KEY INFORMATION MEMORANDUM

(KIM)

KOTAK MULTICAP FUND

An open ended equity scheme investing across large cap, mid cap, small cap stocks
Continuous Offer for Units at NAV based prices

Scheme Benchmark

This product is suitable for investors who are rate

Modera
tely rate
Modera
tely
Mode High Mode High
seeking*: to e Hi to e Hi
w rat gh w rat gh
Lo de Lo de
o o
M M
• Long-term capital growth

Very

Very
Low

Low
H

H
• Investment in equity and equity related
igh

igh
securities across market capitalisation
Investors understand that their principal will be at Investors understand that their principal will be at
very high risk very high risk
Nifty 500 Multicap 50:25:25 (Total Return Index)

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them

(The above risk-o-meter is based on the scheme portfolio as on September 30, 2023. An addendum may be issued or updated in accordances with provisions of
Para 17.4 of SEBI Master circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May 19, 2023, on an ongoing basis on the website viz. www.kotakmf.com)

Scheme Re-opened for Continuous Sale & Repurchase on or before: October 06, 2021

Name of Mutual Fund Kotak Mahindra Mutual Fund

Name of Asset Management Company Kotak Mahindra Asset Management Company Ltd
CIN: U65991MH1994PLC080009
Name of Trustee Company Kotak Mahindra Trustee Company Ltd
CIN: U65990MH1995PLC090279
Registered Address of the Companies 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai - 400051
Corporate Office Address of 2nd Floor, 12-BKC, Plot No. C-12, G-Block, Bandra Kurla Complex, Bandra East,
Asset Management Company Mumbai - 400 051
Website www.kotakmf.com

This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before
investing. For further details of the scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’
rights & services, risk factors, penalties & pending litigations etc. investors should, before investment, refer to the Scheme
Information Document and Statement of Additional Information available free of cost at any of the Investor Service
Centres or distributors or from the website www.kotakmf.com

The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds)
Regulations 1996, as amended till date, and filed with Securities and Exchange Board of India (SEBI). The units being
offered for public subscription have not been approved or disapproved by SEBI, nor has SEBI certified the accuracy or
adequacy of this KIM.

This Key Information Memorandum is dated October 31, 2023.

Scheme Code KOTM/O/E/MCF/21/07/0067

Investment The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of
Objective equity and equity related securities across market capitalization.

However, there is no assurance that the objective of the scheme will be realized.
Asset The asset allocation under the Scheme, under normal circumstances, is as follows:
Allocation
Pattern of the Investments Indicative Allocation Risk Profile
scheme Equity & equity related securities* 75% - 100% Medium to High
Debt & Money market instruments# 0-25% Low
Units issued by REITs & InvITs 0-10% Medium to High

*Minimum investment in Equity & Equity related instruments of large Cap companies – 25% of total
assets
Minimum investment in Equity & Equity related instruments of mid cap companies – 25% of total assets
Minimum investment in Equity & Equity related instruments of small cap companies – 25% of total
assets.

#Debt instruments shall be deemed to include securitised debts (excluding foreign securitised debt) and
investment in securitised debts may be up to 50% of Debt and Money Market instruments. This will also
include margin money for derivative transactions.

#Money Market instruments includes commercial papers, commercial bills, treasury bills, Government
securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance
bills, and any other like instruments as specified by the Reserve Bank of India from time to time;
The cumulative gross exposure through equity, debt, derivative positions (including fixed income
derivatives), repo transactions in corporate debt securities, Real Estate Investment Trusts (REITs),
Infrastructure Investment Trusts (InvITs), other permitted securities/assets and such other
securities/assets as may be permitted by the Board from time to time should not exceed 100% of the net
assets of the scheme.

Investment in debt instruments having structured obligations / credit enhancements:

The investment of the Scheme in the following instruments shall not exceed 10% of the debt portfolio of
the Scheme and the group exposure in such instruments shall not exceed 5% of the debt portfolio of the
Scheme:-
 Unsupported rating of debt instruments (i.e. without factoring-in credit enhancements) is below
investment grade; and –
 Supported rating of debt instruments (i.e. after factoring-in credit enhancement) is above investment
grade
The Scheme does not intend to invest in Debt instruments with special features as referred to in para 12.2
of SEBI Master circular no. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May 19, 2023.

The Scheme may invest upto a maximum of 20% of net asset in foreign securities out of the balance
allocation of Equity & equity related securities after Minimum investment in Equity & Equity related
instruments of large Cap, midcap, small companies as specified above.

The investment in foreign securities will be as specified under Para 12.19 of SEBI Master Circular no.
SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May 19, 2023 and any subsequent amendments thereto
specified by SEBI and/or RBI from time to time. Scheme may invest in GDRs/ADRs including overseas
markets in GDRs/ ADRs, overseas equity, bonds and mutual funds and such other instruments as may be
allowed under the Regulations from time to time.

The Scheme shall invest in Units/Securities issued by overseas Mutual Funds or Unit Trusts registered
with overseas regulator as may be permissible and described in para 12.19 of SEBI Master circular No.
SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May 19, 2023 and as may be amended from time to
time, within the overall applicable limits.

The Scheme can invest in overseas securities subject to a maximum of US $1 billion per Mutual Fund,

1
within the overall industry limit of US $ 7 billion wherein US $ 50 million would be reserved for each
mutual fund individually, with in the overall industry limit of US $ 7 billion or such limits as may be
prescribed by SEBI from time to time. In overseas ETF subject to maximum of US $300 million or such
limits as may be prescribed by SEBI from time to time . An investment headroom of 20% of the average
AUM in Overseas securities of the previous three calendar months would be available to the Mutual
Fund for that month to invest in Overseas securities / Overseas ETFs subject to maximum limits of US $
1 billion per Mutual Fund.

From time to time the Scheme may hold cash for the following reasons:
• To meet the redemption requirements
• Due to lag in deal date and value date of acquiring an asset
• The scheme may invest in companies coming out with the IPO and whose post issue market cap
(based on the issue price) would fall under above-mentioned criteria

To reduce the risk of the portfolio, the Scheme may use various derivative and hedging products from time
to time, in the manner permitted by SEBI.

Subject to the Regulations and the applicable guidelines issued by SEBI, the Trustee may permit the
Fund to engage in securities lending and borrowing and short selling. At present, since only lending is
permitted, the Fund may temporarily lend securities held with the Custodian to reputed counter-parties or
on the exchange, for a fee, subject to prudent limits and controls for enhancing returns. The Fund will be
allowed to lend securities subject to a maximum of 20%, in aggregate, of the net assets of the Scheme
and 05 % of the net assets of the Scheme in the case of a single intermediary.

The scheme may participate in the corporate bond repo transactions and in accordance with extant
SEBI/RBI guidelines and any subsequent amendments thereto specified by SEBI and/or RBI from time
to time. The gross exposure of the scheme to repo transactions in corporate debt securities shall not be
more than 10 % of the net assets of the concerned scheme.

Portfolio Rebalancing:

As per Para 1.14.1.2 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May
19, 2023, the asset allocation pattern indicated above may change for a short term period on defensive
considerations, keeping in view market conditions, market opportunities, applicable regulations and
political and economic factors. These proportions may vary depending upon the perception of the Fund
Manager, the intention being at all times to seek to protect the interests of the Unit holders. In case of
any deviation, the portfolio shall be rebalanced within 30 calendar days.

As per Para 2.9 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May 19,
2023, in the event of any deviation from mandated asset allocation mentioned above, due to passive
breaches, rebalancing period will be Thirty (30) business days. In case the portfolio is not rebalanced
within Thirty (30) business days, justification in writing, including details of efforts taken to rebalance
the portfolio shall be placed before the Investment Committee. The Investment Committee, if so desired,
can extend the timelines up to sixty (60) business days from the date of completion of mandated
rebalancing period. In case the portfolio of the scheme is not rebalanced within the aforementioned
mandated plus extended timelines, the AMC shall not launch any new scheme till the time the portfolio
is rebalanced and also not levy exit load, if any on the investors exiting the Scheme. However, at all
times the portfolio will adhere to the overall investment objective of the Scheme.

2
Investment To achieve the investment objective, the scheme will invest in equity and equity linked instruments
Strategy across market capitalization viz. Large cap, mid cap and small companies as defined under Paras 2.6 and
2.7 of SEBI Master Circular No. SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May 19, 2023as may
be amended by SEBI from time to time.

The Minimum investment in equity & equity related instruments -75% of total assets in the following
manner:

o Minimum investment in equity & equity related instruments of large cap companies - 25% of total
assets
o Minimum investment in equity & equity related instruments of mid cap companies - 25% of total
assets
o Minimum investment in equity & equity related instruments of small cap companies - 25% of total
assets

Currently the large cap companies are the 1st-100th, mid cap companies are 101st - 250th and small cap
companies are 251st company onwards in terms of full market capitalisation.

The list of stocks would be as per the list published by AMFI in accordance with the said circular and
updated on half yearly basis.

The selection of sectors would be driven primarily by the growth prospects and valuations of the
businesses over a medium to long term as per the discretion of the fund manager.

The portfolio construction will be based on thematic approach to bottom up stock picking using the
Business, Management and valuation (BMV) model. The Fund Manager will evaluate the business
environment that a company operates in, the capability of the management to execute and scale up the
business and valuation of the company based on fundamentals like discounted cash flows and PE ratios,
etc.

The scheme may also invest in listed/unlisted and/or rated/unrated debt or money market securities,
provided the investments are within the limits indicated in the asset allocation pattern. Investment in
unrated debt securities is made with the prior approval of the Board of the AMC, provided the
investment is in terms of the parameters approved by the Board of the Trustee.

Where the proposed investment is not within the parameters as mentioned above but within the limits
prescribed under SEBI mutual fund regulations, approval of the Boards of both the AMC and the Trustee
is taken before making the investment.

The scheme may invest in another scheme of the Kotak Mahindra Mutual Fund or any other Mutual
Fund without charging any fees, provided that aggregate interscheme investment made by all schemes
under the management of Kotak Mahindra Asset Management Company Limited or in schemes under
the management of any other asset management company shall not exceed 5% of the net asset value of
Kotak Mahindra Mutual Fund.

Portfolio Turnover
Portfolio Turnover is a term used to measure the volume of trading that occurs in a Scheme's portfolio
during a given time period. The scheme being an open ended scheme, it is expected that there would be
frequent subscriptions and redemptions. Hence, it is difficult to estimate with any reasonable measure of
accuracy, the likely turnover in the portfolio. If trading is done frequently there may be an increase in
transaction cost such as brokerage paid etc. The fund manager will endeavour to optimize portfolio
turnover to maximize gains and minimize risks keeping in mind the cost associated with it. The Scheme
has no specific target relating to portfolio turnover.

Where will Subject to the Regulations, the amount collected under each of the scheme can be invested in any (but
the scheme not exclusively) of the following securities/ instruments, as per the indicative asset allocation given
invest? under the heading ―How will the Scheme allocate its assets:

a. Equity and equity related securities including convertible bonds and debentures and warrants

3
 carrying the right to obtain equity shares.

b. Securities created and issued/ guaranteed by the Central and State Governments and/or
repos/reverse repos in such Government Securities as may be permitted by RBI (including but
not limited to coupon bearing bonds, zero coupon bonds and treasury bills).

c. Debt obligations of domestic Government agencies and statutory bodies, which may or may not
carry a Central/State Government guarantee (including but not limited to Indian Government
Bond, State Development Loans issued and serviced at the Public Debt Office, Bonds issued by
Central &State Government PSU‘s which are guaranteed by Central or State Governments).

d. Corporate debt (of both public and private sector undertakings) including Non convertible
debentures (including bonds) and non-convertible part of convertible securities.

e. Obligations/ Term Deposits of banks (both public and private sector) and development financial
institutions to the extent permissible under SEBI Regulations

f. Money market instruments permitted by SEBI/RBI, having maturities of up to one year or in

alternative investment for the call money market as may be provided by the RBI to meet the
liquidity requirements.

g. Certificate of Deposits (CDs).

h. Commercial Paper (CPs).

i. Repo of corporate debt securities.

j. Triparty repo on Government securities or treasury bills, Bills re-discounting, as may be

permitted by SEBI from time to time.
k. Securitised Debt, not including foreign securitised debt.

l. Securities Lending as permitted by SEBI from time to time

m. The non-convertible part of convertible securities.

n. Investment in units of Real Estate Investment Trust (REIT‘) & Infrastructure Investment Trust
(InvIT‘).

Risk Risk control measures for investment strategy

Mitigation The fund invests in a few select sectors which in the opinion of the fund manager are expected to grow.
The selection of the sectors is primarily driven by growth prospects and valuations of the business over
the medium to long term. The fund will comply with the prescribed SEBI limits on exposure. Risk is
monitored and necessary action would be taken on the portfolio if required. Attribution analysis is done
to monitor the under or over performance vis a vis the benchmark and the reasons for the same.

Risk mitigation measures for portfolio volatility

The overall volatility of the portfolio would be maintained in line with the objective of the scheme. The
portfolio would be adequately diversified to mitigate volatility. Volatility would be monitored on with
respect to the benchmark and peer set.

Risk mitigation measures for managing liquidity

The fund manager may also keep some portion of the portfolio in debt and money market instruments
and/or cash within the specified asset allocation framework for the purpose of meeting redemptions. The
liquidity would be monitored and necessary action would be taken on the portfolio if required. Stock
turnover is monitored at regular intervals. The debt/money market instruments that are invested by the
fund will have a short term duration.
.

For detailed Risk control/ Risk Mitigation, please refer the Scheme Information Document of the
Scheme

4
Product An open ended equity scheme investing across large cap, mid cap, small cap stocks
Differentiatio
n
Risk Profile Standard Risk Factors:
of the  Investment in Mutual Fund Units involves investment risks such as trading volumes, settlement risk,
Scheme liquidity risk, default risk including the possible loss of principal.
 As the price / value / interest rates of the securities in which the scheme invests fluctuates, the value
of your investment in the scheme may go up or down. The value of investments may be affected,
inter-alia, by changes in the market, interest rates, changes in credit rating, trading volumes,
settlement periods and transfer procedures; the NAV is also exposed to Price/Interest-Rate Risk and
Credit Risk and may be affected inter-alia, by government policy, volatility and liquidity in the
money markets and pressure on the exchange rate of the rupee
 Past performance of the Sponsor/AMC/Mutual Fund does not guarantee future performance of the
scheme.
 Kotak Multicap Fund is only name of the scheme and does not in any manner indicate either the
quality of the scheme or its future prospects and returns.
 The sponsor is not responsible or liable for any loss resulting from the operation of any of the
scheme beyond the initial contribution of Rs.2,50,000 made by it towards setting up the Fund.
 The scheme under this scheme information document is not a guaranteed or assured return scheme.

Scheme Specific Risk Factors

The scheme seeks to invest minimum of 25% in large, mid and small market cap companies at all points
in time. This nature of the portfolio may result in higher volatility vis-à-vis other diversified equity
oriented funds. It may also entail higher market liquidity risk since there will be minimum 50%
investment in small cap and mid cap companies.

Risks associated with Capital Markets or Equity Markets (i.e. Markets in which Equity Shares or
Equity oriented instruments are issued and traded)

 Price fluctuations and Volatility:

Mutual Funds, like securities investments, are subject to market and other risks and there can be neither a
guarantee against loss resulting from an investment in the Scheme nor any assurance that the objective of
the Scheme will be achieved. The NAV of the Units issued under the Scheme can go up or down because
of various factors that affect the capital market in general, such as, but not limited to, changes in interest
rates, government policy and volatility in the capital markets. Pressure on the exchange rate of the Rupee
may also affect security prices.

 Concentration / Sector Risk:

When a Mutual Fund Scheme, by mandate, restricts its investments only to a particular sector; there
arises a risk called concentration risk. If the sector, for any reason, fails to perform, the portfolio value
will plummet and the Investment Manager will not be able to diversify the investment in any other
sector. Investments under this scheme will be in a portfolio of diversified equity or equity related stocks
spanning across a few selected sectors. Hence the concentration risks could be high.
 Liquidity Risks:

Liquidity in Equity investments may be affected by trading volumes, settlement periods and transfer
procedures. These factors may also affect the Scheme’s ability to make intended purchases/sales, cause
potential losses to the Scheme and result in the Scheme missing certain investment opportunities. These
factors can also affect the time taken by KMMF for redemption of Units, which could be significant in
the event of receipt of a very large number of redemption requests or very large value redemption
requests. In view of this, redemption may be limited or suspended after approval from the Boards of
Directors of the AMC and the Trustee, under certain circumstances as described in the Statement of
Additional Information

 Potential Loss associated with Derivative Trading pertaining to Equity Markets :

a) In case of investments in index futures, the risk would be the same as in the case of investments in a
portfolio of shares representing an index. The extent of loss is the same as in the underlying stocks.
In case futures are used for hedging a portfolio of stocks, which is different from the index stocks,

5
 the extent of loss could be more or less depending on the coefficient of variation of such portfolio
with respect to the index; such coefficient is known as Beta.
b) The risk (loss) for an options buyer is limited to the premium paid, while the risk (loss) of an
options writer is unlimited, the latter's gains being limited to the premiums earned. However, in the
case of KMMF, all option positions will have underlying assets and therefore all losses due to
price-movement beyond the strike price will actually be an opportunity loss. The writer of a put
option bears a risk of loss if the value of the underlying asset declines below the exercise price. The
writer of a call option bears a risk of loss if the value of the underlying asset increases above the
exercise price.

 Risk associated with Securities Lending:-

In the case of securities lending the additional risk is that there can be temporary illiquidity of the
securities that are lent out and the Fund may not be able to sell such lent-out securities, resulting in an
opportunity loss. In case of a default by counterparty, the loss to the Fund can be equivalent to the
securities lent.

Plans With effect from January 1, 2013, there are two plans under the scheme namely, Regular Plan and Direct
available Plan

Regular Plan: This Plan is for investors who wish to route their investment through any distributor.

Direct Plan: This Plan is only for investors who purchase /subscribe Units in a Scheme directly with the
Fund and is not available for investors who route their investments through a Distributor.

The portfolio of both plans will be unsegregated.

All characteristics such as Investment Objective, Asset Allocation Pattern, Investment Strategy, risk
factors, minimum investment amount, additional investment amount, availability of options including
sub options, SIP/STP/SWP/Transfer of IDCW Plan/FSIP facilities offered and terms and conditions
including load structure will be the same for Direct Plan and Regular Plan. Except that
(a) Switch of investments from Regular Plan, where the transaction has been received with broker
code (whether the investments were made before or after the January 1, 2013) to Direct Plan
shall be subject to applicable exit load, if any.
(b) No exit load shall be levied:
(i) in case of switch of investment from Regular Plan, where transaction has been received
without broker code (whether the investments were made before or after the January 1,
2013) to Direct Plan.
(i) in case of switch of investments from Direct Plan to Regular Plan.

Direct Plan shall have a lower expense ratio excluding distribution expenses, commission, etc and no
commission for distribution of Units will be paid / charged under Direct Plan.

Options Growth and Income Distribution cum capital withdrawal (IDCW) (Payout and Reinvestment)
availables
The NAVs of the above Options will be different and separately declared; the portfolio of investments
remaining the same.

Investors are requested to note that, where the actual amount of IDCW payout (for units held in
Physical) is less than Rs. 500/-, then such IDCW will be compulsorily reinvested.
Default Plan Investors subscribing under Direct Plan of the Scheme will have to indicate
“Direct Plan” against the Scheme name in the application form e.g “Kotak
Multicap Fund – Direct Plan.”

Investors should also indicate “Direct” in the ARN column of the application
form.
If the application is received incomplete with respect to not selecting
Regular/Direct Plan, the application will be processed as under:

6
 Broker Code Plan mentioned Default Plan to be
Scenario mentioned by the by the investor captured
investor

1 Not mentioned Not mentioned Direct Plan

2 Not mentioned Direct Direct Plan
3 Not mentioned Regular Direct Plan

4 Mentioned Direct Direct Plan

5 Direct Not Mentioned Direct Plan

6 Direct Regular Direct Plan

7 Mentioned Regular Regular Plan
8 Mentioned Not Mentioned Regular Plan

In cases of wrong/ invalid/ incomplete ARN codes mentioned on the application

form, the application shall be processed under Regular Plan. The AMC shall
contact and obtain the correct ARN code within 30 calendar days of the receipt
of the application form from the investor/ distributor. In case, the correct code is
not received within 30 calendar days, the AMC shall reprocess the transaction
under Direct Plan from the date of application without any exit load.
Choice of  If applicant does not indicate the choice of option between growth and IDCW option in the
Default application form then the fund will accept it as an application for growth option under respective
Option plan.

If applicant does not indicate the choice of IDCW sub-option between Payout IDCW and reinvestment
IDCW then the fund will accept it as an application for reinvestment IDCW
Income At the discretion of the Trustees
Distribution
cum capital
withdrawal
(IDCW)
Frequency
and Record
date
Applicable Applicable NAV for Purchases/Switch-ins
NAV (after
the scheme
1. In respect of valid applications received upto 3.00 p.m. on a business day and entire amount is
opens for
available in the mutual fund’s account for utilization before the cut off time of the same day –
repurchase
closing NAV of the day of receipt of application;
and sale)
2. In respect of valid applications received after 3.00 p.m. on a business day and the entire amount
is available in the mutual fund’s account for utilization before cut off time of the next business
day – the closing NAV of the next business day;
3. Irrespective of the time of receipt of the application where the entire amount is available in
Mutual fund’s account for utilization before cut off time on any subsequent business day – the
closing NAV of such subsequent business day.

The above cut-off timings and applicability of NAV shall be applicable in respect of valid applications
received at the Official Point(s) of Acceptance on a Business Day:

1. It is clarified that switches will be considered as redemption in the switch-out scheme and purchase
/ subscription in the switch-in scheme.

2. Cheques received on a business day may be deposited with the primary bankers of the respective
location on the next business day. NAV shall be as per the applicable NAV mentioned above. To
enable early sighting of funds by the schemes, investors are requested to avail of electronic
facilities like RTGS / NEFT in respect of subscriptions and submit the proof of transfer of funds
along with their applications. AMC shall not be responsible for any delay on account of banking

7
 clearance or circumstances which are beyond the control of AMC.

3. The revised provisions for applicability of NAV based on realization of funds will be applicable to
all types of investment including various systematic investments routes (viz, SIP, STP, Trasfer of
IDCW Plan etc.) as may be offered by the Scheme from time to time.

Applicable NAV for Redemption/ Switch outs

a) where the application received upto 3.00 pm – closing NAV of the day of receipt of application;
and
b) an application received after 3.00 pm – closing NAV of the next business day.

Further, where the AMC or the Registrar has provided a facility to the investors to redeem /switch-out of
the Scheme through the medium of Internet by logging onto specific web-sites or any other facilities
offered by the AMC and where investors have signed up for using these facilities, the Applicable NAVs
will be as provided above.

Technical issues when transactions are processed through online facilities/ electronic modes.

The time of transaction done through various online facilities / electronic modes offered by the AMC, for
the purpose of determining the applicability of NAV, would be the time when the request for purchase /
SIP/ sale / switch of units is received in the servers of AMC/RTA. In case of transactions through online
facilities / electronic modes, there may be a time lag of few seconds or upto 1-7 banking days between
the amount of subscription being debited to investor's bank account and the subsequent credit into the
respective Scheme's bank account. This lag may impact the applicability of NAV for transactions where
NAV is to be applied, based on actual realization of funds by the Scheme. Under no circumstances will
Kotak Asset Management Company Limited or its bankers or its service providers be liable for any lag /
delay in realization of funds and consequent pricing of units. The AMC has the right to amend cut off
timings subject to SEBI (MF) Regulations for the smooth and efficient functioning of the Scheme.
Representation of SIP transaction which have failed due to technical reasons will also follow same rule.
Minimum Minimum application amount for purchases
Application
Amount / Initial Purchase Additional Purchase SIP Purchase
Number of (Non- SIP) (Non- SIP)
Units(Direct Rs. 100/- and any Rs. 100/- and any Rs. 100/- and any
plan and amount amount amount
Regular thereafter thereafter thereafter (Subject
Plan) to a
minimum of 10 SIP
installments of Rs.
100/- each)

Minimum amount for redemption:

 In Rupees (Non- SWP/STP) - Rs. 1000/-
 In Units (Non- SWP/STP) - 100 units
 In Rupees (Non- SWP/STP) - Rs. 1000/- or entire appreciation /-
The number of Units of the respective Plan(s)/ Option(s), the specified amount will be considered the
definitive request. In case the value / number of available units held in the Unit holder’s folio / account
under the Plan / Option of the Scheme is less than the amount / number of units specified in the
redemption / switch-out request, then the available units/ amount available in the respective Scheme(s)/
Plan(s)/ Option(s) transaction shall be processed.
Redemption The redemption or repurchase proceeds shall be dispatched to the unitholders within 3 working days
from the date of receipt of redemption requests or repurchase requests.

In accordance to with Para 14.1 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74

dated May 19, 2023 read with and AMFI circular no. AMFI/ 35P/ MEM-COR/ 74 / 2022-23 dated
January 16, 2023, in exceptional situations mentioned below, the scheme shall be allowed additional
timelines for transfer of redemption or repurchase proceeds to the unitholders.

8
Sr. No. Exceptional Situations Additional Timelines allowed
(i) Payment of redemption Additional 2 working days
proceeds through physical
instruments (cheque / DD)
where electronic fund
transfer is not possible
(such as old / non-Core
Banking account / IFSC
non-available records /
IMPS failed records for
reasons like name
mismatch*, technical error
/ Investor Bank not
participating in Electronic
Fund transfers or failure
of electronic credit for any
reason which are at the
bank’s end.

* Name mismatch
typically occurs where
the bank account is held
jointly, but the 1st holder
in MF Folio may not be
first holder in the bank
account or the investor’s
name in MF folio and
his/her bank account may
not be exactly identical
e.g., MF folio is held by
A+B, but the bank
account is in the name of
B +A; OR the name as
per bank a/c & MF folio
are recorded a bit
differently e.g.,
(i) Given Name + Middle
Name + Surname
(ii) Given Name +
Surname
(iii) Surname + Given
Name etc.
Note: When payment is
made through cheque / DD,
the investor’s bank account
details registered with the
RTA shall be printed on the
cheque/DD,
so that the amount is paid
only through the investor’s
bank account to mitigate the
risk of fraudulent
encashment.
(ii) Redemption in case of Additional 1 working day after
funds where payout receiving proceeds from
schedule of underlying underlying
instruments/ funds is instrume
different e.g., Domestic nts/ schemes for electronic

9
 Fund of Funds, Overseas payouts.
funds, Overseas FOF
scheme, wherein the {For physical payouts, i.e.,
redemption proceeds can issuance and dispatch of cheque/
be paid after 1 day of DD, additional days as per (i)
payout schedule above would also be allowed,
after receiving proceeds from
underlying instruments/
schemes}.

For example, in case of

Domestic FoFs, where funds are
received on T+3 days, timeline
applicable would be –
a) T+4 days for Electronic
payment; and
b) T+6 days physical payout.
(iii) On such days, where it is Additional 1 working day
a bank holiday in some or following the bank holiday(s) in
all the states, but a the State where the investor
business day for the stock has bank account.
exchanges.
(iv) Exceptional circumstances In all such exceptional
such as a sudden situations, the timelines
declaration of a business prescribed in Para 14.1 of SEBI
day as a holiday or as a Master Circular no.
non- business day due to SEBI/HO/IMD/IMD-
any unexpected reason PoD1/P/CIR/2023/74 dated May
/ Force Majeure events. 19, 2023 shall be counted from
the date the situation becomes
normal.
(v) In all such cases where a In all such cases, the AMCs /
request for Change of RTAs can make the redemption
Bank account has been payment after the cooling off
received just prior to (upto period of 10 days from the date
10 days prior) OR of receipt of COBM.
simultaneously with
redemption request. The redemption transaction shall
be processed as per the
applicable NAV on the basis
time stamp.

The credit may either be given in

the existing bank account or the
new bank account post due
diligence within 1 working day
after cooling off period.
(vi) Need for additional due Additional 3 working days
diligence in instances such
as Transmission reported
in one fund, but not in the
current fund, proceedings
by Income Tax
authorities,
Folio under lock/bank lien
etc.

Redemption proceeds will be paid by cheques, marked "Account Payee only" and drawn in the name of
the sole holder/first-named holder (as determine by the records of the Registrar). The Bank Name and
No., as specified in the Registrar's records, will be mentioned in the cheque, which will be payable at the

10
 city of the bank branch of the Unitholder. If the Unitholder resides in any other city, he will be paid by a
Demand Draft payable at the city of his bank branch.
Redemption cheques will generally be sent to the Unitholder's address, (or, if there is more than one joint
holder, the address of the first-named holder) as per the Registrar's records, by courier.

Redemption proceeds may also be paid to the Unitholder in any other manner viz., through ECS, Direct
Credit, IMPS, NEFT in to Bank account, RTGS facility, any other mode allowed by Reserve Bank of
India or through Banker's cheque, etc, as the AMC may decide, from time to time for the smooth and
efficient functioning of the Schemes.
Transaction Pursuant to Para 10.5 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May
Charges 19, 2023, transaction charge per subscription of Rs. 10,000/- and above be allowed to be paid to the
distributors of the Kotak Mahindra Mutual Fund products. The transaction charge shall be subject to the
following:

(a) For existing investors (across mutual funds), the distributor shall be paid Rs. 100/- as transaction
charge per subscription of Rs.10,000/- & above.

(b) For first time investors, (across Mutual Funds), the distributor may be paid Rs. 150/- as transaction
charge for subscription of Rs.10,000/- & above.

(c) The transaction charge shall be deducted by Kotak AMC from the subscription amount & paid to the
distributor (will be subject to statutory levies, as applicable) & the balance amount shall be invested.

(d) In case of Systematic Investment Plan(s), the transaction charge shall be applicable only if the total
commitment through SIPs amounts to Rs.10,000/- & above. In such cases the transaction charge shall be
recovered in first 3/4 successful installments.

Identification of investors as "first time" or "existing" will be based on Permanent Account Number
(PAN) at the First/ Sole Applicant/ Guardian level. Hence, Unit holders are urged to ensure that their
PAN / KYC is updated with the Fund. Unit holders may approach any of the Official Points of
Acceptances of the Fund i.e. Investor Service Centres (ISCs) of the Fund/ offices of our Registrar and
Transfer Agent, M/s. Computer Age Management Services Pvt. Ltd in this regard.

The statement of accounts shall clearly state that the net investment as gross subscription less transaction
charge and give the number of units allotted against the net investment.

Transaction charges shall not be deducted/applicable for:

(1)Transaction other than purchases/subscriptions such as Switch/Systematic Transfer Plan (STP)/
Transfer of Income Distribution cum capital withdrawal plan (IDCW), etc.;
(2) Purchases/Subscriptions made directly with the Fund without any ARN code.
(3) Transactions carried out through the stock exchange platforms.
(4) Distributors who have chosen to ‘Opt Out’ of charging the transaction charge based on type of the
product.

Further, distributors shall now have the option to either opt in or opt out of charging transaction charge
based on the type of product.

TRANSACTIONS THROUGH CHANNEL DISTRIBUTORS

Investors may enter into an agreement with certain distributors/ Registered Investment Advisers (RIAs)
(with whom AMC also has a tie up) referred to as "Channel Distributors" who provide the facility to
investors to transact in units of mutual funds through various modes such as their website / other
electronic means or through Power of Attorney in favour of the Channel Distributor, as the case may be.
Under such arrangement, the Channel Distributors will aggregate the details of transactions (viz.
subscriptions/redemptions/switches) of their various investors and forward the same electronically to the
AMC / RTA for processing on daily basis as per the cut-off timings applicable to the relevant schemes.
The Channel Distributor is required to send copy of investors' KYC Proof and agreement entered into
between the investor & distributor/RIA to the RTA (one time for central record keeping) as also the
transaction documents / proof of transaction authorization as the case may be, to the AMC / RTA as per
agreed timelines. In case KYC Proof and other necessary documents are not furnished within the
stipulated timeline, the transaction request, shall be liable to be rejected. Normally, the subscription
proceeds, when invested through this mode, are by way of direct credits to the specified bank account of
the Fund. The Redemption proceeds (subject to deduction of tax at source, if any) and payouts of IDCW,

11
 if any, are paid by the AMC to the investor directly through direct credit in the specified bank account of
the investor or through issuance of payment instrument, as applicable. It may be noted that investors
investing through this mode may also approach the AMC / Offical Point(s) of Acceptance directly with
their transaction requests (financial / non-financial) or avail of the online transaction facilities offered by
the AMC. The Mutual Fund, the AMC, the Trustee, along with their directors, employees and
representatives shall not be liable for any errors, damages or losses arising out of or in connection with
the transactions undertaken by investors / Channel Distributors through above mode.
Pursuant to Para 15.5 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May
19, 2
Applications As per para 14.8 of of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May
Supported by 19, 2023, an investor can subscribe to the New Fund Offer (NFO) through ASBA facility. The ASBA
Blocked facility is offered by selected Self Certified Syndicate Banks (SCSBs) which are registered with SEBI
Amount for offering the facility, and whose names appear in the list of SCSBs as displayed by SEBI on its
(ASBA) website at www.sebi.gov.in.

ASBA is an application containing an authorization given by the Investor to block the application money
in his specified bank account towards the subscription of Units offered during the NFO of the Schemes.
On intimation of allotment by CAMS to the banker the investors account shall be debited to the extent of
the amount due thereon. On allotment, units will be credited to the Investor’s demat account as specified
in the ASBA application form.

Grounds for rejection of ASBA applications

ASBA application forms can be rejected by the AMC/Registrar/ SCSBs, on the following technical
grounds: -
Applications by persons not competent to contract under the Indian Contract Act, 1872, including but not
limited to minors, insane persons etc.
Mode of ASBA i.e. either Physical ASBA or Electronic ASBA, not selected or ticked.

ASBA Application Form without the stamp of the SCSB.

Application by any person outside India if not in compliance with applicable foreign and Indian laws.

Bank account details not given/incorrect details given.

Duly certified Power of Attorney, if applicable, not submitted along with the ASBA application form.

No corresponding records available with the Depositories matching the parameters namely (a) Names of
the ASBA applicants (including the order of names of joint holders) (b) DP ID (c) Beneficiary account
number or any other relevant details pertaining to the Depository Account.
Insufficient funds in the investor’s account.

Application accepted by SCSB and not uploaded on/with the Exchange/ Registrar.
Despatch of The redemption proceeds shall be dispatched within three working days from the date of maturity of the
Repurchase Scheme.
(Redemption)
Request
Benchmark Nifty 500 Multicap 50:25:25 Total Return Index
Index
Income At the discretion of the Trustees
Distribution
Cum
Withdrawal
(IDCW)
Policy
Name of the Mr. Harsha Upadhyaya, Mr. Devender Singhal & Mr. Abhishek Bisen has been managing the fund since
Fund 29/09/2021.
Manager

Name of the Kotak Mahindra Trustee Company Ltd

Trustee
Company

12
Performance Performance of the scheme as on September 29, 2023
of the
Scheme Nifty 500
Compounded Scheme Returns
Multicap
Annualised Growth - Regular Plan -
50:25:25
Returns (%) Growth
(TRI)#
Last 1 Year 28.79% 22.80%
Last 3 Years NA NA
Last 5 Years NA NA
Since Inception 14.48% 11.04%

#Benchmark Riskometer
Nifty 500 Multicap 50:25:25 TRI

Absolute Returns (%) for each financial year for the last 5 years**

Past performance may or may not be sustained in future.

**Scheme inception date is September 29, 2021.

*Scheme inception date September 29, 2021 to March 31, 2022All the returns are of Regular Plan -
Growth Option. Face Value of the Scheme is Rs. 10/- Per unit

Expenses of Entry Load: Nil

the In terms of Para 10.4 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May
Scheme 19, 2023, no entry load will be charged on purchase / additional purchase / switch-in. The commission as
(i) Load specified in the aforesaid circular, if any, on investment made by the investor shall be paid by the
Structure investor directly to the Distributor, based on his assessment of various factors including the service
rendered by the Distributor.

Exit load: Nil

 For redemption / switch out of upto 10%of the initial investment amount (limit) purchased or
switched in within 1 year from the date of allotment: Nil.
 If units redeemed or switched out are in excess of the limit within 1 year from the date of
allotment: 1%
 If units are redeemed or switched out on or after 1 year from the date of allotment: NIL

Units issued on reinvestment of IDCW shall not be subject to entry and exit load.

13
 * In terms of Para 10.4 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated
May 19, 2023, no entry load will be charged on purchase / additional purchase / switch-in. The
commission as specified in aforesaid circular, if any, on investment made by the investor shall be paid by
the investor directly to the Distributor, based on his assessment of various factors including the service
rendered by the Distributor.

** Any exit load charged (net off Goods and Services tax, if any) shall be credited back to the Scheme.

Any imposition or enhancement of Load in future shall be applicable on prospective investments only.
For any change in load structure AMC will issue an addendum and display it on the website/Investor
Service Centres. In case of changes in load structure the addendum carrying the latest applicable load
structure shall be attached to all KIM and SID already in stock till it is updated.

Investors may obtain information on loads on any Business Day by calling the office of the AMC or any
of the Investor Service Centers. Information on applicability of loads will also be provided in the
Account Statement.

The investor is requested to check the prevailing load structure of the scheme before investing.

Total Expense Ratio for the scheme

The AMC has estimated following recurring expenses, as summarized in the below table for the scheme.
(ii) Recurring Total expense ratio of the Scheme (including investment and advisory fees) will be subject to the
expenses maximum limits (as a percentage of Daily Net Assets of the Scheme) as per Regulation 52(6) & (6A), as
amended from time to time, with no sub-limit on investment and advisory fees.

% of daily Net Assets

Expenses Structure for Regular Plan of
Kotak Multicap Fund
Investment Management and Advisory Fees
Trustee fee Upto 2.25%
Audit fees
Custodian fees
RTA Fees
Marketing & Selling expense incl. agent commission
Cost related to investor communications
Cost of fund transfer from location to location
Cost of providing account statements and IDCW redemption
cheques and warrants
Costs of statutory Advertisements
Cost towards investor education & awareness (at least 2 bps)
Brokerage & transaction cost over and above 12 bps and 5 bps
for cash and derivative market trades resp.
Goods and Services tax on expenses other than investment and
advisory fees
Goods and Services tax on brokerage and transaction cost
Other Expenses
Maximum total expense ratio (TER) permissible under
Upto 2.25%
Regulation 52 (6)(c) (i) and (6) (a)
Additional expenses under regulation 52 (6A) (c) # Upto 0.05%
Additional expenses for gross new inflows from specified
Upto 0.30%
cities
# The AMC shall not charge additional expenses under Regulation 52(6A)(c) in case exit load is not

14
levied/ not applicable

*With reference to SEBI’s letter no. SEBI/HO/ IMD/ IMD-SEC-3/ P/ OW/ 2023/ 5823/ 1 dated
February 24, 2023, and AMFI Circular No. CIR/ ARN-23/ 2022-23 March 07, 2023, the B-30 incentive
structure for new inflows has been kept in abeyance with effect from March 01, 2023 till the incentive
structure is appropriately re-instated by SEBI with necessary safeguards.

Expense Structure for Direct Plan – The annual recurring expenses will be within the limits specified
under the SEBI (Mutual Funds) Regulations, 1996.

Commission/ Distribution expenses will not be charged in case of Direct Plan. The TER of Direct Plan
will be lower than Regular Plan.

In terms of the Para 10.1 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated
May 19, 2023, all fees and expenses charged in a direct plan (in percentage terms) under various heads
including the investment and advisory fee shall not exceed the fees and expenses charged under such
heads in a regular plan.

However, Direct Plan shall have a lower expense ratio than the Regular Plan. The expenses would
exclude distribution expenses, commission, etc and no commission for distribution of Units will be paid /
charged under Direct Plan. Both the plans viz. Regular and Direct plan shall have common portfolio.

Additional expenses which may be charged to the Scheme

The following additional expenses may be charged to the Schemes under Regulation 52 (6A), namely-
 Brokerage and transaction cost incurred for the purpose of execution shall be charged to the scheme
as provided under Regulation 52 (6A) (a) upto 12 bps and 5 bps for cash market transactions and
derivatives transactions respectively. Any payment towards brokerage & transaction costs, over and
above the said 12 bps and 5 bps for cash market transactions and derivatives transactions
respectively may be charged to the Scheme within the maximum limit of Total Expense Ratio (TER)
as prescribed under Regulation 52 of the SEBI (Mutual Finds) Regulations, 1996.
 Expenses not exceeding of 0.30 % of daily net assets, if the new inflows from beyond top 30 cities
are at least:
(i) 30 % of gross new inflows in the scheme; or
(ii) 15 % of the average assets under management (year to date) of the scheme; whichever is higher.
Provided that if inflows from such cities is less than the higher of sub-clause (i) or sub- clause (ii),
such expenses on daily net assets of the scheme shall be charged on proportionate basis.
Provided further that expenses charged under this clause shall be utilized for distribution expenses
incurred for bringing inflows from such cities.
Provided further that amount incurred as expense on account of inflows from such cities shall be
credited back to the scheme in case the said inflows are redeemed within a period of one year from
the date of investment.
Provided further that the additional TER can be charged based on inflows only from ‘retail investors’
(Para 10.1.3 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May 19,
2023, has defined that inflows of amount upto Rs 2,00,000/- per transaction, by individual investors shall
be considered as inflows from “retail investor”) from beyond top 30 cities.
Provided that the additional commission for beyond top 30 cities shall be paid as trail only.
In case inflows from beyond top 30 cities is less than the higher of (i) or (ii) above, additional TER on
daily net assets of the scheme shall be charged as follows:

Daily net assets X 30 basis points X New inflows from individual investors from beyond top 30 cities
-------------------------------------------------------------------------------------------
365* X Higher of (i) or (ii) above

* 366, wherever applicable.

Additional expenses upto 0.05% of daily net assets of the schemes, incurred towards different heads
mentioned under Regulation 52 (2) and 52 (4).

Clause 4 of Seventh Schedule to SEBI (Mutual Funds) Regulations, 1996 which restricts investments in

15
 mutual fund units upto 5% of net assets and prohibits charging of fees, shall not be applicable to
investments in mutual funds in foreign countries made in accordance with guidelines as per SEBI
circular no. SEBI/IMD/CIR No.7/104753/07 dated September 20, 2007 and SEBI Circular – SEBI/HO/
IMD/DF3/CIR/P/2020/225 dated November 05, 2020 and SEBI/HO/IMD/IMD-
II/DOF3/P/CIR/2021/571 dated June 03, 2021. However, the management fees and other expenses
charged by the mutual fund(s) in foreign countries along with the management fee and recurring
expenses charged to the domestic mutual fund scheme shall not exceed the total limits on expenses as
prescribed under Regulation 52(6). Where the scheme is investing only a part of the net assets in the
overseas mutual fund(s), the same principle shall be applicable for that part of investment.

TER for the Segregated Portfolio

1. AMC shall not charge investment and advisory fees on the segregated portfolio. However, TER
(excluding the investment and advisory fees) can be charged, on a pro-rata basis only upon
recovery of the investments in segregated portfolio.
2. The TER so levied shall not exceed the simple average of such expenses (excluding the
investment and advisory fees) charged on daily basis on the main portfolio (in % terms) during
the period for which the segregated portfolio was in existence.
3. The legal charges related to recovery of the investments of the segregated portfolio may be
charged to the segregated portfolio in proportion to the amount of recovery. However, the same
shall be within the maximum TER limit as applicable to the main portfolio. The legal charges in
excess of the TER limits, if any, shall be borne by the AMC.
4. The costs related to segregated portfolio shall in no case be charged to the main portfolio.
Goods and Services tax:
Goods and Services tax on investment and advisory fees may be charged to the scheme in addition to the
maximum limit of TER as prescribed in Regulation 52(6)(c). Goods and Services tax on other than
investment and advisory fees, if any, shall be borne by the scheme within the maximum limit of TER as
per Regulation 52.

The aforesaid estimates are made in good faith by the Investment Manager and are subject to change
inter se among the various heads of expenses and between the Plans. It may also be noted that the total
expenses of the Plans will also be subject to change within the overall limits of expenses under
Regulation 52. Actual expenses under any head and / or the total expenses may be more or less than the
estimates. The Investment Manager retains the right to charge the actual expenses to the Fund, however
the expenses charged will not exceed the statutory limit prescribed by the Regulations. There will be no
sub limit on management fee, and it shall be within the overall TER specified above.

For the actual current expenses being charged, the investor may refer to the website of the mutual fund.

Waiver of Pursuant to Para 10.4 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May
Load for 19, ,2023, no entry load shall be charged for all mutual fund schemes.
Direct
Applications Therefore, the procedure for waiver of load for direct applications is no longer applicable
Tax Investor will be advised to refer to the details in the Statement of Additional Information and also
treatment for independently refer to his tax advisor.
the Investors
(Unitholders)
Stamp Duty Levying of Stamp Duty on Mutual Fund Transactions -
Pursuant to Notification No. S.O. 4419(E) dated December 10, 2019 and Notification No. G.S.R 226 (E)
dated March 30, 2020 issued by Department of Revenue, Ministry of Finance, Government of India, read
with Part I of Chapter IV of Notification dated February 21, 2019 issued by Legislative Department,
Ministry of Law and Justice, Government of India on the Finance Act, 2019 and clarification letter no:
SEBI/IMD/DF2/OW/P/2020/11099/1 issued by Securities and Exchange Board of India dated June 29,
2020, a stamp duty @ 0.005% would be levied on all applicable mutual fund transactions.

Accordingly, pursuant to levy of stamp duty, the number of units allotted on purchase transactions
(including reinvestment IDCW and Switch in) to the unitholders would be reduced to that extent.
Daily Net The NAVs of the Scheme will be calculated and updated on every Business day on AMFI’s website
Asset Value www.amfiindia.com by 11.00 p.m. The First NAV of the scheme shall be declared within 5 working
(NAV) days from the date of allotment.

16
Publication
The NAVs shall also be updated on the website of the Kotak Mahindra Mutual Fund viz. kotakmf.com
by 11. 00 p.m. Unitholders may avail the facility to receive the latest available NAVs through SMS by
submitting a specific request in this regard to the AMC/Mutual Fund.

Delay in uploading of NAV beyond 11.00 p.m. on every business day shall be explained in writing to
AMFI. In case the NAVs are not available before the commencement of business hours on the following
business day due to any reason, a press release for revised NAV shall be issued.

In terms of SEBI regulations, a complete statement of the Scheme portfolio will be sent to all
unitholders, within ten days from the close of each month / half-year whose email addresses are
registered with the Mutual Fund.

The portfolio of the scheme (alongwith ISIN) shall also be disclosed on the website of Mutual Fund
(kotakmf.com) and on the website of AMFI (www.amfiindia.com) on a monthly and half-yearly basis
within 10 days from the close of each month/ half-year respectively in a user-friendly and downloadable
spreadsheet format.
For Investor Ms. Sushma Mata
Grievances Kotak Mahindra Asset Management Company Limited
please 6th Floor, Kotak Towers, Building No.21,
contact Infinity Park, Off: Western Express Highway
Goregaon - Mulund Link Road, Malad (East), Mumbai 400097
Phone Number: 18003091490 / 044-40229101 Fax: 6708 2213
e-mail: [email protected]
Registered Office: 27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (East), Mumbai 400 051.
www.kotakmf.com
Computer Age Management Services Ltd. (Registrar)
AVA Tower, Old No. 788 & 789, Electricity Avenue, New No. 152 & 150, Anna Salai, Beside Rayala
Towers, Chennai - 600002.
6th Floor, Kotak Towers, Building No. 21, Infinity Park, Off Western Express Highway,
Goregaon - Mulund Link Road, Malad (East), Mumbai 400097
Pursuant to Para 14.4 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May
Accounts 19, 2023 , the investor whose transaction has been accepted by Kotak Mahindra Asset Management
Statements Company Ltd. / Kotak Mahindra Mutual Fund shall receive the following:

1. The AMC shall send an allotment confirmation specifying the units allotted by way of email and/or
SMS within 5 Business Days of receipt of valid application/transaction to the Unit holders registered
e-mail address and/ or mobile number (whether units are held in demat mode or in account statement
form).

2. The holding(s) of the beneficiary account holder for units held in demat mode will be shown in the
statement issued by respective Depository Participants (DPs) periodically.

3. A consolidated account statement (CAS) for each calendar month on or before 15th of the
succeeding month shall be sent by email (wherever investor has provided email id) or physical
account statement where investor has not provided email id., across the schemes of the mutual
funds, to all the investors in whose folio(s) transaction(s) has/have taken place during the month.
The same shall be sent by the AMC or by the Agencies appointed by the AMC for non demat unit
holders.

4. For the purpose of sending CAS, common investors across mutual funds shall be identified by their
Permanent Account Number (PAN).

5. The CAS will not be received by the investors for the folio(s) not updated with PAN details. The
Unit holders are therefore requested to ensure that the folio(s) are updated with their PAN and email
id. Such investors will get monthly account statement from Kotak Mahindra Mutual Fund in respect
of transactions carried out in the schemes of Kotak Mahindra Mutual Fund during the month.

6. Pursuant to SEBI Circular no. CIR /MRD /DP /31/2014 dated November 12, 2014 requiring
Depositories to generate and dispatch a single consolidated account statement for investors having
mutual fund investments and holding demat accounts, the following modifications are made to the
existing guidelines on issuance of CAS.

17
  Such Investors shall receive a single Consolidated Account Statement (CAS) from the
Depository.
 Consolidation shall be done on the basis of Permanent Account Number (PAN). In case of
multiple holding, it shall be PAN of the first holder and pattern of holding.
 In case an investor has multiple accounts across two depositories, the depository with whom the
Demat account has been opened earlier will be the default depository which will consolidate the
details across depositories and MF investments and dispatch the CAS to the investor.
 The CAS will be generated on monthly basis.
 If there is any transaction in any of the Demat accounts of the investor or in any of his mutual
fund folios, depositories shall send the CAS within fifteen days from the month end. In case,
there is no transaction in any of the mutual fund folios and demat accounts, then CAS with
holding details shall be sent to the investor on half yearly basis.
 The dispatch of CAS by the depositories shall constitute compliance by Kotak AMC/ Kotak
Mahindra Mutual Fund with the requirements under Regulation 36(4) of SEBI (Mutual Funds)
Regulations, 1996
 Further, a consolidated account statement shall be sent by Depositories every half yearly
(September/March), on or before 21st day of succeeding month, providing the following
information:
- holding at the end of the six month
- The amount of actual commission paid by AMCs/Mutual Funds (MFs) to distributors (in
absolute terms) during the half-year period against the concerned investor’s total investments in
each MF scheme. The term ‘commission’ here refers to all direct monetary payments and other
payments made in the form of gifts / rewards, trips, event sponsorships etc. by AMCs/MFs to
distributors. Further, a mention may be made in such CAS indicating that the commission
disclosed is gross commission and does not exclude costs incurred by distributors such as
Goods and Services tax (wherever applicable, as per existing rates), operating expenses, etc.
The scheme’s average Total Expense Ratio (in percentage terms) along with the break up
between Investment and Advisory fees, Commission paid to the distributor and Other
expenses for the period for each scheme’s applicable plan (regular or direct or both) where the
concerned investor has actually invested in
7. Such half-yearly CAS shall be issued to all MF investors, excluding those investors who do not have
any holdings in MF schemes and where no commission against their investment has been paid to
distributors, during the concerned half-year period.

8. In case of a specific request is received from the investors, Kotak Mahindra Asset Management
Company Ltd./ Kotak Mahindra Mutual Fund will provide the physical account statement to the
investors.

9. In case of units held in demat, on allotment ,confirmation specifying the units allotted shall be sent
by way of email and/or SMS within 5 Business Days of the closure of the NFO Period to the Unit
holder's registered e-mail address and/or mobile number The statement of holding of the beneficiary
account holder for units held in demat will be sent by the respective DPs periodically.
10. For Unitholders who have provided an e-mail address in KYC records, the CAS will be sent by e-
mail.

11. Any discrepancy in the Account Statement should be brought to the notice of the Fund/AMC
immediately. Contents of the Account Statement will be deemed to be correct if no error is reported
within 30 days from the date of Account Statement.

Half Yearly Account Statement:

• Asset management company will send consolidated account statement every half yearly
(September/ March), on or before twenty first day of succeeding month, detailing holding at
the end of the six month, across all schemes of all mutual funds, to all such investors in whose
folios no transaction has taken place during that period. The Account Statement shall reflect
the latest closing balance and value of the Units prior to the date of generation of the account
statement.
• The Account Statement shall reflect
- holding at the end of the six month
- The amount of actual commission paid by AMCs/Mutual Funds (MFs) to distributors (in
absolute terms) during the half-year period against the concerned investor’s total investments
in each MF scheme. The term ‘commission’ here refers to all direct monetary payments and
other payments made in the form of gifts / rewards, trips, event sponsorships etc. by

18
 AMCs/MFs to distributors. Further, a mention may be made in such CAS indicating that the
commission disclosed is gross commission and does not exclude costs incurred by distributors
such as Goods and Services tax (wherever applicable, as per existing rates), operating
expenses, etc.
• The scheme’s average Total Expense Ratio (in percentage terms) along with the break up
between Investment and Advisory fees, Commission paid to the distributor and Other
expenses for the period for each scheme’s applicable plan (regular or direct or both) where the
concerned investor has actually invested inSuch half-yearly CAS shall be issued to all MF
investors, excluding those investors who do not have any holdings in MF schemes and where
no commission against their investment has been paid to distributors, during the concerned
half-year period.
• The account statements in such cases may be generated and issued along with the Portfolio
Statement or Annual Report of the Scheme.
• Alternately, soft copy of the account statements shall be mailed to the investors’ e-mail
address, instead of physical statement, if so mandated.

“Transaction” shall include purchase, redemption, switch, Payout of Income Distribution cum capital
withdrawal option (IDCW), Reinvestment of Income Distribution cum capital withdrawal option
(IDCW),systematic investment plan, systematic withdrawal plan, systematic transfer plan and bonus
transactions.
.
Listing Since the Scheme is open-ended, it is not necessary to list the Units of the Scheme on any exchange.
Liquidity is ensured to investors by the purchase and sale of Units from/to the Fund at prices related to
the relevant Applicable NAV for the purpose of purchasing or redeeming Units from the Fund.

The Trustee, however, has the right to list the Units under the Scheme on any stock exchange/s for better
distribution and additional convenience to existing/prospective Unitholders. Even if the Units are listed,
the Fund shall continue to offer purchase and redemption facility as specified in this scheme information
document. Any listing will come only as an additional facility to investors who wish to use the services
of a stock exchange for the purpose of transacting business in the Units of the Scheme.
Foreign FATCA is an acronym for Foreign Account Tax Compliance Act (“FATCA”), a United States Federal
Account Tax law to increase compliance by US taxpayers and is intended to bolster efforts to prevent tax evasion by
Compliance the US taxpayers with offshore investments. The Government of India and the United States of America
(US) have reached an agreement in substance on the terms of an Inter- Governmental Agreement (IGA)
and India is now treated as having an IGA in effect from April 11, 2014. The AMC/Fund is classified as
a ‘Foreign Financial Institution’ (Investment Entity as per Annexure 1(i)) under the FATCA provisions.
In accordance with FATCA provisions, the AMC/Mutual Fund will be required to undertake due
diligence process and identify US reportable accounts and collect such information/documentary
evidences of the US and/or non-US status of its investors/Unit holders and disclose such information
(through its agents or service providers) as far as may be legally permitted about the holdings,
investment returns and/or to US Internal Revenue Service (IRS) or the Indian Tax Authorities, as the
case may be for the purpose of onward transmission to the IRS pursuant to the new reporting regime
under FATCA.
MF utility Kotak Mahindra Asset Management Company Ltd (“the AMC”) has entered into an Agreement with MF
services for Utilities India Private Limited (“MFUI”), a “Category II – Registrar to an Issue” under SEBI (Registrars
Investors to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility (“MFU”) - a shared
services initiative of various Asset Management Companies, which acts as a transaction aggregation
portal for transacting in multiple Schemes of various Mutual Funds with a single form and a single
payment instrument.

Accordingly, all financial and non-financial transactions pertaining to Schemes of Kotak Mahindra
Mutual Fund can be done through MFU either electronically on www.mfuonline.com as and when such
a facility is made available by MFUI or physically through the authorized Points of Service (“POS”) of
MFUI with effect from the respective dates as published on MFUI website against the POS locations.
The list of POS of MFUI is published on the website of MFUI at www.mfuindia.com as may be updated
from time to time. The Online Transaction Portal of MFU i.e. www.mfuonline.com and the POS
locations of MFUI will be in addition to the existing Official Points of Acceptance (“OPA”) of the
AMC.

The uniform cut-off time as prescribed by SEBI and as mentioned in the SID / KIM of respective the
schemes shall be applicable for applications received on the portal of MFUI i.e. www.mfuonline.com.
However, investors should note that transactions on the MFUI portal shall be subject to the eligibility of
the investors, any terms & conditions as stipulated by MFUI / Mutual Fund / the AMC from time to time

19
 and any law for the time being in force.

Investors are requested to note that, MFUI will allot a Common Account Number (“CAN”), a single
reference number for all investments in the Mutual Fund industry, for transacting in multiple Schemes of
various Mutual Funds through MFU and to map existing folios, if any. Investors can create a CAN by
submitting the CAN Registration Form (CRF) and necessary documents at the MFUI POS. The AMC
and / or its Registrar and Transfer Agent (RTA) shall provide necessary details to MFUI as may be
needed for
providing the required services to investors / distributors through MFU. Investors are requested to visit
the websites of MFUI or the AMC to download the relevant forms
Waiver of The provisions relating to Minimum Amount (including Additional Application Amount) for
Minimum subscription / purchase will not be applicable for investments made in the name of Designated
Subscription Employees of the AMC pursuant to Para 6.10 of SEBI Master Circular no. SEBI/HO/IMD/IMD-
Amount PoD1/P/CIR/2023/74 dated May 19, 2023 on ‘Alignment of interest of Designated Employees of Asset
Management Companies with the Unitholders of the Mutual Fund Schemes.’
Special  Prospective investors should review/study SAI along with SID carefully and in its
Consideratio entirety and shall not construe the contents hereof or regard the summaries contained herein as
ns advice relating to legal, taxation, or financial/investment matters and are advised to consult their
own professional advisor(s) as to the legal or any other requirements or restrictions relating to
the subscriptions, gifting, acquisition, holding, disposal (sale, transfer, switch or redemption or
conversion into money) of units and to the treatment of income (if any), capitalization, capital
gains, any distribution, and other tax consequences relevant to their subscription, acquisition,
holding, capitalization, disposal (sale, transfer, switch or redemption or conversion into money)
of units within their jurisdiction/nationality, residence, domicile etc. or under the laws of any
jurisdiction to which they or any managed Funds to be used to purchase/gift units are subject,
and also to determine possible legal, tax, financial or other consequences of subscribing/gifting
to, purchasing or holding units before making an application for units.
 Neither this SID and SAI, nor the units have been registered in any jurisdiction. The
distribution of this SID in certain jurisdictions may be restricted or subject to registration and
accordingly, any person who gets possession of this SID is required to inform themselves about,
and to observe, any such restrictions. It is the responsibility of any persons in possession of this
SID and any persons wishing to apply for units pursuant to this SID to inform themselves of
and to observe, all applicable laws and Regulations of such relevant jurisdiction. Any changes
in SEBI/NSE/RBI regulations and other applicable laws/regulations could have an effect on
such investments and valuation thereof.
 Kotak Mahindra Mutual Fund/AMC has not authorised any person to give any
information or make any representations, either oral or written, not stated in this SID in
connection with issue of units under the Schemes. Prospective investors are advised not to rely
upon any information or representations not incorporated in the SAI and SID as the same have
not been authorised by the Fund or the AMC. Any purchase or redemption made by any person
on the basis of statements or representations which are not contained in this SID or which are
not consistent with the information contained herein shall be solely at the risk of the investor.
The investor is requested to check the credentials of the individual, firm or other entity he/she is
entrusting his/her application form and payment to, for any transaction with the Fund. The Fund
shall not be responsible for any acts done by the intermediaries representing or purportedly
representing such investor.
 If the units are held by any person in breach of the Regulations, law or requirements of
any governmental, statutory authority including, without limitation, Exchange Control
Regulations, the Fund may mandatorily redeem all the units of any Unit holder where the units
are held by a Unit holder in breach of the same. The Trustee may further mandatorily redeem
units of any Unit holder in the event it is found that the Unit holder has submitted information
either in the application or otherwise that is false, misleading or incomplete. .
 In terms of the Prevention of Money Laundering Act, 2002 ("PMLA") the rules issued
there under and the guidelines/circulars issued by SEBI regarding the Anti Money Laundering
(AML) Laws, all intermediaries, including mutual funds, are required to formulate and
implement a client identification programme, and to verify and maintain the record of identity
and address(es) of investors.
 If after due diligence, the AMC believes that any transaction is suspicious in nature as
regards money laundering, the AMC shall report any such suspicious transactions to competent
authorities under PMLA and rules/guidelines issued thereunder by SEBI and/or RBI, furnish
any such information in connection therewith to such authorities and take any other actions as
may be required for the purposes of fulfilling its obligations under PMLA and rules/guidelines

20
 issued thereunder by SEBI and/or RBI without obtaining the prior approval of the investor/Unit
holder/any other person.
 As per the RGESS guidelines, the Depositories will be required to certify the 'New Retail
Investor' status of the investors at the time of designating his/her demat account as demat
account for the purpose of RGESS. The Depositories will be also required to ensure the
enforcement of the lock-in on Units under the Scheme.
 The AMC and/ or its Registrars & Transfer Agent (RTA) reserve the right to disclose/share
Unit holder's details of folio(s) and transaction details thereunder with the following third
parties: a) RTA, Banks and/or authorised external third parties who are involved in transaction
processing, dispatching etc., of the Unitholder's investment in the Scheme; b) Distributors or
sub-brokers through whom the applications are received for the Scheme; c) Any other
organizations for compliance with any legal or regulatory requirements or to verify the identity
of the Unitholders for complying with anti-money laundering requirements.

 The AMC offers portfolio management service. The AMC has renewed its registration obtained
from SEBI vide Registration No. – INP000000837 dated November 13, 2018 to act as
a Portfolio Manager under the SEBI (Portfolio Managers) Regulations, 1993. The said
certificate of registration is valid unless it is suspended or cancelled by SEBI.

The AMC has received an approval from SEBI for acting as an investment manager for Kotak
India Renaissance Fund – 1 Trust which is registered with SEBI as a Category III Alternative
Investment Fund. New Fund “Kotak India Renaissance-I Fund was launched by Kotak India
Renaissance Fund – 1 Trust.
The AMC has received No objection from SEBI for providing non-binding offshore advisory
services to offshore funds. The AMC has not yet commenced providing non-binding offshore
advisory services.

The AMC has systems in place to ensure that there is no conflict of interest between the
aforesaid activities.

The following three types of investors may subscribe to the units of the scheme. While all of them may
subscribe to the units during the New Fund Offer, there are some restrictions on their dealing with the
Fund directly during the continuous offer as explained below:
1. Market Makers (MM): MM is an entity engaged by AMC to provide continuous liquidity on
the stock exchange platform. MM may buy and redeem units in creation unit size or in
multiples thereof directly from the Fund on any business day. AMCs shall facilitate in-kind
creation and redemption of units of ETFs (including Debt ETFs) by MMs on a best effort basis.
2. Large Investors (LI): LI may buy and redeem units in transaction value greater than Rs.25
crores or such other amount as may be specified by SEBI from time to time and in creation unit
size or in multiples thereof directly from the Fund on any business day as and when permitted
by the AMC.
3. Other Investors: Investors other than MM and LI may buy or sell Kotak S&P BSE Sensex
ETF units from the stock market only, on an ongoing basis except in situations mentioned under
‘Exit opportunity in case of ETF for investors other than Market Makers and Large Investors’ in
the SID.

How to Application form and Key Information Memorandum may be obtained from the offices of AMC or
Apply Investor Service Centres(ISCs)/Official Points of Acceptance(OPAs) of the Registrar or distributors or
downloaded from www.kotakmf.com. Investors are also advised to refer to Statement of Additional
Information before submitting the application form.

The list of the Investor Service Centres (ISCs)/Official Points of Acceptance (OPAs) of the Mutual Fund
will be available on the website www.kotakmf.com

All cheques and drafts should be crossed "Account Payee Only" and drawn in favour the scheme name
in which investment is intended to be made.

The AMC/ Trustee reserves the right to reject any application inter alia in the absence of fulfillment of
any regulatory requirements, fulfillment of any requirements as per the SID, incomplete/incorrect
documentation and not furnishing necessary information to the satisfaction of the Mutual Fund/AMC.

Please refer to the SAI for detailed procedure and Application form for the instructions.

21
Process for As per Para 17.6 of SEBI Circular SEBI/HO/IMD/IMD-PoD-1/P/CIR/2023/74 dated May 19, 2023 and
investments SEBI circular no. SEBI/HO/IMD/PODII/CIR/P/2023/0069 dated May 12, 2023, the following Process
made in the for Investments in the name of a Minor through a Guardian will be applicable:
name of Payment for investment by any mode shall be accepted from the bank account of the minor, parent
Minor or legal guardian of the minor, or from a joint account of the minor with parent or legal guardian.
through a For existing folios, the AMCs shall insist upon a Change of Pay-out Bank mandate before
Guardian redemption is processed. All redemption proceeds shall be credited only in verified bank account
of the minor, i.e the account the minor may hold with the parent/legal guardian after completing
KYC formalities..
a. Upon the minor attaining the status of major, the minor in whose name the investment was made,
shall be required to provide all the KYC details, updated bank account details including cancelled
original cheque leaf of the new account. No further transactions shall be allowed till the status of
the minor is changed to major.
b. AMCs shall build a system control at the account set up stage of Systematic Investment Plan (SIP),
Systematic Transfer Plan (STP) and Systematic Withdrawal Plan (SWP) on the basis of which, the
standing instruction is suspended when the minor attains majority, till the status is changed to
major.
Please refer SAI for detailed process on investments made in the name of a Minor through a Guardian
Unclaimed In accordance with Para 14.3 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74
Redemption/ dated May 19, 2023, the unclaimed Redemption amount and IDCW amount that are currently allowed to
Income be deployed by the Mutual Fund only in call money market or money market Instruments, shall also be
Distribution allowed to be invested in a separate plan of only Overnight scheme / Liquid scheme / Money Market
Cum Mutual Fund scheme floated by Mutual Funds specifically for deployment of the unclaimed amounts.
Withdrawal
(IDCW) Provided that such schemes where the unclaimed redemption and IDCW amounts are deployed shall be
Amount only those Liquid scheme / Money Market Mutual Fund schemes which are placed in A-1 cell
(Relatively Low Interest Rate Risk and Relatively Low Credit Risk) of Potential Risk Class matrix as per
Para 17.5 of SEBI Master Circular no. SEBI/HO/IMD/IMD-PoD1/P/CIR/2023/74 dated May 19, 2023.

AMCs shall not be permitted to charge any exit load in this plan and TER (Total Expense Ratio) of such
plan shall be capped as per the TER of direct plan of such scheme or at 50bps whichever is lower.
Investors who claim these amounts during a period of three years from the due date shall be paid initial
unclaimed amount along with the income earned on its deployment. Investors who claim these amounts
after 3 years, shall be paid initial unclaimed amount along with the income earned on its deployment till
the end of the third year. After the third year, the income earned on such unclaimed amounts shall be
used for the purpose of investor education. AMC shall play a proactive role in tracing the rightful owner
of the unclaimed amounts considering the steps suggested by regulator vide the referred circular.

Central KYC The Government of India has authorized the Central Registry of Securitization and Asset Reconstruction
(CKYC) and Security interest of India (CERSAI, an independent body), to perform the function of Central KYC
Records Registry including receiving, storing, safeguarding and retrieving KYC records in digital form.

Accordingly, in line with SEBI circular nos. CIR/MIRSD/66/2016 dated July 21, 2016 and
CIR/MIRSD/120/2016 dated November 10, 2016 on Operationalization of Central KYC (CKYC), read
with AMFI Best Practice Guidelines circular no. 68/2016-17 dated December 22, 2016, new individual
investors investing into the Fund are requested to note the following changes, with effect from February
1, 2017.

1. New individual investors who have never done KYC under KRA (KYC Registration Agency) regime
and whose KYC is not registered or verified in the KRA system, will be required to fill the new CKYC
form while investing with the Fund.

2. If any new individual investor uses the old KRA KYC form which does not have all the information
needed for registration with CKYC, such investor will be required to either fill the new CKYC form or
provide the missing/additional information using the Supplementary CKYC form.

Investors who have already completed CKYC and have a KYC Identification Number (KIN) from the
CKYC Registry can invest in schemes of the Fund quoting their 14 digit KIN in the application form.
Further, in case the investor’s PAN is not updated in CKYC system, a self-certified copy of PAN Card
will need to be provided.

This is subject to client completing the KYC requirements as per SEBI in addition to CKYC.

22
Acceptance The Scheme shall not accept subscriptions from U.S. Persons and Residents of Canada, except where
of transaction request received from Non – resident Indian (NRIs) / Persons of Indian Origin (PIO) who at
Subscriptions the time of investment are present in India and submit physical transaction request along with such
from U.S. declarations / documents as may be prescribed by Kotak Mahindra Asset Management Company Ltd and
Persons and Kotak Mahindra Trustee Company Ltd. The AMC shall accept such investments subject to the
Residents of applicable laws and such other terms and conditions as may be notified by the AMC/ Trustee Company.
Canada The investor shall be responsible for complying with all the applicable laws for such investments. The
AMC reserves the right to put the transaction request on hold/reject the transaction request, or reverse
the units allotted, as the case may be, as and when identified by the AMC, which are not in compliance
with the terms and conditions notified in this regard. The Trustee/AMC reserves the right to
change/modify the provisions mentioned above at a later date.
Additional a. Aggregate investment in the Scheme of certain categories of persons: As on September 20,
Scheme 2023
Related Aggregate Investment by the concerned scheme’s fund manager in the scheme: Rs. 36.42 Lakhs
Disclosures Aggregate Investment by the Kotak AMC’S Board of Directors in the scheme: Rs. 30.15 Lakhs
Aggregate Investment by Key Managerial Person of Kotak AMC in the scheme: Rs. 10.94 Lakhs

b. Scheme’s portfolio holdings and Sector wise fund allocation (As on September 20, 2023):
 Top 10 holdings by issuer
Top 10 Holdings Issuer Wise Percentage to
Net Assets
Triparty repo on Government securities or treasury
bills/ Reverse Repo’ 6.8
Maruti Suzuki India Limited 6.45
BANK OF BARODA 4.15
Net derivatives exposure 3.76
Power Finance Corporation Ltd. 3.63
Hero MotoCorp Ltd. 3.42
National Thermal Power Corporation Ltd. 3.19
SHRIRAM FINANCE LIMITED 2.66
RELIANCE INDUSTRIES LTD. 2.3
KALPATARU PROJECTS INTERNATIONAL
LIMITED 2.29
 Sector wise fund allocation:

Percentage to
Sector
Net Assets
Financial Services 25.77
Automobile And Auto Components 11.89
Triparty repo on Government securities or treasury
bills/ Reverse Repo’ 6.80
Information Technology 5.99
Fast Moving Consumer Goods 5.59
Construction 5.58
Media, Entertainment And Publicatio 5.49
Consumer Services 5.16
Oil, Gas And Consumable Fuels 4.99
Healthcare 4.73
Consumer Durables 4.38
Net Derivatives Exposure 3.76
Power 3.19
Capital Goods 2.84
Services 2.39
Construction Materials 2.00
Realty 1.64
Mutual Fund Units 1.02
Telecommunication 0.77
Chemicals 0.23
Net Current Assets -4.24
Reverse Repo includes Corporate Bond Repo (if any).

23
c) Portfolio turnover ratio: 75.50
a) Website link for Monthly Portfolio Holding:
Please visit visit https://www.kotakmf.com/Information/forms-and-downloads to obtain Scheme’s
latest monthly portfolio holding statement.

24
 COMMON APPLICATION FORM Appl. CA
Date: DD / MM / YYYY

Distributor’s ARN/ RIA Code# Sub-Broker’s ARN Sub-Broker’s Code EUIN

#
By mentioning RIA/PMS code, I/ We authorize you to share with the Investment Adviser/ Portfolio Manager the details of my/our transactions in the scheme(s) of
Kotak Mahindra Mutual Fund. Declaration for"Execution-only" transactions (only where EUIN box is left blank)
“I/We hereby confirm that the EUIN box has been intentionally left blank by me/us as this transaction is executed without any interaction or advice by the employee/relationship manager/sales
person of the above distributor/sub broker or notwithstanding the advice of in-appropriateness, if any, provided by the employee/relationship manager/sales person of the distributor/sub broker.”
SIGNATURE(S)

Sole / First Applicant Second Applicant Third Applicant

(To be signed by All Applicants)
TRANSACTION CHARGES for Applications routed through distributor/agents only (Kindly refer Transaction Charges under the heading “Guidelines to filling up the
form” for details)
Upfront commission shall be paid directly by the investor to the AMFI registered distributors based on the investor's assessment of various factors including the service rendered by the distributor.
Information

If you have, at any time, invested in any Scheme of Kotak Mahindra Mutual Fund and wish to hold your present investment in the same Account, please furnish your Name, Folio Number
Unitholder

(Section I)
Existing

and PAN details below and proceed to Section Investment Details.

Name of Sole / First Applicant: PAN No.: Folio No.:

Name of Sole/ First Applicant: ^ Name shall be as per PAN card.

Name of Guardian (in case Sole/ First Applicant is a Minor):

Mobile: Belongs to: ¡ Self ¡ Spouse ¡ Guardian (for Minor investment) ¡ Dependent Child ¡ Dependent Parent ¡ Dependent Sibling ¡ Custodian ¡ POA ¡ PMS
Email: Tel (Res./ Off.)
Email Address belongs to: ¡ Self ¡ Spouse ¡ Guardian (for Minor investment) ¡ Dependent Child ¡ Dependent Parent ¡ Dependent Sibling ¡ Custodian ¡ POA ¡ PMS

PAN/ Date of Birth/

PEKRN: Incorporation D D M M Y Y Y Y CKYC:

Gross Annual Income Details in INR (please tick): ¡ < 1 lac ¡ 1 - 5 lac ¡ 5 - 10 lac ¡ 10 - 25 lac ¡ 25 lac - 1 cr ¡ 1 cr - 5 cr ¡ 5 cr - 10 cr ¡ > 10 cr
or Net-worth as on (date) DD / MM / YYYY Rs. ______________________ (should not be older than 1 year)
Please tick, if applicable, ¡ Politically Exposed Person (PEP) ¡ Not Politically Exposed Person

Occupation of Applicant ¡ Private Sector Service ¡ Business ¡ Retired ¡ Professional ¡ Forex Dealer
¡ Public Sector/ ¡ Professional ¡ Housewife ¡ Agriculturist ¡ Other _____________________________
¡ Government Service ¡ Agriculturist ¡ Business ¡ Student

Non-Profit Organization” [NPO] ¡ Yes ¡ No

We are falling under “Non-Profit Organization” [NPO] which has been constituted for religious or charitable purposes referred to in clause (15) of section 2 of the Income-tax Act, 1961 (43 of 1961), and is
New Applicant's Personal Information (Mandatory)

registered as a trust or a society under the Societies Registration Act, 1860 (21 of 1860) or any similar State legislation or a Company registered under the section 8 of the Companies Act, 2013 (18 of 2013).
If yes, please quote the NPO Registration Number provided by DARPAN portal:
(If not registered already, please register immediately and confirm with the above information)

Status of Applicant
¡ Resident Individual ¡ Proprietorship ¡ Mutual Fund ¡ PF/ Gratuity/ Pension/ ¡ Foreign Institutional Investor
¡ NRI on Repatriation Basis (NRE) ¡ Partnership Firm ¡ Mutual Fund FOF Scheme ¡ Superannuation Fund ¡ On behalf of Minor
(Please Specify)
(Section II)

¡ NRI on Non-Repatriation Basis (NRO) ¡ Private Limited Company ¡ Body Corporate ¡ Trust ¡ Other _____________________________
¡ HUF ¡ Public Limited Company ¡ Registered Society ¡ AOP/ BOI

LEI Number (Legal Entity Identifier) –

For Non individuals only: Valid till D D M M Y Y Y Y

Name of Second Applicant: ^ Name shall be as per PAN card.

Mobile: Belongs to: ¡ Self ¡ Spouse ¡ Guardian (for Minor investment) ¡ Dependent Child ¡ Dependent Parent ¡ Dependent Sibling ¡ Custodian ¡ POA ¡ PMS
Email: Tel (Res./ Off.)
Email Address belongs to: ¡ Self ¡ Spouse ¡ Guardian (for Minor investment) ¡ Dependent Child ¡ Dependent Parent ¡ Dependent Sibling ¡ Custodian ¡ POA ¡ PMS

PAN/ Date of Birth/

PEKRN: Incorporation D D M M Y Y Y Y CKYC:

Gross Annual Income Details in INR (please tick): ¡ < 1 lac ¡ 1 - 5 lac ¡ 5 - 10 lac ¡ 10 - 25 lac ¡ 25 lac - 1 cr ¡ 1 cr - 5 cr ¡ 5 cr - 10 cr ¡ > 10 cr
or Net-worth as on (date) DD / MM / YYYY Rs. ______________________ (should not be older than 1 year)
Please tick, if applicable, ¡ Politically Exposed Person (PEP) ¡ Not Politically Exposed Person

Name of Third Applicant: ^ Name shall be as per PAN card.

Mobile: Belongs to: ¡ Self ¡ Spouse ¡ Guardian (for Minor investment) ¡ Dependent Child ¡ Dependent Parent ¡ Dependent Sibling ¡ Custodian ¡ POA ¡ PMS
Email: Tel (Res./ Off.)
Email Address belongs to: ¡ Self ¡ Spouse ¡ Guardian (for Minor investment) ¡ Dependent Child ¡ Dependent Parent ¡ Dependent Sibling ¡ Custodian ¡ POA ¡ PMS

PAN/ Date of Birth/

PEKRN: Incorporation D D M M Y Y Y Y CKYC:

Gross Annual Income Details in INR (please tick): ¡ < 1 lac ¡ 1 - 5 lac ¡ 5 - 10 lac ¡ 10 - 25 lac ¡ 25 lac - 1 cr ¡ 1 cr - 5 cr ¡ 5 cr - 10 cr ¡ > 10 cr
or Net-worth as on (date) DD / MM / YYYY Rs. ______________________ (should not be older than 1 year)
Please tick, if applicable, ¡ Politically Exposed Person (PEP) ¡ Not Politically Exposed Person
*I declare that the information is to the best of my knowledge and belief, accurate and complete. I agree to notify Kotak Mahindra Mutual Fund/ Kotak Mahindra Asset Management Co. Ltd. immediately in case there is any change in the above information.

(To be filled by Applicant)

ACKNOWLEDGEMENT SLIP

An application for allotment of units in the following scheme: Appl. CA

Instument Details Investment Details
Received from: Scheme
No. Dated DD / MM / YYYY Rs. Plan
Bank & Branch Option Official Acceptance
Please retain this silp, duly acknowledged by the Official Collection Center till you receive your Account Statement Point Stamp & Sign
 (Section
Mode of Operation - Where there is more than one applicant [Please (✔)]

III)
¡ First Applicant only ¡ Anyone or Survivor ¡ Joint (Default will be any one or survivor, in case of more than one applicant)

Individual Applicant
Guardian/ Contact

Name PAN Country of Birth Nationality Tax Reference Number (for NRI)
Person if Non-

(Section IV)
Gross Annual Income Details in INR (please tick): ¡ < 1 lac ¡ 1 - 5 lac ¡ 5 - 10 lac ¡ 10 - 25 lac ¡ 25 lac - 1 cr ¡ 1 cr - 5 cr ¡ 5 cr - 10 cr ¡ > 10 cr
or Net-worth as on (date) DD / MM / YYYY Rs. __________________________ (should not be older than 1 year)
Please tick, if applicable, ¡ Politically Exposed Person (PEP) ¡ Not Politically Exposed Person
*I declare that the information is to the best of my knowledge and belief, accurate and complete. I agree to notify Kotak Mahindra Mutual Fund/ Kotak Mahindra Asset Management
Co. Ltd. immediately in case there is any change in the above information.

Name PAN Country of Birth Nationality Tax Reference Number (for NRI)
(PoA) Holder
(Section V)
Power of
Attorney

Gross Annual Income Details in INR (please tick): ¡ < 1 lac ¡ 1 - 5 lac ¡ 5 - 10 lac ¡ 10 - 25 lac ¡ 25 lac - 1 cr ¡ 1 cr - 5 cr ¡ 5 cr - 10 cr ¡ > 10 cr
or Net-worth as on (date) DD / MM / YYYY Rs. __________________________ (should not be older than 1 year)
Please tick, if applicable, ¡ Politically Exposed Person (PEP) ¡ Not Politically Exposed Person
*I declare that the information is to the best of my knowledge and belief, accurate and complete. I agree to notify Kotak Mahindra Mutual Fund/ Kotak Mahindra Asset Management
Co. Ltd. immediately in case there is any change in the above information.
Correspondence Details

Address for Communication (Full Address Mandatory) Overseas Address (Mandatory for NRI/ FII Applicants)
of Sole/ First Applicant

House/ Flat No House/ Flat No

(Section VI)

Street Address Street Address

City/ Town State City/ Town State

Country Pin Code Country Pin Code

FATCA & CRS INFORMATION [Please tick (ü)], for Individuals (Mandatory). Non Individual investors & HUF should mandatorily fill separate FATCA detail form.
The below information is required for all applicant(s)/guardian
Address Type: ¨ Residential ¨ Business ¨ Registered Office (for address mentioned in form/existing address appearing in Folio)
Is the applicant(s) / guardian’s Country of Birth / Citizenship / Nationality / Tax Residency other than India? ¨ Yes ¨ No
If Yes, Please provide the following information [Mandatory]
Please indicate all countries in which you are resident for tax purpose and the associated Tax Reference Numbers below.

Category First Applicant/ Minor Second Applicant/ Guardian Third Applicant

Place/ City of Birth

Country of Birth

Country of Tax Residency – 1**

Tax Payer Ref. ID No. – 1^

Tax Identification Type – 1 [TIN or Other, please specify]

Country of Tax Residency – 2**

Tax Payer Ref. ID No. – 2^

Tax Identification Type – 2 [TIN or Other, please specify]

Country of Tax Residency – 3**

Tax Payer Ref. ID No. – 3^

Tax Identification Type – 3 [TIN or Other, please specify]

** To also include USA, where the individual is a citizen/ green card holder of USA. ^ In case Tax Identification Number is not available, kindly provide its functional equivalent.

I/ We ___________________________________________________________________________ and _______________________________________________________ do hereby nominate

the undermentioned Nominee to receive the Units to my/our credit in Folio No./Application No. _____________________ in the event of my/our death. I/we also understand that all payments
and settlements made to such Nominee and signature of the Nominee acknowledging receipt thereof, shall be a valid discharge by the AMC/ Mutual Fund / Trustee.
DETAILS OF NOMINEE Please tick any of the following: Proof of Identity: o PAN o Aadhaar o Birth Certificate o Others ____________________________________

Relationship with Date of Birth

Sole/ First unit holder (mandatory in case
Nomination Details (Section VII) (Mandatory)

Name & Address of Nominee (Mandatory) of Minor) Proof of Identity % Share Signature Of Nominee
(to be filled in by Individual(s)
applying Singly or Jointly)

DETAILS OF GUARDIAN (to be furnished in case Nominee is a minor)

Name & Address of Guardian PAN Relationship with Minor Signature Of Guardian

I/ We have read and understood the instructions on nomination and I/ We hereby undertake to abide by the same.
I /We hereby confirm that I /We do not wish to appoint any nominee(s) for my mutual fund units held in my / our mutual fund folio and understand the issues involved in non-appointment
of nominee(s) and further are aware that in case of death of all the account holder(s), my / our legal heirs would need to submit all the requisite documents issued by Court or other such
competent authority, based on the value of assets held in the mutual fund folio.
POA holder cannot nominate.
Hence, sole/ all joint holder
applicants must sign. First/ Sole Unitholder: Signature Unitholder 2: Signature Unitholder 3: Signature

Name: Name: Name:

KOTAK MAHINDRA MUTUAL FUND Computer Age Management Services Ltd.

6th Floor, Kotak Infinity, Building No. 21,Infinity Park, No 178/10, Kodambakkam High Road,
Off. Western Express Highway, Gen.A.K. Vaidya Marg, Ground Floor, Opp. Hotel Palmgrove,
Malad (E), Mumbai - 400 097. Nungambakkam, Chennai - 600034.
1800 309 1490 (Toll-free), 044-4022 9101 044 6110 4034
[email protected] www.kotakmf.com [email protected] www.camsonline.com
 In case you wish to hold units in demat, please fill this section. Please note that you can hold units in demat for all open ended schemes (except ETFs and IDCW options having IDCW frequency of less than a month).

NSDL CDSL
Account Details
(Section VIII)
Demat

DP Name DP Name

DP ID Beneficiary Account No. DP ID Beneficiary Account No.

Please ensure that your demat account details mentioned above are along with supporting documents evidencing the accuracy of the demat account. Bank details of DP will overwrite the existing details.

Payment Details
Amount
Scheme Name Plan Option/ Sub-option Frequency Invested (Rs.) Cheque No./ DD No./
Bank and Branch Source Account No.
OTM/ UTR No.(RTGS/NEFT)
Growth D B*
Regular W Q
IDCW Payout
Direct F* H
IDCW Reinvestment M A
Investment & Payment
Details (Section IX)

Growth D B*
Regular W Q
IDCW Payout
Direct F* H
IDCW Reinvestment M A

Growth D B*
Regular W Q
IDCW Payout
Direct F* H
IDCW Reinvestment M A

Growth D B*
Regular W Q
IDCW Payout
Direct F* H
IDCW Reinvestment M A

Growth D B*
Regular W Q
IDCW Payout
Direct F* H
IDCW Reinvestment M A

D = Daily, W = Weekly, F = Fortnightly, M = Monthly, B = Bi-monthly, Q = Quarterly, H = Half Yearly, A = Annually *This facility is available in Kotak Equity Arbitrage Fund only

If you are an NRI Investor, please indicate source of funds for your investment (Please
NRE NRO FCNR Others (Please specify)

Please enclose a cancelled cheque leaf of this Bank in case your investment cheque is not from this account, else bank details of investment cheque shall be updated for payout
Bank Account Details

Name of Bank

Branch City
(Section X)

Account No.

IFSC Code MICR Code

This is the 9 digit No. next to your Cheque No.
Account Type Current Savings NRO NRE FCNR Others (Please specify)

I/We have read and understood the contents of the Statement of Additional Information/ Scheme Information Document/ Key Information Memorandum of the respective scheme(s) of Kotak
Mahindra Mutual Fund. I /We hereby apply for allotment / purchase of Units in the Scheme(s) indicated in Section XI above and agree to abide by the terms and conditions applicable thereto. I
/We hereby declare that I /We are authorised to make this investment in the abovementioned Scheme(s) and that the amount invested in the Scheme(s) is through legitimate sources only and
does not involve and is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions of the provisions of Income Tax Act, Anti Money
Laundering Act, Anti Corruption Act or any other applicable laws enacted by the Government of India from time to time. I / We hereby authorise Kotak Mahindra Mutual Fund, its Investment
Manager and its agents to disclose details of my investment to my/our Investment Advisor and / or my bank(s) / Kotak Mahindra Mutual Fund’s bank(s). I /We have neither received nor been
induced by any rebate or gifts, directly or indirectly, in making this investment.
I / We confirm that the distributor has disclosed all commission (in the form of trail commission or any other mode) payable to the distributor for the different competing Schemes of various
Declaration and Signatures

Mutual Funds from amongst which the Scheme is being recommended to me / us.
I have examined the information provided by me in this form and to the best of my knowledge and belief it is true, correct, and complete.
(Section XI)

Applicable to NRIs seeking repatriation of redemption proceeds: I/We confirm that I am/ we are Non-Resident(s) of Indian Nationality / Origin and that I/We have remitted funds from
abroad through approved banking channels or from funds in my/our NRE / FCNR Account.
FATCA & CRS Declaration: I/We have understood the information requirements of this Form (read along with FATCA & CRS Instructions) and hereby confirm that the information provided by
me/ us on this Form is true, correct, and complete. I/ We also confirm that I/ We have read and understood the FATCA & CRS Terms and Conditions and hereby accept the same. (Refer guideline
No. 11).
I/ We hereby declare that the details furnished above are true & correct to the best of my knowledge and undertake to inform KMAMC of any changes therein immediately, and I/we approve
the usage of these contact details for any communication with KMAMC. Please note all kinds of investor communication, Transaction Information, Statement of Account, Annual Report and
other kind of communication will be sent through email only instead of physical, for investors who provide their email address.
All Applicants)
(To be signed by
SIGNATURE(S)

Sole / First Applicant Second Applicant Third Applicant

Note : If the application is incomplete and any other requirements is not fulfilled,
Please tick if the investment is operated as POA / Guardian POA Guardian the application is liable to be rejected.

Please ensure that:

Your Application Form is complete in all respects & signed by all applicants:
Name, Address and Contact Details are mentioned in full.
Bank Account Details are entered completely and correctly. 9 digit MICR Code of your Bank is mentioned in the Application Form.
Permanent Account Number (PAN) Mandatory for all Investors (Indian & NRI) Irrespective of the Investment amount.
Know Your Client (KYC) Mandatory for irrespective of the amount of investment (please refer the guideline 2(d) for more information)

Your Investment Cheque / DD is drawn in favour of < Scheme Name > dated and signed.
Application Number is mentioned on the face of the cheque.
A cancelled Cheque leaf of your Bank is enclosed in case your investment cheque is not from the bank account that you have furnished in the Application Form.
Documents as listed below are submitted along with the Application form (as applicable to your specific case)
Document Companies Trusts Societies Partnership NRIs/ FIIs Investments through
Checklist

Firms PIOs Constituted Attorney

1. Resolution / Authorisation to invest
2. List of Authorised Signatories with Specimen Signature(s)
3. Memorandum & Articles of Association
4. Trust Deed
5. Bye-Laws
6. Partnership Deed
7. Notarised Power of Attorney
8. Account Debit/ Foreign inward Remittance Certificate fromremitting Bank
All documents in 1 to 8 above should be originals / true copies certified by the Director / Trustee / Company Secretary / Authorised Signatory / Notary Public
 GUIDELINES FOR FILLING UP THE COMMON APPLICATION FORM
1. GENERAL INFORMATION investment application form and cheque, the units will be allotted as per scheme name
a) Please fill up the Application Form legibly in English in CAPITAL LETTERS. mentioned on the investment application form.
b) Please read this Memorandum and the respective SAI/ SID carefully before investing. Your b) If you are residing / located in a city / town where we do not have an Official Acceptance Point,
application for allotment of units in the Scheme(s) is construed to have been made with a full please draw a Demand Draft payable at your nearest city / town where we have an Official
understanding of the terms and conditions applicable to it and the same is binding on you in Acceptance Point.
respect of your investment in the Scheme(s). c) Payments by Cash, Stockinvests, Outstation Cheques, Non-MICR Cheques will not be
c) Application Forms incomplete in any respect or not accompanied by a Cheque/ Demand accepted. Post dated cheques will not be accepted except for investments made under
Draft are liable to be rejected. In case your investment application gets rejected on account of Systematic Investment Plan.
the same being incomplete in any respect, your investment amount would be refunded d) NRI investors are requested to provide debit certificate from their bank for each investment.
without interest within 5 days.
d) Any correction / over writing in the application form must be signed by the investor. 8. NOMINATION DETAILS
e) If the Name given in the application is not matching PAN card, application may be liable to get 1. The nomination can be made only by individuals applying for/holding units on their own
rejected or further transactions may be liable get rejected. behalf singly or jointly.
f) AMC shall not be responsible for direct credit rejects or / payout delays due to incorrect/ 2. Non-individuals including a Society, Trust, Body Corporate, Partnership Firm, Karta of Hindu
incomplete information provided by investor. undivided family, a Power of Attorney holder and/or Guardian of Minor unitholder cannot
g) In terms of SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry nominate.
load will be charged on purchase / additional purchase / switch-in. The commission as 3. Nomination is not allowed in a folio of a Minor unitholder.
specified in the aforesaid circular, if any, on investment made by the investor shall be paid by 4. If the units are held jointly (i.e., in case of multiple unitholders in the folio), all joint holders
the investor directly to the Distributor, based on his assessment of various factors including need to sign the Nomination Form (even if the mode of holding/operation is on “Anyone or
the service rendered by the Distributor. Survivor” basis).
h) The distributor shall disclose all commissions (in the form of trail commission or any other 5. A minor may be nominated. In that event, the name and address of the Guardian of the minor
mode) payable to them for the different competing Schemes of various Mutual Funds from nominee needs to be provided.
amongst which the Scheme is being recommended to the investor. 6. Nomination can also be in favour of the Central Government, State Government, a local
i) In case of investments in the name of a minor, purchase has to be from minor account or from authority, any person designated by virtue of his office or a religious or charitable trust.
joint account with guardian (Parent/ Court Appointed) only. The registered guardian in the 7. The Nominee shall not be a trust (other than a religious or charitable trust), society, body
bank account of the minor should be the same guardian as mentioned in the corporate, partnership firm, Karta of Hindu Undivided Family or a Power of Attorney holder.
folio/application. This will ensure seamless payment of redemption/ IDCW amount to the 8. A Non-Resident Indian may be nominated subject to the applicable exchange control
minor’s account. Please furnish valid proof of Date of Birth of minor. regulations.
9. Multiple Nominees: Nomination can be made in favour of multiple nominees, subject to a
2. APPLICANT'S INFORMATION maximum of three nominees. In case of multiple nominees, the percentage of the
a) If you are already a Unitholder in any scheme of the Fund and wish to make your present allocation/share should be in whole numbers without any decimals, adding upto a total of
investment in the same Account, please fill in the Name of Sole/ First Holder, PAN & Folio No. 100%. If the total percentage of allocation amongst multiple nominees does not add up to
in Section I, of the Application Form and then proceed to Section XI. Your personal 100%, the nomination request shall be treated as invalid and rejected. If the percentage of
information and bank account details updated in your existing account would also apply to allocation/ share for each of the nominee is not mentioned, the allocation /claim settlement
this investment. shall be made equally amongst all the nominees.
b) If you are applying for units in Kotak Mahindra Mutual Fund for the first time, please furnish 10. Every new nomination for a folio/account shall overwrite the existing nomination, if any.
your complete postal address with Pin Code (P.O. Box No. not enough) and your Contact Nos. 11. Nomination made by a unit holder shall be applicable for units held in all the schemes under
This would help us reach you faster. the respective folio / account.
c) Permanent Account Number (PAN) Information (Mandatory) With effect from January 1, 2009 , 12. Nomination shall stand rescinded upon the transfer of units.
it is mandatory for all existing and new investors (including joint holders, guardians of minors and 13. Death of Nominee/s: In the event of the nominee(s) pre-deceasing the unitholder(s), the
NRIs) to enclose a copy of PAN card to the application for investing in mutual fund Schemes. unitholder/s is/are advised to make a fresh nomination soon after the demise of the nominee.
d) Know Your Client (KYC) The nomination will automatically stand cancelled in the event of the nominee(s) pre-
With reference to SEBI Circular MIRSD/Cir-26/2011 dated December 23, 2011, investors may deceasing the unitholder(s). In case of multiple nominations, if any of the nominee is
kindly note w.e.f. January 1, 2012, it is mandatory for all individual/ non individual investors to deceased at the time of death claim settlement, the said nominee’s share will be distributed
be KYC Compliant. Investors can approach any SEBI registered KRA for doing KYC. equally amongst the surviving nominees.
In the event of KYC Form being subsequently rejected for lack of information/ deficiency/ 14. Transmission of units in favour of a Nominee shall be valid discharge by the asset
insufficiency of mandatory documentation, the investment transaction will be cancelled and management company/ Mutual Fund / Trustees against the legal heir(s).
the amount may be redeemed at applicable NAV, subject to payment of exit load, wherever 15. Cancellation of Nomination: Request for cancellation of Nomination made can be made only by
applicable. the unitholders. The nomination shall stand rescinded on cancellation of the nomination and the
e) If you are KYC Complaint, your Change of Address, Change in Name, etc. should be given at AMC shall not be under any obligation to transfer / transmit the units in favour of the Nominee.
KRA for updation. 16. Unitholders who do not wish to nominate are required to confirm the same by indicating their
choice in the space provided in the nomination form.
3. THIRD PARTY PAYMENT 17. The nomination will be registered only when this form is completed in all respects to the
Reference to AMFI Best Practice Guidelines Circular No. 16/2010 -11 on Risk Mitigation process satisfaction of the AMC.
agains Third Party Cheques in Mutual Fund Subscriptions will not be accepted by the Scheme. 18. In respect of folios/accounts where the Nomination has been registered, the AMC will not
Definition of Third Party Cheques entertain any request for transmission / claim settlement from any person other than the
• Where payment is made through instruments issued from an account other than that of the registered nominee(s), unless so directed by any competent court.
beneficiary investor, the same is referred to as Third-Party payment.
• In case of a payment from a joint bank account, the first holder of the mutual fund folio has to 9. TRANSACTION CHARGES
be one of the joint holders of the bank account from which payment is made. If this criterion is Pursuant to SEBI Circular No. Cir/ IMD/ DF/13/ 2011 dated August 22, 2011, transaction
not fulfilled, then this is also construed to be a third party payment. charge per subscription of Rs. 10,000/- and above be allowed to be paid to the
However, afore-mentioned clause of investment with Third-Party Payment shall not be applicable distributors of the Kotak Mahindra Mutual Fund products. The transaction charge shall
for the below mentioned exceptional case. be subject to the following:
• Payment for investment by any mode shall be accepted from the bank account of the minor, 1. For existing investors (across mutual funds), the distributor shall be paid Rs. 100/- as
parent or legal guardian of the minor or from a joint account of the minor with parent or legal transaction charge per subscription of Rs.10,000/- & above.
guardian . 2. For first time investors, (across Mutual Funds), the distributor shall be paid Rs. 150/-
• Custodian on behalf of an FII or a client. as transaction charge for subscription of Rs.10,000/- & above.
For pre funded instruments such as DD/Pay order it is the onus of the investor to provide adequate 3. The transaction charge shall be deducted by Kotak AMC from the subscription
supporting documents to prove that such instruments are issued by debiting the first holders amount & paid to the distributor (will be subject to statutory levies, as applicable) &
account. the balance amount shall be invested.
Kotak Mahindra Asset Management Co. Ltd. / Trustee retains the sole and absolute discretion to 4. In case of Systematic Investment Plan(s), the transaction charge shall be applicable
reject/ not process application and refund subscription money if the subscription does not comply only if the total commitment through SIPs amounts to Rs.10,000/- & above. In such
with the specified provisions of Payment Instruments cases the transaction charge shall be recovered in first 4 successful installments.
4. TERMS & CONDITIONS FOR INVESTORS WHO WISH TO HOLD THEIR UNITS IN DEMAT Transaction charges shall not be deducted/applicable for:
MODE (a) Transaction other than purchases/subscriptions such as Switch/Systematic Transfer Plan
a. The Demat Account Details section on the investment application form needs to completely (STP)/ Transfer of Income Distribution cum capital withdrawal plan (IDCW), etc.
filled (b) Purchases/Subscriptions made directly with the Fund without any ARN code.
b. Please ensure that you submit supporting documents evidencing the accuracy of the demat (c) Transactions carried out through the stock exchange platforms.
account details. Applications received without supporting documents could be processed (d) Distributors who have chosen to either ‘Opt In’ or ‘Opt Out’ of charging the transaction
under the physical mode. charge based on type of the product.
c. The units will be credited to the Demat Account only post realisation of payment.
d. The nomination details as registered with the Depository Participant shall be applicable to With reference to SEBI circular no. Cir/IMD/DF/13/2011 dated August 22, 2011 and KMMF notice
unitholders who have opted to hold units in Demat mode. dated November 1, 2011; distributors shall now have the option to either opt in or opt out of charging
e. For units held in demat mode, the bank details mentioned on investment application form transaction charge based on type of the product.
shall be replaced with the bank details as registered with the Depository Participant.
f. For units held in demat form, the KYC performed by the Depository Participant of the 10. Employee Unique Identification Number (EUIN): SEBI has made it compulsory for every
applicants will be considered as KYC verification done by the Trustee / AMC. However, if the employee/ relationship manager/ sales person of the distributor of mutual fund products to quote
transfer of unit to demat account is rejected for any reason whatsoever, the transaction will be the EUIN obtained by him/her from AMFI in the Application Form. EUIN would assist in addressing
liable to be rejected if KYC performed by KRA is not attached with the investment application any instance of mis-selling even if the employee/relationship manager/sales person later leaves the
form. employment of the distributor. Hence, if your investments are routed through a distributor please
g. In case of Unit Holders holding units in the demat mode, the Fund will not send the account ensure that the EUIN is correctly filled up in the Application Form.
statement to the Unit Holders. The statement provided by the Depository Participant will be
equivalent to the account statement. However, if your distributor has not given you any advice pertaining to the investment, the EUIN
h. If the investor names and their sequence in the investment application form does not match box may be left blank. In this case you are required to provide the declaration to this effect as given
with the Demat Account details provided therein, the units will not be transferred to the in the form.
Demat Account & units will be held in physical form.
i. The option of holding units in demat form is not being currently offered for investment in 11. FATCA and CRS related details: Details under FATCA & CRS The Central Board of Direct Taxes
IDCW option of schemes/ plans having IDCW frequency of less than a month (ie: Investments has notified Rules 114F to 114H, as part of the Income tax Rules, 1962, which Rules require Indian
in all Daily, Weekly and Fortnightly IDCW Schemes cannot be held in Demat mode) financial institutions such as the Bank to seek additional personal, tax and beneficial owner
j. In case the application is rejected post banking your payment instrument, the refund instrument information and certain certifications and documentation from all our account holders. In relevant
will be sent with the bank details furnished in the investment application form & not as available cases, information will have to be reported to tax authorities / appointed agencies. Towards
in the Demat Account, post reconciliation of accounts. compliance, we may also be required to provide information to any institutions such as
withholding agents for the purpose of ensuring appropriate withholding from the account or any
5. BANK ACCOUNT DETAILS proceeds in relation thereto.
a) Please furnish the Name of your Bank, Branch and City (i.e clearing circle in which the branch Should there be any change in any information provided by you, please ensure you advise us
participates), Account Type and Account Number. This is mandatorily required as per SEBI. promptly, i.e., within 30 days.
Applications without this information will be deemed to be incomplete & would be rejected. Please note that you may receive more than one request for information if you have multiple
RTGS IFSC code & NEFT IFSC code would help us serve you better. relationships with (Insert FI's name) or its group entities. Therefore, it is important that you
b) Please enclose a cancelled Cheque leaf of your Bank in case your investment cheque is not respond to our request, even if you believe you have already supplied any previously requested
from the same account. information.
6. E-MAIL COMMUNICATION 12. DECLARATION AND SIGNATURES
If the investor has provided an email address, the same will be registered in our records and will be a) Signatures can be in English or in any other Indian language. Thumb impressions must be
treated as your consent to receive, Allotment confirmations, consolidated account attested by a Magistrate or a Notary Public or a Special Executive Magistrate under his/her
statement/account statement, annual report/abridged summary and any statutory / other official seal.
information as permitted via electronic mode /email. These documents shall be sent physically in b) Applications by minors must be signed on their behalf by their guardians.
case the Unit holder opts/request for the same. The AMC / Trustee reserve the right to send any c) If you are investing through your constituted attorney, please ensure that the POA document
communication in physical mode. is signed by you and your Constituted Attorney. The signature in the Application Form, then,
needs to clearly indicate that the signature is on your behalf by the Constituted Attorney.
7. INVESTMENT DETAILS
a) Cheques should be crossed “A/c Payee Only” and drawn in favour of the Scheme in which (Application not complying with any of the above instructions/ guidelines would be liable
you propose to invest. In case of discrepancy between the scheme name mentioned in the to be rejected.)
 Declaration Form of Ultimate Beneficial Ownership [UBO] /
Controlling Persons
(Mandatory for Non-IndividualInvestors)

Please fill in the information below legibly in English and in CAPITALS. DATE D D M M Y Y Y Y

I. INVESTOR DETAILS

Investor Name

PAN
* If PAN is not available, specify Folio No.(s)

II. CATEGORY
Our company is a Listed Company on a recognized stock exchange in India/ Subsidiary of a or Controlled by a Listed Company [If this category is selected, no
need to provide UBO details].
Name of the Stock Exchange where it is listed#
Security ISIN#
Name of the Listed Company (applicable if the
investor is subsidiary/ associate)
# Mandatory in case of Listed company or subsidiary of the Listed Company

Unlisted Company Partnership Firm / LLP Unincorporated association / body of individuals

Public Charitable Trust Private Trust Religious Trust Trust created by a Will
Others (please specify)

UBO/ CONTROLLING PERSON(S) DETAILS/ SENIOR MANAGING OFFICIAL DETAILS

Does your company/ entity have any individual person(s) who holds direct/ indirect controlling ownership above the prescribed threshold limit? Yes No

If ‘YES’ - We hereby declare that the following individual person holds directly/ indirectly controlling ownership in our entity above the prescribed threshold limit.
Details of such individual(s) are given below.

If ‘NO’ - declare that no individual person (directly/ indirectly) holds controlling ownership in our entity above the prescribed threshold limit. Details of the
individual who holds the position of Senior Managing Official (SMO) are provided below.

UBO-1/ Senior Managing

UBO-2 UBO-3
Official (SMO)

Name of the UBO / SMO#

UBO / SMO PAN#

[For Foreign National, TIN
to be provided]

UBO/ SMO Country of

Tax Residency#

UBO/ SMO Taxpayer

Identification Number/
Equivalent ID Number#

UBO/ SMO Identity Type

UBO/ SMO Place & Place of Birth Place of Birth Place of Birth
Country of Birth# Country of Birth Country of Birth Country of Birth

UBO/ SMO Nationality

UBO/ SMO Date of Birth# Date D D M M Y Y Y Y Date D D M M Y Y Y Y Date D D M M Y Y Y Y

Yes – PEP Yes – PEP Yes – PEP

UBO / SMO PEP# Yes – Related to PEP Yes – Related to PEP Yes – Related to PEP
N – Not a PEP N – Not a PEP N – Not a PEP

UBO/ SMO Address Type Residence Residence Residence

Business Business Business
Registered Office Registered Office Registered Office
 UBO/ SMO’s Occupation Public Service Public Service Public Service
Private Service Private Service Private Service
Business Business Business
Others Others Others

SMO Designation#

UBO/ SMO KYC Complied?** Please attach Please attach Please attach
KYC Acknowledgement KYC Acknowledgement KYC Acknowledgement
If not complied, please complete
KYC process independently and
then submit the proof

# Mandatory column.
** In case of Foreign Nationals, who are not KYC complied, they need to attach the ID proof in English along with the Nationality proof, Address proof again in
English. If the documentary proof is in Foreign Language, it should be translated in English and should be attested by Indian Embassy of that country.

Note: If the given columns are not sufficient, required information in the given format can be enclosed as additional sheet(s) duly signed by Authorized
Signatory.

Participating Mutual Fund(s)/ RTA may call for additional information/ documentation wherever required or if the given information is not clear / incomplete /
correct and valid declaration should be submitted again with all the required information.

L. UNITHOLDER(S) SIGNATURE(S)
I/ We acknowledge and confirm that the information provided above is true and correct to the best of my/our knowledge and belief. In case any of the above
specified information is found to be false, untrue, misleading, or misrepresenting, I/We am/are aware that I/We may be liable for it including any penalty levied by
the statutory/ legal/ regulatory authority. I/ We hereby confirm the above beneficial interest after perusing all applicable shareholding pattern and MF/ RTA/ other
registered intermediaries can make reliance on the same. I/We hereby authorize you [RTA/ Fund/ AMC/ Other participating entities] to disclose, share, rely, remit
in any form, mode or manner, all/ any of the information provided by me, including all changes, updates to such information as and when provided by me to any
of the Mutual Fund, its Sponsor, Asset Management Company, trustees, their employees / RTAs ('the Authorized Parties') or any Indian or foreign governmental
or statutory or judicial authorities / agencies including but not limited to the Financial Intelligence Unit-India (FIU-IND), the tax/ revenue authorities in India or
outside India wherever it is legally required and other investigation agencies without any obligation of advising me/us of the same. Further, I/We authorize to
share the given information to other SEBI Registered Intermediaries /or any regulated intermediaries registered with SEBI/ RBI/ IRDA/ PFRDA to facilitate single
submission/ update & for other relevant purposes. I/We also undertake to keep you informed in writing about any changes/ modification to the above
information in future within 30 days of such changes and undertake to provide any other additional information as may be required at your/ Fund’s end or by
domestic or overseas regulators/ tax authorities.

SIGNATURE(S)
SIGNATURE(S)

@Authorised Signatory @Authorised Signatory @Authorised Signatory

Name: Name: Name:
Designation: Designation: Designation:

Place

Date D D M M Y Y Y Y

INSTRUCTIONS ON CONTROLLING PERSONS/ ULTIMATE BENEFICIAL OWNER

As per PMLA guidelines and relevant SEBI circulars issued from time to time, non-individuals and trusts are required to provide details of controlling persons [CP] /
ultimate beneficiary owner [UBO] and submit appropriate proof of identity of such CPs/ UBOs. The beneficial owner has been defined in the circular as the natural
person or persons, who ultimately own, control or influence a client and/or persons on whose behalf a transaction is being conducted and includes a person who
exercises ultimate effective control over a legal person or arrangement.

A. For Investors other than individuals or trusts:

(i) The identity of the natural person, who, whether acting alone or together, or through one or more juridical person, exercises control through
ownership or who ultimately has a controlling ownership interest. Controlling ownership interest means ownership of/entitlement to:
- more than 10% of shares or capital or profits of the juridical person, where the juridical person is a company.
- more than 10% of the capital or profits of the juridical person, where the juridical person is a partnership or or who exercises control through
other means.”
For the purpose of this clause, “Control” shall include the right to control the management or policy decision.
- more than 15% of the property or capital or profits of the juridical person, where the juridical person is an unincorporated association or body of
individuals.
 (ii) In cases where there exists doubt under clause (i) above as to whether the person with the controlling ownership interest is the beneficial owner or
where no natural person exerts control through ownership interests, the identity of the natural person exercising control over the juridical person
through other means like through voting rights, agreement, arrangements or in any other manner.
(iii) Where no natural person is identified under clauses (i) or (ii) above, the identity of the relevant natural person who holds the position of senior
managing official.

B. For Investors which is a trust:

The identity of the settler of the trust, the trustee, the protector, the beneficiaries with 10% or more interest in the trust and any other natural person exercising
ultimate effective control over the trust through a chain of control or ownership.

Provided that in case of a trust, the reporting entity shall ensure that trustees disclose their status at the time of commencement of an account-based relationship
or when carrying out transactions as specified in clause (b) of sub-rule (1) rule 9.

C. Exemption in case of listed companies / foreign investors

The client or the owner of the controlling interest is a company listed on a stock exchange or is a majority-owned subsidiary of such a company, there is no need
for identification and verification of the identity of any shareholder or beneficial owner of such companies and hence exempted from UBO declaration provided
other requisite information is provided. Intermediaries dealing with foreign investors’ viz., Foreign Institutional Investors, Sub Accounts and Qualified Foreign
Investors, may be guided by the clarifications issued vide SEBI circular CIR/MIRSD/11/2012 dated September 5, 2012 and other circulars issued from time to time,
for the purpose of identification of beneficial ownership of the client.

D. KYC requirements
Beneficial Owner(s)/ Senior Managing Official (SMO) is/are required to comply with the prescribed KYC process as stipulated by SEBI from time to time with any
one of the KRA & submit the same to AMC. KYC acknowledgement proof is to be submitted for all the UBO(s) / SMO(s).

In case of Foreign Nationals, who are not KYC complied, they need to attach the ID proof in English along with the Nationality proof, Address proof again in
English. If the documentary proof is in Foreign Language, it should be translated in English and should be attested by Indian Embassy of that country.

Sample Illustrations for ascertaining beneficial ownership:

Illustration No. 1 – Company A

Company A

Individual 1 Individual 2 Company Z Company Y Individual 3

8% 7% 55% 25% 5%

Company Individual 4 Individual 5 Individual 6 Individual 7 Company W

25% 60% 15% 20% 20% 60%

Individual 8 Individual 9 Individual 10 Individual 11 Individual 12 Individual 13

50% 25% 25% 35% 35% 30%

For Applicant A, Individual 4 is considered as UBO as it holds effective ownership of 33% in Company A. Hence details of Individual 4 must be provided with KYC
proof, Shareholding pattern of Company A, Z & Y to be provided along with details of persons of Company Y who are senior managing officials and those
exercising control.

Illustration No. 2 – Partner ABC

Partnership Firm ABC

Partner 1 Partner 2 Partner 3 Partner 4 Partner 5

40% 25% 20% 10% 5%
For Partnership Firm ABC, Partners 1, 2 and 5 are considered as UBO as each of them holds >=15% of capital. KYC proof of these partners needs to be submitted
including shareholding

Illustration No. 3 – Trustee ZYX

Trust XYZ

Beneficiary A Beneficiary B Beneficiary C Beneficiary D

50% 30% 10% 5%

For Trust ZYX, Beneficiaries A, B and C are considered as UBO as they are entitled to get benefitted for >10% of funds used. KYC proof for these beneficiaries
needs to be submitted. Additionally, if they have nominated any person or group of persons as Settlor of Trust/ Protector of Trust, relevant information to be
provided along with the proof indicated.
 OFFICIAL COLLECTION CENTRES (FOR FRESH PURCHASES & SWITCH-INS)
KMAMC AUTHORISED COLLECTION CENTRES
Agra: Shop No. G-4, Ground Floor, U-Pee Tower, Block No.53/4, Sanjay Place, Agra - 282002. Ahmedabad: Ground Floor, Karmayog Heights, Near St. Xavier's College Corner, Navrangpura,
Ahmedabad- 380009 (Gujarat). Amritsar: Mezzanine FL (Upper Gr FL), SCO 96, Block-B, Ranjit Avenue, District Shopping Complex, Amritsar – 143001 (Punjab). Aurangabad: 3rd Floor,
Block No. D 28/29, Motiwala Trade Centre, Opp HDFC Bank, Nirla Bazar, Aurangabad – 431001. Ambala: Bldg No.5396, First Floor, Punjabi Mohalla, Nicholson Road, Above Haryana Beauty
Parlour, Ambala Cantt, Ambala - 133001. Bangalore: 5th FL, 506, North Block, Manipal Centre, Dickenson Road, Bangalore - 560042. Bangalore: GPNS Towers No. 60 (Old No. 568), 2nd
Floor, 11th Main Road, 4th Block, Jayanagar, Bangalore - 560011. Bhavnagar: Office No. S/1, 2nd Floor, Gangotri Plaza, Opp. Daxinamurti School, Waghawadi Road, Bhavnagar - 364002
(Gujarat). Bhopal: 1st Floor, Alankar Complex, Plot No. 11, Zone – II, M.P. Nagar, Bhopal - 462011 (Madhya Pradesh). Bhubaneshwar: 2nd Floor, Building No.24, SCR Janpath, Bapujinagar,
Bhubaneshwar - 751009. Bhilai: Shop No.22, Commercial Complex, Nehru Nagar [E], Bhilai - 490006. Chandigarh: 1st Floor, SCO 2475-76, Sector 22-C, Chandigarh - 160022. Chennai:
Unit G-01 & G-02, Ground Floor, Building No:52-53, Prince Towers, College Road, Nungambakkam, Chennai – 600 006. Tamil Nadu. Coimbatore: Shop No.1, 2nd Floor, A.M.I. Midtowm,
25A/2, D.B. Road, R.S. Puram, Coimbatore - 641002 Tamil Nadu). Dehradun: Office No. 247/2, 1st Floor, Swaraj Plaza, Above Cafe Coffee day, Rajpur Road, Dehradun – 248001. Goa: 3rd
Floor, Mathias Plaza, 18th June Road, Panaji, Goa - 403001. Gurgaon: Unit no. 214 , 2nd floor, Vipul Agora Building, Sector no.28, M G Road, Gurgaon - 122001. Guwahati: Uma Abhaya
Complex, 2nd Floor, Opp. Ulubari High School, Bora Service, G.S Road, Guwahati - 781007. Hyderabad: 201, 2nd Floor Legend Esta, Rajbhavan Road, Somajiguda, Hyderabad - 500 082
(Telangana). Indore: 2nd Floor, Starlit Tower, Plot No.29/1, Yashwant Niwas Road, Indore - 452001. Jaipur: Office no. 105-106, D-38A,1ST FL, The Landmark Bldg, Subhash Marg,Ahinsa
Circle, C-Scheme, Jaipur - 302001. Jalandhar: Office No. 18 , 3rd Floor, City Square Building, Eh-197, Civil Lines, GT Road, Jalandhar -144001, Punjab. Jamshedpur: 2nd Floor, Bharat
Business Centre, Rear Wing, Ram Mandir Area, Bistupur, Jamshedpur – 831001. Kanpur: Office No. 108/109, 1st Floor, KAN Chambers, 14/113, Civil Lines, Kanpur - 208001. Kochi: Door
No.65/877, 1st Fl, Chammany Complex, Kaloor Kadavanthara Road, Kochi - 682017. Kolhapur: Office No.6, 1st Floor,Vasant Prabha Chambers,Sykes Extension, Near Parikh Pool, Railway
Gate, Kolhapur - 416001. Kolkata - Dalhousie: Room No-302B, 2, Church Lane, Kolkata - 700001. Kolkata: 3rd Fl, The Millenium., 235/2A, AJC Bose Road, Kolkata - 700020. Lucknow:
2nd Floor,Aryan Business Park, 90, M.G.Road [Exchange Cottage], Off:Park Road, Hajratganj, Lucknow - 226001. Ludhiana: Lower Ground Floor, SCO 13, Shanghai Tower, Feroze Gandhi
Market, Ludhiana - 141001 (Punjab). Mangalore: D.No. 5-4-169/21, 3rd Floor, Lalbagh Towers, Ballalbhag Circle, Near Kalyan Jewellers, M.G.Road, Mangalore – 575003. Mumbai
[Borivali-W]:3rd Floor,309, Jalaram Business Centre, Above Axis Bank, Near Chamunda Circle, Borivali (West), Mumbai-400092. Mumbai: Shop No.6, Ground Floor, Rajabahadur Mansion
(Bansilal Building), 9-15 Homi Modi Street, Fort, Mumbai – 400023. Mumbai [Goregaon]: 6th Floor, Zone IV ,Kotak Infinity, Bldg No.21, Infinity Park, Off Western Express Highway, General
A K Vaidya Marg, Malad[E], Mumbai - 400097. Nagpur: 302,3rd FL Shalwak Manor, East High Court Road, Opp. Dr.Jay Deshmukh’s Hospital, Ramdaspeth, Nagpur - 440011. Nasik: Office
No.1, Mezzanine Floor, Sharada Niketan, GCK Avenue, Tilakwadi, Opp. Hotel City Pride, Sharanpur Road, Nashik - 422002 (Maharashtra). New Delhi: Unit Number 1101, 1103 & 1104,
11TH Floor, Kailash Building. 26, Kasturba Gandhi Marg, New Delhi - 110001. Noida: Unit no. 206, 2nd floor, Ocean Plaza, Plot No. P-5, Sector 18, Maharaja Agrasen Marg, Noida - 201301
(Uttar Pradesh). Panipat: Lower Ground Floor, Jawa Complex, Near Vijaya Bank, Opp:Bhatak Chowk, G.T.Road, Panipat - 132103. Patiala: SCO-130, 1ST Floor, New Leela Bhawan, Near
Punjab National Bank, Patiala - 147001. Patna: 3rd Floor, Office No. 306, Grand Plaza, Frazer Road, Patna - 800001 (Bihar). Pune: Shop No. 8, Ground Floor, Rama Equator, Near City
International School, Morewadi, Pimpri, Pune - 411018 (Maharashtra). Pune: Office No 10 / 11, 3rd Floor, Aditya Centeegra, F C Road, Near Dyneshwar Paduka Chowk, Next to Kotak
Mahindra Bank, Shivajinagar, Pune – 411005. Raipur: Shop No. F1, 1st Floor, Raheja Tower, Fafadih Chowk, Jail Road, Raipur - 492001 (Chhattisgarh). Rajkot: Office No. 204, 2nd Floor,
Orbit Enclave, Near Ramkrishna Ashram, Dr. Yagnik Road, Rajkot - 360001 (Gujarat). Ranchi: 3rd Floor, Satya Ganga Arcade, Lalji Hirji Road, Near Sarjana Chowk, Main Road, Ranchi-
834001, Jharkhand. Rohtak: Lower Gr Floor, Office No.3, "Bank Square” Building, Opp: Myna Tourist Complex, 120-121 Civil Lines, Rohtak - 124001. Satara: Shop No. 2, Ground Floor, Ok
Pride, Opp Taluka Police Station, Radhika Road, Satara - 415002 (Maharashtra). Shimla: 1st, Floor,Bhagra Niwas,Near Lift Road,The Mall, Shimla - 171001. Surat: Office no.b-129, 1st Floor,
International Trade, Centre [ITC] Building, Majura Gate Crossing, Ring Road, Surat - 395002. Thane [Mumbai]: Shop No.2 Gr.Fl, Ram Rao Sahani Sadan, Kaka Sohni Path, Naupada, Thane
(West) : 400602. Vadodara: Unit No.202, 2nd Floor, Gold Croft, Jetalpur Road, Alkapuri, Vadodara -390007 (Gujarat). Varanasi: Shop No. 54, 1st Floor , “Kuber Complex”, D-58/2,
Rathyatra Crossings, Varanasi - 221010 (Uttar Pradesh).

OFFICIAL COLLECTION CENTRES (FOR FRESH PURCHASES & SWITCH-INS)

I. COMPUTER AGE MANAGEMENT SERVICES LIMITED (CAMS) - INVESTOR SERVICE CENTRES

Ahmedabad: 111-113, 1st Floor, Devpath Building, Off C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad - 380006. Bangalore: Trade Centre, 1st Floor, 45, Dikensen Road, ( Next to
Manipal Centre ), Bangalore - 560042. Bhubaneswar: Plot No. 501/ 1741/ 1846, Premises No. 203, 2nd Floor, Kharvel Nagar, Unit-3, Bhubaneswar - 751001. Odisha. Chandigarh: Deepak
Tower, SCO 154-155, 1st Floor, Sector 17-C, Chandigarh - 160017. Chandrapur: Opp Mustafa décor, Behind, Bangalore,Bakery Kasturba, Road, Chandrapur - 442402 (Maharashtra).
Chennai: No 178/10, M G R Salai, Nungambakkam, Chennai - 600034. Coimbatore: No 1334; Thadagam Road, Thirumoorthy Layout, R.S. Puram, Behind Venkteswara Bakery, Coimbatore
– 641002. Dibrugarh: Amba Complex, Ground Floor, H S Road, Dibrugarh - 786001. Assam. Durgapur: Plot No.3601, Nazrul Sarani, City Centre, Durgapur - 713216. Goa: Office No. 103,
1st Floor, Unitech City Centre, M.G. Road, Panaji Goa, Goa - 403 001. Guntur: D No 31-13-1158, 1st Floor, 13/1 Arundelpet, Ward No.6, Guntur - 522002 (AP). Hyderabad: 208, 2nd Floor,
Jade Arcade, Paradise Circle, Secunderabad - 500003. Indore: 101, Shalimar Corporate Centre, 8-B, South tukogunj, Opp.Greenpark, Indore - 452001. Jaipur: R-7, Yudhisthir Marg ,C-
Scheme, Behind Ashok Nagar Police Station, 63/ 2, The Mall, Jaipur - 302001. Kalyan: Office No 413, 414, 415, 4th Floor, Seasons Business Centre, Opp. KDMC (Kalyan Dombivli Municipal
Corporation), Shivaji Chowk, Kalyan (West) – 421301 (Maharashtra). Kanpur: 1st Floor, 106 to 108, City Centre, Phase II, 63/2, The Mall, Kanpur – 208001. Kochi: Modayil, Door No.
39/2638 DJ, 2nd Floor, 2A, M.G. Road, Kochi - 682016. Korba: Shop No 6, Shriram Commercial Complex, Infront of Hotel Blue Diamond Ground Floor, T.P. Nagar, Korba - 495677,
Chhattisgarh. Kolkata: Kankaria Centre, 2/1,Russell Street (2nd Floor), Kolkata - 700071. Korba: Shop No 6, Shriram Commercial Complex, Infront of Hotel Blue Diamond Ground Floor, T.P.
Nagar, Korba - 495677 (West Bengal). Lucknow: Office No.107, 1st Floor, Vaishali Arcade Building, Plot No. 11, 6 Park Road, Lucknow - 226001. UP. Ludhiana: U/ GF, Prince Market, Green
Field, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road, Ludhiana - 141002. Madurai: Shop No 3, 2nd Floor, Suriya Towers, 272/ 273 – Goodshed Street, Madurai -625001, Tamil
Nadu. Mandi Gobindgarh: Opp. Bank of Bikaner & Jaipur, Harchand Mill Road, Motia Khan, Mandi Gobindgarh - 147301 (Punjab). Mangalore: 14-6-674/15(1), Shop No. UG11-2,
Maximus Complex, Light House Hill Road, Mangalore- 575 001 (Karnataka). Mumbai: Rajabahdur Compound, Ground Floor, Opp Allahabad Bank, Behind ICICI Bank, 30, Mumbai
Samachar Marg, Fort, Mumbai - 400023. Murshidabad: No.107/1, A C Road, Ground Floor, Berhampore, Murshidabad - 742103. West Bengal. Nadia: R. N. Tagore Road, In front of
Kotawali P.S. Krishnanagar, Nadia - 741101. West Bengal. Nagpur: 145 Lendra, New Ramdaspeth, Nagpur - 440010. New Delhi: 401 to 404, 4th Floor, Kanchan Junga Building,
Barakhamba Road, New Delhi 110001. Patna: G-3, Ground Floor, Om Vihar Complex, SP Verma Road, Patna - 800001. Pune: Vartak Pride , 1st floor, Survay No 46, City Survay No 1477,
Hingne Budruk, D. P Road, Behind Dinanath Mangeshkar Hospital, Karvenagar, Pune - 411 052. Seerampur: 47/5/1, Raja Rammohan Roy Sarani PO, Mallickpara, Dist. Hoogly, Seerampur-
712203. West Bengal. Surat: Shop No-G-5, International Commerce Center, Nr.Kadiwala School, Majura Gate, Ring Road, Surat - 395002. Vadodara: 103 Aries Complex, BPC Road, Off
R.C. Dutt Road, Alkapuri, Vadodara - 390007. Vijayawada: 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M.G Road, Labbipet, Vijayawada - 520010. Visakhapatnam:
Door No: 47-3-2/2, Flat No: GF2, Vigneswara Plaza, 5th Lane, Dwarakanagar, Visakhapatnam - 530016. Andhra Pradesh. Wardha: Opp. Raman Cycle Industries, Krishna Nagar, Wardha -
442001 (Maharashtra).

II. COMPUTER AGE MANAGEMENT SERVICES LIMITED (CAMS) - TRANSACTION POINT

Agartala : Nibedita, 1st floor, JB Road, Palace Compound, Near Babuana Tea and Snacks, Agartala – 799001 (Tripura West). Agra : No.8, 2nd Floor, Maruti Tower, Sanjay Place, Agra -
282002. Ahmednagar : Office No. 3, 1st Floor, Shree Parvati, Plot No. 1/175, Opp. Mauli Sabhagruh, Zopadi Canteen, Savedi, Ahmednagar - 414 003. Ajmer : AMC No. 423/30, New
Church Brahampuri, Opp T B Hospital, Jaipur Road, Ajmer - 305001. Akola : Opp. RLT Science College, Civil Lines, Akola - 444001. Aligarh : City Enclave, Opp. Kumar Nursing Home,
Ramghat Road, Aligarh - 202001. Allahabad : 30/2, A&B, Civil Lines Station, Besides Vishal Mega Mart, Strachey Road, Allahabad - 211001. Alleppey : Doctor's Tower Building, Door No.
14/2562, 1st floor, North of Iorn Bridge, Near Hotel Arcadia Regency, Allppey - 688 001. Alwar : 256A, Scheme No 1, Arya Nagar, Alwar - 301001. Amaravati : 81, Gulsham Tower, 2nd
Floor, Near Panchsheel Talkies, Amaravati - 444601. Ambala : Opposite PEER, Bal Bhavan Road, Ambala - 134003. Amritsar : SCO - 18J, 'C' BLOCK RANJIT AVENUE, Amritsar - 140001.
Anand : 101, A P Tower, Behind Sardhar Gunj, Next to Nathwani Chambers, Anand - 388001. Anantapur : 15-570-33, I Floor Pallavi Towers, Subash Road, Opp:Canara Bank Anantapur -
515 001 Andhra Pradesh. Ankleshwar : G-34, Ravi Complex, Valia Char Rasta, G I D C, Bharuch, Ankleshwar - 393002. Asansol : Block - G, 1st Floor, P C Chatterjee Market Complex,
Rambandhu Talab, P O Ushagram, Asansol - 713303. Aurangabad: 2nd Floor, Block No. D-21-D-22 Motiwala Trade Center, Nirala Bazar New Samarth Nagar, Opp. HDFC Bank, Aurangabad
– 431001. Balasore: B C Sen Road, Balasore - 756001. Bankura: 1st Floor, Central Bank Building, Machantala, Bankura - 722101. West Bengal. Bareilly: F-62-63, Second Floor, Butler Plaza,
Civil Lines, Bareilly - 243001, UP. Basti: Office No. 3, 1st Floor, Jamia Shopping Complex, (Opposite Pandey School), Station Road, (Uttar Pradesh), Basti - 272002. Belgaum : Classic Complex,
Block no 104, 1st Floor, Saraf Colony, Khanapur Road, Tilakwadi, Belgaum - 590 006. Bellary: 18/47/A, Govind Nilaya, Ward 20, Sangankal Moka Road, Gandhinagar, Bellary I - 583102.
Bengaluru: First Floor, 17/1, -(272) 12th Cross Road, Wilson Garden, Bengaluru 5600027. Berhampur: Kalika Temple Street, Ground Floor, Beside SBI Bazar Branch, Berhampur - 760 002
(Odisha). Bhagalpur : Krishna, 1st Floor, Near Mahadev Cinema, Dr R P Road, Bhagalpur - 812002. Bharuch (Parent: Ankleshwar TP) : A-111, First Floor, R K Casta, Behind Patel Super
Market, Station Road, Bharuch - 392001. Bhatinda : 2907 GH, GT Road, Near Zila Parishad, Bhatinda - 151001. Bhavnagar: 501-503, Bhayani Skyline, Behind Joggers Park, Atabhai Road,
Bhavnagar – 364 001. Gujarat. Bhilai : First Floor, Plot No. 3, Block No. 1, Priyadarshini Parisar West, Behind IDBI Bank, Nehru Nagar, Bhilai - 490020. Bhilwara : Indraprastha Tower, 2nd
Floor, Shyam Ki Sabji Mandi Near Mukulji Garden, Bhilwara - 311001. Bhopal : Plot no 10, 2nd Floor, Alankar Complex, Near ICICI Bank, MP Nagar, Zone II, Bhopal - 462 011. Bhuj : Office
No. 4-5, First Floor, RTO Relocation Commercial Complex – B, Opp. Fire Station, Near RTO Circle, Bhuj-Kutch – 370001. Bhusawal (Parent: Jalgaon TP) : 3, Adelade Apartment, Christain
Mohala, Behind Gulshan-E-Iran Hotel, Amardeep Talkies Road, Bhusawal - 425201. Bikaner : F 4/5, Bothra Complex, Modern Market, Bikaner - 334001. Bilaspur : Shop No. B - 104, First
Floor, Narayan Plaza, Link Road, Bilaspur - 495001. Bokaro : Mazzanine Floor, F-4, City Centre, Sector-4, Bokaro Steel City Bokaro - 827004. Burdwan : 399, G T Road, Basement of Talk of
the Town, Burdwan - 713101. C.R.Avenue (Parent: Kolkata ISC) : 33,C R Avenue, 2nd Floor, Room No.13, Kolkata - 700012. Calicut : 29/97G, 2nd Floor, Gulf Air Building, Mavoor Road,
Arayidathupalam, Calicut - 673016. Chandrapur: Opp Mustafa Decor, Near Bangalore Bakery, Kasturba Road, Chandrapur - 442 402 Maharashtra. Chennai: 3rd Floor, B R Complex, No.
66, Door No. 11A, Ramakrishna Iyer Street, Opp. National Cinema Theatre, West Tambaram, Chennai 600045. Chennai: 158, Rayala Towers, Ground Floor, Chennai - 600002. Chinchwad:
Harshal Heights, Shop no 29, Basement, Opp. Gawade Petrol Pump, Link Road, Chinchwad - 411033. Chhindwara : 2nd Floor, Parasia Road, Near Surya Lodge, Sood Complex, Above
Nagpur CT Scan, Chhindwara – 480001 (Madhya Pradesh). Chittorgarh: 3 Ashok Nagar, Near Heera Vatika, Chittorgarh - 312001. Coochbehar: N. N. Road, Power House, Choupathi,
Coochbehar -736101. Cuttack : Near Indian Overseas Bank, Cantonment Road, Mata Math, Cuttack - 753001. Darbhanga : Shahi Complex, 1st Floor, Near R B Memorial Hospital, V I P
Road, Benta, Laheriasarai, Darbhanga 846001. Davenegere : 13, 1st Floor, Akkamahadevi Samaj Complex, Church Road, P J Extension, Devengere - 577002. Dehradun : 204/121, Nari
Shilp Mandir Marg, Old Connaught Place, Dehradun - 248001. Deoghar : S S M Jalan Road, Ground Floor, Opp Hotel Ashoke, Caster Town, Deoghar - 814112. Dewas: 11 Ram Nagar, 1st
Floor, A. B. Road, Near Indian - Allahabad Bank, Dewas – 455001, MP. Dhanbad : Urmila Towers, Room No. 111, 1st Floor, Bank More, Dhanbad - 826001. Dharmapuri : 16A/63A,
 II. COMPUTER AGE MANAGEMENT SERVICES LIMITED (CAMS) - TRANSACTION POINT (Cont.)
Pidamaneri Road, Near Indoor Stadium, Dharmapuri - 636701. Dhule : H No. 1793 / A, J B Road, Near Tower Garden, Dhule - 424001. Erode : 197, Seshaiyer Complex, Agraharam Street,
Erode - 638001. Faizabad : Amar Deep Building, 3/20/14, 2nd Floor, Niyawan, Faizabad-224001 Faridabad : B-49, 1st Floor, Nehru Ground, Behind Anupam Sweet House, NIT, Faridabad -
121001. Firozabad: 53, 1st Floor, Shastri Market, Sadar Bazar, Firozabad - 283 203. Gandhidham : Shyam Sadan, 1st Floor, Plot No. 120, Sector 1/A, Gandhidham - 370201, Gujarat.
Gandhinagar: 507, 5th Floor, Shree Ugati Corporate Park, Opposite Pratik Mall, Near HDFC Bank, Kudasan, Gandhinagar – 382421. Gaya: North Bisar Tank, Upper Ground Floor, Near
I.M.A. Hall, Gaya 823001, Bihar. Ghaziabad : FF - 26, Konark Building, 1st Floor, RDC - Rajnagar, Ghaziabad - 201002. Goa: No DU 8, Upper Ground Floor, Behind Techoclean Clinic, Suvidha
Complex Near ICICI Bank, Vasco, Goa – 403802. Gondal : A/177 Kailash Complex Opp. Khedut Decor GONDAL - 360311. Gorakhpur : Shop No. 5 & 6, 3rd Floor, Cross Road The Mall, A D
Tiraha, Bank Road, Gorakhpur – 273001. Gulbarga : Pal Complex, 1st Floor, Opp City Bus Stop, Super Market, Gulbarga - 585101. Guntur: Door No 5-38-44, 5/1 BRODIPET, Near Ravi
Sankar Hotel, Guntur - 522002. Gurgaon : SCO - 17, 3rd Floor, Sector-14, Gurgoan - 122001. Guwahati: Piyali Phukan Road K. C. Path House No - 1 Rehabari Guwahati – 781008.
Gwalior : G-6, Global Apartment Phase - II, Opposite Income Tax Office, Kailash Vihar City Centre, Gwalior - 474011. Haldia : J. L. No. 126, Mouza-Basudevpur, Haldia Municipality Ward
No. 10, Durgachak, Purba Medinipur, Haldia - 721602. West Bengal. Haldwani : Durga City Centre, Nainital Road, Haldwani - 263139. Haridwar: F - 3, Hotel Shaurya, New Model Colony,
Haridwar - 249408. Hazaribagh : Muncipal Market, Annada Chowk, Hazaribagh - 825301. Himmatnagar : D-78, 1st Floor, New Durga Bazar, Near Railway Crossing, Himmatnagar -
383001. Hisar : 12, Opp HDFC Bank, Red Square Market, Hisar - 125001. Hoshiarpur : Near Archies Gallery, Shimla Pahari Chowk, Hoshiarpur - 146001. Hosur : Survey No.25/204,Attibele
Road, HCF Post, Mathigiri, Above Time Kids School, Opposite to Kuttys Frozen Foods, Hosur - 635 110 (Tamil Nadu). Hubli : 206 & 207, 1st Floor, A-Block, Kundagol Complex, Opp Court,
Club road, Hubli - 580029. Jabalpur: 8, Ground Floor, Datt Towers, Behind Commercial Automobiles, Napier Town, Jabalpur - 482001. Jalandhar : 144, Vijay Nagar, Near Capital Small
Finance Bank, Football Chowk, Jalandhar City – 144001, Punjab. Jalgoan : Rustomji Infotech Services, 70, Navipeth, Opp old Bus Stand, Jalgoan - 425001. Jalna: (Parent ISC – Aurangabad) :
Shop No. 11, 1st Floor, Ashoka Plaza, Opp Magistic Talkies, Subhash Road, Jalna - 431203. Jalpaiguri: Babu Para, Beside Meenaar Apartment, Ward No VIII, Kotwali Police Station, PO & Dist.
Jalpaiguri – 735101. Jamnagar : 207, Manek Centre, P N Marg, Jamnagar - 361001. Jamshedpur: Millennium Tower, Room No. 15, 1st Floor, R - Road, Bistupur, Jamshedpur - 831001.
Jaunpur: Gopal Katra, 1st Floor, Fort Road, Jaunpur - 222001. Jhansi : Babu Lal Karkhana Compound, Opp SBI Credit Branch, Gwalior Road, Jhansi - 284001. Jammu: JRDS Heights, Lane
Opp. S&S Computers,Near RBI Building, Sector 14, Nanak Nagar Jammu - 180004. Junagadh : Circle Chowk, Near Choksi Bazar Kaman, Gujarat Junagadh - 362001. Kadapa: Door No.: 21/
598, Palempapaiah Street, Near Ganjikunta Pandurangaiah Dental Clinic, 7 Road Circcle, Kadapa - 516001. Kakinada : No.33-1, 44 Sri Sathya Complex, Main Road, Kakinada - 533 001.
Kalyani : A - 1/50, Block - A, Dist Nadia Kalyani - 741235. Kangra: College Road Kangra, Dist. Kangra – 176001 (Himachal Pradesh). Kannur : Room No.14/435, Casa Marina Shopping
Centre, Talap, Kannur - 670004. Karimnagar : H No. 7-1-257, Upstairs S B H, Mangammthota, Karimnagar - 505001. Karnal 29 Avtar Colony, Behind Vishal Mega Mart, Karnal – 132001.
Karur : 126 GVP Towers, Kovai Road, Basement of Axis Bank, Karur - 639002. Katni: NH 7, Near LIC, Jabalpur Road, Bargawan, Katni - 483501. Kestopur : S. D. Tower, Sreeparna
Apartment, AA-101, Prafulla Kannan (West) Shop No - 1M, Block – C (Ground Floor), Kestopur, - 700101. Khammam: 1st Floor, Shop No 11 - 2 - 31/3, Philips Complex, Balajinagar, Wyra
Road, Near Baburao Petrol Bunk, Khammam – 507001. Kharagpur: "Silver Palace" OT Road, Inda- Kharagpur G.P- Barakola P.S- Kharagpur Local -721305. Kolhapur : AMD Sofex Office
No.7, 3rd Floor, Ayodhya Towers, Station Road, Kolhapur - 416001. Kolkata: 2A, Ganesh Chandra Avenue Room No.3A, Commerce House"(4th Floor), Kolkata – 700013. Kollam : Uthram
Chambers (Ground Floor), Thamarakulam, Kollam - 691 006. Kota : B-33, Kalyan Bhawan, Triangle Part, Vallabh Nagar, Kota - 324007. Kukatpally: No. 15-31-2M-1/4 1st Floor, 14-A, MIG
KPHB Colony, Kukatpally - 500072. Kumbakonam : No.28/8, 1st Floor, Balakrishna Colony, Pachaiappa Street, Near VPV Lodge, Kumbakonam - 612001. Tamil Nadu. Kurnool: Shop Nos.
26 and 27, Door No. 39/265A and 39/265B, Second Floor, Skanda Shopping Mall, Old Chad Talkies, Vaddageri, 39th Ward, Kurnool – 518001. Malda : Daxhinapan Abasan, Opp Lane of
Hotel Kalinga, S M Pally, Malda - 732101. Mandi: 328/12 Ram Nagar, 1st Floor, Above Ram Traders, Mandi -175001 (Punjab). Manipal: Shop No A2, Basement Floor, Academy Tower, Opp.
Corporation Bank, Manipal – 576104. Mapusa (Parent ISC : Goa) : Office No.CF-8, 1st Floor, Business Point, Above Bicholim Urban Co-op Bank, Angod, Mapusa - 403507. Margao: F4-
Classic Heritage, Near Axis Bank, Opp. BPS Club Pajifond, Margao - 403601. Mathura : 159/160, Vikas Bazar, Mathura - 281001. Meerut : 108, 1st Floor, Shivam Plaza, Opp Eves Cinema,
Hapur Road, Meerut - 250002. Mehsana : 1st Floor, Subhadra Complex, Urban Bank Road, Mehsana - 384002. Mirzapur: Ground Floor, Canara Bank Building, Dhundhi Katra, Mirzapur.
Uttar Pradesh - 231001. Moga : Gandhi Road, Opp Union Bank of India, Moga - 142001. Moradabad: H 21-22, 1st Floor, Ram Ganga Vihar Shopping Complex, Opposite Sale Tax Office,
Moradabad - 244001. Mumbai (Andheri): 351, Icon, 501, 5th Floor, Western Express Highway, Andheri (East), Mumbai - 400069. Mumbai (Borivali West): 501, TIARA, CTS- 617, 617/1-
4, Off. Chandavarkar Lane, Maharashtra Nagar, Borivali West, Mumbai – 400092. Maharashtra. Mumbai (Ghatkoper E): Platinum Mall, Office No.307, 3rd floor, Jawahar Road, Ghatkopar
East, Mumbai 400 077, Maharashtra. Muzaffarnagar: F26/27-Kamadhenu Market, Opp. LIC Building Ansari Road, Muzaffarnagar - 251 001. Muzzafarpur : Brahman Toli, Durga Asthan
Gola Road, Muzaffarpur - 842001. Mysore : No.1, 1st Floor, CH.26 7th Main, 5th Cross, (Above Trishakthi Medicals), Saraswati Puram, Mysore - 570009. Namakkal: 156A / 1, First Floor,
Lakshmi Vilas Building, Opp. To District Registrar Office, Trichy Road, Namakkal – 637001 (Tamil Nadu). Nanded: Shop No. 8,9 Cellar, 'Raj Mohammed Complex', Main Road, Sri Nagar,
Nanded - 431605. Nadiad: F 142, First Floor, Gantakaran Complex, Gunj Bazar, Nadiad - 387001. Nalgonda : Adj. to Maisaiah Statue , Clock Tower Center, Bus Stand Road , Nalgonda -
508001. Nashik: 1st Floor, "Shraddha Niketan", Tilak Wadi, Opp. Hotel City Pride, Sharanpur Road, Nashik - 422 002. Navsari : Dinesh Vasani & Associates, 103 - Harekrishna Complex,
above IDBI Bank, Near Vasant Talkies, Chimnabai Road, Navasari - 396445. Nellore : Shop No. 2, 1st Floor, NSR Complex, James Garden, near Flower Market, Nellore – 524001 (Andhra
Pradesh). New Delhi: 401 to 404, 4th Floor, Kanchan Junga Building, Barakhamba Road, New Delhi 110001. New Delhi: 306, 3rd Floor, DDA - 2 Building District Centre, Janakpuri, New
Delhi 110058. New Delhi: Aggarwal Cyber Plaza-II, Commercial Unit No-371, 3rd Floor,Plot No C-7, Netaji Subhash Palace, Pitampura, New Delhi - 110034. Noida : Commercial Shop No.GF
10 & GF 38, Ground Floor, Ansal Fortune Arcade, Plot No. K-82, Sector -18, Noida – 201301. Uttar Pradesh. Palakkad : 10 / 688, Sreedevi Residency, Mettupalayam Street, Palakkad -
678001. Palanpur : Gopal Trade Center, Shop No. 13-14, 3rd Floor, Nr. BK Mercantile Bank, Opp. Old Gunj, Palanpur – 385001, Gujarat. Panipat : 83, Devi Lal Shopping Complex, Opp ABN
Amro Bank, G T Road, Panipat 132103. Pathankot: 13 - A, 1st Floor, Gurjeet Market Dhangu Road, Pathankot - 145 001. Patiala : 35, New Lal Bagh, Opposite Polo Ground, Patiala -
147001. Patiala: SCO-130, 1st Floor, New Leela Bhawan, Near Punjab National Bank, Patiala - 147001. Punjab. Pondicherry : S-8, 100, Jawaharlal Nehru Street, (New Complex, Opp. Indian
Coffee House), Pondicherry - 605001. Rai Bareli : 17, Anand Nagar Complex, Rai Bareli - 229001. Rae Bareilly: 17, Anand Nagar Complex Opposite Moti Lal Nehru Stadium, SAI Hostel Jail
Road, Rae Bareilly – 229001 (Uttar Pradesh). Raipur : HIG, C-23, Sector – 1, Devendra Nagar, Raipur - 492004. Rajahmundry : Cabin 101, D No. 7-27-4, 1st Floor, Krishna Complex, Baruvari
Street, T Nagar, Rajahmundry - 533101. Rajkot : Office 207 - 210, Everest Building, Harihar Chowk, Opp Shastri Maidan Limda Chowk Rajkot - 360001. Ranchi : 4, HB Road, No: 206, 2nd
Floor Shri Lok Complex, Ranchi - 834 001. Rajapalayam: No 59 A/1, Railway Feeder Road, (Near Railway Station), Rajapalayam – 626117 (Tamil Nadu). Ratlam : Dafria & Co.,18, Ram Bagh,
Near Scholar's Schoo, Ratlam – 457001. Ratnagiri : Orchid Tower, Gr’Floor, Gala No 06, S.V.No.301/Paiki 1/2, Nachane Munciple Aat, Arogya Mandir, Nachane Link Road, At, Post, Tal.
Ratnagiri, Dist. Ratnagiri - 415612 (Maharashtra). Rohtak: SCO 06, Ground Floor, MR Complex, Near Sonipat Stand Delhi Road, Rohtak-124 001 (Haryana). Roorkee : 22 Civil Lines, Ground
Floor, Hotel Krish Residence Roorkee - 247667. Rourkela : J B S Market Complex, 2nd Floor, Udit Nagar, Rourkela - 769012. Sagar : Opp. Somani Automoblies, Bhagwanganj, Sagar -
470002. Saharanpur : 1st Floor, Krishna Complex, Opp. Hathi Gate, Court Road, Saharanpur - 247001. Salem : No. 2, 1st Floor, Vivekananda Street, New Fairlands, Salem - 636016.
Sambalpur : C/o Raj Tibrewal & Associates, Opp.Town High School, Sansarak, Sambalpur - 768001. Sangli: Jiveshwar Krupa Bldg, Shop. NO.2, Ground Floor, Tilak Chowk, Harbhat Road,
Sangli – 416416. Satara : 117 / A / 3 / 22, Shukrawar Peth, Sargam Apartment, Satara - 415002. Shahjahanpur : Bijlipura, Near Old Distt Hospital , Shahjahanpur - 242001. Shillong: 3rd
Floor, RPG COMPLEX, Keating Road, Shillong, Meghalaya - 793 001. Shimla : 1st Floor, Opp Panchayat Bhawan Main Gate, Bus Stand, Shimla - 171001. Shimoga : Nethravathi, Near Gutti
Nursing Home, Kuvempu Road, Shimoga - 577201. Siliguri: 78 , Haren Mukherjee Road 1st floor Beside SBI Hakimpara Siliguri - 734001. Sirsa: Gali No1, Old Court Road, Near Railway
Station Crossing, Sirsa - 125055. Sitapur: Arya Nagar Near Arya Kanya School, Sitapur - 261001, (Uttar Pradesh). Solan : 1st Floor, Above Sharma General Store, Near Sanki Rest house, The
Mall, Solan - 173212. Solapur : Flat No 109, 1st Floor, A Wing, Kalyani Tower, 126 Siddheshwar Peth, Near Pangal High School, Solapur - 413001. Sonepat: 1st Floor, Pawan Plaza, Atlas
Road, Subhash Chowk, Sonepat – 131001, Haryana. Sriganganagar : 18 L Block, Sri Ganganagar - 335001. Srikakulam : Door No 4-4-96, First Floor, Vijaya Ganapathi Temple Back Side,
Nanubala Street, Srikakulam - 532001. Sultanpur: 967, Civil Lines, Near Pant Stadium, Sultanpur - 228001. Surat : Plot No.629,2nd Floor, Office No.2-C/2-D, Mansukhlal Tower, Beside
Seventh Day Hospital, Opp.Dhiraj Sons, Athwalines, Surat - 395001. Surendranagar: Shop No. 12, M.D.Residency, Swastik Cross Road, Surendranagar - 363001. Tezpur Sonitpur: Kanak
Tower 1st Floor, Opposite IDBI Bank/ICICI Bank, C.K.Das Road, Tezpur Sonitpur, Assam – 784001. Thane: Dev Corpora, 1st floor, Office no. 102, Cadbury Junction, Eastern Expressway, Thane
(West) – 400 601.Thiruppur: 1(1), Binny Compound, 2nd Street, Kumaran Road, Thiruppur - 641601. Thiruvalla : 1st Floor, Room No - 61(63) International Shopping Mall, Opp. St. Thomas
Evangelical Church, Above Thomson Bakery, Manjady, Thiruvalla - 689105 (Kerala). Tinsukia: Sanairan Lohia Road,1st Floor, Tinsukia - 786125. Tirunelveli : No. F4, Magnem Suraksaa
Apartments, Tiruvananthapuram Road, Tamil Nadu, Tirunelveli - 627 002. Tirupathi : Shop No : 6, Door No: 19-10-8, (Opp to Passport Office), AIR Bypass Road, Tirupathi – 517501. Trichur :
Room No. 26 & 27, Dee Pee Plaza, Kokkalai, Trichur - 680001. Trichy : No 8, 1st Floor, 8th Cross West Extn, Thillainagar, Trichy - 620018. Trivandrum: TC NO: 22/902, 1st floor, Blossom
Building, Opposite NSS Karayogam, Sasthamangalam Village P.O, Thiruvananthapuram, Trivandrum – 695010 (Kerala). Tuticorn: 1 - A / 25, 1st Floor, Eagle Book Centre Complex,
Chidambaram Nagar Main, Palayamkottai Road, Tuticorn - 628008. Udaipur: 32, Ahinsapuri, Fatehpura circle, Udaipur- 313001. Ujjain: Office at 109, 1st Floor, Siddhi Vinayak Trade
Center, Shahid Park, Ujjain:- 456010. Madhya Pradesh. Unjha (Parent: Mehsana) : 10/11, Maruti Complex, Opp. B R Marbles, Highway Road, Mehsana, Unjha - 384170. Valsad: Gita Niwas,
3rd Floor, Opp. Head Post Office, Halar Cross Lane, Valsad - 396001. Vapi : 208, 2nd Floor HEENA ARCADE, Opp. Tirupati Tower, Near G.I.D.C. Char Rasta, Vapi – 396195. Varanasi: Office
no 1, Second floor, Bhawani Market, Building No. D-58/2-A1, Rathyatra, Beside Kuber Complex, Varanasi - 221010. Vashi: BSEL Tech Park, B-505, Plot no 39/5 & 39/5A, Sector 30A, Opp.
Vashi Railway Station, Vashi, Navi Mumbai – 400705. Vellore: Door No 86, BA Complex, 1st Floor, Shop No 3, Anna Salai (Officer Line), Tollgate, Vellore - 632 001 (Tamil Nadu). Warangal:
A.B.K Mall, Near Old Bus Depot road, F-7, Ist Floor, Ramnagar, Hanamkonda, Warangal - 506001. Yamuna Nagar: 124-B/R Model Town, Yamunanagar - 135001. Yavatmal: Pushpam,
Tilakwadi, Opp Dr Shrotri Hospital, Yavatmal - 445001.

CAMS, Registrar and Transfer Agent to Kotak Mutual Fund will be the official point of acceptance for electronic transaction received through specified banks, Financial Institutions with whom Kotak
Mahindra Mutual Fund has entered or may enter into specific arrangement for purchase/sale/switch of units and secured internet site operated by Kotak Mahindra Mutual Fund.