec-26 (i.e. 8 observations)

Nifty Performance Final Level / Initial Level – 1

Nifty PR 120%

Payoff on exercise of Call Put Option# Principal + (Nifty PR * Nifty Performance [participation in positive performance])

*Assuming investment is done in July 2023

#Pls note that the Legal maturity of the Bond is 22-June-2028 and the investor has a daily Put option to redeem the Bond starting 22-June-2027
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 Scenario Illustration
Total Coupon Approx Redemption Amount
Initial Final
Performance of the (assuming an initial investment of
(absolute) Simple Return p.a*
Level Level Reference Index INR 1 cr)
19300 38600 100% 120% 30% 2,20,00,000

19300 33775 75% 90% 23% 1,90,00,000

19300 30880 60% 72% 18% 1,72,00,000

19300 27985 45% 54% 14% 1,54,00,000

19300 25090 30% 36% 9% 1,36,00,000

19300 22195 15% 18% 5% 1,18,00,000

19300 21230 10% 12% 3% 1,12,00,000

19300 19300 0% 0% 0% 1,00,00,000

19300 15440 -20% 0% 0% 1,00,00,000

19300 13510 -30% 0% 1,00,00,000

0%
Note: This scenario analysis is being provided for illustrative purposes only. It does not represent all possible outcomes.
*Assuming investment is done in July 2023

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Disclaimer
This document is not for public distribution and has been furnished to you solely for your personal information of the authorized recipient. The terms of the transactions as mentioned in this document
are intended for discussion purpose only and are subject to the terms as may be set forth in the definitive offer document.

This document is not to be construed as an offer to sell or the solicitation of an offer to buy any securities, derivatives, commodity or commodity derivative in any jurisdiction where such an offer or
solicitation would be illegal. It is for the general information for the recipient of this document. It does not constitute a personal recommendation or take into account the particular investment objectives,
financial situations, or needs of individual clients.

This document is neither a prospectus nor a statement in lieu of a prospectus. This document is neither a private placement offer letter/Information memorandum/ memorandum of private placement.
Multiple copies hereof given to the same entity shall be deemed to be given to the same person and shall be treated as such. It does not constitute and shall not be deemed to constitute an offer or an
invitation to subscribe to the Debentures by the public in general. This document should not be construed as a public advertisement or marketing material to inform the public at large about such an
offer.

The details included in this document, in so far as it includes current or historical information have been collected from various sources and is believed to be reliable though its accuracy or completeness
cannot be guaranteed. Neither the Issuer nor any of its affiliates make any representation as to accuracy or completeness of this document or accepts liability for any direct or consequential losses arising
from its use The recipients of this material should rely on their own investigations and take their own professional advice prior to making any investment decision. The recipients are solely responsible in
seeking advice of their independent advisors as to the legal, tax, accounting and related matters and nothing in this document or in any communication, whether or not in writing, between the recipient
and the Issuer or any of its affiliates constitutes such advice. The Issuer and/or the affiliates of the Issuer, may act as principal or agent in similar transactions and/or in transactions with respect to
instruments underlying the proposed transaction.

Price and value of the products referred to in this material may go up or down. Past performance is not a guide for future performance. Investment in such products may be subject to the risk of loss,
meaning the Investor may lose some or all of the investment especially where changes in value of the transaction may be accentuated by leverage. There is a risk that the occurrence of a force majeure
or illegality or any other event outside the control of the Issuer, which results in an early redemption for extraordinary reason, may result in the loss of part of the investment.

Opinions expressed are our current opinions as of the date appearing on this material only. While we endeavor to update on a reasonable basis the information discussed in this material, there may be
regulatory, compliance, or other reasons that prevent us from doing so. Prospective investors and others are cautioned that any forward-looking statements are not predictions and may be subject to
change without notice. Our proprietary trading and investment businesses may make investment decisions that are inconsistent with the recommendations expressed herein.

In case of Debentures linked to Shares

The Debentures will give rise to obligations of the Issuer and will not give rise to any obligations on the part of any entity issuing Shares. This is not an offer of Share of the Share Issuer or of other
securities supported by or convertible into shares or other securities of the Share Issuer. The Share Issuer has not been involved in the preparation of this document. Holders of the Debentures are not
by virtue the holders of Shares of the Share Issuer and do not have any right through such holding to receive any information or dividends direct from the Share Issuer or to exercise any voting rights in
respect of the Share.

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Thank You