Strategic Goals #

1
2
3
4
Speedy Recovery 5
6
7
8

Funding 1
1

Growth in Urban and New Green Area 2

3

1
2
3
4
Strong People
5
6

1
2
3
4
Risk
5
6
7
8

LOG
FIN
HR

IT
 FY-25 Operation Projects
Project
Recovery Manuals
Arrear Committee (Effectiveness & Efficiency)
Recovery Reach Out
Recovery Training/ Coaching
Write Off
Write Off Recovery
Reorganizing Recovery Structure & JDs
Recovery Team Selection & Benefit Review
Cash Recovery Solutions
Voluntary Saving
GFL Portfolio Shrink- All Branches

2 New POSs (MHL, TG/AP) , New Area- Saike Phyu

Enhancing the Network Engagement
Urban Penetration Rate- Growth
Effective Performance Management (each position role- fully)
Capacity Building- Existing Role- Full Trainings
Capacity Building- Career Development
Mindset Engagement Activities
High Performing/ Learning Environment- Ongoing Reinstatment
Building Up Strong Branch Management
Team Engagement Activities
Career Path/Significant Benefit/ Communication to Manager
Zoning Resetting & Staff Replacement & Client Transfer
New GLP- Inaccessible Risk
Loan Origination Quality
Branch Internal Control
IA/ IC Process- Review & Branch Coordination Enhancement & Right Mindset
Branch Management Efficiency
Riks from GFL Shrinking
Communication & Execution Gaps (From Top to Down)

Battery Quality
Petty Cash Restriction
Customer Service Awareness to all Staffs (Any Options)

RM Laptops Quality
25 Operation Projects
Details

Gravity Site Visit/ Lost Contact/Rearrange- Payment Frequency

BRO/ CRO/ BMgt

Hair Cut- RM/BM level/ Principal Payment

Net Saving= Additional 5% of Disbursement

1- MHL , SP
2- TG
1) Essential Business Analysis in Branch Level
2) New Urban Products (Company/Gov Staff Loan, Hire Purchase- Home, Car, GFL-Individuals)
3) BL-2 Prospection/ BL-2 Specialized Training (confidence, business analysis, communication)/
Reward System & Quarterly PE
Awareness of JD & Responsibility

(Training, Workshop, Options?/ HO, Branches)

Inspire& Experiment Leadership/Time Management/ Pay Attention/ Remove the block- HO Meeting Schedule
Football, Games, Seasonal Activities

One Cluster- 5 People

GFL Renewal/ Safe Zoning Set Up in Risk Branches/ ADC in Risk Zone
New GLP- PAR 1 (Period?)
Gravity- Supervision Visit

Workload Analysis and Priorities

Quarterly Review
 Timeline Team
April'24 OPE + Risk
April to June'24 OPE
May'24 OPE
May'24 OPE + Training
Aug'24 OPE
Aug'24 OPE
Aug'24 OPE
Mar'24 & April'24 OPE + HR
April'24 Biz Dev
Aug'24 OPE
April'24 Risk
1- Aug'24
2- Nov'24 Legal + OPE +HOD
May'24
Aug'24 Biz Dev
April'24, July'24, Oct'24,Jan'25
May'24- June'24 OPE + Training
July'24- Dec'24 OPE + Training
May'24- Ongoing OPE
May'24- Ongoing OPE
Meeting Schedule RM
HR
HR
April'24 Biz Dev+ Risk, OPE
May'24 Risk + Biz Dev
July'24- Ongoing OPE
June'24 Biz Dev- May'24
June'24 OPE+ Risk
May'24 OPE
April'24 to Ongoing Risk
May'24 OPE
 Optimized Now
AC- Caseload GLP- Caseload
350 2100 FY-25
AC GLP CRO CRO AC/CRO
MR-1
2906 13000 8 6 291 Amarapura
3106 12000 9 6 259 Sar Toe
2482 9250 7 4 276 Sagaing
19 735 0 0 4 Nay Pyi Taw
0 0 0 Meiktila
0 0 0 MNS
1718 11590 5 6 245 Madaya
3723 14000 11 7 266 CMTZ
4425 14650 13 7 295 Patheingyi
2802 19000 8 9 280 Pyinoolwin
0 0 0 Taung Gyi
0 0 0 SGG
1653 6160 5 3 236 Monywa
695 2130 2 1 232 Shwebo
0 0 0 MGW
3228 15580 9 7 293 Magway
815 3150 2 2 163 Pakokku
4244 26500 12 13 354 Chauk
91 70

Now

FY-24
All AC Accessible
AC GLP AC/ Pro; Straff GLP/ Pro; Straff MR-1
2715 1,199,894,607 339 149,986,826 Amarapura
2919 1,139,741,927 324 126,637,992 Sar Toe
2343 841,162,701 469 168,232,540 Sagaing
54 206,894,200 9 34,482,367 Nay Pyi Taw
Meiktila
MNS
1198 737,668,106 300 184,417,027 Madaya
3249 1,252,220,053 361 139,135,561 CMTZ
4203 1,352,158,074 420 135,215,807 Patheingyi
2474 1,626,310,121 309 203,288,765 Pyinoolwin
Taung Gyi
SGG
1532 545,504,355 306 109,100,871 Monywa
678 188,181,653 226 62,727,218 Shwebo
 MGW
2843 1,373,638,842 316 152,626,538 Magway
706 289,940,450 235 96,646,817 Pakokku
3914 2,528,117,370 356 229,828,852 Chauk
FY-24 Staff Plan - FY-25
Total CRO TOTAL Total CRO SBRO BRO SCRO CRO BM LCRO RO BA
132 211 128 17 10 59 42 15 19 10 12
38 64 40 7 5 19 9 5 5 5 3
11 17 10 2 0 4 4 1 2 1 1
14 20 12 3 1 4 4 1 2 2 1
13 16 9 2 4 2 1 1 1 2 1
0 6 5 5 1 0
0 5 4 4 1
52 82 50 8 4 22 16 5 8 4 4
10 13 7 0 4 3 1 2 1
16 23 14 5 - 5 4 1 2 2 1
16 24 15 2 4 4 5 1 2 2 1
10 17 10 1 0 5 4 1 2 1
0 5 4 4 1
13 18 10 - - 7 3 2 1 - 2
8 12 7 4 3 1 1 1
5 6 3 3 1 0 1
29 47 28 2 1 11 14 3 5 1 3
11 18 11 2 1 4 4 1 2 1 1
6 10 5 3 2 1 1 1
12 19 12 4 8 1 2 1

Senior Level HC will be flexible Based on Talent available in the market

Staff Plan After Write Off- Sep'24

Total CRO TOTAL Total CRO SBRO BRO SCRO CRO BM LCRO RO BA
127 168 98 17 5 58 18 15 12 6 11
39 51 32 7 2 19 4 5 2 3 3
10 14 8 2 0 4 2 1 1 1 1
12 15 9 3 - 4 2 1 1 1 1
9 10 5 2 2 1 - 1 1 1
4 7 6 6 1 0
4 5 4 4 1
50 63 35 7 2 21 5 5 6 2 4
7 9 4 0 4 1 1 1
14 16 9 3 - 5 1 1 1 1 1
15 18 10 3 2 3 2 1 2 1 1
10 15 8 1 0 5 2 1 2 1
4 5 4 4 1
10 14 8 - - 7 1 2 1 - 1
7 10 5 4 1 1 1 1
3 4 3 3 1
28 40 23 3 1 11 8 3 3 1 3
11 15 9 3 1 4 1 1 1 1 1
5 7 3 3 1 1
12 18 11 4 7 1 2 1

Senior Level HC will be flexible Based on Talent available in the market

 By Function
BT Cleaner CRO Intern BRO R-CRO CRO
16 11 8 27 49 51 - 1
3 3 2 12 13 14 - 1
1 1 1 2 5 3 -
1 1 0 4 5 3 -
1 1 1 6 3 -
0 - 0 4 - 1
0 0 0 4 -
7 4 4 12 17 21 -
1 1 0 0 7 0 -
2 1 2 5 4 5 -
2 1 2 6 5 4 -
2 1 0 1 1 8 -
0 0 0 4 -
2 1 - - 10 - -
1 1 0 0 7 0 -
1 0 0 0 3 0 -
4 3 2 3 9 16 -
1 1 2 3 4 4 -
1 1 0 0 5 0 -
2 1 0 0 0 12 -

ilable in the market

BT Cleaner CRO Intern

15 11 8
3 3 2 5 RO
1 1 1 7 LCRO
1 1 0 1BA
1 1 1 1BT
0
0
7 4 4
1 1 0
2 1 2
2 1 2
2 1 0
0
1 1 -
1 1 0
0
 4 3 2
1 1 2
1 1 0
2 1 0

ilable in the market

 1000000 Months Jan-24 Feb-24
1 GLP Total 6,242 6,163
New 4,218 4,169
Sol 957 931
Old 1,067 1,063
GLP Growth (79)
BL-1 1,355 1,298
BL-2 381 355
GFL 4,506 4,510
(0) (0)
2 Disbursement Total 379 409
BL-1 69 74
BL-2 29 14
GFL 281 321
Save Fund 3Bln- Jan to May 377 73
128 3 Total Collection 856 585
New 823 556
Sol 32 27
Old 1 2
3.1 Principle Collection 755 482
New 727 458
Sol 27 23
Old 1 1

3.1.1 Principle Collection % 8%

New 11%
Sol 2%
Old 0%
3.1.2 Principle Collection %
BL-1 10%
BL-2 10%
GFL 7%
3.2 Interest Collection 101 103
2.33% New 95 98
0.41% Sol 5 4
0.04% Old 0 0
4 PAR -30 Total 2,131 2,118
New 250 256
Sol 819 803
Old 1,063 1,059
(2,613) (2,560)
4.1 Inaccessible PAR 30 1,234 1,242
New 226 232
Sol 283 284
Old 725 726

3656.027857 4.2 Accessible PAR 30 3,511 3,436

New 93 109
Sol 2,471 2,380
Old 947 947
4.2.1 Accessible PAR 30 Recovery Rate -4.14% -2.12%
New 0.12%
Sol -0.71%
Old -0.45%

4.2.2 Accessible PAR 30 Recovery Amt (22)

New 0
Sol (18)
Old (4)

5 WO Amount 4 6
New - -
Sol 4 3
Old 0 3

BL-1 1 3
BL-2 0 1
GFL 3 2
5.1 Total FIN WO Bal; - 102
5.2 WO Recovery 0.0 0.0
6 Total Saving Balance - -
Net Vountary Saving
Compulsory Savin 0 0
7 # Productive Staff 126 126
7.1 Productivity GLP 50 49
0.45 AC 110 109
8 P&L 105 108
8.1 Revenue 105 108
Interest Collectio 100.57354 102.87435
Document Fee 4.77975 4.854
8.2 Branch OPEX - -
Salary 0 0
Branch OPEX 0 0
Staff Equipment 0 0
Corporate Team B 0 0
Training Fee 0 0
Rental Expense 0 0
Electricity & Water 0 0
Stationary 0 0
Office Supplies 0 0
Advans Forms 0 0
Repair Maintenanc 0 0
Telenor Bill 0 0
Internet 0 0
Gasoline for field 0 0
Small Items for Fu 0 0
Security 0 0
9 Cash Flow Cash Surplus/ (Def 858 587
9.1 Cash Inflow 858 587
Principal Collecti 755.4 482.0
Interest Collectio 100.6 102.9
Document Fee 1.9 2.0
9.2 Cash Outflow - -
Salary 0.0 0.0
 Branch OPEX 0.0 0.0

GLP - PAR 30 4,111 4,045

New 3,968 3,913
Sol 138 128
Old 4 4

PAR 30 - A: PAR 30 (1,379) (1,318)

New 157 147
Sol (1,652) (1,577)
Old 116 112

Checking Data GLP - WO 6,236

To be "0" or "Plus" New 4,218
Not to be "Minus" Sol 954
Old 1,065

GLP - WO BL-1 1,354 1,295

BL-2 381 354
GFL 4,503 4,508

Total Coll;- PAR Recovery 856 563

New 823 556
Sol 32 10
Old 1 (2)
 FY-25 Projection- ADVANS MYANMAR
Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24
5,978 5,750 5,612 5,505 5,402 5,382 5,398
4,011 3,799 3,681 3,592 3,508 3,505 3,539
906 891 872 856 839 824 808
1,062 1,060 1,058 1,057 1,055 1,052 1,050
(185) (228) (138) (107) (103) (20) 16
1,240 1,222 1,214 1,207 1,221 1,239 1,260
372 405 441 475 511 548 574
4,365 4,123 3,956 3,823 3,669 3,594 3,564
(1) (1) (0) 1 (1) (0) (0)
347 275 340 357 350 380 420
67 95 110 110 125 125 130
55 70 80 80 85 85 80
225 110 150 167 140 170 210
185 228 138 107 103 20 (16)
634 601 571 554 541 486 490
602 580 546 531 518 465 467
29 19 23 20 21 19 20
2 2 2 2 2 3 3
532 503 478 464 453 400 404
505 487 458 446 434 383 386
25 14 19 16 17 15 16
2 1 2 2 2 2 2

9% 9% 9% 8% 8% 7% 7%
12% 12% 12% 12% 12% 11% 11%
3% 2% 2% 2% 2% 2% 2%
0.1% 0.1% 0.2% 0.2% 0.2% 0.2% 0.2%

10% 9% 10% 10% 9% 9% 9%

11% 10% 11% 11% 10% 9% 10%
8% 8% 8% 8% 8% 7% 7%
265 249 243 242 245 249 262
232 217 213 214 218 224 239
32 30 29 27 25 24 22
1 1 1 1 1 1 1
2,105 2,113 2,114 2,117 2,118 2,098 2,074
264 282 300 319 337 335 332
784 775 760 746 731 714 696
1,058 1,056 1,054 1,052 1,050 1,048 1,046

1,263 1,322 1,376 1,430 1,483 1,483 1,483

242 266 285 304 323 323 323
295 319 343 367 391 391 391
726 737 748 759 769 769 769

842 791 738 687 635 614 590

22 16 16 15 14 12 9
489 456 416 379 340 323 305
331 319 306 293 281 279 277
 -308% -6.51% -7.14% -7.43% -8.16% -3.38% -4.06%
-1% -3% -4% -4% -6% -13% -27%
-0.8% -2.5% -4.0% -4.0% -4.8% -4.9% -5.7%
-0.2% -0.5% -0.6% -0.6% -0.6% -0.8% -0.8%

(22) (14) (21) (19) (21) (21) (24)

(1) (1) (1) (1) (1) (2) (3)
(20) (12) (18) (17) (18) (17) (18)
(2) (1) (2) (2) (2) (2) (2)

- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
102 102 102 102 102 102 102
0.5 0.5 0.5 0.5 0.5 0.5 0.5
- 14 31 49 66 93 122
8 16
0 14 31 49 66 85 106
126 126 128 128 128 132 94
47 46 44 43 42 41 57
105 101 97 96 94 91 128
103 99 95 92 90 88 88
103 99 95 92 90 88 88
101.755236375 97.958032414 92.952901887 90.1187270572 87.9758590385 85.9435898557 85.7988981
1.735 1.375 1.7 1.785 1.75 1.9 2.1
- - - - - - -
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
635 602 573 556 542 488 492
635 602 573 556 542 488 492
531.8 502.8 478.5 463.7 452.6 400.4 404.4
101.8 98.0 93.0 90.1 88.0 85.9 85.8
1.7 1.4 1.7 1.8 1.8 1.9 2.1
- - - - - - -
0.0 0.0 0.0 0.0 0.0 0.0 0.0
 0.0 0.0 0.0 0.0 0.0 0.0 0.0

3,873 3,637 3,497 3,388 3,284 3,284 3,324

3,747 3,517 3,381 3,274 3,172 3,170 3,208
121 116 113 110 108 110 112
4 4 4 4 4 4 4

1,263 1,322 1,376 1,430 1,483 1,483 1,483

242 266 285 304 323 323 323
295 319 343 367 391 391 391
726 737 748 759 769 769 769

6,163 5,978 5,750 5,612 5,505 5,402 5,382

4,169 4,011 3,799 3,681 3,592 3,508 3,505
931 906 891 872 856 839 824
1,063 1,062 1,060 1,058 1,057 1,055 1,052

1,240 1,222 1,214 1,207 1,221 1,239 1,260

372 405 441 475 511 548 574
4,365 4,123 3,956 3,823 3,669 3,594 3,564

612 586 551 535 520 466 466

602 580 546 531 517 463 464
9 6 5 4 3 2 2
0 0 0 0 0 0 0
YANMAR
Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25 Summary
5,406 5,422 5,434 5,469 5,465 3,974 C/B
3,568 3,606 3,638 3,694 3,712 3,405 86%
793 776 761 745 726 317 8%
1,045 1,041 1,036 1,031 1,026 252 6%
8 16 12 35 (5) (1,491) C/B
1,278 1,281 1,275 1,275 1,271 960 24%
595 615 631 644 654 625 16%
3,534 3,526 3,529 3,551 3,540 2,388 60%
1 (1) (0) 0 0 (0)
420 435 435 465 435 435 4,747
130 125 115 125 125 125 1440
80 80 80 80 80 80 960
210 230 240 260 230 230 2347
(8) (16) (12) (35) 5 8 521
498 506 511 518 529 533 6,339
474 480 487 494 502 507 6,052
19 20 19 20 22 21 242
5 5 5 5 5 5 45
412 419 423 430 440 443 5,268
392 397 403 409 416 420 5,030
15 17 15 16 18 18 197
5 5 5 5 5 5 40

8% 8% 8% 8% 8% 11%
11% 11% 11% 11% 11% 11%
2% 2% 2% 2% 2% 2%
0.5% 0.5% 0.5% 0.5% 0.5% 0.5%

9% 10% 9% 10% 10% 34%

10% 10% 10% 10% 11% 17%
7% 7% 7% 7% 7% 39%
276 289 303 315 330 344 3,345
254 269 284 298 314 328 3,073
21 19 18 16 15 14 259
1 1 1 1 1 1 13
2,048 2,021 1,998 1,971 1,945 436 11%
328 325 325 323 323 -
678 659 641 622 600 188
1,041 1,036 1,031 1,027 1,022 248

1,483 1,483 1,483 1,483 1,483 - 0%

323 323 323 323 323 -
391 391 391 391 391 -
769 769 769 769 769 -

565 537 515 488 462 436 11%

6 3 3 0 0 0
287 268 250 231 209 188
272 267 262 257 253 248
 -4.56% -5.09% -4.43% -5.45% -5.72% -5.99%
-37% -55% 9% -100% #DIV/0! #DIV/0!
-5.8% -6.7% -6.8% -7.6% -9.3% -10.2%
-1.7% -1.8% -1.8% -1.8% -1.9% -1.9%

(26) (27) (23) (27) (26) (26) (275)

(3) (3) 0 (3) - - (17)
(18) (19) (18) (19) (21) (21) (217)
(5) (5) (5) (5) (5) (5) (40)

- - - - - 1,483 1,483
- - - - - 323 323
- - - - - 391 391
- - - - - 769 769
- - - - - 0 (0)
- - - - - 303 303.32
- - - - - 35 35.11
- - - - - 1,145 1144.76963432
102 102 102 102 102 1,585
0.5 0.5 0.5 0.5 0.5 7.9 13.5
152 182 212 245 275 306 306
24 33 42 51 60 69 69
127 149 171 194 216 237 237
94 98 98 98 98 98 98
58 55 55 56 56 41 41
128 123 123 124 124 90 90
89 89 90 91 92 92 1,095
89 89 90 91 92 92 1,095
86.5219195835 87.1103481826 87.9223553943 88.6035611931 89.8370787422 90.1897798193 41167
2.1 2.175 2.175 2.325 2.175 2.175
- - - - - - -
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
500 508 513 521 532 535 6,363
500 508 513 521 532 535 6,363
411.8 418.5 423.0 429.8 439.6 443.0 5268.1
86.5 87.1 87.9 88.6 89.8 90.2 1070.9
2.1 2.2 2.2 2.3 2.2 2.2 23.7
- - - - - - -
0.0 0.0 0.0 0.0 0.0 0.0 0
 0.0 0.0 0.0 0.0 0.0 0.0 0

3,358 3,402 3,436 3,498 3,520 3,538

3,239 3,281 3,313 3,371 3,390 3,405
114 117 120 123 126 129
4 4 4 4 4 4

1,483 1,483 1,483 1,483 1,483 -

323 323 323 323 323 -
391 391 391 391 391 -
769 769 769 769 769 -

5,398 5,406 5,422 5,434 5,469 3,982

3,539 3,568 3,606 3,638 3,694 3,390
808 793 776 761 745 335
1,050 1,045 1,041 1,036 1,031 257

1,278 1,281 1,275 1,275 1,271 657

595 615 631 644 654 590
3,534 3,526 3,529 3,551 3,540 1,243

473 478 488 492 503 507

471 477 487 491 502 507
1 1 1 0 0 0
0 0 0 0 0 0
 17759
Summary 5,457
O/B (12,302) Funding from VS didn't count , to be considered in Disb; in some %. if a
68% 12 Branches - 4 Branches to be consider Branch Continuousy Plan (SGG
15% (197) (16.44) 167 12 Branches - 1 Branch- SBO (POS)
17% (40) (3.37) 39 1 POS => 4 POS (NPT + SBO , MHL & TG)
O/B New Township- License Secure.
21% 23
6% 288 11 Branches (4 Branches- BCP)
73% (832) 4 POS

19646
30% (14,899)
20% Disbursemen Apr-24 May-24 Jun-24
49% Original 867 1090 1247
MN 200 400 200
528 1067 1490 1447
95% 504.35 1518
4% 20.14 168 Now 275 340 357
1% 3.76 16 Add; Disb; (592) (750) (890)
439
95%
4%
1%

279 3197
92% 148
8%
0%
34%

20%

56%
 -6%
#DIV/0!
-6%
-1%

(23)
6%
79%
15%

22%
26%
52%

20%
2%
77%

126
50
110
90
90
3412

0%

#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
524
524
433
88
2
-
0
0

1. Based on Funding, Adjust Disb;

2. Adjust Write Off (only Non Recovery Potential)
3. Based on GLP & Cash Flow, any merging conditions?
nsidered in Disb; in some %. if any.
r Branch Continuousy Plan (SGG, MDY, MY, PKK)

Jul-24 Aug-24 Sep-24 Oct-24

1295 1513 1685 1775 9,472
200 200 -100 100 1,200
1495 1713 1585 1875 10672

350 380 420 420 2,542

(945) (1,133) (1,265) (1,355) (6,930)
 FY-25 Proj
1000000 Months Jan-24 Feb-24 Mar-24
1 GLP Total 1,266 1,237 1,170
New 698 703 666
Sol 520 487 458
Old 48 47 46
GLP Growth (29) (67)
BL-1 750 744 696
BL-2 516 493 474
GFL -
- - 0
2 Disbursement Total 85 101 50
BL-1 31 70 25
BL-2 55 31 25
GFL
Save Fund 67
3 Total Collection 152 154 140
New 111 114 103
Sol 39 38 36
Old 1 2 1
3.1 Principle Collection 127 129 117
New 95 97 86
2.8% 14 Sol 31 31 29
Old 1 2 1
Sol; (Non PAR + PAR 1-30) 2.8% 2.6%
3.1.1 Principle Collection % 10% 9%
New 14% 14% 12%
Sol 6% 6% 6%
Old 3.0% 3.5% 2.0%
3.1.2 Principle Collection %
BL-1 10% 10% 10%
BL-2 10% 11% 9%
GFL
3.2 Interest Collection 24 24 23
2.33% New 16 17 16.38
1.40% Sol 8 7 6.81
0.03% Old 0 0 0.02
4 PAR -30 Total 291 274 258
New 1 2 2
Sol 242 225 209
Old 48 47 46

4.1 Inaccessible PAR 30 - - -

New 0 0 0
Sol 0 0 0
Old 0 0 0

3656.027857 4.2 Accessible PAR 30 291 274 258

 New 1 2 2
3.2% 17 Sol 242 225 209
Old 48 47 46

4.2.1 Accessible PAR 30 Recovery Rate -6% -6%

New 201.82% -10%
Sol -6.94% -7.0%
Old -2.07% -2.0%

4.2.2 Accessible PAR 30 Recovery Amt (16) (17)

New 1 (0)
Sol (17) (16)
Old (1) (1)

5 WO Amount 1 2 -
New
Sol 1 2
Old 0 0
-
BL-1 1 2
BL-2 0 0
GFL
5.1 Total FIN WO Amount 134 134
5.2 WO Recovery 0.82 0.79 0.67
6 Total Saving Balance - - -
Net Vountary Saving Balance
Compulsory Saving Balance
7 # Productive Staff 11 11 11
7.1 Productivity GLP 115 112 106
0.45 AC 256 250 236
8 P&L 25 25 23
8.1 Revenue 25 25 23
Interest Collection 24.2 24.3 23.2
Document Fee 0.4 0.5 0.3
8.2 Branch OPEX - - -
Salary
Branch OPEX 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplus/ (Deficit) 152 154 140
9.1 Cash Inflow 152 154 140
Principal Collection 127.4 129.4 116.6
Interest Collection 24.2 24.3 23.2
Document Fee 0.4 0.5 0.3
9.2 Cash Outflow - - -
Salary 0 0 0
Branch OPEX 0 0 0

GLP - PAR 30 Total 975 963 913

New 697 701 665
Sol 278 262 248
Old - - -

PAR 30 - A: PAR 30 Total - - -

New - - -
Sol - - -
Old - - -
Checking Data
To be "0" or GLP - WO Total 1,264 1,237
"Plus" New 698 703
Not to be Sol 518 487
"Minus"
Old 48 47

GLP - WO BL-1 748 744

BL-2 516 493
GFL - -

Total Coll;- PAR RecoverTotal 152 137 123

New 111 115 103
Sol 39 21 20
Old 1 1 0
FY-25 Projection- Amarapura Branch
Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25
1,187 1,226 1,278 1,342 1,409 1,462 1,509 1,543 1,592 1,665
714 787 871 967 1,063 1,143 1,229 1,314 1,390 1,486
427 395 364 333 305 278 252 215 195 176
46 44 43 42 41 40 28 14 7 4
16 39 52 64 67 53 47 35 48 73
720 771 823 868 916 955 984 995 1,019 1,061
467 455 455 475 493 507 525 549 573 604
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
130 160 180 200 210 210 220 230 230 260
90 120 130 130 140 140 140 140 140 160
40 40 50 70 70 70 80 90 90 100

(16) (39) (52) (64) (67) (53) (47) (35) (48) (73)
136 143 152 161 171 186 204 227 215 222
98 105 114 125 136 154 161 173 185 196
37 38 37 36 33 30 31 40 23 22
1 1 1 1 1 1 12 14 7 4
114 121 128 136 143 157 173 195 182 187
82 88 95 105 114 130 135 145 155 163
31 32 31 30 29 26 27 37 20 19
1 1 1 1 1 1 12 14 7 4
2.5% 2.4% 2.3% 2.2% 2.1% 2.1% 2.0% 1.9% 1.9% 1.9%
10% 10% 10% 11% 11% 11% 12% 13% 12% 12%
12% 12% 12% 12% 12% 12% 12% 12% 12% 12%
7% 7% 8% 8% 9% 9% 10% 15% 9% 10%
2.0% 2.3% 2.5% 2.5% 2.5% 2.5% 30.0% 50.0% 50.0% 50.0%

10% 10% 10% 10% 11% 11% 12% 13% 12% 12%
10% 11% 11% 11% 11% 11% 12% 13% 12% 12%

22 23 24 25 27 29 31 32 34 35
15.53 16.65 18.33 20.30 22.53 24.77 26.64 28.63 30.62 32.38
6.41 5.97 5.53 5.09 4.67 4.26 3.90 3.52 3.01 2.73
0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00
237 215 192 168 145 124 91 46 23 4
1 1 1 1 0 0 0 0 0 0
190 169 147 125 104 84 63 32 16 0
46 44 43 42 41 40 28 14 7 4

- - - - - - - - - -
0 0 0 0
0 0 0 0
0 0 0 0

237 215 192 168 145 124 91 46 23 4

 1 1 1 1 0 0 0 0 0 0
190 169 147 125 104 84 63 32 16 0
46 44 43 42 41 40 28 14 7 4

-8% -9% -11% -12% -14% -14% -27% -50% -50% -85%
-30% -20% -20% -20% -100%
-9.0% -11.0% -13.0% -15.0% -17.0% -19.0% -25.0% -50.0% -50.0% -100.0%
-2.0% -2.3% -2.5% -2.5% -2.5% -2.5% -30.0% -50.0% -50.0% -50.0%

(20) (22) (23) (23) (23) (21) (33) (46) (23) (19)
(1) (0) (0) (0) (1) - - - - -
(19) (21) (22) (22) (21) (20) (21) (32) (16) (16)
(1) (1) (1) (1) (1) (1) (12) (14) (7) (4)

- - - - - - - - - -
-

- - - - - - - - - -

134 134 134 134 134 134 134 134 134 134
0.67 0.67 0.67 0.67 0.67 0.67 0.67 0.67 0.67 0.67
7 15 24 34 48 63 78 94 111 129
4.20 8.40 12.80 17.40 22.00 27.20
7 15 24 34 44 55 66 77 89 102
11 11 11 11 11 8 8 8 8 8
108 111 116 122 128 183 189 193 199 208
240 248 258 271 285 406 419 429 442 463
23 23 25 26 28 30 32 33 35 36
23 23 25 26 28 30 32 33 35 36
21.9 22.6 23.9 25.4 27.2 29.0 30.6 32.2 33.6 35.1
0.7 0.8 0.9 1.0 1.1 1.1 1.1 1.2 1.2 1.3
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 136 144 153 162 172 187 205 229 216 223
136 144 153 162 172 187 205 229 216 223
113.7 120.5 127.7 136.1 143.4 156.9 173.3 195.2 181.6 186.5
21.9 22.6 23.9 25.4 27.2 29.0 30.6 32.2 33.6 35.1
0.7 0.8 0.9 1.0 1.1 1.1 1.1 1.2 1.2 1.3
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

949 1,011 1,087 1,174 1,264 1,338 1,417 1,498 1,569 1,662
713 786 871 966 1,063 1,143 1,229 1,314 1,390 1,486
236 226 216 208 201 194 188 183 179 176
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

1,170 1,187 1,226 1,278 1,342 1,409 1,462 1,509 1,543 1,592
666 714 787 871 967 1,063 1,143 1,229 1,314 1,390
458 427 395 364 333 305 278 252 215 195
46 46 44 43 42 41 40 28 14 7

696 720 771 823 868 916 955 984 995 1,019
474 467 455 455 475 493 507 525 549 573
- - - - - - - - - -

115 121 128 138 148 165 171 182 192 202
97 104 113 125 136 154 161 173 185 196
18 17 15 13 12 11 10 9 7 6
0 0 0 0 0 0 0 0 0 0
Feb-25 Mar-25 Summary
1,744 1,826 C/B O/B
1,571 1,656 91% 57%
172 169 9% 39%
- - 0% 4%
78 82 C/B O/B
1,114 1,172 64% 60%
630 654 36% 40%
- - 0% 0%
0 0
260 270 2,560
160 170 1660 65%
100 100 900 35%
0 0%
(78) (82) (655)
219 227 2,262
209 221 1,878 83%
6 6 338 15%
4 - 47 2%
182 188 1,905
175 185 1,570 82%
3 3 288 15%
4 - 46 2%
1.8% 1.8%
11% 11%
12% 12%
2% 2%
100.0% 0.0%

10% 10%
12% 12%

37 39 358
34.63 36.61 308 86%
2.46 2.41 50 14%
0.00 - 0 0%
- - 0% 23%
0 0
0 0
0 0

- - 0% 0%

- - 0% 23%
 0 0
0 0
0 0

-100% #DIV/0!

-100.0%

(4) - (258)
- - (2) 1%
- - (209) 81%
(4) - (46) 18%

- - -
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
- - -
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
134 134
0.67 0.67 8.0
147 166 166
32.40 37.80 38
115 128 128
8 8 8 11
218 228 228 115
484 507 507 256
38 40 370 32
38 40 370 32
37.1 39.0 358 31
1.3 1.4
- - -
0 #DIV/0!
0 0 0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
220 228 2,275 194
220 228 2,275 194
181.6 188.0 1905 163
37.1 39.0 358 31
1.3 1.4 13 1
- - - -
0 0 0 0
0 0 0 0

1,744 1,826
1,571 1,656
172 169
- -

- -
- -
- -
- -

1,665 1,744
1,486 1,571
176 172
4 -

1,061 1,114
604 630
- -

215 227
209 221
6 6
0 -
 FY-2
1000000 Months Jan-24
1 GLP Total 1,163
New 539
Sol 553
Old 71
GLP Growth
BL-1 960
BL-2 102
GFL 101
-
2 Disbursement Total 68
BL-1 47
BL-2 14
GFL 7
Save Fund
3 Total Collection 119
New 89
Sol 29
Old 1
3.1 Principle Collection 99
New 76
Sol 22
Old 1
Sol; (Non PAR + PAR 1-30)
3.1.1 Principle Collection %
New 14%
Sol 4%
Old 0.9%
3.1.2 Principle Collection %
0% BL-1 9%
BL-2 10%
GFL 5%
3.2 Interest Collection 20
2.33% New 13
1.06% Sol 7
0.12% Old 0
4 PAR -30 Total 514
New 5
Sol 437
Old 71

4.1 Inaccessible PAR 30 -

New 0
Sol 0
Old 0

3656.027857 4.2 Accessible PAR 30 514

 New 5.0
0.6% 3 Sol 437
Old 71

4.2.1 Accessible PAR 30 Recovery Rate

New
Sol
Old

4.2.2 Accessible PAR 30 Recovery Amt

New
Sol
Old

5 WO Amount 1
New
Sol 1
Old 0

BL-1 1
BL-2
GFL 1
5.1 Total FIN WO Amount
5.2 WO Recovery 0.08
6 Total Saving Balance -
Net Vountary Saving Balance
Compulsory Saving Balance
7 # Productive Staff 13
7.1 Productivity GLP 89
0.45 AC 199
8 P&L 20
8.1 Revenue 20
Interest Collection 19.9
Document Fee 0.3
8.2 Branch OPEX -
Salary
Branch OPEX 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplus/ (Deficit) 119
9.1 Cash Inflow 119
Principal Collection 98.9
Interest Collection 19.9
Document Fee 0.3
9.2 Cash Outflow -
Salary 0
Branch OPEX 0

GLP - PAR 30 650

New 534
Sol 116
Old -

PAR 30 - A: PAR 30 -
New -
Sol -
Old -
Checking Data
To be "0" or GLP - WO
"Plus" New
Not to be Sol
"Minus"
Old

GLP - WO BL-1
BL-2
GFL

Total Coll;- PAR Recovery 119

New 89
Sol 29
Old 1
 FY-25 Projection- Sartoe Branch
Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24
1,143 1,080 1,112 1,175 1,228 1,301 1,372 1,440 1,496 1,542 1,581
540 504 561 655 738 841 942 1,041 1,129 1,206 1,274
533 506 482 452 423 394 365 335 305 275 246
70 70 69 68 67 66 65 64 63 62 61
(20) (64) 32 63 53 74 70 68 56 46 38
943 878 896 918 936 969 1,005 1,036 1,061 1,080 1,093
109 119 140 188 229 276 316 358 395 427 456
92 83 77 70 63 57 51 46 40 36 31
- 0 0 0 0 0 0 (0) 0 0 0
81 40 120 160 160 190 200 210 210 210 210
64 20 90 100 100 120 130 130 130 130 130
18 20 30 60 60 70 70 80 80 80 80
- 0 0 0 0 0 0 0 0 0 0
64 (32) (63) (53) (74) (70) (68) (56) (46) (38)
119 122 105 115 127 138 153 168 182 193 203
94 88 75 79 92 104 119 133 147 159 170
24 33 30 35 34 33 34 34 34 33 32
1 1 1 1 1 1 1 1 1 1 1
100 104 88 97 107 116 130 142 154 164 172
81 76 63 66 77 87 99 111 123 133 142
18 27 24 30 29 28 29 30 30 30 29
1 1 1 1 1 1 1 1 1 1 1
2.7% 2.3% 2.0% 1.7% 1.5% 1.3% 1.2% 1.1% 1.0% 0.9% 0.8%
9% 9% 8% 9% 9% 9% 10% 10% 11% 11% 11%
15% 14% 13% 12% 12% 12% 12% 12% 12% 12% 12%
3% 5% 5% 6% 6% 7% 7% 8% 9% 10% 11%
1.2% 1.0% 1.0% 1.2% 1.5% 1.5% 1.7% 1.7% 1.7% 1.7% 1.7%

9% 9% 8% 9% 9% 9% 10% 10% 10% 11% 11%

9% 9% 8% 9% 10% 10% 11% 12% 12% 12% 12%
10% 10% 7% 9% 10% 10% 10% 10% 12% 12% 12%
19 18 17 18 20 22 24 26 28 30 31
13 12.57 11.75 13.07 15.26 17.20 19.60 21.95 24.26 26.30 28.10
6 5.66 5.37 5.11 4.79 4.48 4.18 3.87 3.55 3.23 2.92
0 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.08 0.07 0.07
509 495 481 459 436 413 387 360 332 304 276
5 5 4 3 3 2 2 2 1 1 0
434 421 408 388 367 345 320 295 268 241 215
70 70 69 68 67 66 65 64 63 62 61

- - - - - - - - - - -
0 0 0 0 0 0
0 0 0 0 0 0
0 0 0 0 0 0

509 495 481 459 436 413 387 360 332 304 276
 4.8 5 4 3 3 2 2 2 1 1 0
434 421 408 388 367 345 320 295 268 241 215
70 70 69 68 67 66 65 64 63 62 61

-1% -3% -3% -5% -5% -5% -6% -7% -8% -8% -9%
-4.66% -6% -15% -15% -15% -15% -15% -15% -20% -20% -100%
-0.77% -3.0% -3.0% -5.0% -5.5% -6.0% -7.0% -8.0% -9.0% -10.0% -11.0%
-1.07% -1.0% -1.0% -1.2% -1.5% -1.5% -1.7% -1.7% -1.7% -1.7% -1.7%

(4) (14) (14) (22) (23) (23) (26) (27) (28) (28) (29)
(0) (0) (1) (1) (0) (0) (0) (0) (0) (0) (1)
(3) (13) (13) (20) (21) (22) (24) (26) (27) (27) (27)
(0.8) (0.7) (0.7) (0.8) (1.0) (1.0) (1.1) (1.1) (1.1) (1.1) (1.0)

1 - - - - - - - - - -
-
1

- - - - - - - - - -
1
0
0
54 54 54 54 54 54 54 54 54 54 54
0.10 0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27 0.27
- - 6 14 22 32 46 60 75 90 104
4 8.2 12.4 16.6 20.8
6 14 22 31.5 41.5 52 62.5 73 83.5
13 13 13 13 13 13 13 9 9 9 9
88 83 86 90 94 100 106 160 166 171 176
195 185 190 201 210 222 235 356 369 381 390
19 19 18 19 21 23 25 27 29 31 32
19 19 18 19 21 23 25 27 29 31 32
18.9 18.3 17.2 18.3 20.1 21.8 23.9 25.9 27.9 29.6 31.1
0.4 0.2 0.6 0.8 0.8 1.0 1.0 1.1 1.1 1.1 1.1
- - - - - - - - - - -

0 0 0 0 0 0 0 0 0 0 0
 119 122 106 116 128 139 154 169 183 194 204
119 122 106 116 128 139 154 169 183 194 204
99.7 103.6 88.0 96.8 107.2 116.2 129.5 142.0 153.8 163.7 172.0
18.9 18.3 17.2 18.3 20.1 21.8 23.9 25.9 27.9 29.6 31.1
0.4 0.2 0.6 0.8 0.8 1.0 1.0 1.1 1.1 1.1 1.1
- - - - - - - - - - -
0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0

634 585 631 716 791 888 984 1,080 1,164 1,238 1,305
535 500 557 652 735 839 940 1,040 1,127 1,205 1,274
99 85 73 64 56 50 44 40 36 33 31
- - - - - - - - - - -

- - - - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - - -
- - - - - - - - - - -

1,162 1,143 1,080 1,112 1,175 1,228 1,301 1,372 1,440 1,496 1,542
539 540 504 561 655 738 841 942 1,041 1,129 1,206
552 533 506 482 452 423 394 365 335 305 275
71 70 70 69 68 67 66 65 64 63 62

960 943 878 896 918 936 969 1,005 1,036 1,061 1,080
102 109 119 140 188 229 276 316 358 395 427
101 92 83 77 70 63 57 51 46 40 36

114 108 91 93 105 115 128 141 154 165 174

93 88 74 79 92 104 118 133 146 159 169
21 20 17 15 13 11 9 8 7 6 5
0 0 0 0 0 0 0 0 0 0 0
Jan-25 Feb-25 Mar-25 Summary
1,640 1,698 1,748 C/B O/B
1,364 1,454 1,533 88% 47%
216 186 158 9% 47%
60 59 58 3% 6%
59 59 50 C/B O/B
1,121 1,144 1,166 67% 82%
491 530 561 32% 10%
28 24 21 1% 8%
0 (0) 0
240 250 250 2,410
150 150 150 1510 63%
90 100 100 900 37%
0 0 0 0 0%
(59) (59) (50) (668)
213 225 236 2,060
180 192 205 1,654 80%
33 32 30 393 19%
1 1 1 13 1%
181 191 200 1,742
150 161 171 1,381 79%
30 30 28 348 20%
1 1 1 12 1%
0.8% 0.7% 0.7%
11% 12% 12%
12% 12% 12%
12% 14% 15%
1.7% 1.7% 1.7%

11% 11% 11%

12% 13% 13%
12% 12% 12%
32 34 36 318
29.69 31.79 33.87 273 86%
2.61 2.29 1.97 44 14%
0.07 0.07 0.07 1 0%
247 218 190 11% 44%
0 0 0
187 159 132
60 59 58

- - - 0% 0%

247 218 190 11% 44%

 0 0 0
187 159 132
60 59 58

-11% -12% -13%

-13.0% -15.0% -17.0%

-1.7% -1.7% -1.7%

(29) (29) (28) (306)

- - - (5) 1%
(28) (28) (27) (289) 95%
(1.0) (1.0) (1.0) (12) 4%

- - - -
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
- - - -
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
54 54 54
0.27 0.27 0.27 3.2
121 139 156 156
25.6 30.6 35.6 36
95.5 108 120.5 120.5
9 9 9 9 13
182 189 194 194 89
405 419 432 432 199
34 35 37 330 28
34 35 37 330 28
32.4 34.1 35.9 318 27
1.2 1.3 1.3
- - - -
0 #DIV/0!
0 0 0 0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
214 227 238 2,072 179
214 227 238 2,072 179
180.9 191.2 200.4 1742 150
32.4 34.1 35.9 318 27
1.2 1.3 1.3 12 1
- - - - -
0 0 0 0 0
0 0 0 0 0

1,393 1,481 1,558

1,364 1,454 1,533
29 27 26
- - -

- - -
- - -
- - -
- - -

1,581 1,640 1,698

1,274 1,364 1,454
246 216 186
61 60 59

1,093 1,121 1,144

456 491 530
31 28 24

184 196 208

180 192 205
5 4 3
0 0 0
 FY-25 Projection- N
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 144 206 259 317 381
New 144 206 259 317 381
Sol - - -
Old - - -
GLP Growth 62 53 58 64
BL-1 5 10
BL-2 144 206 259 312 371
GFL
- - - - (0)
2 Disbursement Total 75 71 70 80 90
BL-1 5 5
BL-2 75 71 70 75 85
GFL
Save Fund (53) (58) (64)
3 Total Collection 5 12 22 28 34
New 5 12 22 28 34
Sol - - -
Old - - -
3.1 Principle Collection 4 9 17 22 26
New 4 9 17 22 26
#DIV/0! - Sol - - -
Old - - -
Sol; (Non PAR + PAR 1-30)
3.1.1 Principle Collection % 6% 8% 8% 8%
New 3% 6% 8% 8% 8%
Sol #DIV/0!
Old #DIV/0! #DIV/0! 0.0%
3.1.2 Principle Collection %
#DIV/0! BL-1 #DIV/0! 10%
BL-2 7% 5% 8% 8% 8%
GFL #DIV/0!
3.2 Interest Collection 1 3 5 6 7
2.33% New 1 3 4.80 6.03 7.39
#DIV/0! Sol
#DIV/0! Old
4 PAR -30 Total - - - - -
5 WO Amount - - - - -
6 Total Saving Balance - - - 4 9
Net Vountary Saving Balance
Compulsory Saving Balance 4 8.5
7 # Productive Staff 4 4 4 4 6
7.1 Productivity GLP 36 52 65 79 63
0.45 AC 80 115 144 176 141
8 P&L 2 3 5 6 8
8.1 Revenue 2 3 5 6 8
Interest Co 1.3 3.1 4.8 6.0 7.4
 Document 0.4 0.4 0.4 0.4 0.5
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
Security
9 Cash Flow Cash Surplu 6 13 22 28 34
9.1 Cash Inflo 6 13 22 28 34
Principal C 4.0 9.3 17.2 21.6 26.4
Interest Co 1.3 3.1 4.8 6.0 7.4
Document 0.4 0.4 0.4 0.4 0.5
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 144 206 259 317 381

New 144 206 259 317 381
Sol - - - - -
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO 144 206 259 317
"Plus" New 144 206 259 317
Not to be Sol - - - -
"Minus"
Old - - - -

GLP - WO BL-1 - - - 5
Not to be
"Minus"

BL-2 144 206 259 312

GFL - - - -

Total Coll;- PAR Recovery 5 12 22 28 34

New 5 12 22 28 34
Sol - - - - -
Old - - - - -
Y-25 Projection- NayPyiDaw Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
439 508 575 652 723 798 866 939 1,000 1,055
439 508 575 652 723 798 866 939 1,000 1,055
- - - - - - - - - -
- - - - - - - - - -
58 68 68 77 71 75 69 73 60 55
14 17 25 33 41 48 54 64 74 82
425 490 549 618 682 750 812 875 926 973

(0) (0) (1) (1) (0) (0) (0) 0 0 0

90 105 110 125 125 135 135 145 145 145
5 5 10 10 10 10 10 15 15 15
85 100 100 115 115 125 125 130 130 130

(58) (68) (68) (77) (71) (75) (69) (73) (60) (55)
41 47 54 61 70 77 85 92 106 113
41 47 54 61 70 77 85 92 106 113
- - - - - - - - - -
- - - - - - - - - -
32 37 42 48 54 60 66 72 85 90
32 37 42 48 54 60 66 72 85 90
- - - - - - - - - -
- - - - - - - - - -

8% 8% 8% 8% 8% 8% 8% 8% 9% 9%
8% 8% 8% 8% 8% 8% 8% 8% 9% 9%

10% 10% 10% 8% 8% 8% 8% 8% 9% 9%

8% 8% 8% 8% 8% 8% 8% 8% 9% 9%

9 10 12 13 15 17 19 20 22 23
8.88 10.23 11.83 13.40 15.20 16.85 18.59 20.18 21.88 23.29

- - - - - - - - - -
- - - - - - - - - -
13 18 26 35 43 53 62 73 83 93
2.2 4.7 7.2 9.9 12.6 15.5 18.4 21.3
13 18.25 23.75 30 36.25 43 49.75 57 64.25 71.5
6 6 6 6 6 6 6 6 6 6
73 85 96 109 120 133 144 157 167 176
163 188 213 242 268 295 321 348 370 391
9 11 12 14 16 18 19 21 23 24
9 11 12 14 16 18 19 21 23 24
8.9 10.2 11.8 13.4 15.2 16.8 18.6 20.2 21.9 23.3
 0.5 0.5 0.6 0.6 0.6 0.7 0.7 0.7 0.7 0.7
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0

41 47 55 62 70 78 86 93 107 114
41 47 55 62 70 78 86 93 107 114
31.7 36.6 42.3 47.9 54.4 60.2 66.5 72.2 84.5 90.0
8.9 10.2 11.8 13.4 15.2 16.8 18.6 20.2 21.9 23.3
0.5 0.5 0.6 0.6 0.6 0.7 0.7 0.7 0.7 0.7
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

439 508 575 652 723 798 866 939 1,000 1,055
439 508 575 652 723 798 866 939 1,000 1,055
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

381 439 508 575 652 723 798 866 939 1,000
381 439 508 575 652 723 798 866 939 1,000
- - - - - - - - - -
- - - - - - - - - -

10 14 17 25 33 41 48 54 64 74
371 425 490 549 618 682 750 812 875 926
- - - - - - - - - -

41 47 54 61 70 77 85 92 106 113
41 47 54 61 70 77 85 92 106 113
- - - - - - - - - -
- - - - - - - - - -
Summary
C/B O/B
100% 100%
0% 0%
0% 0%
C/B O/B
8% 0%
92% 100%
0% 0%

1,430
115 8%
1315 92%
0 0%
(796)
808
808 100%
- 0%
- 0%
634
634 100%
- 0%
- 0%

174
174 100%
- 0%
- 0%
0% 0%
-
93
21
71.5
6 4
176 36
391 80
181 16
181 16
174 15
 -
0 #DIV/0!
0
0 #DIV/0! 17.5
0 #DIV/0! 105
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
815 72
815 72
634 56
174 15
7 1
- -
0 0
0 0
 FY
1000000 Months
1 GLP Total
New
Sol
Old
GLP Growth
BL-1
BL-2
GFL

2 Disbursement Total
BL-1
BL-2
GFL
Save Fund
3 Total Collection
New
Sol
Old
3.1 Principle Collection
New
2.4% 12 Sol
Old
Sol; (Non PAR + PAR 1-30)
3.1.1 Principle Collection %
New
Sol
Old
3.1.2 Principle Collection %
0% BL-1
BL-2
GFL
3.2 Interest Collection
2.33% New
0.86% Sol
0.17% Old
4 PAR -30 Total
New
Sol
Old

4.1 Inaccessible PAR 30

New
Sol
Old

3656.027857 4.2 Accessible PAR 30

 New
0.9% 5 Sol
Old

4.2.1 Accessible PAR 30 Recovery Rate

New
Sol
Old

4.2.2 Accessible PAR 30 Recovery Amt

New
Sol
Old

5 WO Amount
New
Sol
Old

BL-1
BL-2
GFL
5.1 Total FIN WO Amount
5.2 WO Recovery
6 Total Saving Balance
Net Vountary Saving Balance
Compulsory Saving Balance
7 # Productive Staff
7.1 Productivity GLP
0.45 AC
8 P&L
8.1 Revenue
Interest Collection
Document Fee
8.2 Branch OPEX
Salary
Branch OPEX
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplus/ (Deficit)
9.1 Cash Inflow
Principal Collection
Interest Collection
Document Fee
9.2 Cash Outflow
Salary
Branch OPEX

GLP - PAR 30
New
Sol
Old

PAR 30 - A: PAR 30
New
Sol
Old

Checking Data
To be "0" or GLP - WO
"Plus" New
Not to be Sol
"Minus"
Old

GLP - WO BL-1
BL-2
GFL

Total Coll;- PAR Recovery

New
Sol
Old
 FY-25 Projection- Sagaing Branch
Jan-24 Feb-24 Mar-24 Apr-24 May-24 Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24
1,108 1,075 991 943 913 887 877 889 897 903 903
451 437 375 347 340 333 343 375 403 428 446
503 485 463 444 422 403 383 363 343 324 307
154 153 152 152 151 151 151 151 151 150 150
(33) (84) (49) (29) (26) (10) 12 8 6 (0)
677 655 587 542 515 492 476 477 473 471 468
275 268 261 265 269 272 283 299 314 326 331
157 152 143 136 129 123 118 113 110 106 104
- - (0) 0 (0) 0 0 0 0 0 0
44 30 15 40 55 55 70 70 70 70 60
22 13 10 25 35 35 40 40 40 40 35
23 17 5 15 20 20 30 30 30 30 25
- - 0 0 0 0 0 0 0 0 0
84 49 29 26 10 (12) (8) (6) 0
86 75 114 102 97 93 91 70 74 76 73
63 53 87 77 71 70 68 46 50 54 53
22 21 26 24 25 23 23 23 24 22 20
1 1 1 1 1 1 0 0 0 1 1
72 61 99 89 84 81 80 58 62 64 60
54 44 76 68 62 62 60 38 42 45 43
17 17 22 20 21 19 20 20 20 19 17
1 1 1 1 1 0 0 0 0 0 0
2.4% 2.2% 1.8% 1.6% 1.3% 1.1% 1.0% 0.9% 0.9% 0.8%
6% 9% 9% 9% 9% 9% 7% 7% 7% 7%
12% 10% 18% 18% 18% 18% 18% 11% 11% 11% 10%
3% 3% 4% 4% 5% 5% 5% 5% 6% 5% 5%
0.4% 0.4% 0.7% 0.7% 0.7% 0.7% 0.8% 0.8% 0.8% 3.0% 3.0%

12% 12% 12% 12% 12% 11% 11% 8% 9% 9% 8%

4% 4% 4% 5% 6% 6% 7% 5% 5% 6% 6%
3% 6% 6% 5% 5% 5% 4% 4% 3% 3% 2%
14 14 15 13 12 12 11 12 12 13 13
9 9 10.18 8.75 8.09 7.91 7.75 7.99 8.73 9.39 9.98
5 4 4.18 3.99 3.82 3.64 3.47 3.30 3.13 2.96 2.79
0 0 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
590 589 579 584 585 587 588 572 555 539 525
68 71 72 82 92 102 112 112 112 112 112
376 372 362 357 349 341 332 316 299 284 270
147 146 145 145 144 144 144 144 144 143 143

199 202 212 247 282 317 352 352 352 352 352
68 71 72 82 92 102 112 112 112 112 112
86 86 87 92 97 102 107 107 107 107 107
45 45 53 73 93 113 133 133 133 133 133

392 387 368 337 304 271 236 220 203 188 173
 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
290 285 275.2 265.6 252.3 239.7 225.3 209.5 192.8 177.3 163.2
102 101 92.5 71.8 51.3 31.0 10.7 10.6 10.6 10.2 9.9

-1% -3% -3% -4% -4% -5% -7% -8% -8% -8%

-1.60% -3.5% -3.5% -5.0% -5.0% -6.0% -7.0% -8.0% -8.0% -8.0%
-0.52% -0.7% -0.7% -0.7% -0.7% -0.8% -0.8% -0.8% -3.0% -3.0%

(5) (11) (10) (14) (13) (15) (16) (17) (16) (14)
- - - - - - - - - -
(5) (10) (10) (13) (13) (14) (16) (17) (15) (14)
(0.53) (0.71) (0.65) (0.50) (0.36) (0.25) (0.09) (0.09) (0.32) (0.31)

1 1 - - - - - - - - -

1 1
0 0
- - - - - - - - -
1 1
0
0 1
55 55 55 55 55 55 55 55 55 55
0.08 0.08 0.28 0.28 0.28 0.28 0.28 0.28 0.28 0.28 0.28
- - - 2 5 8 11 16 21 26 30
1.4 2.8 4.2 5.4
2 4.75 7.5 11 14.5 18 21.5 24.5
13 12 12 12 12 12 12 12 5 5 5
85 90 83 79 76 74 73 74 179 181 181
189 199 184 175 169 164 162 165 399 401 401
14 14 15 13 12 12 12 12 12 13 13
14 14 15 13 12 12 12 12 12 13 13
13.7 13.5 14.6 13.0 12.2 11.8 11.5 11.5 12.1 12.6 13.0
0.2 0.1 0.1 0.2 0.3 0.3 0.4 0.4 0.4 0.4 0.3
- - - - - - - - - - -

0 0 0 0 0 0 0 0 0 0 0
 86 75 114 102 97 93 92 70 75 77 73
86 75 114 102 97 93 92 70 75 77 73
71.9 61.3 98.9 88.7 84.5 81.4 79.8 58.2 62.2 63.7 60.1
13.7 13.5 14.6 13.0 12.2 11.8 11.5 11.5 12.1 12.6 13.0
0.2 0.1 0.1 0.2 0.3 0.3 0.4 0.4 0.4 0.4 0.3
- - - - - - - - - - -
0 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0 0

518 487 412 359 328 300 289 317 342 364 378
384 366 303 265 248 231 231 263 291 316 334
127 114 102 87 73 62 52 47 44 40 38
7 7 7 7 7 7 7 7 7 7 7

199 202 212 247 282 317 351 352 352 352 352
68 71 72 82 92 102 112 112 112 112 112
86 86 87 92 97 102 107 107 107 107 107
45 45 53 73 93 113 133 133 133 133 133

1,107 1,075 991 943 913 887 877 889 897 903
451 437 375 347 340 333 343 375 403 428
502 485 463 444 422 403 383 363 343 324
154 153 152 152 151 151 151 151 151 150

676 655 587 542 515 492 476 477 473 471
275 268 261 265 269 272 283 299 314 326
156 152 143 136 129 123 118 113 110 106

86 70 103 91 83 80 77 54 57 61 59
63 53 87 77 71 70 68 46 50 54 53
22 16 16 14 12 10 9 8 7 6 6
1 0 0 0 0 0 0 0 0 0 0
 GFL- Operatable - small building
Dec-24 Jan-25 Feb-25 Mar-25 Summary Only BL- Merge with Ama
902 905 907 563 C/B O/B
461 479 496 405 72% 41%
292 276 262 142 25% 45%
150 149 149 16 3% 14%
(0) 3 2 (344) C/B O/B
464 462 460 220 39% 61%
336 341 346 343 61% 25%
102 102 102 0 0% 14%
0 0 0 0 0%
60 60 60 60 730
35 35 35 35 430 59%
25 25 25 25 300 41%
0 0 0 0 0 0%
0 (3) (2) (7) 77
74 71 71 67 959
55 52 54 51 701 73%
18 18 17 15 251 26%
1 1 1 1 7 1%
60 57 58 53 807
45 41 43 40 589 73%
16 16 14 13 214 27%
0 0 0 0 4 0%
0.8% 0.7% 0.7% 0.6%
7% 6% 6% 6%
10% 9% 9% 8%
5% 5% 5% 5%
3.0% 3.0% 3.0% 3.0%

8% 8% 8% 7%
6% 6% 6% 6%
2% 0% 0% 0%
13 14 14 14 152
10.38 10.74 11.17 11.56 112 74%
2.65 2.51 2.38 2.26 37 24%
0.25 0.25 0.25 0.25 3 2%
511 497 485 122 22% 53%
112 112 112 0
257 243 231 113
143 142 142 9

352 352 352 - 0% 18%

112 112 112
107 107 107
133 133 133

160 146 133 122 22% 35%

 0.0 0.0 0.0 0.0
150.1 136.6 124.3 113.1
9.6 9.3 9.1 8.8

-8% -9% -9% -9%

-8.0% -9.0% -9.0% -9.0%

-3.0% -3.0% -3.0% -3.0%

(13) (14) (13) (11) (166)

- - - - - 0%
(13) (14) (12) (11) (162) 98%
(0.30) (0.29) (0.28) (0.27) (4) 2%

- - - 352 352
112 112 32%
107 107 30%
133 133 38%
- - - - -
243 242.5 69%
7 7 2%
102 102 29%
55 55 55 407
0.28 0.28 0.28 2.03 5.1
34 38 43 47 47
6.6 7.8 9 10.2 10
27.5 30.5 33.5 36.5 36.5
5 5 5 5 5 13
180 181 181 113 113 85
401 402 403 250 250 189
14 14 14 14 156 13
14 14 14 14 156 13
13.3 13.5 13.8 14.1 152 13
0.3 0.3 0.3 0.3
- - - - -
0 0%
0 0 0 0 0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
74 71 72 67 963 78
74 71 72 67 963 78
60.4 57.5 57.7 52.9 807 65
13.3 13.5 13.8 14.1 152 13
0.3 0.3 0.3 0.3 4 0
- - - - - -
0 0 0 0 0 0
0 0 0 0 0 0

391 408 422 441

349 367 384 405
35 33 31 29
7 7 7 7

352 352 352 -

112 112 112 -
107 107 107 -
133 133 133 -

903 902 905 556

446 461 479 384
307 292 276 155
150 150 149 16

468 464 462 217

331 336 341 339
104 102 102 0

60 57 59 56
55 52 54 51
5 5 4 4
0 0 0 0
 FY-25 Projection- M
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total - - - - -
New - - -
Sol - - -
Old - - -
GLP Growth - - - -
BL-1 - - -
BL-2 - - -
GFL - - -
- - - - -
2 Disbursement Total - - - - -
BL-1
BL-2
GFL
Save Fund - - -
3 Total Collection - - - - -
New - - -
Sol
Old
3.1 Principle Collection - - - - -
New - - -
- Sol
Old
Sol; (Non PAR + PAR 1-30)
3.1.1 Principle Collection % #DIV/0! #DIV/0! #DIV/0! #DIV/0!
New #DIV/0! #DIV/0!
Sol #DIV/0!
Old #DIV/0! 0.0%
3.1.2 Principle Collection %
#DIV/0! BL-1
BL-2
GFL
3.2 Interest Collection - -
2.33% New 0 0
#DIV/0! Sol 0 0
#DIV/0! Old 0 0
4 PAR -30 Total - - - - -
5 WO Amount - - - - -
6 Total Saving Balance - - - - -
Net Vountary Saving Balance
Compulsory Saving Balance 0 0
7 # Productive Staff
7.1 Productivity GLP
0.45 AC - - - - -
8 P&L - - - - -
8.1 Revenue - - - - -
Interest Co 0.0 0.0 - - -
 Document 0.0 0.0 - - -
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
Security
9 Cash Flow Cash Surplu - - - - -
9.1 Cash Inflo - - - - -
Principal C 0.0 0.0 - - -
Interest Co 0.0 0.0 - - -
Document 0.0 0.0 - - -
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO - - - -
"Plus" New - - - -
Not to be Sol - - - -
"Minus"
Old - - - -

GLP - WO BL-1 - - - -
Not to be
"Minus"

BL-2 - - - -
GFL - - - -

Total Coll;- PAR Recovery - - - - -

New - - - - -
Sol - - - - -
Old - - - - -
Y-25 Projection- MeikHtila Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
- - 50 116 187 252 312 367 417 469
- - 50 116 187 252 312 367 417 469
- - - - - - - - - -
- - - - - - - - - -
- - 50 66 71 65 60 55 51 52
- - 15 34 51 67 81 95 107 119
- - 35 82 136 185 230 272 310 350
- - - - - - - - - -
- - - (0) (0) (0) (0) (0) (0) (0)
- - 50 70 80 80 80 80 80 85
15 20 20 20 20 20 20 20
35 50 60 60 60 60 60 65
0 0 0 0 0 0 0 0
- - (50) (66) (71) (65) (60) (55) (51) (52)
- - - 5 12 19 26 32 38 43
- - - 5 12 19 26 32 38 43

- - - 4 9 15 20 25 29 33
- - - 4 9 15 20 25 29 33

#DIV/0! #DIV/0! #DIV/0! 8% 8% 8% 8% 8% 8% 8%

8% 8% 8% 8% 8% 8% 8% 8%

10% 8% 8% 8% 8% 8% 8%
8% 8% 8% 8% 8% 8% 8%

1 3 4 6 7 9 10
1.17 2.70 4.35 5.87 7.26 8.54 9.72

- - - - - - - - - -
- - - - - - - - - -
- - 4 8 14 20 25 31 36 42
1 2.4 4 5.6 7.2 8.8 10.4 12.1
0 0 2.5 6 10 14 18 22 26 30.25
4 4 4 4 4 4 4 4
13 29 47 63 78 92 104 117
- - 28 64 104 140 173 204 232 261
- - 0 2 3 5 6 8 9 10
- - 0 2 3 5 6 8 9 10
- - - 1.2 2.7 4.4 5.9 7.3 8.5 9.7
- - 0.3 0.4 0.4 0.4 0.4 0.4 0.4 0.4
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0

- - 0 6 12 20 26 33 38 44
- - 0 6 12 20 26 33 38 44
- - - 4.0 9.3 14.9 20.1 24.9 29.3 33.4
- - - 1.2 2.7 4.4 5.9 7.3 8.5 9.7
- - 0.3 0.4 0.4 0.4 0.4 0.4 0.4 0.4
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

- - 50 116 187 252 312 367 417 469

- - 50 116 187 252 312 367 417 469
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - 50 116 187 252 312 367 417

- - - 50 116 187 252 312 367 417
- - - - - - - - - -
- - - - - - - - - -

- - - 15 34 51 67 81 95 107
- - - 35 82 136 185 230 272 310
- - - - - - - - - -

- - - 5 12 19 26 32 38 43
- - - 5 12 19 26 32 38 43
- - - - - - - - - -
- - - - - - - - - -
Summary
C/B O/B
100%
0%
0%
C/B O/B
25%
75%
0%

605
155 26%
450 74%
0 0%
(469)
176
176 100%
- 0%
- 0%
136
136 100%
- 0%
- 0%

40
40 100%
- 0%
- 0%
0% #DIV/0!
-
42
12
30.25
4 -
117 -
261 -
43 4
43 4
40 4
 -
0 #DIV/0!
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
179 16
179 16
136 12
40 4
3 0
- -
0 0
0 0
 FY-25 Projection- Cha
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 1,346 1,255 1,155 1,135 1,141
New 748 699 637 651 694
Sol 487 453 422 395 365
Old 110 103 96 90 83
GLP Growth (91) (99) (20) 6
BL-1 907 848 741 712 715
BL-2 439 407 414 423 427
GFL - - -
- - (0) (0) 0
2 Disbursement Total 83 68 60 130 160
BL-1 56 43 20 90 120
BL-2 28 25 40 40 40
GFL 0 0 0
Save Fund 99 20 (6)
3 Total Collection 179 178 182 171 175
New 139 135 139 131 132
Sol 37 38 36 33 35
Old 2 5 7 7 7
3.1 Principle Collection 155 153 159 150 154
New 122 117 122 116 117
0.9% 5 Sol 31 32 30 28 30
Old 2 5 7 6 7
Sol; (Non PAR + PAR 1 0.9% 0.9% 0.9% 0.9%
3.1.1 Principle Collection % 11% 13% 13% 14%
New 16% 16% 18% 18% 18%
Sol 6% 6% 7% 7% 8%
Old 1.9% 4.4% 6.7% 6.7% 8.0%
3.1.2 Principle Collection %
0% BL-1 9% 9% 15% 16% 17%
BL-2 2% 3% 8% 8% 9%
GFL 0% 0% 0% 0% 0%
3.2 Interest Collection 24 24 23 21 21
2.33% New 17 18 16.29 14.84 15.17
1.36% Sol 7 6 6.15 5.74 5.36
0.18% Old 0 0 0.19 0.18 0.16
4 PAR -30 Total 426 392 359 329 295
New - - 0 0 0
Sol 316 289 263 239 213
Old 110 103 96 90 83

4.1 Inaccessible PAR 30 - - - - -

New 0 0 0 0 0
Sol 0 0 0 0 0
Old 0 0 0 0 0

3656.027857 4.2 Accessible PAR 30 426 392 359 329 295

 New 0.0 0.0 0 0 0
5.5% 27 Sol 316 289 263 239 213
Old 110 103 96 90 83

4.2.1 Accessible PAR 30 Recovery Rate -8% -8% -8% -10%

New
Sol -8.53% -9.0% -9.0% -11.0%
Old -6.68% -6.7% -6.7% -8.0%

4.2.2 Accessible PAR 30 Recovery Amt (34) (33) (30) (33)

New - - - -
Sol (27) (26) (24) (26)
Old (7.37) (6.88) (6.42) (7.18)

5 WO Amount 2 6 - - -
New
Sol 2 3
Old 1 3
- - -
BL-1 1 5
BL-2 1 1
GFL
5.1 Total FIN WO Amount 91 91 91 91
5.2 WO Recovery 0.16 0.14 0.45 0.45 0.45
6 Total Saving Balance - - - 7 15
Net Vountary Saving Balance
Compulsory Saving Balance 6.5 14.5
7 # Productive Staff 15 15 15 15 15
7.1 Productivity GLP 90 84 77 76 76
0.45 AC 199 186 171 168 169
8 P&L 25 25 23 21 21
8.1 Revenue 25 25 23 21 21
Interest Co 24.1 24.2 22.6 20.8 20.7
Document 0.4 0.3 0.3 0.7 0.8
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 179 178 182 171 176
9.1 Cash Inflo 179 178 182 171 176
Principal C 154.7 153.4 159.5 149.8 154.2
Interest Co 24.1 24.2 22.6 20.8 20.7
Document 0.4 0.3 0.3 0.7 0.8
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 920 863 796 807 846

New 748 699 637 651 694
Sol 172 164 160 156 152
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO 1,340 1,255 1,155 1,135
"Plus" New 748 699 637 651
Not to be Sol 484 453 422 395
"Minus"
Old 108 103 96 90

GLP - WO BL-1 902 848 741 712

BL-2 438 407 414 423
GFL - - - -

Total Coll;- PAR Recovery 179 143 149 141 141

New 139 135 139 131 132
Sol 37 11 10 10 9
Old 2 (2) 0 0 0
25 Projection- ChanmyaTharzi Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
1,159 1,188 1,270 1,338 1,410 1,469 1,530 1,579 1,662 1,733
748 813 927 1,028 1,137 1,233 1,328 1,412 1,506 1,589
336 307 280 253 223 192 163 135 134 133
75 68 62 56 50 44 38 33 23 11
18 30 81 68 73 59 60 50 83 70
706 725 783 827 857 881 901 917 946 966
452 464 487 510 554 589 629 662 716 766
- - - - - - - - - -
(0) (0) 0 (0) 0 0 (0) 0 (0) (0)
180 200 210 210 230 230 240 240 260 260
120 140 150 150 150 150 150 150 160 160
60 60 60 60 80 80 90 90 100 100
0 0 0 0 0 0 0 0 0 0
(18) (30) (81) (68) (73) (59) (60) (50) (83) (70)
184 193 152 168 185 201 211 223 212 227
142 152 115 131 145 160 174 187 199 212
34 34 31 31 34 34 31 31 3 3
8 7 6 6 6 6 6 5 10 12
162 170 129 142 157 171 180 190 177 190
126 135 96 109 121 134 145 156 166 177
29 29 27 27 30 31 29 29 1 1
7 7 6 6 6 6 6 5 10 11
0.9% 0.8% 0.8% 0.8% 0.8% 0.8% 0.8% 0.8% 0.8% 0.8%
14% 15% 11% 11% 12% 12% 12% 12% 11% 11%
18% 18% 12% 12% 12% 12% 12% 12% 12% 12%
8% 9% 9% 10% 12% 14% 15% 18% 1% 1%
9.0% 9.0% 9.0% 10.0% 11.0% 12.0% 13.0% 14.0% 30.0% 50.0%

18% 17% 13% 14% 14% 15% 15% 15% 14% 15%
8% 11% 8% 8% 7% 8% 9% 9% 7% 7%
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
21 22 23 26 28 30 31 33 35 37
16.17 17.42 18.94 21.61 23.96 26.50 28.74 30.95 32.90 35.09
4.96 4.57 4.17 3.81 3.44 3.03 2.61 2.22 1.83 1.81
0.15 0.14 0.13 0.11 0.10 0.09 0.08 0.07 0.06 0.04
262 229 199 168 134 99 65 33 23 11
0 0 0 0 0 0 0 0 0 0
187 161 137 112 84 55 27 0 0 0
75 68 62 56 50 44 38 33 23 11

- - - - - - - - - -
0 0
0 0
0 0

262 229 199 168 134 99 65 33 23 11

 0 0 0 0 0 0 0 0 0 0
187 161 137 112 84 55 27 0 0 0
75 68 62 56 50 44 38 33 23 11

-11% -13% -13% -16% -20% -26% -34% -50% -30% -50%

-12.0% -14.0% -15.0% -18.0% -25.0% -35.0% -50.0% -100.0%

-9.0% -9.0% -9.0% -10.0% -11.0% -12.0% -13.0% -14.0% -30.0% -50.0%

(33) (33) (30) (31) (34) (35) (33) (33) (10) (11)
- - - - - - - - - -
(26) (26) (24) (25) (28) (29) (27) (27) - -
(7.43) (6.76) (6.15) (6.22) (6.16) (5.98) (5.70) (5.34) (9.84) (11.48)

- - - - - - - - - -
-
-
-
- - - - - - - - - -

91 91 91 91 91 91 91 91 91 91
0.45 0.45 0.45 0.45 0.45 0.45 0.45 0.45 0.45 0.45
24 34 48 63 79 95 112 129 147 165
4.2 8.4 13 17.6 22.4 27.2 32.4 37.6
23.5 33.5 44 54.5 66 77.5 89.5 101.5 114.5 127.5
15 15 15 9 9 9 9 9 9 9
77 79 85 149 157 163 170 175 185 193
172 176 188 330 348 363 378 390 410 428
22 23 24 27 29 31 33 34 36 38
22 23 24 27 29 31 33 34 36 38
21.3 22.1 23.2 25.5 27.5 29.6 31.4 33.2 34.8 36.9
0.9 1.0 1.1 1.1 1.2 1.2 1.2 1.2 1.3 1.3
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 185 194 153 169 186 202 212 225 213 228
185 194 153 169 186 202 212 225 213 228
162.4 170.4 128.5 142.3 157.2 171.0 179.7 190.2 177.0 189.7
21.3 22.1 23.2 25.5 27.5 29.6 31.4 33.2 34.8 36.9
0.9 1.0 1.1 1.1 1.2 1.2 1.2 1.2 1.3 1.3
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

896 959 1,071 1,169 1,276 1,371 1,464 1,547 1,640 1,721
748 813 927 1,028 1,137 1,233 1,328 1,412 1,506 1,589
149 146 144 141 139 137 136 135 134 133
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

1,141 1,159 1,188 1,270 1,338 1,410 1,469 1,530 1,579 1,662
694 748 813 927 1,028 1,137 1,233 1,328 1,412 1,506
365 336 307 280 253 223 192 163 135 134
83 75 68 62 56 50 44 38 33 23

715 706 725 783 827 857 881 901 917 946
427 452 464 487 510 554 589 629 662 716
- - - - - - - - - -

151 160 121 137 151 165 178 191 202 215
142 152 115 131 145 160 174 187 199 212
8 7 7 6 5 5 4 3 3 3
0 0 0 0 0 0 0 0 0 0
Summary
C/B O/B
92% 56%
8% 36%
1% 8%
C/B O/B
56% 68%
44% 32%
0% 0%

2,550
1690 66%
860 34%
0 0%
(578)
2,300
1,880 82%
333 14%
86 4%
1,972
1,598 81%
290 15%
85 4%

327
282 86%
44 13%
1 0%
1% 32%

0% 0%

1% 32%
(347)
- 0%
(263) 76%
(85) 24%

-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!

5.4
165
38
127.5
9 15
193 90
428 199
340 29
340 29
327 28

-
0 #DIV/0!
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
2,312 195
2,312 195
1972 166
327 28
13 1
- -
0 0
0 0
 FY-25 Projection- P
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 1,432 1,385 1,287 1,284 1,283
New 708 678 602 622 650
Sol 561 545 525 503 475
Old 163 161 160 159 158
GLP Growth (47) (98) (2) (1)
BL-1 1,036 999 911 894 879
BL-2 244 236 239 264 288
GFL 153 150 137 126 116
- - (0) 0 0
2 Disbursement Total 80 61 42 130 140
BL-1 70 47 25 90 100
BL-2 10 15 17 40 40
GFL - - 0 0 0
Save Fund 98 2 1
3 Total Collection 129 129 160 150 159
New 106 109 135 124 126
Sol 21 19 24 26 32
Old 2 1 1 1 1
3.1 Principle Collection 110 108 140 132 141
New 91 91 119 110 112
0.6% 4 Sol 17 15 20 22 28
Old 2 1 1 1 1
Sol; (Non PAR + PAR 1 0.6% 0.6% 0.6% 0.5%
3.1.1 Principle Collection % 8% 10% 10% 11%
New 13% 13% 18% 18% 18%
Sol 3% 3% 4% 4% 6%
Old 1.2% 0.9% 0.7% 0.7% 0.7%
3.1.2 Principle Collection %
0% BL-1 8% 8% 11% 12% 13%
BL-2 4% 4% 6% 6% 6%
GFL 3% 6% 9% 8% 8%
3.2 Interest Collection 19 22 20 18 18
2.33% New 15 18 15.81 14.02 14.50
0.70% Sol 4 4 3.81 3.67 3.52
0.04% Old 0 0 0.07 0.07 0.07
4 PAR -30 Total 672 659 640 620 592
New 12 11 11 10 9
Sol 497 486 469 450 425
Old 163 161 160 159 158

4.1 Inaccessible PAR 30 - - - - -

New 0 0 0 0 0
Sol 0 0 0 0 0
Old 0 0 0 0 0

3656.027857 4.2 Accessible PAR 30 672 659 640 620 592

 New 11.6 11.4 11 10 9
2.0% 11 Sol 497 486 469 450 425
Old 163 161 160 159 158

4.2.1 Accessible PAR 30 Recovery Rate -2% -3% -3% -4%

New -2.02% -4% -5% -10%
Sol -2.29% -3.5% -4.0% -5.6%
Old -0.88% -0.7% -0.7% -0.7%

4.2.2 Accessible PAR 30 Recovery Amt (13) (19) (20) (27)

New (0.2) (0.5) (0.5) (1.0)
Sol (11) (17) (19) (25)
Old (1.43) (1.13) (1.12) (1.11)

5 WO Amount 1 1 - - -
New
Sol 1 1
Old 0 0
- - -
BL-1 1 1
BL-2 0 0
GFL 0
5.1 Total FIN WO Amount 78 78 78 78
5.2 WO Recovery 0.17 0.16 0.39 0.39 0.39
6 Total Saving Balance - - - 7 14
Net Vountary Saving Balance
Compulsory Saving Balance 6.5 13.5
7 # Productive Staff 14 13 13 13 13
7.1 Productivity GLP 102 107 99 99 99
0.45 AC 227 237 220 220 219
8 P&L 19 22 20 18 19
8.1 Revenue 19 22 20 18 19
Interest Co 19.1 21.7 19.7 17.8 18.1
Document 0.4 0.3 0.2 0.7 0.7
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 129 130 160 151 160
9.1 Cash Inflo 129 130 160 151 160
Principal C 110.0 107.6 140.3 132.5 141.1
Interest Co 19.1 21.7 19.7 17.8 18.1
Document 0.4 0.3 0.2 0.7 0.7
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 760 726 647 665 691

New 697 667 591 612 641
Sol 64 59 56 53 50
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO 1,431 1,385 1,287 1,284
"Plus" New 708 678 602 622
Not to be Sol 560 545 525 503
"Minus"
Old 163 161 160 159

GLP - WO BL-1 1,035 999 911 894

BL-2 244 236 239 264
GFL 152 150 137 126

Total Coll;- PAR Recovery 129 116 141 130 132

New 106 109 134 123 125
Sol 21 7 7 7 6
Old 2 0 0 0 0
Y-25 Projection- Patheingyi Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
1,306 1,340 1,440 1,536 1,618 1,690 1,752 1,805 1,881 1,947
702 766 895 1,020 1,130 1,227 1,313 1,388 1,485 1,570
447 419 391 363 337 313 291 271 253 235
157 156 154 153 151 150 148 145 143 141
23 34 101 95 83 72 61 53 76 66
884 894 944 992 1,035 1,060 1,075 1,086 1,110 1,128
315 348 405 460 509 562 616 664 721 774
107 99 91 84 75 68 61 55 49 44
0 0 (0) (0) 0 0 0 (0) (0) (0)
170 190 220 230 230 230 230 230 260 260
120 130 140 150 150 140 140 140 160 160
50 60 80 80 80 90 90 90 100 100
0 0 0 0 0 0 0 0 0 0
(23) (34) (101) (95) (83) (72) (61) (53) (76) (66)
166 175 140 158 174 187 199 210 218 231
133 143 108 126 144 159 173 185 196 209
31 31 31 31 28 26 24 22 21 19
1 1 1 2 2 2 2 2 2 2
147 156 119 135 147 158 169 177 184 194
118 126 90 105 120 133 144 154 163 175
28 28 28 28 26 24 22 20 19 17
1 1 1 2 2 2 2 2 2 2
0.5% 0.5% 0.5% 0.4% 0.4% 0.4% 0.4% 0.4% 0.4% 0.4%
11% 12% 9% 9% 10% 10% 10% 10% 10% 10%
18% 18% 12% 12% 12% 12% 12% 12% 12% 12%
6% 6% 7% 7% 7% 7% 7% 7% 7% 7%
0.7% 0.8% 0.8% 1.0% 1.0% 1.0% 1.5% 1.5% 1.5% 1.5%

13% 14% 10% 11% 11% 11% 12% 12% 13% 13%
8% 9% 7% 6% 7% 7% 7% 7% 7% 7%
8% 8% 8% 8% 10% 10% 10% 10% 10% 10%
19 20 21 24 26 29 31 33 34 36
15.15 16.35 17.84 20.86 23.77 26.33 28.59 30.59 32.35 34.60
3.32 3.12 2.93 2.73 2.54 2.36 2.19 2.04 1.90 1.77
0.07 0.06 0.06 0.06 0.06 0.06 0.06 0.06 0.06 0.06
565 537 508 480 453 428 405 382 362 342
8 7 6 6 5 4 3 2 1 0
400 374 347 321 297 275 254 235 218 201
157 156 154 153 151 150 148 145 143 141

- - - - - - - - - -
0 0
0 0
0 0

565 537 508 480 453 428 405 382 362 342
 8 7 6 6 5 4 3 2 1 0
400 374 347 321 297 275 254 235 218 201
157 156 154 153 151 150 148 145 143 141

-5% -5% -5% -6% -6% -5% -6% -5% -5% -5%
-10% -12% -13% -14% -17% -20% -28% -35% -50% -100%
-6.0% -6.5% -7.0% -7.5% -7.5% -7.5% -7.5% -7.5% -7.5% -7.5%
-0.7% -0.8% -0.8% -1.0% -1.0% -1.0% -1.5% -1.5% -1.5% -1.5%

(28) (28) (28) (29) (27) (25) (24) (22) (21) (19)
(0.9) (1.0) (1.0) (0.9) (0.9) (0.9) (1.0) (0.9) (0.9) (0.9)
(26) (26) (26) (26) (24) (22) (21) (19) (18) (16)
(1.11) (1.26) (1.25) (1.54) (1.53) (1.51) (2.25) (2.21) (2.18) (2.15)

- - - - - - - - - -
-
-
-
- - - - - - - - - -

78 78 78 78 78 78 78 78 78 78
0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39
22 32 47 63 79 95 111 127 146 164
4.4 9 13.6 18.2 22.8 27.4 32.6 37.8
22 31.5 42.5 54 65.5 77 88.5 100 113 126
13 13 13 10 10 10 10 10 10 10
100 103 111 154 162 169 175 180 188 195
223 229 246 341 360 376 389 401 418 433
19 20 22 25 28 30 32 34 36 38
19 20 22 25 28 30 32 34 36 38
18.5 19.5 20.8 23.7 26.4 28.7 30.8 32.7 34.3 36.4
0.9 1.0 1.1 1.2 1.2 1.2 1.2 1.2 1.3 1.3
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 167 176 141 160 175 188 201 211 220 232
167 176 141 160 175 188 201 211 220 232
147.4 155.8 119.5 134.7 147.2 158.2 168.5 176.9 184.2 194.1
18.5 19.5 20.8 23.7 26.4 28.7 30.8 32.7 34.3 36.4
0.9 1.0 1.1 1.2 1.2 1.2 1.2 1.2 1.3 1.3
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

741 803 932 1,056 1,165 1,262 1,347 1,423 1,519 1,604
693 758 889 1,015 1,125 1,223 1,310 1,387 1,484 1,570
47 45 43 41 40 38 37 36 35 34
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

1,283 1,306 1,340 1,440 1,536 1,618 1,690 1,752 1,805 1,881
650 702 766 895 1,020 1,130 1,227 1,313 1,388 1,485
475 447 419 391 363 337 313 291 271 253
158 157 156 154 153 151 150 148 145 143

879 884 894 944 992 1,035 1,060 1,075 1,086 1,110
288 315 348 405 460 509 562 616 664 721
116 107 99 91 84 75 68 61 55 49

138 147 112 130 147 162 175 187 198 211
133 142 107 125 143 158 172 184 195 208
6 5 5 5 4 4 3 3 3 3
0 0 0 0 0 0 0 0 0 0
Summary
C/B O/B
81% 49%
12% 39%
7% 12%
C/B O/B
58% 72%
40% 17%
2% 11%

2,520
1620 64%
900 36%
0 0%
(660)
2,168
1,826 84%
322 15%
20 1%
1,860
1,551 83%
290 16%
19 1%

308
275 89%
32 10%
1 0%
18% 47%

0% 0%

18% 47%
(298)
(11) 4%
(268) 90%
(19) 6%

-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!

4.7
164
38
126
10 14
195 102
433 227
320 27
320 27
308 26

-
0 #DIV/0!
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
2,181 185
2,181 185
1860 157
308 26
13 1
- -
0 0
0 0
 FY-25 Projection- Py
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 1,805 1,689 1,511 1,407 1,351
New 1,668 1,559 1,386 1,284 1,233
Sol 110 103 98 97 92
Old 27 27 27 26 26
GLP Growth (117) (178) (104) (56)
BL-1 443 415 358 354 364
BL-2 457 416 398 391 397
GFL 905 857 755 662 589
- - 0 (0) (0)
2 Disbursement Total 101 109 100 150 180
BL-1 22 30 26 65 80
BL-2 22 13 39 50 60
GFL 57 66 35 35 40
Save Fund 178 104 56
3 Total Collection 237 265 314 286 266
New 231 259 309 285 261
Sol 5 6 5 2 5
Old 0 0 0 0 1
3.1 Principle Collection 198 223 278 254 236
New 193 217 273 252 231
0.0% Sol 5 6 5 1 5
Old 0 0 0 0 1
Sol; (Non PAR + PAR 1- -2.3% -2.7% -3.1% -3.6%
3.1.1 Principle Collection % 12% 16% 17% 17%
New 12% 13% 18% 18% 18%
Sol 5% 5% 5% 1% 5%
Old 0.3% 1.5% 1.4% 1.0% 2.0%
3.1.2 Principle Collection %
0% BL-1 13% 14% 20% 19% 20%
BL-2 12% 12% 14% 14% 14%
GFL 10% 13% 16% 17% 17%
3.2 Interest Collection 39 42 37 33 30
2.33% New 38 42 36.33 32.30 29.92
0.21% Sol 0 0 0.22 0.21 0.21
0.02% Old 0 0 0.01 0.00 0.00
4 PAR -30 Total 129 134 150 145 135
New 5 19 43 42 40
Sol 96 88 81 77 69
Old 27 27 27 26 26

4.1 Inaccessible PAR 30 - 12 37 37 37

New 0 12 37 37 37
Sol 0 0 0 0 0
Old 0 0 0 0 0

3656.027857 4.2 Accessible PAR 30 129 122 114 108 98

 New 4.9 7.5 6 5 4
7.8% 9 Sol 96 88 81 77 69
Old 27 27 27 26 26

4.2.1 Accessible PAR 30 Recovery Rate -5% -7% -5% -9%

New 52.02% -10% -20% -30%
Sol -8.89% -8.0% -5.0% -10.0%
Old -1.63% -1.4% -1.0% -2.0%

4.2.2 Accessible PAR 30 Recovery Amt (6) (8) (6) (10)

New 3 (1) (1) (2)
Sol (9) (7) (4) (8)
Old (0.45) (0.37) (0.27) (0.53)

5 WO Amount 0 1 - - -
New
Sol 0 1
Old 0
- - -
BL-1 0 0
BL-2
GFL 0 1
5.1 Total FIN WO Amount 8 8 8 8
5.2 WO Recovery - - 0.04 0.04 0.04
6 Total Saving Balance - - - 8 17
Net Vountary Saving Balance
Compulsory Saving Balance 7.5 16.5
7 # Productive Staff 8 10 10 10 10
7.1 Productivity GLP 226 169 151 141 135
0.45 AC 502 375 336 313 300
8 P&L 39 42 37 33 31
8.1 Revenue 39 42 37 33 31
Interest Co 38.6 41.8 36.6 32.5 30.1
Document 0.5 0.5 0.5 0.8 0.9
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 237 266 315 287 267
9.1 Cash Inflo 237 266 315 287 267
Principal C 197.9 223.4 277.8 254.0 236.3
Interest Co 38.6 41.8 36.6 32.5 30.1
Document 0.5 0.5 0.5 0.8 0.9
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 1,677 1,555 1,361 1,262 1,216

New 1,663 1,540 1,343 1,242 1,192
Sol 13 15 17 20 23
Old - - - - -

PAR 30 - A: PAR 30 0 12 37 37 37
New 0 12 37 37 37
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO 1,804 1,689 1,511 1,407
"Plus" New 1,668 1,559 1,386 1,284
Not to be Sol 109 103 98 97
"Minus"
Old 27 27 27 26

GLP - WO BL-1 443 415 358 354

BL-2 457 416 398 391
GFL 905 857 755 662

Total Coll;- PAR Recovery 237 259 306 281 257

New 231 261 308 283 260
Sol 5 (2) (2) (2) (3)
Old 0 (0) 0 0 0
-25 Projection- Pyin Oo Lwin Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
1,321 1,283 1,347 1,426 1,494 1,568 1,614 1,694 1,781 1,790
1,208 1,176 1,246 1,329 1,403 1,483 1,533 1,619 1,701 1,706
87 82 77 74 69 64 60 56 60 66
25 25 24 24 23 22 21 20 19 18
(30) (38) 64 79 68 74 45 81 86 10
389 419 443 510 569 631 685 753 821 881
399 402 421 441 458 472 485 506 524 548
533 462 483 474 467 465 444 435 435 362
0 0 (0) (0) (0) (0) (0) (0) (0) 0
200 185 208 230 230 245 225 266 273 275
90 100 100 120 120 130 130 150 150 150
60 60 60 70 70 70 70 80 80 80
50 25 48 40 40 45 25 36 43 45
30 38 (64) (79) (68) (74) (45) (81) (86) (80)
259 251 171 180 193 204 214 221 224 235
253 246 166 176 187 198 209 216 228 240
5 5 5 4 5 5 4 4 (5) (5)
1 1 1 1 1 1 1 1 1 1
230 223 144 151 162 171 180 185 187 195
224 218 138 147 156 165 174 180 190 200
5 5 5 4 5 5 4 4 (5) (6)
1 1 1 1 1 1 1 1 1 1
-4.1% -4.6% -5.2% -5.8% -6.4% -7.1% -7.8% -8.5% -9.3% -10.1%
17% 17% 11% 11% 11% 11% 11% 11% 11% 11%
18% 18% 12% 12% 12% 12% 12% 12% 12% 12%
5% 6% 6% 5% 6% 7% 7% 7% -9% -9%
2.0% 2.0% 2.5% 3.0% 3.0% 4.0% 4.0% 4.5% 4.5% 4.5%

18% 18% 18% 12% 12% 12% 12% 12% 11% 11%
15% 14% 10% 12% 12% 12% 12% 12% 12% 11%
18% 18% 6% 10% 10% 10% 10% 10% 10% 11%
29 28 28 29 31 33 35 36 38 40
28.73 28.16 27.40 29.02 30.97 32.68 34.55 35.72 37.72 39.64
0.20 0.19 0.18 0.17 0.16 0.15 0.14 0.13 0.12 0.13
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
158 147 138 129 120 109 100 90 89 18
72 70 70 70 70 70 70 70 70 0
61 52 44 36 27 18 9 0 0 0
25 25 24 24 23 22 21 20 19 18

70 70 70 70 70 70 70 70 70 -
70 70 70 70 70 70 70 70 70
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0

88 77 68 59 50 39 30 20 19 18
 2 0 0 0 0 0 0 0 0 0
61 52 44 36 27 18 9 0 0 0
25 25 24 24 23 22 21 20 19 18

-11% -12% -12% -13% -16% -21% -24% -33% -5% -5%
-50% -100%
-12.0% -14.0% -16.0% -18.0% -25.0% -35.0% -50.0% -100.0%
-2.0% -2.0% -2.5% -3.0% -3.0% -4.0% -4.0% -4.5% -4.5% -4.5%

(11) (11) (9) (9) (10) (10) (10) (10) (1) (1)
(2) (2) - - - - - - - -
(8) (8) (8) (8) (9) (9) (9) (9) - -
(0.52) (0.51) (0.62) (0.73) (0.71) (0.91) (0.88) (0.95) (0.90) (0.86)

- - - - - - - - - 70
70
0
0
- - - - - - - - - -

70
8 8 8 8 8 8 8 8 8 78
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.39
27 36 50 66 83 100 115 134 153 172
4.16 8.76 13.36 18.26 22.76 28.08 33.54 39.04
26.5 35.75 46.15 57.65 69.15 81.4 92.65 105.95 119.6 133.35
10 10 10 8 8 8 8 8 8 8
132 128 135 178 187 196 202 212 223 224
294 285 299 396 415 436 448 471 495 497
30 29 29 30 32 34 36 37 39 41
30 29 29 30 32 34 36 37 39 41
28.9 28.3 27.6 29.2 31.1 32.8 34.7 35.9 37.8 39.8
1.0 0.9 1.0 1.2 1.2 1.2 1.1 1.3 1.4 1.4
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 260 252 172 181 194 205 215 223 226 237
260 252 172 181 194 205 215 223 226 237
229.9 223.0 143.5 151.1 161.8 170.9 179.5 185.4 186.6 195.4
28.9 28.3 27.6 29.2 31.1 32.8 34.7 35.9 37.8 39.8
1.0 0.9 1.0 1.2 1.2 1.2 1.1 1.3 1.4 1.4
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

1,163 1,136 1,209 1,297 1,375 1,459 1,514 1,604 1,692 1,772
1,137 1,106 1,176 1,259 1,333 1,413 1,463 1,549 1,631 1,706
26 30 34 38 42 46 51 56 60 66
- - - - - - - - - -

70 70 70 70 70 70 70 70 70 -
70 70 70 70 70 70 70 70 70 -
- - - - - - - - - -
- - - - - - - - - -

1,351 1,321 1,283 1,347 1,426 1,494 1,568 1,614 1,694 1,711
1,233 1,208 1,176 1,246 1,329 1,403 1,483 1,533 1,619 1,631
92 87 82 77 74 69 64 60 56 60
26 25 25 24 24 23 22 21 20 19

364 389 419 443 510 569 631 685 753 821
397 399 402 421 441 458 472 485 506 524
589 533 462 483 474 467 465 444 435 365

248 241 162 172 183 193 205 212 224 234
251 244 166 176 187 198 209 216 228 240
(3) (3) (4) (4) (4) (4) (4) (5) (5) (5)
0 0 0 0 0 0 0 0 0 0
Summary
C/B O/B
95% 92%
4% 6%
1% 2%
C/B O/B
49% 25%
31% 25%
20% 51%

2,667
1385 52%
810 30%
472 18%
(349)
2,706
2,664 98%
34 1%
8 0%
2,318
2,277 98%
32 1%
8 0%

389
387 99%
2 1%
0 0%
1% 7%

0% 0%

1% 7%
 (95)
(6) 7%
(81) 85%
(8) 9%

70
70 100%
0 0%
0 0%
-
0 0%
0 0%
70 100%

0.8
172
39
133.35
8 8
224 226
497 502
402 34
402 34
389 32

-
0 0%
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
2,720 221
2,720 221
2318 188
389 32
13 1
- -
0 0
0 0
 FY-25 Projection
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 1,538 1,438 1,338 1,278 1,215
New 1,076 983 890 835 776
Sol 207 205 203 201 200
Old 255 250 246 242 239
GLP Growth (100) (99) (60) (63)
BL-1 335 307 276 267 250
BL-2 219 202 181 173 160
GFL 984 928 882 838 804
- - 0 (0) (0)
2 Disbursement Total 41 40 25 25 25
BL-1 31 22 18 18 18
BL-2 10 18 7 7 7
GFL - -
Save Fund 99 60 63
3 Total Collection 169 165 148 107 108
New 151 157 141 101 103
Sol 3 3 3 2 2
Old 15 6 4 4 3
3.1 Principle Collection 145 141 124 85 88
12.4% 133 New 128 133 118 80 83
0.0% 0 Sol 3 2 2 2 2
Old 14 5 4 3 3
Sol; (Non PAR + PAR 1-30) 0.20% 0.20% 0.19% 0.19%
3.1.1 Principle Collection % 9% 9% 6% 7%
New 12% 12% 12% 9% 10%
Sol 1% 1% 1% 1% 1%
Old 5.5% 2.1% 4.0% 4.0% 4.0%
3.1.2 Principle Collection %
0% BL-1 16% 16% 16% 10% 13%
BL-2 17% 17% 14% 8% 12%
GFL 6% 6% 5% 5% 4%
3.2 Interest Collection 24 24 24 21 20
2.33% New 22 24 22.89 20.73 19.45
0.25% Sol 0 1 0.52 0.52 0.51
0.09% Old 1 0 0.23 0.23 0.23
4 PAR -30 Total 521 592 848 859 869
New 97 152 413 429 443
Sol 191 191 189 187 186
Old 234 250 246 242 239
21 0 - - -
4.1 Inaccessible PAR 30 331 375 672 700 720
New 50 93 359 379 399
Sol 134 136 152 156 156
Old 147 146 161 165 165

3656.027857 4.2 Accessible PAR 30 191 217 176 159 149

 New 46.7 59.1 54.3 50.5 44.4
1.0% 2 Sol 57 55 36.7 31.2 30.0
Old 87 104 84.6 77.2 74.1

4.2.1 Accessible PAR 30 Recovery Rate -6% -5% -5% -7%

New -8.00% -8% -7% -12%
Sol -3.00% -3.5% -4.0% -4.0%
Old -6.00% -4.0% -4.0% -4.0%

4.2.2 Accessible PAR 30 Recovery Amt (11) (11) (9) (10)

New (4) (5) (4) (6)
Sol (1.7) (1.9) (1.5) (1.2)
Old (5.22) (4.14) (3.38) (3.09)

5 WO Amount - - - - -
New 0 0
Sol 0 0
Old 0 0
- - -
BL-1 0 0
BL-2 0 0
GFL 0 0
5.1 Total FIN WO Amount 8 8 8 8
5.2 WO Recovery - - 0.04 0.04 0.04
6 Total Saving Balance - - - 1 3
Net Vountary Saving Balance
Compulsory Saving Balance 1.25 2.5
7 # Productive Staff 9 9 9 9 9
7.1 Productivity GLP 171 160 149 142 135
0.45 AC 380 355 330 316 300
8 P&L 24 25 24 22 20
8.1 Revenue 24 25 24 22 20
Interest Co 23.5 24.3 23.7 21.5 20.2
Document 0.2 0.2 0.1 0.1 0.1
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 169 165 148 107 108
9.1 Cash Inflo 169 165 148 107 108
Principal C 145.1 140.6 124.4 85.3 88.2
Interest Co 23.5 24.3 23.7 21.5 20.2
Document 0.2 0.2 0.1 0.1 0.1
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 1,017 845 491 419 346

New 979 831 476 405 333
Sol 16 15 14 14 14
Old 21 - - - -

PAR 30 - A: PAR 30 331 375 672 700 720

New 50 93 359 379 399
Sol 134 136 152 156 156
Old 147 146 161 165 165
Checking Data
To be "0" or GLP - WO 1,538 1,438 1,338 1,278
"Plus" New 1,076 983 890 835
Not to be Sol 207 205 203 201
"Minus"
Old 255 250 246 242

GLP - WO BL-1 335 307 276 267

BL-2 219 202 181 173
GFL 984 928 882 838

Total Coll;- PAR Recovery 169 154 137 98 98

New 151 153 136 97 97
Sol 3 1 1 1 1
Old 15 0 0 0 0
Y-25 Projection- Maddya Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
1,165 1,120 1,085 1,052 1,023 995 969 945 923 143
731 690 660 632 607 583 562 542 523 67
198 196 194 192 190 189 187 185 184 26
236 233 231 228 225 223 221 218 216 49
(50) (45) (35) (32) (30) (28) (26) (24) (22) (780)
235 222 204 187 171 156 143 128 117 30
158 149 132 116 103 90 77 68 58 45
772 749 749 749 749 749 749 749 749 68
0 (0) 0 (0) (0) 0 0 (0) 0 0
25 25 25 25 25 25 25 25 25 25
18 18 18 18 18 18 18 18 18 18
7 7 7 7 7 7 7 7 7 7

50 45 35 32 30 28 26 24 22 20
94 88 77 73 70 67 65 63 60 58
88 83 71 68 65 63 60 58 56 54
2 2 2 2 2 2 2 2 2 2
3 3 3 3 3 3 3 2 2 2
75 70 60 57 55 53 51 49 47 45
70 66 55 53 51 49 47 45 43 42
2 2 2 2 2 2 2 2 2 1
3 3 3 3 3 2 2 2 2 2
0.18% 0.18% 0.17% 0.17% 0.16% 0.16% 0.15% 0.15% 0.15%
6% 6% 5% 5% 5% 5% 5% 5% 5% 5%
9% 9% 8% 8% 8% 8% 8% 8% 8% 8%
1% 1% 1% 1% 1% 1% 1% 1% 1% 1%
4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0% 4.0%

13% 14% 16% 17% 19% 19% 20% 23% 23% 26%
6% 10% 16% 18% 18% 19% 22% 21% 25% 26%
4% 3% 0% 0% 0% 0% 0% 0% 0% 0%
19 18 17 16 15 15 14 14 13 13
18.08 17.04 16.09 15.38 14.74 14.14 13.59 13.09 12.62 12.19
0.51 0.50 0.50 0.49 0.49 0.48 0.48 0.48 0.47 0.47
0.22 0.22 0.22 0.22 0.21 0.21 0.21 0.21 0.21 0.20
878 889 879 870 861 853 844 834 828 65
458 472 467 462 458 453 448 441 439 0
184 183 181 180 178 177 176 174 173 16
236 233 231 228 225 223 221 218 216 49
- - - - - - - - - -
740 760 760 760 760 760 760 760 760 -
419 439 439 439 439 439 439 439 439
156 156 156 156 156 156 156 156 156
165 165 165 165 165 165 165 165 165

138 129 119 110 101 93 84 74 68 65

 38.6 33.2 28.3 23.2 18.5 13.9 9.0 1.8 0.2 0.0
28.5 27.0 25.4 23.9 22.5 21.1 19.6 18.3 17.0 15.8
71.2 68.3 65.6 63.0 60.4 58.0 55.7 53.5 51.3 49.3

-7% -7% -7% -8% -8% -8% -9% -13% -7% -5%
-13% -14% -15% -18% -20% -25% -35% -80% -90% -100%
-5.0% -5.0% -6.0% -6.0% -6.0% -6.0% -7.0% -7.0% -7.0% -7.0%
-4.0% -4.0% -4.0% -4.0% -4.0% -4.0% -4.0% -4.0% -4.0% -4.0%

(10) (10) (9) (9) (9) (8) (9) (11) (5) (3)
(6) (5) (5) (5) (5) (5) (5) (7) (2) (0)
(1.5) (1.4) (1.6) (1.5) (1.4) (1.3) (1.5) (1.4) (1.3) (1.2)
(2.96) (2.85) (2.73) (2.62) (2.52) (2.42) (2.32) (2.23) (2.14) (2.05)

- - - - - - - - - 760
439
156
165
- - - - - - - - - -
74
5
681
8 8 8 8 8 8 8 8 8 768
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 3.84
4 5 7 9 10 12 14 16 17 19
0.5 1 1.5 2 2.5 3 3.5 4
3.75 5 6.25 7.5 8.75 10 11.25 12.5 13.75 15
9 9 9 4 4 4 4 4 4 4
129 124 121 263 256 249 242 236 231 36
288 276 268 585 568 553 538 525 513 79
19 18 17 16 16 15 14 14 13 13
19 18 17 16 16 15 14 14 13 13
18.8 17.8 16.8 16.1 15.4 14.8 14.3 13.8 13.3 12.9
0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 94 88 77 74 70 68 65 63 60 58
94 88 77 74 70 68 65 63 60 58
74.7 70.4 59.9 57.3 54.9 52.6 50.8 48.8 47.0 45.4
18.8 17.8 16.8 16.1 15.4 14.8 14.3 13.8 13.3 12.9
0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

287 231 205 182 161 142 125 112 95 78

274 218 193 170 149 130 114 101 84 67
13 13 12 12 12 12 11 11 11 10
- - - - - - - - - -

740 760 760 760 760 760 760 760 760 -

419 439 439 439 439 439 439 439 439 -
156 156 156 156 156 156 156 156 156 -
165 165 165 165 165 165 165 165 165 -

1,215 1,165 1,120 1,085 1,052 1,023 995 969 945 163
776 731 690 660 632 607 583 562 542 84
200 198 196 194 192 190 189 187 185 28
239 236 233 231 228 225 223 221 218 51

250 235 222 204 187 171 156 143 128 43

160 158 149 132 116 103 90 77 68 53
804 772 749 749 749 749 749 749 749 68

83 79 67 64 62 59 56 52 55 55
82 77 66 63 61 58 55 51 54 54
1 1 1 1 1 1 1 1 1 1
0 0 0 0 0 0 0 0 0 0
 Based On Cash Flow- To consider in Next Contract
Summary
C/B O/B
47% 68%
18% 14%
34% 17%
C/B O/B
21% 21%
31% 14%
47% 65%

300
216 72%
84 28%
0 0%
435
931
870 93%
27 3%
34 4%
735
683 93%
21 3%
31 4%

196
187 96%
6 3%
3 1%
46% 34%

0% 22%

46% 12%
(102)
(54) 53%
(17) 16%
(31) 31%

760
439 58%
156 21%
165 22%
-
74 10%
5 1%
681 90%

4.3
19
4
15
4 9
36 171
79 380
197 16
197 16
196 16

-
0 0%
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
932 75
932 75
735 59
196 16
2 0
- -
0 0
0 0
 FY-25 Projection
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total - - - - -
New - - -
Sol - - -
Old - - -
GLP Growth - - - -
BL-1 - - -
BL-2 - - -
GFL - - -
- - - - -
2 Disbursement Total - - - - -
BL-1
BL-2
GFL
Save Fund - - -
3 Total Collection - - - - -
New - - -
Sol
Old
3.1 Principle Collection - - - - -
New - - -
- Sol
Old
Sol; (Non PAR + PAR 1-30)
3.1.1 Principle Collection % #DIV/0! #DIV/0! #DIV/0! #DIV/0!
New #DIV/0! #DIV/0!
Sol #DIV/0!
Old #DIV/0! 0.0%
3.1.2 Principle Collection %
#DIV/0! BL-1
BL-2
GFL
3.2 Interest Collection - - - - -
2.33% New 0 0 - - -
Sol 0 0
Old 0 0
4 PAR -30 Total - - - - -
5 WO Amount - - - - -
6 Total Saving Balance - - - - -
Net Vountary Saving Balance
Compulsory Saving Balance 0 0
7 # Productive Staff
7.1 Productivity GLP
0.45 AC - - - - -
8 P&L - - - - -
8.1 Revenue - - - - -
Interest Co 0.0 0.0 - - -
 Document 0.0 0.0 - - -
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
Security
9 Cash Flow Cash Surplu - - - - -
9.1 Cash Inflo - - - - -
Principal C 0.0 0.0 - - -
Interest Co 0.0 0.0 - - -
Document 0.0 0.0 - - -
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO - - - -
"Plus" New - - - -
Not to be Sol - - - -
"Minus"
Old - - - -

GLP - WO BL-1 - - - -
Not to be
"Minus"

BL-2 - - - -
GFL - - - -

Total Coll;- PAR Recovery - - - - -

New - - - - -
Sol - - - - -
Old - - - - -
FY-25 Projection- Taunggyi Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
- - - - - 50 116 177 232 282
- - - - - 50 116 177 232 282
- - - - - - - - - -
- - - - - - - - - -
- - - - - 50 66 61 55 51
- - - - - - 10 19 37 53
- - - - - 50 106 158 195 229
- - - - - - - - - -
- - - - - - - (0) 0 0
- - - - - 50 70 70 70 70
0 10 10 20 20
50 60 60 50 50

- - - - - (50) (66) (61) (55) (51)

- - - - - - 5 12 19 25
- - - - - - 5 12 19 25

- - - - - - 4 9 15 19
- - - - - - 4 9 15 19

#DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 8% 8% 9% 8%

8% 8% 9% 8%

10% 10% 10% 10%

8% 8% 8% 8%

- - - - - - 1 3 4 5
- - - - - - 1.17 2.70 4.12 5.40

- - - - - - - - - -
- - - - - - - - - -
- - - - - 4 8 13 18 23
0 0 0 1 2.4 3.8 5.2 6.6
0 0 0 0 0 2.5 6 9.5 13 16.5
4 4 4 4 4
13 29 44 58 71
- - - - - 28 64 98 129 157
- - - - - 0 2 3 4 6
- - - - - 0 2 3 4 6
- - - - - - 1.2 2.7 4.1 5.4
- - - - - 0.3 0.4 0.4 0.4 0.4
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0

- - - - - 0 6 12 19 25
- - - - - 0 6 12 19 25
- - - - - - 4.0 9.3 15.0 19.2
- - - - - - 1.2 2.7 4.1 5.4
- - - - - 0.3 0.4 0.4 0.4 0.4
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

- - - - - 50 116 177 232 282

- - - - - 50 116 177 232 282
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

- - - - - - 50 116 177 232

- - - - - - 50 116 177 232
- - - - - - - - - -
- - - - - - - - - -

- - - - - - - 10 19 37
- - - - - - 50 106 158 195
- - - - - - - - - -

- - - - - - 5 12 19 25
- - - - - - 5 12 19 25
- - - - - - - - - -
- - - - - - - - - -
Summary
C/B O/B
100% #DIV/0!
0% #DIV/0!
0% #DIV/0!
C/B O/B
19% #DIV/0!
81% #DIV/0!
0% #DIV/0!

330
60 18%
270 82%
0 0%
(282)
61
61 100%
- 0%
- 0%
48
48 100%
- 0%
- 0%

13
13 100%
- 0%
- 0%
0% #DIV/0!
-
23
7
16.5
4 -
71 -
157 -
15 1
15 1
13 1
-
0 #DIV/0!
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
63 6
63 6
48 4
13 1
2 0
- -
0 0
0 0
 FY-25 Projection-
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 1,438 1,388 1,298 1,244 1,204
New 892 854 775 724 694
Sol 380 368 358 355 346
Old 166 165 165 165 164
GLP Growth (50) (90) (54) (40)
BL-1 220 202 198 207 208
BL-2 81 73 81 98 111
GFL 1,136 1,113 1,019 939 886
- - (0) (0) 0
2 Disbursement Total 68 56 70 90 100
BL-1 4 - 15 25 25
BL-2 14 - 15 25 25
GFL 50 56 40 40 50
Save Fund 90 54 40
3 Total Collection 211 128 181 164 158
New 199 116 169 159 147
Sol 12 12 12 4 10
Old 0 0 0 0 1
3.1 Principle Collection 186 105 160 144 140
New 176 94 150 141 130
Sol 10 10 10 3 9
Old 0 0 0 0 1
Sol; (Non PAR + PAR 1 -0.9% -0.9% -1.0% -1.1%
3.1.1 Principle Collection % 7% 12% 11% 11%
New 20% 11% 18% 18% 18%
Sol 3% 3% 3% 1% 2%
Old 0.2% 0.2% 0.2% 0.2% 0.5%
3.1.2 Principle Collection %
0% BL-1 8% 9% 10% 8% 12%
BL-2 10% 11% 10% 10% 12%
GFL 14% 7% 12% 12% 11%
3.2 Interest Collection 25 23 21 20 18
2.33% New 22 22 19.91 18.05 16.87
0.41% Sol 2 2 1.52 1.48 1.47
0.01% Old 0 0 0.02 0.02 0.02
4 PAR -30 Total 530 516 502 495 481
New 22 22 21 21 20
Sol 343 329 316 310 297
Old 166 165 165 165 164

4.1 Inaccessible PAR 30 - - - - -

New 0 0 0 0 0
Sol 0 0 0 0 0
Old 0 0 0 0 0

3656.027857 4.2 Accessible PAR 30 530 516 502 495 481

 New 21.9 21.9 21 21 20
3.6% 14 Sol 343 329 316 310 297
Old 166 165 165 165 164

4.2.1 Accessible PAR 30 Recovery Rate -3% -3% -1% -3%

New 0.00% -3% -3% -3%
Sol -3.94% -4.0% -2.0% -4.0%
Old -0.22% -0.2% -0.2% -0.5%

4.2.2 Accessible PAR 30 Recovery Amt (14) (14) (7) (14)

New - (1) (1) (1)
Sol (14) (13) (6) (12)
Old (0.36) (0.33) (0.33) (0.82)

5 WO Amount 1 1 - - -
New
Sol 1 1
Old
- - -
BL-1 0 0
BL-2 0 0
GFL 1 1
5.1 Total FIN WO Amount 20 20 20 20
5.2 WO Recovery 0.10 0.10 0.10
6 Total Saving Balance - - - 5 10
Net Vountary Saving Balance
Compulsory Saving Balance 4.5 9.5
7 # Productive Staff 11 10 10 10 10
7.1 Productivity GLP 131 139 130 124 120
0.45 AC 291 309 289 276 268
8 P&L 25 24 22 20 19
8.1 Revenue 25 24 22 20 19
Interest Co 24.6 23.3 21.5 19.6 18.4
Document 0.3 0.3 0.4 0.5 0.5
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 211 128 182 164 159
9.1 Cash Inflo 211 128 182 164 159
Principal C 186.2 104.6 159.9 144.4 140.0
Interest Co 24.6 23.3 21.5 19.6 18.4
Document 0.3 0.3 0.4 0.5 0.5
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 908 872 796 749 723

New 871 833 754 703 673
Sol 37 39 42 46 49
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO 1,437 1,388 1,298 1,244
"Plus" New 892 854 775 724
Not to be Sol 379 368 358 355
"Minus"
Old 166 165 165 165

GLP - WO BL-1 220 202 198 207

BL-2 81 73 81 98
GFL 1,135 1,113 1,019 939

Total Coll;- PAR Recovery 211 114 167 157 145

New 199 116 169 158 147
Sol 12 (2) (2) (2) (2)
Old 0 0 0 0 0
FY-25 Projection- Magway Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
1,169 1,153 1,179 1,209 1,235 1,255 1,273 1,306 1,332 1,352
667 662 699 742 780 813 842 888 929 964
338 328 318 307 297 286 275 264 251 238
163 162 161 160 158 157 155 154 152 150
(35) (16) 26 30 26 20 18 33 25 21
208 228 251 274 295 310 323 334 342 347
122 136 152 164 176 187 197 205 210 214
838 788 775 771 765 758 752 767 780 791
0 (0) (0) 0 0 (0) (0) 0 (0) 0
100 115 115 125 125 125 125 145 145 145
25 40 40 40 40 40 40 40 40 40
25 25 25 25 25 25 25 25 25 25
50 50 50 60 60 60 60 80 80 80
35 16 (26) (30) (26) (20) (18) (33) (25) (21)
153 148 106 112 117 124 128 132 141 147
142 136 93 99 105 110 115 119 125 131
10 12 11 13 11 13 11 12 14 14
1 1 1 1 1 2 2 2 2 2
135 131 89 95 99 105 107 112 120 124
126 120 78 82 87 92 96 99 105 109
8 10 10 11 10 11 10 11 13 13
1 1 1 1 1 2 2 2 2 2
-1.2% -1.2% -1.3% -1.4% -1.5% -1.6% -1.7% -1.8% -1.9% -2.0%
11% 11% 8% 8% 8% 8% 9% 9% 9% 9%
18% 18% 12% 12% 12% 12% 12% 12% 12% 12%
2% 3% 3% 4% 3% 4% 4% 4% 5% 5%
0.5% 0.5% 0.8% 0.8% 0.8% 1.0% 1.0% 1.0% 1.2% 1.2%

12% 10% 8% 7% 7% 8% 9% 9% 10% 10%

12% 9% 7% 8% 8% 8% 8% 9% 10% 10%
11% 12% 8% 8% 9% 9% 9% 9% 9% 9%
18 17 17 18 19 19 20 21 22 23
16.16 15.55 15.43 16.29 17.29 18.17 18.94 19.63 20.70 21.64
1.43 1.40 1.36 1.32 1.27 1.23 1.18 1.14 1.09 1.04
0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
468 452 435 415 395 374 355 335 315 295
20 19 17 13 9 6 3 0 0 0
285 271 258 242 228 212 197 181 163 145
163 162 161 160 158 157 155 154 152 150

- - - - - - - - - -
0 0
0 0
0 0

468 452 435 415 395 374 355 335 315 295
 20 19 17 13 9 6 3 0 0 0
285 271 258 242 228 212 197 181 163 145
163 162 161 160 158 157 155 154 152 150

-3% -3% -4% -5% -5% -5% -5% -6% -6% -6%
-3% -5% -10% -20% -30% -40% -50% -100%
-4.0% -5.0% -5.0% -6.0% -6.0% -7.0% -7.0% -8.0% -10.0% -11.0%
-0.5% -0.5% -0.8% -0.8% -0.8% -1.0% -1.0% -1.0% -1.2% -1.2%

(13) (16) (17) (20) (20) (21) (19) (20) (20) (20)
(1) (1) (2) (3) (4) (4) (3) (3) - -
(12) (14) (14) (15) (15) (16) (15) (16) (18) (18)
(0.82) (0.82) (1.30) (1.29) (1.28) (1.58) (1.57) (1.55) (1.85) (1.82)

- - - - - - - - - -
-
-
-
- - - - - - - - - -

20 20 20 20 20 20 20 20 20 20
0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
15 20 28 37 46 55 63 73 84 94
2.3 4.8 7.3 9.8 12.3 15.2 18.1 21
14.5 20.25 26 32.25 38.5 44.75 51 58.25 65.5 72.75
10 10 10 9 9 9 9 9 9 9
117 115 118 134 137 139 141 145 148 150
260 256 262 299 305 310 314 323 329 334
18 18 17 18 19 20 21 22 23 23
18 18 17 18 19 20 21 22 23 23
17.6 17.0 16.8 17.6 18.6 19.4 20.1 20.8 21.8 22.7
0.5 0.6 0.6 0.6 0.6 0.6 0.6 0.7 0.7 0.7
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 153 149 106 113 118 125 128 133 142 148
153 149 106 113 118 125 128 133 142 148
135.2 131.3 88.7 94.8 98.8 104.8 107.4 111.7 119.7 124.2
17.6 17.0 16.8 17.6 18.6 19.4 20.1 20.8 21.8 22.7
0.5 0.6 0.6 0.6 0.6 0.6 0.6 0.7 0.7 0.7
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

701 701 744 794 840 881 918 972 1,017 1,057
648 644 683 729 770 807 840 888 929 964
53 57 61 65 69 74 79 83 88 93
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

1,204 1,169 1,153 1,179 1,209 1,235 1,255 1,273 1,306 1,332
694 667 662 699 742 780 813 842 888 929
346 338 328 318 307 297 286 275 264 251
164 163 162 161 160 158 157 155 154 152

208 208 228 251 274 295 310 323 334 342
111 122 136 152 164 176 187 197 205 210
886 838 788 775 771 765 758 752 767 780

140 132 89 92 98 103 108 112 122 127

142 135 91 95 101 106 112 116 125 131
(2) (2) (3) (3) (3) (3) (3) (4) (4) (4)
0 0 0 0 0 0 0 0 0 0
Summary
C/B O/B
71% 62%
18% 27%
11% 12%
C/B O/B
26% 15%
16% 5%
59% 80%

1,455
435 30%
300 21%
720 49%
(54)
1,631
1,480 91%
136 8%
15 1%
1,401
1,265 90%
120 9%
15 1%

230
215 93%
15 7%
0 0%
22% 37%

0% 0%

22% 37%
(207)
(21) 10%
(171) 82%
(15) 7%

-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!

1.2
94
21
72.75
9 11
150 131
334 291
238 20
238 20
230 19

-
0 #DIV/0!
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
1,639 134
1,639 134
1401 114
230 19
7 1
- -
0 0
0 0
 FY-25 Projection-
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 2,453 2,472 2,432 2,300 2,227
New 2,451 2,471 2,430 2,298 2,226
Sol 2 1 1 1 1
Old 0 0 0 0 0
GLP Growth 20 (41) (132) (72)
BL-1 185 180 173 182 199
BL-2 84 78 92 109 129
GFL 2,183 2,215 2,167 2,009 1,899
- - (0) 0 (0)
2 Disbursement Total 250 295 235 140 185
BL-1 13 25 25 40 50
BL-2 7 5 25 30 35
GFL 231 265 185 70 100
Save Fund 41 132 72
3 Total Collection 507 335 333 329 311
New 507 335 333 329 311
Sol 0 0 0 0 0
Old 0 0 0 0
3.1 Principle Collection 450 274 276 272 257
New 450 274 275 272 257
4.7% 0 Sol 0 0 0 0 0
Old 0 0 0 0
Sol; (Non PAR + PAR 1 4.7% 4.4% 4.1% 3.8%
3.1.1 Principle Collection % 11% 11% 11% 11%
New 18% 11% 11% 11% 11%
Sol 6% 9% 6% 6% 6%
Old 1.5% 0.0% 0.7% 0.7% 0.7%
3.1.2 Principle Collection %
0% BL-1 17% 18% 18% 18% 18%
BL-2 12% 14% 14% 14% 14%
GFL 19% 11% 11% 11% 10%
3.2 Interest Collection 57 60 58 57 54
2.33% New 57 60 57.56 56.62 53.54
2.24% Sol 0 0 0.03 0.03 0.03
0.00% Old 0 0 - - -
4 PAR -30 Total 1 1 1 1 1
New - - 0 0 0
Sol 1 1 0 0 0
Old 0 0 0 0 0

4.1 Inaccessible PAR 30 - - - - -

New 0 0 0 0 0
Sol 0 0 0 0 0
Old 0 0 0 0 0

3656.027857 4.2 Accessible PAR 30 1 1 1 1 1

 New 0.0 0.0 0 0 0
3.8% 0 Sol 1 1 0 0 0
Old 0 0 0 0 0

4.2.1 Accessible PAR 30 Recovery Rate -7% -2% -2% -3%

New
Sol -10.71% -3.5% -3.5% -4.0%
Old 0.00% -0.7% -0.7% -0.7%

4.2.2 Accessible PAR 30 Recovery Amt (0) (0) (0) (0)

New - - - -
Sol (0) (0) (0) (0)
Old - (0.00) (0.00) (0.00)

5 WO Amount - - - - -
New 0 0
Sol 0 0
Old 0 0
- - -
BL-1 0 0
BL-2 0 0
GFL 0 0
5.1 Total FIN WO Amount 0 0 - - -
5.2 WO Recovery - - - - -
6 Total Saving Balance - - - 7 16
Net Vountary Saving Balance
Compulsory Saving Balance 7 16.25
7 # Productive Staff 11 12 12 12 12
7.1 Productivity GLP 223 206 203 192 186
0.45 AC 495 458 450 426 412
8 P&L 58 62 59 57 54
8.1 Revenue 58 62 59 57 54
Interest Co 57.0 60.4 57.6 56.7 53.6
Document 1.3 1.5 1.2 0.7 0.9
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 508 336 334 330 312
9.1 Cash Inflo 508 336 334 330 312
Principal C 449.8 274.3 275.6 272.3 257.4
Interest Co 57.0 60.4 57.6 56.7 53.6
Document 1.3 1.5 1.2 0.7 0.9
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 2,452 2,472 2,431 2,299 2,226

New 2,451 2,471 2,430 2,298 2,226
Sol 1 1 1 1 1
Old - - - - -

PAR 30 - A: PAR 30 - - - - -
New - - - - -
Sol - - - - -
Old - - - - -
Checking Data
To be "0" or GLP - WO 2,453 2,472 2,432 2,300
"Plus" New 2,451 2,471 2,430 2,298
Not to be Sol 2 1 1 1
"Minus"
Old 0 0 0 0

GLP - WO BL-1 185 180 173 182

BL-2 84 78 92 109
GFL 2,183 2,215 2,167 2,009

Total Coll;- PAR Recovery 507 335 333 329 311

New 507 335 333 329 311
Sol 0 0 0 0 0
Old 0 - - - -
FY-25 Projection- Chauk Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
2,178 2,112 2,081 2,092 2,100 2,127 2,150 2,179 2,174 2,169
2,177 2,110 2,080 2,091 2,099 2,126 2,149 2,177 2,173 2,168
1 1 1 1 1 1 1 1 1 1
0 0 0 0 0 0 0 0 0 0
(49) (67) (30) 11 8 26 23 29 (5) (5)
215 229 241 260 277 291 294 305 315 322
146 165 182 197 209 220 229 237 244 250
1,817 1,717 1,658 1,635 1,614 1,615 1,626 1,636 1,615 1,597
0 (0) 0 (0) (0) (0) (0) (0) 0 (0)
202 180 210 250 250 270 270 280 250 250
50 50 50 60 60 60 50 60 60 60
35 40 40 40 40 40 40 40 40 40
117 90 120 150 150 170 180 180 150 150
49 67 30 (11) (8) (26) (23) (29) 5 5
303 297 290 288 290 292 297 301 305 306
303 297 290 288 290 292 297 301 305 306
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
251 247 240 239 242 244 247 251 255 255
251 247 240 239 241 243 247 251 255 255
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
3.6% 3.4% 3.2% 3.0% 2.9% 2.7% 2.6% 2.5% 2.4% 2.3%
11% 11% 11% 11% 12% 12% 12% 12% 12% 12%
11% 11% 11% 12% 12% 12% 12% 12% 12% 12%
5% 5% 5% 5% 5% 5% 5% 5% 5% 5%
0.7% 0.8% 0.8% 0.8% 3.0% 3.0% 3.0% 3.0% 3.0% 3.0%

17% 17% 17% 17% 17% 17% 16% 17% 16% 17%
14% 14% 14% 14% 14% 14% 14% 14% 14% 14%
10% 10% 10% 10% 10% 10% 10% 10% 10% 10%
52 51 49 48 49 49 50 50 51 51
51.86 50.72 49.17 48.46 48.71 48.91 49.53 50.06 50.73 50.63
0.03 0.03 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02
- - - - - - - - - -
1 1 1 1 1 1 1 1 1 1
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

- - - - - - - - - -
0 0
0 0
0 0

1 1 1 1 1 1 1 1 1 1
 0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

-3% -3% -3% -3% -4% -4% -5% -5% -5% -5%
-15% -15% -100%
-4.0% -4.0% -4.5% -4.5% -5.0% -5.5% -6.0% -6.0% -6.5% -7.0%
-0.7% -0.8% -0.8% -0.8% -3.0% -3.0% -3.0% -3.0% -3.0% -3.0%

(0) (0) (0) (0) (0) (0) (0) (0) (0) (0)
- - - - - - - - - -
(0) (0) (0) (0) (0) (0) (0) (0) (0) (0)
(0.00) (0.00) (0.00) (0.00) (0.01) (0.01) (0.01) (0.01) (0.01) (0.01)

- - - - - - - - - -
-
-
-
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
26 35 50 68 85 104 123 142 160 177
4 9.2 14.2 19.6 25 30.6 35.6 40.6
26.35 35.35 45.85 58.35 70.85 84.35 97.85 111.85 124.35 136.85
12 12 12 11 11 11 11 11 11 11
182 176 173 190 191 193 195 198 198 197
403 391 385 423 424 430 434 440 439 438
53 52 50 50 50 50 51 51 52 52
53 52 50 50 50 50 51 51 52 52
51.9 50.7 49.2 48.5 48.7 48.9 49.5 50.1 50.8 50.6
1.0 0.9 1.1 1.3 1.3 1.4 1.4 1.4 1.3 1.3
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 304 298 291 289 292 294 298 303 307 307
304 298 291 289 292 294 298 303 307 307
250.9 246.7 240.4 239.2 241.5 243.6 247.1 251.2 254.6 254.9
51.9 50.7 49.2 48.5 48.7 48.9 49.5 50.1 50.8 50.6
1.0 0.9 1.1 1.3 1.3 1.4 1.4 1.4 1.3 1.3
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

2,177 2,111 2,080 2,091 2,100 2,126 2,149 2,178 2,173 2,169
2,177 2,110 2,080 2,091 2,099 2,126 2,149 2,177 2,173 2,168
1 1 1 1 1 1 1 1 0 0
- - - - - - - - - -

- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -
- - - - - - - - - -

2,227 2,178 2,112 2,081 2,092 2,100 2,127 2,150 2,179 2,174
2,226 2,177 2,110 2,080 2,091 2,099 2,126 2,149 2,177 2,173
1 1 1 1 1 1 1 1 1 1
0 0 0 0 0 0 0 0 0 0

199 215 229 241 260 277 291 294 305 315
129 146 165 182 197 209 220 229 237 244
1,899 1,817 1,717 1,658 1,635 1,614 1,615 1,626 1,636 1,615

303 297 290 288 290 292 297 301 305 306
303 297 290 288 290 292 297 301 305 306
0 0 0 0 0 0 0 0 0 0
- - - - - - - - - -
Summary
C/B O/B
100% 100%
0% 0%
0% 0%
C/B O/B
15% 7%
12% 3%
74% 90%

2,737
650 24%
460 17%
1627 59%
263
3,609
3,608 100%
1 0%
0 0%
3,000
2,999 100%
1 0%
0 0%

609
609 100%
0 0%
- 0%
0% 0%

0% 0%

0% 0%
 (0)
- 0%
(0) 78%
(0) 22%

-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!

0.0
177
41
136.85
11 11
197 223
438 495
623 51
623 51
609 50

-
0 #DIV/0!
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
3,623 299
3,623 299
3000 248
609 50
14 1
- -
0 0
0 0
-
 FY-25 Projection
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 583 569 551 540 531
New 449 443 428 418 411
Sol 71 65 63 61 60
Old 63 61 61 61 61
GLP Growth (15) (17) (11) (9)
BL-1 200 192 174 162 153
BL-2 59 54 56 58 59
GFL 324 322 321 320 319
- - 0 (0) (0)
2 Disbursement Total 30 30 22 25 25
BL-1 30 25 12 15 15
BL-2 - 6 10 10 10
GFL - -
Save Fund 17 11 9
3 Total Collection 60 48 50 46 44
New 52 44 48 44 42
Sol 8 5 3 2 2
Old 0 0 0 0 0
3.1 Principle Collection 52 41 39 36 34
New 45 37 37 34 33
3.2% 2 Sol 7 4 2 2 1
Old 0 0 0 0 0
Sol; (Non PAR + PAR 1-3 3.2% 2.7% 2.1% 1.6%
3.1.1 Principle Collection % 7% 7% 7% 6%
New 10% 8% 8% 8% 8%
Sol 10% 6% 3% 3% 2%
Old 0.1% 0.3% 0.7% 0.7% 0.7%
3.1.2 Principle Collection %
0% BL-1 16% 16% 16% 16% 15%
BL-2 15% 17% 15% 15% 15%
GFL 4% 0% 0% 0% 0%
3.2 Interest Collection 7 7 11 10 10
2.33% New 7 7 10.32 9.96 9.75
0.74% Sol 1 0 0.48 0.46 0.45
0.07% Old 0 0 0.04 0.04 0.04
4 PAR -30 Total 270 273 283 294 305
New 166 172 180 188 196
Sol 41 40 42 45 48
Old 63 61 61 61 61
- - (0) (0) (0)
4.1 Inaccessible PAR 30 263 271 280 291 302
New 166 172 180 188 196
Sol 38 40 41 44 47
Old 59 59 59 59 59

3656.027857 4.2 Accessible PAR 30 7 2 2 2 2

 New 0.0 0.0 0.0
2.8% 2 Sol 2 1 0.5 0.5 0.5
Old 5 2 1.8 1.8 1.8

4.2.1 Accessible PAR 30 Recovery Rate -67% -1% -1% -1%

New
Sol -78.08% -3.5% -3.5% -4.0%
Old -61.32% -0.7% -0.7% -0.7%

4.2.2 Accessible PAR 30 Recovery Amt (5) (0) (0) (0)

New - - - -
Sol (2) (0) (0) (0)
Old (2.92) (0.01) (0.01) (0.01)

5 WO Amount 2 4 - - -
New
Sol 2 1
Old 3
- - -
BL-1 0 2
BL-2 1
GFL 2 1
5.1 Total FIN WO Amount 8 8 8 8
5.2 WO Recovery - - 0.04 0.04 0.04
6 Total Saving Balance - - - 1 3
Net Vountary Saving Balance
Compulsory Saving Balance 1.25 2.5
7 # Productive Staff 6 6 6 6 6
7.1 Productivity GLP 97 95 92 90 89
0.45 AC 216 211 204 200 197
8 P&L 8 8 11 11 10
8.1 Revenue 8 8 11 11 10
Interest Co 7.4 7.5 10.8 10.5 10.2
Document 0.1 0.2 0.1 0.1 0.1
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 60 49 50 47 44
9.1 Cash Inflo 60 49 50 47 44
Principal C 52.4 41.0 39.3 36.0 34.0
Interest Co 7.4 7.5 10.8 10.5 10.2
Document 0.1 0.2 0.1 0.1 0.1
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 313 295 269 247 227

New 283 271 248 230 215
Sol 30 25 21 16 12
Old - - (0) (0) (0)

PAR 30 - A: PAR 30 263 271 280 291 302

New 166 172 180 188 196
Sol 38 40 41 44 47
Old 59 59 59 59 59
Checking Data
To be "0" or GLP - WO 580 569 551 540
"Plus" New 449 443 428 418
Not to be Sol 69 65 63 61
"Minus"
Old 61 61 61 61

GLP - WO BL-1 198 192 174 162

BL-2 58 54 56 58
GFL 324 322 321 320

Total Coll;- PAR Recovery 60 44 50 46 44

New 52 44 48 44 42
Sol 8 3 3 2 2
Old 0 (3) 0 0 0
FY-25 Projection- Pakokku Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
524 517 512 497 483 466 449 434 420 83
404 398 393 379 365 348 332 317 303 78
59 58 58 58 57 57 57 57 56 3
61 61 61 61 61 61 61 61 61 2
(8) (7) (5) (15) (14) (18) (16) (15) (14) (337)
145 138 133 123 113 99 87 76 66 50
60 61 62 58 54 50 46 42 38 34
318 317 316 316 316 316 316 316 316 -
(0) (0) (0) 0 0 (0) 0 0 0 0
25 25 25 15 15 10 10 10 10 10
15 15 15 10 10 5 5 5 5 5
10 10 10 5 5 5 5 5 5 5

8 7 5 15 14 18 16 15 14 13
43 42 40 39 38 37 35 33 32 30
41 41 39 39 37 36 34 33 31 30
1 1 1 1 1 1 1 1 1 1
0 0 0 0 0 0 0 0 0 0
33 32 30 30 29 28 26 25 24 23
32 31 30 29 28 27 26 25 24 23
1 1 0 0 0 0 0 0 0 0
0 0 0 - - - - - - -
1.0% 0.6% 0.5% 0.5% 0.5% 0.4% 0.4% 0.4% 0.3% 0.3%
6% 6% 6% 6% 6% 6% 6% 6% 6% 5%
8% 8% 8% 8% 8% 8% 8% 8% 8% 8%
2% 1% 1% 1% 1% 0% 0% 0% 0% 0%
0.7% 0.8% 0.8% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%

15% 15% 14% 15% 16% 17% 17% 19% 20% 20%
15% 15% 15% 15% 16% 16% 18% 19% 21% 25%
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
10 10 10 10 9 9 9 8 8 8
9.57 9.42 9.27 9.16 8.82 8.51 8.11 7.73 7.38 7.06
0.44 0.43 0.43 0.43 0.42 0.42 0.42 0.42 0.42 0.42
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04
316 327 327 327 327 327 327 326 326 2
204 212 212 212 212 212 212 212 212 0
51 54 54 54 54 54 54 54 54 0
61 61 61 61 61 61 61 61 61 2
(0) (0) (0) (0) (0) (0) (0) (0) (0) (0)
313 324 324 324 324 324 324 324 324 -
204 212 212 212 212 212 212 212 212
50 53 53 53 53 53 53 53 53
59 59 59 59 59 59 59 59 59

2 2 2 2 2 2 2 2 2 2
 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
0.5 0.5 0.4 0.4 0.4 0.4 0.3 0.3 0.3 0.3
1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8 1.8

-1% -1% -2% -1% -1% -1% -1% -1% -1% -1%
-15% -15% -100%
-4.0% -4.0% -4.5% -4.5% -5.0% -5.5% -6.0% -6.0% -6.5% -7.0%
-0.7% -0.8% -0.8%

(0) (0) (0) (0) (0) (0) (0) (0) (0) (0)
- - - - - - - - - -
(0) (0) (0) (0) (0) (0) (0) (0) (0) (0)
(0.01) (0.01) (0.01) - - - - - - -

- - - - - - - - - 324
212
53
59
- - - - - - - - - (0.000)
8

316
8 8 8 8 8 8 8 8 8 332
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 1.66
4 5 7 8 9 10 10 11 12 12
0.5 0.8 1.1 1.3 1.5 1.7 1.9 2.1
3.75 5 6.25 7 7.75 8.25 8.75 9.25 9.75 10.25
6 6 6 3 3 3 3 3 3 3
87 86 85 166 161 155 150 145 140 28
194 192 190 368 358 345 333 322 311 61
10 10 10 10 9 9 9 8 8 8
10 10 10 10 9 9 9 8 8 8
10.1 9.9 9.7 9.6 9.3 9.0 8.6 8.2 7.8 7.5
0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 43 42 40 40 38 37 35 33 32 31
43 42 40 40 38 37 35 33 32 31
32.6 31.8 30.2 29.8 28.7 27.7 26.4 25.1 24.0 22.9
10.1 9.9 9.7 9.6 9.3 9.0 8.6 8.2 7.8 7.5
0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1 0.1
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

208 190 185 170 157 139 123 108 94 81

200 186 181 167 153 136 120 105 91 78
8 4 4 4 4 3 3 3 3 2
(0) (0) (0) (0) (0) (0) (0) (0) (0) (0)

313 324 324 324 324 324 324 324 324 -

204 212 212 212 212 212 212 212 212 -
50 53 53 53 53 53 53 53 53 -
59 59 59 59 59 59 59 59 59 -

531 524 517 512 497 483 466 449 434 96

411 404 398 393 379 365 348 332 317 91
60 59 58 58 58 57 57 57 57 3
61 61 61 61 61 61 61 61 61 2

153 145 138 133 123 113 99 87 76 58

59 60 61 62 58 54 50 46 42 38
319 318 317 316 316 316 316 316 316 -

43 42 40 39 38 37 35 33 32 30
41 41 39 39 37 36 34 33 31 30
1 1 1 1 1 1 1 1 1 1
0 0 0 0 0 0 0 0 0 0
 Based On Cash Flow- To consider in Next Contract- 6 Months
Summary
C/B O/B
95% 78%
3% 11%
2% 11%
C/B O/B
60% 34%
41% 10%
0% 57%

205
120 59%
85 41%
0 0%
144
460
447 97%
12 3%
1 0%
349
342 98%
7 2%
0 0%

110
105 95%
5 5%
1 0%
2% 46%

0% 45%

2% 1%
 (0)
- 0%
(0) 79%
(0) 21%

324
212 65%
53 16%
59 18%
(0)
7.92 2%
0 0%
316.4796343 98%

2.1
12
2
10.25
3 6
28 97
61 216
111 9
111 9
110 9

-
0 0%
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
461 38
461 38
349 28
110 9
1 0
- -
0 0
0 0
 FY-25 Projection-
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 1,233 1,215 1,189 1,172 1,165
New 286 277 259 250 250
Sol 360 351 344 337 330
Old 588 587 586 585 584
GLP Growth (18) (26) (17) (7)
BL-1 534 520 504 488 479
BL-2 83 81 73 74 80
GFL 616 614 612 609 606
(0) (0) (0) (0) 0
2 Disbursement Total 18 27 15 20 30
BL-1 18 23 15 15 20
BL-2 - 4 0 5 10
GFL - -
Save Fund 26 17 7
3 Total Collection 56 53 50 45 45
New 44 42 39 35 35
Sol 11 10 10 9 8
Old 1 1 1 1 1
3.1 Principle Collection 48 44 41 37 37
New 38 36 33 29 29
0.7% 3 Sol 9 8 8 7 7
Old 1 1 1 1 1
Sol; (Non PAR + PAR 1 0.7% 0.7% 0.7% 0.6%
3.1.1 Principle Collection % 4% 3% 3% 3%
New 13% 13% 12% 11% 12%
Sol 2% 2% 2% 2% 2%
Old 0.1% 0.1% 0.7% 0.7% 0.7%
3.1.2 Principle Collection %
0% BL-1 11% 11% 6% 6% 6%
BL-2 11% 11% 9% 6% 6%
GFL 0% 0% 0% 0% 0%
3.2 Interest Collection 8 8 9 8 8
2.33% New 6 6 6.44 6.04 5.82
0.58% Sol 2 2 2.04 1.99 1.95
0.02% Old 0 0 0.12 0.12 0.12
4 PAR -30 Total 928 922 917 922 928
New 42 42 42 53 64
Sol 299 294 289 284 280
Old 588 587 586 585 584
0 0 0 0 0
4.1 Inaccessible PAR 30 648 648 657 693 729
New 41 41 41 52 63
Sol 153 153 161 178 195
Old 454 454 455 463 471

3656.027857 4.2 Accessible PAR 30 280 274 259 229 199

 New 0.8 0.8 0.8 0.8 0.8
1.4% 5 Sol 146 141 127.5 106.1 84.8
Old 134 133 131.1 122.2 113.3

4.2.1 Accessible PAR 30 Recovery Rate -2% -2% -2% -2%

New 0.00%
Sol -3.43% -3.5% -3.5% -4.0%
Old -0.69% -0.7% -0.7% -0.7%

4.2.2 Accessible PAR 30 Recovery Amt (6) (6) (5) (5)

New - - - -
Sol (5) (5) (4) (4)
Old (0.93) (0.93) (0.92) (0.86)

5 WO Amount 1 1 - - -
New
Sol 1 1
Old 0 0
- - -
BL-1 0 0
BL-2
GFL 0 0
5.1 Total FIN WO Amount 55 55 55 55
5.2 WO Recovery 0.03 0.03 0.28 0.28 0.28
6 Total Saving Balance - - - 1 3
Net Vountary Saving Balance
Compulsory Saving Balance 1 2.5
7 # Productive Staff 8 8 8 8 8
7.1 Productivity GLP 154 152 149 146 146
0.45 AC 343 338 330 326 324
Cash Flow Analysis 8 P&L 8 9 9 8 8
Cash In 8.1 Revenue 8 9 9 8 8
Interest Coll; Interest Co 8.3 8.4 8.6 8.1 7.9
Principal Coll; Document 0.1 0.1 0.1 0.1 0.2
Document Fee 8.2 Branch OP - - - - -
Salary
Cash Out Flow Branch OP 0 0 0 0 0
Salary Staff Equipment Expense
Branch OPEX Corporate Team Building Expense
Training Fee
Rental Expense
Cash Surplus/ Deficit Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 56 53 50 45 45
9.1 Cash Inflo 56 53 50 45 45
Principal C 47.6 44.3 41.0 37.1 36.8
Interest Co 8.3 8.4 8.6 8.1 7.9
Document 0.1 0.1 0.1 0.1 0.2
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 305 293 272 250 237

New 244 235 218 197 187
Sol 61 58 55 53 50
Old 0 0 0 0 0

PAR 30 - A: PAR 30 648 648 657 693 729

New 41 41 41 52 63
Sol 153 153 161 178 195
Old 454 454 455 463 471
Checking Data
To be "0" or GLP - WO 1,233 1,215 1,189 1,172
"Plus" New 286 277 259 250
Not to be Sol 359 351 344 337
"Minus"
Old 588 587 586 585

GLP - WO BL-1 534 520 504 488

BL-2 83 81 73 74
GFL 616 614 612 609

Total Coll;- PAR Recovery 56 47 44 40 40

New 44 42 39 35 35
Sol 11 5 5 4 4
Old 1 0 0 0 0
FY-25 Projection- Monywa Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
1,159 1,154 1,150 1,146 1,140 1,134 1,127 1,121 1,116 309
251 251 252 252 253 253 253 253 253 169
325 320 316 313 309 305 301 298 294 61
584 583 582 581 578 576 573 570 568 78
(6) (5) (4) (4) (6) (6) (6) (6) (6) (807)
470 462 455 449 443 435 429 424 417 215
86 92 97 101 104 108 110 113 116 93
603 601 598 595 593 590 587 585 582 (0)
0 0 0 (0) 0 (0) (0) 0 (0) (0)
30 30 30 30 30 30 30 30 30 30
20 20 20 20 20 20 20 20 20 20
10 10 10 10 10 10 10 10 10 10

6 5 4 4 6 6 6 6 6 6
44 43 42 42 44 44 44 44 44 44
35 35 35 35 36 36 36 36 36 36
7 6 6 6 6 6 6 5 5 5
1 1 1 1 3 3 3 3 3 3
36 35 34 34 36 36 36 36 36 36
29 30 30 30 30 30 30 30 30 30
6 5 4 4 4 4 4 4 4 4
1 1 1 1 3 3 3 3 3 2
0.6% 0.6% 0.6% 0.5% 0.5% 0.5% 0.5% 0.5% 0.4% 0.4%
3% 3% 3% 3% 3% 3% 3% 3% 3% 3%
12% 12% 12% 12% 12% 12% 12% 12% 12% 12%
2% 1% 1% 1% 1% 1% 1% 1% 1% 1%
0.7% 0.8% 0.8% 0.8% 3.0% 3.0% 3.0% 3.0% 3.0% 3.0%

6% 6% 6% 6% 6% 6% 6% 6% 6% 7%
5% 5% 5% 6% 7% 6% 7% 7% 6% 6%
0% 0% 0% 0% 0% 0% 0% 0% 0%
8 8 8 8 8 8 8 8 8 8
5.83 5.85 5.86 5.87 5.88 5.88 5.89 5.90 5.90 5.91
1.91 1.88 1.86 1.83 1.81 1.79 1.77 1.75 1.72 1.70
0.12 0.12 0.12 0.12 0.12 0.11 0.11 0.11 0.11 0.11
935 942 940 937 932 927 922 917 912 106
75 86 86 86 85 85 85 85 85 0
277 274 272 270 268 266 264 262 259 28
584 583 582 581 578 576 573 570 568 78
0 0 0 0 0 0 0 0 0 0
765 801 801 801 801 801 801 801 801 -
74 85 85 85 85 85 85 85 85
212 229 229 229 229 229 229 229 229
479 487 487 487 487 487 487 487 487

170 141 139 136 131 126 120 116 111 106
 0.8 0.8 0.8 0.8 0.7 0.6 0.0 0.0 0.0 0.0
64.4 44.9 42.9 40.9 38.9 36.7 34.5 32.3 30.0 27.8
104.5 95.7 94.9 94.1 91.3 88.6 85.9 83.3 80.8 78.4

-2% -2% -2% -2% -4% -4% -4% -4% -4% -4%
-15% -15% -100%
-4.0% -4.0% -4.5% -4.5% -5.0% -5.5% -6.0% -6.5% -7.0% -7.5%
-0.7% -0.8% -0.8% -0.8% -3.0% -3.0% -3.0% -3.0% -3.0% -3.0%

(4) (3) (3) (3) (5) (5) (5) (5) (5) (5)
- - - - (0) (0) (1) - - -
(3) (3) (2) (2) (2) (2) (2) (2) (2) (2)
(0.79) (0.84) (0.77) (0.76) (2.82) (2.74) (2.66) (2.58) (2.50) (2.43)

- - - - - - - - - 801
85
229
487
- - - - - - - - - -
193
26
582
55 55 55 55 55 55 55 55 55 856
0.28 0.28 0.28 0.28 0.28 0.28 0.28 0.28 0.28 4.28
4 6 8 10 12 14 16 18 20 22
0.6 1.2 1.8 2.4 3 3.6 4.2 4.8
4 5.5 7 8.5 10 11.5 13 14.5 16 17.5
8 8 8 5 5 5 5 5 5 5
145 144 144 229 228 227 225 224 223 62
322 321 319 509 507 504 501 498 496 137
8 8 8 8 8 8 8 8 8 8
8 8 8 8 8 8 8 8 8 8
7.9 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.7 7.7
0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
 44 43 42 42 44 44 44 44 44 44
44 43 42 42 44 44 44 44 44 44
35.8 34.9 34.3 34.1 36.2 36.2 36.1 36.1 35.9 35.8
7.9 7.8 7.8 7.8 7.8 7.8 7.8 7.8 7.7 7.7
0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

225 212 211 209 208 207 206 205 204 202
176 166 166 167 167 168 168 169 169 169
48 46 44 42 41 39 38 36 35 33
0 0 0 0 0 0 0 0 0 0

765 801 801 801 801 801 801 801 801 -

74 85 85 85 85 85 85 85 85 -
212 229 229 229 229 229 229 229 229 -
479 487 487 487 487 487 487 487 487 -

1,165 1,159 1,154 1,150 1,146 1,140 1,134 1,127 1,121 314
250 251 251 252 252 253 253 253 253 169
330 325 320 316 313 309 305 301 298 65
584 584 583 582 581 578 576 573 570 81

479 470 462 455 449 443 435 429 424 224
80 86 92 97 101 104 108 110 113 90
606 603 601 598 595 593 590 587 585 (0)

39 39 39 39 39 39 38 39 39 39
35 35 35 35 35 35 35 36 36 36
4 4 4 4 4 3 3 3 3 3
0 0 0 0 0 0 0 0 0 0
 Based On Cash Flow- To consider in Next Contract- 6 Months
Summary
C/B O/B
55% 23%
20% 29%
25% 48%
C/B O/B
70% 43%
30% 7%
0% 51%

350
235 67%
115 33%
0 0%
79
523
426 81%
75 14%
22 4%
429
355 83%
53 12%
21 5%

94
71 75%
22 23%
1 1%
34% 75%

0% 53%

34% 23%
 (53)
(1) 2%
(32) 60%
(21) 39%

801
85 11%
229 29%
487 61%
-
192.7 24%
26.11 3%
582.29 73%

7.3
22
5
17.5
5 8
62 154
137 343
96 8
96 8
94 8

-
0 0%
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
525 44
525 44
429 36
94 8
2 0
- -
0 0
0 0
 FY-25 Projection-
1000000 Months Jan-24 Feb-24 Mar-24 Apr-24 May-24
1 GLP Total 535 519 507 494 484
New 140 125 119 109 101
Sol 145 144 139 136 134
Old 250 250 249 249 249
GLP Growth (16) (11) (13) (10)
BL-1 215 204 192 182 175
BL-2 74 69 70 66 63
GFL 246 246 246 246 246
- - (0) (0) (0)
2 Disbursement Total 13 2 5 - -
BL-1 5 2
BL-2 8 - 5
GFL - -
Save Fund 11 13 10
3 Total Collection 23 21 19 16 13
New 21 20 13 13 11
Sol 1 1 5 3 2
Old 0 0 0 0 0
3.1 Principle Collection 19 18 16 13 10
New 18 17 11 10 8
2.5% 4 Sol 1 1 5 3 2
Old 0 0 0 0 0
Sol; (Non PAR + PAR 1- 2.5% 0.9% 0.3% 0.1%
3.1.1 Principle Collection % 3% 3% 3% 2%
New 13% 12% 9% 9% 8%
Sol 1% 0% 4% 2% 1%
Old 0.0% 0.0% 0.7% 0.7% 0.7%
3.1.2 Principle Collection %
0% BL-1 6% 6% 6% 5% 4%
BL-2 8% 7% 6% 5% 5%
GFL 0% 0% 0% 0% 0%
3.2 Interest Collection 3 3 3 3 3
2.33% New 3 3 2.90 2.77 2.54
0.11% Sol 0 0 0.15 0.15 0.14
0.08% Old 0 0 0.21 0.21 0.21
4 PAR -30 Total 402 405 403 401 399
New 21 21 21 21 21
Sol 136 139 137 135 134
Old 245 245 245 245 245
4 4 4 4 4
4.1 Inaccessible PAR 30 323 323 326 338 345
New 19 19 21 26 26
Sol 91 91 93 97 101
Old 212 212 212 215 218

3656.027857 4.2 Accessible PAR 30 79 82 77 63 55

 New 1.4 1.5 0.0 -5.0 -5.0
-2.1% -3 Sol 45 48 44.4 38.9 33.3
Old 33 33 32.8 29.6 26.4

4.2.1 Accessible PAR 30 Recovery Rate 4% -2% -2% -3%

New 7.97%
Sol 6.73% -3.5% -3.5% -4.0%
Old -0.03% -0.7% -0.7% -0.7%

4.2.2 Accessible PAR 30 Recovery Amt 3 (2) (2) (2)

New 0 - - -
Sol 3 (2) (2) (2)
Old (0.01) (0.23) (0.23) (0.21)

5 WO Amount 0 - - - -
New
Sol 0
Old
- - -
BL-1
BL-2
GFL 0
5.1 Total FIN WO Amount 19 19 19 19
5.2 WO Recovery - - 0.10 0.10 0.10
6 Total Saving Balance - - - - -
Net Vountary Saving Balance
Compulsory Saving Balance 0 0
7 # Productive Staff 3 3 3 3 3
7.1 Productivity GLP 178 173 169 165 161
0.45 AC 396 384 376 366 358
8 P&L 3 3 3 3 3
8.1 Revenue 3 3 3 3 3
Interest Co 3.2 3.3 3.3 3.1 2.9
Document 0.1 0.0 0.0 - -
8.2 Branch OP - - - - -
Salary
Branch OP 0 0 0 0 0
Staff Equipment Expense
Corporate Team Building Expense
Training Fee
Rental Expense
Electricity & Water Bill
Stationary
Office Supplies
Advans Forms
Repair Maintenance (Laptop, Printer, etc)
Telenor Bill
Internet
Gasoline for field staffs
Small Items for Furnitures (Office phone, mouse, etc.)
 Security
9 Cash Flow Cash Surplu 23 21 19 16 13
9.1 Cash Inflo 23 21 19 16 13
Principal C 19.4 17.7 16.1 13.1 10.4
Interest Co 3.2 3.3 3.3 3.1 2.9
Document 0.1 0.0 0.0 - -
9.2 Cash Outfl - - - - -
Salary 0 0 0 0 0
Branch OP 0 0 0 0 0

GLP - PAR 30 133 114 104 93 85

New 119 104 98 88 80
Sol 9 6 2 1 0
Old 4 4 4 4 4

PAR 30 - A: PAR 30 323 323 326 338 345

New 19 19 21 26 26
Sol 91 91 93 97 101
Old 212 212 212 215 218
Checking Data
To be "0" or GLP - WO 535 519 507 494
"Plus" New 140 125 119 109
Not to be Sol 145 144 139 136
"Minus"
Old 250 250 249 249

GLP - WO BL-1 215 204 192 182

BL-2 74 69 70 66
GFL 246 246 246 246

Total Coll;- PAR Recovery 23 24 17 14 11

New 21 20 13 13 11
Sol 1 4 4 1 1
Old 0 0 0 0 0
FY-25 Projection- ShweBo Branch
Jun-24 Jul-24 Aug-24 Sep-24 Oct-24 Nov-24 Dec-24 Jan-25 Feb-25 Mar-25
475 467 460 454 447 441 435 429 424 61
93 87 81 76 71 66 62 58 54 25
133 132 130 129 128 127 126 125 124 14
249 249 248 248 248 247 246 246 245 22
(9) (8) (7) (6) (7) (6) (6) (6) (5) (363)
169 164 159 154 149 145 140 136 132 25
60 57 55 54 52 50 48 46 45 35
246 246 246 246 246 246 246 246 246 0
0 (0) (0) (0) 0 0 (0) (0) (0) (0)
- - - - - - - - - -

9 8 7 6 7 6 6 6 5 5
12 10 9 9 9 8 8 7 7 7
10 9 8 7 7 6 6 5 5 5
2 1 1 1 1 1 1 1 1 1
0 0 0 0 1 1 1 1 1 1
9 8 7 6 7 6 6 6 5 5
8 7 6 5 5 5 4 4 4 4
1 1 1 1 1 1 1 1 1 1
0 0 0 0 1 1 1 1 1 1
0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
2% 2% 1% 1% 1% 1% 1% 1% 1% 1%
8% 7% 7% 7% 7% 7% 7% 7% 7% 7%
1% 1% 1% 1% 1% 1% 1% 1% 1% 1%
0.7% 0.8% 0.8% 0.8% 3.0% 3.0% 3.0% 3.0% 3.0% 3.0%

4% 3% 3% 3% 3% 3% 3% 3% 3% 3%
4% 5% 3% 3% 3% 4% 4% 3% 3% 3%
0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
3 3 2 2 2 2 2 2 2 2
2.35 2.17 2.02 1.89 1.77 1.65 1.54 1.44 1.35 1.26
0.14 0.14 0.14 0.14 0.14 0.14 0.13 0.13 0.13 0.13
0.21 0.21 0.21 0.21 0.21 0.21 0.21 0.20 0.20 0.20
398 397 395 394 393 392 394 393 391 32
21 21 21 21 22 22 26 26 26 0
133 131 130 129 128 127 126 125 124 14
244 244 244 244 243 243 242 242 241 17
4 4 4 4 4 4 4 4 4 4
352 358 358 358 358 358 358 358 358 -
26 26 26 26 26 26 26 26 26
105 109 109 109 109 109 109 109 109
221 223 223 223 223 223 223 223 223

46 39 38 37 36 35 36 35 33 32
 -5.0 -5.0 -5.0 -5.0 -4.2 -3.6 0.0 0.0 0.0 0.0
28.0 22.9 21.9 20.9 19.8 18.7 17.6 16.6 15.5 14.4
23.2 21.0 20.8 20.7 20.1 19.5 18.9 18.3 17.8 17.2

-3% -3% -3% -3% -3% -3% 6% -4% -5% -5%

-15% -15% -100%
-4.0% -4.0% -4.5% -4.5% -5.0% -5.5% -6.0% -6.0% -6.5% -7.0%
-0.7% -0.8% -0.8% -0.8% -3.0% -3.0% -3.0% -3.0% -3.0% -3.0%

(2) (1) (1) (1) (1) (1) 2 (2) (2) (2)

- - - - 1 1 4 - - -
(1) (1) (1) (1) (1) (1) (1) (1) (1) (1)
(0.18) (0.19) (0.17) (0.17) (0.62) (0.60) (0.58) (0.57) (0.55) (0.53)

- - - - - - - - - 358
26
109
223
- - - - - - - - - -
103
9
246
19 19 19 19 19 19 19 19 19 377
0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 1.88
- - - - - - - - - -
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
3 3 3 3 3 3 3 3 3 3
158 156 153 151 149 147 145 143 141 20
352 346 341 336 331 326 322 318 314 45
3 3 2 2 2 2 2 2 2 2
3 3 2 2 2 2 2 2 2 2
2.7 2.5 2.4 2.2 2.1 2.0 1.9 1.8 1.7 1.6
- - - - - - - - - -
- - - - - - - - - -

0 0 0 0 0 0 0 0 0 0
12 10 9 9 9 8 8 7 7 7
12 10 9 9 9 8 8 7 7 7
9.2 7.9 6.9 6.4 6.6 6.3 6.0 5.6 5.4 5.1
2.7 2.5 2.4 2.2 2.1 2.0 1.9 1.8 1.7 1.6
- - - - - - - - - -
- - - - - - - - - -
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0

77 70 65 59 54 48 40 36 33 29
72 66 60 55 49 44 36 32 28 25
0 0 0 0 0 0 0 0 0 0
4 4 4 4 4 4 4 4 4 4

352 358 358 358 358 358 358 358 358 -

26 26 26 26 26 26 26 26 26 -
105 109 109 109 109 109 109 109 109 -
221 223 223 223 223 223 223 223 223 -

484 475 467 460 454 447 441 435 429 66

101 93 87 81 76 71 66 62 58 28
134 133 132 130 129 128 127 126 125 15
249 249 249 248 248 248 247 246 246 22

175 169 164 159 154 149 145 140 136 29

63 60 57 55 54 52 50 48 46 36
246 246 246 246 246 246 246 246 246 0

10 9 8 8 8 7 10 6 5 5
10 9 8 7 7 7 9 5 5 5
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
 SBO- POS
Summary Based On Cash Flow- To consider in Next Contract- 6 Months
C/B O/B
41% 24%
24% 28%
35% 48%
C/B O/B
42% 39%
57% 13%
0% 47%

-
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
89
116
91 79%
18 15%
7 6%
89
68 77%
16 18%
5 5%

27
23 85%
2 6%
2 9%
52% 75%

0% 60%

52% 15%
 (14)
5 -37%
(14) 103%
(5) 34%

358
26 7%
109 30%
223 62%
-
102.7 29%
9 3%
246 69%

2.9
-
0
0
3 3
20 178
45 396
27 2
27 2
27 2

-
0 0%
0
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
0 #DIV/0!
 0 #DIV/0!
116 9
116 9
89 7
27 2
0 0
- -
0 0
0 0