20-Feb-2024
M/s GOPINATHH RAJENDRAN
Flat No, 043,Embassy Residency , Lavender E block ,Perumbakkam,
KANCHIPURAM,TAMIL NADU,(INDIA) - 600100
Phone No.-9952348781
Prepayment of your Loan Account No: LNCHE35023-246302187
M/s GOPINATHH RAJENDRAN
We value your relationship with InCred Financial Services Ltd.
In response to your request for Prepayment of your above-mentioned account no. with InCred Financial Services Ltd. , we
give you the details of the amount payable, as follows :
Balance Amount : 8,027.00
Principal Outstanding : 7,933.00
Current Month Interest : 94.00
Overdue Installments : 0.00
Overdue Principal : 0.00
Overdue Interest : 0.00
Interest Till Locking Period : 0.00
Unbilled Installment : 0.00
Other Dues : 0.00
Pre Payment Interest : 469.00
LPP Amount till date : 11.00
Amount Receivable (Rs.) : 8,507.00
Unrealized Amount (Rs.) : 0.00
Advance Installment : 2,567.00
Excess Amount (Rs.) : 0.00
DSRA Balance(Rs.) : 0.00
Total amount Receivable (Rs.) : 5,940.00
Kindly note that :-
1. Above calculation assumes that your last installment has been cleared.
2. We have taken the date of prepayment as 23-02-2024. For each day beyond this date an additional interest of Rs.5.22/
Daily will be charged till Next EMI due date.
3. If you prepay the loan post expiry of upfront interest period and or credit period, the interest amount for the following
month will become payable till the date of closure.
4. On prepayment of the loan, InCred Financial Services Ltd. shall try to prevent banking the subsequent month's
installment. As a precaution, we advise you to make a 'stop payment request' for your next month's installment. In case
the next month's installment is debited from your account, the amount will be refunded, subject to clearance.
5. The above mentioned amount is valid subject to clearance of all the cheques / installments till date.
6. Kindly tender the payment by way of Cheque/Draft/Electronic Mode favoring InCred Financial Services Ltd. Full & Final
settlement of the Loan will be subjected to realization of Cheque/Draft/clear remittance through Electronic mode and
payment of all charges, as accrued as on the date of foreclosure/prepayment.
7. As per Income Tax regulations, cash deposition in the bank is prohibited in excess of Rs.1,99,999. We would therefore
request to make all preclosure related payments vide RTGS, NEFT, account payee Cheque, account payee bank draft or
any other electronic mode.
InCred Financial Services Ltd.
Unit No. 1203, 12th floor, B Wing, The Capital, Plot No. C-70, G Block, Bandra-Kurla Complex, Bandra East, Mumbai-400051
Email :
[email protected] Website:www.incred.com
