Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 1 of 7

UNITED STATES DISTRICT COURT

SOUTHERN DISTRICT OF FLORIDA
WEST PALM BEACH DIVISION

CASE NO. 22-80243-CIV-CANNON/Reinhart

FAMILY FIRST LIFE, LLC,

Plaintiff,
v.

DAVID RUTSTEIN, MINDY RUTSTEIN,

and NATIONAL ASSOCIATION OF ACCREDITED
INSURANCE PROFESSIONALS,

Defendants.
/

ORDER GRANTING IN PART PLAINTIFF’S MOTION TO

ENFORCE PERMANENT INJUNCTION, FOR CONTEMPT,
AND FOR SANCTIONS AGAINST DAVID RUTSTEIN

THIS CAUSE comes before the Court upon Plaintiff’s Motion to Enforce Permanent

Injunction, for Contempt, and For Sanctions Against David Rutstein (“Motion”) [ECF No. 235]. 1

The Court has considered the Motion [ECF No. 235], the supplemental filings [ECF Nos. 241,

243], the full record, and is otherwise advised in the premises. 2 For the following reasons,

1
Mr. Rutstein uses many aliases, including David Gordon, Bob Gordon, Nate Golden, Binyomin
Rutstein (his son), Jonathan Meir, and Aaron Levy. All references to David Rutstein contained in
this Order encompass these and any other of Mr. Rutstein’s aliases.
2
Mr. Rutstein, through “Aaron Levy,” subsequently filed two improper notices/objections to
Plaintiff’s Proposed Order [ECF Nos. 244–245]. The lengthy procedural history of this case
reflects that Mr. Rutstein has been in default since September 8, 2022 [ECF No. 106] and has
continued to display a willful and indifferent approach to this proceeding, failed to meaningfully
participate in this action, and failed to comply with Court orders, as reflected throughout the docket
[ECF Nos. 59, 64, 77, 117, 138, 153, 165, 166, 191, 217, 226, 228]. Default Judgment was entered
against Mr. Rutstein as to liability on January 30, 2022 [ECF No. 165], and Default Judgment was
entered as to Damages on September 18, 2023 [ECF No. 226].
Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 2 of 7

CASE NO. 22-80243-CIV-CANNON/Reinhart

Plaintiff’s Motion is GRANTED IN PART. The Court enters an Amended Permanent Injunction

in accordance with this order. 3

***

On August 8, 2023, the Court issued an Omnibus Order, granting a Permanent Injunction

against Defendants [ECF No. 226, pp. 9–11]. This Injunction specifically prohibited Defendant

David Rutstein (“Mr. Rutstein”) from unlawfully practicing insurance and from making false

statements about the Plaintiff on online platforms [ECF No. 226]. Despite the Court’s Permanent

Injunction, Mr. Rutstein’s unlawful conduct continues to occur, prompting Plaintiff to file the

instant Motion seeking additional sanctions, including coercive incarceration, or alternatively, to

initiate criminal contempt proceedings [ECF No. 235 pp. 10–18]. Meanwhile, Plaintiff advises

that online platforms and service providers have been unable to comply with the Court’s

Permanent injunction, leading Plaintiff to seek an amendment to the Court’s Permanent Injunction

to enhance compliance by the designated online platforms or service providers

[ECF Nos. 235, 241].

Upon review of the instant Motion and all of the circumstances of this case, the Court

declines to impose coercive incarceration or to initiate criminal contempt proceedings against Mr.

Rutstein—but the Court agrees with Plaintiff that a more nuanced and specific Permanent

Injunction as indicated below is warranted to enhance compliance with the Court’s Order.

3
The permanent injunction issued here now supersedes the permanent injunction entered on
August 18, 2023 [ECF No. 226], which superseded a prior permanent injunction order entered on
January 30, 2023 [ECF No. 165].

2
Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 3 of 7

CASE NO. 22-80243-CIV-CANNON/Reinhart

CONCLUSION

For the forgoing reasons, it is hereby ORDERED AND ADJUDGED as follows:

1. Plaintiff’s Motion to Enforce Permanent Injunction, for contempt, and for sanctions against

David Rutstein [ECF No. 235] is GRANTED IN PART.

2. Permanent Injunctive Relief: This Court issues an Amended Permanent Injunction

against Defendants David Rutstein, Mindy Rutstein, and the National Association of

Accredited Insurance Professionals (“NAAIP”) (altogether, “Defendants”), and all

officers, directors, employees, agents, subsidiaries, and all persons acting in concert and

participation with Defendants, including, but not limited to, those persons actively

reposting, publishing, circulating, Rutstein’s false and disparaging statements about or

related to FFL, hereby permanently restraining and enjoining them from (1) engaging in

the unlawful practice of insurance; (2) making false and disparaging statements about FFL

(or any entity affiliated with FFL) verbally, on social media platforms, by email, direct

message, or otherwise, including to state and federal regulators; (3) contacting independent

contractor insurance agents (“Agents”) without their consent, including through extorting

them; (4) maintaining or posting content on NAAIP.org or any of NAAIP’s social media

accounts; (5) maintaining or posting NAAIP-related content in any format online,

including, but not limited to, on websites, social medial platforms, by email, or otherwise;

(6) harassing FFL-affiliated Agents; and (7) soliciting FFL-affiliated Agents. The Court

further orders Defendants to dismantle the NAAIP website and discontinue the 6-day-

perweek conference calls. The Court also requires Defendants to delete all existing

communications and videos available anywhere online or elsewhere discussing FFL. For

3
Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 4 of 7

CASE NO. 22-80243-CIV-CANNON/Reinhart

additional clarity, Rutstein and NAAIP are prohibited from migrating or creating new

and/or updated content that engages in any of the above-named activities, whether through

accounts under their direct control or through accounts controlled by Mindy Rutstein,

Aaron Levy, or anyone else. This includes any new potential replacement websites Mr.

Rutstein and/or his affiliates may create hosting similar content, no matter the name or alias

used in the creation of that website.

3. Additional Equitable Relief: To give practical effect to the Permanent Injunction, and

considering Defendants’ disregard of the Preliminary Injunction [ECF Nos. 138, 158, 165,

226], the Court orders the following:

a. The websites and domain names listed in the table below are hereby ordered to be

immediately taken down and disabled. As discussed further in subparagraph (b),

the following Internet platforms and service providers (“Service Providers”) are not

meant to be exhaustive and are instead meant to be illustrative, including in the

event that Defendants migrate or create new content that violates the permanent

injunction in paragraph one. For further clarity, this Order is not limited to websites

“hosting” content, but rather to any entity—whether party to this lawsuit or not—

that is enabling the existence of the websites on which Defendants are posting

illegal content, including domain names, ISP providers, and web content hosts, as

well as to any entity that is enabling the public posting of content that violates any

provision of the permanent injunction in paragraph one.

Internet Title of Page

Web Link / URL (current)
Platform or Channel
Various, NAAIP website https://www.naaip.org
including
but not

4
Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 5 of 7

CASE NO. 22-80243-CIV-CANNON/Reinhart

limited to Gus Fox Website https://www.gusfox.com

Cloudflare / and its affiliated
GoDaddy/ content https://www.inwebsitebuilder.com/
Canadian
Web www.gusfoxlive.com
Hosting/Po
rkbun/Dial
pad
Aaron Levy https://www.facebook.com/groups/246959460995/user/100046072
(formerly 960854
Jonathan Meir
(formerly Mindy
Rutstein))
NAAIP https://www.facebook.com/naaip.org
Facebook
NAAIP Group https://www.facebook.com/groups/246959460995/user/100064119
691550/
Insurance Agents https://www.facebook.com/groups/naaipagents
Marketing with
NAAIP Group
Gus Fox https://www.facebook.com/gusfoxsalestrainer123
Gusfoxsalestrain https://www.facebook.com/gusfoxsalestrainer
er
NAAIP Channel https://www.youtube.com/c/NaaipOrg
Gus Fox Channel https://www.youtube.com/@gusfox
Matthew Leigh https://www.youtube.com/@MattLeigh-sc8dk
Business https://www.youtube.com/@BusinessOpportunityScams
Opportunity
YouTube Scam Witnesses
Channel
Family First Life https://www.youtube.com/playlist?list=PLJVKYiW2lCj5oHUZku
Lawsuit (class MJJEIQAZzhWQisX
action) Witnesses
Playlist
Davis Financial https://youtube.com/@DrBAD67/
Pool, Inc.

TotallyJana https://www.youtube.com/@totally-jana

Twitter NAAIP https://twitter.com/naaipagents

LinkedIn Jonathan Meir https://www.linkedin.com/in/jonathan-meir-66b080142/
Reddit DavidNAAIP https://www.reddit.com/user/DavidNAAIP/

5
Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 6 of 7

CASE NO. 22-80243-CIV-CANNON/Reinhart

DontmessTexas https://www.reddit.com/user/DontmessTexas/
insuranceMLMs https://www.reddit.com/r/insuranceMLMs/
Family First Life https://www.reddit.com/r/familyfirstlife/comments/15wg6p0/famil
Lawsuits Thread y_first_life_lawsuits_thread/

b. Plaintiff may serve this Permanent Injunction on any persons and entities providing

service to Defendants or their associates (including, but not limited to, domain

name registrars, name servers, web hosting services, and any service providers).

The Court further orders that any person or entity providing service to Defendants

who is served with this Order shall take reasonable best efforts to implement the

following actions:

i. Completely, and until further order of this Court, suspend all services to

Defendants and Defendants’ representatives or resellers associated with

such identified domains and any associated IP addresses;

ii. Refrain from providing any notice or warning to, or communicating in any

way with Defendants or Defendants’ representatives until the steps required

by this Order are fully executed in full, except as necessary to communicate

with hosting companies, data centers, or other Internet Providers to execute

this Order;

iii. Not enable, and take all reasonable steps to prevent, any circumvention of

this Order by Defendants or Defendants’ representatives or resellers to rent,

lease, purchase, or otherwise obtain other domains and IP addresses;

iv. Provide reasonable assistance in implementing the terms of this Order and

take no action to frustrate the implementation of this Order; and

v. Provide reasonable assistance in implementing the terms of this Order and

6
Case 9:22-cv-80243-AMC Document 246 Entered on FLSD Docket 09/26/2024 Page 7 of 7

CASE NO. 22-80243-CIV-CANNON/Reinhart

take no action to frustrate the implementation of this Order.

c. In accordance with Rule 65(d)(2)(C) of the Federal Rules of Civil Procedure, any

persons and entities (including non-parties to this action) who receive actual notice

of this Order (including, but not limited to, domain name registrars, name servers,

web hosting services, and any service providers) and who are acting in concert with

Defendants or Defendants officers, agents, servants, employees, and attorneys,

including through providing service to Defendants or Defendants officers, agents,

servants, employees, and attorneys are bound by this Order, and thus may be subject

to sanctions, including being held in contempt of court, for any refusal to comply

with this Order in good faith.

DONE AND ORDERED in Chambers at Fort Pierce, Florida, this 25th day of September

2024.

_________________________________
AILEEN M. CANNON
UNITED STATES DISTRICT JUDGE