Daulat

Wealth Management for every Indian

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Yo u h a v e m a n y t h i n g s t o t a k e c a r e o f
i n you r l i fe

Let us help you in some of them.

Investment
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Investing requires dedicated time and resources. Our experts understand your

unique life situations and construct personalized portfolios that help you achieve

your financial goals – quicker.

Investing can be complicated. Our wealth exper ts

are well trained to handle that complexity.

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How should you think about investing ?

Select the portfolio by considering your goals, time horizon

and risk tolerance

1 Establish your Goal

Essential needs
Primary residenc
Retirement saving
Healthcare costs

Additional priorities
Education fundin
Family vacatio
Child's marriage

Potential Aspiration
Second hom
Legacy plannin
Philanthropy

2 Identify risk tolerance

Willingness to take risk
What is your comfort level with investing
What are your expectations for investment
performance
How would you feel if there is a market downturn ?

Capacity to take risk

What is your time horizon for investing
When do you want to access the money you
invest
Is your current income stable and secure ?

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 3 Select model por t folio

Consider the por tfolio that takes the right

amount of risk to pursue your goals.

4 Monitor progress

Re v i e w p r o g r e s s o v e r t i m e a n d c o n s i d e r

a d i ff e r e n t p o r t f o l i o w h e n n e c e s s a r y.

Think about willingness and capacity to take risk as

you consider the portfolios

Agressive
Willingness to take risk

Growth

Balanced

Moderate

Conservative

Capacity to take risk

Source: “Proper two-dimensional method for assessing r i s k t o l e r a n c e,” k i t c e s .c o m , copyright Michael Kitces.

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See how Daulat's multi-asset solutions
can help you
More time for what matters most - Meeting your goals

You Daulat

Builds and manages a portfolio

Think about your of mutual funds/fund of funds,
investment aims, and delivers performance and
timelines, and portfolio updates.
tolerance for risk.

Investors benefit greatly from our well-diversified

portfolios
Daulat Multi-Asset Solutions ('DMAS') are our fully-managed, low-cost,
diversified model portfolios that invests across asset classes, geographies, styles
to generate higher risk-adjusted returns.

It invests in a suite of hand-picked mutual funds

and fund-of-funds that best fill each portfolio
position and work well together.

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Our ro bust fund selection criteria

Our proprietary 7-point fund selection checklist ensures that every fund

included in our portfolios meet our high-standards.

Higher AUM helps achieves

economies of scale

AUM

Ensures that the active fund

manager generates Alpha due to

Scheme Life a skilled approach

Provides an accurate evaluation

of the scheme’s performance.

Rolling Returns

Past performance of the schemes

evaluated in tandem with over 8

Risk Measures risk measures

Selecting schemes across different

asset classes with minimum

Correlation Matrix correlation.

Provides an Appropriate

benchmark for the given asset

Risk-reward scatterplot allocation.

Selecting Equity schemes with

minimum overlap.
Common Holdings overlap

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A 5-step structured and a disciplined
investment methodology
A disciplined investment process remains critical to
investment success.

Investment Risk Profiling

(‘IRP’)
Need to take risk
Ability to take ris
Behavioral loss tolerance

Strategic Asset
Allocation:

This helps in determining the

equity/fixed income allocation
across different risk profiles.

Core/Explore:

This strategy aims to combine the

best of index and alpha-generating
investment approaches.

Asset Allocation
Optimizer:

Based on the 10-year historical

return and correlation matrix to
decide the appropriate sub-asset
class allocation.

Portfolio implementation:

After the final portfolio has been

constructed, the focus is on
executing it in a timely and cost-
efficient manner.

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Outcome: A well-diversified DMAS
portfolio
DMAS portfolios are built thoughtfully within a well-defined
investment framework that stays relevant over time.

Compared to a typical investor’s portfolio, Daulat’s portfolios are often more

diversified across asset classes, sectors and geographic regions.

94 % of a portfolio’s return is
driven by its asset allocation.

Source: Beebower, Gilbert L ., Brinson, Gary P:, Hood, L . Randolph, 1986. Determinants of
Portfolio Performance.

30% Indian Large Cap

27% Indian Mid Cap
10% Indian Small Cap
18% US Equities
10% Corporate Bond
05% Govt. Bonds

Aggressive Investor

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Disclaimer

T h i s i n f o r m a t i o n s h o u l d n o t b e re l i e d u p o n a s i n ve s t m e n t a d v i c e, re s e a rc h , o r a
re c o m m e n d a t i o n b y D a u l a t F i n ve s t P r i va t e L i m i t e d ( ‘ D F P L’ ) . O n l y a n i n ve s t o r a n d t h e i r
fi n a n c i a l a d v i s o r k n ow e n o u g h a b o u t t h e i r c i rc u m s t a n c e s t o m a k e a n i n ve s t m e n t
decision

T h e i n f o r m a t i o n o n t h i s we b s i t e i s n o t a n o ff e r o r s o l i c i t a t i o n f o r t h e p u rc h a s e o r s a l e
o f a n y fi n a n c i a l i n s t r u m e n t i n a n y j u r i s d i c t i o n , n o r i s i t a c o m m i t m e n t b y D F P L t o
e n t e r i n t o a n y t ra n s a c t i o n re f e re n c e d h e re i n . A l l i n f o r m a t i o n p rov i d e d b y D F P L h e re i n
i s i n d i c a t i ve, i s b a s e d o n c e r t a i n a s s u m p t i o n s a n d c u r re n t m a r k e t c o n d i t i o n s a n d i s
s u b j e c t t o c h a n g e w i t h o u t n o t i c e. Ac c o rd i n g l y, n o re l i a n c e s h o u l d b e p l a c e d o n t h e
i n f o r m a t i o n h e re i n . I n d e c i d i n g w h e t h e r t o e n t e r i n t o a n y t ra n s a c t i o n o r s t ra t e g y
re f e re n c e d h e re i n , t h e re c i p i e n t s h o u l d re l y s o l e l y o n t h e fi n a l d o c u m e n t a t i o n , w h i c h
w i l l c o n t a i n t h e d e fi n i t i ve t e r m s a n d c o n d i t i o n s re l a t i n g t o a n y re f e re n c e d t ra n s a c t i o n
o r s t ra t e g y

T h e i n f o r m a t i o n h a s b e e n p rov i d e d f o r i l l u s t ra t i ve p u r p o s e s o n l y a n d s h o u l d n o t b e
re l i e d u p o n b y yo u i n e va l u a t i n g t h e m e r i t s o f i n ve s t i n g i n a n y s e c u r i t i e s o r s t ra t e g i e s
m e n t i o n e d h e re i n

Pa s t p e r f o r m a n c e i s n o t a g u i d e t o t h e f u t u re. A n y f o re c a s t s , o p i n i o n s a n d s t a t e m e n t s
o f fi n a n c i a l m a r k e t t re n d s e x p re s s e d a re D F P L’s ow n a t t h e d a t e o f t h i s d o c u m e n t a n d
m a y b e s u b j e c t t o c h a n g e w i t h o u t n o t i c e. A n y re s e a rc h i n t h i s d o c u m e n t h a s b e e n
o b t a i n e d a n d m a y h ave b e e n a c t e d u p o n b y D F P L f o r i t s ow n p u r p o s e. T h e re s u l t s o f
s u c h re s e a rc h a re b e i n g m a d e ava i l a b l e a s a d d i t i o n a l i n f o r m a t i o n o n l y a n d d o n o t
c o n s t i t u t e i n ve s t m e n t a d v i c e. T h e va l u e o f i n ve s t m e n t s a n d t h e i n c o m e f ro m t h e m
m a y fl u c t u a t e i n a c c o rd a n c e w i t h m a r k e t c o n d i t i o n s a n d t a x a t i o n a g re e m e n t s a n d
i n ve s t o r s m a y n o t g e t b a c k t h e f u l l a m o u n t i n ve s t e d . B o t h p a s t p e r f o r m a n c e a n d y i e l d
m a y n o t b e re l i a b l e g u i d e s t o c u r re n t a n d f u t u re p e r f o r m a n c e

T h e re c i p i e n t m u s t m a k e a n i n d e p e n d e n t a s s e s s m e n t o f l e g a l , c re d i t, t a x , re g u l a t o r y
a n d a c c o u n t i n g i s s u e s a n d d e t e r m i n e w i t h i t s ow n p ro f e s s i o n a l a d v i s o r s a n y
s u i t a b i l i t y o r a p p ro p r i a t e n e s s i m p l i c a t i o n s o f a n y t ra n s a c t i o n re f e re n c e d h e re i n i n t h e
c o n t e x t o f i t s p a r t i c u l a r c i rc u m s t a n c e s . D F P L a s s u m e s n o re s p o n s i b i l i t y o r l i a b i l i t y
w h a t s o e ve r t o a n y p e r s o n i n re s p e c t o f s u c h m a t t e r s .

T h i s m a t e r i a l i s s p e c i fi c t o t h e re a d e r a n d m u s t n o t b e d i s t r i b u t e d t o a n y o t h e r p e r s o n
o r re p l i c a t e d i n a n y f o r m w i t h o u t t h e p r i o r w r i t t e n c o n s e n t o f D F P L .

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 Contact Us:

Varun Fatehpuria
Founder & CEO

+91 74391 11471

[email protected]

1 RN Mukherjee Road

Kolkata - 700 001

Daulat.co.in

A tech-enabled wealth management system where experts help you create a mutual
fund portfolio personalized for you.