Al Rajhi Banking & Investment Corporation (Malaysia) Bhd 200501036909 (719057-X)

CMS-i Payment User Guide

Preparing Payments & Authorizations

Version : 4.0
Last updated : 22nd February 2019

alrajhicashbiz@24seven
Copyright 2018 © Al Rajhi Banking & Investment Corporation (M) Berhad
Overview

This document will guide you on preparing payment via CMS-i.

Section 1: Introduction

Section 2: System Login

Section 3: Preparing a Payment by Maker based on Payment Type

3.1 Account to Account Transfer (Self) or Account to Account

Transfer (Third Party)

3.2 Domestic Payment Transfer (IBG or RENTAS)

3.3 JomPay Payment

Section 4: Authorization Payment by Checker

Section 5: Maintaining Beneficiary

5.1 Beneficiary - Account to Account Transfer (Third Party)

5.2 Beneficiary - Domestic Payment Transfer (IBG or RENTAS)

Section 6: Checking of Payment Status

6.1 Payment Status for all payments (except Standing Instruction)

6.2 Payment Status for Standing Instruction

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Section 1: Introduction

In Payment Module, user will be able to perform below types of Transactions via
Cash Management Services-i as shown in the table:

Payment Payment
Payment Type Description
Category Type
Transfer between multiple Al – Rajhi bank
Account to Account account for one specific company only
Transfer (Self) [e.g: ABC Sdn Bhd-A/C 1 (Al-Rajhi) transfer to
Account to ABC Sdn Bhd-A/C 2 (Al-Rajhi)]
Account or
Transfer between multiple Al – Rajhi bank
Intrabank Fund Account to Account
account
Transfer (IFT) Transfer (Third
Party) [e.g: ABC Sdn Bhd (Al-Rajhi) transfer to XYZ Sdn
Bhd (Al-Rajhi)]

Transfer from Al-Rajhi bank account to the other

Domestic Payment bank within the IBG specific limit
Transfer (IBG) or
Interbank GIRO [e.g : ABC Sdn Bhd (Al-Rajhi) to DEF Sdn Bhd
Domestic (Maybank)]
Payment Transfer from Al-Rajhi bank account to the other
Domestic Payment bank within the RENTAS specific limit
Transfer (RENTAS) [e.g : ABC Sdn Bhd (Al-Rajhi) to DEF Sdn Bhd
(Maybank)]

Perform payment for utilities bill to the

JomPay JomPay Payment respective biller

[e.g: Maxis bill, TNB bill]

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Section 2: System Login

Step 1: Go to Cash Management Services-i or

https://alrajhicashbiz24seven.com.my/

Step 2: Enter Company ID, Login ID, Password and T-OTP > Login

Step 3: Click the Menu icon on top left > Click Payments

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Step 4: Go to Initiate > Payments > Choose the transaction type**

**Refer to Section 3: Preparing a Payment by Maker based on Payment Type

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Section 3: Preparing a Payment by Maker based on Payment Type

3.1 Account to Account Transfer (Self) or Account to Account Transfer

(Third Party)

Step 1: Go to Initiate > Payments > Account to Account (Self) or Account to

Account (Third Party). Payment screen will be prompted for user to
complete.

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Step 2: Go to Account Number (for debiting) > Click search icon

Step 3 : Choose the account no. from the Account Lookup

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Step 4 : Go to Account Number (for crediting) > Click search icon

Step 5 : Choose the account no. from the Account Lookup

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Step 6 : Insert beneficiary information in the respective column based
on Product Type as per below table :

Column Payment Mandatory /

No Remarks
Name Type Optional
1 Payment Amount Account to Account Mandatory
2 Payment Date Account to Account Optional
Choose as YES to make the
transfer automatically at
Standing Instruction
3 Account to Account Optional regular interval.
(to choose Yes or No)
To complete 4 additional
columns.
4 Debit Reference Account to Account Mandatory
5 Debit Details Account to Account Optional
6 Recipient’s Reference Account to Account Mandatory
7 Other Payment Details Account to Account Optional
8 Email Address Account to Account Optional
Country Code
9 Account to Account Optional
(for mobile no.)
10 Mobile Number Account to Account Optional Click “+” once done

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Step 7 : Tick the box on Term & Conditions

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Step 8: Click on Submit

Step 9: Click on Confirm and confirmation page is prompted. Payment will

send to Checker for authorization

Refer to Section 4: Authorization Payment by Checker

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3.2 Domestic Payment Transfer (IBG or RENTAS)

Step 1: Go to Initiate > Payments > Domestic Payment. Payment screen will
be prompted for user to complete.

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Step 2: Go to Account Number (for debiting) > Click search icon

Step 3: Choose the account no. from the Account Lookup

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Step 4: Select Payment Type as IBG or RENTAS

Step 5: Select the Beneficiary Type as Adhoc or Registered**

**refer to Section 5: Maintaining Beneficiary

Step 6: Insert beneficiary information in the respective column based on

Product Type (IBG or RENTAS) as per below table :

Payment
No Column Name Mandatory / Optional Remarks
Type

Beneficiary Resident IBG

1 Mandatory for both
Status RENTAS
Relationship with IBG
2 Optional for both
Beneficiary RENTAS
1) Both are Mandatory
for Beneficiary with
IBG Resident status
3 Purpose of Payment
RENTAS 2) Both are Mandatory
for Beneficiary with Non
Resident status
IBG
4 Bank Code Mandatory for both
RENTAS

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 Payment
No Column Name Mandatory / Optional Remarks
Type

Bank Name (auto generate IBG

5 -
once bank code is chosen) RENTAS
City (auto generate once IBG
6 -
bank code is chosen) RENTAS
IBG
7 Account Number Mandatory for both
RENTAS
IBG
8 Beneficiary Name Mandatory for both
RENTAS
IBG
9 Address Optional for both
RENTAS
IBG IBG – Optional
10 Beneficiary ID 1 Type
RENTAS RENTAS - Mandatory
IBG IBG – Optional
11 Beneficiary ID Value
RENTAS RENTAS - Mandatory
IBG Refer to Section 5:
12 Registered Beneficiary
RENTAS Maintaining Beneficiary
IBG
13 Payment Amount Mandatory for both
RENTAS
IBG
14 Payment Date Mandatory for both
RENTAS
Choose as YES to make
the transfer executed
Standing Instruction IBG automatically at regular
15 Optional interval.
(Yes or No) RENTAS
To complete 4 additional
columns.

IBG
16 Debit Reference Mandatory for both
RENTAS

IBG
17 Debit Details Optional for both
RENTAS
IBG
18 Recipient Reference Mandatory for both
RENTAS
IBG
19 Other Payment Details Optional for both
RENTAS
IBG IBG – N/A
20 Transaction Type
RENTAS RENTAS - Optional
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 Payment
No Column Name Mandatory / Optional Remarks
Type

IBG IBG – N/A

21 Transaction Description
RENTAS RENTAS - Optional
IBG
22 Email Address Optional for both
RENTAS
IBG
23 Country Code for Mobile Optional for both
RENTAS
IBG
24 Mobile No Optional for both To click “+” once done
RENTAS

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Step 7: Tick the box on Term & Conditions

Step 8: Click Submit button to proceed

Step 9: Click on Confirm and confirmation page is prompted. Payment will

send to Checker for authorization.

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Refer to Section 4: Authorization Payment by Checker

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3.3 JomPay Payment

Step 1: Go to Initiate > Payments > JomPay Payment. Payment screen will be
prompted for user to complete.

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Step 2: Go to Account Number (for debiting) > Click search icon

Step 3: Choose the account no. from the Account Lookup

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Step 4: Insert payee information in the respective column as per below table:

Payment
No Column Name Mandatory / Optional Remarks
Type

Beneficiary Type
1 JomPay Optional
(Registered or Non)
2 Biller Code JomPay Mandatory
3 Ref - 1 JomPay Mandatory Bill account no.
4 Ref - 2 JomPay Optional
Registered beneficiary Refer to Section 5:
5 JomPay Optional
(Yes or No) Maintaining Beneficiary
6 Payment Amount JomPay Mandatory
7 Payment Date JomPay Mandatory
Choose as YES to make the
transfer automatically at
Standing Instruction
8 JomPay Optional regular interval.
(Yes or No)
To complete 4 additional
columns.

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Step 5: Tick the box on Term & Condition

Step 6: Click Submit button to proceed

Step 7: Click on Confirm and confirmation page is prompted. Payment will

send to Checker for authorization.

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Refer to Section 4: Authorization Payment by Checker

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Section 4: Authorization Payment by Checker

Step 1: Go to Cash Management Services-i or

https://alrajhicashbiz24seven.com.my/

Step 2: Enter Company ID, Login ID, Password and T-OTP > Login

Step 3: Click the Menu icon on top left > Click Payments

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Step 4: Go to Pending Activities

Step 5: Select the transaction to Authorize

Step 6: Choose Authorize (Refer Step 7) or Reject (Refer Step 9) the

transaction

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Step 7: Pre-Confirmation screen will be prompted and checker to Enter
T_OTP to Authorize

(**T-OTP generated via the Soft Token Applications each time login or
during authorization)

Step 8: The payments are now being sent to Al Rajhi for processing.

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Step 9: Should the batch is Reject; the system will prompt for a Reject
Reason. This message will be visible to the Maker

Refer to Section 6: Checking of Payment Status

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Section 5: Maintaining Beneficiary

5.1 Beneficiary - Account to Account Transfer (Third Party)

Step 1: Click Data Maintenance > Beneficiary

Step 2: Click on the Beneficiary – Account to Account (Third Party)

Step 3: Enter beneficiary mandatory details as follows:

No Column Name Payment Type Mandatory / Optional Remarks

1 Beneficiary Code IFT Mandatory

2 Account Number IFT Mandatory
3 Beneficiary Name IFT - Auto-generated
4 Alias Name IFT Optional

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Step 4: Click Submit

Step 5: Click Confirm and Confirmation screen prompted. Beneficiary

creation is sent to checker for Authorization

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Step 6: Login as Checker

Step 7: Click the Menu icon on top left > Click Payments

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Step 8: Go to Pending Activities

Step 9: Go to Beneficiary > Pending Authorization

Step10: Select the beneficiary name to Authorize

Step11: Choose Authorize (Refer Step 12) or Reject (Refer Step 13)
the Beneficiary

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Step12: Click Authorize and Click OK. You may proceed to do the transaction

Step13: Should the batch is Reject; the system will prompt for a Reject
Reason. This message will be visible to the Maker

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5.2 Beneficiary - Domestic Payment Transfer (IBG or RENTAS)

Step 1: Click Data Maintenance > Beneficiary

Step 2: Click on the Beneficiary > Account to Account (Third Party)

Step 3: Enter beneficiary mandatory details in the column as follows:

Payment Mandatory /
No Column Name Remarks
Type Optional

IBG
1 Beneficiary Code Mandatory for both
RENTAS
IBG
2 Account Number/IBAN Mandatory for both
RENTAS
IBG
3 Beneficiary Name Mandatory for both
RENTAS
IBG
4 Alias Name Optional for both
RENTAS
IBG IBG – Optional
5 Beneficiary ID 1 Type
RENTAS RENTAS - Mandatory
IBG IBG – Optional
6 Beneficiary ID 1 Value
RENTAS RENTAS - Mandatory
IBG
7 Bank Code Mandatory for both
RENTAS
8 Bank Name IBG - Auto-generated

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 Payment Mandatory /
No Column Name Remarks
Type Optional

RENTAS
IBG
9 City - Auto-generated
RENTAS
IBG IBG – Optional
10 Address
RENTAS RENTAS - Mandatory
IBG
11 Beneficiary Resident Status Mandatory for both
RENTAS
Relationship with IBG
12 Mandatory for both
Beneficiary RENTAS
IBG – Optional
IBG RENTAS – Mandatory if
13 Purpose of Payment
RENTAS beneficiary id Non
Resident
To complete:
IBG Mandatory if choose as 1)Beneficiary Name 2
14 Joint of Account (Yes or No)
RENTAS YES 2)Beneficiary ID 2 Type
3)Beneficiary ID 2 Value

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Step 4: Click Submit

Step 5: Click Confirm and Confirmation screen prompted. Beneficiary

creation is sent to checker for Authorization.

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Step 6: Login as Checker

Step 7: Click the Menu icon on top left > Click Payments

Step 8: Go to Pending Activities

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Step 9: Go to Beneficiary > Pending Authorization

Step10: Select the beneficiary name to Authorize

Step11: Choose Authorize (Refer Step 12) or Reject (Refer Step 13)

the Beneficiary

Step12: Click Authorize and Click OK. You may proceed to do the transaction

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Step13: Should the batch is Reject; the system will prompt for a Reject
Reason. This message will be visible to the Maker

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Section 6: Checking of Payment Status

After all payments are executed via the Cash Management System-i, user is able to
view the payment status for reference.

6.1 Payment Status for all payments (except Standing Instruction)

Step 1: Go to Payments

Step 2: Go to Transaction Summary >Status of all payments will be shown

here except for Standing Instruction

Step 3: Double click on any transaction > Transaction Details screen will be
prompted

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6.2 Payment Status for Standing Instruction

Step 1: Go to Payments

Step 2: Go to Standing Instructions > Status of all Standing Instruction will be

shown here after authorization by checker

Step 3: Double click on any transaction > Standing Order Form screen will be
prompted to view the details

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Step 4: Go to Executed Standing Instructions > Status of all Standing
Instruction that have been executed (processed or failed) will be
shown here

Step 5: Double click on any transaction > Standing Order Form screen will be
prompted to view the details of executed Standing Instruction

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 For further inquiries, kindly contact our support at:
[email protected]

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