To,
VIVEK KALKAL Sunday, November 3, 2024
Imlota 159 Bhiwani,IMLOTA,, Loan Account No.: 86659295
Final Interest Certificate 01-APR-2023 to 31-MAR-2024
This is to state that VIVEK KALKAL, (Co-applicants: NA) has/have been provided a Two Wheeler Loan with Loan Account
No.:86659295
The above loan is repaid in instalments comprising of Principal and/or Interest.
The total amount paid from 01-APR-2023 to 31-MAR-2024 is Rs. 2,942.00.
The break-up of this amount into Principal and/or Interest is as follows:
Paid from 01-APR-2023 to 31-MAR-2024
Total of EMI Amounts + Part-payments + Pre EMI if any Rs. 2,942.00
Principal Component Rs. 2,447.90
Interest Component Rs. 494.10
Please Note:
1. The PAN Number of IDFC FIRST Bank Limited: AADCI6523Q
2. Deduction under all applicable sections of the Income-tax Act, 1961, in respect of interest payable on borrowed capital, can be
claimed in accordance with and subject to fulfilment of conditions prescribed under the said section as well as under other
relevant sections or rules of the Income Tax Law. Further, deduction of Interest paid / payable for the pre-acquisition or pre-
construction period can also be claimed, in five equal instalments beginning with the year in which the house property is
purchased or constructed, in accordance with and subject to fulfilment of conditions as prescribed in section 24(b) of the
Income-tax Act, 1961 as well as under other relevant sections or rules of the Income Tax Law.
3. Deduction under Section 80C (2)(xviii) of the Income-tax Act, 1961, in respect of principal amount repayment, can be claimed in
accordance with and subject to fulfilment of conditions prescribed under the said section as well as under other relevant
sections or rules of the Income Tax Law.
4. Tax benefits u/s 80 C and 24(b) of Income Tax Act for deduction of taxable income can only be claimed for Home loans. Income
Tax Act for deduction of taxable income is not applicable for the Interest certificate provided for Loan against residential or
commercial property and any top up loans on residential or commercial property.
This is a system generated certificate and does not require any authorization.
IDFC FIRST Bank Limited
Registered Office: KRM Towers, 7th Floor, No. 1, Harrington Road, Chetpet, Chennai 600031.
Tel: +91 44 4571 6400 CIN: L65110TN2014PLC097792,
[email protected],www.idfcfirstbank.com
In case of any query, please call us on 1800-10-888.
