Certainly!
Here's an example of a Method of Verification (MOV) letter that you can use to
request verification of information on your credit report:
[Your Name]
[Your Address]
[City, State, ZIP Code]
[Date]
[Credit Bureau Name]
[Credit Bureau Address]
[City, State, ZIP Code]
Subject: Request for Method of Verification (MOV) - [Your Full Name], [Your Address]
Dear Sir/Madam,
I am writing to request the Method of Verification (MOV) for certain information listed on my
credit report. As a consumer, I have the right to request verification of any disputed item under
the Fair Credit Reporting Act (FCRA), specifically Section 611(a)(7).
I have recently reviewed my credit report obtained from [Credit Bureau Name], and I have
identified the following items that require verification:
1. [Account Name/Number]: I am disputing the accuracy of the information regarding [account
name/number]. The reported details are [inaccurate, incomplete, outdated, etc.]. In order to
resolve this dispute and ensure the accuracy of my credit report, I kindly request that you
provide me with the Method of Verification (MOV) you utilized to confirm the information's
accuracy.
2. [Account Name/Number]: Similarly, I am disputing the accuracy of the information regarding
[account name/number]. The reported details are [inaccurate, incomplete, outdated, etc.]. To
assist me in understanding how the accuracy of this information was verified, I kindly request
that you provide me with the Method of Verification (MOV) you employed.
I understand that under the FCRA, you are required to provide a Method of Verification (MOV)
when a consumer requests verification of disputed information. The Method of Verification
(MOV) should outline the procedures and sources used to confirm the accuracy and
completeness of the disputed information.
I kindly request that you provide me with the Method of Verification (MOV) for each disputed
item within 30 days from the date of this letter. Additionally, I request that you inform me of any
actions taken or corrections made to my credit report as a result of the verification process.
Please send your response in writing to the address listed above. I appreciate your prompt
attention to this matter and your compliance with the provisions of the FCRA. If you require any
further information or documentation from me to facilitate the verification process, please let me
know.
Thank you for your cooperation.
Sincerely,
[Your Full Name]
[Your Phone Number]
[Your Email Address]
