February 2024

Ministry of Micro, Small and Medium Enterprises

Government of India
 Table of Content

Schemes implemented by M/o MSME & its organisatons

1. Prime Minister’s Employment Generation Programme 03

(PMEGP)

1.1. 2nd Loan for up-gradation of the existing PMEGP/ 05

MUDRA units

2. Credit Guarantee Scheme for Micro & Small Enterprises 07

(CGTMSE)

3. Micro & Small Enterprises Cluster Development Programme 09

(MSE-CDP) Scheme

4. Entrepreneurship Skill Development Programme 11

(ESDP) Scheme

5. Assistance to Training Institutions (ATI) Scheme 13

6. Coir Vikas Yojana 14

7. Procurement and Marketing Support (PMS) Scheme 17

8. International Cooperation (IC) Scheme 19

9. National SC-ST Hub Scheme 22

10. A Scheme for Promotion of Innovation, Rural Industries and 24

Entrepreneurship (ASPIRE)

11. Khadi Gramodyog Vikas Yojana 26

I. Khadi Vikas Yojana 26

II . Gramodyog Vikas Yojana 27

12. Promotion of MSME in NER and SIKKIM 29

MSME SCHEMES 01
 New Schemes

13. PM Vishwakarma - Enabling Artisans and Craftspeople to 32

Build Enterprises

14. Tool Rooms and Technical Institutions - A Component of 34

Infrastructure Development & Capacity Building scheme

15. MSME Champions Scheme 36

1). MSME Sustainable (ZED) Certification 37

2). MSME- Innovative (Incubation, IPR and Design) 40
3). MSME COMPETITIVE (LEAN) SCHEME 43

16. Self Reliant India (SRI) Fund 46

17. Raising and Accelerating MSME Performance (RAMP) 48

18. Important Contact Numbers 50

MSME SCHEMES 02
 Prime Minister’s Employment
Generation Programme(PMEGP)

Objective:
• The scheme aims to provide financial assistance to set up
self-employment ventures and generate sustainable
employment opportunities in rural as well as urban areas.
• To generate sustainable and continuous employment
opportunities for rural and unemployed youth as well as
prospective traditional artisans and thereby halt
occupational migration.

• Credit linked subsidy program for setting up new

micro-enterprise in non-farm sector.

• Margin Money subsidy ranges from 15% to 35% of project

cost for projects up to Rs. 50 Lakh in Manufacturing sector
and Rs. 20 Lakh in the Service sector.

• For beneficiaries belonging to Special categories such as

SC/ST/ Women/ Minorities/ Ex-Servicemen/ Transgenders/
Aspirational districts/NER, the margin money subsidy is 35%
in rural areas and 25% in urban areas.

Scheme applicable for:

• Any individual, above 18 years of age can apply.

Detailed Information:
• The own contribution of the beneficiary is 10% of the project
cost in case of General category and 5% of the project cost
in case of Special category (SC/ST/OBC/PH/Women/Ex
Servicemen/Transgenders/Aspirational Districts/NER)
beneficiaries

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 03
 • If the application for loan is approved, Banks sanction and
release the balance amount of 90 to 95 percent of the
total project cost suitably for setting up of the units by the
beneficiaries.

• In order to have sustainability of the projects/units set up

under the scheme, support services are also provided in
the form of Backward & Forward Linkages by organizing
events like workshops, EDP training to the beneficiaries,
exhibitions, etc.

• Government of India has introduced online process for flow

of applications and disbursement of Margin Money directly
to financing branches.

• Online application form is mandatory for individuals on the

e-portal. The application form/PMEGP MIS portal is mobile
friendly. SMS/e-mail alerts are sent to the applicants
automatically by the system or by the concerned officials
at each stage.

• Model Projects Reports of different activities have been put up

on PMEGP e-portal for the benefit of potential beneficiaries.

• To increase the registration of MSMEs in the country, the

Government has undertaken measures for PMEGP units to
adopt the Udyog Aadhar Memorandum (UAM)/UDYAM
Registration

How to apply:

• Apply on:
https://www.kviconline.gov.in/pmegpeportal/pmegphome

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 04
 1.1) 2nd Loan for up-gradation of the existing
PMEGP/REGP/ MUDRA units
Objective:
• With an objective to assist existing units for expansion and
upgradation, the scheme provides financial assistance to
successful/well performing units.

• The scheme also caters to the need of the entrepreneurs

for bringing new technology/ automation so as to
modernize the existing unit.

• Maximum subsidy would be 15% of the project cost (20% for

NER and Hill States). The balance amount of the total
project cost is provided by Banks as term loan.

Scheme applicable for:

• Existing well performing PMEGP/REGP/MUDRA units

Detailed Information:
• Further financial assistance scheme for expansion/
upgrade the existing PMEGP/REGP/MUDRA units for
manufacturing and Service/ Trading units from the year
2018-19

• The maximum cost of the project under manufacturing

sector for up-gradation is Rs.1.00 crore and Rs. 25.00 lakhs
under Service/ Trading sector.

• Maximum subsidy would be 15% of the project cost (20%)

for NER and Hill States) i.e. Rs. 15.00 lakhs in Non-NER and Rs.
20.00 Lakh for NER and Hill States. The balance amount of
the total project cost shall be provided by Banks as term
loan.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 05
 • All existing units financed under PMEGP/MUDRA Scheme
whose margin money claim has been adjusted and the
first loan availed has been repaid in stipulated time are
eligible to avail the benefits

• The units should have been making profit for the last three
years.

• Beneficiary can apply to the same financing bank, which

sanctioned the loan for their unit, or to any other financing
bank, which is willing to extend credit facility for second
loan.

• The beneficiary can choose any implementing agency and

that may be different from the agency chosen for 1st loan.

• Registration of Udyog Aadhar Memorandum (UAM)/UDYAM

REGISTRATION is mandatory.

• The 2nd loan should lead to additional employment

generation.

• To submit the application under 2nd loan for up-gradation,

the beneficiaries have to apply by filling application form
on PMEGP e-Portal.

How to apply:

• Apply on:
https://www.kviconline.gov.in/pmegpeportal/pmegphome

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 06
 Credit Guarantee Scheme for Micro
& Small Enterprises(CGTMSE)

Objective:
• To encourage first generation entrepreneurs to venture
into self-employment opportunities by facilitating credit
guarantee support for collateral free / third-party guaran-
tee-free loans to the Micro and Small enterprises (MSEs),
especially in the absence of collateral.

• Credit guarantee for loans up to Rs. 5 crores, without

collateral and third-party guarantee.
• Guarantee coverage ranges from 85% (Micro Enterprise up
to Rs 5 lakhs) to 75% (others).
• 50% coverage is for retail activity.

Scheme applicable for:

• Micro and Small Enterprises.

Detailed Information:
• Any collateral/ third party guarantee free credit facility
(both fund as well as non-fund based) extended by
eligible institutions, to new as well as existing Micro and
Small Enterprises, including Service Enterprises, with a
maximum credit cap of Rs. 2 crore are eligible for
guarantee under the scheme. Recently, guarantee
coverage made eligible to select NBFCs and Small Finance
banks.

• The guarantee cover available under the scheme is to the

extent of 50%/ 75% / 80% & 85% of the sanctioned amount
of the credit facility. The extent of guarantee cover is 85% for
micro enterprises for credit up to Rs. 5 lakh. The extent of

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 07
 guarantee cover is 50% of the sanctioned amount of the
credit facility for credit from Rs. 10 lakh to Rs. 1 crore per MSE
borrower for retail trade activity.

• The extent of guarantee cover is 80% for (i) Micro and

Small Enterprises operated and/or owned by women; and
(ii) all credits/loans in the North East Region (NER) for credit
facilities up to Rs. 50 lakh. In case of default, the trust
settles the claim up to 75% of the amount in default of the
credit facility extended by the lending institution for credit
facilities up to Rs 2 crore.

How to apply:

• Through Member Lending Institutions (Banks and NBFCs)

• For detailed guidelines please visit https://www.cgtmse.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 08
 Micro & Small Enterprises Cluster
Development Programme(MSE-CDP)
Scheme

Objective:
• To support the sustainability and growth of MSEs by
addressing common issues such as improvement of
technology, skills & amp; quality, market access, etc.

• To create/upgrade infrastructural facilities in the new/

existing Industrial Areas/Clusters of MSEs.
• To set up Common Facility Centres (for testing, training,
raw material depot, effluent treatment, complementing
production processes, etc).

• Promotion of green & sustainable manufacturing

technology for the clusters.

• Creation of Common Facility Centers including Plug & Play

Facilities.
• Support for Infrastructure Development Projects including
Flatted Factory Complexes.

Scheme applicable for:

• Existing Entrepreneurs [in form of a Special Purpose

Vehicles (SPVs)].

Detailed Information:
• COMMON FACILITY CENTRES: Creation of “tangible assets”
such as Common Production / Processing Centre, Design
Centers, Testing Facilities including Plug & Play Facilities.
GoI Assistance: up to 80% of the maximum Project cost of
Rs. 30 crores.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 09
 • INFRASTRUCTURE DEVELOPMENT: Development of land,
roads, drainage, power distribution etc. in new/existing
industrial (multi-product) areas/estates/Flatted Factory
Complex. GoI Assistance: up to 70% of the maximum
Project cost of Rs. 15 crores.

How to apply:

• Apply on:
https://cluster.dcmsme.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 10
 Entrepreneurship and Skill Development
Programme(ESDP) Scheme

Objective:
• To promote new enterprises, capacity building of existing
MSMEs and inculcating entrepreneurial culture in the
country.

• Widen the base of entrepreneurship by development,

achievement, motivation and entrepreneurial skill to the
different sections of the society.

Scheme applicable for:

• Aspiring and Existing Entrepreneurs.

Detailed Information:
• Entrepreneurship Awareness Programme (EAP)-One Day
training programme is conducted for Entrepreneurship/
Self-employment awareness and motivation to different
sections of the society including SC/ ST/ Women, differently
abled, Ex-servicemen and BPL persons as career options.

• Entrepreneurship cum Skill Development Programme(E-SDP)

- Six weeks training programme is conducted for
Entrepreneurship & Skill Training in Agro Based Products,
Hosiery, Food & Fruit Processing Industries, Carpet Weaving,
Mechanical Engineering Workshop/ Machine Shop, Heat
Treatment, Electroplating, Basic/Advance Welding/
Fabrication/Sheet metal work, Basic/ Advance Carpentry,
Glass & Ceramics etc.
• Advance E-SDP: The One Week Advance ESDP programmes
are conducted through IIMs/IITs/ICAR/CSIR/BARC/IISC/NIT/
Agricultural University of Central and State government etc.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 11
 • Management Development programme (MDP)- One week
training programme for Management capacity building
Training to Existing Entrepreneurs and their supervisory staff in
Industrial Management, Human Resource Management,
Marketing Management, Export Management/Documentation
&Procedures, Materials Management, Financial/Working
Capital Management, Information Technology, Digital
Marketing, Quality Management/QMS/ISO 9000/EMS, WTO, IPR,
Supply Chain Management, Retail Management, Logistics
Management etc.

• Advance MDP: The One Week Advance MDP Training

Programmes is conducted through State Administrative
Training Institutes (ATIs) and/or other reputed institutions in
this domain of Central or State Governments/NITs/ Regional
Engineering Colleges/ Agricultural colleges/Autonomous
bodies of Central/State Governments to provide MDP training
to MSMEs promoters/executives.

How to apply:
• Apply through the websites of MSME-DFOs, MSME-TC and
other Implementing Agencies under ESDP scheme.
The scheme link -
http://dcmsme.gov.in/Enterprise&skillDevelopment.htm
and
http://msmedi.dcmsme.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 12
 Assistance to Training Institutions
(ATI) Scheme

Description :
• The assistance is provided to National level training
institutions operating under the Ministry of MSME, namely,
NI-MSME, KVIC, Coir Board, Tool Rooms, NSIC & MGIRI in the
form of capital grant for the purpose of creation and
strengthening of infrastructure and support for
entrepreneurship development and skill development
training programmes. Assistance is also provided to existing
State level EDIs i.e. owned and controlled by a State
Government/UT for creation or strengthening/ expansion of
their training infrastructure

Nature of Assistance :
• Amount of assistance will not exceed the actual amount for
strengthening/ expansion of the infrastructure required by
the training institutions of this Ministry. Scale of maximum
assistance to the State level EDIs will be restricted to Rs.3.00
crore in each case. Assistance for skill development
programmes will be provided as per the prescribed rates.

Who can apply:

• Institutions of Ministry of MSME and existing State level EDIs.

How to apply:
• Organizations wishing to apply for assistance for creation or
strengthening of infrastructure may send their applications
to the Director/Deputy Secretary (EDI), Ministry of Micro,
Small and Medium Enterprises, Udyog Bhawan, Rafi Marg,
New Delhi – 110 011.

Whom to contact :
• Deputy Secretary (EDI), M/o MSME

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 13
 Coir Vikas Yojana- Umbrella
Scheme

Coir Vikas Yojana (CVY) is an Umbrella Scheme being implemented by

Coir Board for the Development of Coir Industry all over the country.

Objective:
• To enhance utilization of the raw material abundantly
available in the country at economic levels of production.
• To increase income/returns to workers, entrepreneurs,
exporters and other stake-holders of the industry.
• Full utilization of the market potential of the products
within the country and abroad and Industry related
functional support services.
• Development of improved equipments machinery,
processes and new products.
• Promoting large scale investment in Coir Industry.
• Development of skilled manpower for Coir industry,
empowerment of rural women and Employment
Generation.
• Welfare measures for coir workers.
• To upgrade the coir industry through technological
interventions and integration of various Digital Platforms.

Under this Umbrella Scheme, the Coir Board is

implementing the following sub schemes/ programmes:

I. SCIENCE & TECHNOLOGY

Modernization of Production Processes, Development of

Machinery and Equipments, Product Development and
Diversification, Development of Environment friendly
technologies, Technology Transfer, Incubation, Testing and
Service Facilities, are the components of this programme.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 14
 II. SKILL UPGRADATION AND MAHILA COIR YOJANA
a. Skill Upgradation
With a view to disseminate information on the schemes
and latest technologies available in coir sector and also to
attract prospective entrepreneuers to this sector, the Board
organizes Entrepreneurship Development Programmes,
Workshops, Seminars, Awareness Programmes, Exposure
Tour etc. under this Scheme.

b. Mahila Coir Yojana

Mahila Coir Yojana is a women oriented, self employment
scheme being implemented by the Coir Board. The scheme
is intended to provide training with stipend facilities and
creation of self-employment opportunities to rural women
artisans in regions producing coconut.

III. EXPORT MARKET PROMOTION

The activities of the Board under Export Market Promotion
include participation in international exhibitions, publicity,
providing assistance under Export Market Development
Assistance Scheme/International Co-operation Scheme etc.

IV. DOMESTIC MARKET PROMOTION

The main activities under the Domestic Market Promotion
scheme are display cum sales of coir products through its
Showrooms & Sales Depots, participation in domestic
exhibitions organized by other Agencies, organizing exclusive
fairs, disbursement of Market Development Assistance (MDA)
to the Coir Co-operative units and PSUs, through the State
Governments/ UTs concerned.

V. TRADE AND INDUSTRY RELATED FUNCTIONAL SUPPORT SERVICES

The activities under this programme would involve primary
and secondary level information search, collection and
statistical analysis of information including export, drawing
inferences and preparation and publication of the reports.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 15
 VI. WELFARE MEASURES
The Coir Board is planning to introduce new welfare scheme
for the welfare of Coir workers in place of Pradhan Mantri
Suraksha Bima Yojana (PMSBY).

Scheme applicable for:

• All Coir Production/processing units registered under

Coir Board and having valid Udyam Registration
Certificate.

How to apply:
• The details of the Schemes are available in the Coir
Board Website http://coirboard.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 16
 Procurement and Marketing
Support (PMS) Scheme

Objective:
• The scheme aims to promote new market access initiatives like
organizing / participation in National / International Trade Fairs /
Exhibitions / MSME Expo, etc. held across the country and to create
awareness and educate the MSMEs about the importance /
methods/ process of packaging in marketing, latest packaging
technology, import-export policy and procedure, GeM portal, MSME
Conclave, latest developments in international / national trade and
other subjects / topics relevant for market access developments.

Scheme components:
Market Access
• Participation of Individual MSEs in Trade Fairs / Exhibitions.
• Organizing Domestic/ International Trade Fairs/Exhibition and
participation in trade fairs/exhibitions by the Ministry/Office of DC
(MSME)/Government organizations.
• Vendor Development Program (VDP).

Capacity Building

• Adoption of Modern Packaging Techniques

• Adoption of Bar Code
• Adoption of e-Commerce Platform
• National Workshops / Seminars
• Organizing National workshops/seminars by the Ministry / Office of
DC (MSME) (Conventional/Virtual).

Development of Retail Outlet

• Infrastructure development of Retail Outlets for promoting
(Geographical Indication)GI Products

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 17
 Detailed Information:
• For detailed information, refer PMS Scheme
guidelines on
http://dcmsme.gov.in/OM%20&%20PMS%20Scheme%20Guidelines.pdf

Scheme applicable for:

• Manufacturing/ Service Sectors MSEs having valid

Udyam Registration (UR) Certificate.

How to apply:

• Apply on:
www.dcmsme.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 18
 International Cooperation (IC)
Scheme

Objective:
• The scheme aims to build Capacity of MSMEs for entering
export market by facilitating their participation in
international exhibitions/ fairs/conferences/ seminar/
buyer-seller meets abroad as well as providing them with
actionable market-intelligence and reimbursement of
various costs involved in export of goods and services. The
Scheme provides opportunities to MSMEs to continuously
update themselves to meet the challenges emerging
out of changes in technology, changes in demand,
emergence of new markets, etc.

The Scheme covers the following sub-components:

• Sub-Component-I: Market Development Assistance of

MSMEs (MDA).
• Sub-Component-II: Capacity Building of First Time MSE
Exporters (CBFTE).

• Sub-Component-III: Framework for International Market

Intelligence Dissemination (IMID).

As on date, Sub-Component–I and Sub-Component-II are in

operation. The guidelines of these two components have
already been circulated which are available on Ministry’s
website. Sub-Component-III will be in operation soon.

Eligible Organisations under Sub-Component-I :

• Ministry of MSME and organizations under the Ministry

• State/Central Gov mernment Organizations/Institutions
and Registered Industry/Enterprise Associations etc.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 19
 Activities covered under Sub-Component-I

Participation of MSME delegations in international

exhibitions, trade fairs and buyer-seller meets in foreign
countries (Physical Mode).

• Space Rent (Stall Charges): Upto Rs. 3.00 lakh per MSME.
• Air Fare : Upto Rs.1.50 lakh per MSME
• Duty allowance: USD150 per day for Office Bearer
• Freight charges: Upto Rs.50,000/-per MSME unit and
Rs.75,000/-per MSME for Latin American Countries.
• Advertisement and publicity charges: Upto Rs.5.00 lakh
• Registration fee: Upto Rs.5,000/-

Participation of MSME delegations in international

exhibitions, trade fairs and buyer-seller meet by Foreign
Organisers (Virtual Mode).

• Space/Stall Charges including catalogue/digital material

charges for Participating in the Virtual International Events
organized by foreign countries: Upto Rs.1.5 lakh.

• Advertisement and Publicity Charges: Upto Rs.5.00 lakh.

Organizing International conferences/ summits/

workshops/Seminars on the themes relevant to MSME
sector (Physical Mode) to be organized in India by the
Industry Associations/Government Organizations.

• Charges for holding/organizing the International

conferences/summits/workshops/seminars in India by
Industry Associations including charges for venue rent,
catering, advertisement & publicity, security
arrangement, etc. : Upto Rs.10.00 lakh.
• Economy class Airfare for foreign speakers/experts/resource
persons: Upto Rs.5.00 lakh.

Organising International conferences/ summits/workshops/

seminars on the themes relevant to MSME sector
(Virtual Mode) to be organized by Industry Associations/
Government Organizations.

• Virtual Space/ Platform/License Fee/ Rent for Organising

Conferences /summits/ workshops/seminars: Upto Rs. 2.00
lakh.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 20
 • Publicity Cost incurred on promotion/marketing/publicity
of the event: Upto Rs.5.00 lakh.
• Translation and Interpretation charges involved in the
virtual event: Upto Rs.1.00 lakh.

Organising Mega international conferences/summits/

workshops/seminars, bilateral/multilateral Government
to Government Events in India (Physical /Virtual Mode) by
Ministry of MSME, its organizations solely or in partnership
with industry associations for promotion of MSME sector.

Sub-Component-II
Under this component, incidental costs viz. Registration
cum Membership certification (RCME); Export Insurance
Premium; Quality certification is reimbursed to first time
MSE Exporters. The Ministry on 20.09.2022 has
signed MoUs with 18 Export Promotion Councils (EPCs),
Export Credit Guarantee Corporation Ltd (ECGC) and
National Small Industries Corporation Ltd (NSIC) as
implementing agencies for Reimbursement of
RCMC Fees, Export Insurance Premium and Testing &
Quality Certification to MSEs.

For more detailed information refer to Scheme guidelines, on the

following link:
https://msme.gov.in/sites/default/files/RevisedICScheme2021.PDF

How to apply:

• Apply on:
http://ic.msme.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 21
 National SC-ST Hub Scheme

Objective:
• To provide professional support to Scheduled Caste and
Scheduled Tribe Entrepreneurs to fulfill the obligations
under the Central Government Public Procurement Policy
for Micro and Small Enterprises Order 2012, adopt
applicable business practices and leverage the Stand-Up
India initiatives.

• 25% subsidy on purchase of plant & machinery/equipments

or Rs. 25 lakh whichever is less.
• Marketing and mentoring support through participation in
exhibitions and vendor development programmes.
• Reimbursement of fees charged for bank loan processing,
testing services, membership of Export Promotion Council,
membership in Govt. promoted eCommerce Portals, Single
Point Registration Scheme of NSI.
• Collection, collation and dissemination of information
regarding SC/ST enterprises and entrepreneurs to CPSEs.
• Free skill trainings and distribution of trade specific tool kits to
trained candidates under the Skill Development programmes.

Scheme applicable for:

• Aspiring and Existing SC/ST Entrepreneurs.

Detailed Information:
National Scheduled Caste and Scheduled Tribe Hub (NSSH) was
launched by Hon'ble Prime Minister in October 2016 to provide
professional support to SC/ST entrepreneurs to fulfill the
obligations under the Central Government Public Procurement
Policy for Micro and Small Enterprises Order 2012, adopt

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 22
 applicable business practices and leverage the Stand up India
initiatives. The Hub has undertaken several initiatives to facilitate
SC/ST entrepreneurs by providing professional support in their
capacity building, market linkages, finance facilitation, tender bid
participation, etc. through its various subschemes/interventions.
The NSSH works on the mentioned priority areas through various
sub-schemes which are as follows:

• 25% subsidy on purchase of plant & machinery/equipments

Special Credit Linked Capital Subsidy Scheme.
• 100% subsidy on airfare and twice of DA as the rate prescribed
by MEA under Special Marketing Assistance Scheme.
• 100% subsidy to obtain NSIC's Registrations under the Single
Point Registration Scheme with a nominal fee of Rs. 100/-.
• Reimbursement of 80% or Rs. 1.0 lakh whichever is less on Bank
Loan Processing fee .
• Reimbursement of 80% or Rs. 1.0 lakh whichever is less on for
Performance Bank Guarantees.
• Reimbursement of 80% or Rs. 1.0 lakh whichever is less on testing
fee.
• Reimbursement of 80% or Rs. 20,000 whichever is less on
membership/subscription fee of Export Promotion Council
Membership
• Reimbursement of 80% or Rs. 25,000 whichever is less on
membership fee of Government promoted e-Commerce Portals.

• Reimbursement of 90% or course fee or Rs. 1.0 lakh whichever is

less to top 50 NIRF Rated Management Institution’s Short-Term
Training Program Fee

For detailed guidelines:

• Visit:
https://www.scsthub.in/

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 23
 A Scheme for Promotion of Innovation, Rural
Industries and Entrepreneurship (ASPIRE)

Objective:
• To set up a network of Livelihood Business Incubators
(LBIs), predominantly in the rural and underserved areas,
to promote innovation and accelerate entrepreneurship
for the following :
• Generate employment opportunities by facilitating formal,
scalable micro-enterprise creation in the agro-rural
sector.
• Skill, up-skill, re-skill unemployed, self-employed/ wage
earners in new technologies in the agro-rural sector.
• Provide skilled human capital to nearby industrial clusters
and promote innovations for strengthening the
competitiveness in the MSME sector.

• Maximum of INR 1 crore. to Government agencies & INR 75

lakh to Private agencies for procuring plant and machinery.
• Maximum of INR 1 crore. to Government and Private
agencies as operational expenditure support towards
manpower cost, running incubation and skill development
programmers, etc.

Scheme applicable for:

• Any agency/institution of Government of India/ State

government or existing training centres under
Ministries/Departments of Government of India/State
Government, Industry Associations, Academic Institutions.

• Any not-for-profit private institutions with experience in

successfully executing incubation and/or skill development
programs may be eligible to set up an LBI.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 24
 Detailed Information:
• Livelihood Business Incubator (LBI): An entity set up for
imparting skill development & incubation programmes for
promoting entrepreneurship and employment generation
in agro-rural sector with special focus on rural and
underserved areas.

• In case of private organizations, 25% of the Capital

Expenditure has to be borne by the Applicant Organization.

• Detailed guidelines are available at

https://aspire.msme.gov.in/ASPIRE/AFHome.aspx

How to apply:
• Apply On:
https://aspire.msme.gov.in/ASPIRE/AFHome.aspx

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 25
 KHADI GRAMODYOG VIKAS
YOJANA - Umbrella Scheme

Objective:
• To increase productivity and wages of Khadi Artisans and
secure livelihood
• To improve Infrastructure for Khadi Production
• Increased Khadi Production, Sales and Employment
• Development of Village Industries and increase number of
rural artisans
• To revive the traditional and inherent skills of rural artisans
• To renovate and Modernize Sales Outlets
• To promote Marketing and Exports

I. Khadi Vikas Yojana

S.No Component Assistance

1. Modified Market Subsidy @ 35% on Prime Cost for

Development Assistance Cotton/Muslin, Wool and
(MMDA) Polyvastra and @ 20% on Prime
Cost for Silk Khadi

2. Interest Subsidy Eligibility Khadi Institution is required to

Certificate Scheme (ISEC) pay only 4% interest rate. The
difference between the actual
Interest charged by the Bank
and 4% is borne by the KVIC as
“Interest Subsidy”.

3. Work-shed Scheme for • Individual workshed (20 Sq. mtrs):

Khadi Artisans Rs. 1,20,000/- or 75% of the cost of
workshed including toilet (90% for
NER), whichever is less.

• Group workshed (10 Sq. mtrs per

artisans): Rs.80,000 or 75% of the
cost of the workshed including
toilet (90% for NER), whichever is
less.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 26
 4. Strengthening • Financial assistance for revival of
Infrastructure of Existing khadi institution with ceiling limit
Weak Khadi Institutions of Rs.15.00 lakh(Capital
and Assistance for Expenditure +working fund).
Marketing Infrastructure • Financial assistance under
Marketing Infrastructure for
renovation of departmental
sales outlets of KVIC /KVIB and
institutional sales with the ceiling
limit of Rs.25.00 lakh.

5. Other Components • Centre of Excellence for Khadi

• Khadi Quality Assurance
• Marketing(Exhibition)
• Science & Technology (S&T)

II. Gramodyog Vikas Yojana

S.No Component Assistance

1. Agarbatti Programme • Training Programme in

under Wellness and Agarbatti industry.
Cosmetics Industries
(WCI) • Distribution of Pedal operated /
Automatic Agarbatti Machinery
to trained artisans.

2. Leather Footwear Activity • Training on designing and

under Handmade Paper manufacturing of footwear.
Leather & Plastic Industry
(HMPLPI) • Distribution of machinery and
tool kits to trained artisans.

3. Pottery Activity under • Training on Wheel pottery.

Mineral Based Industry
(MBI)
• Distribution of tools and
equipments (Electric Potter
Wheel, Blunger) to trained
artisans.

4. Beekeeping Activity/ • Beekeeping skill development

Honey Mission training.
Programme under
Agro-Based & Food
• Distribution of 10 bee boxes with
live bee colonies and One set of
Processing Industries
Tool kit (containing one Knife,
(ABFPI)
Smoker, hive tool and bee veil)
to trained beneficiaries.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 27
 5. Waste Wood / Turn Wood • Training on Waste-Wood,
Craft /Wooden Toy Turn-Wood Craft, Wooden Toy
/Products of Panchgavya and in Panchgavya based
under Rural Engineering Products.
and New Technology
• Distribution of tool kit to all
trained artisans.

6. Hand Made Paper and • Training on Paper Conversion,

Fiber related activities Paper Plate & Dona(Bowl)
under Hand Made making, Paper Mache, Fibre
Paper, Plastic and Extraction and fancy article
Leather Industry. making and Ban making (Two
ply).

• Distribution of machinery and

tool kits to trained artisans.

7. Agro- Food Based Food • Training on Palm Gur, Tamarind,

Processing Industries Fruits & Vegetables, Village Oil,
Spices & Condiments, Cane &
Bamboo.
• Distribution of machinery and tool
kits to trained artisans.

8. Service Industry • Training to Electrician & Plumbers,

and DigniTEA(Tea Vending on
Bicycle).

• Distribution of tool kits to trained

beneficiary.

Scheme applicable for:

Khadi Institutions (KIs) registered with KVIC or State Khadi
and Village Industries Boards(KVIBs) and Khadi artisans.
The beneficiaries may be identified by KVIC, NGOs
/KIs/VIs/KVIB’s/ DIC’s/FPOs etc.
Age Group: 18-55 Years.
Having valid Aadhar Card or any other Identity Card issued
by Government.
One person from one family is eligible for the assistance
under KGVY.
Persons who have availed benefits from other Govt.
Schemes for the same/similar purpose is not eligible.
Preference shall be given to the
• people belonging to
SCs/STs/Women/ Unemployed Youth /BPL category etc.

How to apply:
Apply on:
http://www.kviconline.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 28
 Promotion of MSMEs in -
NER & Sikkim

Objective:
• The scheme envisaged for providing financial support
mainly for augmenting Infrastructure development for
enhancing the productivity, sustainability, competitiveness
and growth by addressing common issues such as
improvement of technology, skills & quality, market access
etc. of Micro, Small and Medium Enterprises (MSMEs).
• Creation of common facilities to supplement
manufacturing, testing, packaging, R&D, product and
process innovations and training for natural resources
such as fruits, spices, agri, forestry, sericulture and bamboo
etc. available in NER and Sikkim.
• To create/ upgrade infrastructural facilities in the
new/existing Industrial Areas for MSMEs.

• Development of tourism sector in NER and Sikkim by

creation of common services such as kitchen, bakery,
laundry & dry cleaning, refrigeration and cold storage, IT
infra, potable water, display center for local products,
center for cultural activities etc. in a cluster of home stays

Key Benefit:

• Common facilities for MSMEs to develop new products &

processes including toolings.
• Developed infrastructure for entrepreneurs for establishing
new units or expanding their units.
• Support for creation of common infrastructures to boost
tourism in NER & Sikkim.

Nature of Assistance:

• Setting up of new and modernization of existing Mini

Technology Centers: : The maximum assistance from
Government of India will be limited to Rs. 13.50 crore or 90%
of the project cost, whichever is less, balance and any
excess amount to be contributed by State Government.
The GoI assistance towards the building cost for

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 29
 up-gradation of infrastructure would be limited to Rs.1.00
crore within the total permissible GoI assistance.
Government of India financial assistance would not be
admissible towards the cost of land.

• Development of new and existing Industrial Estates: The

maximum assistance from Government of India will be
limited to Rs. 13.5 crore for development of New Industrial
Estate or Rs. 9.00 crore for development of Existing
Industrial Estate or 90% of the project cost, whichever, is
less balance and any excess amount to be contributed by
State Government.

• Development of Tourism Sector: The assistance from

Government of India will be limited to Rs. 4.50 crore or 90%
of the project cost whichever, is less balance and any
excess amount to be contributed by State Government.

Eligibility/ Applicability:

• State Government or any State Govt. organization

engaged in promotion of MSMEs.

How to apply:

• The State Government, desirous of availing financial

assistance under the scheme would formulate a proposal
and identify an agency preferably Department of
Industries & Commerce or any State Govt. organization
engaged in promotion of MSMEs to implement the project.
Then the proposal may be uploaded on the scheme portal
www.ner-promotion.msme.gov.in for approval process.

Contact:

• MSME-Development & Facilitation Offices under office of

the Development Commissioner, Ministry of Micro, Small &
Medium Enterprises

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 30
NEW
SCHEMES

31
 PM Vishwakarma - Enabling Artisans and Craftspeople
to Build Enterprises

Objective:
• To enable the recognition of artisans and craftspeople as
Vishwakarma, making them eligible to avail all the
benefits under the Scheme

• To provide skill upgradation to hone their skills and make

relevant and suitable training opportunities available to
them.

• To provide support for better and modern tools to

enhance their capability, productivity, and quality of
products and services.

• To provide the beneficiaries an easy access to collateral

free credit and reduce the cost of credit by providing
interest subvention.

• To provide incentives for digital transactions to

encourage digital empowerment of Vishwakarmas.

• To provide a platform for brand promotion and market

linkages to help them access new opportunities for growth.

Key Benefit:

• PM Vishwakarma Certificate and ID Card

• Training for Skill Upgradation and Stipend of Rs. 500 per day

• Toolkit upto Rs. 15 thousand

• Collateral free loan up to Rs. 3 lakh for Vishwakarma

brothers and sisters
• Incentive for Digital Transactions

• Marketing Assistance like Quality Certification, Branding,

and Advertisement for products

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 32
 Who can apply:

• 18 types of Traditional Artisans and Craftspeople will be

benefitted -
• Carpenter • Boat Maker • Armourer
• Tailor • Garland Maker • Mason
• Goldsmith • Potter • Barber

• Washerman • Cobbler/ • Locksmith

Shoesmith/
• Hammer and • Blacksmith
Footwear
Tool Kit Maker • Basket/Mat/
Artisan
Broom Maker/
• Fish Net Maker • Sculptor (Stone Coir Weaver
• Doll & Toy Maker Carver), Stone
(Traditional) Breaker

How to apply:
• For enrollment in the scheme,
Vishwakarma brothers and sisters may visit their
nearest Common Service Centre

Detailed Information:
• For detailed information, visit:
https://pmvishwakarma.gov.in/

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 33
 Tool Rooms and Technical Institutions - A Component
of Infrastructure Development & Capacity Building

Objective:
• Tool Room & Technical Institutions are concentrated on an
integrated Development of the relevant sector of industries
to help MSME. Total 18 MSME Tool Rooms & Technical
institutions established PAN India serving in the relevant
sector like General Engineering, foundry & forging,
electronics, fragrance, glass, sports good and footwear etc.

Key Benefit:

• Improves access of MSMEs to tooling facilities for

enhancement of their efficiency and providing industry
ready manpower by conducting training programme.

• Process and Product development in relevant sector.

• Consultancy and job works in relevant sector.

Who can apply:

• Industrial Units (focusing on MSME sector).

• The intake eligibility for the training programmes from

school dropout to M. tech level.

Detailed Information:
• 18 Tool Rooms & Technical Institutions (TRs &TIs) under O/o
DC (MSME), Ministry of MSME are concentrating on an
integrated development of the related segments of
industries by way of providing quality tools, trained
personnel and consultancy in tooling and related areas,
specific product groups like Foundry & Forging, Electrical ,
Electronics, Fragrance & Flavour, Glass, Sport Goods, and
footwear etc. The Ministry has been investing periodically to

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 34
 upgrade the TRs & TIs by introducing new technologies
such as 3D Printing, Glass Machining, CAD/ CAM, CNC
machining for tooling, vacuum heat treatment, Robotics
and Process Automation etc.

• TRs & TIs are conducting various training Programme

includes NSQF Compliance Courses, AICTE/NCVT/SCVT
approved courses and variety of training courses as per
needs of industry to provide them industry ready
manpower & create Entrepreneurship. TRs & TIs have also
developed special training programmes to meet the
requirements at international level. Technology Centres
are conducting training programmes for international
participants sponsored under various agreements like
Technical Co-operation Scheme of Colombo (TCS),
Special Commonwealth African Assistant Programme
(SCAAP), Indian Technical and Economic Co-operation
(ITEC), Aid to Sri Lanka etc.

• In addition, these institutes provide technical services such

as design of parts and components, materials testing, heat
treatment, quality control, and technical consultancy
related to the product & process improvement. TRs &
TIs apart from extending design, development &
manufacturing support to MSMEs for complex tools, parts
and components (many that serve as import substitutes)
have also supported the strategic sectors such as
aerospace, defence, atomic energy etc. of the country for
their R&D requirements.

• All the TRs & TIs adhere to the principles of Total Quality
Management (TQM). They are ISO 9001-2000 certified
institutions and a few of them are ISO-14000, OHSAS-18000,
ISO-29990 and ISO-50001 certified. Central Tool Room &
Training Centre, Bhubaneswar is also AS-9100 certified for
Aero-space Component Supply.

How to apply:
• Online application can be filled at
http://dcmsme.gov.in/CLCS_TUS_Scheme/Tool_Room_
Tech_Institutions/Scheme_ Guidelines.aspx or different
concerned Tool Room & Technical institutions website

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 35
 MSME Champions Scheme

About the scheme:

Ministry of MSME had been implementing Credit Linked Capital Subsidy and
Technology Upgradation Scheme (CLCS-TUS) for promoting competitiveness
amongst Micro, Small and Medium Enterprises (MSMEs) by the way of
wastage reduction through Lean Manufacturing, support for Design
improvement, building awareness on Intellectual Property Rights, Zero Defect
Zero Effect (ZED) Scheme, digitally empowerment of MSME through Digital
MSME and to promote & support untapped creativity of individual and to
promote adoption of latest technologies in manufacturing as well as
knowledge based innovation MSMEs through Incubation across India.
MSME Champions scheme has been formulated through Standing Finance
Committee (SFC) by merging all 6 components of erstwhile Technology
Upgradation Scheme (TUS) for a period of 5 years i.e. 2021-22 to 2025-26. It is
a holistic approach to unify, synergize and converge various schemes and
interventions with a single purpose. The end objective is to pick up clusters
and enterprises and modernize their processes, reduce wastages, sharpen
business competitiveness and facilitate their National and Global reach and
excellence. There are 3 components under the new MSME Champions
scheme, the details of which are as below:

1) - MSME-Sustainable (ZED)
2) - MSME-Innovative (for Incubation, IPR, Design)
3) - MSME-Competitive (Lean)
4) - Digital MSME - Yet to be launched
(The Digital MSME will be interlinked with all the other
components of the MSME Champions Scheme.)

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 36
 1) MSME SUSTAINABLE (ZED) CERTIFICATION

Objective:

The ZED Certification envisages promotion of Zero Defect

Zero Effect (ZED) practices amongst MSMEs so as to:
• Encourage and enable MSMEs for manufacturing of quality
products using latest technology, tools & to constantly
upgrade their processes for achievement of high quality
and high productivity with the least effect on the
environment.
• Develop an Ecosystem for ZED Manufacturing in MSMEs, for
enhancing competitiveness and enabling exports.
• Promote adoption of ZED practices and recognizing the
efforts of successful MSMEs.
• Encourage MSMEs to achieve higher ZED Certification
levels through graded incentives.
• Increase public awareness on demanding Zero Defect and
Zero Effect products through the MSME Sustainable (ZED)
Certification.
• Identify areas to improve upon, thereby assisting the
Government in policy decisions and investment
prioritization.

• Cost of Certification
• Certification Level 1: BRONZE: Rs. 10,000/-
• Certification Level 2: SILVER: Rs. 40,000/-
• Certification Level 3: GOLD: Rs. 90,000/-

• Subsidy on cost of ZED certification:

• Joining Reward of Rs. 10,000/- (Bronze will become free
if availed)
• 80-60-50% for Micro, Small & Medium Enterprises

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 37
 • Additional subsidy:

• 10% for Women/SC/ST owned MSMEs OR MSMEs in

NER/Himalayan/LWE/Island territories/aspirational
districts.

• 5% for MSMEs which are also a part of the SFURTI OR

Micro & Small Enterprises - Cluster Development
Programme (MSE-CDP) of the Ministry.

• Financial Assistance in Testing/Quality/Product

Certification:

• Up to 75% of the total cost of Testing/Certification, with

the maximum ceiling of subsidy being Rs. 50,000/-.

• Handholding Support :

• Up-to Rs.2 lakhs for consultancy for all ZED certified

MSMEs.

• Support in Technology Upgradation for Zero Effect

Solutions:

• Up-to Rs. 3 lakhs for all ZED certified MSMEs.

• Graded incentives: MSMEs can avail graded incentives as

prescribed for the three ZED Certification Levels. Wherever
possible, the incentives provided by States will be linked
through API integration with the ZED portal to ensure
interoperability.

Scheme applicable for:

• All MSMEs registered with the UDYAM registration portal (of

the MoMSME) will be eligible to participate in MSME
Sustainable (ZED) Certification and avail related
benefits/incentives.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 38
 Detailed Information:
• MSME Sustainable (ZED) Certification is an extensive drive to
create awareness amongst MSMEs about Zero Defect Zero
Effect (ZED) practices and motivate and incentivize them for
ZED Certification while also encouraging them to become
MSME Champions. Through the journey of ZED Certification,
MSMEs can reduce wastages substantially, increase
productivity, enhance environmental consciousness, save
energy, optimally use natural resources, expand their
markets, etc. MSMEs will also be motivated to adopt best
practices in work culture, standardization of products,
processes and systems etc. in order to enhance their global
competitiveness and sustainability. The ZED Certification
aims at enhancing the competitiveness of an MSME by
assessment, modification through guidance, handholding,
managerial and technological intervention – not just
certification.

How to apply:
• Eligible MSMEs shall apply through online portal
www.zed.msme.gov.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 39
 2) MSME - Innovative (Incubation, IPR and Design)

Objective:

• To promote all forms of innovations in the complete value

chain from developing ideas into innovative applications
through incubation and design interventions.

• To provide appropriate facilities and support for development

of concept to market, design competitiveness and protection
& commercialization of Intellectual creations of MSME sector.

• To promote a culture of innovation and creative problem

solving through knowledge sharing and collaboration
amongst industry, academia, government institutions,
research laboratories etc.
• To serve as a connecting link between industrial/academia
leaders and innovators, in order to encourage new product
development and hand-holding.

• To focus on developing affordable innovations that can

benefit a large number of people and at the same time being
commercially viable and sustainable.

• Incubation

• Financial Assistance to HI for developing and nurturing

the ideas - shall be provided up to maximum of Rs. 15
lakh per idea to HI.

• Financial assistance for Plant and Machinery to HI up to

Rs. 1.00 cr. (max) - shall be provided for procurement
and installation of relevant plant and machines
including hardware and software etc. in BI for R&D
activities and common facilities for incubatees of BI.

• Design

• Design Project: For the design projects approved for

any MSME, 75% (Micro) and 60% (Small & Medium) of
the total project cost will be contributed by GoI up to a
maximum of Rs. 40 lakh and the remaining project
cost will be borne by MSMEs and deposited to the IA.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 40
 • Student Project: 75% of the total project cost will be
contributed by GoI up to a maximum of Rs. 2.5 lakhs.

• IPR

• A Grant of up to Rs. 1 crore would be provided to an

IPFC in milestone-based (three or more) installments.

• Reimbursement for registration of Patent,

Trademark, Geographical Indications (G.I.), Design:
The maximum financial assistance to the eligible
applicants under the IPR component is as follows:

S. No. Item Maximum Financial Assistance

i. Foreign Patent Rs. 5.00 lakhs

ii. Domestic Patent Rs. 1.00 lakhs

iii. GI Registration Rs. 2.00 lakhs

iv. Design Registration Rs. 0.15 lakhs

v. Trademark Rs. 0.10 lakhs

Scheme applicable for:

• Incubation: MSMEs, Individuals, Students who want to

develop their innovative ideas can apply through
registered HIs.

• Design: The beneficiary unit(s) must typically be a

registered micro, small or medium enterprises as per the
definition in MSMED Act and should have a valid UAM or
Udyam Registration.

• IPR: For Manufacturing MSMEs with UDYAM Registration.

Detailed Information:
• MSME Innovative is a holistic approach to unify, synergize
and converge 3 sub- schemes and interventions with a
single purpose. MSME Innovative is a new concept for
MSMEs with a combination of innovation in incubation,
design intervention and by protecting IPR in a single mode
approach to create awareness amongst MSMEs about
India’s innovation and motivate them to become MSME

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 41
 Champions. This will act as a hub for innovation
activities facilitating and guiding development of ideas
into viable business proposition that can benefit
society directly and can be marketed successfully.

How to apply:

• The eligible applicants may apply at the MIS portal

(https://innovative.msme.gov.in).

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 42
 3) MSME COMPETITIVE (LEAN) SCHEME

Objective:

The objective of the scheme is to enhance the Domestic and

Global Competitiveness of MSMEs through the application of
various Lean Techniques That inter-alia includes:

• Reduction in:

• Rejection Rates
• Product and Raw Material Movements
• Product Cost

• Optimization of:

• Space Utilization
• Resources like Water, Energy, Natural Resources etc.

• Enhancement of:

• Quality of Products and Process

• Production & Export Capabilities
• Workplace Safety
• Knowledge & Skill Set
• Innovative Work Culture
• Social & Environmental Accountability
• Profitability
• Introduction & Awareness to Industry 4.0
• Digital Empowerment

• Implementation Cost (Max. per unit)

• Basic Level: Free

• Intermediate Level:  1,20,000 + Taxes
• Advanced Level:  2,40,000 + Taxes

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 43
 • Beneficiary Contribution:

• Basic: NA
• Intermediate Level: 10% of total cost of
implementation i.e., up-to Rs. 12,000/- + Taxes per unit
(Max.)
• Advanced Level: 10% of total cost of implementation
i.e., up-to Rs. 24,000/- + Taxes per unit (Max.)

• GoI Contribution:

• Basic Level - NA
• Intermediate Level: MSME Unit will be entitled for up-to
Rs. 1,08,000/- (max.) towards the implementation cost
(Taxes extra)
• Advanced Level: MSME Unit will be entitled for up-to Rs.
2,16,000/- (max.) towards the implementation cost
(Taxes extra)

• Additional Benefit:

• Basic Level - NA
• Intermediate Level & Advanced Level

a) Additional 5% GOI contribution for MSMEs

which are part of SFURTI Clusters, Woman/SC/
ST owned, NER located MSMEs.

b) OEM/ Industry Association route

• Additional 5% GoI contribution shall be

given to the MSMEs registering through
Industry Association/ OEM after
completion of all levels.
•  5000/ per MSME shall be given to OEM/
Association after completing all stages of
lean intervention.

• For availing this benefit MSME unit need to

mention on while applying – Applying
under Original Equipment Manufacturer
(OEM) or Applying under Industry
Association (IA)

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 44
 Scheme applicable for:

• All MSMEs registered with the UDYAM registration portal

(of the MoMSME) will be eligible to participate in MSME
Competitive (Lean) Scheme and avail related
benefits/incentives.

• Scheme is also open to Common Facilities Centers

(CFCs) under SFURTI (Scheme of Fund for Regeneration
of Traditional Industries) and Micro & Small Enterprises -
Cluster Development Program (MSE-CDP) Schemes.

Detailed Information:
Ministry of Micro, Small & Medium Enterprises, Government
of India, aims to implement the MSME Competitive (Lean)
Scheme for MSMEs with an objective to enhance their
productivity, efficiency, and competitiveness by reduction
of wastages in processes, inventory management, space
management, energy consumption, etc.

How to apply:

• Eligible MSMEs shall apply through online portal

(https://lean.msme.gov.in/).

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 45
 SELF RELIANT INDIA (SRI) FUND
Empowering MSMEs for Aatmanirbhar Bharat

About the scheme:

• India has embarked upon the path of self reliant economic
growth for achieving its aspiration of becoming an
economic superpower. Towards this end, one of the
initiatives taken by the Government of India is the launch of
the Self Reliant India (SRI) Fund.

• The Fund structure is designed in a manner that it will

leverage the strength of the private sector in providing
growth capital to viable MSMEs having a definite growth
plan.

Fund Objective:
The Fund aims to provide capital support to the Daughter
Funds for onward provision to MSMEs as growth capital,
through equity, quasi-equity and debt to achieve the
following:

• Supporting faster growth of MSME businesses, thereby

igniting the economy & creating several employment
opportunities.

• Supporting enterprises which have the potential to

graduate beyond the MSME bracket and become
National/International champions.
• Supporting MSMEs which will help make India
self-reliant by producing relevant technologies, goods
and services.

SRI Fund Structure:

• The Ministry of Micro, Small and Medium Enterprises has
established, through NSIC Venture Capital Fund Limited
(NVCFL) ,an AIF, christened as Self Reliant India (SRI) Fund,
having Mother Fund-Daughter Fund structure for ensuring

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 46
 availability of growth capital to the MSMEs, through
equity/quasi-equity/ equity like structured instruments.
This will encourage MSMEs in moving towards listing on the
Stock Exchanges, and growing beyond the bracket of MSME.
The AIF will be anchored by NSIC Venture Capital Fund
Limited (NVCFL), a wholly owned subsidiary of The National
Small Industries Corporation (NSIC), a Mini-Ratna
Corporation of the Government of India under the Ministry
of Micro, Small and Medium Enterprises (MoMSME).

SRI Fund Features:

Particulars Details

Viable MSMEs with a positive

Target Group
growth trajectory

Government of India through

Total Corpus
M/o MSME. Contribution INR
10,000 crore

Tenure of Fund Fund life is 15 years

Disbursement to MSMEs across

Scope
the country impacting lives and
far and wide.
Fund Type Daughter Funds can be
categorized I or II AIFs registered
with SEBI

Non-Profit Institutions, NBFCs,

Exclusions
financial inclusion sector, SHGs
and other financial intermediaries.

SRI Fund will contribute towards achieving India’s $5 trillion GDP target by
creating a vibrant MSME ecosystem, and making an Aatmanirbhar Bharat.

For complete details visit www.nvcfl.co.in

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 47
 Raising and Accelerating MSME
Performance (RAMP)

About the scheme:

• RAMP is a World Bank supported Central Sector Scheme
aimed at improving access of MSMEs to market, finance and
technology upgradation by enhancing the outreach of
existing MoMSME schemes. The programme also aims at
strengthening institutions at the Central and State level, and
enhancing Centre- State collaboration

Objective:

• Accelerating Centre- State collaboration in MSME

promotion and development
• Enhancing effectiveness of existing MoMSME schemes for
technology upgradation
• Strengthening Receivable Financing Market for MSMEs
• Enhancing effectiveness of Credit Guarantee Trust for Micro
& Small Enterprises (CGTMSE), and promoting guarantee for
greening initiatives of MSEs, and women owned MSEs
• Reducing incidence of delayed payments to MSEs

Key Benefits:

• RAMP scheme would enhance the performance of MSMEs

by promoting technology upgradation, innovation,
digitization, market access, credit, greening initiatives, etc
through active participation of the State Governments.

Target Beneficiaries
• RAMP scheme envisages to benefit more than 5.5 lakh
MSMEs during the programme period (FY 2022-23 to
2026-27). The programme implementation will be
through the State agencies.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 48
 Scheme applicable for:
Individual MSMEs through State Government/Agencies

Further details:
A separate RAMP portal will be developed shortly, with all
guidelines etc.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 49
IMPORTANT
CONTACT
NUMBERS

50
MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 51
 32 MSME- Development and Facilitation Office (MSME-DFO)

S.No Name and address of Offices/ Officers Telephone/ Fax No. Email /Websites

MSME-DFO,Indranagar, Ph : 0381-2352013/9742 [email protected]

1. (Near ITI Play ground), PO-Kunjaban, Fax : 0381-2356570 www.msmedi-agartala.nic.in
Agartala-799006

MSME-DFO,
Ph : 0562-2280879 [email protected]
2. 34, Industrial Estate,
Fax : 0562-2280882 www.msmediagra.gov.in
Nunhai, (U.P.),
Agra -282 006. UP,

MSME-DFO, 65/1,G.S.T. Road, Ph : 044-22501011 044-22501475 [email protected]

3.
Guindy, P.B. 3746, Chennai -600 032. 044-22501785 www.msmedi-chennai.gov.in
Tamilnadu, Fax : 044-22341014

MSME-DFO, Vikas Sadan,

4. Ph : 0671-2548006 /077 /049 [email protected]
College Square,
Fax : 0671-2611958 www.msmedicuttack.gov.in
Cuttack -753 003. Odisha,

5. MSME-DFO, Tadong Housing Colony, Ph : 03592-231262 /880 [email protected]

P.O. Tadong, Fax : 03592-231262 www.msmedigangtok.gov.in
Gangtok -737102 Sikkim,

MSME-DFO, Ph : 0832-2705092/93, [email protected]

6. Opp. Konkan Railway Station. 2725979 www.msmedigoa.gov.in
(Kepem Road), P.O. Box 334, Fax : 0832-2705094
Margao -403 601. Goa

MSME-DFO, Industrial Estate Ph :0361-2550052, 2550073 [email protected]

7. Bamuni Maidam, Guwahati -781021 Fax : 0361-2550298 http://www.msmedi-guwahati.gov.in/
Assam.

8. MSME-DFO, Kham Bungala Campis, Ph :05946-228353 [email protected]

Kaladungi Road, Fax : 05946-221053 www.msmedihaldwani.gov.in
Haldwani -263139 Uttaranchal

MSME-DFO, Industrial Estate, Ph : 0836-2332334/2330589/ [email protected]

9. Gokul Road, 2335634 www.msmedihubli.gov.in
Hubli -580 030 Karnataka, Fax :0836-2330389

MSME-DFO, Ph : 0385-2449096 / 2449096 [email protected]

10. C-17/18, Takyelpat Industrial Estate, www.msme-diimphal.gov.in
Imphal -795 001. , Manipur

MSME-DFO, Ph : 0731-2420723 [email protected]

11.
10, Industrial Estate, Polo Ground, www.msmeindore.nic.in
Indore -452 003. MP

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 52
 MSME-DFO, 22, Godown, Ph : 0141-2212098/3099/ 0553 [email protected]
12. Industrial Estate, Fax : 0141-2210553 www.msmedijaipur.gov.in
Jaipur -302 006. Rajasthan

MSME-DFO, Ph : 0191-2431077 [email protected]

13. Industrial Estate, Digiana, Fax : 0191-2450035 www.msmedijammu.gov.in
Jammu -180 010

MSME-DFO,
Ph : 0512-2295070 , [email protected]
107, Industrial Estate,
14. 0512-2295071, 0512-2295073 www.msmedikanpur.gov.in
Kalpi Road,
Fax : 0512-2220831
Kanpur -208 012. UP

MSME-DFO,
Ph : 0184-2230910 [email protected]
15. Industrial Development Colony, Near
Fax : 0184-2231862 www.msmedikarnal.gov.in
Iti, Kunjpura Road Karnal -132 001
Haryana,.

MSME-DFO,
16. Ph : 033-25770595/598 [email protected]
111&112,B.T.Road,
Fax : 033-25775531 www.sisikolkata.gov.in
Kolkata -700035. W.Bengal

17. MSME-DFO, Ph : 0161-2531733 /735 [email protected]

Industrial Area B, Fax : 0161-2533225 www.msmedildn.gov.in
Ludhiana -141 003 Punjab

18. MSME-DFO, Kurla Andheri Road, Ph : 91-22-28576090 / 3091 / 4305 [email protected]

Sakinaka, Mumbai - 4000072 Fax : 91-22-28578092 www.msmedimumbai.gov.in
Maharashtra

19. MSME-DFO, C- Block, C.G.O. Complex, Ph : 0712-2510352/0046 [email protected]

Seminary Hill, Nagpur -440 006. Fax : 0712-2511985 www.msmedinagpur.gov.in
Maharashtra

20. MSME-DFO, Okhla Industrial Estate Ph : 011-26847223, [email protected]

New Delhi -110 020. 26838118/ 269 www.msmedihaldwani.gov.in
Fax :011-26838016

21. MSME-DFO, Ph :0612-2262719 , 0612-2262186 , [email protected]

Patilputra Industrial Estate, 0612- 2262208 www.msmedipatna.gov.in
Patna -800 013. Bihar Fax :0612-2261677

22. MSME-DFO, Near Urkura Railway Ph: 0771-2562312 [email protected]

Station, Bhanpuri Industrial Area, Fax: 0771-2562719 www.msmediraipur.gov.in
Raipur(C.G)-493221 Chhatisgarh

23. MSME-DFO, Ph :0651-2546133/2546266 [email protected]

Kokar Industrial Estate, Fax :0651-2546235 www.msmediranchi.nic.in
Ranchi -834001. Jharkhand

MSME-DFO, Ph :01792-230766 [email protected]

24. CHAMBAGHAT, Fax :01792-230265 www.msmedihimachal.nic.in
Solan -173213. Himachal Pradesh

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 53
 MSME-DFO, Kanjany Oad, Ph :0487-2360216/686 [email protected]
25. Ayyanthole, Thrissur -680 003. Fax :0487-2360216 www.msmedithrissur.gov.in
Kerala,

MSME-DFO, Harsiddh Camber, Ph :079-27540619 , 079-27544248 [email protected]

26. 4thFloor, Ashram Road,(Gujarat), 079-27543147 www.msmediahmedabad.gov.in
Ahmedabad -380 014. Gujarat

MSME-DFO, E-17/18,
Ph :0532-2697468/6810 [email protected]
Industrial Estate, Naini,
27. Fax :0532-2696809 www.msmediallahabad.gov.in
Allahabad -211 009. U.P,

MSME-DFO,Rajaji Nagar,
Ph :080-23151540/582/583 [email protected]
28. Industrial Estate
Fax :080-23144506 www.msmedibangalore.gov.in
Bangalore -560 044. Karnataka,

MSME-DFO, Narsapur Cross Roads,

29. Ph :040-23078857 [email protected]
Bala Nagar, Andhra Pradesh
Fax :040-23078131/32/33 www.msmehyd.ap.nic.in
Hyderabad -500 037

30. MSME-DFO, Institute,Goshala Road, Ph :0621-2282486 [email protected]

P.O. Ramna, Muzaffarpur -842 002. Fax: 2284425 www.msmedimzfpur.bih.nic.in
Bihar

MSME Development Institute, Ph : 03862-248552 [email protected]

31. 6th Mile, Sovima,
Dimapur, Nagaland - 797115.
(Near Nagaland Bamboo resource Centre)

MSME-Development Institute,
32. Visakhapatnam ANDRA PRADESH Ph : 0891-2517942, [email protected],
F-19 to 22, IDA, D-Block, Autonagar, 2701061
Visakhapatnam-530012

Branch MSME DFO

S.No Name and address of Offices/ Officers Telephone/ Fax No. Email /Websites

1. BR.MSME-DFO Apidfc Building 'C' Ph : 0360-2291176 [email protected]

Sector, Itanagar -791111.

2. BR.MSME-DFO Vip Road, Jungle Ghat, Ph : 03192-252308

Post Box No.547, Portblair-744103

3. BR.MSME-DFO Link Road Point, Ph : 03842-247649 [email protected]

N.S.Avenue, Silchar-788006

BR.MSME-DFO Darrang College Road, Ph : 03712-221084 [email protected]

4.
Tezpur-784001

BR.MSME-DFO RA-39 (Ground Floor), Ph :0343-2547129 [email protected]

5.
Urvashi (Ph. 2), Bengal Ambuja,
Tarashankar Sarani,
City Centre, Durgapur -713216.

BR.MSME-DFO Chandpur Industrial Ph : 0542-2370621 [email protected]

6.
Estate, Varanasi -221106.

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 54
 BR.MSME-DFO Amalepatti, Ph : 03761-272549 [email protected]
7. Diphu-782460 Karbi Anglong (dist)

BR.MSME-DFO Ph : -0260-2640933,2643103 [email protected]

8. Masat Industrial Estate, Silvassa

BR.MSME-DFO 3rd Floor,Annexe Building Ph : 0281-2471045 [email protected]

Amruta(Jasani)Building Premises,
9.
Near Girnar Cinema MG Road
Rajkot -360001

BR.MSME-DFO Iti Campus, Ph : 01664-242236 [email protected]

10.
Hansi Road, Bhiwani-125021

11. BR.MSME-DFO Opposite Industrial Ph : 0191-2431077, 2435425 [email protected]

Estate, Sanat Nagar, Srinagar -190 005.

12. BR.MSME-DFO Katras Road, Ph : 0326-2303769/380 [email protected]

Matkuria, Dhanbad-826001

13. BR.MSME-DFO L-11, Indl.Estate, Ph : 0824-2217936 /96 [email protected]

Yeyyadi, Mangalore-575008

BR.MSME-DFO C-1 & 2,

14. Industrial Estatem.S.K. Mill Road, Ph : 08472-420944 [email protected]
Gulbarga-585102

15. BR.MSME-DFO 7, Indl. Estate, Ph :0751/2422590 [email protected]

Tansen Road,, Gwalior -474004.

16. BR.MSME-DFO Udyog vihar, Ph :07662/222448 [email protected]

Chorhatta, Rewa -486001

17. BR.MSME-DFO 32-33,Midc, Indl. Area, Ph :0240-2485430 [email protected]

Chikal Thana, Aurangabad-431210. Fax :0240-2484204

18. BR.MSME-DFO Lower Lachimiere, Ph : 0364 2223349 [email protected]

Shilong-793001

19. BR.MSME-DFO Tura,Near TV Tower Ph : 03651-222569 [email protected]

Dakopgre Tura Meghalaya -794101

20. BR.MSME-DFO, Upper Republic Road, Ph: 0389-2323448 [email protected]

Aizwal

BR.MSME-DFOC-9, Indl.Estate, Ph :0661-2507492 [email protected]

21. Rourkela -769004.

BR.MSME-DFO New Colony, Ph :06852-222268 [email protected]

22. Rayagada –765004

23. BR.MSME-DFO 386, Patel Road, Ph : 0422 2233956 (tele fax) [email protected]
Ram Nagar, Coimbatore

BR.MSME-DFO Plot No. PP11, TANSIDCO

24. Industrial Estate, Melur Main Road, Ph : 0452 2918313 [email protected]
K Pudur, Madurai, Tamil Nadu,India - 625007

25. BR.MSME-DFO Station More,P.O.Suri, Ph : Ph :03462-2554402 [email protected]

Birbhum -731101.

26. BR.MSME-DFO 3&4,Industrial Estate, Ph :0353/2542487 [email protected]

Sevoke Road, Siliguri -734001

MSME SCHEMES For more information and regular updates, visit: www.msme.gov.in 55
MAHATMA GANDHI