CONSUMER CIR
CONSUMER: AJAY KUMAR
DATE: 03-11-2024
MEMBER ID: NB42759988_CIRC2CNPE
TIME: 17:22:22
MEMBER REFERENCE
2422683807 CONTROL NUMBER: 008321946550
NUMBER:
CONSUMER INFORMATION:
NAME: AJAY KUMAR
DATE OF BIRTH: 30-04-1994 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
1. LOW PROPORTION OF SATISFACTORY TRADES
2. LOW CREDIT AGE
CREDITVISION® SCORE 651 3. PRESENCE OF DELINQUENCY
4. HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
5. PRESENCE OF DELINQUENCY
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (high risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) MXJPK0313E
CKYC 60028425467070
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 6367432005
EMAIL CONTACT(S):
ADDRESS(ES):
ADDRESS : HISAR HISAR 125002 ,HARYANA ,125002
CATEGORY: NOT CATEGORIZED RESIDENCE CODE: OWNED DATE REPORTED: 31-12-2023
ADDRESS : WARD NO 13 BHEERANI BHIRANI HANUMANGARH ,335503 ,RAJASTHAN ,335503
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: OWNED DATE REPORTED: 31-12-2023
ADDRESS : S/O: RAMKUMAR WARD NO-13 BHEERANI ,RAJASTHAN 335503 ,RAJASTHAN ,335503
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 12-11-2023
EMPLOYMENT
INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INCOME INDICATOR
TWO-WHEELER LOAN 31-01-2024 Others Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:2 HIGH CR/SANC. AMT:91,015 CURRENT:63,850 RECENT:12-12-2023
OVERDUE:1 OVERDUE:6,970 OLDEST:14-11-2023
ZERO-BALANCE:1
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 12 1 11 0 05-10-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:12-12-2023 SANCTIONED:74,016
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-09- CURRENT BALANCE:63,850
2024
TYPE:TWO-WHEELER LOAN OVERDUE:6,970
PMT HIST START:01-09-2024
OWNERSHIP:INDIVIDUAL EMI:3,485
PMT HIST END:01-12-2023
PAYMENT FREQUENCY: Monthly
LAST PAYMENT:10-09-2024
REPAYMENT TENURE:30
INTEREST RATE:28.839
ACTUAL PAYMENT:24,395
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
054 055 024 STD STD STD STD STD 000 000
09- 08- 07- 06- 05- 04- 03- 02- 01- 12-
24 24 24 24 24 24 24 24 24 23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:14-11-2023 SANCTIONED:16,999
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-09- CURRENT BALANCE:0
2024
TYPE:CONSUMER LOAN PAYMENT FREQUENCY: Monthly
PMT HIST START:01-09-2024
OWNERSHIP:INDIVIDUAL
PMT HIST END:01-11-2023
LAST PAYMENT:02-05-2024
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000
09- 08- 07- 06- 05- 04- 03- 02- 01- 12- 11-
24 24 24 24 24 24 24 24 24 23 23
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 05-10-2024 CREDIT CARD 4,00,000
NOT DISCLOSED 03-09-2024 PROPERTY LOAN 7,00,000
NOT DISCLOSED 20-08-2024 BUSINESS LOAN – SECURED 4,00,000
NOT DISCLOSED 14-08-2024 PERSONAL LOAN 5,00,000
NOT DISCLOSED 14-08-2024 PROPERTY LOAN 1,44,000
NOT DISCLOSED 07-08-2024 CONSUMER LOAN 25,000
NOT DISCLOSED 06-08-2024 BUSINESS LOAN – SECURED 3,00,000
NOT DISCLOSED 06-08-2024 BUSINESS LOAN – SECURED 3,00,000
NOT DISCLOSED 01-08-2024 BUSINESS LOAN – SECURED 3,00,000
NOT DISCLOSED 03-07-2024 PERSONAL LOAN 4,00,000
NOT DISCLOSED 11-05-2024 CREDIT CARD 5,00,000
NOT DISCLOSED 12-11-2023 CONSUMER LOAN 14,999
END OF REPORT ON AJAY KUMAR
All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided / submitted by its
various members ("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
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attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
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