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Dhiraj Patel Essay

The document discusses how eCommerce marketplaces and digital lending have increased credit default risks. It also discusses how analytics can help flag and investigate high-risk cases. The author wishes to pursue an MSBA program to strengthen quantitative and analytical skills through courses in prescriptive analytics, data visualization, and data management to address business challenges.

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suraj.kumar704555
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7 views1 page

Dhiraj Patel Essay

The document discusses how eCommerce marketplaces and digital lending have increased credit default risks. It also discusses how analytics can help flag and investigate high-risk cases. The author wishes to pursue an MSBA program to strengthen quantitative and analytical skills through courses in prescriptive analytics, data visualization, and data management to address business challenges.

Uploaded by

suraj.kumar704555
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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With eCommerce marketplaces offering access to fast and easy credit facilities and rapid

evolution of digital lending space, the risk of defaults has increased rapidly. I have personally
witnessed this during my tenure with Think360.AI where I have aided several financial services
clients manage their customer segmentation and lending processes to formulate mitigating
strategies. At the centre of these projects has been effective use of data and automation to
flag and investigate high-risk cases. This transformative potential of analytics – bridging data
insights with strategic decision-making is what draws me to seek a full-time career in this field.
My B.E. degree coupled with my work experience in data science, have fortified my
quantitative and analytical skills. I wish to further strengthen them through UMD’s specialized
MSBA program, by mastering cutting-edge tools and understanding the intricate interplay
between data, strategy, and performance, to facilitate informed, data-centric decision making
for businesses.

The Master's in Business Analytics program from Robert H. Smith School of Business, with a
robust curriculum spanning finance, marketing, and SCM analytics, aligns seamlessly with the
demands of my targeted job roles and work domains. Courses like Prescriptive Analytics, Data
Visualization, and Data Management, will equip me to address complex business challenges
prevalent in today's financial and tech domains. The program’s emphasis on practical learning
via industry-guided Business Analytics Capstone course will foster my critical thinking and
allow me to apply analytics techniques to real-world business challenges. Co-curricular and
extra-curricular learning avenues, such as Data Analytics & Technology Club, and Finance &
Venture Capital Club, offer unparalleled networking opportunities and potential employment
prospects post-graduation. By leveraging the exposure, resources, and professional
development opportunities offered at UMD, I aim to become a highly proficient and sought-
after data expert, ready to take on complex challenges and contribute meaningfully to the
data-driven world.

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